What company has the cheapest car insurance for a Toyota RAV4?

The average cost of car insurance for a Toyota RAV4 is $1,334 per year, which is cheaper than the overall $2,415 average. State Farm provides the most affordable car insurance for this model, charging an average of $1,060 per year.

What company offers the best car insurance for a Toyota RAV4?

You can find the best car insurance for a Toyota RAV4 from State Farm , which has a MoneyGeek score of 90 out of 100. The company charges an average of $1,060 per year for a policy. It ranked well for affordability and customer satisfaction.

Compare the Cost of Toyota RAV4 Insurance by Model Year and Company

Toyota RAV4 insurance costs $1,334 per year, which is cheaper than most models. State Farm offers the cheapest policy for this vehicle, but rates can vary based on model year, the driver’s age and your chosen insurer.

Insurance rates will differ based on the driver's age. The average annual policy cost for a 16-year-old insuring a 2009 Toyota RAV4 is $5,500, but a 40-year-old only pays an average of $1,191 for the same model.

Similarly, a 16-year-old insuring a 2022 Toyota RAV4 will pay an average of $6,365 per year for a policy, while the insurance cost for a 40-year-old driver will be an average of $1,417 per year. MoneyGeek also scored insurers that offer the best coverage with a balance between affordability, service and claims experience.

Car Insurance CostsToyota RAV4

2023

Table of Contents

Cheapest Insurer - State Farm

Best Insurer - State Farm

Runner-Up - GEICO

Costs by Model Year

Costs by Driver Age

Costs by Location

Average Cost and Cheapest Companies for Insuring a Toyota RAV4

The average cost of insuring a Toyota RAV4 is $1,334 annually, but the company you buy your policy from can affect how much you pay. State Farm provides the cheapest car insurance for this model, charging an average of $1,060 per year. Farmers is the most expensive insurer, with a policy costing an average of $1,561 annually.

State Farm is also the cheapest minimum coverage policy provider, charging an average of $484 annually. Farmers charges $765 annually for a policy, making it the most expensive provider.

