Cheapest and Best Car Insurance Companies in Gresham, OR

State Farm has the cheapest minimum coverage policy in Gresham based on the latest quotes collected for 2023. Country Financial is the best overall company, according to MoneyGeek's rankings, with a balance of service and affordability for Gresham drivers.

State Farm offers affordable options for both minimum and full coverage auto insurance in Gresham, especially for drivers with at-fault accidents and speeding tickets. USAA is the best for military-affiliated drivers, while Nationwide is the most cost-effective option for teens. Your ideal insurance company will depend on your driver profile and specific needs.

The cheapest and best overall car insurance company in Gresham is Country Financial, while Capital Insurance Group stands out for its excellent customer service.

Cheapest + BestCar InsuranceGresham

2023

Cheapest and Best Car Insurance in Gresham, OR

Cheapest Overall - State Farm

Cheapest Full Coverage - State Farm

Cheapest After Driving Offense - State Farm

Cheapest for Teens - Nationwide

Cheapest for Military - USAA

Best Overall - Country Financial

Best for Customer Service - Capital Insurance Group

Best Cheap - Country Financial

Cheapest Minimum Liability Car Insurance in Gresham

These providers offer consumers in Gresham the cheapest minimum coverage car insurance:

State Farm: $594 per year
Country Financial: $612 per year

Dairyland has the most expensive minimum coverage policy, charging $2,300 per year.

Country Financial offers the cheapest car insurance in Oregon, but rates vary depending on your location. The insurer’s average minimum coverage policy in Oregon costs $402 annually, making a similar policy in Gresham $192 more expensive.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$558	$47
State Farm	$594	$49
Country Financial	$612	$51
Country Financial	$618	$52
State Farm	$642	$53
GEICO	$648	$54
Progressive	$676	$56
Progressive	$677	$56
Capital Insurance Group	$730	$61
GEICO	$736	$61
Progressive	$738	$62
Travelers	$749	$62
Nationwide	$761	$63
Travelers	$767	$64
Nationwide	$789	$66
Capital Insurance Group	$793	$66
Country Financial	$795	$66
Kemper	$814	$68
Travelers	$818	$68
GEICO	$837	$70
Kemper	$857	$71
State Farm	$919	$77
Kemper	$920	$77
American Family	$938	$78
Farmers	$942	$78
American Family	$942	$78
Nationwide	$958	$80
Country Financial	$968	$81
Capital Insurance Group	$972	$81
State Farm	$984	$82
Country Financial	$986	$82
Nationwide	$992	$83
American Family	$1,046	$87
Allstate	$1,053	$88
Nationwide	$1,056	$88
Farmers	$1,058	$88
Farmers	$1,058	$88
Allstate	$1,064	$89
State Farm	$1,127	$94
GEICO	$1,145	$95
Allstate	$1,156	$96
American Family	$1,235	$103
Progressive	$1,254	$105
American Family	$1,265	$105
Progressive	$1,291	$108
Country Financial	$1,293	$108
Nationwide	$1,295	$108
Travelers	$1,301	$108
Travelers	$1,304	$109
GEICO	$1,344	$112
Capital Insurance Group	$1,392	$116
American Family	$1,405	$117
Kemper	$1,455	$121
Travelers	$1,476	$123
Progressive	$1,494	$125
Kemper	$1,501	$125
GEICO	$1,538	$128
Capital Insurance Group	$1,544	$129
Farmers	$1,570	$131
Kemper	$1,572	$131
Allstate	$1,598	$133
Allstate	$1,663	$139
Farmers	$1,686	$140
Allstate	$1,714	$143
Farmers	$1,767	$147
Capital Insurance Group	$2,127	$177
Dairyland	$2,227	$186
Dairyland	$2,300	$192
Dairyland	$2,508	$209
Dairyland	$3,505	$292
Dairyland	$3,617	$301
Dairyland	$3,977	$331

Liability limits for minimum coverage are set by state law. Oregon's minimum car insurance requirements include:

$25,000 for bodily injury liability per person
$50,000 for bodily injury liability per accident
$20,000 for property damage per accident
$50,000 uninsured motorist coverage per accident
$15,000 personal injury protection

These coverage amounts include up to $25,000 per person and $50,000 per accident for bodily injury and $20,000 for property damage liability. To be fully protected, you will also need personal injury protection (PIP) and uninsured/underinsured motorist coverage (UM/UIM). It’s important to note that minimum coverage only covers third-party losses; damages to your vehicle and personal injuries are not covered. You will be responsible for paying the remaining costs.

