Compare motorcycle insurance quotes to find rates up to 42% lower than your current rates. When you compare motorcycle insurance rates between companies, identical coverage can cost $31/month with one insurer and $58/month with another. Compare our motorcycle insurance company rankings to find which offers your lowest rate and quality service.
Compare Motorcycle Insurance Quotes & Companies
Compare motorcycle insurance quotes in minutes with easy side-by-side cost and ratings analysis.
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Editorial Policy and StandardsUpdated: September 11, 2025
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Compare Top Motorcycle Insurance Companies & Quotes
Compare Motorcycle Insurance Quotes By State
If you're looking for the best and cheapest motorcycle insurance for your state, we have you covered. Below you can search up your state and fin the ideal coverage for your unique situation.
How To Compare Motorcycle Insurance And Get The Best Deal
- 1
Gather The Information You Need
To get the most accurate motorcycle insurance quote, you'll need to provide these key details:
- Your motorcycle's VIN (or the make, model and year)
- Average annual mileage
- How long you've held an active motorcycle license
- Dates of completed safe riding courses
- Your current motorcycle insurance information (if applicable)
- Personal information including your age, address, and driving history
- How you use your motorcycle (commuting, recreation, or both)
- Where you store your motorcycle when not in use
- Information that may qualify you for discounts, such as:, GPA for student discounts, Motorcycle club or organization memberships, or Military service
- 2
Determine What Motorcycle Coverage You Need
Determining how much motorcycle insurance you need before buying saves you time when comparing motorcycle insurance quotes to make sure you are getting the best deal. Consider your current financial situation and goals, your area, and driving habits when determining your risk and ultimately what coverage you should choose.
- 3
Explore Ways To Save
Motorcycle insurance companies typically offer lower rates if you:
- Complete a safety course. Many insurers reduce premiums for riders who finish approved training programs.
- Join certain motorcycle clubs. Membership in recognized riding organizations can qualify you for discounts with many insurance providers.
- Bundle your policies. Combining your motorcycle coverage with your auto or home insurance often leads to savings.
- Maintain a clean record. Avoiding accidents and traffic violations helps you qualify for safe rider discounts.
- Pay annually. Making one lump sum payment instead of monthly installments can reduce your overall cost.
- Get a Motorcycle License: Getting a formal license to ride a motorcycle saves you more than just having an endorsement.
- 4
Compare Multiple Quotes Through Different Means
Getting many quotes from multiple companies and comparing them side-by-side allows you to easily determine which option is the cheapest for you. You should also look into company reputations and add-on coverage options to get more of a wholistic view. Online quotes are a quick way to compare motorcycle insurance to get the best rate from top insurers.
Below we've listed the providers with quotes available online and through agents:
- Online and Agent Quote Providers: Progressive, Geico, Markel/Voom, USAA (Military members only), Dairyland, Harley Davidson, Shelter Insurance, Rider Insurance, Amica, Allstate, Erie Insurance, Foremost (By Email) and American Family.
- Agent Only Quote Providers: Nationwide, Liberty Mutual, State Farm, Safeco, Travelers, Farmers, The General, AAA, and The Hanover.
Other Motorcycle Insurance Comparison Resources
Below you can access our other informational resources for Motorcycle insurance that can make your comparison journey easier:
- Do You need Motorcycle Insurance in Florida?
- Best Motorcycle Insurance For 16-Year-Olds
- Best Motorcycle Insurance For 17-Year-Olds
- Best Motorcycle Insurance For 18-Year-Olds
- Best Motorcycle Insurance For 19-Year-Olds
- Best Motorcycle Insurance For 20-Year-Olds
- Best Motorcycle Insurance For 21-Year-Olds
- Best Motorcycle Insurance For 22-Year-Olds
- Motorcycle Insurance Discounts
- What Does Motorcycle Insurance Cover?
- What Is Full Coverage Motorcycle Insurance?
- What Is Liability Motorcycle Insurance?
About Mark Fitzpatrick

Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.