Most drivers already have personal car insurance. Although this provides financial protection, it will not suffice for delivery drivers. If you get into an accident while making a delivery, your insurance provider may decline your claim. To ensure you’re covered even while working, you should have delivery driver car insurance.
A rideshare insurance add-on may be right if you want coverage while using your delivery app. This is a great option if you’re working part-time or full-time for a food delivery service provider like DoorDash, Postmates and UberEATS, as it provides coverage when you start using your car for business.
If you plan on using your vehicle for full-time commercial purposes, consider getting commercial car insurance. A rideshare insurance add-on and commercial car insurance provide financial protection to drivers using their cars to deliver food or goods.