Cheapest Full Coverage Car Insurance in Gresham

In MoneyGeek’s analysis, the following providers came out with the cheapest full coverage auto insurance in Gresham:

State Farm: $984 per year
Country Financial: $986 per year

Dairyland charges the highest rates in Gresham for full coverage, costing $3,617 per year. Country Financial provides Oregon's cheapest full coverage policy at $862 annually, $122 less than the lowest price in Gresham.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$558	$47
State Farm	$594	$49
Country Financial	$612	$51
Country Financial	$618	$52
State Farm	$642	$53
GEICO	$648	$54
Progressive	$676	$56
Progressive	$677	$56
Capital Insurance Group	$730	$61
GEICO	$736	$61
Progressive	$738	$62
Travelers	$749	$62
Nationwide	$761	$63
Travelers	$767	$64
Nationwide	$789	$66
Capital Insurance Group	$793	$66
Country Financial	$795	$66
Kemper	$814	$68
Travelers	$818	$68
GEICO	$837	$70
Kemper	$857	$71
State Farm	$919	$77
Kemper	$920	$77
American Family	$938	$78
Farmers	$942	$78
American Family	$942	$78
Nationwide	$958	$80
Country Financial	$968	$81
Capital Insurance Group	$972	$81
State Farm	$984	$82
Country Financial	$986	$82
Nationwide	$992	$83
American Family	$1,046	$87
Allstate	$1,053	$88
Nationwide	$1,056	$88
Farmers	$1,058	$88
Farmers	$1,058	$88
Allstate	$1,064	$89
State Farm	$1,127	$94
GEICO	$1,145	$95
Allstate	$1,156	$96
American Family	$1,235	$103
Progressive	$1,254	$105
American Family	$1,265	$105
Progressive	$1,291	$108
Country Financial	$1,293	$108
Nationwide	$1,295	$108
Travelers	$1,301	$108
Travelers	$1,304	$109
GEICO	$1,344	$112
Capital Insurance Group	$1,392	$116
American Family	$1,405	$117
Kemper	$1,455	$121
Travelers	$1,476	$123
Progressive	$1,494	$125
Kemper	$1,501	$125
GEICO	$1,538	$128
Capital Insurance Group	$1,544	$129
Farmers	$1,570	$131
Kemper	$1,572	$131
Allstate	$1,598	$133
Allstate	$1,663	$139
Farmers	$1,686	$140
Allstate	$1,714	$143
Farmers	$1,767	$147
Capital Insurance Group	$2,127	$177
Dairyland	$2,227	$186
Dairyland	$2,300	$192
Dairyland	$2,508	$209
Dairyland	$3,505	$292
Dairyland	$3,617	$301
Dairyland	$3,977	$331

Full coverage policies are a great choice if you want complete security while saving money. This type of insurance includes the following features:

Collision Insurance: Helps pay for damages to your car sustained in a collision with an object or another vehicle.
Comprehensive Insurance: Covers car damages resulting from non-collision incidents like vandalism, theft or weather-related events.

While full coverage offers better financial stability, it may not be worth the additional cost for older vehicles. Consider the age and value of your car when deciding on the level of coverage you need.

Cheapest Car Insurance in Gresham After a Driving Offense

For people with driving offenses, the same company offers Gresham's most affordable full coverage auto insurance rates:

Speeding ticket: State Farm ($1,113 per year)
At-fault accident: State Farm ($1,312 per year)
DUI: State Farm ($1,113 per year)

Dairyland charges the highest annual rates for drivers with offenses: $4,470 for speeding tickets, $4,873 for at-fault accidents and $4,007 for DUIs. A bad driving record can result in much higher car insurance rates, even if you choose the cheapest insurance policy. Typically, drivers with a clean driving record will still pay less for car insurance than drivers with violations or accidents.

