Insurance premiums for a Volkswagen Jetta average $162 monthly for full coverage and $84 for minimum coverage. Depending on your particular trim and model year, costs can range from $50 to $309 monthly.
Volkswagen Jetta Insurance Cost
Key Takeaways
GEICO offers the most affordable Volkswagen Jetta insurance on average, though full coverage costs around $181 monthly and varies based on your model year and chosen insurer. Read more
The Jetta ranks 27th out of 40 wagons for insurance affordability, placing it in the middle tier among wagons. Since wagons cost less to insure due to better safety ratings and lower repair costs, this makes the Jetta reasonably affordable overall. Read more
Your Jetta's specific model year impacts insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific Jetta model years, depending on the age of the drivers
How Much Is Volkswagen Jetta Insurance?
| Volkswagen Jetta | $84 | $162 |
Looking for another Volkswagen model? Read more about the cost of Volkswagen car insurance models.
Model year affects Volkswagen Jetta insurance costs. Newer models cost more to insure because of their higher fair market value. Monthly premiums range from $68 for older Jettas to $533 for the newest models.
Costs vary by model year and insurer. Volkswagen Jetta minimum coverage insurance costs range from $83 monthly with GEICO to $207 with UAIC. Full coverage costs range from $179 monthly with GEICO to $505 with AIG.
Jetta owners should shop between insurers since minimum coverage varies by over $120 and full coverage by over $300. Insurance companies use different risk calculations for the Jetta that affect your final quote.
| AAA | $92 | $191 |
| AIG | $121 | $301 |
| Allstate | $106 | $205 |
| Amica | $102 | $209 |
| Chubb | $108 | $212 |
| Farmers | $121 | $212 |
| Geico | $58 | $125 |
| Kemper | $84 | $169 |
| Nationwide | $101 | $174 |
| Progressive | $84 | $157 |
| State Farm | $76 | $158 |
| The Hartford | $93 | $159 |
| Travelers | $77 | $142 |
| UAIC | $149 | $186 |
Is Volkswagen Jetta Expensive to Insure?
MoneyGeek's analysis of 40 wagons shows the Volkswagen Jetta ranking 27th for insurance affordability, with 26 cheaper options available. It costs a few dollars more per month than a Mitsubishi Lancer but runs slightly cheaper than an Acura TSX. This middle-tier positioning among wagons provides helpful context for comparison shopping.
While it's middle of the pack among wagons, the Jetta ranks 244th out of 827 total vehicles, placing it in the top half for affordability. Wagons tend to be expensive to insure overall, making the Jetta's reasonable rates noteworthy. The cheapest wagon to insure is the Saab 9-5, while the Audi RS 6 commands the highest premiums.
| Subaru Impreza | $123 | 24 |
| Dodge Magnum | $123 | 25 |
| Mitsubishi Lancer | $129 | 26 |
| Volkswagen Jetta | $129 | 27 |
| Acura TSX | $131 | 28 |
| Audi A3 | $132 | 29 |
| Hyundai Elantra | $139 | 30 |
Several factors affect what you'll pay for Volkswagen Jetta insurance:
- Average repair costs. At $730 a year, the Volkswagen Jetta is the least expensive Volkswagen model to maintain among the brand's 13 vehicles. Lower repair costs keep insurer claim exposure down and hold premiums in check.
- Trim, features and accessories. The Jetta's power output ranges from 147 to 228 horsepower depending on trim. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
- Driver profile. Jetta drivers tend to fall between ages 30 and 45, with a median around 36, which is a bracket insurers treat as lower risk. Younger drivers pay more regardless of the vehicle.
Volkswagen Jetta Costs by Model Year and Driver Age by Insurance Company
Model year impacts your Volkswagen Jetta insurance costs, along with driver age on your policy. A 35- to 55-year-old driver with a 2016 Volkswagen Jetta pays around $170 monthly for full coverage, while the same driver faces $266 monthly for a 2025 model. Newer vehicles consistently cost more to insure, and teen drivers will pay higher rates across all years.
