Compare Rates and Save on Auto Insurance

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State Farm offers affordable options for both minimum and full coverage auto insurance in Gresham, especially for drivers with at-fault accidents and speeding tickets. USAA is the best for military-affiliated drivers, while Nationwide is the most cost-effective option for teens. Your ideal insurance company will depend on your driver profile and specific needs.

The cheapest and best overall car insurance company in Gresham is Country Financial, while Capital Insurance Group stands out for its excellent customer service.

MoneyGeek Logo IconCheapest + BestCar InsuranceGresham
2023

Cheapest and Best Car Insurance in Gresham, OR

Cheapest Minimum Liability Car Insurance in Gresham

These providers offer consumers in Gresham the cheapest minimum coverage car insurance:

  • State Farm: $594 per year
  • Country Financial: $612 per year

Dairyland has the most expensive minimum coverage policy, charging $2,300 per year.

Country Financial offers the cheapest car insurance in Oregon, but rates vary depending on your location. The insurer’s average minimum coverage policy in Oregon costs $402 annually, making a similar policy in Gresham $192 more expensive.

Company
Annual Premium
Monthly Premium

State Farm

$558

$47

State Farm

$594

$49

Country Financial

$612

$51

Country Financial

$618

$52

State Farm

$642

$53

GEICO

$648

$54

Progressive

$676

$56

Progressive

$677

$56

Capital Insurance Group

$730

$61

GEICO

$736

$61

Progressive

$738

$62

Travelers

$749

$62

Nationwide

$761

$63

Travelers

$767

$64

Nationwide

$789

$66

Capital Insurance Group

$793

$66

Country Financial

$795

$66

Kemper

$814

$68

Travelers

$818

$68

GEICO

$837

$70

Kemper

$857

$71

State Farm

$919

$77

Kemper

$920

$77

American Family

$938

$78

Farmers

$942

$78

American Family

$942

$78

Nationwide

$958

$80

Country Financial

$968

$81

Capital Insurance Group

$972

$81

State Farm

$984

$82

Country Financial

$986

$82

Nationwide

$992

$83

American Family

$1,046

$87

Allstate

$1,053

$88

Nationwide

$1,056

$88

Farmers

$1,058

$88

Farmers

$1,058

$88

Allstate

$1,064

$89

State Farm

$1,127

$94

GEICO

$1,145

$95

Allstate

$1,156

$96

American Family

$1,235

$103

Progressive

$1,254

$105

American Family

$1,265

$105

Progressive

$1,291

$108

Country Financial

$1,293

$108

Nationwide

$1,295

$108

Travelers

$1,301

$108

Travelers

$1,304

$109

GEICO

$1,344

$112

Capital Insurance Group

$1,392

$116

American Family

$1,405

$117

Kemper

$1,455

$121

Travelers

$1,476

$123

Progressive

$1,494

$125

Kemper

$1,501

$125

GEICO

$1,538

$128

Capital Insurance Group

$1,544

$129

Farmers

$1,570

$131

Kemper

$1,572

$131

Allstate

$1,598

$133

Allstate

$1,663

$139

Farmers

$1,686

$140

Allstate

$1,714

$143

Farmers

$1,767

$147

Capital Insurance Group

$2,127

$177

Dairyland

$2,227

$186

Dairyland

$2,300

$192

Dairyland

$2,508

$209

Dairyland

$3,505

$292

Dairyland

$3,617

$301

Dairyland

$3,977

$331

Liability limits for minimum coverage are set by state law. Oregon's minimum car insurance requirements include:

  • $25,000 for bodily injury liability per person
  • $50,000 for bodily injury liability per accident
  • $20,000 for property damage per accident
  • $50,000 uninsured motorist coverage per accident
  • $15,000 personal injury protection

These coverage amounts include up to $25,000 per person and $50,000 per accident for bodily injury and $20,000 for property damage liability. To be fully protected, you will also need personal injury protection (PIP) and uninsured/underinsured motorist coverage (UM/UIM). It’s important to note that minimum coverage only covers third-party losses; damages to your vehicle and personal injuries are not covered. You will be responsible for paying the remaining costs.

