Newer Volkswagen Tiguans are more expensive to insure than older models, with model year affecting your costs. Monthly premiums range from $222 for newer Tiguans down to $57 for older models.
Volkswagen Tiguan Insurance Cost
Key Takeaways
GEICO offers the most affordable Volkswagen Tiguan insurance on average, though full coverage costs vary widely by model year and insurer, averaging $162 monthly nationwide. Read more
SUVs cost more to insure due to higher repair costs and theft risk, but the Tiguan ranks 59th out of 256 SUVs for affordability, placing it in the middle tier for its vehicle type. Read more
Teen drivers on your policy make model year specificity even more important when shopping for Tiguan insurance rates. Read MoneyGeek's analysis of rates by company for specific Tiguan model years, depending on the age of the drivers
How Much Is Volkswagen Tiguan Insurance?
Looking for another Volkswagen model? Read more about the cost of Volkswagen car insurance models.
GEICO charges $59 a month for Volkswagen Tiguan minimum coverage; UAIC charges $146. Full coverage starts at $128 with GEICO.
There's an $87 gap on minimum coverage and a $169 gap on full coverage, so get at least three quotes to find your lowest rate.
| AAA | $98 | $202 |
| AIG | $121 | $297 |
| Allstate | $105 | $203 |
| Amica | $102 | $208 |
| Chubb | $106 | $209 |
| Farmers | $125 | $221 |
| Geico | $59 | $128 |
| Kemper | $88 | $180 |
| Nationwide | $90 | $155 |
| Progressive | $80 | $149 |
| State Farm | $78 | $162 |
| The Hartford | $95 | $162 |
| Travelers | $73 | $134 |
| UAIC | $146 | $182 |
Is Volkswagen Tiguan Expensive to Insure?
The Volkswagen Tiguan ranks 59th for affordability among 256 SUVs in MoneyGeek's database. It costs a few dollars more a month than a Ford Expedition and a few dollars less than a Subaru Crosstrek.
Across all 827 models in the database, the Tiguan ranks 258th, so it's in the top third for overall affordability. The Isuzu Amigo is the cheapest SUV to insure, and the Audi SQ8 e-tron is the most expensive.
| Volkswagen Tourareg | $122 | 56 |
| Buick Enclave | $122 | 57 |
| Lincoln MKX | $122 | 57 |
| Ford Expedition | $123 | 58 |
| Volkswagen Tiguan | $123 | 59 |
| Subaru Crosstrek | $123 | 59 |
| Ford Explorer | $123 | 60 |
| Nissan Armada | $123 | 61 |
| GMC Yukon XL | $123 | 62 |
Several factors affect what you'll pay for Volkswagen Tiguan insurance:
- Average repair costs. The Volkswagen Tiguan averages $856 a year in repair costs, which is a mid-range figure that keeps premiums in line with comparable SUVs rather than pushing them toward luxury territory.
- Trim, features and accessories. The Tiguan's power output ranges from 184 to 250 horsepower depending on trim. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
- Driver profile. Tiguan drivers tend to fall between ages 30 and 45, with a median around 37, which is a bracket insurers treat as lower risk. Younger drivers pay more regardless of the vehicle. Read more about the costs of the Volkswagen Tiguan for young drivers.
Volkswagen Tiguan Insurance Cost by State
Car insurance for a Volkswagen Tiguan costs as much as $166 per month in Louisiana or as little as $31 in Wyoming for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.
