Updated: December 29, 2025
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GEICO charges Glendale's lowest minimum coverage rates at $71 monthly, while also providing the most affordable full coverage at $161 per month or $1,937 annually. These premiums apply to drivers with clean records.
Your age and driving history heavily influence which provider offers you the lowest premium, so compare quotes from multiple carriers to find your best rate.
| Geico | $161 | $71 | -33% |
| AAA | $173 | $77 | -28% |
| Progressive | $167 | $87 | -27% |
| State Farm | $211 | $94 | -12% |
| Auto Owners | $232 | $101 | -4% |
Glendale drivers pay high insurance costs with minimum coverage at $107 monthly and full coverage reaching $228. That's 75% higher than California's statewide averages of $61 for minimum coverage and $131 for full coverage.
The city's heavy traffic congestion leads to more frequent accidents, while higher vehicle theft rates for popular makes and models increase claims costs. Local regulations also require additional coverage options that aren't mandated elsewhere in the state. Shopping around with multiple insurers helps Glendale residents find competitive rates.
| $228 | $131 |
Read More: The cheapest car insurance in California
Young drivers in Glendale pay the highest insurance costs, averaging $325 monthly across the top five providers. This compares to $188 for adults and $195 for seniors. Inexperienced drivers pay 73% more than adults due to limited time behind the wheel and higher accident rates.
Cheapest Glendale car insurance by age:
Once drivers establish experience, age matters less. The modest difference between adult and senior rates shows insurers view experienced drivers similarly whether they're 40 or 70 years old.
Young drivers in Glendale pay the highest insurance costs, but State Farm offers relief at $294 monthly or $3,529 annually for full coverage. Drivers ages 16 to 25 get hit with these high rates because insurers see them as the biggest risk due to inexperience behind the wheel and higher rates of accidents and traffic violations.
With young drivers averaging $325 monthly compared to adults at $188, youth premiums run more than double what experienced drivers pay.
Young Glendale drivers save $72 monthly by choosing State Farm over Progressive's $366 rate. Adding young drivers to family policies beats standalone coverage, but expect those high rates to stick around until age 25.
Note: Teen driver insurance requirements differ by state. Parents should check local regulations for coverage minimums and supervision requirements.
| State Farm | $294 | $3,529 |
| Geico | $303 | $3,639 |
| AAA | $324 | $3,882 |
| Wawanesa Insurance | $338 | $4,058 |
| Progressive | $366 | $4,397 |
Glendale seniors benefit from competitive car insurance rates due to their clean driving records and decades of experience, with GEICO offering the lowest premiums at $172 monthly or $2,068 annually for full coverage. While most insurers reward experienced drivers with favorable pricing, some companies adjust rates slightly higher for those over 70 due to reaction time concerns.
Across the five most affordable insurers, Glendale seniors average $195 monthly, just $7 above the $188 that general adult drivers pay.
By choosing GEICO over Allstate at $217 monthly, seniors save $45 each month on their premiums. Seniors can access additional savings through defensive driving courses or low-mileage discounts if they drive fewer than 7,500 miles annually.
| Geico | $172 | $2,068 |
| State Farm | $182 | $2,178 |
| AAA | $200 | $2,397 |
| Progressive | $204 | $2,446 |
| Allstate | $217 | $2,599 |
Drivers between 26 and 64 get Glendale's most competitive insurance rates because they blend extensive driving experience with lower accident rates than younger and older drivers. GEICO leads the market at $161 monthly or $1,937 annually for full coverage, while the five cheapest insurers average $188 monthly for this age group.
This represents the lowest rates of any age category in the city. Adults save $67 monthly choosing GEICO over Allstate's $228 rate, the fifth cheapest option. Maintaining clean driving records and bundling policies creates opportunities for even deeper discounts.
| Geico | $161 | $1,937 |
| Progressive | $167 | $2,001 |
| AAA | $173 | $2,076 |
| State Farm | $211 | $2,533 |
| Allstate | $228 | $2,735 |
Traffic violations increase car insurance costs in Glendale, with rates climbing from GEICO's $71 monthly minimum liability coverage for clean records to much higher premiums for drivers with infractions. AAA provides the most affordable rates for speeding tickets at $101 monthly, while GEICO again leads for DUI coverage at $170 monthly.
Average rates across Glendale's five cheapest insurers jump from $86 for clean drivers to $118 for speeding tickets, $127 for at-fault accidents and $187 for DUIs. At-fault accidents push premiums higher than speeding tickets because you've caused property damage or injuries, proving you're a crash risk to insurers.
DUIs create the highest rate increases since they combine dangerous behavior with serious legal consequences, placing you in the highest-risk category and often requiring SR-22 filing for license reinstatement.
| Geico | $170 | $2,036 |
| Auto Owners | $176 | $2,108 |
| Farmers | $186 | $2,226 |
| Progressive | $198 | $2,377 |
| Mercury Insurance | $205 | $2,460 |
The cheapest car insurance in Glendale starts at just $87 monthly in ZIP code 91210, while the most expensive area, ZIP code 91201, costs $291 per month. See your ZIP code's rate in the table below.
Glendale's most populous neighborhoods (91201, 91203, and 91205) charge $291, $228, and $232 monthly for minimum coverage. Rate differences come from neighborhood factors like accident frequency, theft rates, population density and uninsured driver percentages.
Use the filter above to find your ZIP code and see your area's average rate.
| 91201 | $142 | $291 |
Smart Glendale drivers know you can lower your premiums without sacrificing the protection you need.
Try our car insurance coverage needs calculator for customized advice. This tool analyzes your specific situation and provides personalized recommendations for appropriate coverage levels in Glendale.
Familiarize yourself with types of car insurance options in Glendale. Consider pay-per-mile insurance if you drive infrequently or non-owner coverage if you occasionally borrow vehicles.
Look up average vehicle insurance costs for your specific Glendale neighborhood. Local rates vary based on crime statistics, traffic patterns and population density in different areas.
Explore every car insurance discount insurers offer. Consider bundling multiple policies or securing multi-car discounts. You can save with safe driver, student and anti-theft discounts.
Review company ratings and customer feedback for insurance companies serving Glendale residents. Check financial stability scores and complaint ratios to ensure your chosen insurer can handle claims efficiently and remain solvent long-term.
Request quotes from multiple carriers in Glendale, targeting at least three different companies. Rates vary dramatically between insurers for identical coverage, so comparison shopping ensures you'll find the most competitive pricing available.
Schedule an annual policy review to stay competitive with current market rates. Your circumstances change over time, and new discounts or better rates from other insurers may become available throughout the year.
Want to find affordable coverage in Glendale? This FAQ covers available discounts, state regulations and policy options to help you find coverage within your budget.
GEICO leads Glendale with the most affordable minimum coverage at $852 annually and full coverage at $1,932 annually. Since personal factors like driving record and credit score heavily influence your final premium, shop around with multiple companies.
Progressive ranks first among Glendale's car insurance providers with a MoneyGeek score of 92, outpacing Auto-Owners by four points. The company performs well in both coverage options and affordability for drivers.
Car insurance averages $1,284 annually for minimum coverage and $2,736 for full coverage in Glendale. Your actual premiums depend on your driving record and personal factors.
Yes, Glendale has expensive car insurance, ranking 1221st for full coverage and 1236th for minimum coverage affordability among California cities.
Glendale drivers pay some of California's highest car insurance rates, with premiums varying across the city's ZIP codes. We designed our research to find insurers offering the best rates for Glendale's unique urban driving conditions. Read more on MoneyGeek's auto insurance analysis methodology.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
