Farm Bureau offers the lowest car insurance rates in Shreveport, $556 per year for minimum coverage and $1,398 annually for full coverage. Other affordable insurers in the city include GEICO, State Farm, Progressive and AAA.
Car Insurance in Shreveport
Updated: August 15, 2025
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Key Takeaways
Shreveport's cheapest car insurance companies are Farm Bureau, GEICO and State Farm, with savings up to 47% compared to the city average.
In Shreveport, monthly car insurance costs average $205 for full coverage and $87 for minimum coverage.
To get the best cheap auto insurance in Shreveport, decide on coverage beforehand and compare quotes from multiple sources.
Who Has the Cheapest Car Insurance in Shreveport?
| Farm Bureau | $46 | $116 | -47% |
| GEICO | $52 | $148 | -35% |
| State Farm | $68 | $194 | -15% |
| Progressive | $69 | $196 | -14% |
| AAA | $73 | $210 | -8% |
Compare the Cheapest Shreveport Car Insurance for You
Car insurance rates change based on your driving history, age, credit score and other personal details. Check the table below to find the cheapest insurance company for your specific driver profile.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Gender:Female
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Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
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Credit Alignment:Good
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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Farm Bureau | $133 | $1,596 | -55% |
| Safeway Insurance | $208 | $2,492 | -30% |
| State Farm | $215 | $2,582 | -27% |
| Farmers | $242 | $2,907 | -18% |
| GEICO | $276 | $3,316 | -6% |
Cheapest Car Insurance by Age Group in Shreveport
Car insurance prices depend heavily on age, so we've split drivers into three categories: 16 to 25 (young), 26 to 64 (adults), and 65+ (seniors). Based on our data in Shreveport, here's who offers the lowest rate in each group:
- Cheapest Car Insurance for Young Drivers: Farm Bureau (from $111 per month)
- Cheapest Car Insurance for Adults: Farm Bureau (from $46 per month)
- Cheapest Car Insurance for Seniors: Farm Bureau (from $49 per month)
Cheapest Car Insurance for Young Drivers in Shreveport
Farm Bureau and GEICO offer the best car insurance rates for young drivers in Shreveport with average monthly rates starting at $111 and $124, respectively.
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Farm Bureau | $111 | $1,329 | -47% |
| GEICO | $124 | $1,488 | -41% |
| State Farm | $149 | $1,784 | -29% |
| AAA | $160 | $1,920 | -24% |
| Safeway Insurance | $196 | $2,351 | -7% |
Cheapest Car Insurance for Adult Drivers in Shreveport
In Shreveport, Farm Bureau provides the lowest rates for adult drivers (26 to 64), saving drivers around 50% on average. GEICO, State Farm and Progressive are also among the top affordable providers for this age group.
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Farm Bureau | $46 | $556 | -50% |
| GEICO | $52 | $627 | -44% |
| State Farm | $68 | $810 | -27% |
| Progressive | $69 | $823 | -26% |
| AAA | $73 | $873 | -22% |
Cheapest Car Insurance For Senior Drivers in Shreveport
For Shreveport seniors aged 65 and up, Farm Bureau offers the lowest rates for both coverage types. Minimum coverage costs $49 per month or $593 annually.
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
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Driving Record:Clean
| Farm Bureau | $49 | $593 | -48% |
| GEICO | $54 | $648 | -43% |
| Progressive | $72 | $869 | -23% |
| State Farm | $73 | $872 | -23% |
| AAA | $79 | $951 | -16% |
Cheapest Car Insurance for High-Risk Drivers in Shreveport
If you have a high-risk driving profile, these insurance providers offer the lowest rates in Shreveport:
- Cheapest for Bad Credit: Farm Bureau (from $60 per month)
- Cheapest With a DUI: Farm Bureau (from $52 per month)
- Cheapest With an Accident: Farm Bureau (from $53 per month)
- Cheapest With a Speeding Ticket: Farm Bureau (from $49 per month)
Cheapest Car Insurance for Bad Credit in Shreveport
Farm Bureau offers the cheapest car insurance for bad credit in Shreveport, with monthly rates starting at $60 for minimum coverage and $141 for full coverage.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Driving Record:Clean
| Farm Bureau | $60 | $725 | -54% |
| GEICO | $71 | $851 | -46% |
| Safeway Insurance | $85 | $1,022 | -35% |
| Progressive | $95 | $1,135 | -28% |
| Farmers | $105 | $1,257 | -20% |
Cheapest Car Insurance With a DUI in Shreveport
Farm Bureau offers the most affordable car insurance rates for Shreveport drivers with a DUI. You can save up to 62% on minimum coverage and 58% on full coverage compared to city averages.
