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Insurance rates will differ based on the driver's age. The average annual policy cost for a 16-year-old insuring a 2009 Toyota RAV4 is $5,500, but a 40-year-old only pays an average of $1,191 for the same model.

Similarly, a 16-year-old insuring a 2022 Toyota RAV4 will pay an average of $6,365 per year for a policy, while the insurance cost for a 40-year-old driver will be an average of $1,417 per year. MoneyGeek also scored insurers that offer the best coverage with a balance between affordability, service and claims experience.

MoneyGeek Logo IconCar Insurance CostsToyota RAV4
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Toyota RAV4

The average cost of insuring a Toyota RAV4 is $1,334 annually, but the company you buy your policy from can affect how much you pay. State Farm provides the cheapest car insurance for this model, charging an average of $1,060 per year. Farmers is the most expensive insurer, with a policy costing an average of $1,561 annually.

State Farm is also the cheapest minimum coverage policy provider, charging an average of $484 annually. Farmers charges $765 annually for a policy, making it the most expensive provider.

Company
Average Annual Premium

State Farm

$449

State Farm

$450

State Farm

$462

State Farm

$472

State Farm

$474

State Farm

$482

State Farm

$483

State Farm

$484

State Farm

$488

GEICO

$492

GEICO

$495

GEICO

$498

GEICO

$499

GEICO

$502

State Farm

$502

GEICO

$502

GEICO

$506

GEICO

$508

State Farm

$514

GEICO

$521

State Farm

$522

State Farm

$525

GEICO

$527

GEICO

$533

State Farm

$540

GEICO

$560

GEICO

$561

State Farm

$566

GEICO

$570

Travelers

$579

State Farm

$580

Travelers

$585

Travelers

$607

Travelers

$609

Nationwide

$609

Nationwide

$610

GEICO

$614

Travelers

$618

GEICO

$621

State Farm

$621

Travelers

$622

Nationwide

$628

State Farm

$634

Progressive

$636

Progressive

$640

GEICO

$646

Nationwide

$647

Travelers

$648

Travelers

$650

Progressive

$650

Travelers

$652

Travelers

$653

Allstate

$654

Travelers

$655

Travelers

$660

Allstate

$663

GEICO

$664

GEICO

$664

Nationwide

$665

Allstate

$665

Travelers

$668

Progressive

$669

GEICO

$669

Allstate

$677

State Farm

$678

Allstate

$681

Travelers

$681

Progressive

$681

State Farm

$682

Nationwide

$682

Allstate

$684

Allstate

$685

Farmers

$685

Allstate

$690

Progressive

$691

Nationwide

$697

Farmers

$700

Allstate

$702

Allstate

$704

Allstate

$707

Progressive

$707

Nationwide

$709

GEICO

$711

Progressive

$713

Nationwide

$713

Allstate

$717

Nationwide

$723

Travelers

$724

Allstate

$725

Allstate

$725

Farmers

$738

Travelers

$739

Progressive

$740

Nationwide

$747

Farmers

$755

State Farm

$757

Nationwide

$759

Progressive

$759

Progressive

$760

GEICO

$764

Farmers

$765

Progressive

$765

Farmers

$766

Progressive

$769

Progressive

$771

Travelers

$782

Allstate

$786

Nationwide

$787

Nationwide

$792

Allstate

$797

Farmers

$799

Travelers

$811

Farmers

$820