GEICO consistently offers the lowest rates across all Jetta model years and could save you hundreds monthly compared to average costs.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Volkswagen Jetta
| Geico | $80 | $174 |
| National General | $100 | $205 |
| Progressive | $102 | $190 |
| Travelers | $106 | $194 |
| Kemper | $120 | $241 |
| State Farm | $122 | $254 |
| Nationwide | $124 | $215 |
| The Hartford | $134 | $228 |
| Allstate | $134 | $259 |
| AAA | $138 | $287 |
| Amica | $154 | $315 |
| AIG | $180 | $458 |
| Chubb | $185 | $368 |
| Farmers | $197 | $350 |
| UAIC | $197 | $251 |
2025 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $955 | $841 | $743 | $642 | $567 | $482 | $438 | $391 | $357 | $315 |
| Nationwide | $974 | $892 | $821 | $697 | $589 | $382 | $354 | $330 | $312 | $279 |
| Geico | $982 | $716 | $602 | $437 | $376 | $304 | $280 | $232 | $219 | $199 |
| Travelers | $1,157 | $834 | $658 | $508 | $448 | $332 | $303 | $280 | $258 | $224 |
| Allstate | $1,231 | $965 | $779 | $575 | $515 | $402 | $365 | $344 | $325 | $287 |
| Progressive | $1,381 | $1,115 | $924 | $516 | $450 | $363 | $324 | $289 | $266 | $228 |
| Farmers | $2,221 | $1,646 | $1,460 | $899 | $846 | $640 | $572 | $546 | $519 | $437 |
Cost of Car Insurance for 2024 Volkswagen Jetta
| Geico | $76 | $165 |
| National General | $95 | $196 |
| Progressive | $97 | $181 |
| Travelers | $101 | $185 |
| Kemper | $114 | $230 |
| State Farm | $116 | $242 |
| Nationwide | $118 | $204 |
| The Hartford | $127 | $217 |
| Allstate | $128 | $246 |
| AAA | $132 | $273 |
| Amica | $146 | $300 |
| AIG | $172 | $436 |
| Chubb | $176 | $350 |
| Farmers | $188 | $334 |
| UAIC | $188 | $239 |
2024 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $910 | $800 | $708 | $612 | $540 | $459 | $417 | $372 | $340 | $300 |
| Nationwide | $928 | $849 | $782 | $663 | $560 | $364 | $337 | $315 | $297 | $266 |
| Geico | $935 | $682 | $573 | $416 | $358 | $289 | $267 | $221 | $209 | $190 |
| Travelers | $1,102 | $794 | $627 | $484 | $426 | $316 | $288 | $266 | $246 | $213 |
| Allstate | $1,172 | $919 | $741 | $548 | $491 | $382 | $347 | $328 | $309 | $274 |
| Progressive | $1,315 | $1,062 | $880 | $491 | $429 | $346 | $308 | $275 | $253 | $217 |
| Farmers | $2,115 | $1,567 | $1,391 | $856 | $806 | $609 | $544 | $520 | $494 | $416 |
Cost of Car Insurance for 2023 Volkswagen Jetta
| Geico | $58 | $127 |
| National General | $73 | $150 |
| Progressive | $74 | $139 |
| Travelers | $77 | $142 |
| Kemper | $87 | $176 |
| State Farm | $89 | $185 |
| Nationwide | $91 | $157 |
| The Hartford | $98 | $166 |
| Allstate | $98 | $189 |
| AAA | $101 | $209 |
| Amica | $112 | $230 |
| AIG | $132 | $334 |
| Chubb | $135 | $268 |
| Farmers | $144 | $256 |
| UAIC | $144 | $183 |
2023 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $697 | $613 | $542 | $469 | $414 | $352 | $319 | $285 | $261 | $230 |
| Nationwide | $711 | $651 | $599 | $508 | $429 | $279 | $258 | $241 | $228 | $204 |
| Geico | $716 | $523 | $439 | $319 | $275 | $222 | $204 | $169 | $160 | $145 |
| Travelers | $844 | $608 | $480 | $370 | $327 | $242 | $221 | $204 | $188 | $163 |
| Allstate | $898 | $704 | $568 | $420 | $376 | $293 | $266 | $251 | $237 | $210 |