| Alabama | $70 | $132 |
| Alaska | $58 | $124 |
| Arizona | $100 | $186 |
| Arkansas | $68 | $151 |
| California | $80 | $162 |
| Colorado | $81 | $193 |
| Connecticut | $114 | $196 |
| Delaware | $116 | $196 |
| Florida | $106 | $243 |
| Georgia | $123 | $202 |
| Hawaii | $44 | $100 |
| Idaho | $45 | $93 |
| Illinois | $76 | $142 |
| Indiana | $54 | $107 |
| Iowa | $47 | $112 |
| Kansas | $60 | $141 |
| Kentucky | $103 | $175 |
| Louisiana | $166 | $356 |
| Maine | $43 | $88 |
| Maryland | $125 | $210 |
| Massachusetts | $85 | $179 |
| Michigan | $129 | $248 |
| Minnesota | $67 | $140 |
| Mississippi | $71 | $142 |
| Missouri | $96 | $193 |
| Montana | $59 | $141 |
| Nebraska | $62 | $142 |
| Nevada | $150 | $271 |
| New Hampshire | $58 | $103 |
| New Jersey | $136 | $225 |
| New Mexico | $68 | $153 |
| New York | $102 | $183 |
| North Carolina | $67 | $132 |
| North Dakota | $50 | $109 |
| Ohio | $62 | $121 |
| Oklahoma | $76 | $168 |
| Oregon | $101 | $176 |
| Pennsylvania | $71 | $165 |
| Rhode Island | $104 | $186 |
| South Carolina | $86 | $160 |
| South Dakota | $44 | $135 |
| Tennessee | $65 | $132 |
| Texas | $104 | $214 |
| Utah | $90 | $154 |
| Vermont | $37 | $87 |
| Virginia | $78 | $127 |
| Washington | $76 | $142 |
| West Virginia | $71 | $144 |
| Wisconsin | $54 | $118 |
| Wyoming | $31 | $96 |
Volkswagen Tiguan Costs by Model Year and Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2025 Volkswagen Tiguan costs an average of $219 per month compared to $183 for a 2016 Volkswagen Tiguan. This shows how newer car models tend to be much more expensive than older models. Insurance costs for your Volkswagen Tiguan may change depending on your model year and the age of the drivers on your policy, with young drivers in their teens and early twenties paying much more to insure.
GEICO is the cheapest insurer across all model years.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Volkswagen Tiguan
| Geico | $70 | $152 |
| National General | $83 | $170 |
| Travelers | $86 | $158 |
| Progressive | $86 | $161 |
| State Farm | $94 | $196 |
| Nationwide | $98 | $170 |
| Kemper | $105 | $216 |
| AAA | $120 | $248 |
| Allstate | $120 | $232 |
| The Hartford | $125 | $212 |
| Amica | $127 | $259 |
| Chubb | $131 | $260 |
| AIG | $144 | $356 |
| Farmers | $156 | $277 |
| UAIC | $171 | $215 |
Cost of Car Insurance for 2024 Volkswagen Tiguan
| Geico | $67 | $146 |
| National General | $80 | $163 |
| Travelers | $83 | $152 |
| Progressive | $83 | $155 |
| State Farm | $90 | $189 |
| Nationwide | $95 | $163 |
| Kemper | $101 | $208 |
| AAA | $115 | $239 |
| Allstate | $116 | $224 |
| The Hartford | $120 | $205 |
| Amica | $122 | $250 |
| Chubb | $127 | $251 |
| AIG | $139 | $343 |
| Farmers | $151 | $267 |
| UAIC | $165 | $207 |
Cost of Car Insurance for 2023 Volkswagen Tiguan
| Geico | $52 | $114 |
| National General | $62 | $127 |
| Travelers | $64 | $118 |
| Progressive | $65 | $121 |
| State Farm | $70 | $147 |
| Nationwide | $74 | $127 |
| Kemper | $79 | $162 |
| AAA | $90 | $186 |
| Allstate | $90 | $174 |
| The Hartford | $93 | $159 |
| Amica | $95 | $194 |
| Chubb | $99 | $195 |
| AIG | $108 | $267 |
| Farmers | $117 | $208 |
| UAIC | $128 | $161 |
Cost of Car Insurance for 2022 Volkswagen Tiguan
| Geico | $50 | $108 |
