Updated: November 4, 2025
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GEICO offers the cheapest car insurance in Burbank. AAA, Progressive, State Farm and Mercury Insurance also provide coverage in the city.
Car insurance in Burbank costs an average of $1,228 per year for minimum coverage and $2,520 per year for full coverage.
GEICO also offers the cheapest car insurance in California at $465 per year for minimum coverage and $1,091 per year for full coverage.
GEICO provides Burbank's most affordable option with minimum coverage at $778 per year, 37% lower than the city average of $1,228. GEICO also charges $1,685 per year for full coverage.
AAA presents an alternative at $923 annually for minimum coverage. This option costs more but appeals to drivers who value AAA's comprehensive roadside assistance, travel planning services and extensive member benefits.
| GEICO | $65 | $140 | -36% |
| AAA | $77 | $164 | -25% |
| Progressive | $85 | $159 | -24% |
| State Farm | $88 | $193 | -13% |
| Mercury | $107 | $209 | -2% |
Young drivers in Burbank pay $1,503 annually with State Farm for minimum coverage. Adult drivers access the market's best rates at $778 per year with GEICO, enjoying a 48% discount compared to younger policyholders.
GEICO charges seniors $844 annually, just an 8% increase over adult rates. Burbank's minimal senior driver penalty stands out among Southern California markets.
State Farm and GEICO offer the best car insurance rates for young drivers in Burbank with average monthly rates starting at $125 and $132 respectively.
| State Farm | $125 | $1,503 | -35% |
| Geico | $132 | $1,578 | -32% |
| Farmers | $139 | $1,674 | -28% |
| Wawanesa Insurance | $155 | $1,861 | -20% |
| Auto Owners | $158 | $1,895 | -18% |
In Burbank, GEICO provides the lowest rates for adult drivers (26 to 64), saving drivers around 35% on average. AAA and Progressive are also among the top affordable providers for this age group.
| Geico | $65 | $778 | -38% |
| AAA | $77 | $923 | -27% |
| Progressive | $85 | $1,017 | -20% |
| State Farm | $88 | $1,058 | -16% |
| Farmers | $98 | $1,176 | -7% |
For seniors aged 65+ in Burbank, GEICO offers the lowest rates for both coverage types. Minimum coverage costs $70 per month or $844 annually, while full coverage runs $150 monthly or $1,799 per year.
| Geico | $70 | $844 | -43% |
| State Farm | $75 | $903 | -39% |
| Farmers | $96 | $1,156 | -22% |
| AAA | $101 | $1,216 | -18% |
| Progressive | $108 | $1,301 | -12% |
High-risk drivers in Burbank can find affordable coverage from these insurance providers:
GEICO offers the most affordable car insurance for Burbank drivers with a DUI. Their rates are 44% below the city average for minimum coverage and 41% lower for full coverage policies.
| Geico | $157 | $1,880 | -39% |
| Farmers | $166 | $1,993 | -35% |
| Auto Owners | $173 | $2,078 | -32% |
| Mercury Insurance | $187 | $2,248 | -27% |
| Progressive | $196 | $2,353 | -23% |
Drivers in Burbank with an accident on record can find the lowest rates with AAA, starting at $115 per month, at about 32% less than the city's average premium.
| AAA | $115 | $1,375 | -33% |
| Auto Owners | $115 | $1,377 | -33% |
| Geico | $115 | $1,379 | -32% |
| Farmers | $133 | $1,594 | -22% |
| State Farm | $136 | $1,637 | -20% |
For Burbank drivers with a speeding ticket, GEICO offers the most affordable insurance options. Their minimum liability coverage costs about $186 monthly.
| Geico | $97 | $1,167 | -38% |
| AAA | $105 | $1,260 | -33% |
| Auto Owners | $111 | $1,327 | -29% |
| Progressive | $128 | $1,531 | -18% |
| State Farm | $131 | $1,575 | -16% |
Progressive leads Burbank with competitive premiums and strong customer satisfaction scores. GEICO earns recognition with the city's lowest rates and solid customer service ratings.
Both companies effectively serve Burbank drivers, with GEICO winning on pure affordability and Progressive offering innovative technology features.
| Progressive | 90 | 3 | 3 | 2 |
| GEICO | 87 | 1 | 7 | 7 |
| Auto-Owners | 85 | 6 | 1 | 6 |
| AAA | 85 | 2 | 5 | 7 |
| State Farm | 81 | 4 | 4 | 7 |
Strong coverage options available
High customer satisfaction ratings
Competitive local rates
Higher rates for young drivers
Limited military discounts
Progressive ranks first in Burbank with strong scores across coverage, customer service, and affordability. Local drivers pay less than the Burbank average for both minimum and full coverage policies. The company stands out for its extensive coverage options and smooth claims process, backed by high customer satisfaction scores. Progressive particularly appeals to drivers seeking comprehensive coverage with multiple add-on options.
