GEICO offers the lowest car insurance rates in Burbank, with annual premiums of $778 for minimum coverage and $1,685 for full coverage. Other affordable insurers in the city include AAA, Progressive and State Farm.
Car Insurance in Burbank
Updated: August 10, 2025
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Key Takeaways
Burbank's cheapest car insurance companies are GEICO, AAA and Progressive, with savings up to 36% compared to the city average.
In Burbank, monthly car insurance costs average $210 for full coverage and $102 for minimum coverage.
To get the best cheap auto insurance in Burbank, decide on coverage beforehand and compare quotes from multiple sources.
Who Has the Cheapest Car Insurance in Burbank?
| GEICO | $65 | $140 | -36% |
| AAA | $77 | $164 | -25% |
| Progressive | $85 | $159 | -24% |
| State Farm | $88 | $193 | -13% |
| Mercury | $107 | $209 | -2% |
Compare the Cheapest Burbank Car Insurance for You
Your car insurance rates depend on personal factors like your age, driving record and credit score. Check the table below to find the most affordable insurance company for your specific driver profile.
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Age Group:Adult Drivers
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Gender:Female
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Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
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Credit Alignment:Good
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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| AAA | $199 | $2,384 | -38% |
| State Farm | $201 | $2,407 | -37% |
| GEICO | $236 | $2,838 | -26% |
| Progressive | $241 | $2,892 | -24% |
| Auto-Owners | $263 | $3,156 | -17% |
Cheapest Car Insurance by Age Group in Burbank
Car insurance prices in Burbank vary significantly based on age. Here's what you'll pay with the cheapest insurance provider for each age group:
- Young Drivers (16 to 25): State Farm offers the lowest rates at $125 per month
- Adult Drivers (26 to 64): GEICO provides coverage from $65 per month
- Senior Drivers (65+): GEICO leads with rates starting at $150 per month
Cheapest Car Insurance for Young Drivers in Burbank
State Farm and GEICO offer the best car insurance rates for young drivers in Burbank with average monthly rates starting at $125 and $132 respectively.
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| State Farm | $125 | $1,503 | -35% |
| Geico | $132 | $1,578 | -32% |
| Farmers | $139 | $1,674 | -28% |
| Wawanesa Insurance | $155 | $1,861 | -20% |
| Auto Owners | $158 | $1,895 | -18% |
Cheapest Car Insurance for Adult Drivers in Burbank
In Burbank, GEICO provides the lowest rates for adult drivers (26 to 64), saving drivers around 35% on average. AAA and Progressive are also among the top affordable providers for this age group.
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Geico | $65 | $778 | -38% |
| AAA | $77 | $923 | -27% |
| Progressive | $85 | $1,017 | -20% |
| State Farm | $88 | $1,058 | -16% |
| Farmers | $98 | $1,176 | -7% |
Cheapest Car Insurance for Senior Drivers in Burbank
For seniors aged 65+ in Burbank, GEICO offers the lowest rates for both coverage types. Minimum coverage costs $70 per month or $844 annually, while full coverage runs $150 monthly or $1,799 per year.
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Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Geico | $150 | $1,799 | -38% |
| State Farm | $166 | $1,995 | -32% |
| AAA | $189 | $2,269 | -22% |
| Progressive | $196 | $2,346 | -19% |
| Wawanesa Insurance | $217 | $2,599 | -11% |
Cheapest Car Insurance for High-Risk Drivers in Burbank
High-risk drivers in Burbank can find affordable coverage from these insurance providers:
- Cheapest With a DUI: GEICO (from $157 per month)
- Cheapest With an Accident: AAA (from $115 per month)
- Cheapest With a Speeding Ticket: GEICO (from $185 per month)
Cheapest Car Insurance With a DUI in Burbank
GEICO offers the most affordable car insurance for Burbank drivers with a DUI. Their rates are 44% below the city average for minimum coverage and 41% lower for full coverage policies.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Geico | $157 | $1,880 | -39% |
| Farmers | $166 | $1,993 | -35% |
| Auto Owners | $173 | $2,078 | -32% |
| Mercury Insurance | $187 | $2,248 | -27% |
| Progressive | $196 | $2,353 | -23% |
Cheapest Car Insurance With an Accident in Burbank
Drivers in Burbank with an accident on record can find the lowest rates with AAA, starting at $115 per month, at about 32% less than the city's average premium.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| AAA | $115 | $1,375 | -33% |
| Auto Owners | $115 | $1,377 | -33% |
| Geico | $115 | $1,379 | -32% |
| Farmers | $133 | $1,594 | -22% |
| State Farm | $136 | $1,637 | -20% |
Cheapest Car Insurance With a Speeding Ticket in Burbank
For Burbank drivers with a speeding ticket, GEICO offers the most affordable insurance options. Their minimum liability coverage costs about $186 monthly.
