Compare Rates and Save on Auto Insurance

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The cheapest car insurance company for you will depend on your driver profile and background. For full coverage and minimum coverage, Country Financial is the lowest. It's also the best option after a driving offense and for military drivers, with affordable rates and good service quality. Nationwide is the most suitable option for teens on a parent's policy.

MoneyGeek Logo IconCheapest + BestCar InsuranceHillsboro
2023

Cheapest and Best Car Insurance in Hillsboro

Cheapest Minimum Liability Car Insurance in Hillsboro

On average, the cheapest minimum coverage car insurance in Hillsboro is with the following:

  • Country Financial: $492 per year
  • State Farm: $538 per year

Dairyland is the most expensive for minimum coverage, charging around $1,846 per year.

MoneyGeek found that State Farm offers the cheapest minimum coverage car insurance in Oregon, charging roughly $380 per year as of October 2022. Your location plays a vital role in determining how much you pay.

Company
Annual Premium
Monthly Premium

Country Financial

$492

$41

Country Financial

$496

$41

State Farm

$507

$42

State Farm

$538

$45

GEICO

$540

$45

Progressive

$582

$48

State Farm

$582

$49

Progressive

$586

$49

Capital Insurance Group

$587

$49

GEICO

$609

$51

Capital Insurance Group

$640

$53

Travelers

$643

$54

Progressive

$644

$54

Country Financial

$644

$54

Nationwide

$660

$55

Travelers

$662

$55

Nationwide

$681

$57

GEICO

$691

$58

Travelers

$705

$59

Kemper

$754

$63

Capital Insurance Group

$776

$65

Kemper

$782

$65

Farmers

$810

$67

Country Financial

$810

$67

State Farm

$822

$69

Nationwide

$828

$69

Country Financial

$829

$69

Kemper

$845

$70

Nationwide

$848

$71

American Family

$864

$72

American Family

$867

$72

State Farm

$878

$73

Nationwide

$901

$75

Farmers

$906

$76

Farmers

$910

$76

GEICO

$924

$77

American Family

$956

$80

Allstate

$971

$81

Allstate

$976

$81

State Farm

$1,001

$83

Progressive

$1,050

$87

Allstate

$1,057

$88

Progressive

$1,072

$89

GEICO

$1,076

$90

Country Financial

$1,090

$91

Travelers

$1,092

$91

Travelers

$1,102

$92

Nationwide

$1,109

$92

Capital Insurance Group

$1,129

$94

American Family

$1,148

$96

American Family

$1,180

$98

GEICO

$1,228

$102

Travelers

$1,239

$103

Capital Insurance Group

$1,247

$104

Progressive

$1,258

$105

American Family

$1,299

$108

Kemper

$1,318

$110

Farmers

$1,326

$110

Kemper

$1,375

$115

Farmers

$1,421

$118

Kemper

$1,435

$120

Allstate

$1,449

$121

Farmers

$1,490

$124

Allstate

$1,510

$126

Allstate

$1,552

$129

Capital Insurance Group

$1,723

$144

Dairyland

$1,793

$149

Dairyland

$1,846

$154

Dairyland

$2,021

$168

Dairyland

$2,843

$237

Dairyland

$2,929

$244

Dairyland

$3,233

$269

A minimum coverage policy in Oregon only includes bodily injury liability coverage, property damage liability coverage, uninsured motorist coverage and personal injury protection. Such a policy has the following limits:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $20,000 property damage liability per accident
  • $25,000 uninsured motorist coverage per person
  • $50,000 uninsured motorist coverage per accident
  • $15,000 personal injury protection

Your liability coverage amount is the maximum expense your insurance company will cover in an at-fault accident. For example, a minimum coverage policy in Oregon includes $25,000 per person in bodily injury coverage, with a max per accident of $50,000. If the other vehicle’s passengers require medical attention exceeding this amount, you must pay it.

