Auto-Owners offers Ohio's most affordable car insurance, with monthly rates of $27 for minimum coverage and $70 for full coverage. Drivers save $16 monthly (24%) compared to state averages. Get quotes from Ohio Mutual, Travelers, Erie and GEICO too.
Cheapest Car Insurance in Ohio
Updated: August 28, 2025
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Key Takeaways
The cheapest car insurance companies in Ohio for most drivers are Auto Owners, Ohio Mutual Insurance and Travelers, offering average savings of up to 24%.
Car insurance costs can be as low as $21 for minimum coverage and $55 for full coverage policies on average in Ohio.
To get the cheapest car insurance in Ohio, research average costs and top companies, take advantage of discounts and compare multiple provider quotes.
Who Has the Cheapest Car Insurance in Ohio?
| Auto Owners | $27 | $70 | -24% | $-16 |
| Ohio Mutual Insurance | $31 | $80 | -14% | $-9 |
| Travelers | $36 | $75 | -13% | $-9 |
| Erie Insurance | $29 | $83 | -12% | $-8 |
| Geico | $40 | $74 | -11% | $-7 |
*These rates are for a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state.
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$192
High
$139
Average
$87
Low
Rates updated:
Aug 30, 2025
| Insurance Carrier | MoneyGeek ScoreMG Score | Average Monthly Payment | |
|---|---|---|---|
| 1 |  Capital Insurance Group | 94 /of 100 | $87 |
| 2 |  GEICO | 82 /of 100 | $109 |
| 3 | 83 /of 100 | $118 | |
| 4 | 83 /of 100 | $129 | |
| 5 |  Progressive | 79 /of 100 | $133 |
| 6 | 77 /of 100 | $151 |
Although MoneyGeek partners with some of the companies we recommend, our content is written and reviewed by an independent team of writers, editors and licensed agents. Learn more about our editorial policies and expert editorial team.
Best Car Insurance Rates by Category in Ohio
GEICO and Auto-Owners lead Ohio's insurance market, with each provider offering the lowest rates in four out of our 10 driver categories. Find your specific rates in the table:
| Young Drivers | Geico | $63 |
| Adult Drivers | Auto Owners | $27 |
| Senior Drivers | Auto Owners | $47 |
| Drivers With An Accident | Geico | $47 |
| Drivers With A DUI | Geico | $56 |
| Drivers With A Speeding Ticket | Auto Owners | $27 |
| Drivers With Bad Credit | Grange Insurance | $71 |
| Drivers With Low Income | Cincinnati Insurance | $42 |
| Drivers With Newer Cars | Geico | $36 |
| Drivers With Old Cars | Auto Owners | $19 |
*Rates for the categories above are based on a profile of a 40-year-old with good credit, a clean driving record and a 2012 Toyota Camry across all ZIP codes in the state. Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
LEARN MORE ABOUT THE BEST CHEAP CAR INSURANCE IN OHIO
We've created additional guides below to help you in your search for the best and cheapest car insurance in Ohio:
Compare the Cheapest Car Insurance in Ohio for You
The tables above show overall winners, but your cheapest option depends on your specific situation. For example, Grange offers the lowest rates at $126 monthly for adult drivers with poor credit and an accident record who want 100/300/100 full coverage. Filter the table to match your exact situation:
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Gender:Male
Select
Credit Alignment:Below Fair
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Grange Insurance | $128 | $1,534 | -57% | $-2,010 |
| Cincinnati Insurance | $204 | $2,447 | -31% | $-1,097 |
| Erie Insurance | $274 | $3,288 | -7% | $-256 |
| Geico | $187 | $2,247 | -37% | $-1,297 |
| Ohio Mutual Insurance | $191 | $2,290 | -35% | $-1,254 |
*Young drivers refer to 16 to 25-year-olds, adults 26 to 64-year-olds and seniors 65+ years of age.
Cheapest Car Insurance in Ohio by City
Where you live in Ohio affects your insurance costs based on local crime, accidents and traffic density. Auto-Owners charges as little as $21 in Ottawa but GEICO charges $36 in Blissfield. Here are the cheapest providers for every Ohio city.
Data filtered by:Results filtered by:
Select
City:
| Columbus | Auto Owners | $32 | -30% | $-23 |
| Cleveland | Auto Owners | $34 | -27% | $-22 |
| Cincinnati | Auto Owners | $33 | -28% | $-22 |
| Toledo | Auto Owners | $30 | -33% | $-26 |
| Akron | Auto Owners | $29 | -32% | $-24 |
| Dayton | Auto Owners | $29 | -31% | $-22 |
| Parma | Auto Owners | $27 | -29% | $-19 |
| Canton | Auto Owners | $26 | -30% | $-20 |
| Youngstown | Auto Owners | $32 | -27% | $-20 |
| Lorain | Auto Owners | $25 | -31% | $-20 |
| Hamilton | Auto Owners | $29 | -31% | $-23 |
| Springfield | Auto Owners | $26 | -29% | $-19 |
| Kettering | Auto Owners | $25 | -32% | $-21 |
| Elyria | Auto Owners | $24 | -34% | $-22 |
| Lakewood | Auto Owners | $29 | -27% | $-19 |
| Cuyahoga Falls | Auto Owners | $25 | -31% | $-20 |
| Middletown | Auto Owners | $26 | -33% | $-22 |
| Newark | Auto Owners | $27 | -27% | $-18 |
| Mansfield | Auto Owners | $25 | -29% | $-18 |
| Euclid | Auto Owners | $29 | -30% | $-22 |
| Mentor | Auto Owners | $25 | -29% | $-18 |
| Beavercreek | Auto Owners | $26 | -30% | $-20 |
| Dublin | Auto Owners | $27 | -30% | $-20 |
| Strongsville | Auto Owners | $25 | -32% | $-21 |
| Cleveland Heights | Auto Owners | $31 | -31% | $-24 |
| Fairfield | Auto Owners | $29 | -27% | $-19 |
| Findlay | Auto Owners | $23 | -27% | $-15 |
| Warren | Auto Owners | $27 | -31% | $-21 |
| Lancaster | Auto Owners | $27 | -25% | $-16 |
| Westerville | Auto Owners | $28 | -31% | $-22 |
| Huber Heights | Auto Owners | $25 | -33% | $-22 |
| Delaware | Auto Owners | $25 | -32% | $-21 |
| Grove City | Auto Owners | $34 | -30% | $-24 |
| Westlake | Auto Owners | $25 | -32% | $-21 |
| Reynoldsburg | Auto Owners | $30 | -28% | $-20 |
| Gahanna | Auto Owners | $29 | -30% | $-22 |
| Brunswick | Auto Owners | $25 | -27% | $-16 |
| Upper Arlington | Auto Owners | $29 | -27% | $-19 |
| Stow | Auto Owners | $24 | -34% | $-21 |
| North Olmsted | Auto Owners | $26 | -31% | $-20 |
| Kent | Auto Owners | $25 | -31% | $-21 |
| Bowling Green | Auto Owners | $24 | -29% | $-17 |
| Wooster | Auto Owners | $25 | -26% | $-15 |
| Zanesville | Auto Owners | $28 | -22% | $-14 |
| Ashland | Auto Owners | $25 | -24% | $-14 |
| Troy | Auto Owners | $23 | -32% | $-19 |
| Marion | Auto Owners | $26 | -26% | $-16 |
| Sandusky | Auto Owners | $24 | -29% | $-17 |
| Athens | Auto Owners | $26 | -26% | $-17 |
| Barberton | Auto Owners | $25 | -32% | $-21 |
| Aberdeen | Auto Owners | $28 | -23% | $-15 |
| Ada | Auto Owners | $25 | -24% | $-14 |
| Adamsville | Auto Owners | $28 | -20% | $-12 |
| Addyston | Auto Owners | $30 | -29% | $-21 |
| Adelphi | Auto Owners | $27 | -24% | $-16 |
| Adena | Auto Owners | $28 | -21% | $-14 |
| Albany | Ohio Mutual Insurance | $27 | -23% | $-14 |
| Alexandria | Auto Owners | $28 | -26% | $-17 |
| Alger | Auto Owners | $25 | -24% | $-14 |
| Alledonia | Auto Owners | $28 | -22% | $-14 |
| Alliance | Auto Owners | $24 | -31% | $-19 |
| Alpha | Auto Owners | $26 | -30% | $-20 |
| Alvada | Auto Owners | $23 | -27% | $-15 |
| Alvordton | Auto Owners | $25 | -27% | $-16 |
| Amanda | Auto Owners | $28 | -26% | $-17 |
| Amelia | Auto Owners | $28 | -28% | $-19 |
| Amesville | Ohio Mutual Insurance | $28 | -21% | $-14 |
| Amherst | Auto Owners | $25 | -31% | $-19 |
| Amlin | Auto Owners | $28 | -29% | $-20 |
| Amsterdam | Auto Owners | $28 | -21% | $-13 |
| Andover | Auto Owners | $27 | -27% | $-18 |
| Anna | Auto Owners | $23 | -29% | $-17 |
| Ansonia | Auto Owners | $23 | -32% | $-19 |
| Antwerp | Auto Owners | $24 | -25% | $-14 |
| Apple Creek | Auto Owners | $25 | -25% | $-15 |
| Apple Valley | Auto Owners | $28 | -24% | $-16 |
| Arcadia | Auto Owners | $24 | -24% | $-14 |
| Arcanum | Auto Owners | $25 | -28% | $-17 |
| Archbold | Auto Owners | $25 | -27% | $-16 |
| Arlington | Auto Owners | $24 | -23% | $-13 |
| Ashley | Auto Owners | $26 | -29% | $-19 |
| Ashtabula | Auto Owners | $26 | -26% | $-16 |
| Ashville | Auto Owners | $26 | -30% | $-21 |
| Attica | Auto Owners | $24 | -26% | $-15 |
| Atwater | Auto Owners | $26 | -28% | $-18 |
| Aurora | Auto Owners | $25 | -32% | $-21 |
| Austinburg | Auto Owners | $26 | -28% | $-18 |
