Best and Cheapest Home and Auto Bundle Companies in Oregon (2023)

The best auto and home bundles in Oregon combine affordability with great customer service, along with a combination of coverage and discount offers. The top two bundle insurance companies in Oregon are:

• State Farm: MoneyGeek score of 82 out of 100
• Farmers: MoneyGeek score of 75 out of 100

State Farm received the highest score among all insurers in Oregon as well as an above-average score for both home and auto insurance satisfaction. Farmers, our runner-up choice, received an average score on auto insurance satisfaction and an above-average score on home insurance satisfaction.

If you are a current or former member of the military, you can get some of the best and cheapest insurance from USAA. Certain eligibility requirements from USAA limit the general public from acquiring insurance from this provider. However, if you are a military or have military affiliations, it is typically worth checking out USAA and its coverages and discounts before considering other options.

Most insurers offer bundling discounts for home and auto insurance in Oregon. In the state, you could save 10% or $177 per year by purchasing a bundle insurance policy rather than individual insurance policies from the same provider.

Of the insurers evaluated, MoneyGeek found that State Farm has the highest discount offer. When you bundle policies from State Farm, policyholders typically get a discount of around $304 per year, which is almost 15% off the normal cost of purchasing individual policies. Travelers insurance offers the smallest discount of around $60, which reduces the total cost by only 4%.

It’s important to recognize that even if an insurance provider offers a high discount rate, it may not be the cheapest option. For instance, Nationwide offers the cheapest bundle for an average cost of $1,561 per year, but it features one of the lowest discount rates among its competitors at 5%.

Without including discounts, the cheapest home and auto bundles in Oregon are:

• Nationwide: $1,561 per year
• Travelers: $1,617 per year

Although you can save money by opting for the cheapest policies, the best insurance for you will be based on your coverage needs and financial goals. We recommend that you take into consideration coverage options, customer service and rates when choosing your insurance provider.

Although you may be able to save money by purchasing both your auto and home insurance from a single provider, buying them individually from different providers has its advantages. In some cases, it’s actually cheaper, and you have more flexibility to pick and choose your coverage options.

Based on our research, the cheapest non-bundle insurance combination includes auto insurance from Nationwide ($1,019) and home insurance from Travelers ($561) for a total annual premium of $1,580. Although this is slightly more expensive than the cheapest bundle option from Nationwide at $1,561 per year, the coverage included in Travelers home insurance may better fit your needs.

Bundling home and auto insurance in Oregon is an easy way to save on your insurance premium. However, depending on your coverage needs, purchasing a non-bundle option may be a better decision.

To know which option is the best for you, you should carefully evaluate your coverage needs and financial goals. We recommend that you compare lenders for their rates, customer satisfaction ratings and coverage options to find the ideal lender for your situation.