| Progressive | $1,008 | $813 | $674 | $376 | $328 | $265 | $236 | $211 | $194 | $166 |
| Farmers | $1,620 | $1,201 | $1,065 | $656 | $617 | $467 | $417 | $398 | $379 | $319 |
Cost of Car Insurance for 2022 Volkswagen Jetta
| Geico | $55 | $119 |
| National General | $69 | $140 |
| Progressive | $70 | $130 |
| Travelers | $72 | $133 |
| Kemper | $82 | $165 |
| State Farm | $83 | $174 |
| Nationwide | $85 | $147 |
| The Hartford | $91 | $156 |
| Allstate | $92 | $177 |
| AAA | $94 | $196 |
| Amica | $105 | $216 |
| AIG | $123 | $313 |
| Chubb | $127 | $251 |
| Farmers | $135 | $240 |
| UAIC | $135 | $171 |
2022 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $653 | $575 | $508 | $439 | $387 | $329 | $299 | $267 | $244 | $215 |
| Nationwide | $666 | $610 | $561 | $476 | $402 | $261 | $242 | $226 | $213 | $191 |
| Geico | $671 | $490 | $411 | $299 | $257 | $208 | $191 | $158 | $150 | $136 |
| Travelers | $791 | $570 | $450 | $347 | $306 | $227 | $207 | $191 | $176 | $153 |
| Allstate | $842 | $660 | $532 | $393 | $352 | $274 | $249 | $235 | $222 | $196 |
| Progressive | $944 | $762 | $632 | $352 | $308 | $248 | $221 | $197 | $182 | $156 |
| Farmers | $1,518 | $1,125 | $998 | $614 | $578 | $437 | $391 | $373 | $355 | $299 |
Cost of Car Insurance for 2021 Volkswagen Jetta
| Geico | $54 | $117 |
| National General | $68 | $139 |
| Progressive | $69 | $129 |
| Travelers | $71 | $132 |
| Kemper | $81 | $163 |
| State Farm | $83 | $172 |
| Nationwide | $84 | $145 |
| The Hartford | $91 | $154 |
| Allstate | $91 | $175 |
| AAA | $93 | $194 |
| Amica | $104 | $213 |
| AIG | $122 | $310 |
| Chubb | $125 | $249 |
| Farmers | $133 | $237 |
| UAIC | $133 | $170 |
2021 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $646 | $569 | $503 | $434 | $383 | $326 | $296 | $264 | $242 | $213 |
| Nationwide | $659 | $603 | $555 | $471 | $398 | $258 | $239 | $223 | $211 | $189 |
| Geico | $664 | $485 | $407 | $296 | $255 | $206 | $189 | $157 | $148 | $135 |
| Travelers | $783 | $564 | $445 | $343 | $303 | $224 | $205 | $189 | $175 | $151 |
| Allstate | $833 | $653 | $527 | $389 | $349 | $272 | $247 | $233 | $220 | $194 |
| Progressive | $934 | $754 | $625 | $349 | $304 | $246 | $219 | $195 | $180 | $154 |
| Farmers | $1,502 | $1,113 | $988 | $608 | $572 | $433 | $387 | $369 | $351 | $295 |
Cost of Car Insurance for 2020 Volkswagen Jetta
| Geico | $48 | $105 |
| National General | $60 | $124 |
| Progressive | $62 | $115 |
| Travelers | $64 | $117 |
| Kemper | $72 | $145 |
| State Farm | $74 | $153 |
| Nationwide | $75 | $129 |
| The Hartford | $81 | $138 |
| Allstate | $81 | $156 |
| AAA | $83 | $173 |
| Amica | $93 | $190 |
| AIG | $109 | $276 |
| Chubb | $112 | $222 |
| Farmers | $119 | $211 |
| UAIC | $119 | $151 |
2020 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $576 | $507 | $448 | $387 | $342 | $291 | $264 | $236 | $215 | $190 |
| Nationwide | $587 | $538 | $495 | $420 | $355 | $230 | $213 | $199 | $188 | $168 |
| Geico | $592 | $432 | $363 | $264 | $227 | $183 | $169 | $140 | $132 | $120 |
| Travelers | $698 | $503 | $397 | $306 | $270 | $200 | $183 | $169 | $156 | $135 |