| Austintown | Auto Owners | $26 | -31% | $-21 |
| Ava | Auto Owners | $28 | -27% | $-18 |
| Avon | Auto Owners | $25 | -31% | $-20 |
| Avon Lake | Auto Owners | $26 | -29% | $-19 |
| Bainbridge | Auto Owners | $28 | -22% | $-14 |
| Bakersville | Auto Owners | $26 | -30% | $-20 |
| Baltic | Geico | $33 | -24% | $-15 |
| Baltimore | Auto Owners | $27 | -29% | $-20 |
| Bannock | Auto Owners | $27 | -25% | $-16 |
| Barnesville | Auto Owners | $28 | -22% | $-13 |
| Bartlett | Auto Owners | $29 | -22% | $-14 |
| Barton | Auto Owners | $26 | -26% | $-16 |
| Bascom | Auto Owners | $23 | -29% | $-16 |
| Batavia | Auto Owners | $26 | -31% | $-20 |
| Bay Village | Auto Owners | $26 | -30% | $-20 |
| Beach City | Auto Owners | $25 | -29% | $-18 |
| Beallsville | Auto Owners | $28 | -22% | $-14 |
| Beaver | Auto Owners | $28 | -24% | $-16 |
| Beaverdam | Auto Owners | $24 | -28% | $-16 |
| Bedford | Auto Owners | $27 | -33% | $-24 |
| Bellaire | Auto Owners | $26 | -28% | $-18 |
| Bellbrook | Auto Owners | $25 | -31% | $-20 |
| Belle Center | Auto Owners | $25 | -24% | $-14 |
| Bellefontaine | Auto Owners | $25 | -25% | $-15 |
| Belle Valley | Auto Owners | $28 | -21% | $-13 |
| Bellevue | Auto Owners | $24 | -26% | $-15 |
| Bellville | Auto Owners | $26 | -26% | $-16 |
| Belmont | Auto Owners | $27 | -25% | $-16 |
| Belmore | Auto Owners | $23 | -33% | $-20 |
| Beloit | Auto Owners | $24 | -29% | $-18 |
| Belpre | Auto Owners | $28 | -25% | $-17 |
| Benton Ridge | Auto Owners | $23 | -26% | $-15 |
| Bentonville | Auto Owners | $29 | -28% | $-20 |
| Berea | Auto Owners | $25 | -31% | $-20 |
| Bergholz | Auto Owners | $28 | -23% | $-15 |
| Berkey | Auto Owners | $26 | -30% | $-20 |
| Berlin Center | Auto Owners | $25 | -29% | $-19 |
| Berlin Heights | Auto Owners | $24 | -29% | $-17 |
| Bethel | Auto Owners | $28 | -27% | $-18 |
| Bethesda | Auto Owners | $27 | -23% | $-15 |
| Beverly | Auto Owners | $28 | -21% | $-13 |
| Bidwell | Auto Owners | $28 | -24% | $-16 |
| Big Prairie | Auto Owners | $27 | -23% | $-14 |
| Birmingham | Auto Owners | $25 | -29% | $-18 |
| Bladensburg | Auto Owners | $28 | -25% | $-16 |
| Blaine | Auto Owners | $26 | -26% | $-17 |
| Blakeslee | Auto Owners | $24 | -33% | $-21 |
| Blanchester | Auto Owners | $26 | -28% | $-18 |
| Blissfield | Geico | $36 | -27% | $-19 |
| Bloomdale | Auto Owners | $24 | -27% | $-16 |
| Bloomingburg | Auto Owners | $25 | -28% | $-17 |
| Bloomingdale | Auto Owners | $27 | -24% | $-15 |
| Bloomville | Auto Owners | $23 | -29% | $-17 |
| Blue Ash | Auto Owners | $29 | -28% | $-20 |
| Blue Creek | Ohio Mutual Insurance | $28 | -25% | $-16 |
| Blue Rock | Auto Owners | $28 | -21% | $-13 |
| Bluffton | Auto Owners | $23 | -27% | $-15 |
| Boardman | Auto Owners | $27 | -33% | $-23 |
| Bolivar | Auto Owners | $26 | -28% | $-19 |
| Botkins | Auto Owners | $23 | -30% | $-17 |
| Bourneville | Auto Owners | $27 | -29% | $-19 |
| Bowerston | Auto Owners | $27 | -22% | $-14 |
| Bowersville | Auto Owners | $25 | -29% | $-19 |
| Bradford | Auto Owners | $25 | -27% | $-17 |
| Bradner | Auto Owners | $23 | -29% | $-17 |
| Brecksville | Auto Owners | $25 | -32% | $-21 |
| Bremen | Auto Owners | $27 | -26% | $-17 |
| Brewster | Auto Owners | $25 | -29% | $-18 |
| Brice | Auto Owners | $31 | -26% | $-19 |
| Bridgeport | Auto Owners | $26 | -26% | $-16 |
| Bridgetown | Auto Owners | $30 | -28% | $-21 |
| Brilliant | Auto Owners | $26 | -28% | $-18 |
| Brinkhaven | Geico | $36 | -21% | $-14 |
| Bristolville | Auto Owners | $26 | -30% | $-20 |
| Broadview Heights | Auto Owners | $25 | -31% | $-20 |
| Broadway | Auto Owners | $25 | -33% | $-21 |
| Brookfield | Auto Owners | $26 | -30% | $-20 |
| Brooklyn | Auto Owners | $28 | -29% | $-21 |
| Brook Park | Auto Owners | $26 | -32% | $-22 |
| Brookville | Auto Owners | $26 | -30% | $-19 |
| Brownsville | Auto Owners | $28 | -25% | $-16 |
| Bryan | Auto Owners | $23 | -29% | $-17 |
| Buchtel | Auto Owners | $26 | -27% | $-17 |
| Buckeye Lake | Auto Owners | $27 | -27% | $-17 |
| Buckland | Auto Owners | $23 | -27% | $-15 |
| Bucyrus | Auto Owners | $22 | -31% | $-18 |
| Burbank | Auto Owners | $25 | -27% | $-16 |
| Burghill | Auto Owners | $26 | -29% | $-19 |
| Burgoon | Auto Owners | $23 | -28% | $-16 |
| Burkettsville | Auto Owners | $23 | -30% | $-17 |
| Burton | Auto Owners | $26 | -31% | $-22 |
| Butler | Auto Owners | $27 | -24% | $-15 |
| Byesville | Auto Owners | $26 | -24% | $-15 |
| Cable | Auto Owners | $25 | -27% | $-17 |
| Cadiz | Auto Owners | $28 | -21% | $-14 |
| Cairo | Auto Owners | $23 | -30% | $-18 |
| Caldwell | Auto Owners | $28 | -20% | $-13 |
| Caledonia | Auto Owners | $25 | -27% | $-16 |
| Cambridge | Auto Owners | $26 | -24% | $-15 |
| Camden | Auto Owners | $26 | -29% | $-19 |
| Cameron | Auto Owners | $28 | -22% | $-14 |
| Campbell | Auto Owners | $28 | -32% | $-24 |
| Camp Dennison | Auto Owners | $26 | -31% | $-22 |
| Canal Fulton | Auto Owners | $24 | -31% | $-20 |
| Canfield | Auto Owners | $26 | -32% | $-21 |
| Carbondale | Auto Owners | $26 | -32% | $-22 |
| Carbon Hill | Auto Owners | $27 | -25% | $-16 |
| Cardington | Auto Owners | $25 | -29% | $-18 |
| Carey | Auto Owners | $22 | -30% | $-17 |
| Carroll | Auto Owners | $27 | -29% | $-20 |
| Carrollton | Auto Owners | $27 | -23% | $-14 |
| Casstown | Auto Owners | $25 | -27% | $-17 |
| Castalia | Auto Owners | $23 | -30% | $-18 |
| Catawba | Auto Owners | $26 | -28% | $-18 |
| Cecil | Auto Owners | $25 | -24% | $-14 |
| Cedarville | Auto Owners | $25 | -29% | $-18 |
| Celina | Auto Owners | $23 | -26% | $-15 |
| Centerburg | Geico | $34 | -26% | $-17 |
| Centerville | Auto Owners | $26 | -30% | $-20 |
| Chagrin Falls | Auto Owners | $26 | -34% | $-24 |
| Chandlersville | Auto Owners | $27 | -23% | $-14 |
| Chardon | Auto Owners | $26 | -29% | $-19 |
| Charm | Geico | $33 | -29% | $-19 |
| Chauncey | Auto Owners | $27 | -25% | $-15 |
| Cherry Fork | Geico | $34 | -31% | $-21 |
| Chesapeake | Auto Owners | $28 | -30% | $-21 |
| Cheshire | Auto Owners | $28 | -23% | $-15 |
| Chesterhill | Auto Owners | $29 | -23% | $-15 |
| Chesterhill | Geico | $35 | -23% | $-15 |
| Chesterland | Auto Owners | $26 | -30% | $-20 |
| Chesterville | Auto Owners | $26 | -27% | $-17 |
| Chickasaw | Auto Owners | $23 | -34% | $-21 |
| Chillicothe | Auto Owners | $27 | -23% | $-14 |
| Chilo | Auto Owners | $27 | -29% | $-20 |
| Chippewa Lake | Auto Owners | $25 | -27% | $-16 |
| Christiansburg | Auto Owners | $24 | -29% | $-17 |
| Circleville | Auto Owners | $25 | -32% | $-21 |
| Clarington | Auto Owners | $27 | -23% | $-14 |
| Clarksburg | Auto Owners | $26 | -27% | $-17 |
| Clarksville | Auto Owners | $26 | -27% | $-17 |
| Clay Center | Auto Owners | $24 | -31% | $-19 |
| Clayton | Auto Owners | $26 | -33% | $-22 |
| Clifton | Auto Owners | $25 | -30% | $-19 |
| Cloverdale | Auto Owners | $23 | -27% | $-16 |
| Clyde | Auto Owners | $23 | -29% | $-16 |
| Coal Run | Auto Owners | $27 | -24% | $-15 |
| Coalton | Auto Owners | $28 | -23% | $-15 |
| Coldwater | Auto Owners | $23 | -28% | $-16 |
| College Corner | Auto Owners | $27 | -28% | $-19 |
| Collins | Auto Owners | $25 | -28% | $-17 |
| Collinsville | Auto Owners | $28 | -33% | $-25 |
| Colton | Auto Owners | $25 | -31% | $-20 |
| Columbiana | Auto Owners | $24 | -31% | $-19 |
| Columbia Station | Auto Owners | $24 | -32% | $-20 |
| Columbus Grove | Auto Owners | $23 | -26% | $-15 |
| Commercial Point | Auto Owners | $27 | -29% | $-19 |
| Conesville | Auto Owners | $28 | -21% | $-14 |
| Conneaut | Auto Owners | $26 | -27% | $-17 |
| Conover | Auto Owners | $24 | -29% | $-17 |
| Continental | Auto Owners | $24 | -26% | $-15 |
| Convoy | Auto Owners | $22 | -28% | $-15 |
| Coolville | Ohio Mutual Insurance | $28 | -24% | $-16 |
| Corning | Auto Owners | $28 | -24% | $-16 |
| Cortland | Auto Owners | $26 | -30% | $-20 |
| Coshocton | Auto Owners | $28 | -24% | $-16 |
| Covington | Auto Owners | $24 | -28% | $-17 |
| Craig Beach | Auto Owners | $25 | -30% | $-19 |
| Creola | Auto Owners | $27 | -24% | $-15 |
| Crestline | Auto Owners | $23 | -29% | $-17 |
| Creston | Auto Owners | $24 | -29% | $-18 |
| Crooksville | Auto Owners | $28 | -23% | $-15 |
