Insurance premiums for a Volkswagen Jetta average $162 monthly for full coverage and $84 for minimum coverage. Depending on your particular trim and model year, costs can range from $50 to $309 monthly.
Volkswagen Jetta Insurance Cost
Updated: February 4, 2026
Key Takeaways
GEICO offers the most affordable Volkswagen Jetta insurance on average, though full coverage costs around $181 monthly and varies based on your model year and chosen insurer. Read more
The Jetta ranks 27th out of 40 wagons for insurance affordability, placing it in the middle tier among wagons. Since wagons cost less to insure due to better safety ratings and lower repair costs, this makes the Jetta reasonably affordable overall. Read more
Your Jetta's specific model year impacts insurance rates, especially if you're adding a teen driver to your policy. Read MoneyGeek's analysis of rates by company for specific Jetta model years, depending on the age of the drivers
How Much Is Volkswagen Jetta Insurance?
| Volkswagen Jetta | $84 | $162 |
Looking for another Volkswagen model? Read more about the cost of Volkswagen car insurance models.
Model year affects Volkswagen Jetta insurance costs. Newer models cost more to insure because of their higher fair market value. Monthly premiums range from $68 for older Jettas to $533 for the newest models.
Costs vary by model year and insurer. Volkswagen Jetta minimum coverage insurance costs range from $83 monthly with GEICO to $207 with UAIC. Full coverage costs range from $179 monthly with GEICO to $505 with AIG.
Jetta owners should shop between insurers since minimum coverage varies by over $120 and full coverage by over $300. Insurance companies use different risk calculations for the Jetta that affect your final quote.
| AAA | $92 | $191 |
| AIG | $121 | $301 |
| Allstate | $106 | $205 |
| Amica | $102 | $209 |
| Chubb | $108 | $212 |
| Farmers | $121 | $212 |
| Geico | $58 | $125 |
| Kemper | $84 | $169 |
| Nationwide | $101 | $174 |
| Progressive | $84 | $157 |
| State Farm | $76 | $158 |
| The Hartford | $93 | $159 |
| Travelers | $77 | $142 |
| UAIC | $149 | $186 |
Is Volkswagen Jetta Expensive to Insure?
MoneyGeek's analysis of 40 wagons shows the Volkswagen Jetta ranking 27th for insurance affordability, with 26 cheaper options available. It costs a few dollars more per month than a Mitsubishi Lancer but runs slightly cheaper than an Acura TSX. This middle-tier positioning among wagons provides helpful context for comparison shopping.
While it's middle of the pack among wagons, the Jetta ranks 244th out of 827 total vehicles, placing it in the top half for affordability. Wagons tend to be expensive to insure overall, making the Jetta's reasonable rates noteworthy. The cheapest wagon to insure is the Saab 9-5, while the Audi RS 6 commands the highest premiums.
| Subaru Impreza | $123 | 24 |
| Dodge Magnum | $123 | 25 |
| Mitsubishi Lancer | $129 | 26 |
| Volkswagen Jetta | $129 | 27 |
| Acura TSX | $131 | 28 |
| Audi A3 | $132 | 29 |
| Hyundai Elantra | $139 | 30 |
Several factors affect what you'll pay for Volkswagen Jetta insurance:
- Average Repair or Replacement Costs: The Volkswagen Jetta's $730 annual repair costs make it Volkswagen's most affordable model to maintain out of 13 available models, helping keep insurance premiums reasonable.
- Vehicle Trim, Features and Accessories: Performance capabilities vary across trims, with horsepower ranging from 147 to 228 hp in higher variants. More powerful trims cost more to insure due to increased performance capabilities.
- Driver Profile: Most Volkswagen Jetta drivers fall between 30 and 45 years old, with a median age of around 36, earning lower rates due to responsible driving habits. However, the Jetta's performance reputation attracts risk-taking behaviors that concern insurers. Read more about the costs of Volkswagen Jettas for young drivers.
Volkswagen Jetta Costs by Model Year and Driver Age by Insurance Company
Model year impacts your Volkswagen Jetta insurance costs, along with driver age on your policy. A 35- to 55-year-old driver with a 2016 Volkswagen Jetta pays around $170 monthly for full coverage, while the same driver faces $266 monthly for a 2025 model. Newer vehicles consistently cost more to insure, and teen drivers will pay higher rates across all years.
