What are the cheapest SR-22 car insurance options in Wisconsin?

State Farm offers Wisconsin’s cheapest SR-22 car insurance for minimum and full coverage policies. On average, a yearly policy from this company costs $269 for minimum coverage and $677 for full coverage. Many factors affect car insurance rates, so knowing your needs and preferences is important while shopping for a policy.

How much does filing an SR-22 increase car insurance rates, on average?

The average cost of car insurance for a driver with a clean record is $378 yearly for a minimum coverage policy. After a DUI, average annual premiums may increase to $618. Your rates may depend on the severity of your offense, as severe violations may warrant higher premiums. It’s best to compare rates to find the most affordable premiums.

How long do you need to have an SR-22 in Wisconsin?

In Wisconsin, you must hold on to your SR-22 for three years. After that, you can reinstate your driver's license and vehicle registration. Note that your insurer will have to file a Financial Responsibility Cancellation Form to notify the state that you don’t need an SR-22 anymore.

Cheapest SR-22 Car Insurance in Wisconsin (2023)

Wisconsin’s cheapest SR-22 car insurance is from State Farm, at $269 yearly. Auto-Owners offers the lowest annual rates for non-owners, at $287. Drivers may need an SR-22 certificate after a DUI or an at-fault accident.

State Farm and Western National offer Wisconsin’s cheapest rates for SR-22 car insurance, offering average annual premiums of $269 and $304, respectively. SR-22 car insurance is not a type of insurance but a form or certificate you must secure from the state after a driving violation. It proves your financial responsibility and compliance with the state’s minimum liability requirements for car insurance.

Drivers who don’t own a vehicle may need to purchase a non-owner SR-22 car insurance to cover liabilities. This policy is the cheapest from Auto-Owners and State Farm, with average annual premiums of $287 and $301, respectively.

Cheapest SR-22 InsuranceWisconsin

2023

Cheapest Companies for SR-22 Car Insurance in Wisconsin

Cheapest for SR-22 - State Farm

What Is SR-22?

Cheapest for Non-Owner SR-22 - Auto-Owners and American National

SR-22 Average Cost

How SR-22 Affects Rates

Other Effects of SR-22

Cheapest Companies for SR-22 Car Insurance in Wisconsin

The cheapest companies in Wisconsin for drivers with a DUI seeking a minimum coverage policy are:

State Farm: $269 per year
Western National: $304 per year

The cheapest SR-22 insurance for drivers looking for a full coverage policy are:

State Farm: $677 per year
American Family: $864 per year

Car insurance rates increase after a driving violation because insurers may perceive you as a high-risk client. However, you can still find affordable insurance rates by comparing rates from different providers.

The table below features the companies with Wisconsin’s lowest rates for SR-22 car insurance. Minimum coverage annual policies in the state for drivers with similar records range from $269 to $1,257.

