Farm Bureau offers the lowest car insurance rates in Shreveport, with an average of $556 per year for minimum coverage and $1,398 annually for full coverage. Other affordable insurers in the area include GEICO, State Farm Progressive and AAA.
Car Insurance in Shreveport
Updated: November 4, 2025
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Key Takeaways
Shreveport's cheapest car insurance companies are Farm Bureau, GEICO and State Farm, with savings up to 47% compared to the city average.
In Shreveport, monthly car insurance costs average $205 for full coverage and $87 for minimum coverage.
To get the best cheap auto insurance in Shreveport, decide on coverage beforehand and compare quotes from multiple sources.
Who Has the Cheapest Car Insurance in Shreveport?
| Farm Bureau | $46 | $116 | -47% |
| GEICO | $52 | $148 | -35% |
| State Farm | $68 | $194 | -15% |
| Progressive | $69 | $196 | -14% |
| AAA | $73 | $210 | -8% |
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Compare the Cheapest Shreveport Car Insurance for You
Car insurance rates change based on your driving history, age, credit score and other personal details. Check the table below to find the cheapest insurance company for your specific driver profile.
Data filtered by:
Adult Drivers
Female
100/300/100 Full Cov. w/$1,000 Ded.
Good
At Fault Accident ($1000-$1999 Prop Dmg)
| Farm Bureau | $133 | $1,596 | -55% |
| Safeway Insurance | $208 | $2,492 | -30% |
| State Farm | $215 | $2,582 | -27% |
| Farmers | $242 | $2,907 | -18% |
| GEICO | $276 | $3,316 | -6% |
Cheapest Car Insurance by Age Group in Shreveport
Car insurance prices depend heavily on age. We've split drivers into three categories: 16 to 25 (young), 26 to 64 (adults) and 65+ (seniors). Here's who offers the lowest rate in each group based on our Shreveport data:
- Cheapest Car Insurance for Young Drivers: Farm Bureau (from $111 per month)
- Cheapest Car Insurance for Adults: Farm Bureau (from $46 per month)
- Cheapest Car Insurance for Seniors: Farm Bureau (from $49 per month)
Cheapest Car Insurance for Young Drivers in Shreveport
Farm Bureau and GEICO provide the best car insurance rates for young drivers in Shreveport, with average monthly rates starting at $111 and $124, respectively.
Data filtered by:
State Minimum Liability Only
Male
Good
Clean
| Farm Bureau | $111 | $1,329 | -47% |
| GEICO | $124 | $1,488 | -41% |
| State Farm | $149 | $1,784 | -29% |
| AAA | $160 | $1,920 | -24% |
| Safeway Insurance | $196 | $2,351 | -7% |
Cheapest Car Insurance for Adult Drivers in Shreveport
Farm Bureau provides the lowest rates for adult drivers (26 to 64) in Shreveport, saving drivers around 50% on average. GEICO, State Farm and Progressive also rank among the top affordable providers for this age group.
Data filtered by:
State Minimum Liability Only
Male
Good
Clean
| Farm Bureau | $46 | $556 | -50% |
| GEICO | $52 | $627 | -44% |
| State Farm | $68 | $810 | -27% |
| Progressive | $69 | $823 | -26% |
| AAA | $73 | $873 | -22% |
Cheapest Car Insurance For Senior Drivers in Shreveport
For Shreveport seniors aged 65 and up, Farm Bureau offers the lowest rates for both coverage types. Minimum coverage costs $49 per month or $593 annually.
Data filtered by:
State Minimum Liability Only
Male
Good
Clean
| Farm Bureau | $49 | $593 | -48% |
| GEICO | $54 | $648 | -43% |
| Progressive | $72 | $869 | -23% |
| State Farm | $73 | $872 | -23% |
| AAA | $79 | $951 | -16% |
Cheapest Car Insurance for High-Risk Drivers in Shreveport
If you have a high-risk driving profile, these insurance providers offer the lowest rates in Shreveport:
- Cheapest for Bad Credit: Farm Bureau (from $60 per month)
- Cheapest With a DUI: Farm Bureau (from $52 per month)
- Cheapest With an Accident: Farm Bureau (from $53 per month)
- Cheapest With a Speeding Ticket: Farm Bureau (from $49 per month)
Cheapest Car Insurance for Bad Credit in Shreveport
Farm Bureau offers the cheapest car insurance for bad credit in Shreveport, with monthly rates starting at $60 for minimum coverage and $141 for full coverage.