| Allstate | $742 | $582 | $469 | $347 | $311 | $242 | $220 | $208 | $196 | $173 |
| Progressive | $833 | $672 | $557 | $311 | $271 | $219 | $195 | $174 | $160 | $138 |
| Farmers | $1,339 | $992 | $880 | $542 | $510 | $386 | $345 | $329 | $313 | $263 |
Cost of Car Insurance for 2019 Volkswagen Jetta
| Geico | $55 | $119 |
| National General | $62 | $127 |
| Travelers | $70 | $128 |
| Progressive | $77 | $144 |
| State Farm | $81 | $169 |
| Nationwide | $86 | $148 |
| Kemper | $89 | $181 |
| The Hartford | $92 | $157 |
| AAA | $93 | $193 |
| Amica | $97 | $198 |
| Chubb | $102 | $202 |
| Allstate | $102 | $197 |
| AIG | $116 | $287 |
| Farmers | $116 | $204 |
| UAIC | $136 | $171 |
2019 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $634 | $558 | $493 | $426 | $376 | $320 | $291 | $259 | $237 | $209 |
| Geico | $671 | $489 | $411 | $298 | $257 | $207 | $191 | $158 | $150 | $136 |
| Nationwide | $674 | $616 | $567 | $481 | $407 | $264 | $244 | $228 | $215 | $193 |
| Travelers | $777 | $557 | $439 | $338 | $298 | $219 | $200 | $184 | $170 | $148 |
| Allstate | $943 | $738 | $594 | $438 | $392 | $306 | $278 | $262 | $247 | $219 |
| Progressive | $1,052 | $848 | $702 | $391 | $341 | $275 | $245 | $219 | $201 | $173 |
| Farmers | $1,262 | $936 | $834 | $522 | $493 | $375 | $334 | $320 | $304 | $256 |
Cost of Car Insurance for 2018 Volkswagen Jetta
| Geico | $54 | $117 |
| National General | $57 | $117 |
| Travelers | $62 | $114 |
| Progressive | $72 | $135 |
| State Farm | $73 | $152 |
| Kemper | $80 | $164 |
| Nationwide | $83 | $144 |
| The Hartford | $84 | $143 |
| AAA | $87 | $180 |
| Amica | $89 | $183 |
| Chubb | $90 | $177 |
| Allstate | $97 | $187 |
| Farmers | $105 | $185 |
| AIG | $108 | $265 |
| UAIC | $129 | $161 |
2018 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $572 | $503 | $445 | $384 | $339 | $288 | $262 | $234 | $214 | $188 |
| Nationwide | $656 | $600 | $553 | $469 | $396 | $257 | $238 | $222 | $210 | $188 |
| Geico | $661 | $481 | $404 | $293 | $253 | $204 | $188 | $156 | $147 | $134 |
| Travelers | $696 | $499 | $394 | $303 | $267 | $196 | $179 | $165 | $152 | $132 |
| Allstate | $898 | $703 | $565 | $417 | $373 | $291 | $265 | $250 | $235 | $208 |
| Progressive | $987 | $794 | $658 | $366 | $320 | $258 | $230 | $205 | $189 | $162 |
| Farmers | $1,135 | $843 | $751 | $472 | $446 | $340 | $302 | $290 | $275 | $231 |
Cost of Car Insurance for 2017 Volkswagen Jetta
| Geico | $62 | $133 |
| National General | $63 | $129 |
| Travelers | $75 | $137 |
| State Farm | $81 | $167 |
| Progressive | $89 | $166 |
| Kemper | $91 | $185 |
| The Hartford | $95 | $163 |
| Nationwide | $98 | $169 |
| AAA | $99 | $206 |
| Chubb | $101 | $199 |
| Amica | $101 | $206 |
| Allstate | $112 | $216 |
| AIG | $123 | $299 |
| Farmers | $128 | $225 |
| UAIC | $149 | $185 |
2017 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $629 | $554 | $490 | $423 | $374 | $317 | $289 | $258 | $235 | $207 |
| Geico | $749 | $546 | $459 | $333 | $287 | $232 | $214 | $177 | $167 | $152 |
| Nationwide | $771 | $705 | $650 | $551 | $465 | $302 | $280 | $261 | $246 | $220 |
| Travelers | $816 | $588 | $464 | $359 | $316 | $234 | $214 | $197 | $182 | $158 |