Age Group

Coverage

Driving Violation

Company	Annual Premium	Monthly Premium
Erie	$230	$19
State Farm	$232	$19
GEICO	$245	$20
State Farm	$245	$20
Erie	$250	$21
Erie	$250	$21
Erie	$253	$21
State Farm	$254	$21
State Farm	$254	$21
Auto-Owners Insurance Co	$265	$22
Nationwide	$269	$22
State Farm	$269	$22
State Farm	$269	$22
GEICO	$273	$23
GEICO	$276	$23
Auto-Owners Insurance Co	$277	$23
Nationwide	$278	$23
State Farm	$278	$23
Western National	$291	$24
State Farm	$292	$24
Western National	$293	$24
Western National	$293	$24
Western National	$293	$24
Western National	$293	$24
State Farm	$293	$24
AAA	$295	$25
West Bend Mutual	$296	$25
Auto-Owners Insurance Co	$300	$25
GEICO	$302	$25
Western National	$304	$25
Western National	$304	$25
Western National	$304	$25
Auto-Owners Insurance Co	$313	$26
Erie	$314	$26
Erie	$314	$26
Erie	$315	$26
Erie	$318	$26
Auto-Owners Insurance Co	$321	$27
State Farm	$323	$27
State Farm	$323	$27
GEICO	$326	$27
Acuity	$332	$28
Auto-Owners Insurance Co	$333	$28
Progressive	$334	$28
Auto-Owners Insurance Co	$335	$28
Farmers	$336	$28
Acuity	$350	$29
State Farm	$353	$29
Progressive	$358	$30
Travelers	$359	$30
Nationwide	$359	$30
Nationwide	$361	$30
GEICO	$369	$31
Nationwide	$369	$31
West Bend Mutual	$374	$31
Farmers	$377	$31
Erie	$379	$32
Auto-Owners Insurance Co	$379	$32
Erie	$381	$32
Travelers	$381	$32
American Family	$384	$32
IMT Insurance Company	$387	$32
Farmers	$391	$33
AAA	$392	$33
Erie	$397	$33
Travelers	$402	$33
IMT Insurance Company	$403	$34
GEICO	$404	$34
Auto-Owners Insurance Co	$406	$34
Farmers	$409	$34
Progressive	$420	$35
West Bend Mutual	$427	$36
Progressive	$431	$36
American Family	$434	$36
American Family	$434	$36
American Family	$437	$36
West Bend Mutual	$442	$37
Progressive	$444	$37
GEICO	$446	$37
IMT Insurance Company	$449	$37
Nationwide	$451	$38
AAA	$456	$38
Nationwide	$460	$38
Farmers	$461	$38
Acuity	$467	$39
Farmers	$468	$39
American Family	$472	$39
American Family	$472	$39
Travelers	$473	$39
West Bend Mutual	$473	$39
Western National	$475	$40
Western National	$475	$40
Western National	$475	$40
Western National	$475	$40
Nationwide	$477	$40
Farmers	$478	$40
Erie	$481	$40
Chubb	$486	$41
Chubb	$486	$41
Chubb	$486	$41
Chubb	$486	$41
West Bend Mutual	$487	$41
Farmers	$488	$41
AAA	$488	$41
Travelers	$491	$41
Travelers	$495	$41
Progressive	$498	$41
Progressive	$498	$41
Chubb	$499	$42
American Family	$505	$42
American Family	$505	$42
American Family	$506	$42
American Family	$506	$42
AAA	$506	$42
Travelers	$513	$43
GEICO	$514	$43
Farmers	$520	$43
West Bend Mutual	$522	$43
GEICO	$528	$44
IMT Insurance Company	$531	$44
Acuity	$532	$44
Progressive	$533	$44
Travelers	$534	$45
American Family	$538	$45
American Family	$538	$45
Farmers	$542	$45
West Bend Mutual	$543	$45
Travelers	$548	$46
Farmers	$550	$46
Nationwide	$551	$46
GEICO	$556	$46
Auto-Owners Insurance Co	$559	$47
Nationwide	$559	$47
Travelers	$561	$47
IMT Insurance Company	$562	$47
Acuity	$562	$47
Chubb	$566	$47
Chubb	$566	$47
Chubb	$566	$47
Farmers	$566	$47
State Farm	$568	$47
Travelers	$569	$47
AAA	$570	$48
Kemper	$573	$48
Auto-Owners Insurance Co	$575	$48