GEICO consistently offers the lowest rates across all Jetta model years and could save you hundreds monthly compared to average costs.
Older models (2016 to 2020):
Cost of Car Insurance for 2025 Volkswagen Jetta
| Geico | $80 | $174 |
| National General | $100 | $205 |
| Progressive | $102 | $190 |
| Travelers | $106 | $194 |
| Kemper | $120 | $241 |
| State Farm | $122 | $254 |
| Nationwide | $124 | $215 |
| The Hartford | $134 | $228 |
| Allstate | $134 | $259 |
| AAA | $138 | $287 |
| Amica | $154 | $315 |
| AIG | $180 | $458 |
| Chubb | $185 | $368 |
| Farmers | $197 | $350 |
| UAIC | $197 | $251 |
2025 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $955 | $841 | $743 | $642 | $567 | $482 | $438 | $391 | $357 | $315 |
| Nationwide | $974 | $892 | $821 | $697 | $589 | $382 | $354 | $330 | $312 | $279 |
| Geico | $982 | $716 | $602 | $437 | $376 | $304 | $280 | $232 | $219 | $199 |
| Travelers | $1,157 | $834 | $658 | $508 | $448 | $332 | $303 | $280 | $258 | $224 |
| Allstate | $1,231 | $965 | $779 | $575 | $515 | $402 | $365 | $344 | $325 | $287 |
| Progressive | $1,381 | $1,115 | $924 | $516 | $450 | $363 | $324 | $289 | $266 | $228 |
| Farmers | $2,221 | $1,646 | $1,460 | $899 | $846 | $640 | $572 | $546 | $519 | $437 |
Cost of Car Insurance for 2024 Volkswagen Jetta
| Geico | $76 | $165 |
| National General | $95 | $196 |
| Progressive | $97 | $181 |
| Travelers | $101 | $185 |
| Kemper | $114 | $230 |
| State Farm | $116 | $242 |
| Nationwide | $118 | $204 |
| The Hartford | $127 | $217 |
| Allstate | $128 | $246 |
| AAA | $132 | $273 |
| Amica | $146 | $300 |
| AIG | $172 | $436 |
| Chubb | $176 | $350 |
| Farmers | $188 | $334 |
| UAIC | $188 | $239 |
2024 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $910 | $800 | $708 | $612 | $540 | $459 | $417 | $372 | $340 | $300 |
| Nationwide | $928 | $849 | $782 | $663 | $560 | $364 | $337 | $315 | $297 | $266 |
| Geico | $935 | $682 | $573 | $416 | $358 | $289 | $267 | $221 | $209 | $190 |
| Travelers | $1,102 | $794 | $627 | $484 | $426 | $316 | $288 | $266 | $246 | $213 |
| Allstate | $1,172 | $919 | $741 | $548 | $491 | $382 | $347 | $328 | $309 | $274 |
| Progressive | $1,315 | $1,062 | $880 | $491 | $429 | $346 | $308 | $275 | $253 | $217 |
| Farmers | $2,115 | $1,567 | $1,391 | $856 | $806 | $609 | $544 | $520 | $494 | $416 |
Cost of Car Insurance for 2023 Volkswagen Jetta
| Geico | $58 | $127 |
| National General | $73 | $150 |
| Progressive | $74 | $139 |
| Travelers | $77 | $142 |
| Kemper | $87 | $176 |
| State Farm | $89 | $185 |
| Nationwide | $91 | $157 |
| The Hartford | $98 | $166 |
| Allstate | $98 | $189 |
| AAA | $101 | $209 |
| Amica | $112 | $230 |
| AIG | $132 | $334 |
| Chubb | $135 | $268 |
| Farmers | $144 | $256 |
| UAIC | $144 | $183 |
2023 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $697 | $613 | $542 | $469 | $414 | $352 | $319 | $285 | $261 | $230 |