Age

Coverage

Company	Average Annual Premium
State Farm	$449
State Farm	$450
State Farm	$462
State Farm	$472
State Farm	$474
State Farm	$482
State Farm	$483
State Farm	$484
State Farm	$488
GEICO	$492
GEICO	$495
GEICO	$498
GEICO	$499
GEICO	$502
State Farm	$502
GEICO	$502
GEICO	$506
GEICO	$508
State Farm	$514
GEICO	$521
State Farm	$522
State Farm	$525
GEICO	$527
GEICO	$533
State Farm	$540
GEICO	$560
GEICO	$561
State Farm	$566
GEICO	$570
Travelers	$579
State Farm	$580
Travelers	$585
Travelers	$607
Travelers	$609
Nationwide	$609
Nationwide	$610
GEICO	$614
Travelers	$618
GEICO	$621
State Farm	$621
Travelers	$622
Nationwide	$628
State Farm	$634
Progressive	$636
Progressive	$640
GEICO	$646
Nationwide	$647
Travelers	$648
Travelers	$650
Progressive	$650
Travelers	$652
Travelers	$653
Allstate	$654
Travelers	$655
Travelers	$660
Allstate	$663
GEICO	$664
GEICO	$664
Nationwide	$665
Allstate	$665
Travelers	$668
Progressive	$669
GEICO	$669
Allstate	$677
State Farm	$678
Allstate	$681
Travelers	$681
Progressive	$681
State Farm	$682
Nationwide	$682
Allstate	$684
Allstate	$685
Farmers	$685
Allstate	$690
Progressive	$691
Nationwide	$697
Farmers	$700
Allstate	$702
Allstate	$704
Allstate	$707
Progressive	$707
Nationwide	$709
GEICO	$711
Progressive	$713
Nationwide	$713
Allstate	$717
Nationwide	$723
Travelers	$724
Allstate	$725
Allstate	$725
Farmers	$738
Travelers	$739
Progressive	$740
Nationwide	$747
Farmers	$755
State Farm	$757
Nationwide	$759
Progressive	$759
Progressive	$760
GEICO	$764
Farmers	$765
Progressive	$765
Farmers	$766
Progressive	$769
Progressive	$771
Travelers	$782
Allstate	$786
Nationwide	$787
Nationwide	$792
Allstate	$797
Farmers	$799
Travelers	$811
Farmers	$820
Farmers	$824
State Farm	$824
Nationwide	$831
Farmers	$834
Travelers	$834
Farmers	$844
Allstate	$845
Progressive	$848
Farmers	$858
Progressive	$863
Farmers	$873
Farmers	$884
Nationwide	$889
Travelers	$890
Allstate	$894
Allstate	$902
Travelers	$904
Nationwide	$926
Nationwide	$929
Progressive	$945
State Farm	$953
Progressive	$958
Progressive	$959
Progressive	$959
Nationwide	$967
State Farm	$968
State Farm	$975
Farmers	$975
Allstate	$975
Travelers	$979
Nationwide	$992
Farmers	$993
State Farm	$1,001
State Farm	$1,009
GEICO	$1,017
Farmers	$1,020
GEICO	$1,029
State Farm	$1,032
GEICO	$1,033
GEICO	$1,038
GEICO	$1,041
State Farm	$1,051
State Farm	$1,060
State Farm	$1,064
GEICO	$1,064
Progressive	$1,066
Travelers	$1,070
State Farm	$1,071
GEICO	$1,071
Farmers	$1,072
Farmers	$1,074
Allstate	$1,077
GEICO	$1,077
State Farm	$1,086
Nationwide	$1,090
State Farm	$1,095
GEICO	$1,095
GEICO	$1,124
GEICO	$1,125
Allstate	$1,125
State Farm	$1,126
GEICO	$1,135
GEICO	$1,141
GEICO	$1,148
Farmers	$1,151
State Farm	$1,153
Nationwide	$1,157
Farmers	$1,167
Nationwide	$1,168
Progressive	$1,173
State Farm	$1,175
Nationwide	$1,192
GEICO	$1,193
Travelers	$1,195
State Farm	$1,197
Nationwide	$1,199
Travelers	$1,201
State Farm	$1,204
Nationwide	$1,208
Travelers	$1,216
Allstate	$1,222
Travelers	$1,225
Farmers	$1,231
GEICO	$1,235
GEICO	$1,239
State Farm	$1,261
Allstate	$1,264
Travelers	$1,265
State Farm	$1,269
Allstate	$1,270
Nationwide	$1,273
Nationwide	$1,282
Travelers	$1,292
Allstate	$1,294
State Farm	$1,299
Travelers	$1,305
Travelers	$1,308
Allstate	$1,310
Nationwide	$1,312
Progressive	$1,313
Progressive	$1,318
GEICO	$1,320
GEICO	$1,320
GEICO	$1,330
Allstate	$1,338
GEICO	$1,339
Allstate	$1,342
Nationwide	$1,346
Progressive	$1,348
Allstate	$1,354
Allstate	$1,362
Progressive	$1,372
Travelers	$1,374
Nationwide	$1,375
Allstate	$1,383
State Farm	$1,388
Nationwide	$1,395
State Farm	$1,395
Travelers	$1,398
Farmers	$1,399
Nationwide	$1,406
Travelers	$1,410
GEICO	$1,412
Farmers	$1,417
Allstate	$1,419
Travelers	$1,421
State Farm	$1,428
Travelers	$1,434
Progressive	$1,434
Nationwide	$1,434
Allstate	$1,440
Allstate	$1,449
Progressive	$1,451
Travelers	$1,453
Travelers	$1,453
Nationwide	$1,460
Allstate	$1,475
Allstate	$1,475
Allstate	$1,483
Progressive	$1,483
Farmers	$1,488
Travelers	$1,488
Allstate	$1,500
State Farm	$1,501
Nationwide	$1,505
Progressive	$1,509
Progressive	$1,512
Progressive	$1,536
Farmers	$1,549
Travelers	$1,550
Farmers	$1,561
Nationwide	$1,562
Farmers	$1,562
GEICO	$1,566
Nationwide	$1,570
GEICO	$1,605
Farmers	$1,610
State Farm	$1,622
Nationwide	$1,634
Travelers	$1,637
Progressive	$1,643
Farmers	$1,644
Travelers	$1,644
Progressive	$1,645
Allstate	$1,653
State Farm	$1,654
Progressive	$1,660
Progressive	$1,664
Progressive	$1,665
Allstate	$1,681
Progressive	$1,681
GEICO	$1,692
Farmers	$1,693
Farmers	$1,698
Nationwide	$1,701
Farmers	$1,711
Farmers	$1,712
Nationwide	$1,713
Progressive	$1,713
Farmers	$1,732
Travelers	$1,743
Nationwide	$1,757
Farmers	$1,759
Allstate	$1,776
Travelers	$1,792
State Farm	$1,793
Farmers	$1,802
Farmers	$1,835
Travelers	$1,851
Nationwide	$1,863
Progressive	$1,881
Farmers	$1,884
Travelers	$1,894
Progressive	$1,901
Progressive	$1,904
Progressive	$1,904
Allstate	$1,906
GEICO	$1,922
Allstate	$1,947
Nationwide	$1,950
Travelers	$1,962
Travelers	$1,997
Farmers	$2,000
Allstate	$2,012
Nationwide	$2,016
Farmers	$2,043
Farmers	$2,046
State Farm	$2,050
Progressive	$2,052
Allstate	$2,068
Allstate	$2,127
Farmers	$2,133
Nationwide	$2,179
GEICO	$2,182
Farmers	$2,185
State Farm	$2,283
Farmers	$2,284
Progressive	$2,299
Farmers	$2,323
Travelers	$2,410
GEICO	$2,441
GEICO	$2,494
Nationwide	$2,526
Travelers	$2,529
Progressive	$2,557
Allstate	$2,576
State Farm	$2,675
Travelers	$2,696
Nationwide	$2,703
Allstate	$2,782
Allstate	$2,900
Farmers	$2,925
Progressive	$2,968
Nationwide	$2,973
State Farm	$2,985
Nationwide	$3,028
Farmers	$3,150
Progressive	$3,226
Farmers	$3,238
GEICO	$3,330
State Farm	$3,362
Travelers	$3,398
Nationwide	$3,433
Farmers	$3,450
Progressive	$3,528
Allstate	$3,564
Progressive	$3,596
Progressive	$3,606
GEICO	$3,958
Travelers	$4,063
Allstate	$4,190
Farmers	$4,300
Nationwide	$4,392
Nationwide	$4,728
GEICO	$5,081
Nationwide	$5,190
Allstate	$5,254
Travelers	$5,304
Farmers	$5,533
Farmers	$5,932
Progressive	$6,444
Allstate	$6,520
Progressive	$7,488
Progressive	$7,684
Farmers	$8,086