Allstate	$576	$48
Nationwide	$577	$48
Progressive	$579	$48
GEICO	$579	$48
Allstate	$580	$48
Nationwide	$585	$49
AAA	$592	$49
Kemper	$597	$50
West Bend Mutual	$599	$50
Kemper	$599	$50
AAA	$609	$51
State Farm	$616	$51
State Farm	$616	$51
Auto-Owners Insurance Co	$616	$51
Travelers	$622	$52
Kemper	$625	$52
State Farm	$636	$53
West Bend Mutual	$640	$53
GEICO	$641	$53
Kemper	$642	$54
GEICO	$646	$54
Allstate	$647	$54
American Family	$650	$54
Nationwide	$654	$55
Allstate	$655	$55
Auto-Owners Insurance Co	$660	$55
State Farm	$663	$55
Allstate	$664	$55
IMT Insurance Company	$666	$55
IMT Insurance Company	$670	$56
Kemper	$673	$56
State Farm	$677	$56
State Farm	$677	$56
Allstate	$678	$56
IMT Insurance Company	$679	$57
Erie	$681	$57
Nationwide	$684	$57
Auto-Owners Insurance Co	$684	$57
AAA	$685	$57
Progressive	$687	$57
Allstate	$688	$57
American Family	$688	$57
American Family	$688	$57
Kemper	$691	$58
West Bend Mutual	$692	$58
Acuity	$702	$58
Travelers	$703	$59
Acuity	$709	$59
Auto-Owners Insurance Co	$717	$60
Travelers	$719	$60
Auto-Owners Insurance Co	$725	$60
State Farm	$728	$61
Auto-Owners Insurance Co	$729	$61
GEICO	$731	$61
American Family	$731	$61
Erie	$737	$61
Erie	$737	$61
AAA	$742	$62
Acuity	$744	$62
Erie	$745	$62
Kemper	$746	$62
Allstate	$749	$62
GEICO	$755	$63
Progressive	$766	$64
IMT Insurance Company	$767	$64
West Bend Mutual	$767	$64
Auto-Owners Insurance Co	$771	$64
Chubb	$773	$64
Chubb	$773	$64
Chubb	$773	$64
Chubb	$773	$64
Kemper	$777	$65
Allstate	$779	$65
Progressive	$781	$65
State Farm	$781	$65
American Family	$783	$65
American Family	$783	$65
AAA	$786	$66
IMT Insurance Company	$794	$66
IMT Insurance Company	$794	$66
Kemper	$796	$66
Nationwide	$797	$66
Nationwide	$803	$67
GEICO	$812	$68
Allstate	$813	$68
American Family	$818	$68
American Family	$818	$68
Allstate	$829	$69
Acuity	$832	$69
Dairyland	$840	$70
Travelers	$841	$70
West Bend Mutual	$842	$70
IMT Insurance Company	$846	$70
GEICO	$847	$71
State Farm	$847	$71
State Farm	$847	$71
Dairyland	$853	$71
Kemper	$861	$72
American Family	$864	$72
American Family	$864	$72
Auto-Owners Insurance Co	$871	$73
Nationwide	$873	$73
Farmers	$875	$73
Acuity	$876	$73
Allstate	$878	$73
Acuity	$880	$73
Progressive	$881	$73
Farmers	$883	$74
IMT Insurance Company	$885	$74
Kemper	$895	$75
Erie	$907	$76
Acuity	$911	$76
Erie	$913	$76
State Farm	$914	$76
Allstate	$915	$76
American Family	$919	$77
American Family	$919	$77
Acuity	$940	$78
Erie	$945	$79
Erie	$945	$79
AAA	$947	$79
Allstate	$955	$80
Nationwide	$966	$81
Auto-Owners Insurance Co	$967	$81
AAA	$976	$81
Progressive	$988	$82
Travelers	$991	$83
West Bend Mutual	$993	$83
West Bend Mutual	$995	$83
GEICO	$996	$83
IMT Insurance Company	$1,000	$83
Chubb	$1,023	$85
Chubb	$1,023	$85
Chubb	$1,023	$85
Chubb	$1,023	$85
Farmers	$1,024	$85
Auto-Owners Insurance Co	$1,024	$85
Travelers	$1,027	$86
Allstate	$1,030	$86
Travelers	$1,034	$86
Nationwide	$1,038	$87
AAA	$1,046	$87
AAA	$1,049	$87
Nationwide	$1,053	$88
Chubb	$1,054	$88
West Bend Mutual	$1,060	$88
IMT Insurance Company	$1,063	$89
Allstate	$1,065	$89
Travelers	$1,071	$89
Erie	$1,075	$90