Cheapest Full Coverage Car Insurance in Hillsboro

The following companies offer, on average, the cheapest full coverage auto insurance in Hillsboro:

  • Country Financial: $829 per year
  • State Farm: $878 per year

Dairyland has the most expensive full coverage insurance policy, costing around $2,929 annually.

As of October 2022, the cheapest full coverage car insurance in Oregon is with State Farm. The company’s state average cost is $706 a year — which is more affordable than the cost in Hillsboro.

Company
Annual Premium
Monthly Premium

Country Financial

$492

$41

Country Financial

$496

$41

State Farm

$507

$42

State Farm

$538

$45

GEICO

$540

$45

Progressive

$582

$48

State Farm

$582

$49

Progressive

$586

$49

Capital Insurance Group

$587

$49

GEICO

$609

$51

Capital Insurance Group

$640

$53

Travelers

$643

$54

Progressive

$644

$54

Country Financial

$644

$54

Nationwide

$660

$55

Travelers

$662

$55

Nationwide

$681

$57

GEICO

$691

$58

Travelers

$705

$59

Kemper

$754

$63

Capital Insurance Group

$776

$65

Kemper

$782

$65

Farmers

$810

$67

Country Financial

$810

$67

State Farm

$822

$69

Nationwide

$828

$69

Country Financial

$829

$69

Kemper

$845

$70

Nationwide

$848

$71

American Family

$864

$72

American Family

$867

$72

State Farm

$878

$73

Nationwide

$901

$75

Farmers

$906

$76

Farmers

$910

$76

GEICO

$924

$77

American Family

$956

$80

Allstate

$971

$81

Allstate

$976

$81

State Farm

$1,001

$83

Progressive

$1,050

$87

Allstate

$1,057

$88

Progressive

$1,072

$89

GEICO

$1,076

$90

Country Financial

$1,090

$91

Travelers

$1,092

$91

Travelers

$1,102

$92

Nationwide

$1,109

$92

Capital Insurance Group

$1,129

$94

American Family

$1,148

$96

American Family

$1,180

$98

GEICO

$1,228

$102

Travelers

$1,239

$103

Capital Insurance Group

$1,247

$104

Progressive

$1,258

$105

American Family

$1,299

$108

Kemper

$1,318

$110

Farmers

$1,326

$110

Kemper

$1,375

$115

Farmers

$1,421

$118

Kemper

$1,435

$120

Allstate

$1,449

$121

Farmers

$1,490

$124

Allstate

$1,510

$126

Allstate

$1,552

$129

Capital Insurance Group

$1,723

$144

Dairyland

$1,793

$149

Dairyland

$1,846

$154

Dairyland

$2,021

$168

Dairyland

$2,843

$237

Dairyland

$2,929

$244

Dairyland

$3,233

$269

You get comprehensive and collision insurance with a full coverage policy.

  • Comprehensive Insurance: It will pay for vehicle repair or replacement in case of theft, animal damage, vandalism or other incidents.
  • Collision Insurance: It covers the cost of vehicle repair or replacement if you damage it due to an at-fault accident.

Full coverage might not suit older vehicles, as its costs can be high, and with a low-value car, it may not be worth paying more each year for it.

Cheapest Car Insurance in Hillsboro After a Driving Offense

MoneyGeek found that Hillsboro drivers with various violations will get the cheapest rates, on average, from the following companies:

  • Speeding ticket: State Farm ($992 per year)
  • At-fault accident: Nationwide ($1,151 per year)
  • DUI: State Farm ($992 per year)

Dairyland is the most expensive insurance company for drivers with a speeding ticket ($3,624 per year), at-fault accident ($3,954 per year) or DUI ($3,247 per year), on average.

An unfavorable driving record can immensely impact your premium, so the cheapest company rates for drivers with a bad history will be more than what safe drivers pay.