| Allstate | $1,031 | $807 | $650 | $480 | $430 | $335 | $304 | $288 | $271 | $240 |
| Progressive | $1,215 | $977 | $810 | $451 | $393 | $318 | $283 | $252 | $232 | $199 |
| Farmers | $1,389 | $1,031 | $918 | $573 | $541 | $412 | $367 | $351 | $334 | $281 |
Cost of Car Insurance for 2016 Volkswagen Jetta
| Geico | $57 | $123 |
| National General | $58 | $120 |
| Travelers | $68 | $124 |
| State Farm | $74 | $154 |
| Progressive | $81 | $150 |
| Kemper | $83 | $168 |
| The Hartford | $87 | $148 |
| Nationwide | $90 | $155 |
| AAA | $91 | $188 |
| Amica | $93 | $190 |
| Chubb | $93 | $184 |
| Allstate | $103 | $199 |
| AIG | $113 | $277 |
| Farmers | $114 | $201 |
| UAIC | $135 | $168 |
2016 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $577 | $508 | $449 | $388 | $343 | $291 | $265 | $236 | $216 | $190 |
| Geico | $690 | $503 | $423 | $307 | $265 | $214 | $197 | $163 | $154 | $140 |
| Nationwide | $707 | $647 | $596 | $506 | $427 | $277 | $257 | $239 | $226 | $202 |
| Travelers | $743 | $535 | $423 | $326 | $288 | $212 | $194 | $179 | $165 | $143 |
| Allstate | $950 | $743 | $599 | $442 | $396 | $309 | $280 | $265 | $250 | $221 |
| Progressive | $1,100 | $885 | $733 | $408 | $356 | $288 | $256 | $229 | $210 | $180 |
| Farmers | $1,235 | $918 | $817 | $512 | $484 | $369 | $328 | $314 | $299 | $251 |
Volkswagen Jetta Insurance Cost by Trim
Jetta premiums spread widely across trims. Minimum coverage on the GLS Turbo Sedan 4D costs $50 a month. Full coverage on the 2.5L SEL Premium Sedan 4D costs $309 a month. A vehicle's market value and repair costs determine where any specific trim falls in that range.
| Gls Turbo Sedan 4d | $50 | $96 |
| V6 Gls Sedan 4d | $52 | $101 |
| Value Ed Sedan 4d (New) | $56 | $108 |
| Gl Sedan 4d | $59 | $114 |
| 2.0l Tdi Value Edition Sedan 4d | $61 | $118 |
| Gls Turbo Wagon 4d | $61 | $118 |
| 2.5 Value Edition Sedan 4d | $62 | $119 |
| 2.0l Tdi Se Sedan 4d | $62 | $120 |
| 2.0t Gli Edition 30 Sedan 4d | $63 | $121 |
| Gls Sedan 4d | $63 | $121 |
| 2.5 Sedan 4d (New) | $64 | $123 |
| Gls Wagon 4d | $65 | $124 |
| Gl Wagon 4d | $66 | $127 |
| Gl Tdi Sedan 4d | $66 | $128 |
| V6 Gls Wagon 4d | $67 | $128 |
| 2.0l Tdi Sel Sedan 4d | $68 | $132 |
| Glx Sedan 4d | $68 | $132 |
| 1.8t Sel Sedan 4d | $69 | $133 |
| 1.4t R-Line Sedan 4d | $69 | $135 |
| Hybrid Sel Premium Sedan 4d | $70 | $135 |
| 1.4t Se Sedan 4d | $71 | $137 |
| 1.4t Sel Sedan 4d | $73 | $142 |
| Glx Wagon 4d | $74 | $143 |
| 2.0t Gli Se Sedan 4d | $75 | $145 |
| 1.5t S Sedan 4d | $75 | $146 |
| 2.0t Gli Sel Sedan 4d | $75 | $145 |
| 2.5 Sedan 4d | $75 | $145 |
| Sedan 4d | $78 | $149 |
| 1.8t Se Sedan 4d | $78 | $150 |
| Gl Tdi Wagon 4d | $78 | $150 |
| 1.8t Se Sport Sedan 4d | $78 | $152 |
| 1.4t Wolfsburg Edition Sedan 4d | $79 | $153 |
| Hybrid Sedan 4d | $80 | $153 |
| 1.4t Sel Premium Sedan 4d | $80 | $155 |
| Gls Tdi Sedan 4d | $80 | $154 |
| 1.5t Sport Sedan 4d | $81 | $157 |
| 2.0t Sedan 4d | $81 | $156 |
| 1.8t Sport Sedan 4d | $82 | $158 |
| Wolfsburg Edition Sedan 4d | $82 | $158 |
| Gli S Sedan 4d | $82 | $160 |
| Hybrid Sel Sedan 4d | $82 | $159 |
| 1.5t Sel Sedan 4d | $83 | $160 |
| 1.5t Se Sedan 4d | $83 | $161 |
| 1.4t S Sedan 4d | $84 | $162 |
