ERGO NEXT and Thimble are the best auto repair insurance companies, and the difference between them matters for your shop. ERGO NEXT ranks first in both affordability and customer experience, which means you're not giving up service quality to get the lower price. Thimble brings on-demand, flexible coverage that suits shops whose insurance needs shift seasonally or who aren't ready to lock into a fixed annual policy.
The table below ranks all seven providers by overall score across affordability, customer experience and coverage.