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Age Group:Adult Drivers
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Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
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Gender:Female
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Credit Alignment:Good
| AAA | $185 | $2,220 | -37% |
| State Farm | $193 | $2,311 | -34% |
| Geico | $208 | $2,491 | -29% |
| Progressive | $222 | $2,663 | -24% |
| Auto Owners | $260 | $3,114 | -12% |
Best Car Insurance Companies in Burbank
The top car insurance companies in Burbank are Progressive, GEICO, Auto-Owners, AAA and State Farm. These insurers excel in providing affordable rates, quality customer service and comprehensive coverage options.
| Progressive | 90 | 3 | 3 | 2 |
| GEICO | 87 | 1 | 7 | 7 |
| Auto-Owners | 85 | 6 | 1 | 6 |
| AAA | 85 | 2 | 5 | 7 |
| State Farm | 81 | 4 | 4 | 7 |
Progressive: Best Overall Coverage
pros
Strong coverage options available
High customer satisfaction ratings
Competitive local rates
cons
Higher rates for young drivers
Limited military discounts
COMPANY HIGHLIGHTS
Progressive ranks first in Burbank with strong scores across coverage, customer service, and affordability. Local drivers pay less than the Burbank average for both minimum and full coverage policies. The company stands out for its extensive coverage options and smooth claims process, backed by high customer satisfaction scores. Progressive particularly appeals to drivers seeking comprehensive coverage with multiple add-on options.
GEICO: Best for Affordable Rates
pros
Lowest rates in Burbank
Multiple driver discounts available
Easy online experience
cons
Limited coverage options
Average customer service ratings
COMPANY HIGHLIGHTS
GEICO offers the most affordable car insurance rates in Burbank. The company excels in serving various driver categories, including seniors, adults, and even those with driving violations. GEICO's straightforward online platform makes it easy to manage policies and file claims. While coverage options are basic compared to competitors, the company's focus on affordability makes it an attractive choice for budget-conscious drivers.
How Much Is Car Insurance in Burbank?
In Burbank, minimum coverage costs about $102 per month or $1,228 per year, ranking 1,230th out of all California cities for affordability. Full coverage averages $210 monthly or $2,520 annually, ranking 1,174th among California cities.
| Full Coverage | $210 | $2,520 |
| Minimum Coverage | $102 | $1,228 |
Compare Personalized Burbank Car Insurance Costs
Since your exact profile may differ from basic rate averages, use the table below to filter Burbank car insurance rates by your age, driving record and other personal factors.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Gender:Female
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Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Credit Alignment:Good
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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| $295 | $3,540 | 54% |
Burbank Car Insurance Costs by ZIP Code
In Burbank, car insurance rates by ZIP code range from $77 to $245 per month. ZIP code 91504 is the most expensive, while 91506 is the cheapest. Check the average rates for your ZIP code below.
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Zip Code:91501
| 91501 | $99 | $213 |
How to Get the Best Cheap Burbank Car Insurance
With Burbank's high car insurance rates and complex coverage requirements, finding affordable auto insurance can feel overwhelming. This step-by-step guide shows you how to secure the best coverage while saving money on your premiums.
