Compare the Cost of Toyota Sienna Insurance by Model Year and Company

Toyota Sienna insurance costs vary based on age and vehicle model year. For instance, a 40-year-old driver can expect to pay an average of $1,132 per year to insure a 2009 Sienna, while insuring a 2022 model will cost around $1,447 annually. A 16-year-old driver will pay much higher rates, with insurance for a 2009 Sienna averaging $5,188 annually and a 2022 model averaging $6,438 per year.

MoneyGeek also ranked the best providers that offer affordable rates and top-rated service.

On average, insuring a Toyota Sienna costs around $1,326 per year, but costs can be significantly affected by the provider you choose. State Farm is the cheapest for a full coverage policy, with an annual cost of $1,088. Meanwhile, Farmers is the most expensive, costing an average of $1,505 per year.

For minimum coverage policies, State Farm is also the cheapest option, with an annual cost of $474, while Farmers charges the most expensive premium at an annual $713. You can compare multiple quotes to find the most affordable car insurance that matches your personal preferences.

Insurance providers take various factors into consideration when determining the Toyota Sienna car insurance costs. These factors can include the car's model year, repair costs, theft rates, location and more. The Toyota Sienna is generally affordable to insure, considering its relatively low value, MSRP of $38,460 and lower horsepower. Vehicles with less horsepower are generally less likely to get into major collisions and therefore tend to be cheaper to insure.

When you're looking to buy insurance for your Toyota Sienna, it's important to consider an insurer's customer service and claims handling in addition to its premium costs. MoneyGeek has identified the following top choices for the best auto insurance providers for Toyota Sienna drivers:

• State Farm: MoneyGeek score 90 out of 100 ($1,088 per year)
• GEICO: MoneyGeek score 88 out of 100 ($1,148 per year)

State Farm's excellent customer satisfaction ratings and affordable pricing demonstrate its commitment to providing outstanding service and value to its customers, making it a top choice for car insurance.

The average cost of auto insurance for the Toyota Sienna varies across different model years, with newer ones generally being more expensive. The $315 difference between the 2009 and 2022 models can be attributed to the fact that the latest versions have higher market values and repair costs. These increased expenses contribute to higher insurance premiums for newer Toyota Sienna models.

Insurance rates for a Toyota Sienna can be influenced by the insurance company you choose and the vehicle's model year. For the 2009 model year, State Farm offers the most affordable full coverage rate, starting at $918 annually. On the other hand, for the 2022 model year, GEICO provides the cheapest full coverage rate, starting at an annual $1,282. These rates highlight the variation in average car insurance costs based on the provider and the specific model year of the vehicle.

Car insurance tends to be much more expensive for teenage drivers and those in their 20s compared to adults aged 30 and above. For a Toyota Sienna, the average cost of full coverage car insurance for a 16-year-old is around $5,843 per year, while for a 40-year-old, it's about $1,291 per year. However, teen car insurance costs decrease each year as drivers age and tend to level off in their 20s. This is because younger drivers are considered a higher risk to insure due to their lack of experience on the road.

The cheapest way to insure a teen driver is to add them to a family plan, as individual plans are much more expensive. It's essential for teens and their families to shop around to find the best teen car insurance since provider rates can vary. Toyota Sienna insurance costs for a 16-year-old driver are $4,102 per year from State Farm — the cheapest full coverage rate for an individual policy. Farmers offers the most expensive rate at around $8,653 per year.

Insurance premiums for a Toyota Sienna will depend on your age, vehicle model year and location. Idaho has the lowest average insurance premium rates at $299, while Florida has the highest at around $1,058. To ensure you find the best and most affordable insurance coverage for your Toyota Sienna, we recommend comparing quotes from insurers that offer the most competitive rates in your state. This will allow you to tailor the insurance coverage to your needs and budget.

If you're looking for the best Toyota Sienna insurance policy, you may have questions about insurance providers, their customer service and how prices are determined. We addressed some commonly asked questions to help you shop for the best insurer.