Allstate	$1,077	$90
AAA	$1,077	$90
Travelers	$1,078	$90
West Bend Mutual	$1,079	$90
Erie	$1,082	$90
IMT Insurance Company	$1,086	$91
AAA	$1,094	$91
Allstate	$1,095	$91
Dairyland	$1,097	$91
GEICO	$1,109	$92
Farmers	$1,109	$92
Travelers	$1,111	$93
Allstate	$1,113	$93
Acuity	$1,113	$93
Dairyland	$1,128	$94
Travelers	$1,132	$94
Progressive	$1,138	$95
Progressive	$1,154	$96
Farmers	$1,158	$97
Western National	$1,164	$97
Western National	$1,164	$97
Western National	$1,164	$97
Western National	$1,164	$97
Erie	$1,165	$97
West Bend Mutual	$1,172	$98
GEICO	$1,174	$98
AAA	$1,179	$98
Auto-Owners Insurance Co	$1,181	$98
Travelers	$1,189	$99
Nationwide	$1,191	$99
West Bend Mutual	$1,193	$99
IMT Insurance Company	$1,198	$100
Western National	$1,199	$100
Farmers	$1,207	$101
Chubb	$1,209	$101
Chubb	$1,209	$101
Chubb	$1,209	$101
Travelers	$1,222	$102
GEICO	$1,231	$103
IMT Insurance Company	$1,232	$103
Progressive	$1,232	$103
Auto-Owners Insurance Co	$1,236	$103
Farmers	$1,251	$104
Acuity	$1,253	$104
Farmers	$1,257	$105
Dairyland	$1,257	$105
Acuity	$1,262	$105
Nationwide	$1,276	$106
Nationwide	$1,278	$106
West Bend Mutual	$1,278	$107
Farmers	$1,280	$107
AAA	$1,289	$107
IMT Insurance Company	$1,301	$108
Allstate	$1,307	$109
Allstate	$1,315	$110
Dairyland	$1,321	$110
Farmers	$1,327	$111
AAA	$1,330	$111
Western National	$1,331	$111
Western National	$1,331	$111
Western National	$1,331	$111
Dairyland	$1,334	$111
IMT Insurance Company	$1,343	$112
Farmers	$1,351	$113
Allstate	$1,355	$113
Progressive	$1,361	$113
Dairyland	$1,362	$114
Progressive	$1,367	$114
Allstate	$1,381	$115
Erie	$1,382	$115
Dairyland	$1,402	$117
Farmers	$1,402	$117
Progressive	$1,410	$117
West Bend Mutual	$1,413	$118
Kemper	$1,429	$119
IMT Insurance Company	$1,432	$119
Dairyland	$1,447	$121
AAA	$1,455	$121
GEICO	$1,467	$122
Dairyland	$1,479	$123
Kemper	$1,479	$123
Acuity	$1,485	$124
Kemper	$1,500	$125
Nationwide	$1,506	$126
West Bend Mutual	$1,533	$128
Kemper	$1,552	$129
GEICO	$1,576	$131
Dairyland	$1,605	$134
Chubb	$1,607	$134
Chubb	$1,607	$134
Chubb	$1,607	$134
Chubb	$1,607	$134
Acuity	$1,629	$136
Progressive	$1,636	$136
IMT Insurance Company	$1,655	$138
Auto-Owners Insurance Co	$1,669	$139
Allstate	$1,705	$142
Kemper	$1,710	$142
AAA	$1,715	$143
Kemper	$1,736	$145
IMT Insurance Company	$1,740	$145
Kemper	$1,754	$146
West Bend Mutual	$1,807	$151
Acuity	$1,811	$151
Progressive	$1,834	$153
Kemper	$1,842	$153
Progressive	$1,884	$157
Acuity	$1,903	$159
Acuity	$1,912	$159
AAA	$1,920	$160
Western National	$2,004	$167
Western National	$2,004	$167
Western National	$2,004	$167
Western National	$2,004	$167
Kemper	$2,063	$172
West Bend Mutual	$2,065	$172
Dairyland	$2,069	$172
Kemper	$2,074	$173
Dairyland	$2,098	$175
Kemper	$2,108	$176
Progressive	$2,149	$179
IMT Insurance Company	$2,184	$182
Acuity	$2,231	$186
Acuity	$2,350	$196
AAA	$2,383	$199
Kemper	$2,517	$210
Dairyland	$2,645	$220
Acuity	$2,739	$228
Dairyland	$2,777	$231
Dairyland	$3,015	$251
Dairyland	$3,087	$257
Dairyland	$3,351	$279
Dairyland	$3,470	$289
Dairyland	$3,508	$292
Dairyland	$3,549	$296
Dairyland	$3,647	$304
Dairyland	$3,813	$318

