Best Pet Insurance in Washington

In Washington, AKC is the best company for dog insurance, while Lemonade provides the best cat coverage. Alternative options include Spot, Pumpkin and Rainwalk.

Overall, AKC dominates the best pet insurance rankings for most dog breeds in Washington, while Lemonade and Rainwalk are top picks for select breeds. Below, you can review which companies are best for your dog in the state.

Our analysis shows AKC dominates pet insurance rankings for most cat breeds in Washington, while Rainwalk stands out as an alternative for select breeds. Below, you can review which companies are best for your cat in the state.

In Washington, Lemonade offers the most affordable dog insurance at $59 per month or $713 annually. For cats, Pumpkin provides the lowest-cost coverage at $25 per month or $298 per year.

In Washington, Lemonade and Pumpkin offer the most affordable dog insurance across multiple breeds, with rates starting at $19 per month.

In Washington, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) provide the most affordable coverage across cat breeds. Rates start at $17 per month for standard plans.

Washington pet insurance costs average $104 monthly for dogs and $53 for cats. These rates run 15% above the national average for dogs and 16% higher for cats.

Finding the best cheap provider and coverage plan in Washington can be difficult. Want to find great pet insurance? Here's how to nail this decision:

AKC offers the best dog insurance in Washington, while Lemonade stands out for cat coverage. Lemonade offers budget-friendly dog policies, and Pumpkin provides cost-effective cat coverage. We analyzed multiple providers to identify these top picks, but your perfect match depends on your pet's needs and your budget. Compare several options before making your choice.

Here are answers to frequently asked questions about Washington pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Washington residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.