| Croton | Auto Owners | $28 | -28% | $-20 |
| Crown City | Auto Owners | $29 | -26% | $-17 |
| Cuba | Auto Owners | $26 | -28% | $-18 |
| Cumberland | Auto Owners | $28 | -22% | $-14 |
| Curtice | Auto Owners | $25 | -30% | $-19 |
| Custar | Auto Owners | $25 | -25% | $-15 |
| Cutler | Auto Owners | $29 | -22% | $-15 |
| Cygnet | Auto Owners | $24 | -26% | $-15 |
| Cynthiana | Auto Owners | $28 | -25% | $-16 |
| Dalton | Auto Owners | $25 | -29% | $-18 |
| Danville | Auto Owners | $28 | -23% | $-15 |
| Deerfield | Auto Owners | $25 | -29% | $-18 |
| Deersville | Geico | $33 | -25% | $-15 |
| Defiance | Auto Owners | $24 | -28% | $-17 |
| De Graff | Auto Owners | $25 | -26% | $-16 |
| Dellroy | Auto Owners | $27 | -25% | $-16 |
| Delphos | Auto Owners | $23 | -29% | $-16 |
| Delta | Auto Owners | $25 | -30% | $-19 |
| Dennison | Auto Owners | $25 | -26% | $-15 |
| Derby | Auto Owners | $27 | -30% | $-21 |
| Derwent | Auto Owners | $27 | -29% | $-20 |
| Deshler | Auto Owners | $23 | -28% | $-16 |
| Dexter City | Auto Owners | $27 | -22% | $-13 |
| Diamond | Auto Owners | $25 | -30% | $-19 |
| Dillonvale | Auto Owners | $28 | -25% | $-17 |
| Dola | Auto Owners | $24 | -24% | $-14 |
| Donnelsville | Auto Owners | $25 | -36% | $-24 |
| Dorset | Auto Owners | $27 | -27% | $-17 |
| Dover | Auto Owners | $24 | -28% | $-16 |
| Doylestown | Auto Owners | $24 | -31% | $-20 |
| Dresden | Auto Owners | $29 | -19% | $-12 |
| Dry Ridge | Auto Owners | $30 | -28% | $-20 |
| Dry Run | Auto Owners | $28 | -28% | $-20 |
| Dunbridge | Auto Owners | $24 | -34% | $-22 |
| Duncan Falls | Auto Owners | $27 | -23% | $-14 |
| Dundee | Auto Owners | $25 | -28% | $-17 |
| Dunkirk | Auto Owners | $24 | -24% | $-14 |
| Dupont | Auto Owners | $24 | -27% | $-15 |
| East Canton | Auto Owners | $26 | -30% | $-19 |
| East Claridon | Auto Owners | $26 | -33% | $-23 |
| East Cleveland | Auto Owners | $32 | -30% | $-24 |
| East Fultonham | Auto Owners | $28 | -24% | $-16 |
| Eastlake | Auto Owners | $25 | -30% | $-19 |
| East Liberty | Auto Owners | $25 | -27% | $-16 |
| East Liverpool | Auto Owners | $25 | -29% | $-18 |
| East Palestine | Auto Owners | $25 | -30% | $-19 |
| East Rochester | Auto Owners | $25 | -26% | $-16 |
| East Sparta | Auto Owners | $26 | -28% | $-18 |
| East Springfield | Auto Owners | $27 | -23% | $-15 |
| Eaton | Auto Owners | $25 | -30% | $-19 |
| Edgerton | Auto Owners | $24 | -28% | $-16 |
| Edison | Auto Owners | $25 | -27% | $-17 |
| Edon | Auto Owners | $25 | -25% | $-15 |
| Eldorado | Auto Owners | $25 | -29% | $-18 |
| Elgin | Auto Owners | $23 | -27% | $-15 |
| Elkton | Auto Owners | $25 | -35% | $-24 |
| Elmore | Auto Owners | $24 | -29% | $-17 |
| Empire | Auto Owners | $26 | -26% | $-16 |
| Englewood | Auto Owners | $26 | -30% | $-20 |
| Evansport | Auto Owners | $24 | -34% | $-22 |
| Fairborn | Auto Owners | $25 | -31% | $-20 |
| Fairlawn | Auto Owners | $26 | -32% | $-21 |
| Fairpoint | Auto Owners | $26 | -26% | $-16 |
| Fairview | Auto Owners | $28 | -27% | $-19 |
| Fairview Park | Auto Owners | $26 | -29% | $-20 |
| Farmdale | Auto Owners | $27 | -28% | $-18 |
| Farmersville | Auto Owners | $26 | -30% | $-20 |
| Fayette | Auto Owners | $25 | -26% | $-16 |
| Feesburg | Auto Owners | $28 | -30% | $-21 |
| Felicity | Auto Owners | $28 | -26% | $-17 |
| Finneytown | Auto Owners | $30 | -28% | $-21 |
| Flat Rock | Auto Owners | $23 | -28% | $-16 |
| Fleming | Auto Owners | $28 | -24% | $-16 |
| Fletcher | Auto Owners | $25 | -27% | $-16 |
| Flushing | Auto Owners | $28 | -21% | $-13 |
| Forest | Auto Owners | $24 | -25% | $-14 |
| Forest Park | Auto Owners | $30 | -25% | $-18 |
| Forestville | Auto Owners | $28 | -28% | $-20 |
| Fort Jennings | Auto Owners | $23 | -28% | $-16 |
| Fort Loramie | Auto Owners | $23 | -29% | $-17 |
| Fort Recovery | Auto Owners | $22 | -29% | $-16 |
| Fort Shawnee | Auto Owners | $24 | -30% | $-18 |
| Fostoria | Auto Owners | $24 | -24% | $-14 |
| Fowler | Auto Owners | $26 | -29% | $-19 |
| Frankfort | Auto Owners | $26 | -24% | $-15 |
| Franklin | Auto Owners | $26 | -29% | $-19 |
| Franklin Furnace | Auto Owners | $28 | -25% | $-17 |
| Frazeysburg | Auto Owners | $28 | -20% | $-13 |
| Fredericksburg | Auto Owners | $26 | -27% | $-17 |
| Fredericktown | Auto Owners | $26 | -28% | $-18 |
| Freeport | Ohio Mutual Insurance | $26 | -26% | $-16 |
| Fremont | Auto Owners | $22 | -30% | $-17 |
| Fresno | Auto Owners | $28 | -22% | $-14 |
| Friendship | Auto Owners | $28 | -30% | $-21 |
| Fulton | Auto Owners | $26 | -27% | $-17 |
| Fultonham | Auto Owners | $28 | -23% | $-15 |
| Galena | Auto Owners | $26 | -32% | $-22 |
| Galion | Auto Owners | $23 | -31% | $-18 |
| Gallipolis | Auto Owners | $28 | -24% | $-16 |
| Gambier | Auto Owners | $28 | -24% | $-16 |
| Garfield Heights | Auto Owners | $28 | -32% | $-23 |
| Garrettsville | Auto Owners | $26 | -28% | $-18 |
| Gates Mills | Auto Owners | $27 | -31% | $-22 |
| Geneva | Auto Owners | $26 | -28% | $-17 |
| Genoa | Auto Owners | $23 | -33% | $-20 |
| Georgetown | Auto Owners | $27 | -27% | $-18 |
| Germantown | Auto Owners | $25 | -32% | $-21 |
| Gettysburg | Auto Owners | $24 | -29% | $-18 |
| Gibsonburg | Auto Owners | $23 | -31% | $-18 |
| Girard | Auto Owners | $27 | -31% | $-22 |
| Glencoe | Auto Owners | $26 | -25% | $-16 |
| Glenford | Auto Owners | $28 | -23% | $-15 |
| Glenmont | Auto Owners | $28 | -22% | $-14 |
| Glouster | Auto Owners | $27 | -24% | $-15 |
| Gnadenhutten | Auto Owners | $25 | -26% | $-15 |
| Gomer | Auto Owners | $24 | -29% | $-17 |
| Goshen | Auto Owners | $27 | -28% | $-19 |
| Grafton | Auto Owners | $24 | -32% | $-20 |
| Grand Rapids | Auto Owners | $25 | -28% | $-17 |
| Grand River | Auto Owners | $25 | -34% | $-22 |
| Granville | Auto Owners | $26 | -29% | $-19 |
| Gratiot | Auto Owners | $28 | -23% | $-14 |
| Graysville | Auto Owners | $29 | -21% | $-13 |
| Graytown | Auto Owners | $24 | -30% | $-18 |
| Green | Auto Owners | $24 | -33% | $-22 |
| Greenfield | Auto Owners | $26 | -24% | $-14 |
| Greenford | Auto Owners | $26 | -35% | $-25 |
| Greenhills | Auto Owners | $30 | -25% | $-18 |
| Green Meadows | Auto Owners | $25 | -30% | $-19 |
| Green Springs | Auto Owners | $23 | -29% | $-17 |
| Greenville | Auto Owners | $24 | -30% | $-18 |
| Greenwich | Auto Owners | $25 | -25% | $-15 |
| Grelton | Auto Owners | $24 | -33% | $-22 |
| Groveport | Auto Owners | $28 | -32% | $-23 |
| Grover Hill | Auto Owners | $23 | -26% | $-15 |
| Guysville | Auto Owners | $28 | -22% | $-14 |
| Guysville | Ohio Mutual Insurance | $28 | -22% | $-14 |
| Gypsum | Auto Owners | $23 | -36% | $-23 |
| Hallsville | Auto Owners | $26 | -26% | $-17 |
| Hamden | Auto Owners | $28 | -23% | $-15 |
| Hamersville | Auto Owners | $28 | -26% | $-17 |
| Hamler | Auto Owners | $24 | -26% | $-15 |
| Hammondsville | Auto Owners | $27 | -23% | $-14 |
| Hannibal | Auto Owners | $27 | -28% | $-19 |
| Hanoverton | Auto Owners | $26 | -27% | $-17 |
| Harbor View | Auto Owners | $26 | -35% | $-25 |
| Harpster | Auto Owners | $24 | -27% | $-16 |
| Harrisburg | Auto Owners | $27 | -31% | $-22 |
| Harrison | Auto Owners | $28 | -28% | $-19 |
| Harrod | Auto Owners | $26 | -23% | $-14 |
| Hartville | Auto Owners | $24 | -32% | $-20 |
| Harveysburg | Auto Owners | $25 | -31% | $-21 |
| Haskins | Auto Owners | $24 | -27% | $-16 |
| Haverhill | Auto Owners | $28 | -30% | $-21 |
| Haviland | Auto Owners | $24 | -25% | $-14 |
| Haydenville | Auto Owners | $27 | -27% | $-18 |
| Heath | Auto Owners | $26 | -27% | $-17 |
| Hebron | Auto Owners | $26 | -29% | $-19 |
| Helena | Auto Owners | $23 | -30% | $-17 |
| Hicksville | Auto Owners | $24 | -26% | $-15 |
| Higginsport | Auto Owners | $28 | -26% | $-17 |
| Hilliard | Auto Owners | $28 | -29% | $-20 |
| Hillsboro | Auto Owners | $27 | -24% | $-15 |
| Hinckley | Auto Owners | $24 | -29% | $-18 |
| Hiram | Auto Owners | $26 | -28% | $-18 |
| Hockingport | Auto Owners | $28 | -28% | $-20 |
| Holgate | Auto Owners | $24 | -27% | $-16 |
| Holland | Auto Owners | $27 | -32% | $-22 |
| Hollansburg | Auto Owners | $24 | -28% | $-17 |
| Holloway | Auto Owners | $28 | -27% | $-18 |
| Holmesville | Auto Owners | $26 | -26% | $-16 |