| National General | $59 | $121 |
| Travelers | $61 | $112 |
| Progressive | $61 | $115 |
| State Farm | $67 | $139 |
| Nationwide | $70 | $121 |
| Kemper | $75 | $154 |
| AAA | $85 | $176 |
| Allstate | $85 | $165 |
| The Hartford | $89 | $151 |
| Amica | $90 | $184 |
| Chubb | $94 | $185 |
| AIG | $103 | $253 |
| Farmers | $111 | $197 |
| UAIC | $122 | $153 |
Cost of Car Insurance for 2021 Volkswagen Tiguan
| Geico | $44 | $96 |
| National General | $53 | $108 |
| Travelers | $54 | $100 |
| Progressive | $55 | $102 |
| State Farm | $60 | $124 |
| Nationwide | $62 | $108 |
| Kemper | $67 | $137 |
| AAA | $76 | $157 |
| Allstate | $76 | $147 |
| The Hartford | $79 | $135 |
| Amica | $80 | $164 |
| Chubb | $83 | $165 |
| AIG | $91 | $226 |
| Farmers | $99 | $176 |
| UAIC | $108 | $136 |
Cost of Car Insurance for 2020 Volkswagen Tiguan
| Geico | $42 | $90 |
| National General | $49 | $101 |
| Travelers | $51 | $94 |
| Progressive | $51 | $96 |
| State Farm | $56 | $117 |
| Nationwide | $59 | $101 |
| Kemper | $63 | $129 |
| AAA | $71 | $148 |
| Allstate | $72 | $138 |
| The Hartford | $74 | $127 |
| Amica | $76 | $155 |
| Chubb | $78 | $155 |
| AIG | $86 | $212 |
| Farmers | $93 | $165 |
| UAIC | $102 | $128 |
Cost of Car Insurance for 2019 Volkswagen Tiguan
| Geico | $58 | $125 |
| National General | $68 | $139 |
| Travelers | $72 | $132 |
| Progressive | $78 | $146 |
| State Farm | $87 | $180 |
| Nationwide | $89 | $153 |
| The Hartford | $96 | $163 |
| Kemper | $99 | $202 |
| AAA | $99 | $206 |
| Amica | $105 | $216 |
| Allstate | $108 | $208 |
| Chubb | $113 | $225 |
| AIG | $124 | $308 |
| Farmers | $131 | $231 |
| UAIC | $141 | $177 |
Cost of Car Insurance for 2018 Volkswagen Tiguan
| Geico | $56 | $120 |
| National General | $60 | $124 |
| Travelers | $68 | $124 |
| Progressive | $76 | $141 |
| State Farm | $81 | $168 |
| Nationwide | $86 | $148 |
| Kemper | $89 | $182 |
| The Hartford | $91 | $155 |
| AAA | $93 | $192 |
| Amica | $95 | $194 |
| Chubb | $96 | $190 |
| Allstate | $101 | $194 |
| AIG | $114 | $279 |
| Farmers | $116 | $205 |
| UAIC | $139 | $174 |
Cost of Car Insurance for 2017 Volkswagen Tiguan
| Geico | $61 | $132 |
| National General | $63 | $129 |
| Travelers | $72 | $132 |
| State Farm | $81 | $168 |
| Progressive | $87 | $161 |
| Kemper | $92 | $188 |
| Nationwide | $93 | $161 |
| The Hartford | $95 | $163 |
| Chubb | $96 | $191 |
| AAA | $100 | $207 |
| Amica | $101 | $206 |
| Allstate | $111 | $215 |
| AIG | $121 | $294 |
| Farmers | $129 | $226 |
| UAIC | $147 | $183 |
Cost of Car Insurance for 2016 Volkswagen Tiguan
| Geico | $61 | $132 |
| National General | $63 | $130 |
| Travelers | $71 | $132 |
| State Farm | $80 | $166 |
| Progressive | $87 | $162 |
| Kemper | $91 | $185 |
| Nationwide | $94 | $162 |
| The Hartford | $95 | $161 |
| Chubb | $97 | $193 |
| AAA | $99 | $206 |
| Amica | $101 | $207 |
| Allstate | $112 | $216 |
| AIG | $121 | $295 |
| Farmers | $127 | $223 |
| UAIC | $146 | $181 |
Volkswagen Tiguan Insurance Cost by Trim
Volkswagen Tiguan insurance costs vary by trim, from $222 monthly for full coverage on high-performance Sel R-Line 4motion variants to $57 for minimum coverage on basic S 4motion Sport Utility 4d models. Performance features and market value determine where your trim falls in this range.