Is a Toyota RAV4 Expensive to Insure?

Many factors affect the cost of car insurance for a given make and model. The Toyota RAV4 is cheaper to insure than many other vehicles due in large part to its low MSRP, low horsepower and minimal theft rate.

Best Companies for Insuring a Toyota RAV4

Before finalizing a provider, MoneyGeek recommends considering various factors besides policy cost. The best Toyota RAV4 insurance provider will offer you a smooth claims experience and great service. The following insurers offer the best car insurance for a Toyota RAV4:

State Farm: MoneyGeek score of 90 out of 100 ($1,060 per year)
GEICO: MoneyGeek score of 90 out of 100 ($1,071 per year)

State Farm had the highest score for affordability and the second-highest score for customer satisfaction.

MoneyGeek Top Pick: State Farm

pros

Ranks #1 for affordability out of seven insurers

Ranks #2 for customer satisfaction

Offers rental car reimbursement and roadside assistance

cons

Poor ranking for claims management

Does not offer many coverage options

COMPANY HIGHLIGHTS

Toyota RAV4 owners looking for unique coverage options might be disappointed by State Farm, but the company offers the most affordable rates and scores well for customer satisfaction. It provides common coverages like rental car reimbursement and roadside assistance.

If the Toyota RAV4 breaks down, State Farm’s roadside assistance coverage will help you get back on the road and pay for mechanical labor, locksmith labor, towing and oil, gas and battery delivery. The rental car reimbursement coverage will help you cover the cost of a rental vehicle while your car is being repaired after an accident. It can pay for travel and transportation expenses, meals, lodging and deductible repayment in case you cause an accident.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

pros

Ranks #2 for affordability

Ranks #3 for customer satisfaction

Offers mechanical breakdown insurance and accident forgiveness

cons

Doesn’t rank well for claims management

Doesn’t offer several common coverages

COMPANY HIGHLIGHTS

GEICO is another suitable option for insuring a Toyota RAV4. The company’s policy cost is slightly higher than State Farm, but it ranks well for customer satisfaction and provides various coverage options — including mechanical breakdown insurance, accident forgiveness and other common coverages.

Mechanical breakdown insurance can help you fix any mechanical problem in your car. This coverage is better than a typical dealer extended warranty because it covers all systems and parts of your vehicle. The insurer also usually offers this coverage at a lower cost than the dealer’s warranty.

With accident forgiveness coverage, your insurance premium won’t increase after an at-fault accident. Drivers over 21 and those who have been accident-free for five years will earn this coverage, while others will need to purchase it as an add-on.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Toyota RAV4 by Model Year

Insurance companies charge an average of $1,191 annually to insure a 2009 Toyota RAV4, while the average cost of car insurance for a 2022 model is $1,417. You will generally pay higher insurance rates for a newer model than an older one because of the depreciation of the vehicle’s value.

Age

Coverage

Model Year	Average Annual Premium
2022	$607
2022	$1,417
2021	$605
2021	$1,394
2020	$586
2020	$1,353
2019	$623
2019	$1,364
2018	$632
2018	$1,351
2017	$606
2017	$1,303
2016	$636
2016	$1,307
2015	$639
2015	$1,287
2014	$614
2014	$1,244
2013	$645
2013	$1,254
2012	$649
2012	$1,239
2011	$620
2011	$1,196
2010	$647
2010	$1,206
2009	$646
2009	$1,191

Besides model year, rates will also vary based on your chosen insurer. State Farm charges the lowest to insure a 2009 Toyota RAV4 at an average of $915 annually. But the cheapest company for a 2022 model is GEICO, charging an average of $1,144 annually.