| Gls Tdi Wagon 4d | $85 | $163 |
| Tdi Sedan 4d (New) | $85 | $164 |
| Gli Sedan 4d | $85 | $164 |
| 2.0t Gli Sedan 4d | $87 | $168 |
| 1.8t Sel Premium Sedan 4d | $88 | $171 |
| S Sedan 4d | $89 | $171 |
| Gli 35th Anniversary Edition Sedan 4d | $89 | $173 |
| Hybrid Se Sedan 4d | $90 | $173 |
| 2.0t Gli Autobahn Sedan 4d | $91 | $175 |
| 2.0l Tdi S Sedan 4d | $91 | $175 |
| 2.0l S Sedan 4d | $92 | $177 |
| 2.0l Sedan 4d | $94 | $181 |
| Se Sedan 4d | $95 | $184 |
| 1.5t S | $96 | $186 |
| 2.0l Base Sedan 4d | $96 | $185 |
| Tdi Sedan 4d | $97 | $186 |
| 2.0l Tdi Sedan 4d | $99 | $190 |
| 2.5l Se Sedan 4d | $99 | $190 |
| 2.0l Tdi Sportwagen Wagon 4d | $99 | $191 |
| 2.5l Se Sportwagen Wagon 4d | $100 | $192 |
| 1.5t Sport | $101 | $196 |
| Sel Sedan 4d | $104 | $199 |
| Limited Edition Sedan 4d | $105 | $202 |
| Gli Autobahn Sedan 4d | $105 | $204 |
| Sel Sportwagen Sport Wagon 4d | $107 | $205 |
| 2.5l Sel Sedan 4d | $108 | $208 |
| 1.5t Se | $108 | $210 |
| Se Sportwagen Sport Wagon 4d | $109 | $209 |
| 2.5l S Sportwagen Wagon 4d | $110 | $211 |
| Tdi Special Edition Sedan 4d | $110 | $211 |
| S Sportwagen Sport Wagon 4d | $110 | $212 |
| Gli 2.0t Sedan 4d | $111 | $214 |
| Tdi Sportwagen Sport Wagon 4d | $114 | $219 |
| Tdi Loyal Edition Sedan 4d | $119 | $229 |
| Gli 40th Anniversary Edition | $120 | $233 |
| 1.5t Sel | $125 | $243 |
| Tdi Cup Edition Sedan 4d | $141 | $270 |
| 2.5l Sel Premium Sedan 4d | $160 | $309 |
Volkswagen Jetta Insurance Cost by State
Wyoming drivers pay $30 a month for minimum coverage on a Volkswagen Jetta. Louisiana drivers pay $166. That difference comes from state-level differences in claims frequency, litigation rates and insurance regulations.
| Alabama | $69 | $130 |
| Alaska | $59 | $125 |
| Arizona | $100 | $186 |
| Arkansas | $66 | $146 |
| California | $80 | $163 |
| Colorado | $77 | $184 |
| Connecticut | $119 | $203 |
| Delaware | $120 | $201 |
| Florida | $111 | $256 |
| Georgia | $128 | $209 |
| Hawaii | $43 | $98 |
| Idaho | $46 | $92 |
| Illinois | $76 | $142 |
| Indiana | $53 | $104 |
| Iowa | $44 | $106 |
| Kansas | $58 | $134 |
| Kentucky | $103 | $175 |
| Louisiana | $166 | $356 |
| Maine | $41 | $85 |
| Maryland | $132 | $222 |
| Massachusetts | $85 | $179 |
| Michigan | $124 | $239 |
| Minnesota | $67 | $138 |
| Mississippi | $69 | $138 |
| Missouri | $94 | $187 |
| Montana | $56 | $133 |
| Nebraska | $59 | $135 |
| Nevada | $150 | $272 |
| New Hampshire | $58 | $102 |
| New Jersey | $139 | $229 |
| New Mexico | $67 | $149 |
| New York | $100 | $180 |
| North Carolina | $66 | $130 |
| North Dakota | $46 | $101 |
| Ohio | $62 | $121 |
| Oklahoma | $74 | $163 |
| Oregon | $105 | $183 |
| Pennsylvania | $71 | $165 |
| Rhode Island | $103 | $183 |
| South Carolina | $84 | $157 |
| South Dakota | $42 | $127 |
| Tennessee | $65 | $131 |
| Texas | $104 | $213 |
| Utah | $90 | $153 |
| Vermont | $36 | $84 |
| Virginia | $79 | $128 |
| Washington | $78 | $144 |
| West Virginia | $70 | $142 |
| Wisconsin | $53 | $116 |
| Wyoming | $30 | $92 |
How to Lower the Cost of Volkswagen Jetta Insurance
These steps cut Volkswagen Jetta insurance costs without trading away the coverage you need.