Farmers

$824

State Farm

$824

Nationwide

$831

Farmers

$834

Travelers

$834

Farmers

$844

Allstate

$845

Progressive

$848

Farmers

$858

Progressive

$863

Farmers

$873

Farmers

$884

Nationwide

$889

Travelers

$890

Allstate

$894

Allstate

$902

Travelers

$904

Nationwide

$926

Nationwide

$929

Progressive

$945

State Farm

$953

Progressive

$958

Progressive

$959

Progressive

$959

Nationwide

$967

State Farm

$968

State Farm

$975

Farmers

$975

Allstate

$975

Travelers

$979

Nationwide

$992

Farmers

$993

State Farm

$1,001

State Farm

$1,009

GEICO

$1,017

Farmers

$1,020

GEICO

$1,029

State Farm

$1,032

GEICO

$1,033

GEICO

$1,038

GEICO

$1,041

State Farm

$1,051

State Farm

$1,060

State Farm

$1,064

GEICO

$1,064

Progressive

$1,066

Travelers

$1,070

State Farm

$1,071

GEICO

$1,071

Farmers

$1,072

Farmers

$1,074

Allstate

$1,077

GEICO

$1,077

State Farm

$1,086

Nationwide

$1,090

State Farm

$1,095

GEICO

$1,095

GEICO

$1,124

GEICO

$1,125

Allstate

$1,125

State Farm

$1,126

GEICO

$1,135

GEICO

$1,141

GEICO

$1,148

Farmers

$1,151

State Farm

$1,153

Nationwide

$1,157

Farmers

$1,167

Nationwide

$1,168

Progressive

$1,173

State Farm

$1,175

Nationwide

$1,192

GEICO

$1,193

Travelers

$1,195

State Farm

$1,197

Nationwide

$1,199

Travelers

$1,201

State Farm

$1,204

Nationwide

$1,208

Travelers

$1,216

Allstate

$1,222

Travelers

$1,225

Farmers

$1,231

GEICO

$1,235

GEICO

$1,239

State Farm

$1,261

Allstate

$1,264

Travelers

$1,265

State Farm

$1,269

Allstate

$1,270

Nationwide

$1,273

Nationwide

$1,282

Travelers

$1,292

Allstate

$1,294

State Farm

$1,299

Travelers

$1,305

Travelers

$1,308

Allstate

$1,310

Nationwide

$1,312

Progressive

$1,313

Progressive

$1,318

GEICO

$1,320

GEICO

$1,320

GEICO

$1,330

Allstate

$1,338

GEICO

$1,339

Allstate

$1,342

Nationwide

$1,346

Progressive

$1,348

Allstate

$1,354

Allstate

$1,362

Progressive

$1,372

Travelers

$1,374

Nationwide

$1,375

Allstate

$1,383

State Farm

$1,388

Nationwide

$1,395

State Farm

$1,395

Travelers

$1,398

Farmers

$1,399

Nationwide

$1,406

Travelers

$1,410

GEICO

$1,412

Farmers

$1,417

Allstate

$1,419

Travelers

$1,421

State Farm

$1,428

Travelers

$1,434

Progressive

$1,434

Nationwide

$1,434

Allstate

$1,440

Allstate

$1,449

Progressive

$1,451

Travelers

$1,453

Travelers

$1,453

Nationwide

$1,460

Allstate

$1,475

Allstate

$1,475

Allstate

$1,483

Progressive

$1,483

Farmers

$1,488

Travelers

$1,488

Allstate

$1,500

State Farm

$1,501

Nationwide

$1,505

Progressive

$1,509

Progressive

$1,512

Progressive

$1,536

Farmers

$1,549

Travelers

$1,550

Farmers

$1,561

Nationwide

$1,562

Farmers

$1,562

GEICO

$1,566

Nationwide

$1,570

GEICO

$1,605

Farmers

$1,610

State Farm

$1,622

Nationwide

$1,634

Travelers

$1,637

Progressive

$1,643

Farmers

$1,644

Travelers

$1,644

Progressive

$1,645

Allstate

$1,653

State Farm

$1,654

Progressive

$1,660

Progressive

$1,664

Progressive

$1,665

Allstate

$1,681

Progressive