Model Year

Age

Coverage

Company	Average Annual Premium
GEICO	$397
GEICO	$410
GEICO	$410
State Farm	$411
State Farm	$412
State Farm	$412
State Farm	$413
GEICO	$415
State Farm	$415
State Farm	$418
GEICO	$419
GEICO	$420
State Farm	$428
State Farm	$431
State Farm	$433
State Farm	$435
State Farm	$436
State Farm	$445
State Farm	$445
State Farm	$446
GEICO	$449
GEICO	$458
GEICO	$466
GEICO	$477
GEICO	$480
Nationwide	$482
Travelers	$486
Nationwide	$487
GEICO	$489
GEICO	$495
Travelers	$499
GEICO	$501
Travelers	$511
Nationwide	$516
Travelers	$523
Travelers	$540
Nationwide	$543
Travelers	$545
Travelers	$549
Travelers	$562
Progressive	$563
Travelers	$564
Nationwide	$570
Travelers	$573
Progressive	$574
Travelers	$578
Progressive	$581
Nationwide	$582
Progressive	$585
Travelers	$588
Travelers	$590
Progressive	$592
Travelers	$594
Nationwide	$594
Allstate	$597
Farmers	$598
Progressive	$599
Farmers	$603
Allstate	$603
Progressive	$606
Nationwide	$607
Nationwide	$608
Nationwide	$609
Nationwide	$610
Allstate	$610
Nationwide	$611
Nationwide	$612
Nationwide	$612
Allstate	$612
Progressive	$614
Progressive	$615
Allstate	$618
Farmers	$620
Progressive	$621
Progressive	$622
Allstate	$622
Progressive	$625
Allstate	$627
Progressive	$628
Allstate	$630
Farmers	$632
Progressive	$633
Allstate	$634
Allstate	$635
Farmers	$635
Farmers	$638
Allstate	$640
Allstate	$641
Allstate	$641
Farmers	$644
Farmers	$644
Farmers	$644
Allstate	$647
Farmers	$648
Farmers	$672
Farmers	$677
Farmers	$679
Farmers	$682
State Farm	$915
State Farm	$942
State Farm	$958
State Farm	$999
State Farm	$1,012
State Farm	$1,013
GEICO	$1,037
State Farm	$1,039
GEICO	$1,044
GEICO	$1,047
GEICO	$1,054
GEICO	$1,055
GEICO	$1,057
GEICO	$1,062
GEICO	$1,066
State Farm	$1,070
GEICO	$1,072
GEICO	$1,077
GEICO	$1,082
GEICO	$1,084
State Farm	$1,089
GEICO	$1,117
State Farm	$1,133
GEICO	$1,144
State Farm	$1,146
State Farm	$1,147
Allstate	$1,170
State Farm	$1,175
Allstate	$1,180
Allstate	$1,182
Allstate	$1,191
State Farm	$1,199
Travelers	$1,202
Allstate	$1,233
Travelers	$1,249
Travelers	$1,251
Travelers	$1,254
Allstate	$1,258
Nationwide	$1,260
Nationwide	$1,266
Nationwide	$1,277
Nationwide	$1,280
Travelers	$1,280
Nationwide	$1,293
Travelers	$1,293
Travelers	$1,295
Nationwide	$1,304
Nationwide	$1,306
Travelers	$1,308
Allstate	$1,318
Nationwide	$1,318
Progressive	$1,329
Nationwide	$1,331
Nationwide	$1,333
Travelers	$1,337
Travelers	$1,342
Nationwide	$1,345
Travelers	$1,349
Nationwide	$1,350
Travelers	$1,351
Allstate	$1,352
Progressive	$1,353
Nationwide	$1,355
Progressive	$1,357
Nationwide	$1,359
Travelers	$1,369
Allstate	$1,370
Progressive	$1,381
Progressive	$1,383
Travelers	$1,393
Progressive	$1,398
Allstate	$1,423
Farmers	$1,431
Progressive	$1,447
Farmers	$1,455
Progressive	$1,455
Farmers	$1,463
Progressive	$1,467
Allstate	$1,482
Farmers	$1,493
Progressive	$1,517
Farmers	$1,518
Progressive	$1,522
Farmers	$1,526
Allstate	$1,527
Farmers	$1,531
Progressive	$1,536
Farmers	$1,546
Farmers	$1,560
Progressive	$1,577
Progressive	$1,590
Allstate	$1,606
Farmers	$1,606
Farmers	$1,636
Farmers	$1,643
Allstate	$1,674
Farmers	$1,704
Farmers	$1,746

Cost of Insuring a Toyota RAV4 for 16- to 25-Year-Olds

If you’re in your teens or 20s, your car insurance rates will likely be higher than rates for those in their 30s. The average annual cost of Toyota RAV4 insurance for a 16-year-old is $5,900, while a 40-year-old pays an average of $1,293 per year. Find affordable teen car insurance by shopping around and comparing rates.