| Homerville | Auto Owners | $25 | -25% | $-15 |
| Homeworth | Auto Owners | $25 | -28% | $-18 |
| Hooven | Auto Owners | $28 | -30% | $-21 |
| Hopedale | Auto Owners | $27 | -23% | $-14 |
| Hopewell | Auto Owners | $28 | -22% | $-14 |
| Houston | Auto Owners | $24 | -28% | $-17 |
| Hoytville | Auto Owners | $24 | -29% | $-17 |
| Hubbard | Auto Owners | $26 | -32% | $-22 |
| Hudson | Auto Owners | $25 | -31% | $-20 |
| Huntsburg | Auto Owners | $26 | -29% | $-19 |
| Huntsville | Auto Owners | $24 | -28% | $-17 |
| Huron | Auto Owners | $24 | -29% | $-17 |
| Iberia | Auto Owners | $24 | -36% | $-24 |
| Irondale | Auto Owners | $27 | -24% | $-15 |
| Ironton | Auto Owners | $27 | -27% | $-17 |
| Irwin | Auto Owners | $26 | -26% | $-16 |
| Isle St. George | Auto Owners | $24 | -32% | $-20 |
| Jackson | Auto Owners | $27 | -26% | $-17 |
| Jackson Center | Auto Owners | $24 | -27% | $-16 |
| Jacksontown | Auto Owners | $27 | -30% | $-21 |
| Jacksonville | Auto Owners | $27 | -24% | $-15 |
| Jacobsburg | Auto Owners | $27 | -24% | $-15 |
| Jamestown | Auto Owners | $25 | -28% | $-17 |
| Jefferson | Auto Owners | $27 | -27% | $-18 |
| Jeffersonville | Auto Owners | $25 | -27% | $-16 |
| Jenera | Auto Owners | $24 | -25% | $-14 |
| Jeromesville | Auto Owners | $26 | -25% | $-15 |
| Jerry City | Auto Owners | $24 | -28% | $-16 |
| Jerusalem | Auto Owners | $28 | -22% | $-14 |
| Jewell | Auto Owners | $25 | -32% | $-21 |
| Jewett | Ohio Mutual Insurance | $28 | -23% | $-15 |
| Johnstown | Auto Owners | $28 | -28% | $-20 |
| Junction City | Auto Owners | $28 | -24% | $-16 |
| Kalida | Auto Owners | $23 | -27% | $-15 |
| Kansas | Auto Owners | $23 | -28% | $-16 |
| Keene | Auto Owners | $28 | -27% | $-19 |
| Kelleys Island | Auto Owners | $23 | -30% | $-18 |
| Kensington | Auto Owners | $26 | -25% | $-15 |
| Kenton | Auto Owners | $24 | -26% | $-15 |
| Kenwood | Auto Owners | $29 | -29% | $-21 |
| Kerr | Auto Owners | $28 | -28% | $-19 |
| Kettlersville | Auto Owners | $23 | -29% | $-17 |
| Kilbourne | Auto Owners | $27 | -28% | $-18 |
| Killbuck | Geico | $36 | -21% | $-13 |
| Kimbolton | Geico | $33 | -24% | $-15 |
| Kings Mills | Auto Owners | $27 | -29% | $-20 |
| Kingston | Auto Owners | $26 | -25% | $-16 |
| Kingsville | Auto Owners | $27 | -25% | $-16 |
| Kinsman | Auto Owners | $27 | -28% | $-19 |
| Kipling | Auto Owners | $27 | -30% | $-20 |
| Kipton | Auto Owners | $25 | -29% | $-19 |
| Kirby | Auto Owners | $23 | -33% | $-21 |
| Kirkersville | Auto Owners | $27 | -30% | $-21 |
| Kitts Hill | Auto Owners | $28 | -27% | $-18 |
| Kunkle | Auto Owners | $25 | -28% | $-17 |
| Lacarne | Auto Owners | $23 | -31% | $-18 |
| Lafferty | Auto Owners | $27 | -23% | $-15 |
| LaGrange | Auto Owners | $25 | -31% | $-19 |
| Laings | Auto Owners | $28 | -27% | $-18 |
| Lake Lorelei | Auto Owners | $27 | -26% | $-17 |
| Lakemore | Auto Owners | $26 | -31% | $-20 |
| Lakeside Marblehead | Auto Owners | $23 | -32% | $-19 |
| Lakeview | Auto Owners | $24 | -27% | $-16 |
| Lakeville | Auto Owners | $26 | -24% | $-15 |
| Langsville | Ohio Mutual Insurance | $27 | -23% | $-14 |
| Lansing | Auto Owners | $26 | -25% | $-16 |
| La Rue | Auto Owners | $25 | -27% | $-16 |
| Latham | Auto Owners | $28 | -23% | $-15 |
| Laura | Auto Owners | $25 | -29% | $-18 |
| Laurelville | Auto Owners | $27 | -25% | $-16 |
| Leavittsburg | Auto Owners | $26 | -31% | $-21 |
| Lebanon | Auto Owners | $25 | -32% | $-21 |
| Leesburg | Auto Owners | $25 | -26% | $-16 |
| Leesville | Auto Owners | $27 | -29% | $-19 |
| Leetonia | Auto Owners | $24 | -28% | $-17 |
| Leipsic | Auto Owners | $23 | -27% | $-15 |
| Lemoyne | Auto Owners | $24 | -35% | $-23 |
| Lewisburg | Auto Owners | $26 | -29% | $-19 |
| Lewis Center | Auto Owners | $27 | -30% | $-21 |
| Lewistown | Auto Owners | $24 | -28% | $-17 |
| Lewisville | Ohio Mutual Insurance | $29 | -20% | $-13 |
| Liberty Center | Auto Owners | $26 | -25% | $-15 |
| Lima | Auto Owners | $25 | -29% | $-18 |
| Limaville | Auto Owners | $25 | -31% | $-20 |
| Lindsey | Auto Owners | $23 | -30% | $-17 |
| Lisbon | Auto Owners | $25 | -28% | $-17 |
| Litchfield | Auto Owners | $25 | -27% | $-17 |
| Lithopolis | Auto Owners | $28 | -30% | $-22 |
| Little Hocking | Auto Owners | $27 | -26% | $-17 |
| Lodi | Auto Owners | $25 | -27% | $-17 |
| Logan | Auto Owners | $27 | -26% | $-17 |
| London | Auto Owners | $26 | -29% | $-18 |
| Londonderry | Auto Owners | $28 | -22% | $-14 |
| Long Bottom | Ohio Mutual Insurance | $28 | -23% | $-15 |
| Lordstown | Auto Owners | $26 | -30% | $-20 |
| Lore City | Auto Owners | $27 | -25% | $-15 |
| Loudonville | Auto Owners | $26 | -25% | $-15 |
| Louisville | Auto Owners | $25 | -30% | $-19 |
| Loveland | Auto Owners | $26 | -30% | $-20 |
| Lowell | Auto Owners | $27 | -23% | $-14 |
| Lowellville | Auto Owners | $27 | -32% | $-22 |
| Lower Salem | Auto Owners | $28 | -20% | $-13 |
| Lucas | Auto Owners | $26 | -27% | $-17 |
| Lucasville | Auto Owners | $27 | -26% | $-17 |
| Luckey | Auto Owners | $24 | -31% | $-19 |
| Ludlow Falls | Auto Owners | $24 | -30% | $-18 |
| Lynchburg | Auto Owners | $27 | -24% | $-15 |
| Lynx | Ohio Mutual Insurance | $28 | -24% | $-15 |
| Lyons | Auto Owners | $26 | -28% | $-18 |
| Macedonia | Auto Owners | $25 | -31% | $-20 |
| Macksburg | Geico | $36 | -20% | $-13 |
| Madeira | Auto Owners | $27 | -33% | $-23 |
| Madison | Auto Owners | $25 | -30% | $-19 |
| Magnetic Springs | Auto Owners | $25 | -28% | $-17 |
| Magnolia | Auto Owners | $26 | -28% | $-18 |
| Maineville | Auto Owners | $26 | -30% | $-20 |
| Malinta | Auto Owners | $24 | -26% | $-15 |
| Malta | Auto Owners | $28 | -21% | $-14 |
| Malvern | Auto Owners | $26 | -28% | $-18 |
| Manchester | Ohio Mutual Insurance | $28 | -23% | $-15 |
| Mantua | Auto Owners | $26 | -29% | $-19 |
| Maple Heights | Auto Owners | $29 | -33% | $-25 |
| Maplewood | Auto Owners | $24 | -26% | $-15 |
| Marengo | Auto Owners | $27 | -27% | $-18 |
| Maria Stein | Auto Owners | $23 | -30% | $-17 |
| Marietta | Auto Owners | $27 | -26% | $-17 |
| Mark Center | Auto Owners | $24 | -27% | $-16 |
| Marshallville | Auto Owners | $25 | -29% | $-18 |
| Martel | Auto Owners | $25 | -33% | $-22 |
| Martin | Auto Owners | $25 | -29% | $-18 |
| Martinsburg | Auto Owners | $28 | -23% | $-15 |
| Martins Ferry | Auto Owners | $26 | -27% | $-17 |
| Martinsville | Auto Owners | $26 | -26% | $-16 |
| Marysville | Auto Owners | $24 | -30% | $-18 |
| Mason | Auto Owners | $27 | -29% | $-19 |
| Massillon | Auto Owners | $25 | -30% | $-19 |
| Masury | Auto Owners | $26 | -31% | $-20 |
| Maumee | Auto Owners | $26 | -32% | $-21 |
| Maximo | Auto Owners | $25 | -36% | $-25 |
| Mayfield Heights | Auto Owners | $28 | -32% | $-23 |
| Maynard | Auto Owners | $26 | -31% | $-21 |
| McArthur | Auto Owners | $28 | -22% | $-14 |
| McClure | Auto Owners | $25 | -25% | $-15 |
| Mc Comb | Auto Owners | $23 | -27% | $-15 |
| Mcconnelsville | Auto Owners | $28 | -23% | $-15 |
| Mc Cutchenville | Auto Owners | $23 | -28% | $-16 |
| Mc Dermott | Auto Owners | $28 | -24% | $-16 |
| McDonald | Auto Owners | $26 | -32% | $-22 |
| Mc Guffey | Auto Owners | $25 | -25% | $-15 |
| Mechanicsburg | Auto Owners | $25 | -28% | $-17 |
| Mechanicstown | Auto Owners | $27 | -23% | $-15 |
| Medina | Auto Owners | $24 | -29% | $-18 |
| Medway | Auto Owners | $25 | -30% | $-19 |
| Melmore | Auto Owners | $23 | -35% | $-22 |
| Melrose | Auto Owners | $24 | -27% | $-16 |
| Mendon | Auto Owners | $23 | -25% | $-14 |
| Metamora | Auto Owners | $26 | -28% | $-18 |
| Miami Heights | Auto Owners | $29 | -29% | $-21 |
| Miamisburg | Auto Owners | $25 | -33% | $-21 |
| Miamiville | Auto Owners | $26 | -34% | $-25 |
| Middle Bass | Auto Owners | $23 | -37% | $-24 |
| Middlebranch | Auto Owners | $26 | -34% | $-24 |
| Middleburg | Auto Owners | $25 | -28% | $-17 |
| Middlefield | Auto Owners | $26 | -30% | $-20 |
| Middle Point | Auto Owners | $23 | -25% | $-14 |
| Middleport | Auto Owners | $27 | -25% | $-16 |
| Midland | Auto Owners | $26 | -25% | $-16 |
| Midvale | Auto Owners | $25 | -26% | $-16 |
| Milan | Auto Owners | $24 | -29% | $-17 |
| Milford | Auto Owners | $26 | -30% | $-20 |