Company
Annual Premium
Monthly Premium

State Farm

$577

$48

State Farm

$577

$48

State Farm

$613

$51

State Farm

$613

$51

Capital Insurance Group

$652

$54

Country Financial

$655

$55

Country Financial

$659

$55

State Farm

$663

$55

State Farm

$663

$55

Progressive

$685

$57

State Farm

$686

$57

Capital Insurance Group

$709

$59

Capital Insurance Group

$715

$60

Progressive

$727

$61

State Farm

$729

$61

Country Financial

$749

$62

Progressive

$752

$63

Progressive

$754

$63

Country Financial

$774

$64

Country Financial

$777

$65

Capital Insurance Group

$778

$65

Country Financial

$785

$65

State Farm

$790

$66

Progressive

$807

$67

GEICO

$809

$67

Nationwide

$815

$68

Progressive

$821

$68

Capital Insurance Group

$827

$69

Nationwide

$829

$69

Nationwide

$842

$70

Nationwide

$861

$72

Country Financial

$863

$72

Travelers

$868

$72

Capital Insurance Group

$885

$74

Travelers

$889

$74

GEICO

$901

$75

Capital Insurance Group

$915

$76

Travelers

$916

$76

State Farm

$929

$77

State Farm

$929

$77

Travelers

$938

$78

Kemper

$940

$78

GEICO

$941

$78

Travelers

$952

$79

Country Financial

$969

$81

Kemper

$972

$81

Farmers

$986

$82

State Farm

$992

$83

State Farm

$992

$83

Capital Insurance Group

$995

$83

Nationwide

$1,001

$83

Travelers

$1,007

$84

GEICO

$1,008

$84

Progressive

$1,008

$84

Country Financial

$1,026

$86

Travelers

$1,033

$86

American Family

$1,037

$86

American Family

$1,037

$86

American Family

$1,040

$87

American Family

$1,040

$87

Kemper

$1,053

$88

Kemper

$1,054

$88

Nationwide

$1,057

$88

Travelers

$1,059

$88

Country Financial

$1,061

$88

American Family

$1,064

$89

Nationwide

$1,067

$89

American Family

$1,068

$89

Nationwide

$1,075

$90

Farmers

$1,084

$90

Country Financial

$1,087

$91

Progressive

$1,089

$91

State Farm

$1,096

$91

Kemper

$1,097

$91

Progressive

$1,099

$92

Allstate

$1,104

$92

Allstate

$1,106

$92

Farmers

$1,112

$93

Nationwide

$1,122

$93

GEICO

$1,129

$94

Travelers

$1,131

$94

State Farm

$1,134

$94

State Farm

$1,134

$94

Nationwide

$1,151

$96

Farmers

$1,153

$96

American Family

$1,156

$96

American Family

$1,156

$96

Capital Insurance Group

$1,164

$97

State Farm

$1,170

$98

American Family

$1,183

$99

Farmers

$1,183

$99

Kemper

$1,195

$100

GEICO

$1,201

$100

Allstate

$1,209

$101

Allstate

$1,210

$101

Allstate

$1,210

$101

Farmers

$1,211

$101

Country Financial

$1,231

$103

Country Financial

$1,240

$103

Country Financial

$1,245

$104

Nationwide

$1,251

$104

Farmers

$1,255

$105

Country Financial

$1,271

$106

Progressive

$1,272

$106

Nationwide

$1,283

$107

Progressive

$1,318

$110

Allstate

$1,330

$111

GEICO

$1,337

$111

Farmers

$1,338

$112

State Farm

$1,339

$112

Capital Insurance Group

$1,345

$112

GEICO

$1,346

$112

Nationwide

$1,347

$112

Allstate

$1,367

$114

Farmers

$1,371

$114

Allstate

$1,372

$114

American Family

$1,376

$115

American Family

$1,376

$115

American Family

$1,415

$118

American Family

$1,415

$118

American Family

$1,431

$119

Progressive

$1,436

$120

Nationwide

$1,442

$120