Cheapest Full Coverage Car Insurance in Gresham

In MoneyGeek’s analysis, the following providers came out with the cheapest full coverage auto insurance in Gresham:

  • State Farm: $984 per year
  • Country Financial: $986 per year

Dairyland charges the highest rates in Gresham for full coverage, costing $3,617 per year. Country Financial provides Oregon's cheapest full coverage policy at $862 annually, $122 less than the lowest price in Gresham.

Company
Annual Premium
Monthly Premium

State Farm

$558

$47

State Farm

$594

$49

Country Financial

$612

$51

Country Financial

$618

$52

State Farm

$642

$53

GEICO

$648

$54

Progressive

$676

$56

Progressive

$677

$56

Capital Insurance Group

$730

$61

GEICO

$736

$61

Progressive

$738

$62

Travelers

$749

$62

Nationwide

$761

$63

Travelers

$767

$64

Nationwide

$789

$66

Capital Insurance Group

$793

$66

Country Financial

$795

$66

Kemper

$814

$68

Travelers

$818

$68

GEICO

$837

$70

Kemper

$857

$71

State Farm

$919

$77

Kemper

$920

$77

American Family

$938

$78

Farmers

$942

$78

American Family

$942

$78

Nationwide

$958

$80

Country Financial

$968

$81

Capital Insurance Group

$972

$81

State Farm

$984

$82

Country Financial

$986

$82

Nationwide

$992

$83

American Family

$1,046

$87

Allstate

$1,053

$88

Nationwide

$1,056

$88

Farmers

$1,058

$88

Farmers

$1,058

$88

Allstate

$1,064

$89

State Farm

$1,127

$94

GEICO

$1,145

$95

Allstate

$1,156

$96

American Family

$1,235

$103

Progressive

$1,254

$105

American Family

$1,265

$105

Progressive

$1,291

$108

Country Financial

$1,293

$108

Nationwide

$1,295

$108

Travelers

$1,301

$108

Travelers

$1,304

$109

GEICO

$1,344

$112

Capital Insurance Group

$1,392

$116

American Family

$1,405

$117

Kemper

$1,455

$121

Travelers

$1,476

$123

Progressive

$1,494

$125

Kemper

$1,501

$125

GEICO

$1,538

$128

Capital Insurance Group

$1,544

$129

Farmers

$1,570

$131

Kemper

$1,572

$131

Allstate

$1,598

$133

Allstate

$1,663

$139

Farmers

$1,686

$140

Allstate

$1,714

$143

Farmers

$1,767

$147

Capital Insurance Group

$2,127

$177

Dairyland

$2,227

$186

Dairyland

$2,300

$192

Dairyland

$2,508

$209

Dairyland

$3,505

$292

Dairyland

$3,617

$301

Dairyland

$3,977

$331

Full coverage policies are a great choice if you want complete security while saving money. This type of insurance includes the following features:

  • Collision Insurance: Helps pay for damages to your car sustained in a collision with an object or another vehicle.
  • Comprehensive Insurance: Covers car damages resulting from non-collision incidents like vandalism, theft or weather-related events.

While full coverage offers better financial stability, it may not be worth the additional cost for older vehicles. Consider the age and value of your car when deciding on the level of coverage you need.

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Cheapest Car Insurance in Gresham After a Driving Offense

For people with driving offenses, the same company offers Gresham's most affordable full coverage auto insurance rates:

  • Speeding ticket: State Farm ($1,113 per year)
  • At-fault accident: State Farm ($1,312 per year)
  • DUI: State Farm ($1,113 per year)

Dairyland charges the highest annual rates for drivers with offenses: $4,470 for speeding tickets, $4,873 for at-fault accidents and $4,007 for DUIs. A bad driving record can result in much higher car insurance rates, even if you choose the cheapest insurance policy. Typically, drivers with a clean driving record will still pay less for car insurance than drivers with violations or accidents.