What Is SR-22 in Wisconsin?

An SR-22 is a certificate you may be required to obtain to prove your compliance with the state’s minimum car insurance requirements. It demonstrates your financial responsibility after committing specific driving violations, like a DUI. It’s not a type of insurance; it is a form you file with your state. Once you have an SR-22 certificate, your insurer may use it as a basis for your rates.

In Wisconsin, you need to keep the certificate for three years, starting from the date of reinstatement eligibility. The certificate will prove that you have liability insurance of $25,000 for death, $50,000 for personal injury and $10,000 for property damage.

Your insurer can file the SR-22 form with the DMV if licensed to do business in Wisconsin. Substitutions may also be allowed. Possible substitutions include a bond filed by your insurer or a $60,000 cash deposit with the DMV. An SR-22 can lead to more expensive rates because insurers may consider you a high-risk driver with a higher chance of filing claims.

MONEYGEEK EXPERT TIP

After completing the filing period, your insurer must notify the state by filing a Financial Responsibility Cancellation Form, also known as an SR-26. This form informs the state that you are no longer obligated to carry an SR-22 certificate. It also means you have complied with Wisconsin’s financial responsibility requirements.

Cheapest Companies for Non-Owner SR-22 Car Insurance in Wisconsin

Wisconsin’s cheapest companies for non-owner SR-22 car insurance are:

Auto-Owners: $287 per year
State Farm: $301 per year

Military members and veterans may find USAA a great non-owner SR-22 car insurance option. On average, a USAA policy costs $239 yearly, cheaper than any company we analyzed.

There may be instances where non-vehicle-owning drivers may need non-owner car insurance. Insurers design these policies for individuals who don't own a vehicle but still require coverage. You might need a policy if your car has been totaled and taken away. Non-owner car insurance is also necessary for your license reinstatement, as Wisconsin requires you to demonstrate financial responsibility.

The table below features Wisconsin’s cheapest car insurance companies for non-owner SR-22 car insurance. It also includes their average annual rates, starting from $287 up to $1,022 — with Auto-Owners Insurance Co being the most affordable and Kemper being the most expensive.

Driving Violation

Company	Annual Premium	Monthly Premium
Auto-Owners Insurance Co	$238	$20
GEICO	$238	$20
State Farm	$268	$22
Auto-Owners Insurance Co	$287	$24
State Farm	$301	$25
Travelers	$370	$31
GEICO	$372	$31
Farmers	$388	$32
Nationwide	$416	$35
Progressive	$475	$40
Travelers	$492	$41
Nationwide	$547	$46
Farmers	$554	$46
Kemper	$731	$61
Progressive	$932	$78
Kemper	$1,022	$85

WHAT IS NON-OWNER CAR INSURANCE?

Non-owner car insurance covers the costs associated with property damage and bodily injury others suffer in an accident where you are at fault. It covers other individuals and their property, which means it doesn’t cover damage to the vehicle you are driving or your injuries. Renters, rideshare drivers and professional drivers may benefit from this coverage. More importantly, drivers who need an SR-22 form but don't own a car may need to purchase non-owner car insurance in Wisconsin.