Country Financial

$1,444

$120

Progressive

$1,470

$122

American Family

$1,472

$123

Capital Insurance Group

$1,479

$123

GEICO

$1,480

$123

Capital Insurance Group

$1,488

$124

Nationwide

$1,489

$124

Travelers

$1,490

$124

Progressive

$1,499

$125

Allstate

$1,512

$126

Travelers

$1,559

$130

American Family

$1,568

$131

American Family

$1,568

$131

Travelers

$1,577

$131

Travelers

$1,594

$133

Country Financial

$1,615

$135

American Family

$1,631

$136

Capital Insurance Group

$1,634

$136

Progressive

$1,636

$136

GEICO

$1,639

$137

Nationwide

$1,647

$137

GEICO

$1,647

$137

Kemper

$1,649

$137

Travelers

$1,650

$138

Farmers

$1,654

$138

Capital Insurance Group

$1,655

$138

Travelers

$1,671

$139

Allstate

$1,687

$141

Country Financial

$1,703

$142

GEICO

$1,715

$143

Kemper

$1,722

$144

Nationwide

$1,723

$144

Kemper

$1,749

$146

Travelers

$1,751

$146

Allstate

$1,767

$147

Kemper

$1,798

$150

Farmers

$1,815

$151

Kemper

$1,819

$152

Farmers

$1,821

$152

GEICO

$1,821

$152

Allstate

$1,822

$152

Capital Insurance Group

$1,836

$153

Kemper

$1,842

$153

Travelers

$1,849

$154

Farmers

$1,861

$155

Travelers

$1,873

$156

Allstate

$1,875

$156

Farmers

$1,882

$157

Progressive

$1,903

$159

Kemper

$1,913

$159

Dairyland

$1,943

$162

Allstate

$1,971

$164

Kemper

$1,980

$165

Farmers

$1,985

$165

Dairyland

$2,002

$167

Nationwide

$2,014

$168

Progressive

$2,015

$168

Kemper

$2,020

$168

GEICO

$2,021

$168

Allstate

$2,036

$170

Farmers

$2,054

$171

Farmers

$2,064

$172

Allstate

$2,100

$175

Capital Insurance Group

$2,125

$177

Farmers

$2,126

$177

GEICO

$2,139

$178

Progressive

$2,140

$178

Dairyland

$2,173

$181

Allstate

$2,197

$183

Dairyland

$2,207

$184

Dairyland

$2,208

$184

Dairyland

$2,266

$189

Dairyland

$2,272

$189

Allstate

$2,283

$190

Capital Insurance Group

$2,370

$198

GEICO

$2,384

$199

Dairyland

$2,395

$200

GEICO

$2,430

$203

Dairyland

$2,463

$205

Capital Insurance Group

$2,649

$221

GEICO

$2,888

$241

Kemper

$3,077

$256

Dairyland

$3,149

$262

Kemper

$3,195

$266

Dairyland

$3,247

$271

Kemper

$3,369

$281

Dairyland

$3,406

$284

Dairyland

$3,470

$289

Dairyland

$3,521

$293

Dairyland

$3,573

$298

Dairyland

$3,624

$302

Dairyland

$3,841

$320

Dairyland

$3,954

$329

Your insurance cost could go up with a violation, and its severity may impact what you pay. In Hillsboro, MoneyGeek’s data shows that the average premium of a driver with a speeding ticket is $295 less than the average policy cost of a driver with a DUI on their record. We analyzed the companies offering the cheapest car insurance for poor driving records.

Cheapest Car Insurance in Hillsboro for Teens and Their Families

For a teen driver on a family policy, the following companies have the average cheapest auto insurance:

  • Nationwide: $1,278 per year for female teens; $1,371 per year for male teens
  • State Farm: $1,486 per year for female teens
  • Allstate: $1,653 per year for male teens

Capital Insurance Group is the most expensive, charging an average of $3,079 per year for female teens and $2,937 per year for male teens.