Age Group

Coverage

Incident

Company	Annual Premium	Monthly Premium
State Farm	$636	$53
State Farm	$636	$53
State Farm	$676	$56
State Farm	$676	$56
State Farm	$733	$61
State Farm	$733	$61
State Farm	$758	$63
Progressive	$801	$67
State Farm	$806	$67
Capital Insurance Group	$813	$68
Country Financial	$817	$68
Country Financial	$826	$69
Progressive	$846	$71
Progressive	$871	$73
State Farm	$873	$73
Progressive	$886	$74
Capital Insurance Group	$889	$74
Capital Insurance Group	$891	$74
Country Financial	$919	$77
Progressive	$944	$79
Nationwide	$948	$79
Country Financial	$950	$79
Progressive	$952	$79
Country Financial	$957	$80
Nationwide	$965	$80
Country Financial	$966	$80
Capital Insurance Group	$979	$82
Nationwide	$983	$82
GEICO	$986	$82
Nationwide	$1,006	$84
Kemper	$1,013	$84
Travelers	$1,016	$85
Capital Insurance Group	$1,026	$86
Travelers	$1,038	$86
State Farm	$1,040	$87
State Farm	$1,040	$87
Kemper	$1,062	$88
Country Financial	$1,068	$89
Travelers	$1,069	$89
Travelers	$1,090	$91
GEICO	$1,101	$92
Travelers	$1,104	$92
Capital Insurance Group	$1,112	$93
State Farm	$1,113	$93
State Farm	$1,113	$93
Kemper	$1,133	$94
Capital Insurance Group	$1,137	$95
American Family	$1,139	$95
American Family	$1,139	$95
American Family	$1,144	$95
American Family	$1,144	$95
Kemper	$1,145	$95
Farmers	$1,146	$95
GEICO	$1,146	$96
Travelers	$1,165	$97
American Family	$1,166	$97
Nationwide	$1,167	$97
American Family	$1,171	$98
Country Financial	$1,181	$98
Progressive	$1,189	$99
Kemper	$1,196	$100
Allstate	$1,200	$100
Allstate	$1,206	$100
Travelers	$1,221	$102
State Farm	$1,226	$102
GEICO	$1,231	$103
Nationwide	$1,241	$103
Nationwide	$1,242	$104
Travelers	$1,244	$104
Country Financial	$1,253	$104
Nationwide	$1,261	$105
Farmers	$1,263	$105
Capital Insurance Group	$1,264	$105
Progressive	$1,270	$106
Country Financial	$1,273	$106
State Farm	$1,276	$106
State Farm	$1,276	$106
American Family	$1,281	$107
American Family	$1,281	$107
Progressive	$1,289	$107
Farmers	$1,294	$108
Kemper	$1,294	$108
Country Financial	$1,298	$108
American Family	$1,308	$109
State Farm	$1,312	$109
Allstate	$1,315	$110
Nationwide	$1,319	$110
Allstate	$1,320	$110
Travelers	$1,323	$110
Allstate	$1,323	$110
Farmers	$1,344	$112
Nationwide	$1,354	$113
Farmers	$1,370	$114
GEICO	$1,384	$115
Farmers	$1,413	$118
Allstate	$1,457	$121
Country Financial	$1,457	$121
Capital Insurance Group	$1,462	$122
Farmers	$1,466	$122
GEICO	$1,470	$122
Country Financial	$1,476	$123
Nationwide	$1,477	$123
Country Financial	$1,481	$123
American Family	$1,496	$125
American Family	$1,496	$125
