Best Life Insurance in Tallahassee, FL (September 2024)


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Updated: October 4, 2024

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Protective is the best life insurance company in Tallahassee, Florida, with a MoneyGeek score of 92 for both men and women. The average monthly premiums are $28 for males and $25 for females.

These scores and premiums are based on a 20-year term policy with $500,000 coverage, but your choice may vary based on personal needs. When choosing life insurance, consider your age, health, financial situation, and coverage needs.

Why Trust MoneyGeek? We analyzed 1,488 life insurance quotes alongside customer satisfaction, financial stability reports, product offerings and more to determine the best life insurance companies in Tallahassee, Florida.

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Coverage costs and company information for life insurance providers were updated in August 2024.

1,488Quotes Analyzed
 
14Companies Compared
 
50ZIP Codes
MoneyGeek Logo IconBestLife InsuranceTallahassee, FL
2024

Best Life Insurance Companies in Tallahassee

Overall Best Life Insurance in Tallahassee, FL

How was this MoneyGeek score calculated?

Protective offers the best life insurance in Tallahassee, with a MoneyGeek score of 92 and average monthly premiums of $28 for men and $25 for women.

Top providers for men:

  • Protective: MoneyGeek score of 92 out of 100 at $28 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $34 per month

Top providers for women:

  • Protective: MoneyGeek score of 92 out of 100 at $25 per month
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 at $32 per month

Protective's affordable premiums, high customer satisfaction and financial stability make it the best choice for life insurance in Tallahassee.

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MoneyGeek Top Pick
Protective

Protective is Tallahassee's top life insurance provider, with a MoneyGeek score of 92. It provides affordable coverage at average monthly premiums of $28 for men and $25 for women.

Pros:

  • High customer satisfaction
  • Excellent affordability
  • Solid financial stability

Cons:

  • Buying process could improve
  • Limited product options

Best Term Life Insurance in Tallahassee, FL

How was this MoneyGeek score calculated?

Protective is the best term life insurance provider, with a balance of affordability and customer satisfaction. It earns MoneyGeek scores of 92 for men and 91 for women. Average monthly premiums are $13 for men and $12 for women.

Top term life insurance companies for men:

  • Protective: MoneyGeek score of 92 out of 100 at $13 per month
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $14 per month

Top term life insurance companies for women:

  • Protective: MoneyGeek score of 91 out of 100 at $12 per month
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 at $14 per month

Term life insurance provides coverage for a specified term and offers a death benefit if the policyholder passes away during that term. For example, a young family may opt for term life insurance to ensure children's financial stability until adulthood.

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MoneyGeek Top Pick
Protective

Protective is the leading choice for term life insurance in Tallahassee, with MoneyGeek scores of 92 for men and 91 for women. Its average monthly premiums of $13 for males and $12 for females strike a balance between cost and quality coverage.

Pros:

  • High customer approval
  • Strong affordability
  • Solid financial stability

Cons:

  • Buying process could improve

Best Whole Life Insurance in Tallahassee, FL

How was this MoneyGeek score calculated?

In Tallahassee, Protective has the best whole life insurance, with MoneyGeek scores of 92 for men and women. The company performs strongly in terms of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 92 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 91 out of 100 for men and women

Whole life insurance covers the insured's lifetime and includes a cash value that can be accessed during their life.

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MoneyGeek Top Pick
Protective

Protective is the top choice for whole life insurance in Tallahassee for both men and women, earning a MoneyGeek Score of 92 for each and offering a balance of affordability and service quality.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Strong financial stability

Cons:

  • Less convenient buying process

Compare Life Insurance Rates

Ensure you're getting the best rate for your life insurance. Compare quotes from top providers to find the most affordable life insurance coverage for your needs.

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Best Universal Life Insurance in Tallahassee, FL

How was this MoneyGeek score calculated?

Protective is the best universal life insurance provider in Tallahassee, with a MoneyGeek score of 91 for both men and women. The company's high score indicates a strong combination of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Universal life insurance combines life coverage with an investment component, allowing for cash value growth. It also provides flexibility to adjust premiums and death benefits over time. For example, someone might choose universal life insurance to modify their coverage as their financial needs change without needing a new policy.

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MoneyGeek Top Pick
Protective

Protective is the top provider of universal life insurance in Tallahassee, with a MoneyGeek score of 91 for both men and women.

Pros:

  • High customer approval
  • Strong financial stability

Cons:

  • Complex buying process

Best No-Medical-Exam Life Insurance in Tallahassee, FL

How was this MoneyGeek score calculated?

Protective offers the best life insurance without a medical exam requirement in Tallahassee. Its MoneyGeek score of 91 for both men and women reflects a strong balance of affordability, customer satisfaction and financial stability.

  • Protective: MoneyGeek score of 91 out of 100 for men and women
  • Mutual of Omaha: MoneyGeek score of 90 out of 100 for men and women

Life insurance without a medical exam suits those who want to skip the process because of health issues or busy schedules.

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MoneyGeek Top Pick
Protective

In Tallahassee, Protective is the top choice for life insurance without the hassle of a medical examination. Its MoneyGeek score of 91 for both men and women reflects a balance of affordability, customer satisfaction and financial stability.

Pros:

  • High customer satisfaction
  • Affordable rates
  • Excellent affordability

Cons:

  • Buying process could improve

How Much Life Insurance Do You Need?