Company
Annual Premium
Monthly Premium

State Farm

$636

$53

State Farm

$636

$53

State Farm

$676

$56

State Farm

$676

$56

State Farm

$733

$61

State Farm

$733

$61

State Farm

$758

$63

Progressive

$801

$67

State Farm

$806

$67

Capital Insurance Group

$813

$68

Country Financial

$817

$68

Country Financial

$826

$69

Progressive

$846

$71

Progressive

$871

$73

State Farm

$873

$73

Progressive

$886

$74

Capital Insurance Group

$889

$74

Capital Insurance Group

$891

$74

Country Financial

$919

$77

Progressive

$944

$79

Nationwide

$948

$79

Country Financial

$950

$79

Progressive

$952

$79

Country Financial

$957

$80

Nationwide

$965

$80

Country Financial

$966

$80

Capital Insurance Group

$979

$82

Nationwide

$983

$82

GEICO

$986

$82

Nationwide

$1,006

$84

Kemper

$1,013

$84

Travelers

$1,016

$85

Capital Insurance Group

$1,026

$86

Travelers

$1,038

$86

State Farm

$1,040

$87

State Farm

$1,040

$87

Kemper

$1,062

$88

Country Financial

$1,068

$89

Travelers

$1,069

$89

Travelers

$1,090

$91

GEICO

$1,101

$92

Travelers

$1,104

$92

Capital Insurance Group

$1,112

$93

State Farm

$1,113

$93

State Farm

$1,113

$93

Kemper

$1,133

$94

Capital Insurance Group

$1,137

$95

American Family

$1,139

$95

American Family

$1,139

$95

American Family

$1,144

$95

American Family

$1,144

$95

Kemper

$1,145

$95

Farmers

$1,146

$95

GEICO

$1,146

$96

Travelers

$1,165

$97

American Family

$1,166

$97

Nationwide

$1,167

$97

American Family

$1,171

$98

Country Financial

$1,181

$98

Progressive

$1,189

$99

Kemper

$1,196

$100

Allstate

$1,200

$100

Allstate

$1,206

$100

Travelers

$1,221

$102

State Farm

$1,226

$102

GEICO

$1,231

$103

Nationwide

$1,241

$103

Nationwide

$1,242

$104

Travelers

$1,244

$104

Country Financial

$1,253

$104

Nationwide

$1,261

$105

Farmers

$1,263

$105

Capital Insurance Group

$1,264

$105

Progressive

$1,270

$106

Country Financial

$1,273

$106

State Farm

$1,276

$106

State Farm

$1,276

$106

American Family

$1,281

$107

American Family

$1,281

$107

Progressive

$1,289

$107

Farmers

$1,294

$108

Kemper

$1,294

$108

Country Financial

$1,298

$108

American Family

$1,308

$109

State Farm

$1,312

$109

Allstate

$1,315

$110

Nationwide

$1,319

$110

Allstate

$1,320

$110

Travelers

$1,323

$110

Allstate

$1,323

$110

Farmers

$1,344

$112

Nationwide

$1,354

$113

Farmers

$1,370

$114

GEICO

$1,384

$115

Farmers

$1,413

$118

Allstate

$1,457

$121

Country Financial

$1,457

$121

Capital Insurance Group

$1,462

$122

Farmers

$1,466

$122

GEICO

$1,470

$122

Country Financial

$1,476

$123

Nationwide

$1,477

$123

Country Financial

$1,481

$123

American Family

$1,496

$125

American Family

$1,496

$125

Allstate

$1,503

$125

Country Financial

$1,505

$125

State Farm

$1,507

$126

Allstate

$1,515

$126

Nationwide

$1,519

$127

American Family

$1,533

$128

American Family

$1,533

$128

Progressive

$1,535

$128

American Family

$1,553

$129

Farmers

$1,554

$129

Nationwide

$1,577

$131

Progressive

$1,580

$132

American Family

$1,593

$133

Farmers

$1,593

$133

GEICO

$1,634

$136

GEICO

$1,645

$137