Lowest rates in Burbank
Multiple driver discounts available
Easy online experience
Limited coverage options
Average customer service ratings
GEICO offers the most affordable car insurance rates in Burbank. The company excels in serving various driver categories, including seniors, adults, and even those with driving violations. GEICO's straightforward online platform makes it easy to manage policies and file claims. While coverage options are basic compared to competitors, the company's focus on affordability makes it an attractive choice for budget-conscious drivers.
Burbank averages $1,228 per year for minimum coverage and $2,520 per year for full coverage. These rates significantly exceed California's state average of $718 for minimum coverage.
GEICO's $778 minimum coverage rate demonstrates meaningful savings potential. This media-industry hub faces elevated premiums typical of dense Los Angeles County communities, making insurer selection crucial for cost control.
| Full Coverage | $210 | $2,520 |
| Minimum Coverage | $102 | $1,228 |
In Burbank, car insurance rates by ZIP code range from $77 to $245 per month. ZIP code 91504 is the most expensive, while 91506 is the cheapest. Check the average rates for your ZIP code below.
| 91501 | $99 | $213 |
With Burbank's high car insurance rates and complex coverage requirements, finding affordable auto insurance can feel overwhelming. This step-by-step guide shows you how to secure the best coverage while saving money on your premiums.
Start by determining exactly how much coverage you need for your vehicle in Burbank. Consider your car's value, your assets and California's minimum requirements. Use our car insurance coverage needs calculator to get a personalized recommendation based on your specific situation.
Understanding different types of car insurance can help you find better rates. Consider pay-per-mile insurance if you drive infrequently, or look into non-owner coverage if you don't own a vehicle but occasionally drive.
Research average vehicle insurance costs in Burbank to set realistic expectations. This knowledge helps you recognize good deals and avoid overpaying. Compare rates from multiple insurers to ensure you're getting competitive pricing for your coverage needs.
Take advantage of every possible car insurance discount. Consider bundling multiple policies or getting multi-car discounts. Safe driver programs, good student discounts and anti-theft device installations can also reduce your premiums.
Look beyond just prices when choosing an insurer. Check customer reviews, claims satisfaction ratings and financial stability scores. A company's reputation for customer service and claims handling in Burbank can be just as important as competitive rates.
Contact at least three different insurance companies for quotes. Use a mix of local agents, online tools, and direct carrier websites.
Set a yearly reminder to review your car insurance policy. Your rates might change based on your driving record or policy changes. Shopping around each year helps ensure you maintain the best rates for your current situation.
Car insurance rates in Burbank vary based on your age, driving record and vehicle type. While GEICO and AAA offer the lowest average premiums in the area, compare quotes from multiple providers to find your best rate.
Find clear answers about affordable car insurance in Burbank below. Our expert research helps you understand coverage options and save money on the protection you need.
GEICO offers the lowest rates in Burbank, with average annual premiums of $778 for minimum coverage and $1,685 for full coverage. Individual rates vary by personal factors, so compare quotes.
Progressive leads Burbank's car insurance providers with a MoneyGeek score of 90 out of 100, scoring three points higher than GEICO. Progressive delivers excellent value through competitive rates and quality service.
In Burbank, full coverage auto insurance costs $2,520 annually, while minimum coverage averages $1,228. Your actual rates will vary based on individual factors.
Car insurance in Burbank is more expensive than average, ranking 1,230th for minimum coverage affordability and 1,174th for full coverage compared to all other California cities.
To help Burbank drivers find the most affordable auto insurance companies, MoneyGeek analyzed Burbank auto insurance rates based on data and information from the California Department of Insurance and Quadrant Information Services. We studied all ZIP codes in Burbank and hundreds of thousands of quotes for 12 companies offering auto insurance in California to tailor options as closely as possible to you.
Burbank Driver Profile
MoneyGeek created a sample driver profile to calculate car insurance quote averages in Burbank with the following characteristics:
Certain factors, such as age, driving record, credit score and military affiliation, were adjusted to find the most suitable insurance companies for specific driver profiles.
Coverage Levels in Burbank
MoneyGeek compared the most affordable insurance providers for both minimum and full coverage auto insurance policies.
The minimum coverage requirements in California are:
For a full coverage policy, we used the following coverage limits:
Our Best Company Rating Methodology
We rated all companies in Burbank based on the following rating scale:
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
