Will my insurer continue to cover me if I get a DUI in Minnesota?

It's best to consult with your insurance company since they can cancel or refuse to renew your policy if you were convicted of DUI in Minnesota.

How much do car insurance premiums increase in Minnesota after a DUI?

In Minnesota, rates often climb by roughly 99% after a DUI . The average yearly cost of full coverage auto insurance in the state is $1,165. Following a DUI conviction, you can expect the rate to increase to around $2,319 per year.

What is the cheapest car insurance company in Minnesota after a DUI?

State Farm is the cheapest company in Minnesota for full coverage and state-mandated insurance after a DUI . On the other hand, Auto-Owners Insurance is the best company for both types of insurance.

How long will having a DUI affect my car insurance rates?

Because Minnesota has a ten-year look-back period, your auto insurance rates may increase for that time. The actual time, however, will depend on your situation.

How do I get car insurance if I have a DUI?

Finding the best insurance policy following a DUI may be challenging. We recommend comparing rates to find an insurer that best fits your specific needs.

Getting Car Insurance After a DUI in Minnesota: Everything You Need to Know

Name: Getting Car Insurance After a DUI in Minnesota: Everything You Need to Know
Item: Getting Car Insurance After a DUI in Minnesota: Everything You Need to Know
Author: Staff Writers

If you have a suspended or revoked license due to a DUI, your insurer may choose to cancel or not renew your policy. The cost of your new insurance could almost double. In Minnesota, drivers with a DUI pay around $2,319 yearly for full coverage insurance compared to drivers without a DUI, who pay $1,165 per year on average.

Updated: December 27, 2023

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sources

Office of Traffic Safety. "Impaired Driving Laws." Accessed April 23, 2022.
Governors Highway Safety Association. "Alcohol Impaired Driving." Accessed April 25, 2022.
National Conference of State Legislatures. "Increased Penalties for High Blood Alcohol Content." Accessed April 25, 2022.