| Milford Center | Auto Owners | $25 | -27% | $-16 |
| Millbury | Auto Owners | $24 | -35% | $-22 |
| Milledgeville | Auto Owners | $25 | -28% | $-17 |
| Miller City | Auto Owners | $23 | -34% | $-21 |
| Millersburg | Auto Owners | $27 | -24% | $-15 |
| Millersport | Auto Owners | $28 | -26% | $-18 |
| Millfield | Auto Owners | $27 | -24% | $-15 |
| Milton Center | Auto Owners | $24 | -26% | $-16 |
| Mineral City | Auto Owners | $25 | -26% | $-16 |
| Mineral Ridge | Auto Owners | $26 | -31% | $-21 |
| Minerva | Auto Owners | $26 | -28% | $-17 |
| Minford | Auto Owners | $28 | -25% | $-17 |
| Mingo | Auto Owners | $26 | -31% | $-21 |
| Mingo Junction | Auto Owners | $27 | -25% | $-16 |
| Minster | Auto Owners | $22 | -31% | $-17 |
| Mogadore | Auto Owners | $25 | -32% | $-21 |
| Monclova | Auto Owners | $25 | -32% | $-21 |
| Monroe | Auto Owners | $27 | -30% | $-20 |
| Monroeville | Auto Owners | $24 | -29% | $-17 |
| Montezuma | Auto Owners | $23 | -29% | $-16 |
| Montpelier | Auto Owners | $25 | -23% | $-14 |
| Montville | Auto Owners | $27 | -27% | $-18 |
| Moraine | Auto Owners | $27 | -33% | $-23 |
| Morral | Auto Owners | $25 | -26% | $-15 |
| Morristown | Auto Owners | $27 | -28% | $-19 |
| Morrow | Auto Owners | $26 | -31% | $-21 |
| Moscow | Auto Owners | $27 | -27% | $-18 |
| Mount Blanchard | Auto Owners | $23 | -26% | $-15 |
| Mount Cory | Auto Owners | $23 | -27% | $-15 |
| Mount Eaton | Auto Owners | $26 | -26% | $-16 |
| Mount Gilead | Auto Owners | $25 | -28% | $-18 |
| Mount Hope | Auto Owners | $25 | -33% | $-22 |
| Mount Liberty | Geico | $34 | -29% | $-20 |
| Mount Orab | Auto Owners | $27 | -27% | $-18 |
| Mount Perry | Auto Owners | $29 | -22% | $-14 |
| Mount Sterling | Auto Owners | $26 | -28% | $-18 |
| Mount St. Joseph | Auto Owners | $31 | -26% | $-19 |
| Mount Vernon | Auto Owners | $27 | -28% | $-18 |
| Mount Victory | Auto Owners | $25 | -25% | $-14 |
| Mowrystown | Auto Owners | $28 | -24% | $-15 |
| Moxahala | Auto Owners | $28 | -29% | $-20 |
| Munroe Falls | Auto Owners | $26 | -29% | $-19 |
| Murray City | Auto Owners | $27 | -25% | $-16 |
| Nankin | Auto Owners | $25 | -31% | $-20 |
| Napoleon | Auto Owners | $24 | -27% | $-16 |
| Nashport | Auto Owners | $28 | -20% | $-13 |
| Nashville | Auto Owners | $27 | -23% | $-14 |
| Navarre | Auto Owners | $25 | -28% | $-18 |
| Neapolis | Auto Owners | $25 | -30% | $-19 |
| Negley | Auto Owners | $26 | -27% | $-17 |
| Nelsonville | Auto Owners | $26 | -26% | $-16 |
| Nevada | Auto Owners | $24 | -26% | $-15 |
| Neville | Auto Owners | $27 | -27% | $-18 |
| New Albany | Auto Owners | $28 | -29% | $-20 |
| New Athens | Ohio Mutual Insurance | $28 | -22% | $-14 |
| New Bavaria | Auto Owners | $24 | -26% | $-15 |
| New Bloomington | Auto Owners | $25 | -26% | $-16 |
| New Bremen | Auto Owners | $23 | -28% | $-16 |
| Newbury | Auto Owners | $27 | -31% | $-22 |
| New Carlisle | Auto Owners | $25 | -31% | $-19 |
| Newcomerstown | Auto Owners | $26 | -23% | $-14 |
| New Concord | Auto Owners | $27 | -21% | $-13 |
| New Franklin | Auto Owners | $25 | -31% | $-20 |
| New Hampshire | Auto Owners | $24 | -27% | $-15 |
| New Holland | Auto Owners | $25 | -29% | $-19 |
| New Knoxville | Auto Owners | $22 | -29% | $-16 |
| New Lebanon | Auto Owners | $25 | -33% | $-22 |
| New Lexington | Auto Owners | $27 | -25% | $-17 |
| New London | Auto Owners | $25 | -27% | $-16 |
| New Madison | Auto Owners | $24 | -29% | $-17 |
| New Marshfield | Auto Owners | $27 | -22% | $-14 |
| New Matamoras | Auto Owners | $28 | -22% | $-14 |
| New Middletown | Auto Owners | $25 | -30% | $-19 |
| New Paris | Auto Owners | $25 | -29% | $-18 |
| New Philadelphia | Auto Owners | $24 | -27% | $-16 |
| New Plymouth | Auto Owners | $27 | -24% | $-15 |
| Newport | Auto Owners | $28 | -24% | $-15 |
| New Richmond | Auto Owners | $28 | -27% | $-19 |
| New Riegel | Auto Owners | $23 | -29% | $-16 |
| New Rumley | Auto Owners | $28 | -25% | $-17 |
| New Springfield | Auto Owners | $26 | -29% | $-19 |
| New Straitsville | Auto Owners | $27 | -24% | $-16 |
| Newton Falls | Auto Owners | $25 | -30% | $-20 |
| Newtonsville | Auto Owners | $27 | -32% | $-23 |
| New Vienna | Auto Owners | $25 | -25% | $-15 |
| New Washington | Auto Owners | $24 | -28% | $-16 |
| New Waterford | Auto Owners | $25 | -29% | $-18 |
| New Weston | Auto Owners | $23 | -30% | $-18 |
| Ney | Auto Owners | $25 | -27% | $-16 |
| Niles | Auto Owners | $27 | -30% | $-20 |
| North Baltimore | Auto Owners | $24 | -26% | $-15 |
| North Bend | Auto Owners | $28 | -31% | $-22 |
| North Benton | Auto Owners | $25 | -29% | $-18 |
| North Bloomfield | Auto Owners | $26 | -29% | $-19 |
| Northbrook | Auto Owners | $30 | -27% | $-20 |
| North Canton | Auto Owners | $24 | -34% | $-22 |
| North Fairfield | Auto Owners | $24 | -28% | $-17 |
| Northfield | Auto Owners | $24 | -32% | $-20 |
| North Georgetown | Auto Owners | $25 | -33% | $-22 |
| North Hampton | Auto Owners | $25 | -30% | $-19 |
| North Jackson | Auto Owners | $26 | -31% | $-20 |
| North Lawrence | Auto Owners | $25 | -29% | $-19 |
| North Lewisburg | Auto Owners | $25 | -27% | $-17 |
| North Lima | Auto Owners | $25 | -32% | $-21 |
| North Ridgeville | Auto Owners | $24 | -31% | $-20 |
| North Robinson | Auto Owners | $23 | -30% | $-18 |
| North Royalton | Auto Owners | $26 | -30% | $-19 |
| North Star | Auto Owners | $24 | -29% | $-17 |
| Northwood | Auto Owners | $25 | -33% | $-22 |
| Norwalk | Auto Owners | $23 | -30% | $-18 |
| Norwich | Auto Owners | $27 | -23% | $-14 |
| Norwood | Auto Owners | $32 | -26% | $-20 |
| Nova | Auto Owners | $25 | -24% | $-14 |
| Novelty | Auto Owners | $27 | -32% | $-22 |
| Oak Harbor | Auto Owners | $23 | -30% | $-17 |
| Oak Hill | Auto Owners | $28 | -25% | $-16 |
| Oakwood | Auto Owners | $26 | -26% | $-17 |
| Oberlin | Auto Owners | $25 | -29% | $-18 |
| Oceola | Auto Owners | $24 | -29% | $-17 |
| Ohio City | Auto Owners | $23 | -26% | $-14 |
| Okeana | Auto Owners | $28 | -28% | $-19 |
| Okolona | Auto Owners | $25 | -32% | $-20 |
| Old Fort | Auto Owners | $23 | -28% | $-16 |
| Old Washington | Geico | $33 | -24% | $-15 |
| Olmsted Falls | Auto Owners | $25 | -30% | $-19 |
| Orangeville | Auto Owners | $26 | -34% | $-24 |
| Oregon | Auto Owners | $25 | -34% | $-23 |
| Oregonia | Auto Owners | $25 | -31% | $-20 |
| Orient | Auto Owners | $27 | -30% | $-20 |
| Orrville | Auto Owners | $25 | -27% | $-16 |
| Orwell | Auto Owners | $28 | -28% | $-19 |
| Osgood | Auto Owners | $23 | -32% | $-19 |
| Ostrander | Auto Owners | $26 | -28% | $-18 |
| Ottawa | Auto Owners | $21 | -30% | $-16 |
| Ottoville | Auto Owners | $23 | -28% | $-16 |
| Otway | Ohio Mutual Insurance | $29 | -23% | $-15 |
| Overpeck | Auto Owners | $28 | -34% | $-25 |
| Owensville | Auto Owners | $27 | -29% | $-19 |
| Oxford | Auto Owners | $28 | -31% | $-22 |
| Painesville | Auto Owners | $26 | -27% | $-17 |
| Palestine | Auto Owners | $24 | -29% | $-18 |
| Pandora | Auto Owners | $23 | -27% | $-15 |
| Paris | Auto Owners | $25 | -29% | $-18 |
| Parma Heights | Auto Owners | $26 | -30% | $-20 |
| Pataskala | Auto Owners | $27 | -31% | $-22 |
| Patriot | Auto Owners | $28 | -25% | $-17 |
| Paulding | Auto Owners | $24 | -26% | $-15 |
| Payne | Auto Owners | $23 | -28% | $-16 |
| Pedro | Auto Owners | $28 | -24% | $-16 |
| Peebles | Auto Owners | $28 | -24% | $-16 |
| Pemberton | Auto Owners | $24 | -29% | $-17 |
| Pemberville | Auto Owners | $23 | -32% | $-19 |
| Perry | Auto Owners | $25 | -29% | $-19 |
| Perrysburg | Auto Owners | $24 | -34% | $-21 |
| Perrysville | Auto Owners | $26 | -24% | $-14 |
| Petersburg | Auto Owners | $25 | -29% | $-18 |
| Pettisville | Auto Owners | $25 | -27% | $-17 |
| Phillipsburg | Auto Owners | $26 | -30% | $-19 |
| Philo | Auto Owners | $27 | -23% | $-14 |
| Pickerington | Auto Owners | $28 | -31% | $-22 |
| Piedmont | Auto Owners | $27 | -22% | $-14 |
| Pierpont | Auto Owners | $27 | -25% | $-16 |
| Piketon | Auto Owners | $27 | -25% | $-16 |
| Piney Fork | Auto Owners | $28 | -28% | $-19 |
| Pioneer | Auto Owners | $25 | -26% | $-15 |
| Piqua | Auto Owners | $23 | -31% | $-18 |
| Pitsburg | Auto Owners | $25 | -29% | $-18 |
| Plain City | Auto Owners | $26 | -27% | $-17 |
