Updated: November 29, 2025
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GEICO offers the cheapest car insurance in Burbank. AAA, Progressive, State Farm and Mercury Insurance also provide coverage in the city.
Car insurance in Burbank costs an average of $1,228 per year for minimum coverage and $2,520 per year for full coverage.
GEICO also offers the cheapest car insurance in California at $465 per year for minimum coverage and $1,091 per year for full coverage.
GEICO provides Burbank's most affordable option with minimum coverage at $778 per year, 37% lower than the city average of $1,228. GEICO also charges $1,685 per year for full coverage.
AAA presents an alternative at $923 annually for minimum coverage. This option costs more but appeals to drivers who value AAA's comprehensive roadside assistance, travel planning services and extensive member benefits.
| GEICO | $65 | $140 | -36% |
| AAA | $77 | $164 | -25% |
| Progressive | $85 | $159 | -24% |
| State Farm | $88 | $193 | -13% |
| Mercury | $107 | $209 | -2% |
Young drivers in Burbank pay $1,503 annually with State Farm for minimum coverage. Adult drivers access the market's best rates at $778 per year with GEICO, enjoying a 48% discount compared to younger policyholders.
GEICO charges seniors $844 annually, just an 8% increase over adult rates. Burbank's minimal senior driver penalty stands out among Southern California markets.
State Farm and GEICO offer the best car insurance rates for young drivers in Burbank with average monthly rates starting at $125 and $132 respectively.
| State Farm | $125 | $1,503 | -35% |
| Geico | $132 | $1,578 | -32% |
| Farmers | $139 | $1,674 | -28% |
| Wawanesa Insurance | $155 | $1,861 | -20% |
| Auto Owners | $158 | $1,895 | -18% |
In Burbank, GEICO provides the lowest rates for adult drivers (26 to 64), saving drivers around 35% on average. AAA and Progressive are also among the top affordable providers for this age group.
| Geico | $65 | $778 | -38% |
| AAA | $77 | $923 | -27% |
| Progressive | $85 | $1,017 | -20% |
| State Farm | $88 | $1,058 | -16% |
| Farmers | $98 | $1,176 | -7% |
In Burbank, GEICO offers the lowest rates for both coverage types for seniors. Minimum coverage costs $70 per month or $844 annually, while full coverage runs $150 per month or $1,799 per year.
| Geico | $70 | $844 | -43% |
| State Farm | $75 | $903 | -39% |
| Farmers | $96 | $1,156 | -22% |
| AAA | $101 | $1,216 | -18% |
| Progressive | $108 | $1,301 | -12% |
GEICO offers the most affordable car insurance for Burbank drivers with a DUI. Its premiums are 44% below the city average for minimum coverage and 41% lower for full coverage policies.
| Geico | $157 | $1,880 | -39% |
| Farmers | $166 | $1,993 | -35% |
| Auto Owners | $173 | $2,078 | -32% |
| Mercury Insurance | $187 | $2,248 | -27% |
| Progressive | $196 | $2,353 | -23% |
Drivers in Burbank with an accident on record can find the lowest rates with AAA, starting at $115 per month, at about 32% less than the city's average premium.
| AAA | $115 | $1,375 | -33% |
| Auto Owners | $115 | $1,377 | -33% |
| Geico | $115 | $1,379 | -32% |
| Farmers | $133 | $1,594 | -22% |
| State Farm | $136 | $1,637 | -20% |
For Burbank drivers with a speeding ticket, GEICO offers the most affordable insurance options. Their minimum liability coverage costs about $186 monthly.
| Geico | $97 | $1,167 | -38% |
| AAA | $105 | $1,260 | -33% |
| Auto Owners | $111 | $1,327 | -29% |
| Progressive | $128 | $1,531 | -18% |
| State Farm | $131 | $1,575 | -16% |
Progressive is top with competitive premiums and strong customer satisfaction scores. GEICO has the city's lowest rates and solid customer service ratings.
| Progressive | 90 | 3 | 3 | 2 |
| GEICO | 87 | 1 | 7 | 7 |
| Auto-Owners | 85 | 6 | 1 | 6 |
| AAA | 85 | 2 | 5 | 7 |
| State Farm | 81 | 4 | 4 | 7 |
Strong coverage options available
High customer satisfaction ratings
Competitive local rates
Higher rates for young drivers
Limited military discounts
Progressive ranks first in Burbank. Local drivers pay less than the Burbank average for both minimum and full coverage policies.