Data filtered by:
Adult Drivers
State Minimum Liability Only
Male
Clean
| Farm Bureau | $60 | $725 | -54% |
| GEICO | $71 | $851 | -46% |
| Safeway Insurance | $85 | $1,022 | -35% |
| Progressive | $95 | $1,135 | -28% |
| Farmers | $105 | $1,257 | -20% |
Cheapest Car Insurance With a DUI in Shreveport
Farm Bureau provides the most affordable car insurance rates for Shreveport drivers with a DUI. You can save up to 62% on minimum coverage and 58% on full coverage compared to city averages.
Data filtered by:
Adult Drivers
State Minimum Liability Only
Male
Good
| Farm Bureau | $52 | $621 | -62% |
| State Farm | $72 | $867 | -47% |
| Progressive | $77 | $929 | -43% |
| AAA | $98 | $1,178 | -28% |
| GEICO | $116 | $1,391 | -15% |
Cheapest Car Insurance With an Accident in Shreveport
Farm Bureau offers the lowest car insurance rates in Shreveport for drivers with an accident record. Monthly premiums start at $53, about 57% less than the city average.
Data filtered by:
Adult Drivers
State Minimum Liability Only
Male
Good
| Farm Bureau | $53 | $642 | -57% |
| State Farm | $78 | $931 | -38% |
| GEICO | $88 | $1,060 | -30% |
| AAA | $105 | $1,265 | -16% |
| Progressive | $113 | $1,353 | -10% |
Cheapest Car Insurance With a Speeding Ticket in Shreveport
Farm Bureau provides the cheapest insurance options for drivers with speeding tickets in Shreveport across both coverage levels. Minimum liability coverage costs about $49 per month, while full coverage with higher limits runs around $121 per month.
Data filtered by:
Adult Drivers
State Minimum Liability Only
Male
Good
| Farm Bureau | $49 | $583 | -56% |
| GEICO | $69 | $832 | -37% |
| State Farm | $72 | $867 | -34% |
| Progressive | $91 | $1,089 | -17% |
| AAA | $96 | $1,153 | -13% |
Best Car Insurance Companies in Shreveport
Progressive, Farm Bureau, GEICO and State Farm rank as the top car insurance companies in Shreveport. These providers stand out for competitive rates, reliable customer service and comprehensive coverage options.
| Progressive | 95 | 4 | 1 | 2 |
| Farm Bureau | 95 | 1 | 2 | 5 |
| GEICO | 91 | 2 | 5 | 4 |
| State Farm | 90 | 3 | 3 | 4 |
| AAA | 89 | 5 | 4 | 4 |
Progressive: Best Customer Service
pros
Top-rated customer experience
Extensive coverage options
Strong digital tools
cons
Higher rates than some competitors
Limited local agent availability
COMPANY HIGHLIGHTS
Progressive is known in Shreveport for its excellent customer service, earning the highest satisfaction rating in our analysis. The company offers a wide range of coverage options, including unique add-ons like rideshare and custom parts coverage.
Its user-friendly digital tools also make managing policies and filing claims simple. While its rates are higher than some competitors, many drivers find the strong service experience worth the cost.
Farm Bureau: Best Affordable Coverage
pros
Lowest rates in Shreveport
Strong local agent network
Multiple driver discounts
cons
Limited coverage options
Basic digital tools
COMPANY HIGHLIGHTS
Farm Bureau offers the most affordable car insurance in Shreveport across multiple categories. It's the cheapest option for adult drivers, seniors, young drivers and those with bad credit or older vehicles.
Farm Bureau's local agent network provides personalized service that earned the company the second-highest customer satisfaction rating.
While coverage options and digital tools are basic, competitive pricing and personal service make Farm Bureau an excellent choice for budget-conscious drivers.
How Much Is Car Insurance in Shreveport?
Shreveport minimum coverage costs $87 per month or $1,050 per year, ranking 210th out of all Louisiana cities for affordability. Full coverage averages $205 monthly or $2,465 annually, ranking 201st among Louisiana cities.
| Full Coverage | $205 | $2,465 |
| Minimum Coverage | $87 | $1,050 |
Compare Personalized Shreveport Car Insurance Costs
The table below shows average Shreveport car insurance costs filtered by age, driving history and other personal factors to match your unique profile.
Data filtered by:
Adult Drivers
Female
100/300/100 Full Cov. w/$1,000 Ded.
Good
At Fault Accident ($1000-$1999 Prop Dmg)
| $299 | $3,584 | -7% |
Shreveport Car Insurance Costs by ZIP Code
Shreveport car insurance rates by ZIP code range from $78 to $251 per month. ZIP code 71101 has the highest rates, while 71105 has the lowest. Average rates for your ZIP code appear below.