Capital Insurance Group

$1,658

$138

Allstate

$1,675

$140

Nationwide

$1,688

$141

American Family

$1,713

$143

American Family

$1,713

$143

Country Financial

$1,718

$143

Progressive

$1,735

$145

Progressive

$1,752

$146

Nationwide

$1,755

$146

American Family

$1,780

$148

Travelers

$1,781

$148

Progressive

$1,801

$150

Kemper

$1,813

$151

Capital Insurance Group

$1,827

$152

Capital Insurance Group

$1,840

$153

GEICO

$1,860

$155

Travelers

$1,861

$155

Allstate

$1,861

$155

Kemper

$1,875

$156

Travelers

$1,882

$157

Kemper

$1,887

$157

Travelers

$1,888

$157

Country Financial

$1,906

$159

Nationwide

$1,943

$162

Allstate

$1,948

$162

Progressive

$1,956

$163

Farmers

$1,958

$163

Travelers

$1,966

$164

Kemper

$1,967

$164

Travelers

$1,977

$165

Kemper

$1,990

$166

Country Financial

$2,011

$168

GEICO

$2,012

$168

Allstate

$2,014

$168

Kemper

$2,018

$168

Capital Insurance Group

$2,032

$169

Capital Insurance Group

$2,032

$169

Nationwide

$2,035

$170

GEICO

$2,069

$172

Allstate

$2,069

$172

Kemper

$2,077

$173

Travelers

$2,105

$175

GEICO

$2,149

$179

Farmers

$2,151

$179

Kemper

$2,153

$179

Farmers

$2,157

$180

Allstate

$2,173

$181

Kemper

$2,199

$183

Farmers

$2,201

$183

Travelers

$2,216

$185

Farmers

$2,230

$186

Travelers

$2,233

$186

Allstate

$2,251

$188

Capital Insurance Group

$2,266

$189

GEICO

$2,286

$191

Progressive

$2,297

$191

Allstate

$2,338

$195

Farmers

$2,354

$196

Nationwide

$2,369

$197

Dairyland

$2,412

$201

Progressive

$2,418

$201

Farmers

$2,437

$203

Allstate

$2,442

$203

Farmers

$2,446

$204

Dairyland

$2,492

$208

Farmers

$2,520

$210

Allstate

$2,546

$212

GEICO

$2,548

$212

Progressive

$2,558

$213

Capital Insurance Group

$2,610

$218

GEICO

$2,684

$224

Dairyland

$2,685

$224

Dairyland

$2,729

$227

Dairyland

$2,736

$228

Dairyland

$2,802

$234

Dairyland

$2,819

$235

Capital Insurance Group

$2,932

$244

Dairyland

$2,964

$247

GEICO

$2,994

$249

Dairyland

$3,055

$255

GEICO

$3,057

$255

Capital Insurance Group

$3,259

$272

Kemper

$3,383

$282

Kemper

$3,478

$290

GEICO

$3,620

$302

Kemper

$3,681

$307

Dairyland

$3,881

$323

Dairyland

$4,007

$334

Dairyland

$4,179

$348

Dairyland

$4,258

$355

Dairyland

$4,336

$361

Dairyland

$4,384

$365

Dairyland

$4,470

$373

Dairyland

$4,727

$394

Dairyland

$4,873

$406

Insurance rates increase based on the seriousness of the traffic violation. For example, Gresham drivers with offenses on their records will pay an average of $665 more for full coverage car insurance than those with clean driving records. Fortunately, by comparing quotes from many different providers, finding cheap auto insurance with a poor driving record is still possible.

Cheapest Car Insurance in Gresham for Teens and Their Families

The cheapest auto insurers for teenage drivers on a family policy in Gresham are:

  • Nationwide: $1,492 per year for female teens; $1,600 per year for male teens
  • State Farm: $1,674 per year for female teens; Allstate at $1,821 for male teens

Capital Insurance Group charges the highest rates in Gresham for female and male teens at $3,801 and $3,625, respectively.

