Compare Motorcyle Insurance

To get the most accurate motorcycle insurance quote, you'll need to provide these key details:

• Your motorcycle's VIN (or the make, model and year)
• Average annual mileage
• How long you've held an active motorcycle license
• Dates of completed safe riding courses
• Your current motorcycle insurance information (if applicable)
• Personal information including your age, address, and driving history
• How you use your motorcycle (commuting, recreation, or both)
• Where you store your motorcycle when not in use
• Information that may qualify you for discounts, such as:, GPA for student discounts, Motorcycle club or organization memberships, or Military service

Determining how much motorcycle insurance you need before buying saves you time when comparing quotes and ensure you're not upsold. Consider your current financial situation and goals, your area, and driving habits when determining your risk and ultimately what coverage you should choose.

Insurance companies typically offer lower rates if you:

• Complete a safety course. Many insurers reduce premiums for riders who finish approved training programs.
• Join certain motorcycle clubs. Membership in recognized riding organizations can qualify you for discounts with many insurance providers.
• Bundle your policies. Combining your motorcycle coverage with your auto or home insurance often leads to savings.
• Maintain a clean record. Avoiding accidents and traffic violations helps you qualify for safe rider discounts.
• Pay annually. Making one lump sum payment instead of monthly installments can reduce your overall cost.
• Get a Motorcycle License: Getting a formal license to ride a motorcycle saves you more than just having an endorsement.

Getting many quotes from multiple companies and comparing them side-by-side allows you to easily determine which option is the cheapest for you. However, you should also look into company reputations and add-on coverage options to get more of a wholistic view. We also recommend getting pricing not just online through us, but also provider websites, with captive agents, and on call with independent agents since pricing may vary between them.

Below we've listed the providers with quotes available online and through agents:

• Online and Agent Quote Providers: Progressive, Geico, Markel/Voom, USAA (Military members only), Dairyland, Harley Davidson, Shelter Insurance, Rider Insurance, Amica, Allstate, Erie Insurance, Foremost (By Email) and American Family.
• Agent Only Quote Providers: Nationwide, Liberty Mutual, State Farm, Safeco, Travelers, Farmers, The General, AAA, and The Hanover.