| Nationwide | $711 | $651 | $599 | $508 | $429 | $279 | $258 | $241 | $228 | $204 |
| Geico | $716 | $523 | $439 | $319 | $275 | $222 | $204 | $169 | $160 | $145 |
| Travelers | $844 | $608 | $480 | $370 | $327 | $242 | $221 | $204 | $188 | $163 |
| Allstate | $898 | $704 | $568 | $420 | $376 | $293 | $266 | $251 | $237 | $210 |
| Progressive | $1,008 | $813 | $674 | $376 | $328 | $265 | $236 | $211 | $194 | $166 |
| Farmers | $1,620 | $1,201 | $1,065 | $656 | $617 | $467 | $417 | $398 | $379 | $319 |
Cost of Car Insurance for 2022 Volkswagen Jetta
| Geico | $55 | $119 |
| National General | $69 | $140 |
| Progressive | $70 | $130 |
| Travelers | $72 | $133 |
| Kemper | $82 | $165 |
| State Farm | $83 | $174 |
| Nationwide | $85 | $147 |
| The Hartford | $91 | $156 |
| Allstate | $92 | $177 |
| AAA | $94 | $196 |
| Amica | $105 | $216 |
| AIG | $123 | $313 |
| Chubb | $127 | $251 |
| Farmers | $135 | $240 |
| UAIC | $135 | $171 |
2022 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $653 | $575 | $508 | $439 | $387 | $329 | $299 | $267 | $244 | $215 |
| Nationwide | $666 | $610 | $561 | $476 | $402 | $261 | $242 | $226 | $213 | $191 |
| Geico | $671 | $490 | $411 | $299 | $257 | $208 | $191 | $158 | $150 | $136 |
| Travelers | $791 | $570 | $450 | $347 | $306 | $227 | $207 | $191 | $176 | $153 |
| Allstate | $842 | $660 | $532 | $393 | $352 | $274 | $249 | $235 | $222 | $196 |
| Progressive | $944 | $762 | $632 | $352 | $308 | $248 | $221 | $197 | $182 | $156 |
| Farmers | $1,518 | $1,125 | $998 | $614 | $578 | $437 | $391 | $373 | $355 | $299 |
Cost of Car Insurance for 2021 Volkswagen Jetta
| Geico | $54 | $117 |
| National General | $68 | $139 |
| Progressive | $69 | $129 |
| Travelers | $71 | $132 |
| Kemper | $81 | $163 |
| State Farm | $83 | $172 |
| Nationwide | $84 | $145 |
| The Hartford | $91 | $154 |
| Allstate | $91 | $175 |
| AAA | $93 | $194 |
| Amica | $104 | $213 |
| AIG | $122 | $310 |
| Chubb | $125 | $249 |
| Farmers | $133 | $237 |
| UAIC | $133 | $170 |
2021 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $646 | $569 | $503 | $434 | $383 | $326 | $296 | $264 | $242 | $213 |
| Nationwide | $659 | $603 | $555 | $471 | $398 | $258 | $239 | $223 | $211 | $189 |
| Geico | $664 | $485 | $407 | $296 | $255 | $206 | $189 | $157 | $148 | $135 |
| Travelers | $783 | $564 | $445 | $343 | $303 | $224 | $205 | $189 | $175 | $151 |
| Allstate | $833 | $653 | $527 | $389 | $349 | $272 | $247 | $233 | $220 | $194 |
| Progressive | $934 | $754 | $625 | $349 | $304 | $246 | $219 | $195 | $180 | $154 |
| Farmers | $1,502 | $1,113 | $988 | $608 | $572 | $433 | $387 | $369 | $351 | $295 |
Cost of Car Insurance for 2020 Volkswagen Jetta
| Geico | $48 | $105 |
| National General | $60 | $124 |
| Progressive | $62 | $115 |
| Travelers | $64 | $117 |
| Kemper | $72 | $145 |
| State Farm | $74 | $153 |
| Nationwide | $75 | $129 |
| The Hartford | $81 | $138 |
| Allstate | $81 | $156 |