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Farm Bureau | $52 | $621 | -62% |
| State Farm | $72 | $867 | -47% |
| Progressive | $77 | $929 | -43% |
| AAA | $98 | $1,178 | -28% |
| GEICO | $116 | $1,391 | -15% |
Cheapest Car Insurance With an Accident in Shreveport
Farm Bureau offers the lowest car insurance rates in Shreveport for drivers with an accident record. Monthly premiums start at $53, about 57% less than the city average.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Farm Bureau | $53 | $642 | -57% |
| State Farm | $78 | $931 | -38% |
| GEICO | $88 | $1,060 | -30% |
| AAA | $105 | $1,265 | -16% |
| Progressive | $113 | $1,353 | -10% |
Cheapest Car Insurance With a Speeding Ticket in Shreveport
For drivers with speeding tickets in Shreveport, Farm Bureau offers the cheapest insurance options across both coverage levels. Their minimum liability coverage costs about $49 per month, while full coverage with higher limits runs around $121 per month.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Coverage Level:State Minimum Liability Only
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Gender:Male
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Credit Alignment:Good
| Farm Bureau | $49 | $583 | -56% |
| GEICO | $69 | $832 | -37% |
| State Farm | $72 | $867 | -34% |
| Progressive | $91 | $1,089 | -17% |
| AAA | $96 | $1,153 | -13% |
Best Car Insurance Companies in Shreveport
In Shreveport, the top car insurance companies are Progressive, Farm Bureau, GEICO and State Farm. These providers stand out for offering competitive rates, reliable customer service and comprehensive coverage options.
| Progressive | 95 | 4 | 1 | 2 |
| Farm Bureau | 95 | 1 | 2 | 5 |
| GEICO | 91 | 2 | 5 | 4 |
| State Farm | 90 | 3 | 3 | 4 |
| AAA | 89 | 5 | 4 | 4 |
Progressive: Best Customer Service
pros
Top-rated customer experience
Extensive coverage options
Strong digital tools
cons
Higher rates than some competitors
Limited local agent availability
COMPANY HIGHLIGHTS
Progressive stands out for exceptional customer service in Shreveport, earning the highest customer satisfaction rating in our analysis. Their extensive coverage options include unique add-ons like rideshare and custom parts coverage. The company's user-friendly digital tools make policy management and claims filing straightforward. While rates run higher than some competitors, the superior service experience often justifies the cost.
Farm Bureau: Best Affordable Coverage
pros
Lowest rates in Shreveport
Strong local agent network
Multiple driver discounts
cons
Limited coverage options
Basic digital tools
COMPANY HIGHLIGHTS
Farm Bureau offers the most affordable car insurance in Shreveport across multiple categories. They're the cheapest option for adult drivers, seniors, young drivers, and those with bad credit or older vehicles. Their local agent network provides personalized service that earned them the second-highest customer satisfaction rating. While their coverage options and digital tools are basic, their competitive pricing and personal service make them an excellent choice for budget-conscious drivers.
How Much Is Car Insurance in Shreveport?
In Shreveport, minimum coverage costs $87 per month or $1,050 per year, ranking 210th out of all Louisiana cities for affordability. Full coverage averages $205 monthly or $2,465 annually, ranking 201st among Louisiana cities.
| Full Coverage | $205 | $2,465 |
| Minimum Coverage | $87 | $1,050 |
Compare Personalized Shreveport Car Insurance Costs
To find rates that match your unique profile, use the table below to filter average Shreveport car insurance costs by age, driving history and other personal factors.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
Select
Gender:Female
Select
Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
Select
Credit Alignment:Good
Select
Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| $299 | $3,584 | -7% |
Shreveport Car Insurance Costs by ZIP Code
In Shreveport, car insurance rates by ZIP code range from $78 to $251 per month. ZIP code 71101 is the most expensive, while 71105 is the cheapest. Check the average rates for your ZIP code below.
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ZIP Code:71101
| 71101 | $111 | $251 |
How to Get the Best Cheap Shreveport Car Insurance
Finding affordable car insurance in Shreveport can be challenging with the area's high rates, but you can lower your costs with the right approach. Our step-by-step guide shows you exactly how to get the cheapest car insurance while maintaining good coverage.