- 1Choose the right coverage
Coverage needs depend on how you own the Jetta. Paid off: state minimum liability plus comprehensive and collision at a $1,000 deductible is the baseline. Financed or leased: lenders require 100/300/100 liability limits, comprehensive and collision at a $500 deductible and gap insurance.
If you own outright and want higher liability limits, 100/300/100 with a $500 deductible is the step up.
- 2Research costs and cheap companies
Knowing the average auto insurance costs for compact sedans give you a baseline before you start getting quotes. Without that reference point, an above-market quote looks normal. Our cheapest car insurance companies data shows which carriers price low for Jetta drivers specifically.
- 3Look for more than just low rates
A low quote from an insurer with poor claims handling isn't a deal. Before committing, check J.D. Power satisfaction ratings, AM Best financial stability scores and BBB complaint records. Forum feedback on claims processing surfaces problems that don't appear in formal ratings. Our guide to the best car insurance companies covers all of those factors together.
- 4Find every discount you qualify for
Volkswagen Jetta owners commonly qualify for safety feature discounts, good driver credits, anti-theft device savings and bundling discounts. Student, military and professional association discounts are also available from many insurers. The full list of car insurance discounts shows what's available and which ones stack.
- 5Consider usage-based insurance
Progressive Snapshot and Allstate Drivewise monitor hard braking, acceleration and nighttime driving, then price the policy on actual behavior. Jetta drivers who drive conservatively and keep mileage low tend to come out ahead on these programs.
- 6Pull quotes once a year
Insurers don't flag when competitors drop their rates. Comparing quotes at each renewal catches pricing shifts before they compound.
Volkswagen Jetta Insurance Cost: Bottom Line
The Volkswagen Jetta costs less to insure than most comparable compact sedans. Comparing quotes from at least three insurers and stacking available discounts will push costs lower still.
Volkswagen Jetta Insurance Rates: FAQ
What is the average cost of car insurance for a Volkswagen Jetta?
Insurance for a Volkswagen Jetta averages $1,009 annually for state minimum coverage and $1,947 for full coverage. These rates make the Jetta a moderately priced vehicle to insure.
What company has the cheapest car insurance for a Volkswagen Jetta?
GEICO provides the most affordable minimum coverage for a Volkswagen Jetta at $695 annually. The insurer also delivers the best value for full coverage at $1,499 per year.
Are Volkswagen Jettas expensive to insure?
No, Volkswagen Jetta insurance is not expensive compared to most vehicles. Among wagons specifically, it ranks 27th out of 40 for affordability, while placing 244th out of 827 total vehicles we track.
What factors affect insurance costs for Volkswagen Jettas?
Driving record, credit score and coverage level are the primary variables in any Jetta premium. On the vehicle side, the Jetta's $730 average annual repair cost (lowest among Volkswagen's 13 models) and moderate theft rates both hold premiums below many comparable sedans. Strong safety ratings add to that.
How can I lower Volkswagen Jetta insurance costs?
Start with quotes from at least three insurers. Stack every discount you qualify for: good driver, anti-theft and bundling home or renters insurance are the highest-value options for this vehicle. Usage-based programs like Progressive Snapshot cut costs further for lower-mileage drivers with clean habits.
How We Determined Volkswagen Jetta Insurance Costs
Volkswagen Jetta cost estimates are drawn from hundreds of millions of quote estimates for U.S. models sold from 2000 to 2025. Data is from Quadrant Information Services. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions and 12,000 miles driven annually.
Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty (P&C) Insurance Producer in Connecticut, is MoneyGeek's resident insurance expert. He has spent nearly a decade analyzing the market, first at LendingTree and now at MoneyGeek, where he has produced original research on hundreds of carriers and millions of rates across auto, home, renters, health and life insurance.
He writes about economics and insurance on MoneyGeek so people can make coverage decisions with confidence. His insurance insights have been featured in The Washington Post, The New York Times and NPR, among other media outlets.
Like all MoneyGeek analysts, he draws on independent cost and consumer experience data, and no insurance company partnership influences his recommendations.
Fitzpatrick earned his degrees from Johns Hopkins University (M.A. Economics and International Relations) and Boston College (B.A.). He began his career in financial risk management at State Street. He's also a five-time Jeopardy champion!