Insurance companies typically charge male teenagers more than female teenagers because they are often considered higher-risk drivers, although this is not always the case. Nationwide's teen rates show a noticeable $115 difference, with females paying $1,592 and males paying $1,707 annually. Remember to compare quotes to find the best option for you.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

State Farm

$873

$2,118

Nationwide

$916

$2,105

Nationwide

$922

$2,181

Nationwide

$948

$2,922

State Farm

$970

$2,355

Nationwide

$973

$3,116

Kemper

$983

$2,661

Travelers

$995

$2,354

State Farm

$997

$2,365

State Farm

$1,021

$2,868

Nationwide

$1,026

$2,357

Travelers

$1,045

$2,405

Nationwide

$1,049

$2,482

Nationwide

$1,052

$2,731

State Farm

$1,059

$2,571

Nationwide

$1,075

$2,895

Nationwide

$1,078

$2,477

State Farm

$1,101

$3,118

Nationwide

$1,105

$2,614

State Farm

$1,126

$2,672

Kemper

$1,132

$2,840

Travelers

$1,144

$2,706

Travelers

$1,146

$2,995

Travelers

$1,180

$2,792

State Farm

$1,197

$3,361

Kemper

$1,201

$4,026

Kemper

$1,205

$4,718

Allstate

$1,220

$2,732

Travelers

$1,228

$2,825

State Farm

$1,247

$2,959

Allstate

$1,253

$3,649

Travelers

$1,264

$3,357

State Farm

$1,265

$4,050

State Farm

$1,265

$3,584

Allstate

$1,265

$2,668

Travelers

$1,286

$3,276

Travelers

$1,322

$3,040

Nationwide

$1,330

$5,137

Allstate

$1,334

$3,894

State Farm

$1,345

$3,740

Allstate

$1,348

$3,018

Nationwide

$1,374

$4,234

Allstate

$1,403

$3,563

Farmers

$1,404

$3,088

Nationwide

$1,409

$5,820

Nationwide

$1,411

$6,003

Allstate

$1,427

$8,499

Nationwide

$1,436

$4,599

Progressive

$1,441

$2,394

Allstate

$1,450

$3,058

Allstate

$1,451

$3,248

State Farm

$1,454

$4,645

Travelers

$1,455

$3,724

Farmers

$1,473

$3,335

Kemper

$1,487

$4,026

Allstate

$1,491

$3,550

Nationwide

$1,492

$6,654

Nationwide

$1,503

$6,395

Nationwide

$1,512

$6,747

Travelers

$1,512

$3,850

Travelers

$1,516

$4,455

Allstate

$1,517

$5,185

Allstate

$1,517

$4,417

Progressive

$1,534

$3,748

Kemper

$1,541

$6,697

Kemper

$1,553

$4,718

Progressive

$1,564

$2,489

Allstate

$1,566

$3,303

State Farm

$1,581

$5,050

State Farm

$1,583

$4,402

Allstate

$1,600

$9,237

Nationwide

$1,600

$7,487

Kemper

$1,605

$4,026

Kemper

$1,605

$4,026

Nationwide

$1,611

$7,190

Progressive

$1,635

$4,099

Allstate

$1,645

$5,448

State Farm

$1,665

$5,317

State Farm

$1,674

$6,077

GEICO

$1,696

$3,174

GEICO

$1,697

$2,626

Travelers

$1,715

$5,531

Kemper

$1,717

$6,620

Progressive

$1,720

$2,857

GEICO

$1,724

$2,667

Allstate

$1,735

$5,065

GEICO

$1,736

$4,255

GEICO

$1,737

$3,250

Allstate

$1,739

$11,892

Kemper

$1,742

$4,718

Kemper

$1,742

$4,718

Travelers

$1,746

$4,468

Travelers

$1,754

$5,270

GEICO

$1,754

$3,633

Progressive

$1,760

$2,802

Allstate

$1,792

$10,671

Progressive

$1,805

$3,595

GEICO

$1,805

$6,810

GEICO

$1,816

$3,398

GEICO

$1,819

$2,814

Allstate

$1,821

$10,769

GEICO

$1,825

$3,840

Progressive

$1,826

$5,039

Kemper

$1,834

$8,410

State Farm

$1,838

$5,800

GEICO

$1,841

$3,286