| AAA | $83 | $173 |
| Amica | $93 | $190 |
| AIG | $109 | $276 |
| Chubb | $112 | $222 |
| Farmers | $119 | $211 |
| UAIC | $119 | $151 |
2020 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $576 | $507 | $448 | $387 | $342 | $291 | $264 | $236 | $215 | $190 |
| Nationwide | $587 | $538 | $495 | $420 | $355 | $230 | $213 | $199 | $188 | $168 |
| Geico | $592 | $432 | $363 | $264 | $227 | $183 | $169 | $140 | $132 | $120 |
| Travelers | $698 | $503 | $397 | $306 | $270 | $200 | $183 | $169 | $156 | $135 |
| Allstate | $742 | $582 | $469 | $347 | $311 | $242 | $220 | $208 | $196 | $173 |
| Progressive | $833 | $672 | $557 | $311 | $271 | $219 | $195 | $174 | $160 | $138 |
| Farmers | $1,339 | $992 | $880 | $542 | $510 | $386 | $345 | $329 | $313 | $263 |
Cost of Car Insurance for 2019 Volkswagen Jetta
| Geico | $55 | $119 |
| National General | $62 | $127 |
| Travelers | $70 | $128 |
| Progressive | $77 | $144 |
| State Farm | $81 | $169 |
| Nationwide | $86 | $148 |
| Kemper | $89 | $181 |
| The Hartford | $92 | $157 |
| AAA | $93 | $193 |
| Amica | $97 | $198 |
| Chubb | $102 | $202 |
| Allstate | $102 | $197 |
| AIG | $116 | $287 |
| Farmers | $116 | $204 |
| UAIC | $136 | $171 |
2019 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $634 | $558 | $493 | $426 | $376 | $320 | $291 | $259 | $237 | $209 |
| Geico | $671 | $489 | $411 | $298 | $257 | $207 | $191 | $158 | $150 | $136 |
| Nationwide | $674 | $616 | $567 | $481 | $407 | $264 | $244 | $228 | $215 | $193 |
| Travelers | $777 | $557 | $439 | $338 | $298 | $219 | $200 | $184 | $170 | $148 |
| Allstate | $943 | $738 | $594 | $438 | $392 | $306 | $278 | $262 | $247 | $219 |
| Progressive | $1,052 | $848 | $702 | $391 | $341 | $275 | $245 | $219 | $201 | $173 |
| Farmers | $1,262 | $936 | $834 | $522 | $493 | $375 | $334 | $320 | $304 | $256 |
Cost of Car Insurance for 2018 Volkswagen Jetta
| Geico | $54 | $117 |
| National General | $57 | $117 |
| Travelers | $62 | $114 |
| Progressive | $72 | $135 |
| State Farm | $73 | $152 |
| Kemper | $80 | $164 |
| Nationwide | $83 | $144 |
| The Hartford | $84 | $143 |
| AAA | $87 | $180 |
| Amica | $89 | $183 |
| Chubb | $90 | $177 |
| Allstate | $97 | $187 |
| Farmers | $105 | $185 |
| AIG | $108 | $265 |
| UAIC | $129 | $161 |
2018 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $572 | $503 | $445 | $384 | $339 | $288 | $262 | $234 | $214 | $188 |
| Nationwide | $656 | $600 | $553 | $469 | $396 | $257 | $238 | $222 | $210 | $188 |
| Geico | $661 | $481 | $404 | $293 | $253 | $204 | $188 | $156 | $147 | $134 |
| Travelers | $696 | $499 | $394 | $303 | $267 | $196 | $179 | $165 | $152 | $132 |
| Allstate | $898 | $703 | $565 | $417 | $373 | $291 | $265 | $250 | $235 | $208 |
| Progressive | $987 | $794 | $658 | $366 | $320 | $258 | $230 | $205 | $189 | $162 |
| Farmers | $1,135 | $843 | $751 | $472 | $446 | $340 | $302 | $290 | $275 | $231 |
Cost of Car Insurance for 2017 Volkswagen Jetta
