Whether you're deciding whether to buy, preparing for your first purchase, managing an existing home, or facing unexpected challenges, you need clear guidance backed by data. Our guides cover the full homeownership journey, from the initial rent vs. buy decision through ongoing maintenance, insurance, and value-building strategies.
Analysis
Housing markets shift frequently. Mortgage rates change, home prices fluctuate, and regional conditions vary. Our research reveals patterns and trends affecting your decisions, from long-term affordability to seasonal maintenance risks to insurance cost drivers.

Climate Risk Migration Score: Top 100 U.S. Counties
MoneyGeek's Climate Risk Migration Score ranks the 100 counties where population growth and disaster exposure intersect most. Florida, North Carolina and South Carolina lead.

Most and Least Affordable States for Homeowners in 2026
Hawaii and California homeowners spend 70% of their income on housing despite $100K+ salaries. West Virginia leads at 32%. Full 50-state affordability rankings.

Winter Heating Costs by State 2026 | MoneyGeek
Winter home heating costs are expected to rise 7.6% in 2026 and 2026, with electricity bills up 10.2% and natural gas costs climbing in many Midwest states. See where heating your home will cost the most, how bills vary by state and region, and what rising energy prices mean for your household budget.

States With the Most Hail Damage Risk | MoneyGeek
Nebraska now tops Colorado as the #1 state for hail risk. MoneyGeek analyzed FEMA data to rank all 50 states by projected hail losses per capita

Private Insurers Are Exiting 46 of 58 California Counties as Wildfire Risk Grows
Private home insurers wrote 28% fewer California homeowners policies in 2023 than in 2020, and in 46 of 58 counties nonrenewals exceeded new policies, pushing 642,010 households onto the FAIR Plan and concentrating $633 billion in state-backed wildfire exposure.
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