Young men may pay slightly more for a policy because they are seen as riskier to insure, as is seen in the Nationwide rates in Hillsboro, where they pay around $93 more per year. However, this cost difference drops off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

State Farm

$775

$1,880

Nationwide

$785

$1,781

Nationwide

$790

$1,845

Nationwide

$812

$2,473

Nationwide

$833

$2,636

Travelers

$835

$1,956

State Farm

$861

$2,090

Travelers

$877

$1,998

Nationwide

$879

$1,994

State Farm

$885

$2,099

Nationwide

$899

$2,100

Kemper

$900

$2,459

Nationwide

$902

$2,311

State Farm

$906

$2,546

Nationwide

$921

$2,450

Nationwide

$924

$2,096

State Farm

$940

$2,282

Nationwide

$946

$2,212

Travelers

$960

$2,248

Travelers

$962

$2,488

State Farm

$977

$2,768

Travelers

$990

$2,320

State Farm

$1,000

$2,372

Travelers

$1,031

$2,347

Kemper

$1,037

$2,624

Travelers

$1,060

$2,789

State Farm

$1,062

$2,984

Travelers

$1,079

$2,722

Kemper

$1,100

$3,719

Kemper

$1,104

$4,359

State Farm

$1,107

$2,627

Allstate

$1,107

$2,459

Travelers

$1,109

$2,526

State Farm

$1,123

$3,596

State Farm

$1,123

$3,182

Allstate

$1,137

$3,285

Nationwide

$1,139

$4,347

Allstate

$1,148

$2,402

Nationwide

$1,177

$3,583

Farmers

$1,184

$2,599

State Farm

$1,194

$3,320

Nationwide

$1,207

$4,925

Nationwide

$1,208

$5,080

Allstate

$1,210

$3,506

Progressive

$1,213

$1,983

Travelers

$1,221

$3,094

Allstate

$1,224

$2,717

Nationwide

$1,230

$3,891

Farmers

$1,242

$2,807

Travelers

$1,269

$3,199

Travelers

$1,272

$3,702

Allstate

$1,273

$3,208

Nationwide

$1,278

$5,631

Nationwide

$1,287

$5,412

State Farm

$1,291

$4,124

Progressive

$1,291

$3,104

Allstate

$1,295

$7,651

Nationwide

$1,295

$5,710

Allstate

$1,316

$2,753

Progressive

$1,316

$2,062

Allstate

$1,317

$2,924

Allstate

$1,353

$3,196

GEICO

$1,354

$2,515

GEICO

$1,355

$2,081

Kemper

$1,362

$3,719

Nationwide

$1,371

$6,335

GEICO

$1,376

$2,114

Progressive

$1,376

$3,395

Allstate

$1,377

$4,668

Allstate

$1,377

$3,976

Nationwide

$1,380

$6,085

GEICO

$1,386

$3,372

GEICO

$1,386

$2,576

GEICO

$1,400

$2,880

State Farm

$1,404

$4,484

State Farm

$1,405

$3,908

Kemper

$1,411

$6,187

Allstate

$1,421

$2,974

Kemper

$1,422

$4,359

Travelers

$1,439

$4,596

GEICO

$1,441

$5,397

Progressive

$1,448

$2,366

GEICO

$1,449

$2,693

Allstate

$1,452

$8,316

GEICO

$1,452

$2,230

GEICO

$1,457

$3,043

Travelers

$1,465

$3,712

GEICO

$1,469

$2,604

Kemper

$1,470

$3,719

Kemper

$1,470

$3,719

Travelers

$1,472

$4,379

State Farm

$1,478

$4,721

Progressive

$1,481

$2,320

State Farm

$1,486

$5,395

Allstate

$1,492

$4,905

GEICO

$1,501

$5,112

Progressive

$1,519

$2,977

Capital Insurance Group

$1,520

$2,558

Progressive

$1,537

$4,173

Progressive

$1,561

$2,889

Kemper

$1,572

$6,116

Allstate

$1,574

$4,560

Allstate

$1,578

$10,706

Progressive

$1,583

$3,805

Capital Insurance Group