| Geico | $62 | $133 |
| National General | $63 | $129 |
| Travelers | $75 | $137 |
| State Farm | $81 | $167 |
| Progressive | $89 | $166 |
| Kemper | $91 | $185 |
| The Hartford | $95 | $163 |
| Nationwide | $98 | $169 |
| AAA | $99 | $206 |
| Chubb | $101 | $199 |
| Amica | $101 | $206 |
| Allstate | $112 | $216 |
| AIG | $123 | $299 |
| Farmers | $128 | $225 |
| UAIC | $149 | $185 |
2017 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $629 | $554 | $490 | $423 | $374 | $317 | $289 | $258 | $235 | $207 |
| Geico | $749 | $546 | $459 | $333 | $287 | $232 | $214 | $177 | $167 | $152 |
| Nationwide | $771 | $705 | $650 | $551 | $465 | $302 | $280 | $261 | $246 | $220 |
| Travelers | $816 | $588 | $464 | $359 | $316 | $234 | $214 | $197 | $182 | $158 |
| Allstate | $1,031 | $807 | $650 | $480 | $430 | $335 | $304 | $288 | $271 | $240 |
| Progressive | $1,215 | $977 | $810 | $451 | $393 | $318 | $283 | $252 | $232 | $199 |
| Farmers | $1,389 | $1,031 | $918 | $573 | $541 | $412 | $367 | $351 | $334 | $281 |
Cost of Car Insurance for 2016 Volkswagen Jetta
| Geico | $57 | $123 |
| National General | $58 | $120 |
| Travelers | $68 | $124 |
| State Farm | $74 | $154 |
| Progressive | $81 | $150 |
| Kemper | $83 | $168 |
| The Hartford | $87 | $148 |
| Nationwide | $90 | $155 |
| AAA | $91 | $188 |
| Amica | $93 | $190 |
| Chubb | $93 | $184 |
| Allstate | $103 | $199 |
| AIG | $113 | $277 |
| Farmers | $114 | $201 |
| UAIC | $135 | $168 |
2016 Volkswagen Jetta Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $577 | $508 | $449 | $388 | $343 | $291 | $265 | $236 | $216 | $190 |
| Geico | $690 | $503 | $423 | $307 | $265 | $214 | $197 | $163 | $154 | $140 |
| Nationwide | $707 | $647 | $596 | $506 | $427 | $277 | $257 | $239 | $226 | $202 |
| Travelers | $743 | $535 | $423 | $326 | $288 | $212 | $194 | $179 | $165 | $143 |
| Allstate | $950 | $743 | $599 | $442 | $396 | $309 | $280 | $265 | $250 | $221 |
| Progressive | $1,100 | $885 | $733 | $408 | $356 | $288 | $256 | $229 | $210 | $180 |
| Farmers | $1,235 | $918 | $817 | $512 | $484 | $369 | $328 | $314 | $299 | $251 |
Volkswagen Jetta Insurance Cost by Trim
Volkswagen Jetta insurance costs vary by trim, from $309 monthly for full coverage on high-performance 2.5l Sel Premium Sedan 4d models down to just $50 for minimum coverage on basic Gls Turbo Sedan 4d variants. Performance features and market value determine where your specific trim falls in this range.
| Gls Turbo Sedan 4d | $50 | $96 |
| V6 Gls Sedan 4d | $52 | $101 |
| Value Ed Sedan 4d (New) | $56 | $108 |
| Gl Sedan 4d | $59 | $114 |
| 2.0l Tdi Value Edition Sedan 4d | $61 | $118 |
| Gls Turbo Wagon 4d | $61 | $118 |
| 2.5 Value Edition Sedan 4d | $62 | $119 |
| 2.0l Tdi Se Sedan 4d | $62 | $120 |
| 2.0t Gli Edition 30 Sedan 4d | $63 | $121 |
| Gls Sedan 4d | $63 | $121 |
| 2.5 Sedan 4d (New) | $64 | $123 |
| Gls Wagon 4d | $65 | $124 |