Progressive

$1,854

$3,489

Capital Insurance Group

$1,877

$3,155

Progressive

$1,881

$4,594

GEICO

$1,881

$6,451

Progressive

$1,894

$3,146

Progressive

$1,902

$3,028

Kemper

$1,917

$8,485

Capital Insurance Group

$1,959

$3,293

Capital Insurance Group

$1,970

$3,324

Kemper

$1,975

$6,620

Progressive

$1,991

$5,673

Allstate

$1,999

$11,540

Kemper

$2,035

$9,966

Travelers

$2,047

$6,658

Capital Insurance Group

$2,057

$3,770

Capital Insurance Group

$2,062

$3,480

Progressive

$2,074

$10,887

Progressive

$2,074

$5,198

State Farm

$2,111

$6,662

Kemper

$2,112

$9,808

GEICO

$2,116

$5,905

State Farm

$2,120

$7,608

Travelers

$2,121

$6,843

Farmers

$2,140

$2,757

Kemper

$2,148

$8,410

Capital Insurance Group

$2,150

$3,614

Capital Insurance Group

$2,157

$3,952

Farmers

$2,166

$2,790

GEICO

$2,174

$5,157

Farmers

$2,187

$2,818

Farmers

$2,196

$2,949

Farmers

$2,201

$2,871

Kemper

$2,201

$9,741

GEICO

$2,203

$5,399

Travelers

$2,217

$9,080

Farmers

$2,234

$2,913

Progressive

$2,242

$12,041

Capital Insurance Group

$2,253

$3,801

Farmers

$2,261

$2,949

Kemper

$2,271

$9,871

GEICO

$2,278

$4,718

Farmers

$2,284

$3,181

GEICO

$2,287

$7,842

Farmers

$2,287

$6,228

Farmers

$2,348

$6,526

Capital Insurance Group

$2,361

$3,966

Farmers

$2,387

$13,151

GEICO

$2,440

$9,206

Progressive

$2,443

$12,828

Capital Insurance Group

$2,452

$4,117

Progressive

$2,473

$15,232

Capital Insurance Group

$2,474

$4,166

Farmers

$2,485

$13,828

Capital Insurance Group

$2,522

$4,621

Capital Insurance Group

$2,569

$4,327

Travelers

$2,577

$8,379

Progressive

$2,598

$13,952

Farmers

$2,626

$5,774

Farmers

$2,635

$14,519

Progressive

$2,636

$16,478

Capital Insurance Group

$2,638

$4,835

Farmers

$2,689

$6,090

Travelers

$2,711

$11,412

Capital Insurance Group

$2,711

$5,022

Farmers

$2,760

$15,358

Capital Insurance Group

$2,841

$5,267

Farmers

$2,847

$19,395

GEICO

$2,918

$17,009

Farmers

$2,974

$20,465

GEICO

$3,055

$17,139

Capital Insurance Group

$3,188

$5,904

Capital Insurance Group

$3,341

$6,194

Capital Insurance Group

$3,625

$9,219

Capital Insurance Group

$3,801

$9,678

Teenagers may face higher expenses when purchasing auto insurance on their own, which is why adding them to a family policy is a smart way to save money. Additionally, teens aren’t legally allowed to buy insurance with a parent or guardian co-signer until they’re 18.

In Gresham, the annual difference between an individual and family premium for a teenager is $3,237. Families can find the cheapest teen auto insurance and save money annually by comparing rates.

Cheapest Car Insurance in Gresham for Military Drivers

In Gresham, the most affordable car insurance companies for active duty or veteran military families are:

  • USAA: $961 per year
  • State Farm: $984 per year

For those seeking affordable military car insurance, USAA and State Farm also provide low-cost options for minimum coverage, averaging $564 and $594 per year, respectively.

USAA may be the most suitable insurer due to its specialized services catering to those with a military background.