| Plainfield | Auto Owners | $28 | -27% | $-19 |
| Pleasant City | Auto Owners | $27 | -22% | $-14 |
| Pleasant Hill | Auto Owners | $25 | -28% | $-17 |
| Pleasant Plain | Auto Owners | $26 | -30% | $-20 |
| Pleasantville | Auto Owners | $27 | -27% | $-18 |
| Plymouth | Auto Owners | $24 | -28% | $-17 |
| Polk | Auto Owners | $25 | -27% | $-16 |
| Pomeroy | Auto Owners | $27 | -25% | $-16 |
| Portage | Auto Owners | $24 | -28% | $-16 |
| Portage Lakes | Auto Owners | $25 | -33% | $-22 |
| Port Clinton | Auto Owners | $23 | -30% | $-18 |
| Port Jefferson | Auto Owners | $24 | -28% | $-17 |
| Portland | Ohio Mutual Insurance | $28 | -23% | $-15 |
| Portsmouth | Auto Owners | $27 | -26% | $-17 |
| Port Washington | Auto Owners | $25 | -25% | $-15 |
| Port William | Auto Owners | $25 | -27% | $-17 |
| Potsdam | Auto Owners | $25 | -33% | $-22 |
| Powell | Auto Owners | $27 | -29% | $-20 |
| Powhatan Point | Auto Owners | $27 | -23% | $-14 |
| Proctorville | Auto Owners | $27 | -31% | $-22 |
| Prospect | Auto Owners | $26 | -27% | $-17 |
| Put In Bay | Auto Owners | $22 | -32% | $-19 |
| Quaker City | Auto Owners | $28 | -21% | $-14 |
| Quincy | Auto Owners | $25 | -26% | $-15 |
| Racine | Auto Owners | $28 | -24% | $-15 |
| Radnor | Auto Owners | $26 | -28% | $-18 |
| Rarden | Auto Owners | $28 | -22% | $-14 |
| Ravenna | Auto Owners | $25 | -31% | $-20 |
| Rawson | Auto Owners | $23 | -26% | $-15 |
| Ray | Auto Owners | $27 | -24% | $-15 |
| Rayland | Auto Owners | $27 | -25% | $-16 |
| Raymond | Auto Owners | $25 | -27% | $-16 |
| Reading | Auto Owners | $29 | -30% | $-22 |
| Reedsville | Ohio Mutual Insurance | $28 | -22% | $-14 |
| Reesville | Auto Owners | $24 | -34% | $-22 |
| Reno | Auto Owners | $27 | -24% | $-15 |
| Republic | Auto Owners | $23 | -27% | $-16 |
| Richfield | Auto Owners | $24 | -32% | $-21 |
| Richmond | Auto Owners | $27 | -25% | $-16 |
| Richmond Dale | Auto Owners | $27 | -23% | $-14 |
| Richmond Heights | Auto Owners | $28 | -32% | $-23 |
| Richwood | Auto Owners | $25 | -29% | $-18 |
| Ridgeville Corners | Auto Owners | $24 | -26% | $-16 |
| Ridgeway | Auto Owners | $25 | -25% | $-15 |
| Rio Grande | Auto Owners | $28 | -23% | $-15 |
| Ripley | Auto Owners | $27 | -26% | $-17 |
| Risingsun | Auto Owners | $23 | -29% | $-17 |
| Rittman | Auto Owners | $26 | -28% | $-17 |
| Roaming Shores | Auto Owners | $28 | -25% | $-17 |
| Robertsville | Auto Owners | $26 | -28% | $-18 |
| Rockbridge | Auto Owners | $27 | -27% | $-18 |
| Rock Camp | Auto Owners | $28 | -32% | $-23 |
| Rock Creek | Auto Owners | $27 | -26% | $-17 |
| Rockford | Auto Owners | $24 | -24% | $-13 |
| Rocky Ridge | Auto Owners | $24 | -28% | $-17 |
| Rocky River | Auto Owners | $27 | -29% | $-19 |
| Rogers | Auto Owners | $26 | -27% | $-17 |
| Rootstown | Auto Owners | $25 | -30% | $-19 |
| Roseville | Auto Owners | $27 | -24% | $-15 |
| Rosewood | Auto Owners | $25 | -27% | $-17 |
| Rossford | Auto Owners | $27 | -30% | $-20 |
| Rudolph | Auto Owners | $24 | -27% | $-16 |
| Rushsylvania | Auto Owners | $25 | -26% | $-15 |
| Rushville | Auto Owners | $28 | -26% | $-17 |
| Russells Point | Auto Owners | $24 | -28% | $-17 |
| Russellville | Auto Owners | $28 | -24% | $-16 |
| Russia | Auto Owners | $24 | -29% | $-17 |
| Rutland | Auto Owners | $28 | -23% | $-15 |
| Sabina | Auto Owners | $24 | -28% | $-17 |
| Salem | Auto Owners | $23 | -31% | $-19 |
| Salesville | Geico | $33 | -24% | $-15 |
| Salineville | Auto Owners | $27 | -22% | $-14 |
| Sandyville | Auto Owners | $25 | -27% | $-17 |
| Sarahsville | Auto Owners | $28 | -21% | $-13 |
| Sardinia | Auto Owners | $28 | -24% | $-15 |
| Sardis | Auto Owners | $27 | -22% | $-13 |
| Savannah | Auto Owners | $25 | -27% | $-16 |
| Scio | Ohio Mutual Insurance | $28 | -22% | $-14 |
| Scioto Furnace | Auto Owners | $28 | -29% | $-21 |
| Scott | Auto Owners | $23 | -26% | $-15 |
| Scottown | Auto Owners | $29 | -27% | $-19 |
| Seaman | Geico | $34 | -24% | $-16 |
| Sebring | Auto Owners | $25 | -29% | $-18 |
| Sedalia | Auto Owners | $26 | -28% | $-18 |
| Senecaville | Auto Owners | $28 | -21% | $-13 |
| Seven Hills | Auto Owners | $26 | -31% | $-20 |
| Seven Mile | Auto Owners | $27 | -33% | $-24 |
| Seville | Auto Owners | $25 | -26% | $-16 |
| Shade | Auto Owners | $28 | -23% | $-15 |
| Shadyside | Auto Owners | $26 | -26% | $-16 |
| Shaker Heights | Auto Owners | $29 | -34% | $-27 |
| Shandon | Auto Owners | $28 | -33% | $-24 |
| Sharon Center | Auto Owners | $25 | -33% | $-22 |
| Sharonville | Auto Owners | $27 | -30% | $-21 |
| Sharpsburg | Ohio Mutual Insurance | $28 | -26% | $-18 |
| Shauck | Auto Owners | $25 | -33% | $-22 |
| Shawnee | Auto Owners | $28 | -24% | $-16 |
| Sheffield Lake | Auto Owners | $25 | -31% | $-20 |
| Shelby | Auto Owners | $24 | -28% | $-17 |
| Sherrodsville | Auto Owners | $26 | -26% | $-16 |
| Sherwood | Auto Owners | $25 | -26% | $-16 |
| Shiloh | Auto Owners | $25 | -26% | $-15 |
| Shreve | Auto Owners | $26 | -23% | $-14 |
| Sidney | Auto Owners | $24 | -30% | $-18 |
| Sinking Spring | Auto Owners | $28 | -23% | $-15 |
| Sixteen Mile Stand | Auto Owners | $28 | -29% | $-20 |
| Smithville | Auto Owners | $25 | -27% | $-16 |
| Solon | Auto Owners | $25 | -35% | $-25 |
| Somerdale | Auto Owners | $25 | -26% | $-15 |
| Somerset | Auto Owners | $27 | -25% | $-16 |
| Somerville | Auto Owners | $27 | -32% | $-23 |
| South Bloomingville | Auto Owners | $28 | -24% | $-16 |
| South Charleston | Auto Owners | $25 | -30% | $-19 |
| South Euclid | Auto Owners | $30 | -32% | $-25 |
| Southington | Auto Owners | $26 | -30% | $-20 |
| South Lebanon | Auto Owners | $27 | -30% | $-21 |
| South Point | Auto Owners | $28 | -28% | $-19 |
| South Salem | Auto Owners | $26 | -25% | $-16 |
| South Solon | Auto Owners | $26 | -28% | $-17 |
| South Vienna | Auto Owners | $26 | -28% | $-18 |
| South Webster | Auto Owners | $28 | -26% | $-18 |
| Sparta | Auto Owners | $27 | -25% | $-16 |
| Spencer | Auto Owners | $25 | -26% | $-16 |
| Spencerville | Auto Owners | $24 | -28% | $-16 |
| Springboro | Auto Owners | $24 | -33% | $-21 |
| Springdale | Auto Owners | $29 | -28% | $-20 |
| Spring Valley | Auto Owners | $25 | -32% | $-21 |
| Stafford | Auto Owners | $28 | -28% | $-19 |
| St. Bernard | Auto Owners | $32 | -29% | $-23 |
| St. Clairsville | Auto Owners | $26 | -26% | $-16 |
| Sterling | Auto Owners | $24 | -29% | $-18 |
| Steubenville | Auto Owners | $27 | -27% | $-17 |
| Stewart | Ohio Mutual Insurance | $28 | -23% | $-15 |
| St. Henry | Auto Owners | $22 | -29% | $-16 |
| Stillwater | Auto Owners | $25 | -32% | $-21 |
| St. Johns | Auto Owners | $23 | -33% | $-20 |
| St. Louisville | Auto Owners | $27 | -24% | $-15 |
| St. Marys | Auto Owners | $23 | -28% | $-15 |
| Stockdale | Auto Owners | $28 | -29% | $-20 |
| Stockport | Auto Owners | $29 | -23% | $-15 |
| Stone Creek | Auto Owners | $25 | -25% | $-15 |
| Stony Ridge | Auto Owners | $24 | -36% | $-24 |
| Stout | Auto Owners | $29 | -23% | $-15 |
| Stoutsville | Auto Owners | $26 | -28% | $-19 |
| St. Paris | Auto Owners | $25 | -29% | $-18 |
| Strasburg | Auto Owners | $24 | -28% | $-17 |
| Stratton | Auto Owners | $26 | -26% | $-17 |
| Streetsboro | Auto Owners | $25 | -31% | $-20 |
| Struthers | Auto Owners | $27 | -32% | $-22 |
| Stryker | Auto Owners | $25 | -26% | $-15 |
| Sugarcreek | Auto Owners | $25 | -26% | $-16 |
| Sugar Grove | Auto Owners | $27 | -26% | $-17 |
| Sullivan | Auto Owners | $26 | -24% | $-14 |
| Sulphur Springs | Auto Owners | $23 | -37% | $-23 |
| Summerfield | Auto Owners | $28 | -21% | $-13 |
| Summit Station | Auto Owners | $28 | -31% | $-23 |
| Summitville | Auto Owners | $26 | -25% | $-15 |
| Sunbury | Auto Owners | $26 | -31% | $-21 |
| Swanton | Auto Owners | $26 | -28% | $-18 |
| Sycamore | Auto Owners | $23 | -29% | $-16 |
| Sylvania | Auto Owners | $26 | -33% | $-23 |
| Syracuse | Auto Owners | $28 | -24% | $-16 |
| Tallmadge | Auto Owners | $24 | -34% | $-22 |
| Tarlton | Auto Owners | $27 | -28% | $-19 |
| Terrace Park | Auto Owners | $27 | -28% | $-19 |
| The Plains | Auto Owners | $26 | -26% | $-16 |
| Thompson | Auto Owners | $26 | -29% | $-19 |