| Gl Wagon 4d | $66 | $127 |
| Gl Tdi Sedan 4d | $66 | $128 |
| V6 Gls Wagon 4d | $67 | $128 |
| 2.0l Tdi Sel Sedan 4d | $68 | $132 |
| Glx Sedan 4d | $68 | $132 |
| 1.8t Sel Sedan 4d | $69 | $133 |
| 1.4t R-Line Sedan 4d | $69 | $135 |
| Hybrid Sel Premium Sedan 4d | $70 | $135 |
| 1.4t Se Sedan 4d | $71 | $137 |
| 1.4t Sel Sedan 4d | $73 | $142 |
| Glx Wagon 4d | $74 | $143 |
| 2.0t Gli Se Sedan 4d | $75 | $145 |
| 1.5t S Sedan 4d | $75 | $146 |
| 2.0t Gli Sel Sedan 4d | $75 | $145 |
| 2.5 Sedan 4d | $75 | $145 |
| Sedan 4d | $78 | $149 |
| 1.8t Se Sedan 4d | $78 | $150 |
| Gl Tdi Wagon 4d | $78 | $150 |
| 1.8t Se Sport Sedan 4d | $78 | $152 |
| 1.4t Wolfsburg Edition Sedan 4d | $79 | $153 |
| Hybrid Sedan 4d | $80 | $153 |
| 1.4t Sel Premium Sedan 4d | $80 | $155 |
| Gls Tdi Sedan 4d | $80 | $154 |
| 1.5t Sport Sedan 4d | $81 | $157 |
| 2.0t Sedan 4d | $81 | $156 |
| 1.8t Sport Sedan 4d | $82 | $158 |
| Wolfsburg Edition Sedan 4d | $82 | $158 |
| Gli S Sedan 4d | $82 | $160 |
| Hybrid Sel Sedan 4d | $82 | $159 |
| 1.5t Sel Sedan 4d | $83 | $160 |
| 1.5t Se Sedan 4d | $83 | $161 |
| 1.4t S Sedan 4d | $84 | $162 |
| Gls Tdi Wagon 4d | $85 | $163 |
| Tdi Sedan 4d (New) | $85 | $164 |
| Gli Sedan 4d | $85 | $164 |
| 2.0t Gli Sedan 4d | $87 | $168 |
| 1.8t Sel Premium Sedan 4d | $88 | $171 |
| S Sedan 4d | $89 | $171 |
| Gli 35th Anniversary Edition Sedan 4d | $89 | $173 |
| Hybrid Se Sedan 4d | $90 | $173 |
| 2.0t Gli Autobahn Sedan 4d | $91 | $175 |
| 2.0l Tdi S Sedan 4d | $91 | $175 |
| 2.0l S Sedan 4d | $92 | $177 |
| 2.0l Sedan 4d | $94 | $181 |
| Se Sedan 4d | $95 | $184 |
| 1.5t S | $96 | $186 |
| 2.0l Base Sedan 4d | $96 | $185 |
| Tdi Sedan 4d | $97 | $186 |
| 2.0l Tdi Sedan 4d | $99 | $190 |
| 2.5l Se Sedan 4d | $99 | $190 |
| 2.0l Tdi Sportwagen Wagon 4d | $99 | $191 |
| 2.5l Se Sportwagen Wagon 4d | $100 | $192 |
| 1.5t Sport | $101 | $196 |
| Sel Sedan 4d | $104 | $199 |
| Limited Edition Sedan 4d | $105 | $202 |
| Gli Autobahn Sedan 4d | $105 | $204 |
| Sel Sportwagen Sport Wagon 4d | $107 | $205 |
| 2.5l Sel Sedan 4d | $108 | $208 |
| 1.5t Se | $108 | $210 |
| Se Sportwagen Sport Wagon 4d | $109 | $209 |
| 2.5l S Sportwagen Wagon 4d | $110 | $211 |
| Tdi Special Edition Sedan 4d | $110 | $211 |
| S Sportwagen Sport Wagon 4d | $110 | $212 |
| Gli 2.0t Sedan 4d | $111 | $214 |
| Tdi Sportwagen Sport Wagon 4d | $114 | $219 |
| Tdi Loyal Edition Sedan 4d | $119 | $229 |
| Gli 40th Anniversary Edition | $120 | $233 |
| 1.5t Sel | $125 | $243 |
| Tdi Cup Edition Sedan 4d | $141 | $270 |
| 2.5l Sel Premium Sedan 4d | $160 | $309 |
Volkswagen Jetta Insurance Cost by State
Car insurance for a Volkswagen Jetta costs anywhere from $30 monthly in Wyoming to $166 in Louisiana for minimum coverage, depending on where you're located. These dramatic price differences reflect your state's risk characteristics and insurance regulations rather than anything about the Jetta itself.