Average Cost of SR-22 Car Insurance in Wisconsin

For drivers with a DUI, the average cost of car insurance in Wisconsin is $1,425 annually for full coverage and $618 annually for minimum coverage. Drivers with a DUI or offenses like speeding violations and at-fault accidents may need to file an SR-22 form. It’s best to contact your insurer if you have these violations on your driving record. This way, your provider can inform you of the process for obtaining an SR-22 certificate. Driving violations may affect your rates because insurers can consider you risky to insure. However, your rates will depend on your choice of insurer.

Age Group

Coverage

Driving Record	Annual Premium	Monthly Premium
At-Fault Accident	$1,632	$136
Ticket	$1,437	$120
Clean	$881	$73
Ticket	$506	$42
At-Fault Accident	$582	$48
DUI	$618	$52
DUI	$629	$52
Clean	$386	$32
DUI	$1,360	$113
Ticket	$1,124	$94
At-Fault Accident	$682	$57
Clean	$484	$40
Ticket	$501	$42
Ticket	$592	$49
Clean	$1,191	$99
DUI	$1,718	$143
Ticket	$1,203	$100
At-Fault Accident	$584	$49
DUI	$736	$61
At-Fault Accident	$1,293	$108
Clean	$379	$32
DUI	$1,425	$119
Clean	$907	$76
At-Fault Accident	$1,373	$114

MONEYGEEK EXPERT TIP

It’s best to compare rates from various insurers annually or whenever you need to renew your policy. Exploring your options may help you find the lowest rates for SR-22 insurance in Wisconsin. Other companies may provide discounts that can make your plan more affordable. You can also check for coverage options to further protect you financially in case of a claim.

How SR-22 Affects Car Insurance Rates in Wisconsin

Drivers with violations may be required to secure an SR-22 certificate, which signifies financial responsibility. It means you’ve had a DUI or other offenses that may indicate you’re a high-risk customer to insure. As a result, insurers may charge you higher rates, as they think you’re more likely to get into accidents and file more claims. Your average car insurance costs may go from $378 yearly to $618 after a DUI.

Wisconsin requires an SR-22 certificate if your license has been suspended or revoked and you seek reinstatement. Drivers under 18 may also need an SR-22 if they don’t have a sponsor.

Car Insurance Rate Comparison Based on Driving Records in Wisconsin

Clean Driving Record

Annual Premium for Minimum Coverage

$378

After a DUI

Annual Premium for Minimum Coverage

$618

Car insurance premiums after a DUI are on average: :$240 more

This is 63% more expensive.

Other Effects of SR-22 on Car Insurance in Wisconsin

SR-22 car insurance is more expensive than policies for drivers with clean records. However, higher premiums aren’t the only consequence of SR-22 insurance. You might also face fewer insurance options, filing fees and possible policy termination. The potential effects of SR-22 car insurance include the following:

Limited number of insurance options

Many insurers will file the SR-22 form for you, but some do not offer these services. If you need an SR-22, you may need coverage from an insurer that can file the form and does business in Wisconsin. Aside from your needs and preferences for insurance, you’ll also need to consider these qualifications.

Possible policy cancellation

Your insurer may cancel your policy after a driving violation or if you need an SR-22 certification. Some insurers may no longer offer coverage if your license has been revoked or suspended after an accident. Your provider may cancel your policy after a conviction or forfeiture of bail. Cancellation of your policy is also possible if you’ve picked up too many driving violations.

Length of required filing

Wisconsin law requires drivers to retain their SR-22 certificate for three years. You can stop filing your certificate before the three-year period ends if you don’t want to drive anymore. Then you must surrender your license to the DMV before the term ends or before canceling your insurance. Otherwise, you will have to pay additional fees.

Filing fees

Filing an SR-22 form comes with fees. These include the one-time filing fee, which can cost around $15 to $50, depending on your state. You may also need to pay for reinstatement of your driver's license or vehicle registration. It’s best to talk to your insurer to ask for more details about filing the form and obtaining the certificate.