$1,587

$2,670

Progressive

$1,594

$2,606

Kemper

$1,596

$4,359

Kemper

$1,596

$4,359

Capital Insurance Group

$1,596

$2,696

Progressive

$1,601

$2,508

Allstate

$1,626

$9,606

State Farm

$1,632

$5,149

Allstate

$1,653

$9,695

Capital Insurance Group

$1,666

$3,057

Capital Insurance Group

$1,671

$2,822

Progressive

$1,676

$4,698

Kemper

$1,679

$7,770

GEICO

$1,689

$4,680

Travelers

$1,718

$5,532

GEICO

$1,735

$4,087

Capital Insurance Group

$1,742

$2,930

Progressive

$1,745

$9,017

Progressive

$1,745

$4,305

Capital Insurance Group

$1,747

$3,205

Kemper

$1,756

$7,839

GEICO

$1,758

$4,279

Travelers

$1,780

$5,685

Farmers

$1,805

$2,321

Kemper

$1,809

$6,116

Allstate

$1,814

$10,389

GEICO

$1,818

$3,739

Capital Insurance Group

$1,825

$3,082

GEICO

$1,825

$6,215

Farmers

$1,826

$2,348

Farmers

$1,844

$2,372

Farmers

$1,851

$2,482

Farmers

$1,856

$2,416

Travelers

$1,860

$7,545

Kemper

$1,863

$9,207

State Farm

$1,874

$5,914

State Farm

$1,882

$6,754

Farmers

$1,884

$2,453

Progressive

$1,887

$9,973

Farmers

$1,906

$2,482

Capital Insurance Group

$1,913

$3,216

Farmers

$1,926

$2,678

Farmers

$1,929

$5,243

Kemper

$1,934

$9,062

GEICO

$1,948

$7,296

Kemper

$1,967

$7,770

Farmers

$1,980

$5,494

Capital Insurance Group

$1,986

$3,339

Capital Insurance Group

$2,004

$3,378

Farmers

$2,013

$11,070

Kemper

$2,016

$8,999

Capital Insurance Group

$2,043

$3,747

Progressive

$2,057

$10,624

Kemper

$2,079

$9,120

Progressive

$2,081

$12,615

Capital Insurance Group

$2,081

$3,509

Farmers

$2,095

$11,640

Capital Insurance Group

$2,137

$3,920

Travelers

$2,162

$6,962

Progressive

$2,187

$11,555

Capital Insurance Group

$2,196

$4,072

Farmers

$2,214

$4,860

Progressive

$2,219

$13,647

Farmers

$2,222

$12,222

Farmers

$2,267

$5,126

Travelers

$2,275

$9,482

Capital Insurance Group

$2,301

$4,271

Farmers

$2,327

$12,928

GEICO

$2,329

$13,480

Farmers

$2,401

$16,326

GEICO

$2,438

$13,583

Farmers

$2,508

$17,227

Capital Insurance Group

$2,582

$4,788

Capital Insurance Group

$2,706

$5,022

Capital Insurance Group

$2,937

$7,476

Capital Insurance Group

$3,079

$7,848

Teen drivers pay a high premium if they buy an individual policy. MoneyGeek found that a 16-year-old driver in Hillsboro pays as much as $3,327 more on average for a personal policy compared to being on their parent’s policy. You can find the cheapest car insurance for teens. by shopping around.

Cheapest Car Insurance in Hillsboro for Military Drivers

The following companies offer, on average, the cheapest insurance policies in Hillsboro for active-duty military members and veterans:

  • Country Financial: $829 per year
  • USAA: $860 per year

Both companies also offer the most affordable auto insurance for military drivers in Hillsboro seeking minimum coverage.

The average cost of minimum coverage with Country Financial is $492 per year, while USAA charges an average of $511 per year.