Allstate	$1,503	$125
Country Financial	$1,505	$125
State Farm	$1,507	$126
Allstate	$1,515	$126
Nationwide	$1,519	$127
American Family	$1,533	$128
American Family	$1,533	$128
Progressive	$1,535	$128
American Family	$1,553	$129
Farmers	$1,554	$129
Nationwide	$1,577	$131
Progressive	$1,580	$132
American Family	$1,593	$133
Farmers	$1,593	$133
GEICO	$1,634	$136
GEICO	$1,645	$137
Capital Insurance Group	$1,658	$138
Allstate	$1,675	$140
Nationwide	$1,688	$141
American Family	$1,713	$143
American Family	$1,713	$143
Country Financial	$1,718	$143
Progressive	$1,735	$145
Progressive	$1,752	$146
Nationwide	$1,755	$146
American Family	$1,780	$148
Travelers	$1,781	$148
Progressive	$1,801	$150
Kemper	$1,813	$151
Capital Insurance Group	$1,827	$152
Capital Insurance Group	$1,840	$153
GEICO	$1,860	$155
Travelers	$1,861	$155
Allstate	$1,861	$155
Kemper	$1,875	$156
Travelers	$1,882	$157
Kemper	$1,887	$157
Travelers	$1,888	$157
Country Financial	$1,906	$159
Nationwide	$1,943	$162
Allstate	$1,948	$162
Progressive	$1,956	$163
Farmers	$1,958	$163
Travelers	$1,966	$164
Kemper	$1,967	$164
Travelers	$1,977	$165
Kemper	$1,990	$166
Country Financial	$2,011	$168
GEICO	$2,012	$168
Allstate	$2,014	$168
Kemper	$2,018	$168
Capital Insurance Group	$2,032	$169
Capital Insurance Group	$2,032	$169
Nationwide	$2,035	$170
GEICO	$2,069	$172
Allstate	$2,069	$172
Kemper	$2,077	$173
Travelers	$2,105	$175
GEICO	$2,149	$179
Farmers	$2,151	$179
Kemper	$2,153	$179
Farmers	$2,157	$180
Allstate	$2,173	$181
Kemper	$2,199	$183
Farmers	$2,201	$183
Travelers	$2,216	$185
Farmers	$2,230	$186
Travelers	$2,233	$186
Allstate	$2,251	$188
Capital Insurance Group	$2,266	$189
GEICO	$2,286	$191
Progressive	$2,297	$191
Allstate	$2,338	$195
Farmers	$2,354	$196
Nationwide	$2,369	$197
Dairyland	$2,412	$201
Progressive	$2,418	$201
Farmers	$2,437	$203
Allstate	$2,442	$203
Farmers	$2,446	$204
Dairyland	$2,492	$208
Farmers	$2,520	$210
Allstate	$2,546	$212
GEICO	$2,548	$212
Progressive	$2,558	$213
Capital Insurance Group	$2,610	$218
GEICO	$2,684	$224
Dairyland	$2,685	$224
Dairyland	$2,729	$227
Dairyland	$2,736	$228
Dairyland	$2,802	$234
Dairyland	$2,819	$235
Capital Insurance Group	$2,932	$244
Dairyland	$2,964	$247
GEICO	$2,994	$249
Dairyland	$3,055	$255
GEICO	$3,057	$255
Capital Insurance Group	$3,259	$272
Kemper	$3,383	$282
Kemper	$3,478	$290
GEICO	$3,620	$302
Kemper	$3,681	$307
Dairyland	$3,881	$323
Dairyland	$4,007	$334
Dairyland	$4,179	$348
Dairyland	$4,258	$355
Dairyland	$4,336	$361
Dairyland	$4,384	$365
Dairyland	$4,470	$373
Dairyland	$4,727	$394
Dairyland	$4,873	$406