$1,681

GEICO

$1,692

Farmers

$1,693

Farmers

$1,698

Nationwide

$1,701

Farmers

$1,711

Farmers

$1,712

Nationwide

$1,713

Progressive

$1,713

Farmers

$1,732

Travelers

$1,743

Nationwide

$1,757

Farmers

$1,759

Allstate

$1,776

Travelers

$1,792

State Farm

$1,793

Farmers

$1,802

Farmers

$1,835

Travelers

$1,851

Nationwide

$1,863

Progressive

$1,881

Farmers

$1,884

Travelers

$1,894

Progressive

$1,901

Progressive

$1,904

Progressive

$1,904

Allstate

$1,906

GEICO

$1,922

Allstate

$1,947

Nationwide

$1,950

Travelers

$1,962

Travelers

$1,997

Farmers

$2,000

Allstate

$2,012

Nationwide

$2,016

Farmers

$2,043

Farmers

$2,046

State Farm

$2,050

Progressive

$2,052

Allstate

$2,068

Allstate

$2,127

Farmers

$2,133

Nationwide

$2,179

GEICO

$2,182

Farmers

$2,185

State Farm

$2,283

Farmers

$2,284

Progressive

$2,299

Farmers

$2,323

Travelers

$2,410

GEICO

$2,441

GEICO

$2,494

Nationwide

$2,526

Travelers

$2,529

Progressive

$2,557

Allstate

$2,576

State Farm

$2,675

Travelers

$2,696

Nationwide

$2,703

Allstate

$2,782

Allstate

$2,900

Farmers

$2,925

Progressive

$2,968

Nationwide

$2,973

State Farm

$2,985

Nationwide

$3,028

Farmers

$3,150

Progressive

$3,226

Farmers

$3,238

GEICO

$3,330

State Farm

$3,362

Travelers

$3,398

Nationwide

$3,433

Farmers

$3,450

Progressive

$3,528

Allstate

$3,564

Progressive

$3,596

Progressive

$3,606

GEICO

$3,958

Travelers

$4,063

Allstate

$4,190

Farmers

$4,300

Nationwide

$4,392

Nationwide

$4,728

GEICO

$5,081

Nationwide

$5,190

Allstate

$5,254

Travelers

$5,304

Farmers

$5,533

Farmers

$5,932

Progressive

$6,444

Allstate

$6,520

Progressive

$7,488

Progressive

$7,684

Farmers

$8,086

Is a Toyota RAV4 Expensive to Insure?

Many factors affect the cost of car insurance for a given make and model. The Toyota RAV4 is cheaper to insure than many other vehicles due in large part to its low MSRP, low horsepower and minimal theft rate.

Best Companies for Insuring a Toyota RAV4

Before finalizing a provider, MoneyGeek recommends considering various factors besides policy cost. The best Toyota RAV4 insurance provider will offer you a smooth claims experience and great service. The following insurers offer the best car insurance for a Toyota RAV4:

  • State Farm: MoneyGeek score of 90 out of 100 ($1,060 per year)
  • GEICO: MoneyGeek score of 90 out of 100 ($1,071 per year)

State Farm had the highest score for affordability and the second-highest score for customer satisfaction.

MoneyGeek Top Pick: State Farm

State Farm

pros

Ranks #1 for affordability out of seven insurers

Ranks #2 for customer satisfaction

Offers rental car reimbursement and roadside assistance

cons

Poor ranking for claims management

Does not offer many coverage options

COMPANY HIGHLIGHTS

Toyota RAV4 owners looking for unique coverage options might be disappointed by State Farm, but the company offers the most affordable rates and scores well for customer satisfaction. It provides common coverages like rental car reimbursement and roadside assistance.