Company
Annual Premium
Monthly Premium

Country Financial

$492

$41

Country Financial

$496

$41

State Farm

$507

$42

USAA

$511

$43

State Farm

$538

$45

GEICO

$540

$45

USAA

$541

$45

Progressive

$582

$48

State Farm

$582

$49

Progressive

$586

$49

Capital Insurance Group

$587

$49

USAA

$607

$51

GEICO

$609

$51

Capital Insurance Group

$640

$53

Travelers

$643

$54

Progressive

$644

$54

Country Financial

$644

$54

Nationwide

$660

$55

Travelers

$662

$55

Nationwide

$681

$57

GEICO

$691

$58

Travelers

$705

$59

Kemper

$754

$63

Capital Insurance Group

$776

$65

Kemper

$782

$65

Farmers

$810

$67

Country Financial

$810

$67

State Farm

$822

$69

Nationwide

$828

$69

Country Financial

$829

$69

Kemper

$845

$70

Nationwide

$848

$71

USAA

$860

$72

American Family

$864

$72

American Family

$867

$72

State Farm

$878

$73

USAA

$881

$73

Nationwide

$901

$75

Farmers

$906

$76

Farmers

$910

$76

GEICO

$924

$77

American Family

$956

$80

Allstate

$971

$81

Allstate

$976

$81

State Farm

$1,001

$83

USAA

$1,029

$86

Progressive

$1,050

$87

Allstate

$1,057

$88

Progressive

$1,072

$89

GEICO

$1,076

$90

Country Financial

$1,090

$91

Travelers

$1,092

$91

Travelers

$1,102

$92

Nationwide

$1,109

$92

Capital Insurance Group

$1,129

$94

American Family

$1,148

$96

American Family

$1,180

$98

GEICO

$1,228

$102

Travelers

$1,239

$103

Capital Insurance Group

$1,247

$104

Progressive

$1,258

$105

American Family

$1,299

$108

Kemper

$1,318

$110

Farmers

$1,326

$110

Kemper

$1,375

$115

Farmers

$1,421

$118

Kemper

$1,435

$120

Allstate

$1,449

$121

Farmers

$1,490

$124

Allstate

$1,510

$126

Allstate

$1,552

$129

Capital Insurance Group

$1,723

$144

Dairyland

$1,793

$149

Dairyland

$1,846

$154

Dairyland

$2,021

$168

Dairyland

$2,843

$237

Dairyland

$2,929

$244

Dairyland

$3,233

$269

How to Compare Cheap Hillsboro Car Insurance Quotes Online

You can get online car insurance quotes in Hillsboro, Oregon, but it can take 15 or more minutes per company, and you will enter a lot of personal information. If you want a ballpark estimate of your car insurance expense, consider using MoneyGeek’s car insurance calculator. It estimates your insurance cost based on your age, vehicle type, coverage level and driving record.

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USAA

Best Car Insurance in Hillsboro: Summary

The best car insurance provider for you will depend on how much you value affordability, service quality and other factors. The following are the best car insurance companies in Hillsboro:

  • Best overall: Country Financial (MoneyGeek score of 81 out of 100)
  • Best for service: Capital Insurance Group (MoneyGeek score of 68 out of 100)
  • Best cheap: Country Financial (MoneyGeek score of 82 out of 100)

The overall MoneyGeek score can differ for each category because factors may be weighted differently.

Country Financial also offers the best car insurance in Oregon. Drivers with a military background may choose USAA car insurance, with a MoneyGeek score of 84 out of 100.

Best Overall Car Insurance in Hillsboro

MoneyGeek’s analysis shows that the best car insurance companies in Hillsboro are:

  • Country Financial: MoneyGeek score of 81 out of 100 ($829 per year)
  • Capital Insurance Group: MoneyGeek score of 76 out of 100 ($1,247 per year)

Country Financial earned a perfect score for affordability and ranked the second-highest for customer satisfaction.

Drivers with military backgrounds may benefit the most from USAA car insurance, as it tailors its policies to military personnel. The company scored 84 out of 100 in MoneyGeek’s rating system.

Country Financial

pros

Ranked the highest for affordability out of 12 insurance providers

Earned the second-highest score for customer satisfaction

Provides rare coverages, including portable electronics and media, new car replacement and glass deductible modification.

cons

Relatively low score for available coverages

COMPANY HIGHLIGHTS

Although Country Financial offers various rare add-on coverages, it doesn’t have a lot of options. But the company does have inexpensive policies and scores very well for customer satisfaction.