| Thornville | Auto Owners | $27 | -26% | $-17 |
| Thurman | Auto Owners | $28 | -24% | $-15 |
| Thurston | Auto Owners | $27 | -27% | $-18 |
| Tiffin | Auto Owners | $22 | -29% | $-16 |
| Tiltonsville | Auto Owners | $27 | -25% | $-16 |
| Tipp City | Auto Owners | $24 | -32% | $-20 |
| Tippecanoe | Geico | $33 | -23% | $-14 |
| Tiro | Auto Owners | $24 | -27% | $-16 |
| Tontogany | Auto Owners | $24 | -28% | $-16 |
| Toronto | Auto Owners | $26 | -27% | $-17 |
| Tremont City | Auto Owners | $25 | -34% | $-23 |
| Trenton | Auto Owners | $27 | -31% | $-21 |
| Trinway | Geico | $35 | -19% | $-12 |
| Trotwood | Auto Owners | $28 | -33% | $-24 |
| Tuppers Plains | Ohio Mutual Insurance | $28 | -28% | $-20 |
| Tuscarawas | Auto Owners | $25 | -26% | $-16 |
| Twinsburg | Auto Owners | $25 | -31% | $-20 |
| Uhrichsville | Auto Owners | $24 | -27% | $-16 |
| Union City | Auto Owners | $23 | -31% | $-18 |
| Union Furnace | Auto Owners | $27 | -28% | $-18 |
| Unionville | Auto Owners | $26 | -34% | $-23 |
| Unionville Center | Auto Owners | $26 | -27% | $-17 |
| Uniopolis | Auto Owners | $23 | -28% | $-16 |
| Upper Sandusky | Auto Owners | $23 | -28% | $-16 |
| Urbana | Auto Owners | $25 | -28% | $-17 |
| Utica | Auto Owners | $28 | -25% | $-17 |
| Valley City | Auto Owners | $24 | -29% | $-18 |
| Van Buren | Auto Owners | $23 | -25% | $-14 |
| Vandalia | Auto Owners | $25 | -32% | $-21 |
| Vanlue | Auto Owners | $23 | -25% | $-14 |
| Van Wert | Auto Owners | $22 | -29% | $-16 |
| Vaughnsville | Auto Owners | $23 | -34% | $-21 |
| Venedocia | Auto Owners | $24 | -26% | $-14 |
| Vermilion | Auto Owners | $25 | -27% | $-16 |
| Verona | Auto Owners | $26 | -28% | $-18 |
| Versailles | Auto Owners | $23 | -30% | $-18 |
| Vickery | Auto Owners | $24 | -29% | $-17 |
| Vienna | Auto Owners | $26 | -30% | $-20 |
| Vincent | Auto Owners | $28 | -24% | $-15 |
| Vinton | Auto Owners | $29 | -21% | $-14 |
| Wadsworth | Auto Owners | $25 | -28% | $-17 |
| Wakefield | Auto Owners | $28 | -29% | $-20 |
| Wakeman | Auto Owners | $25 | -26% | $-16 |
| Walbridge | Auto Owners | $25 | -32% | $-21 |
| Waldo | Auto Owners | $26 | -26% | $-16 |
| Walhonding | Auto Owners | $29 | -22% | $-14 |
| Wapakoneta | Auto Owners | $22 | -31% | $-17 |
| Warnock | Auto Owners | $27 | -24% | $-15 |
| Warsaw | Geico | $36 | -23% | $-15 |
| Washington Court House | Auto Owners | $24 | -28% | $-17 |
| Washingtonville | Auto Owners | $24 | -29% | $-17 |
| Waterford | Auto Owners | $28 | -23% | $-15 |
| Waterloo | Auto Owners | $28 | -25% | $-17 |
| Waterville | Auto Owners | $25 | -30% | $-19 |
| Wauseon | Auto Owners | $25 | -28% | $-17 |
| Waverly City | Auto Owners | $27 | -26% | $-17 |
| Wayland | Auto Owners | $25 | -34% | $-24 |
| Wayne | Auto Owners | $24 | -28% | $-16 |
| Waynesburg | Auto Owners | $26 | -26% | $-17 |
| Waynesfield | Auto Owners | $24 | -26% | $-15 |
| Waynesville | Auto Owners | $25 | -32% | $-21 |
| Wellington | Auto Owners | $26 | -26% | $-16 |
| Wellston | Auto Owners | $28 | -22% | $-14 |
| Wellsville | Auto Owners | $26 | -27% | $-17 |
| West Alexandria | Auto Owners | $26 | -28% | $-18 |
| West Carrollton | Auto Owners | $25 | -32% | $-21 |
| West Chester | Auto Owners | $28 | -29% | $-20 |
| West Elkton | Auto Owners | $27 | -30% | $-21 |
| West Farmington | Auto Owners | $26 | -28% | $-18 |
| Westfield Center | Auto Owners | $25 | -29% | $-18 |
| West Jefferson | Auto Owners | $27 | -30% | $-20 |
| West Lafayette | Auto Owners | $27 | -24% | $-15 |
| West Liberty | Auto Owners | $25 | -26% | $-16 |
| West Manchester | Auto Owners | $25 | -28% | $-18 |
| West Mansfield | Auto Owners | $25 | -26% | $-16 |
| West Millgrove | Auto Owners | $24 | -29% | $-17 |
| West Milton | Auto Owners | $25 | -30% | $-19 |
| Weston | Auto Owners | $25 | -26% | $-16 |
| West Point | Auto Owners | $25 | -35% | $-23 |
| West Portsmouth | Auto Owners | $28 | -25% | $-17 |
| West Salem | Auto Owners | $25 | -26% | $-16 |
| West Union | Auto Owners | $28 | -25% | $-16 |
| West Unity | Auto Owners | $25 | -26% | $-15 |
| Westville | Auto Owners | $25 | -33% | $-22 |
| Wharton | Auto Owners | $23 | -27% | $-15 |
| Wheelersburg | Auto Owners | $27 | -26% | $-17 |
| Whipple | Auto Owners | $28 | -23% | $-15 |
| White Cottage | Auto Owners | $28 | -22% | $-14 |
| Whitehall | Auto Owners | $32 | -29% | $-22 |
| Whitehouse | Auto Owners | $26 | -30% | $-19 |
| White Oak | Auto Owners | $31 | -28% | $-21 |
| Wickliffe | Auto Owners | $27 | -30% | $-20 |
| Wilberforce | Auto Owners | $25 | -30% | $-19 |
| Wilkesville | Auto Owners | $28 | -22% | $-14 |
| Willard | Auto Owners | $24 | -28% | $-16 |
| Williamsburg | Auto Owners | $27 | -26% | $-17 |
| Williamsfield | Auto Owners | $27 | -26% | $-17 |
| Williamsport | Auto Owners | $26 | -29% | $-18 |
| Williamstown | Auto Owners | $23 | -27% | $-16 |
| Williston | Auto Owners | $25 | -30% | $-19 |
| Willoughby | Auto Owners | $25 | -30% | $-19 |
| Willow Wood | Auto Owners | $29 | -26% | $-18 |
| Willshire | Auto Owners | $23 | -26% | $-14 |
| Wilmington | Auto Owners | $25 | -27% | $-17 |
| Wilmot | Auto Owners | $25 | -28% | $-17 |
| Winchester | Geico | $34 | -25% | $-17 |
| Windham | Auto Owners | $25 | -28% | $-18 |
| Windsor | Auto Owners | $28 | -27% | $-18 |
| Winesburg | Auto Owners | $26 | -25% | $-16 |
| Wingett Run | Auto Owners | $28 | -22% | $-14 |
| Winona | Auto Owners | $26 | -32% | $-22 |
| Wolf Run | Auto Owners | $28 | -27% | $-18 |
| Woodsfield | Ohio Mutual Insurance | $27 | -23% | $-15 |
| Woodstock | Auto Owners | $25 | -27% | $-17 |
| Woodville | Auto Owners | $23 | -30% | $-18 |
| Worthington | Auto Owners | $29 | -27% | $-19 |
| Wren | Auto Owners | $23 | -27% | $-15 |
| Wright-Patterson AFB | Auto Owners | $26 | -30% | $-20 |
| Xenia | Auto Owners | $25 | -30% | $-19 |
| Yellow Springs | Auto Owners | $24 | -31% | $-20 |
| Yorkshire | Auto Owners | $23 | -31% | $-18 |
| Yorkville | Auto Owners | $27 | -25% | $-16 |
| Zaleski | Auto Owners | $28 | -24% | $-15 |
| Zanesfield | Auto Owners | $25 | -26% | $-16 |
| Zoar | Auto Owners | $25 | -25% | $-15 |
*The lowest rate referenced is for a minimum coverage policy for a 40-year-old with good credit and no driving violations.
Cheapest Car Insurance in Ohio By Driver Age Group
We analyzed car insurance rates across Ohio for three age groups: young drivers (16 to 25), adult drivers (26 to 64) and seniors (65+). Here are the providers that offer the best deals:
- Cheapest For Young Drivers: GEICO (From $63/month)
- Cheapest For Adult Drivers: Auto-Owners (From $27/month)
- Cheapest For Senior Drivers: Auto-Owners (From $47/month)
Cheapest Car Insurance For Young Drivers in Ohio
Young drivers in Ohio get their best rates from Erie. Minimum coverage costs $58 per month, saving drivers 45% compared to other providers. GEICO leads for full coverage at $118 monthly, saving young drivers 44%.
Data filtered by:Results filtered by:
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Gender:Male
Select
Credit Alignment:Below Fair
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Erie Insurance | $553 | $6,636 | -24% | -2071.79 |
| Grange Insurance | $337 | $4,045 | -54% | -4662.81 |
| Cincinnati Insurance | $506 | $6,073 | -30% | -2634.59 |
| Geico | $309 | $3,706 | -57% | -5001.41 |
| Ohio Mutual Insurance | $407 | $4,879 | -44% | -3828.66 |
Cheapest Car Insurance For Adult Drivers in Ohio
Auto-Owners offers Ohio's lowest rates for adult drivers: $27 monthly for minimum coverage and $68 for full coverage.
Data filtered by:Results filtered by:
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Gender:Male
Select
Credit Alignment:Below Fair
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Grange Insurance | $128 | $1,534 | -57% | $-2,010 |
| Cincinnati Insurance | $204 | $2,447 | -31% | $-1,097 |
| Erie Insurance | $274 | $3,288 | -7% | $-256 |
| Geico | $187 | $2,247 | -37% | $-1,297 |
| Ohio Mutual Insurance | $191 | $2,290 | -35% | $-1,254 |
Cheapest Car Insurance For Senior Drivers in Ohio
Erie offers Ohio seniors the most affordable car insurance rates for both coverage types. Full coverage costs $1,142 annually, while minimum coverage runs $551 per year.