Coverage

Driver Age	Average Annual Premium
16	$5,900
16	$3,013
17	$2,430
17	$4,799
18	$4,213
18	$2,112
19	$1,447
19	$2,912
20	$2,637
20	$1,296
21	$977
21	$2,028
22	$1,877
22	$900
23	$832
23	$1,745
24	$787
24	$1,657
25	$1,497
25	$713

The cost of teen car insurance can be significantly lower if parents include them on a family plan, as insurers generally charge higher rates for teens on individual plans.

State Farm is the cheapest insurer for a 16-year-old driver looking to insure a Toyota RAV4, charging an average of $3,800 annually. Farmers charges the highest rates for the same model, with a policy cost averaging $8,820 per year. Compare rates and shop around to find the cheapest insurer.

Age

Model Year

Coverage

Company	Average Annual Premium
GEICO	$520
GEICO	$550
State Farm	$550
GEICO	$576
State Farm	$603
GEICO	$638
State Farm	$658
Travelers	$668
GEICO	$684
Nationwide	$709
Allstate	$713
Travelers	$718
State Farm	$735
Progressive	$748
Travelers	$761
Allstate	$780
Nationwide	$785
State Farm	$802
Travelers	$807
Allstate	$828
Nationwide	$841
Progressive	$846
Travelers	$868
Allstate	$882
Farmers	$899
GEICO	$910
Nationwide	$923
State Farm	$925
Progressive	$926
Allstate	$951
Farmers	$1,014
Nationwide	$1,016
GEICO	$1,020
Travelers	$1,023
State Farm	$1,039
Farmers	$1,039
Progressive	$1,048
Farmers	$1,092
Travelers	$1,148
Progressive	$1,150
Farmers	$1,190
Allstate	$1,194
State Farm	$1,231
GEICO	$1,319
Allstate	$1,383
State Farm	$1,386
GEICO	$1,408
GEICO	$1,414
Nationwide	$1,431
State Farm	$1,437
Progressive	$1,448
Travelers	$1,448
GEICO	$1,485
Nationwide	$1,495
Travelers	$1,539
State Farm	$1,572
State Farm	$1,595
Nationwide	$1,638
Progressive	$1,639
GEICO	$1,662
Nationwide	$1,677
Travelers	$1,694
GEICO	$1,702
State Farm	$1,711
Farmers	$1,714
Travelers	$1,751
Nationwide	$1,776
GEICO	$1,794
Travelers	$1,797
Progressive	$1,838
Farmers	$1,838
State Farm	$1,883
Allstate	$1,886
Travelers	$1,903
Nationwide	$1,915
Farmers	$2,011
State Farm	$2,040
Travelers	$2,044
Nationwide	$2,063
Allstate	$2,066
Progressive	$2,076
Allstate	$2,120
Nationwide	$2,126
GEICO	$2,195
Allstate	$2,238
Farmers	$2,240
Progressive	$2,261
Nationwide	$2,272
Farmers	$2,284
GEICO	$2,301
Travelers	$2,311
State Farm	$2,329
Farmers	$2,380
Allstate	$2,412
Travelers	$2,470
Nationwide	$2,501
Progressive	$2,529
Farmers	$2,544
GEICO	$2,570
State Farm	$2,592
Allstate	$2,618
Allstate	$2,689
Travelers	$2,742
Progressive	$2,811
Nationwide	$2,857
Progressive	$2,900
Farmers	$2,912
State Farm	$3,031
Farmers	$3,135
Nationwide	$3,230
Allstate	$3,263
State Farm	$3,378
Allstate	$3,409
Travelers	$3,435
Progressive	$3,446
GEICO	$3,460
Progressive	$3,533
Progressive	$3,544
Farmers	$3,558
Allstate	$3,641
Farmers	$3,787
State Farm	$3,800
Progressive	$3,948
Travelers	$4,071
Nationwide	$4,119
GEICO	$4,135
Farmers	$4,227
Nationwide	$4,454
Nationwide	$4,899
Allstate	$5,189
Travelers	$5,274
GEICO	$5,293
Farmers	$6,066
Allstate	$6,348
Farmers	$6,498
Progressive	$7,041
Allstate	$7,774
Progressive	$8,135
Progressive	$8,367
Farmers	$8,820

How Does Location Affect the Cost of Toyota RAV4 Insurance?

The annual cost of car insurance for a Toyota RAV4 will depend on your model type, year and driver age — but your location will also significantly matter.

Your cheapest car insurance option may vary based on your location. Idaho has the most affordable rates for car insurance, while Florida has the highest. We recommend getting quotes from several of the cheapest insurers when shopping for a policy for a Toyota RAV4.