Insurance rates increase based on the seriousness of the traffic violation. For example, Gresham drivers with offenses on their records will pay an average of $665 more for full coverage car insurance than those with clean driving records. Fortunately, by comparing quotes from many different providers, finding cheap auto insurance with a poor driving record is still possible.

Cheapest Car Insurance in Gresham for Teens and Their Families

The cheapest auto insurers for teenage drivers on a family policy in Gresham are:

Nationwide: $1,492 per year for female teens; $1,600 per year for male teens
State Farm: $1,674 per year for female teens; Allstate at $1,821 for male teens

Capital Insurance Group charges the highest rates in Gresham for female and male teens at $3,801 and $3,625, respectively.

Insurance companies typically charge male teenagers more than female teenagers because they are often considered higher-risk drivers, although this is not always the case. Nationwide's teen rates show a noticeable $115 difference, with females paying $1,592 and males paying $1,707 annually. Remember to compare quotes to find the best option for you.

Age

Gender

Company	Family Plan Annual Premium	Individual Plan Monthly Premium
State Farm	$873	$2,118
Nationwide	$916	$2,105
Nationwide	$922	$2,181
Nationwide	$948	$2,922
State Farm	$970	$2,355
Nationwide	$973	$3,116
Kemper	$983	$2,661
Travelers	$995	$2,354
State Farm	$997	$2,365
State Farm	$1,021	$2,868
Nationwide	$1,026	$2,357
Travelers	$1,045	$2,405
Nationwide	$1,049	$2,482
Nationwide	$1,052	$2,731
State Farm	$1,059	$2,571
Nationwide	$1,075	$2,895
Nationwide	$1,078	$2,477
State Farm	$1,101	$3,118
Nationwide	$1,105	$2,614
State Farm	$1,126	$2,672
Kemper	$1,132	$2,840
Travelers	$1,144	$2,706
Travelers	$1,146	$2,995
Travelers	$1,180	$2,792
State Farm	$1,197	$3,361
Kemper	$1,201	$4,026
Kemper	$1,205	$4,718
Allstate	$1,220	$2,732
Travelers	$1,228	$2,825
State Farm	$1,247	$2,959
Allstate	$1,253	$3,649
Travelers	$1,264	$3,357
State Farm	$1,265	$4,050
State Farm	$1,265	$3,584
Allstate	$1,265	$2,668
Travelers	$1,286	$3,276
Travelers	$1,322	$3,040
Nationwide	$1,330	$5,137
Allstate	$1,334	$3,894
State Farm	$1,345	$3,740
Allstate	$1,348	$3,018
Nationwide	$1,374	$4,234
Allstate	$1,403	$3,563
Farmers	$1,404	$3,088
Nationwide	$1,409	$5,820
Nationwide	$1,411	$6,003
Allstate	$1,427	$8,499
Nationwide	$1,436	$4,599
Progressive	$1,441	$2,394
Allstate	$1,450	$3,058
Allstate	$1,451	$3,248
State Farm	$1,454	$4,645
Travelers	$1,455	$3,724
Farmers	$1,473	$3,335
Kemper	$1,487	$4,026
Allstate	$1,491	$3,550
Nationwide	$1,492	$6,654
Nationwide	$1,503	$6,395
Nationwide	$1,512	$6,747
Travelers	$1,512	$3,850
Travelers	$1,516	$4,455
Allstate	$1,517	$5,185
Allstate	$1,517	$4,417
Progressive	$1,534	$3,748
Kemper	$1,541	$6,697
Kemper	$1,553	$4,718
Progressive	$1,564	$2,489
Allstate	$1,566	$3,303