Data filtered by:Results filtered by:
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Gender:Male
Select
Credit Alignment:Below Fair
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Grange Insurance | $220 | $2,645 | -47% | $-2,326 |
| Ohio Mutual Insurance | $246 | $2,951 | -41% | $-2,020 |
| Cincinnati Insurance | $340 | $4,075 | -18% | $-895 |
| Geico | $249 | $2,985 | -40% | $-1,986 |
| Nationwide | $370 | $4,444 | -11% | $-527 |
Cheapest Car Insurance For High-Risk Drivers in Ohio
We studied four core areas for profiles insurers consider particularly high-risk in Ohio including those with bad credit, DUIs, accidents and speeding tickets. Here are the providers that offer the best rates for each group:
- Cheapest for Bad Credit: Grange (From $71/mo)
- Cheapest With a DUI: GEICO (From $56/mo)
- Cheapest With an Accident: GEICO (From $47/mo)
- Cheapest With a Speeding Ticket: Auto-Owners (From $27/mo)
- Cheapest With a Texting While Driving Violation: Auto Owners (From $27/mo)
Cheapest Car Insurance For Bad Credit in Ohio
Cincinnati offers Ohio drivers with bad credit the most affordable car insurance rates. Annual premiums start at $640 for minimum coverage and $1,278 for full coverage policies.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Gender:Male
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Grange Insurance | $148 | $1,773 | -59% | $-2,507 |
| Cincinnati Insurance | $238 | $2,858 | -33% | $-1,422 |
| Erie Insurance | $346 | $4,153 | -3% | $-127 |
| Ohio Mutual Insurance | $231 | $2,774 | -35% | $-1,506 |
| Geico | $231 | $2,774 | -35% | $-1,506 |
Cheapest Car Insurance With a DUI in Ohio
GEICO ranks as the most affordable option for Ohio drivers with DUIs, offering annual rates of $650. Auto-Owners provides the next best value with premiums of $680 per year.
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Gender:Male
Select
Credit Alignment:Below Fair
| Grange Insurance | $156 | $1,873 | -55% | $-2,246 |
| Cincinnati Insurance | $267 | $3,201 | -22% | $-917 |
| Geico | $222 | $2,662 | -35% | $-1,456 |
| Progressive | $339 | $4,062 | -1% | $-56 |
| Allstate | $340 | $4,078 | -1% | $-40 |
Cheapest Car Insurance With an Accident in Ohio
Ohio drivers with an accident on their record can find the most affordable coverage through Auto-Owners at $40 per month ($480 annually).
Data filtered by:Results filtered by:
Select
Age Group:Adult Drivers
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Gender:Male
Select
Credit Alignment:Below Fair
| Grange Insurance | $128 | $1,534 | -57% | $-2,010 |
| Cincinnati Insurance | $204 | $2,447 | -31% | $-1,097 |
| Erie Insurance | $274 | $3,288 | -7% | $-256 |
| Geico | $187 | $2,247 | -37% | $-1,297 |
| Ohio Mutual Insurance | $191 | $2,290 | -35% | $-1,254 |
Cheapest Car Insurance With an Speeding Ticket
Ohio drivers with speeding tickets can find the lowest rates through Auto-Owners. The provider offers minimum coverage at $318 per year, while full coverage costs $811 annually.
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| Cincinnati Insurance | $127 | $1,528 | -53% | $-1,738 |
| Auto Owners | $202 | $2,428 | -26% | $-838 |
| Grange Insurance | $139 | $1,665 | -49% | $-1,601 |
| Ohio Mutual Insurance | $160 | $1,916 | -41% | $-1,350 |
| Geico | $174 | $2,092 | -36% | $-1,175 |
Cheapest Car Insurance With a Texting While Driving Violation
Auto-Owners provides the most affordable coverage for Ohio drivers with a texting-while-driving violation. Minimum coverage averages about $27 per month, or $318 per year. Full coverage costs around $68 per month, or $811 annually, which is about 41% lower than the state average.
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| Auto Owners | $27 | $318 | -53% | $-353 |
| Erie Insurance | $32 | $384 | -43% | $-287 |
| Ohio Mutual Insurance | $42 | $502 | -25% | $-169 |
| Geico | $43 | $520 | -22% | $-151 |
| Cincinnati Insurance | $50 | $597 | -11% | $-74 |
How to Get the Cheapest Car Insurance in Ohio
Finding the most affordable insurance companies is just the first step to getting the best car insurance rates in Ohio. Below are proven ways to save the most on auto insurance.
- 1
Shop around in a competitive market
Ohio consistently ranks among the most affordable states for car insurance, with average premiums well below the national average. Still, rates vary, so compare quotes from large national companies as well as Ohio-based regional insurers to find the best deal for your profile.
- 2
Understand state minimum requirements
Ohio law requires drivers to carry at least 25/50/25 liability coverage ($25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage). While these limits keep premiums low, many drivers choose higher coverage amounts for added protection.
- 3
Adjust deductibles to lower premiums
If you carry collision or comprehensive coverage, selecting a higher deductible can significantly reduce your monthly payment. This strategy works best if your vehicle is older or if you have savings set aside to cover a larger out-of-pocket expense in case of a claim.
- 4
Take advantage of discounts
Ohio insurers offer a wide range of savings opportunities. Common discounts include safe driver rewards, multi-policy bundles with home or renters insurance, telematics programs that track driving habits, paperless billing, and good student discounts.
- 5
Match coverage to your location
Where you live in Ohio affects your premium. Drivers in major cities like Cleveland, Columbus, and Cincinnati often pay more due to higher accident and theft rates, making comprehensive and collision coverage more valuable. In smaller towns and rural areas, liability-only coverage may be enough for an older, low-value car.
- 6
Maintain a strong driver profile
Keeping a clean driving record and building good credit are two of the most reliable ways to secure lower premiums in Ohio. Insurers weigh both factors heavily when setting rates.
- 7
Know your fallback option: OAIP
If you are unable to find coverage in the standard market, you can obtain a policy through the Ohio Automobile Insurance Plan (OAIP). This program guarantees access to liability coverage, though at a higher cost than the open market.
Risks of Getting the Cheapest Car Insurance in Ohio
Ohio's minimum required coverage follows a 25/50/25 liability structure. This means drivers must carry $25,000 for bodily injury liability per person, $50,000 total injury coverage per accident and $25,000 for property damage liability. But minimum coverage leaves you exposed to major financial risks:
Vehicle damage if you're at fault won't be covered
Without collision coverage, you'll pay all repair costs if you cause an accident. In Ohio, average property damage claims hit $4,731 in 2023, according to the Insurance Information Institute. That money comes straight from your pocket with minimum coverage. Add collision coverage to protect against expensive repairs.
Weather risks make damage to your car more likely and aren't covered
Ohio gets hit with severe weather that damages cars regularly. The National Centers for Environmental Information reported significant weather-related property damage across Ohio in 2023. Basic coverage won't pay for storm damage. Add comprehensive coverage to protect against hail, floods and wind damage.
Bodily injury damage is more likely to be higher than the minimum limits
Ohio's $25,000 minimum bodily injury coverage often isn't enough. Insurance Information Institute data shows average bodily injury claims in Ohio reached $23,450 in 2023, dangerously close to the minimum limit. Rising medical costs mean you could face major out-of-pocket expenses. Consider increasing coverage to at least 50/100/50 for better protection.
Not having uninsured motorist coverage opens you up to unexpected costs
Ohio has a serious uninsured driver problem, with 13% of drivers lacking insurance. If an uninsured driver hits you, you'll face steep out-of-pocket costs without uninsured motorist coverage. Legal action against uninsured drivers rarely recovers damages. Adding uninsured motorist coverage provides essential financial protection in these common scenarios.
Vehicle theft damage is more likely and uncovered
Car theft is a real problem in Ohio, according to National Insurance Crime Bureau statistics. Without comprehensive coverage, you get nothing if your car's stolen or damaged during a theft. The average stolen car claim tops $9,000, so comprehensive coverage is worth it in high-risk areas.
Minimum Coverage Requirements in Ohio
Ohio law requires all drivers to maintain auto insurance before operating a vehicle. The state follows an at-fault system, meaning the driver responsible for a crash must cover the resulting damages. To comply, motorists must carry liability coverage that pays for injuries and property damage caused to others. These minimum limits meet legal standards, but many drivers choose higher coverage amounts to better protect their finances after a serious accident.
Coverage Type | Minimum Required Limit |
|---|---|
Bodily Injury Liability (Per Person) | $25,000 per person |
Bodily Injury Liability (Per Accident) | $50,000 per accident |
Property Damage Liability | $25,000 per accident |
Cheap Car Insurance in Ohio: Bottom Line
Auto-Owners offers the lowest car insurance rates in Ohio for most drivers and coverage types, according to our analysis. While the cheapest option is tempting, don't make price your only factor. Get as much coverage as you can afford to protect your finances when accidents happen.
Cheap Car Insurance in Ohio: FAQ
Find answers to common questions about affordable car insurance in Ohio below to help you save on coverage.
What are the cheapest car insurance companies in Ohio?
Auto-Owners provides the most affordable car insurance in Ohio, with average annual rates of $324 for minimum coverage and $837 for full coverage. Erie Insurance, Ohio Mutual, Travelers and GEICO also offer competitive rates.
Who has the cheapest car insurance rates for young drivers in Ohio?
GEICO provides the lowest rates for young drivers in Ohio, with monthly premiums averaging $63.
Who offers the cheapest car insurance rates for seniors in Ohio?
Senior drivers in Ohio can find the most competitive rates with Auto-Owners, offering policies for those 65 and older at an average of $47 per month.
Who has the cheapest car insurance in Ohio for bad credit?
Grange provides the lowest rates for bad-credit drivers in Ohio, with monthly premiums averaging $71 for minimum coverage and $114 for full coverage.
Who has the cheapest car insurance in Ohio with an accident?
GEICO offers the lowest car insurance rates for Ohio drivers with accident records, starting at $47 per month for minimum coverage.
Who has the cheapest car insurance in Ohio with a DUI?
GEICO provides the cheapest car insurance after a DUI in Ohio. Monthly rates start at $56 for minimum coverage and $108 for full coverage.
Who has the cheapest car insurance in Ohio for those with a speeding ticket?
After getting a speeding ticket, Auto Owners provides the lowest rates in Ohio: $27 monthly for minimum coverage and $70 for full coverage.
Should you buy the cheapest car insurance in Ohio?
Buying the cheapest insurance saves money upfront, but you need enough coverage to protect against major losses. Auto-Owners balances low prices with solid coverage options in Ohio.
How We Found the Most Affordable Car Insurance in Ohio
MoneyGeek collected auto insurance data from the Ohio Department of Insurance and Quadrant Information Services. We analyzed quotes from 12 major insurers and reviewed more than 200 million rate comparisons across every residential ZIP code in Ohio.
Ohio Driver Profile
Our analysis started with a standard driver profile to find the cheapest rates:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
We adjusted this sample profile, as specified, to find the cheapest option for various driver backgrounds.
Standard Coverage Levels in Ohio
We compared car insurance companies in Ohio that offer minimum and full coverage policies. We set the limits of the minimum coverage car insurance policy to the minimum amount required by law in Ohio.
The minimum coverage liability limits in Ohio are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 per accident for property damage
For full coverage policy rates, we used the following liability limits:
- $100,000 for bodily injury liability per person
- $300,000 for bodily injury liability per accident
- $100,000 for property damage liability
- Comprehensive and collision coverage with a $1,000 deductible
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.
sources
- Insurance Information Institute . "Facts + Statistics: Auto Insurance ." Accessed August 30, 2025.
- Insurance Information Institute . "Facts + Statistics: Uninsured Motorists ." Accessed August 30, 2025.
- National Centers for Environmental Information . "Climate at a Glance ." Accessed August 30, 2025.
- National Insurance Crime Bureau . "Vehicle Thefts Surge Nationwide in 2023 ." Accessed August 30, 2025.