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Best Term Life Insurance for Seniors in Tallahassee, FL

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for seniors in Tallahassee, with a MoneyGeek score of 91 for both men and women. Male and female seniors pay average monthly premiums of $55 and $54, respectively.

Age affects life insurance premiums because older individuals pose higher health risks, leading to higher rates. Protective's top MoneyGeek score reflects its strong performance in affordability, customer satisfaction, financial stability and product diversity.

Best Term Life Insurance for Seniors in Tallahassee
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyProtectivePremium$55MG Score out of 10091
2CompanyMutual of OmahaPremium$60MG Score out of 10091
3CompanyNationwidePremium$56MG Score out of 10090
4CompanyAllstatePremium$49MG Score out of 10089
5CompanyAAAPremium$70MG Score out of 10088
6CompanyTransamericaPremium$56MG Score out of 10087
7CompanyPrudentialPremium$73MG Score out of 10085
8CompanyState FarmPremium$95MG Score out of 10084
9CompanyHavenPremium$110MG Score out of 10082

Best Term Life Insurance for Smokers in Tallahassee, FL

How was this MoneyGeek score calculated?

In Tallahassee, Mutual of Omaha offers the best term life insurance for smokers, with a MoneyGeek score of 91 for men and 90 for women. The average monthly premium for men is $36; for women, it's $35.

Insurers consider smokers at higher risk, which results in higher premiums. Mutual of Omaha's high MoneyGeek score indicates a balance of affordability, customer satisfaction and financial stability.

Best Term Life Insurance for Smokers in Tallahassee
Data filtered by:Results filtered by:
gender:
gender:M
1CompanyMutual of OmahaPremium$36MG Score out of 10091
2CompanyNationwidePremium$42MG Score out of 10089
3CompanyAAAPremium$39MG Score out of 10089
4CompanyTransamericaPremium$32MG Score out of 10088
5CompanyProtectivePremium$53MG Score out of 10088
6CompanyPrudentialPremium$34MG Score out of 10087
7CompanyState FarmPremium$49MG Score out of 10086
8CompanyAllstatePremium$49MG Score out of 10085
9CompanyHavenPremium$65MG Score out of 10082

Best Term Life Insurance for Young Adults in Tallahassee, FL

How was this MoneyGeek score calculated?

Protective offers the best term life insurance for young adults in Tallahassee, with a MoneyGeek score of 92 and an average monthly premium of $8 for men and women.

Age plays a crucial role in determining life insurance premiums. Younger adults typically enjoy lower rates due to lower health risks. Protective's high scores in affordability, customer satisfaction and financial stability reflect the best value and reliable coverage for policyholders.

Best Term Life Insurance for Young Adults in Tallahassee
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$8MG Score out of 10092
2CompanyMutual of OmahaPremium$9MG Score out of 10091
3CompanyNationwidePremium$10MG Score out of 10090
4CompanyAAAPremium$10MG Score out of 10089
5CompanyAllstatePremium$8MG Score out of 10089
6CompanyTransamericaPremium$8MG Score out of 10088
7CompanyState FarmPremium$16MG Score out of 10086
8CompanyHavenPremium$12MG Score out of 10086
9CompanyPrudentialPremium$15MG Score out of 10085
10CompanyBestowPremium$24MG Score out of 10083

Best Cheap Term Life Insurance in Tallahassee, FL

How was this MoneyGeek score calculated?

Protective offers the best cheap term life insurance in Tallahassee, with MoneyGeek scores of 92 for men and 91 for women. The average monthly premiums are $13 for males and $12 for females.

Age, health, coverage amount and term length affect insurance premiums. To get the lowest premiums, maintain a healthy lifestyle, avoid tobacco and choose a lower coverage amount and a shorter term.

Best Cheap Term Life Insurance in Tallahassee
Data filtered by:Results filtered by:
Sex:
Sex:M
1CompanyProtectivePremium$13MG Score out of 10092
2CompanyAllstatePremium$12MG Score out of 10091
3CompanyNationwidePremium$15MG Score out of 10091
4CompanyMutual of OmahaPremium$14MG Score out of 10090
5CompanyTransamericaPremium$13MG Score out of 10090
6CompanyAAAPremium$16MG Score out of 10088
7CompanyHavenPremium$20MG Score out of 10083
8CompanyState FarmPremium$25MG Score out of 10082
9CompanyPrudentialPremium$22MG Score out of 10082

Average Cost of Term Life Insurance in Tallahassee, FL

In Tallahassee, the average monthly costs for term life insurance are $26 for men and $24 for women.

Several factors affect life insurance premiums, including age, health, lifestyle, occupation, policy type and coverage amount. Understanding these factors can help you choose the best life insurance.

Younger individuals and non-smokers usually pay lower insurance rates due to lower risk. Premiums in Tallahassee may differ from those in other parts of Florida due to local health trends and economic conditions. For example, higher local health risks could lead to higher premiums, while a lower cost of living might result in more affordable rates.

FAQ About Life Insurance in Tallahassee, FL

What company has the best life insurance in Tallahassee for men?
What is the monthly premium for the best life insurance for men in Tallahassee?
What company has the best life insurance in Tallahassee for women?
What is the monthly premium for the best life insurance for women in Tallahassee?
Is there anything different about life insurance in Tallahassee compared to the rest of Florida?
What happens to your life insurance if a company goes bankrupt in Tallahassee?
Why might Tallahassee residents need life insurance?
How do you find a lost life insurance policy in Tallahassee?

About Mark Fitzpatrick


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Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.