| Alabama | $69 | $130 |
| Alaska | $59 | $125 |
| Arizona | $100 | $186 |
| Arkansas | $66 | $146 |
| California | $80 | $163 |
| Colorado | $77 | $184 |
| Connecticut | $119 | $203 |
| Delaware | $120 | $201 |
| Florida | $111 | $256 |
| Georgia | $128 | $209 |
| Hawaii | $43 | $98 |
| Idaho | $46 | $92 |
| Illinois | $76 | $142 |
| Indiana | $53 | $104 |
| Iowa | $44 | $106 |
| Kansas | $58 | $134 |
| Kentucky | $103 | $175 |
| Louisiana | $166 | $356 |
| Maine | $41 | $85 |
| Maryland | $132 | $222 |
| Massachusetts | $85 | $179 |
| Michigan | $124 | $239 |
| Minnesota | $67 | $138 |
| Mississippi | $69 | $138 |
| Missouri | $94 | $187 |
| Montana | $56 | $133 |
| Nebraska | $59 | $135 |
| Nevada | $150 | $272 |
| New Hampshire | $58 | $102 |
| New Jersey | $139 | $229 |
| New Mexico | $67 | $149 |
| New York | $100 | $180 |
| North Carolina | $66 | $130 |
| North Dakota | $46 | $101 |
| Ohio | $62 | $121 |
| Oklahoma | $74 | $163 |
| Oregon | $105 | $183 |
| Pennsylvania | $71 | $165 |
| Rhode Island | $103 | $183 |
| South Carolina | $84 | $157 |
| South Dakota | $42 | $127 |
| Tennessee | $65 | $131 |
| Texas | $104 | $213 |
| Utah | $90 | $153 |
| Vermont | $36 | $84 |
| Virginia | $79 | $128 |
| Washington | $78 | $144 |
| West Virginia | $70 | $142 |
| Wisconsin | $53 | $116 |
| Wyoming | $30 | $92 |
How to Lower the Cost of Volkswagen Jetta Insurance
We've compiled proven strategies that help you find affordable Volkswagen Jetta insurance rates:
- 1Choose the right coverage
You'll need to figure out how much coverage to buy for your Volkswagen Jetta. If you own your vehicle, get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums.
Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by researching average auto insurance costs for compact sedans. This benchmark assists with shopping for the cheapest car insurance companies with competitive rates. Understanding market rates helps you negotiate better deals and spot overpriced policies when comparing quotes from different insurers.
- 3Look for more than just low rates
Selecting reliable car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need claims handled quickly.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Volkswagen Jetta owners often get safety features discounts, good driver discounts, anti-theft device savings and bundling discounts. Many insurers also offer student discounts, military discounts and professional association savings that could reduce your premium costs.
- 5Consider alternative car insurance types
Volkswagen Jetta owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise that track safe driving and deliver premium reductions. These programs monitor factors like hard braking, acceleration and nighttime driving to reward careful drivers with lower rates.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower prices, so yearly comparisons could save up to 24% on your Volkswagen Jetta insurance. Rate changes happen frequently, and staying informed about market pricing ensures you don't overpay for coverage.
Volkswagen Jetta Insurance Cost: Bottom Line
Volkswagen Jetta insurance costs less than average, making it an affordable choice for most drivers. You'll find even better rates by comparing quotes from multiple insurers and claiming available discounts.
Volkswagen Jetta Insurance Rates: FAQ
What is the average cost of car insurance for a Volkswagen Jetta?
Insurance for a Volkswagen Jetta averages $1,009 annually for state minimum coverage and $1,947 for full coverage. These rates make the Jetta a moderately priced vehicle to insure.
What company has the cheapest car insurance for a Volkswagen Jetta?
GEICO provides the most affordable minimum coverage for a Volkswagen Jetta at $695 annually. The insurer also delivers the best value for full coverage at $1,499 per year.
Are Volkswagen Jettas expensive to insure?
No, Volkswagen Jetta insurance is not expensive compared to most vehicles. Among wagons specifically, it ranks 27th out of 40 for affordability, while placing 244th out of 827 total vehicles we track.
What factors affect insurance costs for Volkswagen Jettas?
Several factors affect your Volkswagen Jetta insurance premiums. The model benefits from moderate theft rates and affordable repair costs, while strong safety ratings help lower rates. Your personal driving record, credit score, and chosen coverage levels remain the most significant factors in determining your final premium.
How can I lower Volkswagen Jetta insurance costs?
Compare quotes from multiple insurers since Volkswagen Jetta pricing differs between companies, and explore usage-based programs that monitor your driving behavior. Claim available discounts, bundle policies with home or renters insurance, and maintain a clean driving record to secure better rates.
How We Determined Volkswagen Jetta Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Volkswagen Jetta insurance costs.
Who We Based These Rates On
These Volkswagen Jetta prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.