State Farm stands out as the most economical SR-22 provider in Minnesota for both full and minimum coverage, costing an average of $388 and $862 per year. For drivers without a vehicle, Auto-Owners delivers the most budget-friendly SR-22 car insurance widely available at $310 annually.
Drivers who commit serious driving offenses, such as driving under the influence, are required to file SR-22 forms. While the form itself doesn't directly impact rates, violations mandating an SR-22 typically cause a substantial increase in premiums. Fortunately, affordable car insurance options are available.