If the Toyota RAV4 breaks down, State Farm’s roadside assistance coverage will help you get back on the road and pay for mechanical labor, locksmith labor, towing and oil, gas and battery delivery. The rental car reimbursement coverage will help you cover the cost of a rental vehicle while your car is being repaired after an accident. It can pay for travel and transportation expenses, meals, lodging and deductible repayment in case you cause an accident.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Ranks #2 for affordability

Ranks #3 for customer satisfaction

Offers mechanical breakdown insurance and accident forgiveness

cons

Doesn’t rank well for claims management

Doesn’t offer several common coverages

COMPANY HIGHLIGHTS

GEICO is another suitable option for insuring a Toyota RAV4. The company’s policy cost is slightly higher than State Farm, but it ranks well for customer satisfaction and provides various coverage options — including mechanical breakdown insurance, accident forgiveness and other common coverages.

Mechanical breakdown insurance can help you fix any mechanical problem in your car. This coverage is better than a typical dealer extended warranty because it covers all systems and parts of your vehicle. The insurer also usually offers this coverage at a lower cost than the dealer’s warranty.

With accident forgiveness coverage, your insurance premium won’t increase after an at-fault accident. Drivers over 21 and those who have been accident-free for five years will earn this coverage, while others will need to purchase it as an add-on.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Toyota RAV4 by Model Year

Insurance companies charge an average of $1,191 annually to insure a 2009 Toyota RAV4, while the average cost of car insurance for a 2022 model is $1,417. You will generally pay higher insurance rates for a newer model than an older one because of the depreciation of the vehicle’s value.

Model Year
Average Annual Premium

2022

$607

2022

$1,417

2021

$605

2021

$1,394

2020

$586

2020

$1,353

2019

$623

2019

$1,364

2018

$632

2018

$1,351

2017

$606

2017

$1,303

2016

$636

2016

$1,307

2015

$639

2015

$1,287

2014

$614

2014

$1,244

2013

$645

2013

$1,254

2012

$649

2012

$1,239

2011

$620

2011

$1,196

2010

$647

2010

$1,206

2009

$646

2009

$1,191

Besides model year, rates will also vary based on your chosen insurer. State Farm charges the lowest to insure a 2009 Toyota RAV4 at an average of $915 annually. But the cheapest company for a 2022 model is GEICO, charging an average of $1,144 annually.