| S 4motion Sport Utility 4d | $57 | $112 |
| S Sport Utility 4d | $63 | $122 |
| Se R-Line Black Sport Utility 4d | $66 | $129 |
| Sel 4motion Sport Utility 4d | $66 | $129 |
| Se 4motion Sport Utility 4d | $69 | $134 |
| Sel Premium R-Line 4motion Sport Utility 4d | $71 | $138 |
| 2.0t S 4motion Sport Utility 4d | $72 | $139 |
| Se R-Line Black 4motion Sport Utility 4d | $72 | $141 |
| Se Sport Utility 4d | $73 | $141 |
| 2.0t Sel Premium Sport Utility 4d | $73 | $142 |
| 2.0t Se 4motion Sport Utility 4d | $78 | $152 |
| 2.0t Wolfsburg Edition Sport Utility 4d | $80 | $154 |
| 2.0t R-Line Sport Utility 4d | $80 | $155 |
| 2.0t Se Sport Utility 4d | $81 | $157 |
| 2.0t S Sport Utility 4d | $82 | $158 |
| 2.0t S 4motion Sport Utility 4d | $84 | $162 |
| S 4motion Sport Utility 4d | $84 | $161 |
| 2.0t Sel R-Line 4motion Sport Utility 4d | $84 | $163 |
| Sel R-Line 4motion Sport Utility 4d | $84 | $164 |
| S | $84 | $164 |
| Sel Sport Utility 4d | $85 | $164 |
| 2.0t Sel R-Line Sport Utility 4d | $85 | $166 |
| 2.0t Sel 4motion Sport Utility 4d | $85 | $166 |
| 2.0t R-Line 4motion Sport Utility 4d | $86 | $167 |
| Limited 2.0t Sport Utility 4d | $87 | $168 |
| 2.0t Sel Sport Utility 4d | $87 | $168 |
| 2.0t Wolfsburg Edition 4motion Sport Utility 4d | $87 | $169 |
| 2.0t Sel Premium 4motion Sport Utility 4d | $89 | $172 |
| Wolfsburg Edition Sport Utility 4d | $89 | $171 |
| Wolfsburg Edition | $89 | $173 |
| Wolfsburg Edition 4motion Sport Utility 4d | $89 | $172 |
| S 4motion | $89 | $174 |
| Limited 2.0t 4motion Sport Utility 4d | $92 | $177 |
| 2.0t Sel R-Line Jet-Black Sport Utility 4d | $92 | $180 |
| 2.0t Se 4motion Sport Utility 4d | $93 | $179 |
| Se | $93 | $181 |
| 2.0t Sel Premium R-Line 4motion Sport Utility 4d | $93 | $182 |
| 2.0t Sport Utility Suv 4d | $94 | $181 |
| 2.0t Sel R-Line Jet-Black 4motion Sport Utility 4d | $94 | $183 |
| 2.0t Sport 4motion Sport Utility 4d | $95 | $185 |
| 2.0t Le Sport Utility 4d | $96 | $184 |
| Wolfsburg Edition 4motion | $96 | $187 |
| Se 4motion | $96 | $187 |
| 2.0t Sel 4motion Sport Utility 4d | $96 | $186 |
| Se R-Line Black | $100 | $195 |
| Se 4motion Sport Utility 4d | $103 | $199 |
| Se R-Line Black 4motion | $105 | $204 |
| Sel 4motion Sport Utility 4d | $108 | $207 |
| Sel R-Line 4motion | $114 | $222 |
How to Lower the Cost of Volkswagen Tiguan Insurance
We've compiled the most effective strategies to lower your Volkswagen Tiguan insurance costs:
- 1Choose the right coverage
Coverage needs depend on how you own the Tiguan. Paid off: state minimum liability plus comprehensive and collision at a $1,000 deductible is the baseline. Financed or leased: lenders require 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.