Company
Annual Premium
Monthly Premium

State Farm

$558

$47

USAA

$564

$47

State Farm

$594

$49

USAA

$597

$50

Country Financial

$612

$51

Country Financial

$618

$52

State Farm

$642

$53

GEICO

$648

$54

USAA

$670

$56

Progressive

$676

$56

Progressive

$677

$56

Capital Insurance Group

$730

$61

GEICO

$736

$61

Progressive

$738

$62

Travelers

$749

$62

Nationwide

$761

$63

Travelers

$767

$64

Nationwide

$789

$66

Capital Insurance Group

$793

$66

Country Financial

$795

$66

Kemper

$814

$68

Travelers

$818

$68

GEICO

$837

$70

Kemper

$857

$71

State Farm

$919

$77

Kemper

$920

$77

American Family

$938

$78

Farmers

$942

$78

American Family

$942

$78

Nationwide

$958

$80

USAA

$961

$80

Country Financial

$968

$81

Capital Insurance Group

$972

$81

USAA

$982

$82

State Farm

$984

$82

Country Financial

$986

$82

Nationwide

$992

$83

American Family

$1,046

$87

Allstate

$1,053

$88

Nationwide

$1,056

$88

Farmers

$1,058

$88

Farmers

$1,058

$88

Allstate

$1,064

$89

State Farm

$1,127

$94

GEICO

$1,145

$95

USAA

$1,151

$96

Allstate

$1,156

$96

American Family

$1,235

$103

Progressive

$1,254

$105

American Family

$1,265

$105

Progressive

$1,291

$108

Country Financial

$1,293

$108

Nationwide

$1,295

$108

Travelers

$1,301

$108

Travelers

$1,304

$109

GEICO

$1,344

$112

Capital Insurance Group

$1,392

$116

American Family

$1,405

$117

Kemper

$1,455

$121

Travelers

$1,476

$123

Progressive

$1,494

$125

Kemper

$1,501

$125

GEICO

$1,538

$128

Capital Insurance Group

$1,544

$129

Farmers

$1,570

$131

Kemper

$1,572

$131

Allstate

$1,598

$133

Allstate

$1,663

$139

Farmers

$1,686

$140

Allstate

$1,714

$143

Farmers

$1,767

$147

Capital Insurance Group

$2,127

$177

Dairyland

$2,227

$186

Dairyland

$2,300

$192

Dairyland

$2,508

$209

Dairyland

$3,505

$292

Dairyland

$3,617

$301

Dairyland

$3,977

$331

How to Compare Cheap Gresham Car Insurance Quotes Online

It can be challenging to get online auto insurance quotes from insurance providers in Gresham, considering the various data requests that could take up to 15 minutes or more.

MoneyGeek’s car insurance calculator instantly estimates your rates with different insurers based on your age, vehicle type, driving history and desired coverage.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

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USAA

Best Car Insurance in Gresham: Summary

The best auto insurer in Gresham for you might differ depending on how you prioritize factors like service quality, affordability and other pertinent factors.

These are MoneyGeek’s top picks for the best car insurance companies in Gresham:

  • Best overall: Country Financial (MoneyGeek score 81 out of 100)
  • Best for service: Capital Insurance Group (MoneyGeek score 68 out of 100)
  • Best cheap: Country Financial (MoneyGeek score 82 out of 100)

MoneyGeek's overall rating for an insurance company may change depending on how each category's factors are weighted.

Country Financial is not only MoneyGeek's top choice for both the best overall and best affordable coverage in Gresham, but it is also our selected pick for the best auto insurance company in Oregon, earning a MoneyGeek score of 92 out of 100.

USAA is the top insurance provider for military drivers in Gresham, earning a MoneyGeek score of 85 out of 100.

Best Overall Car Insurance in Gresham

MoneyGeek’s top picks for the overall best car insurance companies in Gresham:

  • Country Financial: MoneyGeek score 81 out of 100 ($986 per year)
  • American Family: MoneyGeek score 77 out of 100 ($1,265 per year)

Out of the 12 companies we reviewed, Country Financial stood out with the highest marks for affordability and customer satisfaction, meaning policyholders can expect reasonable prices and high-quality service.

USAA is Gresham's top insurer for military drivers, receiving an overall MoneyGeek score of 85 out of 100. Charging yearly premiums at around $961, USAA is among Gresham's most affordable auto insurance companies.

How was this MoneyGeek score calculated?

Country Financial

pros

Ranked first in customer satisfaction.

High scores in affordability.

Offers unique coverages like portable electronics and media coverage.

cons

Low claims management score.

Doesn’t offer some common coverages.

COMPANY HIGHLIGHTS

With an overall MoneyGeek rating of 81 out of 100, Country Financial is the best auto insurer in Gresham. While it has a poor claims management rating, it boasts excellent customer satisfaction and affordability ratings.