Company
Average Annual Premium

GEICO

$397

GEICO

$410

GEICO

$410

State Farm

$411

State Farm

$412

State Farm

$412

State Farm

$413

GEICO

$415

State Farm

$415

State Farm

$418

GEICO

$419

GEICO

$420

State Farm

$428

State Farm

$431

State Farm

$433

State Farm

$435

State Farm

$436

State Farm

$445

State Farm

$445

State Farm

$446

GEICO

$449

GEICO

$458

GEICO

$466

GEICO

$477

GEICO

$480

Nationwide

$482

Travelers

$486

Nationwide

$487

GEICO

$489

GEICO

$495

Travelers

$499

GEICO

$501

Travelers

$511

Nationwide

$516

Travelers

$523

Travelers

$540

Nationwide

$543

Travelers

$545

Travelers

$549

Travelers

$562

Progressive

$563

Travelers

$564

Nationwide

$570

Travelers

$573

Progressive

$574

Travelers

$578

Progressive

$581

Nationwide

$582

Progressive

$585

Travelers

$588

Travelers

$590

Progressive

$592

Travelers

$594

Nationwide

$594

Allstate

$597

Farmers

$598

Progressive

$599

Farmers

$603

Allstate

$603

Progressive

$606

Nationwide

$607

Nationwide

$608

Nationwide

$609

Nationwide

$610

Allstate

$610

Nationwide

$611

Nationwide

$612

Nationwide

$612

Allstate

$612

Progressive

$614

Progressive

$615

Allstate

$618

Farmers

$620

Progressive

$621

Progressive

$622

Allstate

$622

Progressive

$625

Allstate

$627

Progressive

$628

Allstate

$630

Farmers

$632

Progressive

$633

Allstate

$634

Allstate

$635

Farmers

$635

Farmers

$638

Allstate

$640

Allstate

$641

Allstate

$641

Farmers

$644

Farmers

$644

Farmers

$644

Allstate

$647

Farmers

$648

Farmers

$672

Farmers

$677

Farmers

$679

Farmers

$682

State Farm

$915

State Farm

$942

State Farm

$958

State Farm

$999

State Farm

$1,012

State Farm

$1,013

GEICO

$1,037

State Farm

$1,039

GEICO

$1,044

GEICO

$1,047

GEICO

$1,054

GEICO

$1,055

GEICO

$1,057

GEICO

$1,062

GEICO

$1,066

State Farm

$1,070

GEICO

$1,072

GEICO

$1,077

GEICO

$1,082

GEICO

$1,084

State Farm

$1,089

GEICO

$1,117

State Farm

$1,133

GEICO

$1,144

State Farm

$1,146

State Farm

$1,147

Allstate

$1,170

State Farm

$1,175

Allstate

$1,180

Allstate

$1,182

Allstate

$1,191

State Farm

$1,199

Travelers

$1,202

Allstate

$1,233

Travelers

$1,249

Travelers

$1,251

Travelers

$1,254

Allstate

$1,258

Nationwide

$1,260

Nationwide

$1,266

Nationwide

$1,277

Nationwide

$1,280

Travelers

$1,280

Nationwide

$1,293

Travelers

$1,293

Travelers

$1,295

Nationwide

$1,304

Nationwide

$1,306

Travelers

$1,308

Allstate

$1,318

Nationwide

$1,318

Progressive

$1,329

Nationwide

$1,331

Nationwide

$1,333

Travelers

$1,337

Travelers

$1,342

Nationwide

$1,345

Travelers

$1,349

Nationwide

$1,350

Travelers

$1,351

Allstate

$1,352

Progressive

$1,353

Nationwide

$1,355

Progressive

$1,357

Nationwide

$1,359

Travelers

$1,369

Allstate

$1,370

Progressive

$1,381

Progressive

$1,383

Travelers

$1,393

Progressive

$1,398

Allstate

$1,423

Farmers

$1,431

Progressive

$1,447

Farmers

$1,455

Progressive

$1,455

Farmers

$1,463

Progressive

$1,467

Allstate

$1,482

Farmers

$1,493

Progressive

$1,517

Farmers

$1,518

Progressive

$1,522

Farmers

$1,526

Allstate

$1,527

Farmers

$1,531

Progressive

$1,536

Farmers

$1,546

Farmers

$1,560

Progressive

$1,577

Progressive

$1,590

Allstate

$1,606

Farmers

$1,606

Farmers

$1,636

Farmers

$1,643

Allstate

$1,674

Farmers

$1,704

Farmers

$1,746

Cost of Insuring a Toyota RAV4 for 16- to 25-Year-Olds

If you’re in your teens or 20s, your car insurance rates will likely be higher than rates for those in their 30s. The average annual cost of Toyota RAV4 insurance for a 16-year-old is $5,900, while a 40-year-old pays an average of $1,293 per year. Find affordable teen car insurance by shopping around and comparing rates.

Driver Age
Average Annual Premium

16

$5,900

16

$3,013

17

$2,430

17

$4,799

18

$4,213

18

$2,112

19

$1,447

19

$2,912

20

$2,637

20

$1,296

21

$977

21

$2,028

22

$1,877

22

$900

23

$832

23

$1,745

24

$787

24

$1,657

25

$1,497

25

$713

The cost of teen car insurance can be significantly lower if parents include them on a family plan, as insurers generally charge higher rates for teens on individual plans.

State Farm is the cheapest insurer for a 16-year-old driver looking to insure a Toyota RAV4, charging an average of $3,800 annually. Farmers charges the highest rates for the same model, with a policy cost averaging $8,820 per year. Compare rates and shop around to find the cheapest insurer.