Age Group

Coverage

State	Cheapest Company	Annual Premium	Monthly Premium
Alabama	Cincinnati Insurance	$256	$21
Alabama	Cincinnati Insurance	$175	$15
Alabama	Allstate	$825	$69
Alabama	Cincinnati Insurance	$201	$17
Alabama	Cincinnati Insurance	$581	$48
Alabama	Nationwide	$709	$59
Alaska	GEICO	$750	$62
Alaska	GEICO	$352	$29
Alaska	State Farm	$644	$54
Alaska	State Farm	$699	$58
Alaska	State Farm	$322	$27
Alaska	State Farm	$300	$25
Arizona	Mercury	$321	$27
Arizona	Travelers	$359	$30
Arizona	Travelers	$689	$57
Arizona	Root Insurance Company	$682	$57
Arizona	Mercury	$305	$25
Arizona	Root Insurance Company	$684	$57
Arkansas	State Farm	$232	$19
Arkansas	Hanover	$551	$46
Arkansas	Hanover	$191	$16
Arkansas	Hanover	$260	$22
Arkansas	Hanover	$741	$62
Arkansas	State Farm	$629	$52
California	AAA California	$1,001	$83
California	CSAA	$428	$36
California	GEICO	$1,284	$107
California	GEICO	$411	$34
California	AAA California	$991	$83
California	GEICO	$419	$35
Colorado	American National P&C	$532	$44
Colorado	American National P&C	$259	$22
Colorado	American National P&C	$216	$18
Colorado	American National P&C	$668	$56
Colorado	American National P&C	$541	$45
Colorado	American National P&C	$248	$21
Connecticut	GEICO	$683	$57
Connecticut	GEICO	$319	$27
Connecticut	GEICO	$405	$34
Connecticut	GEICO	$326	$27
Connecticut	GEICO	$693	$58
Connecticut	GEICO	$880	$73
Delaware	State Farm	$881	$73
Delaware	Travelers	$980	$82
Delaware	Travelers	$444	$37
Delaware	Travelers	$464	$39
Delaware	State Farm	$817	$68
Delaware	Travelers	$459	$38
District of Columbia	GEICO	$474	$40
District of Columbia	GEICO	$878	$73
District of Columbia	GEICO	$715	$60
District of Columbia	GEICO	$662	$55
District of Columbia	Chubb	$345	$29
District of Columbia	GEICO	$372	$31
District of Columbia	Chubb	$372	$31
Florida	GEICO	$446	$37
Florida	State Farm	$1,058	$88
Florida	State Farm	$581	$48
Florida	State Farm	$970	$81
Florida	GEICO	$485	$40
Florida	State Farm	$1,259	$105
Georgia	Country Financial	$665	$55
Georgia	Country Financial	$580	$48
Georgia	Allstate	$942	$78
Georgia	Auto-Owners Insurance Co	$441	$37
Georgia	Country Financial	$285	$24
Georgia	Auto-Owners Insurance Co	$311	$26
Hawaii	GEICO	$565	$47
Hawaii	GEICO	$217	$18
Hawaii	GEICO	$565	$47
Hawaii	GEICO	$565	$47
Hawaii	GEICO	$217	$18
Hawaii	GEICO	$217	$18
Idaho	State Farm	$145	$12
Idaho	American National P&C	$299	$25
Idaho	American National P&C	$152	$13
Idaho	American National P&C	$383	$32
Idaho	American National P&C	$307	$26
Idaho	American National P&C	$127	$11
Illinois	American Family	$753	$63
Illinois	Mercury	$235	$20
Illinois	Country Financial	$610	$51
Illinois	Mercury	$329	$27
Illinois	Country Financial	$663	$55
Illinois	Mercury	$226	$19
Indiana	State Farm	$222	$18
Indiana	American Family	$598	$50
Indiana	State Farm	$530	$44
Indiana	American Family	$555	$46
Indiana	Auto-Owners Insurance Co	$228	$19
Indiana	State Farm	$287	$24
Iowa	State Farm	$144	$12
Iowa	State Farm	$639	$53
Iowa	State Farm	$509	$42
Iowa	State Farm	$448	$37
Iowa	State Farm	$175	$15
Iowa	State Farm	$136	$11
Kansas	Nationwide	$275	$23
Kansas	Nationwide	$596	$50
Kansas	Nationwide	$218	$18
Kansas	Nationwide	$786	$66
Kansas	Nationwide	$670	$56
Kansas	Nationwide	$221	$18
Kentucky	Nationwide	$790	$66
Kentucky	Nationwide	$1,007	$84
Kentucky	Cincinnati Insurance	$330	$28
Kentucky	Cincinnati Insurance	$257	$21
Kentucky	Cincinnati Insurance	$228	$19
Kentucky	Cincinnati Insurance	$670	$56
Louisiana	Louisiana Farm Bureau	$484	$40
Louisiana	GEICO	$1,512	$126
Louisiana	State Farm	$1,257	$105