If you own outright and want higher liability limits, 100/300/100 with a $500 deductible is the step up.
- 2Know what you should be paying
Average auto insurance costs for SUVs give you a baseline before you start getting quotes. Without that reference point, an above-market quote looks normal. Our data on the cheapest car insurance companies shows which carriers price low for Tiguan drivers specifically.
- 3Check insurer quality, not just price
A low quote from an insurer with poor claims handling isn't a deal. Before committing, check J.D. Power satisfaction ratings, AM Best financial stability scores and BBB complaint records. Forum feedback on claims processing surfaces problems that don't appear in formal ratings. Our guide to the best car insurance companies covers all of those factors together.
- 4Find every discount you qualify for
Volkswagen Tiguan owners commonly qualify for safety feature discounts, good driver credits, bundling savings and multi-vehicle discounts. Our full list of car insurance discounts shows what's available and which ones stack.
- 5Consider usage-based insurance
Progressive Snapshot and Allstate Drivewise monitor speed, braking and mileage, then price the policy on actual driving behavior. Tiguan drivers who keep mileage low and drive conservatively tend to come out ahead on these programs.
- 6Pull quotes once a year
Insurers don't flag when competitors drop their rates. Comparing quotes at each renewal catches pricing shifts before they compound.
Volkswagen Tiguan Insurance Cost: Bottom Line
The Volkswagen Tiguan costs less to insure than most comparable SUVs. Compare quotes from at least three insurers and stack available discounts to find your lowest rate.
Volkswagen Tiguan Insurance Rates: FAQ
What is the average cost of car insurance for a Volkswagen Tiguan?
Volkswagen Tiguan insurance costs average $1,003 annually for state minimum coverage and $1,942 for full coverage. Monthly premiums run about $84 for minimum and $162 for comprehensive protection.
What company has the cheapest car insurance for a Volkswagen Tiguan?
GEICO provides the most affordable minimum coverage for a Volkswagen Tiguan at $709 annually. The company also delivers the best value for full coverage at $1,533 per year.
Are Volkswagen Tiguans expensive to insure?
No, Volkswagen Tiguan insurance is not expensive compared to most vehicles. The Tiguan ranks 258th out of 827 cars for affordability, placing it in the more budget-friendly half. Among SUVs specifically, it sits at 59th out of 256 models.
What factors affect insurance costs for Volkswagen Tiguans?
Driving record, credit score and coverage level are the primary variables. On the vehicle side, the Tiguan's $856 average annual repair cost is mid-range for an SUV. Moderate theft rates and strong safety ratings partially offset the parts cost.
How can I lower Volkswagen Tiguan insurance costs?
Start with quotes from at least three insurers because there's a $169 full coverage difference among providers. Stack every discount you qualify for: good driver, multi-vehicle and bundling home and auto are the highest-value options. Usage-based programs like Progressive Snapshot cut costs further for lower-mileage drivers with clean habits.
How We Determined Volkswagen Tiguan Insurance Costs
Volkswagen Tiguan cost estimates are drawn from hundreds of millions of quote estimates for U.S. models sold from 2000 to 2025. Data are from Quadrant Information Services. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions and 12,000 miles driven annually.
Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he produces original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He covers economics and insurance at MoneyGeek, and his work has been featured in The Washington Post, The New York Times and NPR, among other outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data. No insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). His career began in financial risk management at State Street. He's also a five-time “Jeopardy!” champion.