Lowest rates in Burbank
Multiple driver discounts available
Easy online experience
Limited coverage options
Average customer service ratings
GEICO offers the most affordable car insurance rates for seniors, adults, and even those with driving violations. GEICO's straightforward online platform makes it easy to manage policies and file claims.
Burbank averages $1,228 per year for minimum coverage and $2,520 per year for full coverage. These rates significantly exceed California's state average of $718 for minimum coverage.
GEICO's $778 minimum coverage rate demonstrates meaningful savings potential. This media-industry hub faces elevated premiums typical of dense Los Angeles County communities, making insurer selection crucial for cost control.
| Full Coverage | $210 | $2,520 |
| Minimum Coverage | $102 | $1,228 |
In Burbank, car insurance rates by ZIP code range from $77 to $245 per month. ZIP code 91504 is the most expensive, while 91506 is the cheapest.
| 91501 | $99 | $213 |
Our step-by-step guide shows you how to secure the best coverage while saving money on your premiums.
Use our car insurance coverage needs calculator to get a personalized recommendation based on your specific situation.
Understanding different types of car insurance can help you find better rates. Consider pay-per-mile insurance if you drive infrequently, or look into non-owner coverage.
Take advantage of every possible car insurance discount. Consider bundling multiple policies or getting multi-car discounts.
Check customer reviews, claims satisfaction ratings and financial stability scores.
Contact at least three different insurance companies for quotes.
Set a yearly reminder to review your car insurance policy.
Car insurance rates in Burbank vary based on your age, driving record and vehicle type. While GEICO and AAA offer the lowest average premiums in the area, compare quotes from multiple providers to find your best rate.
Find clear answers about affordable car insurance in Burbank below. Our expert research helps you understand coverage options and save money on the protection you need.
GEICO offers the lowest rates in Burbank, with average annual premiums of $778 for minimum coverage and $1,685 for full coverage. Individual rates vary by personal factors, so compare quotes.
Progressive leads Burbank's car insurance providers with a MoneyGeek score of 90 out of 100, scoring three points higher than GEICO. Progressive delivers excellent value through competitive rates and quality service.
In Burbank, full coverage auto insurance costs $2,520 annually, while minimum coverage averages $1,228. Your actual rates will vary based on individual factors.
Car insurance in Burbank is more expensive than average, ranking 1,230th for minimum coverage affordability and 1,174th for full coverage compared to all other California cities.
Burbank drivers face higher insurance costs than many California cities due to dense Los Angeles County traffic, elevated vehicle theft rates, and above-average accident frequency that push premiums higher than surrounding areas. We built this research to show you which insurers offer the lowest rates for your specific driving profile, so you can maintain required coverage without overpaying in one of Southern California's more expensive insurance markets.
We collected rate data from the California Department of Insurance and Quadrant Information Services, analyzing hundreds of thousands of quotes from 12 companies across every ZIP code in Burbank. This ensures our data reflects what you'll actually pay based on your neighborhood's accident frequency, theft rates, and local repair costs.
We created a sample driver profile: a 40-year-old male driving a 2012 Toyota Camry LE with a clean record, good credit, and no claims history. This driver logs 12,000 miles annually and maintains continuous coverage with a valid license. We adjusted factors such as age, driving record, credit score, and military affiliation to find the most suitable insurance companies for specific driver profiles.
California requires minimum liability coverage of $30,000 per person and $60,000 per accident for bodily injury, plus $25,000 for property damage. These minimums satisfy legal requirements but leave you financially exposed after serious accidents, especially in a city where medical costs and vehicle values run high in the LA metro area.
For full coverage comparison, we used $100,000/$300,000/$100,000 liability limits plus comprehensive and collision with $1,000 deductibles. This level provides stronger financial protection when you cause an accident or your car gets damaged, stolen, or totalized—particularly important given Burbank's elevated auto theft rates and congested urban traffic.
We rated all companies using three weighted categories:
Affordability (60%), evaluating quotes for various common driver profiles compared to local competition,
Customer Experience (30%) using sources like agency reviews on Google, J.D. Power, AM Best, and forums like Reddit to gauge customer sentiment, and
Coverage Options (10%), considering the number of coverage options a provider has, plus the uniqueness of offerings and included benefits. This methodology identifies insurers offering genuine value for Burbank drivers navigating one of Los Angeles County's more challenging and expensive insurance environments.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