Louisiana	Louisiana Farm Bureau	$1,048	$87
Louisiana	GEICO	$535	$45
Louisiana	State Farm	$541	$45
Maine	Concord Group	$521	$43
Maine	Countryway Insurance	$266	$22
Maine	Concord Group	$690	$57
Maine	Countryway Insurance	$221	$18
Maine	Countryway Insurance	$221	$18
Maine	Concord Group	$498	$41
Maryland	Progressive	$538	$45
Maryland	Progressive	$857	$71
Maryland	Progressive	$572	$48
Maryland	Kemper	$538	$45
Maryland	Progressive	$938	$78
Maryland	Progressive	$961	$80
Massachusetts	State Farm	$483	$40
Massachusetts	State Farm	$369	$31
Massachusetts	State Farm	$221	$18
Massachusetts	State Farm	$221	$18
Massachusetts	State Farm	$483	$40
Massachusetts	State Farm	$167	$14
Michigan	GEICO	$903	$75
Michigan	Travelers	$101	$8
Michigan	Travelers	$111	$9
Michigan	GEICO	$898	$75
Michigan	Travelers	$94	$8
Michigan	Chubb	$798	$67
Minnesota	State Farm	$797	$66
Minnesota	American Family	$842	$70
Minnesota	Iowa Farm Bureau	$694	$58
Minnesota	Westfield	$317	$26
Minnesota	State Farm	$305	$25
Minnesota	Auto-Owners Insurance Co	$370	$31
Mississippi	Direct General Insurance	$275	$23
Mississippi	Direct General Insurance	$723	$60
Mississippi	Progressive	$304	$25
Mississippi	Progressive	$227	$19
Mississippi	Direct General Insurance	$919	$77
Mississippi	Direct General Insurance	$639	$53
Missouri	Nationwide	$909	$76
Missouri	State Farm	$381	$32
Missouri	American Family	$1,070	$89
Missouri	State Farm	$479	$40
Missouri	State Farm	$388	$32
Missouri	Nationwide	$860	$72
Montana	Progressive	$525	$44
Montana	Progressive	$399	$33
Montana	State Farm	$168	$14
Montana	Progressive	$437	$36
Montana	State Farm	$185	$15
Montana	State Farm	$154	$13
Nebraska	American National P&C	$405	$34
Nebraska	American National P&C	$163	$14
Nebraska	American National P&C	$138	$12
Nebraska	American National P&C	$381	$32
Nebraska	American National P&C	$157	$13
Nebraska	American National P&C	$493	$41
Nevada	CSAA	$840	$70
Nevada	CSAA	$444	$37
Nevada	CSAA	$565	$47
Nevada	CSAA	$1,168	$97
Nevada	CSAA	$940	$78
Nevada	CSAA	$402	$33
New Hampshire	State Farm	$233	$19
New Hampshire	State Farm	$681	$57
New Hampshire	State Farm	$500	$42
New Hampshire	State Farm	$540	$45
New Hampshire	State Farm	$296	$25
New Hampshire	State Farm	$247	$21
New Jersey	Amica Mutual	$460	$38
New Jersey	NJM	$798	$66
New Jersey	Plymouth Rock Assurance	$895	$75
New Jersey	GEICO	$420	$35
New Jersey	Plymouth Rock Assurance	$965	$80
New Jersey	GEICO	$428	$36
New Mexico	State Farm	$310	$26
New Mexico	State Farm	$254	$21
New Mexico	State Farm	$607	$51
New Mexico	State Farm	$644	$54
New Mexico	State Farm	$239	$20
New Mexico	State Farm	$854	$71
New York	Kemper	$540	$45
New York	Kemper	$990	$82
New York	Kemper	$766	$64
New York	Kemper	$468	$39
New York	Kemper	$781	$65
New York	Kemper	$464	$39
North Carolina	Erie	$630	$52
North Carolina	Erie	$644	$54
North Carolina	Nationwide	$230	$19
North Carolina	Nationwide	$514	$43
North Carolina	Nationwide	$242	$20
North Carolina	Nationwide	$293	$24
North Dakota	Nodak Mutual	$211	$18
North Dakota	American Family	$616	$51
North Dakota	Nodak Mutual	$190	$16
North Dakota	American Family	$709	$59
North Dakota	Nodak Mutual	$158	$13
North Dakota	Nodak Mutual	$514	$43
Ohio	Nationwide	$485	$40
Ohio	Nationwide	$448	$37
Ohio	Erie	$170	$14
Ohio	Erie	$176	$15
Ohio	American Family	$516	$43
Ohio	Erie	$220	$18
Oklahoma	State Farm	$662	$55
Oklahoma	State Farm	$200	$17
Oklahoma	State Farm	$579	$48
Oklahoma	State Farm	$818	$68
Oklahoma	State Farm	$258	$22
Oklahoma	State Farm	$215	$18
Oregon	State Farm	$360	$30
Oregon	State Farm	$706	$59