The add-on portable electronics and media coverage from Country Financial offers protection against the loss or theft of your items (phone, laptop, etc.) from your car. New car replacement coverage is also available, which gets you a brand-new car of the same make and model if you total your vehicle in an accident. However, your car must be up to four model years old.

With glass deductible modification, you can avoid paying your comprehensive deductible in case of damage to your windshield, car windows or headlight covers.

Read MoneyGeek's Country Financial Auto Insurance Review

Best Car Insurance in Hillsboro for Customer Service

When we do not consider cost in our analysis, the following companies are the best options for good customer service in Hillsboro:

  • Capital Insurance Group: MoneyGeek score of 68 out of 100 ($1,247 per year)
  • Country Financial: MoneyGeek score of 65 out of 100 ($829 per year)

Capital Insurance Group outranks the competition with the highest claims management and customer satisfaction scores. The insurer is one of the most expensive options for a policy in Hillsboro, which shows it charges more money to provide good service.

Capital Insurance Group

pros

Ranked number 1 for claims management out of 12 insurance companies

Scored the highest for customer satisfaction

Provides roadside assistance, full glass and custom parts coverage

cons

Doesn’t offer accident forgiveness and rental car and/or travel reimbursement coverage

Lowest score for available coverages

COMPANY HIGHLIGHTS

Capital Insurance Group’s available add-on coverages include a few rare coverages, but the company doesn’t provide many coverage options. It did receive a high score for claims management and customer satisfaction.

Emergency Roadside Protection with this company will cover you if your car breaks down on the road. It provides 24/7 emergency rescue service and helps with refueling, dead batteries and flat tires. The insurer also offers to tow your vehicle as far as 100 miles, with no additional charge, if you add this coverage to your policy.

You can also add rare coverages, like the full glass and custom parts coverage, to your policy with the Capital Insurance Group.

Its high claims management score shows that it will handle your claims fairly and resolve them promptly.

Best Cheap Car Insurance Companies in Hillsboro

MoneyGeek analyzed the affordability and service quality of a minimum coverage policy in Hillsboro that meets Oregon’s minimum car insurance requirements and found the following best options:

  • Country Financial: MoneyGeek score of 82 out of 100 ($492 per year)
  • Capital Insurance Group: MoneyGeek score of 78 out of 100 ($640 per year)

Although buying minimum coverage will lower your insurance costs, you will only get a low amount of liability coverage and won’t have protection if an at-fault accident damages your vehicle.

Country Financial

pros

An affordable minimum coverage policy at roughly $492 per year

Offers bundling, safe driving and early signing discount

Ranked #1 for affordability out of 12 insurance providers

The second-highest customer satisfaction score among rated insurance companies

cons

Below-average scores for claims management and available coverages

COMPANY HIGHLIGHTS

Country Financial’s minimum coverage policy costs the least among other insurance providers in Hillsboro, which is why it earned a perfect affordability score in MoneyGeek’s analysis. The company ranked high for customer satisfaction, showing that customers have few, if any, complaints regarding its service.

This insurance company offers various ways to save on their premium to policyholders. Some of its discounts include bundling, safe driving and early signing. The bundling discount helps you lower your premium by bundling various types of policies like auto and home insurance.

If you have been accident and claims-free with the company for three years, you may qualify for the safe driving discount. You may also get a discount if you get a quote from Country Financial before your current policy expires.

Read MoneyGeek's Country Financial Auto Insurance Review

Average Cost of Car Insurance in Hillsboro

The average cost of car insurance in Hillsboro for full coverage is $1,146 per year. The city’s average price is $119 less than the national average and $4 less than Oregon’s average car insurance cost. The policyholder’s location significantly affects the cost.

The rates mentioned here are for a full coverage policy with $100,000 bodily injury liability per person, $300,000 bodily injury liability per accident and $100,000 in property damage liability per accident.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.