Best Pet Insurance in Idaho

Lemonade is the best pet insurance company in Idaho for cats and dogs. Other strong insurance options in the state include AKC, Rainwalk, Pumpkin and Spot.

Overall, AKC ranks as the best pet insurance option for most dog breeds in Idaho, while Lemonade and Rainwalk perform well for certain breeds. The list below shows which companies offer the best coverage for your dog.

Rainwalk is the top pet insurance choice for most cat breeds in Idaho, while AKC is a solid alternative. This list shows which companies offer the best coverage for your cat’s breed.

In Idaho, Lemonade offers the cheapest pet insurance for dogs at $52 per month or $620 per year. For cats, Pumpkin provides the most affordable coverage at $22 per month or $259 per year.

In Idaho, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with rates starting at $17 monthly.

In Idaho, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (7 wins) provide the most affordable coverage across cat breeds. Rates start at $15 per month for standard plans.

Pet insurance in Idaho costs about $90 per month for dogs and $46 for cats. These prices are close to national averages, with dog insurance only 0.2% higher and cat insurance about 0.05% lower than the typical U.S. rate.

Finding an affordable provider and the right coverage in Idaho can feel overwhelming, especially with so many options. This guide will help you choose the best pet insurance that matches your pet's needs:

Lemonade is our top choice for pet insurance in Idaho, performing well for both dogs and cats. If you’re looking for the most affordable coverage, Lemonade has the best rates for dogs, while Pumpkin offers budget-friendly plans for cats. These two providers stood out in our research, but the best option still depends on your pet’s needs and your budget.

Here are answers to frequently asked questions about Idaho pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Idaho residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.