Oregon	State Farm	$813	$68
Oregon	State Farm	$656	$55
Oregon	State Farm	$411	$34
Oregon	State Farm	$381	$32
Pennsylvania	Travelers	$672	$56
Pennsylvania	Nationwide	$580	$48
Pennsylvania	Erie	$242	$20
Pennsylvania	Travelers	$286	$24
Pennsylvania	Nationwide	$508	$42
Pennsylvania	Erie	$238	$20
Rhode Island	State Farm	$344	$29
Rhode Island	State Farm	$356	$30
Rhode Island	State Farm	$712	$59
Rhode Island	State Farm	$862	$72
Rhode Island	State Farm	$700	$58
Rhode Island	Travelers	$376	$31
South Carolina	American National P&C	$548	$46
South Carolina	American National P&C	$251	$21
South Carolina	American National P&C	$463	$39
South Carolina	American National P&C	$283	$24
South Carolina	American National P&C	$285	$24
South Carolina	American National P&C	$482	$40
South Dakota	Nationwide	$702	$58
South Dakota	Allstate	$803	$67
South Dakota	Allstate	$746	$62
South Dakota	State Farm	$260	$22
South Dakota	Farmers Mutual of Nebraska	$207	$17
South Dakota	State Farm	$204	$17
Tennessee	Auto-Owners Insurance Co	$207	$17
Tennessee	State Farm	$728	$61
Tennessee	State Farm	$256	$21
Tennessee	State Farm	$579	$48
Tennessee	State Farm	$197	$16
Tennessee	State Farm	$516	$43
Texas	State Farm	$321	$27
Texas	State Farm	$699	$58
Texas	State Farm	$900	$75
Texas	Texas Farm Bureau	$295	$25
Texas	Texas Farm Bureau	$629	$52
Texas	State Farm	$392	$33
Utah	GEICO	$490	$41
Utah	Farmers Union Insurance	$388	$32
Utah	Nationwide	$896	$75
Utah	Nationwide	$670	$56
Utah	Farmers Union Insurance	$369	$31
Utah	Nationwide	$725	$60
Vermont	State Farm	$449	$37
Vermont	State Farm	$188	$16
Vermont	State Farm	$198	$17
Vermont	State Farm	$611	$51
Vermont	State Farm	$493	$41
Vermont	State Farm	$233	$19
Virginia	Virginia Farm Bureau	$753	$63
Virginia	Mercury	$251	$21
Virginia	American Family	$243	$20
Virginia	Virginia Farm Bureau	$300	$25
Virginia	American Family	$601	$50
Virginia	Nationwide	$651	$54
Washington	PEMCO	$262	$22
Washington	PEMCO	$569	$47
Washington	PEMCO	$670	$56
Washington	PEMCO	$326	$27
Washington	PEMCO	$284	$24
Washington	PEMCO	$534	$44
West Virginia	Erie	$303	$25
West Virginia	Erie	$361	$30
West Virginia	Erie	$962	$80
West Virginia	Erie	$300	$25
West Virginia	Erie	$784	$65
West Virginia	Erie	$773	$64
Wisconsin	Erie	$230	$19
Wisconsin	GEICO	$556	$46
Wisconsin	GEICO	$641	$53
Wisconsin	State Farm	$232	$19
Wisconsin	GEICO	$273	$23
Wisconsin	State Farm	$568	$47
Wyoming	GEICO	$176	$15
Wyoming	State Farm	$646	$54
Wyoming	Farmers	$870	$72
Wyoming	State Farm	$182	$15
Wyoming	State Farm	$745	$62
Wyoming	GEICO	$201	$17

Frequently Asked Questions About Toyota RAV4 Insurance

Drivers looking to insure a Toyota RAV4 often have policy cost and service quality concerns. MoneyGeek researched these frequently asked questions to provide more information.

About Mark Fitzpatrick

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.

Compare the Cost of Toyota RAV4 Insurance by Model Year and Company

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Average Cost and Cheapest Companies for Insuring a Toyota RAV4

Is a Toyota RAV4 Expensive to Insure?

Best Companies for Insuring a Toyota RAV4

MoneyGeek Top Pick: State Farm

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COMPANY HIGHLIGHTS

MoneyGeek Runner-Up: GEICO

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COMPANY HIGHLIGHTS

Cost of Insuring a Toyota RAV4 by Model Year

Cost of Insuring a Toyota RAV4 for 16- to 25-Year-Olds

How Does Location Affect the Cost of Toyota RAV4 Insurance?

Frequently Asked Questions About Toyota RAV4 Insurance