State Farm	$1,581	$5,050
State Farm	$1,583	$4,402
Allstate	$1,600	$9,237
Nationwide	$1,600	$7,487
Kemper	$1,605	$4,026
Kemper	$1,605	$4,026
Nationwide	$1,611	$7,190
Progressive	$1,635	$4,099
Allstate	$1,645	$5,448
State Farm	$1,665	$5,317
State Farm	$1,674	$6,077
GEICO	$1,696	$3,174
GEICO	$1,697	$2,626
Travelers	$1,715	$5,531
Kemper	$1,717	$6,620
Progressive	$1,720	$2,857
GEICO	$1,724	$2,667
Allstate	$1,735	$5,065
GEICO	$1,736	$4,255
GEICO	$1,737	$3,250
Allstate	$1,739	$11,892
Kemper	$1,742	$4,718
Kemper	$1,742	$4,718
Travelers	$1,746	$4,468
Travelers	$1,754	$5,270
GEICO	$1,754	$3,633
Progressive	$1,760	$2,802
Allstate	$1,792	$10,671
Progressive	$1,805	$3,595
GEICO	$1,805	$6,810
GEICO	$1,816	$3,398
GEICO	$1,819	$2,814
Allstate	$1,821	$10,769
GEICO	$1,825	$3,840
Progressive	$1,826	$5,039
Kemper	$1,834	$8,410
State Farm	$1,838	$5,800
GEICO	$1,841	$3,286
Progressive	$1,854	$3,489
Capital Insurance Group	$1,877	$3,155
Progressive	$1,881	$4,594
GEICO	$1,881	$6,451
Progressive	$1,894	$3,146
Progressive	$1,902	$3,028
Kemper	$1,917	$8,485
Capital Insurance Group	$1,959	$3,293
Capital Insurance Group	$1,970	$3,324
Kemper	$1,975	$6,620
Progressive	$1,991	$5,673
Allstate	$1,999	$11,540
Kemper	$2,035	$9,966
Travelers	$2,047	$6,658
Capital Insurance Group	$2,057	$3,770
Capital Insurance Group	$2,062	$3,480
Progressive	$2,074	$10,887
Progressive	$2,074	$5,198
State Farm	$2,111	$6,662
Kemper	$2,112	$9,808
GEICO	$2,116	$5,905
State Farm	$2,120	$7,608
Travelers	$2,121	$6,843
Farmers	$2,140	$2,757
Kemper	$2,148	$8,410
Capital Insurance Group	$2,150	$3,614
Capital Insurance Group	$2,157	$3,952
Farmers	$2,166	$2,790
GEICO	$2,174	$5,157
Farmers	$2,187	$2,818
Farmers	$2,196	$2,949
Farmers	$2,201	$2,871
Kemper	$2,201	$9,741
GEICO	$2,203	$5,399
Travelers	$2,217	$9,080
Farmers	$2,234	$2,913
Progressive	$2,242	$12,041
Capital Insurance Group	$2,253	$3,801
Farmers	$2,261	$2,949
Kemper	$2,271	$9,871
GEICO	$2,278	$4,718
Farmers	$2,284	$3,181
GEICO	$2,287	$7,842
Farmers	$2,287	$6,228
Farmers	$2,348	$6,526
Capital Insurance Group	$2,361	$3,966
Farmers	$2,387	$13,151
GEICO	$2,440	$9,206
Progressive	$2,443	$12,828
Capital Insurance Group	$2,452	$4,117
Progressive	$2,473	$15,232
Capital Insurance Group	$2,474	$4,166
Farmers	$2,485	$13,828
Capital Insurance Group	$2,522	$4,621
Capital Insurance Group	$2,569	$4,327
Travelers	$2,577	$8,379
Progressive	$2,598	$13,952
Farmers	$2,626	$5,774
Farmers	$2,635	$14,519
Progressive	$2,636	$16,478
Capital Insurance Group	$2,638	$4,835
Farmers	$2,689	$6,090
Travelers	$2,711	$11,412
Capital Insurance Group	$2,711	$5,022
Farmers	$2,760	$15,358
Capital Insurance Group	$2,841	$5,267
Farmers	$2,847	$19,395
GEICO	$2,918	$17,009
Farmers	$2,974	$20,465
GEICO	$3,055	$17,139
Capital Insurance Group	$3,188	$5,904
Capital Insurance Group	$3,341	$6,194
Capital Insurance Group	$3,625	$9,219
Capital Insurance Group	$3,801	$9,678