Company
Average Annual Premium

GEICO

$520

GEICO

$550

State Farm

$550

GEICO

$576

State Farm

$603

GEICO

$638

State Farm

$658

Travelers

$668

GEICO

$684

Nationwide

$709

Allstate

$713

Travelers

$718

State Farm

$735

Progressive

$748

Travelers

$761

Allstate

$780

Nationwide

$785

State Farm

$802

Travelers

$807

Allstate

$828

Nationwide

$841

Progressive

$846

Travelers

$868

Allstate

$882

Farmers

$899

GEICO

$910

Nationwide

$923

State Farm

$925

Progressive

$926

Allstate

$951

Farmers

$1,014

Nationwide

$1,016

GEICO

$1,020

Travelers

$1,023

State Farm

$1,039

Farmers

$1,039

Progressive

$1,048

Farmers

$1,092

Travelers

$1,148

Progressive

$1,150

Farmers

$1,190

Allstate

$1,194

State Farm

$1,231

GEICO

$1,319

Allstate

$1,383

State Farm

$1,386

GEICO

$1,408

GEICO

$1,414

Nationwide

$1,431

State Farm

$1,437

Progressive

$1,448

Travelers

$1,448

GEICO

$1,485

Nationwide

$1,495

Travelers

$1,539

State Farm

$1,572

State Farm

$1,595

Nationwide

$1,638

Progressive

$1,639

GEICO

$1,662

Nationwide

$1,677

Travelers

$1,694

GEICO

$1,702

State Farm

$1,711

Farmers

$1,714

Travelers

$1,751

Nationwide

$1,776

GEICO

$1,794

Travelers

$1,797

Progressive

$1,838

Farmers

$1,838

State Farm

$1,883

Allstate

$1,886

Travelers

$1,903

Nationwide

$1,915

Farmers

$2,011

State Farm

$2,040

Travelers

$2,044

Nationwide

$2,063

Allstate

$2,066

Progressive

$2,076

Allstate

$2,120

Nationwide

$2,126

GEICO

$2,195

Allstate

$2,238

Farmers

$2,240

Progressive

$2,261

Nationwide

$2,272

Farmers

$2,284

GEICO

$2,301

Travelers

$2,311

State Farm

$2,329

Farmers

$2,380

Allstate

$2,412

Travelers

$2,470

Nationwide

$2,501

Progressive

$2,529

Farmers

$2,544

GEICO

$2,570

State Farm

$2,592

Allstate

$2,618

Allstate

$2,689

Travelers

$2,742

Progressive

$2,811

Nationwide

$2,857

Progressive

$2,900

Farmers

$2,912

State Farm

$3,031

Farmers

$3,135

Nationwide

$3,230

Allstate

$3,263

State Farm

$3,378

Allstate

$3,409

Travelers

$3,435

Progressive

$3,446

GEICO

$3,460

Progressive

$3,533

Progressive

$3,544

Farmers

$3,558

Allstate

$3,641

Farmers

$3,787

State Farm

$3,800

Progressive

$3,948

Travelers

$4,071

Nationwide

$4,119

GEICO

$4,135

Farmers

$4,227

Nationwide

$4,454

Nationwide

$4,899

Allstate

$5,189

Travelers

$5,274

GEICO

$5,293

Farmers

$6,066

Allstate

$6,348

Farmers

$6,498

Progressive

$7,041

Allstate

$7,774

Progressive

$8,135

Progressive

$8,367

Farmers

$8,820

How Does Location Affect the Cost of Toyota RAV4 Insurance?

The annual cost of car insurance for a Toyota RAV4 will depend on your model type, year and driver age — but your location will also significantly matter.

Your cheapest car insurance option may vary based on your location. Idaho has the most affordable rates for car insurance, while Florida has the highest. We recommend getting quotes from several of the cheapest insurers when shopping for a policy for a Toyota RAV4.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Toyota RAV4 Insurance

Drivers looking to insure a Toyota RAV4 often have policy cost and service quality concerns. MoneyGeek researched these frequently asked questions to provide more information.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.