Data filtered by:
71101
| 71101 | $111 | $251 |
How to Get the Best Cheap Shreveport Car Insurance
Finding affordable car insurance in Shreveport can be challenging with the area's high rates, but you can lower your costs with the right approach. Our step-by-step guide shows you exactly how to get the cheapest car insurance while maintaining good coverage.
- 1Calculate your coverage requirements
Start by determining exactly how much coverage you need for your situation. Use our car insurance coverage needs calculator to evaluate your assets, vehicle value and risk factors. This helps you avoid overpaying for unnecessary coverage or being dangerously underinsured.
- 2Explore alternative insurance options
Beyond standard types of car insurance, consider specialized options that could save you money. Look into pay-per-mile if you drive infrequently or non-owner coverage if you don't own a vehicle but occasionally drive.
- 3Know the average costs
Research average vehicle insurance costs in Shreveport to set realistic expectations. Understanding typical rates for your age group, vehicle type and location helps you recognize good deals and avoid overpaying when comparing quotes from different insurers.
- 4Find all available discounts
Maximize your savings with car insurance discount opportunities. Consider bundling multiple policies or getting multi-car discounts. Look for safe driver programs, good student discounts and usage-based insurance options.
- 5Check company ratings and reviews
Research potential insurers' financial strength, customer service ratings and claims satisfaction scores. Focus on companies with strong records in Louisiana. Read local customer reviews to understand how each company handles claims and customer service in the Shreveport area.
- 6Get quotes from multiple providers
Contact at least three different insurance companies for quotes. Use a mix of local agents, online tools and direct carrier websites to ensure you're getting the best rates. Keep your coverage selections consistent across quotes for accurate comparisons.
- 7Review your policy annually
Set a yearly reminder to review your coverage and shop for new rates. Life changes like improving credit scores, moving or buying a new car can affect your premiums. Regular reviews ensure you maintain appropriate coverage at the best possible rates.
Cheapest Car Insurance in Shreveport: Bottom Line
Car insurance rates depend on your driving record, credit and coverage needs. Farm Bureau and GEICO offer the lowest average premiums in Shreveport, but you'll need to compare quotes from multiple providers to find your best rate.
Cheap Shreveport Car Insurance: FAQ
Our research team answers your questions about finding affordable car insurance in Shreveport. We break down coverage options and rates to help you choose the right policy at the best price.
What is the cheapest car insurance company in Shreveport, Louisiana?
Farm Bureau offers the lowest rates in Shreveport, with average annual premiums of $556 for minimum coverage and $1,398 for full coverage. Rates vary by personal factors, so you'll want to compare quotes.
Who offers the best car insurance in Shreveport?
Progressive leads Shreveport's car insurance market with a MoneyGeek score of 95 out of 100, scoring just slightly higher than Farm Bureau. Progressive delivers excellent customer service and competitive rates.
What is the average cost of car insurance in Shreveport?
In Shreveport, drivers pay $2,465 for full coverage and $1,050 for minimum coverage car insurance annually. Your actual rates will vary based on individual factors.
Is car insurance in Shreveport expensive?
Car insurance in Shreveport costs more than average, ranking 210th for minimum coverage affordability and 201st for full coverage compared to other Louisiana cities.
How We Chose the Best and Cheapest Car Insurance in Shreveport, LA
To help Shreveport drivers find affordable car insurance, MoneyGeek analyzed rates using data from the Louisiana Department of Insurance and Quadrant Information Services.
We reviewed quotes from 12 major insurers across all ZIP codes in the city, studying hundreds of thousands of data points to find the best options for local drivers.
Shreveport Driver Profile
We used a sample driver profile to calculate average car insurance quotes in Shreveport:
- 40-year-old male
- 2012 Toyota Camry LE
- Clean driving record
- 12,000 miles driven annually
- Good credit
- Valid license
- Currently insured
- No claims history
We also adjusted factors like age, driving record, credit score, and military affiliation to identify the most suitable insurers for different driver types.
Coverage Levels in Shreveport
MoneyGeek compared the most affordable providers for both minimum and full coverage auto insurance policies.
Minimum coverage requirements in Louisiana:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Full coverage limits used in our analysis:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability per accident
- Comprehensive and collision insurance, each with a $1,000 deductible
Our Best Company Rating Methodology
We rated insurers based on three main factors:
- Affordability (60% of score): We compared quotes across multiple driver profiles and evaluated how each company’s rates perform against competitors in Shreveport.
- Customer Experience (30% of Score): We reviewed customer feedback from Google reviews, J.D. Power, AM Best and Reddit to understand overall satisfaction.
- Coverage Options (10% of Score): We considered how many coverage types each company offers and whether they include valuable or unique benefits.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