Country Financial's auto insurance policies offer collision and comprehensive coverage and the option of either standard liability or the minimum required coverage in Oregon. Additionally, policyholders can take advantage of standard add-ons like rental car reimbursement, new car replacement coverage and roadside assistance. However, Country Financial does not provide some of the most commonly sought-after coverages, such as gap insurance, accident forgiveness or deductible modification.

Read MoneyGeek's Country Financial Auto Insurance Review

Best Car Insurance in Gresham for Customer Service

After removing the ratings for affordability from our analysis, we identified the car insurance companies in Gresham that excel in customer satisfaction:

  • Capital Insurance Group: MoneyGeek score 68 out of 100 ($1,544 per year)
  • Country Financial: MoneyGeek score 65 out of 100 ($986 per year)

Capital Insurance Group stands out as the leading company in Gresham for its high ratings for customer service, despite only offering the ninth cheapest rates among the 12 insurance providers analyzed.

How was this MoneyGeek score calculated?

Capital Insurance Group

pros

Ranked first in customer satisfaction among 12 insurers.

Excellent claims management.

Offers custom parts and full glass coverages.

cons

Among the most expensive rates in Gresham.

Lacking coverage and discount options.

COMPANY HIGHLIGHTS

Capital Insurance Group provides reliable coverage in Gresham, ranking at the top in MoneyGeek’s overall ratings for the best car insurance for customer service. In addition to its trustworthy insurance coverage and accommodating services to its customers, Capital Insurance Group excels in claims management, quickly and efficiently processing claims for its policyholders. This insurer topped our list despite having one of the most expensive rates in the city, proving that excellent customer service can be worth the extra cost.

According to MoneyGeek's scoresheet, Capital Insurance Group received lower coverage ratings than other insurers. This insurer offers a limited selection of only three coverages: roadside assistance, custom parts coverage and full glass coverage, with the latter two being the only unique coverages available. In addition, Capital Insurance Group only provides one discount for good students. Despite its shortcomings in coverage and discounts, the company still has a strong reputation for its customer service.

Best Cheap Car Insurance in Gresham

Adhering to Oregon's minimum coverage requirements, here are MoneyGeek's top picks for the best affordable car insurance in Gresham:

  • Country Financial: MoneyGeek score 82 out of 100 ($612 per year)
  • State Farm: MoneyGeek score 78 out of 100 ($594 per year)

Keep in mind that opting for the cheapest insurance may mean sacrificing adequate protection for your vehicle. While it may meet the minimum requirements, it may not cover damages resulting from a collision or protect you from liability claims.

How was this MoneyGeek score calculated?

Country Financial

pros

An affordable minimum coverage policy costs $612 per year.

Provides a wide range of unique discounts (early signing, occupational, marriage, nurse, etc.).

cons

Lacks pay in full, paperless and airbag discounts.

Below-average claims management rating.

COMPANY HIGHLIGHTS

Country Financial features a long list of standard and unique discounts that Gresham drivers can take advantage of. Because of its affordability and generosity in providing coverages and discounts, MoneyGeek named this insurer the best cheap auto insurance in Gresham.

Standard discounts from Country Financial include safe driving, multiple cars, anti-theft systems, good grades, defensive driving and bundling. This insurer offers a unique discount for engaged couples who insure all of their vehicles within a year of getting married, which is not commonly provided by other insurers.

Read MoneyGeek's Country Financial Auto Insurance Review

Average Cost of Car Insurance in Gresham

The average annual rate for auto insurance in Gresham is $1,346, which is higher than Oregon’s state average of $1,150 and the national average cost of car insurance, which is $1,265 as of October 2022. These rates are for full coverage insurance, which includes bodily injury liability limits of $100,000 per accident and $300,000 per person, as well as property damage liability limits of $100,000 per person.

Drivers in Gresham pay $196 more per year than the average rate for car insurance in Oregon. Compared to the national average, premiums in Gresham cost $81 more annually. Location is just one of the several factors that can significantly impact the pricing of your insurance policy.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.