How to Get SR-22 Insurance in Wisconsin

You may need to go through the following steps to obtain car insurance after a driving violation:

Look for an insurance company that can accommodate drivers with violations on their records, file an SR-22 form for you and is licensed to do business in Wisconsin.
Ensure that your insurance policy meets Wisconsin’s minimum car insurance requirements by checking the liability limits of your desired policy.
Ask your insurer to file the SR-22 form. You may need to pay certain fees and have your insurance rates updated.

Following this process protects you financially after a violation and demonstrates your financial responsibility. You will also need your SR-22 certificate to reinstate your driver’s license or vehicle registration.

WISCONSIN LICENSE REINSTATEMENT FEE

Drivers must pay the $75 administrative fee to reinstate their driver’s license in Wisconsin. Remember that you need to have the SR-22 certification for three years before being reinstated. This fee is subject to change, so check your local DMV for any updates on their prices and other regulations regarding reinstating your driver’s license.

How to Get Cheaper Car Insurance in Wisconsin After a DUI

Insurers may see drivers with a DUI as risky customers, making SR-22 insurance expensive. Depending on your insurer, car insurance rates may be more expensive after a DUI. However, you reduce your premiums by comparing rates, looking for discounts and taking driver’s education programs. Here are some tips for accessing lower premiums despite having a poor driving history.

Compare quotes immediately
Comparing quotes can help you find the cheapest rates for SR-22 insurance in Wisconsin. Remember that insurers offer different rates, and some providers can be significantly more affordable. It’s also important to know what you need in a policy and whether your desired coverages can fit your budget. These details will help you decide which insurer meets your needs best.
Complete DUI classes or programs
You can look for DUI programs and classes to help you become a better driver. These classes can teach you how to avoid future offenses, leading to lower chances of getting more violations on your record. These can also reduce your insurance rates. One example is the Intoxicated Driver Program offered by the Wisconsin Department of Health Services. You can also find other programs online through reputable organizations.
Look for discounts
Drivers can reduce their premiums by taking advantage of car insurance discounts. Insurers offer various discounts with different qualifications, so checking which ones are available is important. However, some discounts that require a clean driving history may no longer apply to you, so your options may be limited.
Practice safe driving
Sometimes, it helps to go back to the basics to reduce your risk of getting into driving violations. For instance, it’s always a good idea to avoid driving when you’re under the influence of alcohol. Remember to employ every safety measure while driving to prevent accidents. You can also avoid long-distance drives or drive less often.
Shop rates over time
We recommend occasionally checking offers from other companies since premiums can change. Comparing rates from different companies allows you to spot the differences in car insurance costs. Your current rates may not be the best option a year from now, so explore your options before renewing your policy.

MONEYGEEK EXPERT TIP

Providers tailor non-standard auto insurance for drivers who may be denied coverage by other insurers. These drivers may include individuals with multiple speeding tickets, DUI convictions, little to no driving experience, a history of at-fault accidents or a poor credit history. They may face significantly higher premiums due to their risk profile.

Frequently Asked Questions About SR-22 Insurance in Wisconsin

MoneyGeek answered frequently asked questions about SR-22 insurance in Wisconsin to help you find a policy that suits you best.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

sources

Department of Transportation. "SR22 Certificate (Proof Of Insurance/Financial Responsibility)." Accessed June 8, 2023.
Wisconsin Department of Health Services. "Intoxicated Driver Program." Accessed June 8, 2023.

Cheapest SR-22 Car Insurance in Wisconsin (2023)

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Cheapest Companies for SR-22 Car Insurance in Wisconsin

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What Is SR-22 in Wisconsin?

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How SR-22 Affects Car Insurance Rates in Wisconsin

Car Insurance Rate Comparison Based on Driving Records in Wisconsin

Other Effects of SR-22 on Car Insurance in Wisconsin

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Possible policy cancellation

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How to Get SR-22 Insurance in Wisconsin

How to Get Cheaper Car Insurance in Wisconsin After a DUI

Frequently Asked Questions About SR-22 Insurance in Wisconsin

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