- 1
Calculate your coverage requirements
Start by determining exactly how much coverage you need for your vehicle in Burbank. Consider your car's value, your assets and California's minimum requirements. Use our car insurance coverage needs calculator to get a personalized recommendation based on your specific situation.
- 2
Explore different insurance types
Understanding different types of car insurance can help you find better rates. Consider pay-per-mile insurance if you drive infrequently, or look into non-owner coverage if you don't own a vehicle but occasionally drive.
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Know the average costs
Research average vehicle insurance costs in Burbank to set realistic expectations. This knowledge helps you recognize good deals and avoid overpaying. Compare rates from multiple insurers to ensure you're getting competitive pricing for your coverage needs.
- 4
Check available discounts
Take advantage of every possible car insurance discount. Consider bundling multiple policies or getting multi-car discounts. Safe driver programs, good student discounts and anti-theft device installations can also reduce your premiums.
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Research company reliability
Look beyond just prices when choosing an insurer. Check customer reviews, claims satisfaction ratings and financial stability scores. A company's reputation for customer service and claims handling in Burbank can be just as important as competitive rates.
- 6
Get quotes from multiple insurers
Contact at least three different insurance companies for quotes. Use a mix of local agents, online tools, and direct carrier websites.
- 7
Review coverage annually
Set a yearly reminder to review your car insurance policy. Your rates might change based on your driving record or policy changes. Shopping around each year helps ensure you maintain the best rates for your current situation.
Cheapest Car Insurance in Burbank: Bottom Line
Car insurance rates in Burbank vary based on your age, driving record and vehicle type. While GEICO and AAA offer the lowest average premiums in the area, compare quotes from multiple providers to find your best rate.
Cheap Burbank Car Insurance: FAQ
Find clear answers about affordable car insurance in Burbank below. Our expert research helps you understand coverage options and save money on the protection you need.
What is the cheapest car insurance company in Burbank, California?
GEICO offers the lowest rates in Burbank, with average annual premiums of $778 for minimum coverage and $1,685 for full coverage. Individual rates vary by personal factors, so compare quotes.
Who offers the best car insurance in Burbank?
Progressive leads Burbank's car insurance providers with a MoneyGeek score of 90 out of 100, scoring three points higher than GEICO. Progressive delivers excellent value through competitive rates and quality service.
What is the average cost of car insurance in Burbank?
In Burbank, full coverage auto insurance costs $2,520 annually, while minimum coverage averages $1,228. Your actual rates will vary based on individual factors.
Is car insurance in Burbank expensive?
Car insurance in Burbank is more expensive than average, ranking 1,230th for minimum coverage affordability and 1,174th for full coverage compared to all other California cities.
How We Chose the Best and Cheapest Car Insurance in Burbank, CA
To help Burbank drivers find the most affordable auto insurance companies, MoneyGeek analyzed Burbank auto insurance rates based on data and information from the California Department of Insurance and Quadrant Information Services. We studied all ZIP codes in Burbank and hundreds of thousands of quotes for 12 companies offering auto insurance in California to tailor options as closely as possible to you.
Burbank Driver Profile
MoneyGeek created a sample driver profile to calculate car insurance quote averages in Burbank with the following characteristics:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
Certain factors, such as age, driving record, credit score and military affiliation, were adjusted to find the most suitable insurance companies for specific driver profiles.
Coverage Levels in Burbank
MoneyGeek compared the most affordable insurance providers for both minimum and full coverage auto insurance policies.
The minimum coverage requirements in California are:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
For a full coverage policy, we used the following coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
- Comprehensive and collision insurance, each with a $1,000 deductible
Our Best Company Rating Methodology
We rated all companies in Burbank based on the following rating scale:
- Affordability (60% of score): We evaluated quotes for various common driver profiles and compared rates to competition within the city to get this score.
- Customer Experience (30% of Score): Sources like agency reviews on Google, J.D. Power, AM Best and forums like Reddit were used to gauge customer sentiment and experiences across the board to get this score.
- Coverage Options (10% of Score): This score takes into account the amount of coverage options a provider has in addition to the uniqueness of offering and included benefits.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.