Teenagers may face higher expenses when purchasing auto insurance on their own, which is why adding them to a family policy is a smart way to save money. Additionally, teens aren’t legally allowed to buy insurance with a parent or guardian co-signer until they’re 18.

In Gresham, the annual difference between an individual and family premium for a teenager is $3,237. Families can find the cheapest teen auto insurance and save money annually by comparing rates.

Cheapest Car Insurance in Gresham for Military Drivers

In Gresham, the most affordable car insurance companies for active duty or veteran military families are:

USAA: $961 per year
State Farm: $984 per year

For those seeking affordable military car insurance, USAA and State Farm also provide low-cost options for minimum coverage, averaging $564 and $594 per year, respectively.

USAA may be the most suitable insurer due to its specialized services catering to those with a military background.

Age Group

Coverage

Company	Annual Premium	Monthly Premium
State Farm	$558	$47
USAA	$564	$47
State Farm	$594	$49
USAA	$597	$50
Country Financial	$612	$51
Country Financial	$618	$52
State Farm	$642	$53
GEICO	$648	$54
USAA	$670	$56
Progressive	$676	$56
Progressive	$677	$56
Capital Insurance Group	$730	$61
GEICO	$736	$61
Progressive	$738	$62
Travelers	$749	$62
Nationwide	$761	$63
Travelers	$767	$64
Nationwide	$789	$66
Capital Insurance Group	$793	$66
Country Financial	$795	$66
Kemper	$814	$68
Travelers	$818	$68
GEICO	$837	$70
Kemper	$857	$71
State Farm	$919	$77
Kemper	$920	$77
American Family	$938	$78
Farmers	$942	$78
American Family	$942	$78
Nationwide	$958	$80
USAA	$961	$80
Country Financial	$968	$81
Capital Insurance Group	$972	$81
USAA	$982	$82
State Farm	$984	$82
Country Financial	$986	$82
Nationwide	$992	$83
American Family	$1,046	$87
Allstate	$1,053	$88
Nationwide	$1,056	$88
Farmers	$1,058	$88
Farmers	$1,058	$88
Allstate	$1,064	$89
State Farm	$1,127	$94
GEICO	$1,145	$95
USAA	$1,151	$96
Allstate	$1,156	$96
American Family	$1,235	$103
Progressive	$1,254	$105
American Family	$1,265	$105
Progressive	$1,291	$108
Country Financial	$1,293	$108
Nationwide	$1,295	$108
Travelers	$1,301	$108
Travelers	$1,304	$109
GEICO	$1,344	$112
Capital Insurance Group	$1,392	$116
American Family	$1,405	$117
Kemper	$1,455	$121
Travelers	$1,476	$123
Progressive	$1,494	$125
Kemper	$1,501	$125
GEICO	$1,538	$128
Capital Insurance Group	$1,544	$129
Farmers	$1,570	$131
Kemper	$1,572	$131
Allstate	$1,598	$133
Allstate	$1,663	$139
Farmers	$1,686	$140
Allstate	$1,714	$143
Farmers	$1,767	$147
Capital Insurance Group	$2,127	$177
Dairyland	$2,227	$186
Dairyland	$2,300	$192
Dairyland	$2,508	$209
Dairyland	$3,505	$292
Dairyland	$3,617	$301
Dairyland	$3,977	$331

How to Compare Cheap Gresham Car Insurance Quotes Online

It can be challenging to get online auto insurance quotes from insurance providers in Gresham, considering the various data requests that could take up to 15 minutes or more.

MoneyGeek’s car insurance calculator instantly estimates your rates with different insurers based on your age, vehicle type, driving history and desired coverage.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

State

Oregon

Gender

Female

Age

30-65

Driving Record

Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

CompanyAverage Annual Rates

1.USAA

$514

2.Country Financial

$748

Best Car Insurance in Gresham: Summary

The best auto insurer in Gresham for you might differ depending on how you prioritize factors like service quality, affordability and other pertinent factors.

These are MoneyGeek’s top picks for the best car insurance companies in Gresham:

Best overall: Country Financial (MoneyGeek score 81 out of 100)
Best for service: Capital Insurance Group (MoneyGeek score 68 out of 100)
Best cheap: Country Financial (MoneyGeek score 82 out of 100)

MoneyGeek's overall rating for an insurance company may change depending on how each category's factors are weighted.

Country Financial is not only MoneyGeek's top choice for both the best overall and best affordable coverage in Gresham, but it is also our selected pick for the best auto insurance company in Oregon, earning a MoneyGeek score of 92 out of 100.

USAA is the top insurance provider for military drivers in Gresham, earning a MoneyGeek score of 85 out of 100.

Best Overall Car Insurance in Gresham

MoneyGeek’s top picks for the overall best car insurance companies in Gresham:

Country Financial: MoneyGeek score 81 out of 100 ($986 per year)
American Family: MoneyGeek score 77 out of 100 ($1,265 per year)

Out of the 12 companies we reviewed, Country Financial stood out with the highest marks for affordability and customer satisfaction, meaning policyholders can expect reasonable prices and high-quality service.

USAA is Gresham's top insurer for military drivers, receiving an overall MoneyGeek score of 85 out of 100. Charging yearly premiums at around $961, USAA is among Gresham's most affordable auto insurance companies.

How was this MoneyGeek score calculated?

pros

Ranked first in customer satisfaction.

High scores in affordability.

Offers unique coverages like portable electronics and media coverage.

cons

Low claims management score.

Doesn’t offer some common coverages.

COMPANY HIGHLIGHTS

With an overall MoneyGeek rating of 81 out of 100, Country Financial is the best auto insurer in Gresham. While it has a poor claims management rating, it boasts excellent customer satisfaction and affordability ratings.

Country Financial's auto insurance policies offer collision and comprehensive coverage and the option of either standard liability or the minimum required coverage in Oregon. Additionally, policyholders can take advantage of standard add-ons like rental car reimbursement, new car replacement coverage and roadside assistance. However, Country Financial does not provide some of the most commonly sought-after coverages, such as gap insurance, accident forgiveness or deductible modification.

