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Compare the Cost of VW Jetta Insurance by Model Year and Company
Based on MoneyGeek’s study, the cost to insure a VW Jetta is $1,272 per year. In comparison to other car models, a VW Jetta is inexpensive to insure. However, individual rates will vary depending on the insurance carrier and the model year of the vehicle. Compare personalized VW Jetta insurance quotes from multiple providers to make sure you are getting the best price.
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Advertising & Editorial DisclosureLast Updated: 8/23/2022
Written By |
Mark Fitzpatrick
When looking for a VW Jetta auto insurance policy, it pays to shop around. Different companies will have varying costs based on the model year of your car. The cheapest option for one model year can be different from the least expensive company for another. Getting personalized quotes from multiple carriers will allow you to compare the prices and features.
Key Takeaways
The average VW Jetta insurance cost is $1,272 per year, compared to the average rate of $1,427 per year across all car models.
The price of an auto insurance policy will also depend on the insurance carrier. VW Jetta insurance rates can change by as much as $799 per year depending on the company.
The cost of insurance for a VW Jetta can change by as much as $331 per year based on the model year. Older versions are cheaper to insure.
How Much It Costs to Insure a VW Jetta and the Cheapest Company
The auto insurance provider that you choose will have an impact on your VW Jetta insurance cost. The average cost of car insurance for this model is $1,272 annually, but individual premiums may be different depending on the insurer.
USAA has the cheapest auto insurance for the VW Jetta at $1,016 per year on average. On the other hand, Allied is the most expensive insurance company for VW Jetta insurance. Its average rate is $1,815 per year, which is $799 more than USAA’s.
The Average Annual Cost of VW Jetta Insurance by Company
Based on a sample driver profile, MoneyGeek gathered average VW Jetta insurance rates from different auto insurance providers. The sample driver is a 40-year-old who has 100/300/100 liability insurance with comprehensive and collision coverage.
The Average Cost to Insure a VW Jetta by Company
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- CompanyAverage Annual Rates
- 1.$1,016
- 2.$1,030
- 3.$1,071
- 4.$1,288
- 5.$1,512
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Is a VW Jetta Expensive to Insure?
To determine insurance rates, companies evaluate different factors. One of these is the car model. Typically, expensive cars are expensive to insure. Those with lower values have cheaper insurance rates.
Generally, VW Jetta insurance is inexpensive. That is because it has low value and low horsepower. When cars have low values, repair costs are cheaper. Additionally, cars with low horsepower are less likely to get into major accidents and are less risky to insure. These two factors result in lower car insurance rates for a VW Jetta.
The Best Car Insurance Company for a VW Jetta
While VW Jetta insurance rates are important considerations, cost should not be the only determining factor when determining the best car insurance company for you. It helps to check affordability, customer complaints, customer satisfaction and financial stability.
MoneyGeek created a unique rating system to find out the best car insurers for a VW Jetta. According to the results:
- USAA ranks first for VW Jetta auto insurance. Only military members, both former and current, as well as their families, can get USAA policies.
- The second best scoring company is GEICO.
1
USAA
Score:99
2
GEICO
Score:89
3
Progressive
Score:88
4
State Farm
Score:84
5
Nationwide
Score:77
6
Allstate
Score:76
7
Allied
Score:NaN
How Much It Costs to Insure a VW Jetta by Model Year
Value depreciation of cars over time leads to lower comprehensive and collision insurance rates.
The average cost of car insurance for a 2020 VW Jetta is $1,392 per year. A driver with a 2005 VW Jetta typically pays only $1,061 per year for a similar policy.
Different car insurance providers may offer cheaper rates depending on the model year. For a 2020 VW Jetta, USAA is the most affordable insurer, charging $1,079 annually on average.
Select the model year of your VW Jetta below to compare rates. The cheapest companies can change depending on the model version of your car.
The Average Cost to Insure a VW Jetta by Model Year
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- CompanyAverage Annual Rates (2020 model)Average Annual Rates (2019 model)Average Annual Rates (2018 model)Average Annual Rates (2017 model)Average Annual Rates (2016 model)Average Annual Rates (2010 model)Average Annual Rates (2005 model)
- 1.$1,079$1,069$1,103$1,049$1,026$898$890
- 2.$1,131$1,106$1,098$1,054$1,057$881$883
- 3.$1,147$1,144$1,111$1,100$1,083$1,010$901
- 4.$1,440$1,418$1,397$1,359$1,361$1,092$952
- 5.$1,497$1,518$1,548$1,566$1,663$1,375$1,414
How Expensive Is It to Insure a VW Jetta Compared to Other Cars?
Compared to other car models, the average insurance for a VW Jetta is inexpensive. The average annual rate is $1,272. That is slightly lower than the average yearly rate across all models, which is $1,427 per year.
How Much It Costs to Insure a VW Jetta for 16- to 25-Year-Olds
Insurance providers deem younger drivers as inexperienced and riskier to insure. Consequently, they tend to charge teens higher insurance rates.
The average annual rate for an 18-year-old with a VW Jetta is $4,152. A similar policy typically costs $2,880 per year for 40-year-old drivers.
For teens and parents looking for ways to save money on auto insurance, being on the same policy is worth considering. Buying a separate auto insurance policy for a teen driver is more expensive.
Find the cost of car insurance for young drivers aged 16 to 25 who have a VW Jetta below.
The Average Cost to Insure a VW Jetta by Driver Age
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- AgeAverage Annual Rates
- 16$5,323
- 17$4,715
- 18$4,152
- 19$2,974
- 20$2,654
How Does Location Affect the Cost of VW Jetta Insurance?
The VW Jetta insurance rates in this article are based on national averages. Your place of residency will have a huge impact on your car insurance rates. Learn more about the cost of auto insurance in individual states with MoneyGeek’s state page analysis.
FAQs About VW Jetta Insurance
The model of your car will impact the price of your insurance policy. However, that is only one of many determining factors. Check out the frequently asked questions below to find out more about VW Jetta insurance rates.
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Methodology
MoneyGeek’s study is based on collected insurance rates from different auto insurance providers for a VW Jetta S across all available model years. The sample driver profile is a 40-year-old male who has a full coverage policy with:
- $100,000 in bodily injury liability insurance per person
- $300,000 in bodily injury liability insurance per accident
- $100,000 in property damage liability insurance per accident
- Comprehensive and collision insurance with a $1,000 deductible
Rates stated in this article are based on national averages. While they can help determine the approximate cost of auto insurance for a VW Jetta, individual rates may vary depending on the insurance company and driver profile.
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