Compare motorcycle insurance quotes to find rates up to 42% lower than your current rates. When you compare motorcycle insurance rates between companies, identical coverage can cost $31/month with one insurer and $58/month with another. Compare our motorcycle insurance company rankings to find which offers your lowest rate and quality service.
Compare Motorcycle Insurance Quotes & Companies
Updated: December 29, 2025
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Compare Top Motorcycle Insurance Companies & Quotes
Compare Top Motorcycle Insurance Companies & Quotes by Age
Motorcycle insurance for teens and new riders ranges from $38 monthly for 16-year-olds seeking minimum coverage to $22 for 21-year-olds. The gap widens for full coverage with 16-year-olds paying $497 more annually than 21-year-olds. Compare the best rated motorcycle insurance companies' quotes based on age below.
Compare Motorcycle Insurance Quotes By State
If you're looking for the best and cheapest motorcycle insurance for your state, we have you covered. Search your state below to find the right coverage for your situation.
Compare Motorcycle Insurance Coverage
From basic liability to comprehensive protection, motorcycle insurance coverage varies in what's protected and what you'll pay out-of-pocket after an accident. The guides below explain what each coverage type includes and help you find the protection level that makes sense for your bike and riding habits.
How To Compare Motorcycle Insurance And Get The Best Deal
- 1Gather The Information You Need
Insurers need these details for accurate quotes:
- Your motorcycle's VIN (or make, model and year)
- Annual mileage
- Motorcycle license date
- Safety course completion dates
- Current insurance details (if applicable)
- Age, address and driving history
- Primary use (commuting, recreation or both)
- Storage location
- Discount qualifiers: student GPA, motorcycle club memberships or military service
- 2Determine What Motorcycle Coverage You Need
Decide how much motorcycle insurance you need before requesting quotes. Your budget, location and riding habits determine the right coverage level.
- 3Explore Ways To Save
Insurers reduce rates when you:
- Complete a safety course (approved training programs cut premiums)
- Join motorcycle clubs (recognized riding organizations unlock discounts)
- Bundle policies (combine motorcycle coverage with auto or home insurance)
- Avoid accidents and tickets (clean records qualify for safe rider discounts)
- Pay annually (one payment costs less than monthly installments)
- Get a motorcycle license (formal licenses save more than endorsements)
- 4Compare Multiple Quotes Through Different Means
Compare quotes from several companies to find your lowest rate. Check each insurer's reputation and optional coverages. Online quotes provide the fastest comparison method.
Online and Agent Quotes: Progressive, GEICO, Markel/Voom, USAA (military members only), Dairyland, Harley Davidson, Shelter Insurance, Rider Insurance, Amica, Allstate, Erie Insurance, Foremost (by email) and American Family
Agent-Only Quotes: Nationwide, Liberty Mutual, State Farm, Safeco, Travelers, Farmers, The General, AAA and The Hanover
Other Motorcycle Insurance Comparison Resources
Below you can access our other informational resources for Motorcycle insurance that can make your comparison journey easier:
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the insurance market, starting with LendingTree and continuing at MoneyGeek, where he has produced original research on hundreds of insurance companies and millions of insurance rates for insurance shoppers.
He writes about economics and insurance on MoneyGeek, making complex topics clear enough for people to buy with confidence. His analysis of insurance companies draws on independent cost and consumer experience data, and his recommendations in MoneyGeek's content are not influenced by any of MoneyGeek's insurance company partnerships.
His work on car, home, renters, health and life insurance has been featured in The Washington Post, The New York Times and NPR, among others.
Mark holds a master's degree in economics and international relations from Johns Hopkins University and a bachelor's degree from Boston College. He started his career in financial risk management at State Street before moving into insurance market analysis. He's also a five-time Jeopardy champion!