Read MoneyGeek's Country Financial Auto Insurance Review

Best Car Insurance in Gresham for Customer Service

After removing the ratings for affordability from our analysis, we identified the car insurance companies in Gresham that excel in customer satisfaction:

Capital Insurance Group: MoneyGeek score 68 out of 100 ($1,544 per year)
Country Financial: MoneyGeek score 65 out of 100 ($986 per year)

Capital Insurance Group stands out as the leading company in Gresham for its high ratings for customer service, despite only offering the ninth cheapest rates among the 12 insurance providers analyzed.

How was this MoneyGeek score calculated?

pros

Ranked first in customer satisfaction among 12 insurers.

Excellent claims management.

Offers custom parts and full glass coverages.

cons

Among the most expensive rates in Gresham.

Lacking coverage and discount options.

COMPANY HIGHLIGHTS

Capital Insurance Group provides reliable coverage in Gresham, ranking at the top in MoneyGeek’s overall ratings for the best car insurance for customer service. In addition to its trustworthy insurance coverage and accommodating services to its customers, Capital Insurance Group excels in claims management, quickly and efficiently processing claims for its policyholders. This insurer topped our list despite having one of the most expensive rates in the city, proving that excellent customer service can be worth the extra cost.

According to MoneyGeek's scoresheet, Capital Insurance Group received lower coverage ratings than other insurers. This insurer offers a limited selection of only three coverages: roadside assistance, custom parts coverage and full glass coverage, with the latter two being the only unique coverages available. In addition, Capital Insurance Group only provides one discount for good students. Despite its shortcomings in coverage and discounts, the company still has a strong reputation for its customer service.

Best Cheap Car Insurance in Gresham

Adhering to Oregon's minimum coverage requirements, here are MoneyGeek's top picks for the best affordable car insurance in Gresham:

Country Financial: MoneyGeek score 82 out of 100 ($612 per year)
State Farm: MoneyGeek score 78 out of 100 ($594 per year)

Keep in mind that opting for the cheapest insurance may mean sacrificing adequate protection for your vehicle. While it may meet the minimum requirements, it may not cover damages resulting from a collision or protect you from liability claims.

How was this MoneyGeek score calculated?

pros

An affordable minimum coverage policy costs $612 per year.

Provides a wide range of unique discounts (early signing, occupational, marriage, nurse, etc.).

cons

Lacks pay in full, paperless and airbag discounts.

Below-average claims management rating.

COMPANY HIGHLIGHTS

Country Financial features a long list of standard and unique discounts that Gresham drivers can take advantage of. Because of its affordability and generosity in providing coverages and discounts, MoneyGeek named this insurer the best cheap auto insurance in Gresham.

Standard discounts from Country Financial include safe driving, multiple cars, anti-theft systems, good grades, defensive driving and bundling. This insurer offers a unique discount for engaged couples who insure all of their vehicles within a year of getting married, which is not commonly provided by other insurers.

Read MoneyGeek's Country Financial Auto Insurance Review

Average Cost of Car Insurance in Gresham

The average annual rate for auto insurance in Gresham is $1,346, which is higher than Oregon’s state average of $1,150 and the national average cost of car insurance, which is $1,265 as of October 2022. These rates are for full coverage insurance, which includes bodily injury liability limits of $100,000 per accident and $300,000 per person, as well as property damage liability limits of $100,000 per person.

Drivers in Gresham pay $196 more per year than the average rate for car insurance in Oregon. Compared to the national average, premiums in Gresham cost $81 more annually. Location is just one of the several factors that can significantly impact the pricing of your insurance policy.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Cheapest and Best Car Insurance Companies in Gresham, OR

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On This Page:

Cheapest Minimum Liability Car Insurance in Gresham

Cheapest Full Coverage Car Insurance in Gresham

Cheapest Car Insurance in Gresham After a Driving Offense

Cheapest Car Insurance in Gresham for Teens and Their Families

Cheapest Car Insurance in Gresham for Military Drivers

How to Compare Cheap Gresham Car Insurance Quotes Online

Best Car Insurance in Gresham: Summary

Best Overall Car Insurance in Gresham

pros

cons

COMPANY HIGHLIGHTS

Best Car Insurance in Gresham for Customer Service

pros

cons

COMPANY HIGHLIGHTS

Best Cheap Car Insurance in Gresham

pros

cons

COMPANY HIGHLIGHTS

Average Cost of Car Insurance in Gresham