- 1
Calculate your coverage requirements
Start by determining exactly how much coverage you need for your situation. Use our car insurance coverage needs calculator to evaluate your assets, vehicle value and risk factors. This helps you avoid overpaying for unnecessary coverage or being dangerously underinsured.
- 2
Explore alternative insurance options
Beyond standard types of car insurance, consider specialized options that could save you money. Look into pay-per-mile if you drive infrequently or non-owner coverage if you don't own a vehicle but occasionally drive.
- 3
Know the average costs
Research average vehicle insurance costs in Shreveport to set realistic expectations. Understanding typical rates for your age group, vehicle type and location helps you recognize good deals and avoid overpaying when comparing quotes from different insurers.
- 4
Find all available discounts
Maximize your savings with car insurance discount opportunities. Consider bundling multiple policies or getting multi-car discounts. Look for safe driver programs, good student discounts and usage-based insurance options.
- 5
Check company ratings and reviews
Research potential insurers' financial strength, customer service ratings and claims satisfaction scores. Focus on companies with strong records in Louisiana. Read local customer reviews to understand how each company handles claims and customer service in the Shreveport area.
- 6
Get quotes from multiple providers
Contact at least three different insurance companies for quotes. Use a mix of local agents, online tools and direct carrier websites to ensure you're getting the best rates. Keep your coverage selections consistent across quotes for accurate comparisons.
- 7
Review your policy annually
Set a yearly reminder to review your coverage and shop for new rates. Life changes like improving credit scores, moving or buying a new car can affect your premiums. Regular reviews ensure you maintain appropriate coverage at the best possible rates.
Cheapest Car Insurance in Shreveport: Bottom Line
Car insurance rates depend on your driving record, credit and coverage needs. In Shreveport, Farm Bureau and GEICO offer the lowest average premiums, but compare quotes from multiple providers to find your best rate.
Cheap Shreveport Car Insurance: FAQ
Our research team answers your questions about finding affordable car insurance in Shreveport. We break down coverage options and rates to help you choose the right policy at the best price.
What is the cheapest car insurance company in Shreveport, Louisiana?
Farm Bureau offers the lowest rates in Shreveport, with average annual premiums of $556 for minimum coverage and $1,398 for full coverage. Rates vary by personal factors, so compare quotes.
Who offers the best car insurance in Shreveport?
Progressive leads Shreveport's car insurance market with a MoneyGeek score of 95 out of 100, scoring just slightly higher than Farm Bureau. Progressive delivers excellent customer service and competitive rates.
What is the average cost of car insurance in Shreveport?
In Shreveport, drivers pay $2,465 for full coverage and $1,050 for minimum coverage car insurance annually. Your actual rates will vary based on individual factors.
Is car insurance in Shreveport expensive?
Car insurance in Shreveport costs more than average, ranking 210th for minimum coverage affordability and 201st for full coverage compared to other Louisiana cities.
How We Chose the Best and Cheapest Car Insurance in Shreveport, LA
To help Shreveport drivers find the most affordable auto insurance companies, MoneyGeek analyzed Shreveport auto insurance rates based on data and information from the Louisiana Department of Insurance and Quadrant Information Services. We studied all ZIP codes in Shreveport and hundreds of thousands of quotes for 12 companies offering auto insurance in Louisiana to tailor options as closely as possible to you.
Shreveport Driver Profile
MoneyGeek created a sample driver profile to calculate car insurance quote averages in Shreveport with the following characteristics:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
Certain factors, such as age, driving record, credit score and military affiliation, were adjusted to find the most suitable insurance companies for specific driver profiles.
Coverage Levels in Shreveport
MoneyGeek compared the most affordable insurance providers for both minimum and full coverage auto insurance policies.
The minimum coverage requirements in Louisiana are:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
For a full coverage policy, we used the following coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
- Comprehensive and collision insurance, each with a $1,000 deductible
Our Best Company Rating Methodology
We rated all companies in Shreveport based on the following rating scale:
- Affordability (60% of score): We evaluated quotes for various common driver profiles and compared rates to competition within the city to get this score.
- Customer Experience (30% of Score): Sources like agency reviews on Google, J.D. Power, AM Best and forums like Reddit were used to gauge customer sentiment and experiences across the board to get this score.
- Coverage Options (10% of Score): This score takes into account the amount of coverage options a provider has in addition to the uniqueness of offering and included benefits.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.