Best Pet Insurance in Idaho

Lemonade is the best pet insurance company in Idaho for cats and dogs. Other strong insurance options in the state include AKC, Rainwalk, Pumpkin and Spot.

Overall, AKC dominates the best pet insurance rankings for most dog breeds in Idaho, while Lemonade and Rainwalk are top picks for select breeds. Below, you can review which companies are best for your dog in the state.

Rainwalk dominates the best pet insurance rankings for most cat breeds in Idaho, while AKC stands out as a strong alternative provider. Below, you can review which companies are best for your specific cat breed in the state.

In Idaho, Lemonade offers the cheapest pet insurance for dogs at $52 per month or $620 per year. For cats, Pumpkin provides the most affordable coverage at $22 per month or $259 per year.

In Idaho, Lemonade, Pumpkin and Pets Best offer the most affordable pet insurance for dogs, with rates starting at $17 monthly.

In Idaho, Pets Best (13 wins), Pumpkin (8 wins) and Lemonade (7 wins) provide the most affordable coverage across cat breeds. Rates start at $15 per month for standard plans.

Idaho pet insurance costs around $90 monthly for dogs and $46 for cats. These rates align closely with national averages, with dog insurance costing just 0.2% more and cat coverage running 0.05% less than typical U.S. rates.

Finding the best cheap provider and coverage plan in Idaho can be difficult. Here's how to find the best pet insurance for your needs:

Lemonade is our top pick for pet insurance in Idaho, earning top marks for dogs and cats. For the most affordable coverage, Lemonade offers competitive rates for dogs, while Pumpkin provides cost-effective policies for cats. While these providers stand out in our research, the right choice depends on your pet's needs and your budget. Compare options before making your decision.

Here are answers to frequently asked questions about Idaho pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Idaho residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.