Compare the Cost of Ram Rebel Insurance by Model Year and Company

The age of the driver has a significant impact on how much your Ram Rebel insurance costs. For a 16-year-old driver, the average annual price of a full coverage policy on a 2016 model is $6,914, but a 40-year-old driver will only pay $1,517. A 2022 model costs $7,519 per year for a 16-year-old to insure and $1,660 per year for a 40-year-old.

MoneyGeek ranked the top Ram Rebel insurance providers based on their overall pricing, service and claim fulfillment ratings.

The average cost to insure a Ram Rebel is $1,636 annually, although this might vary by insurer. GEICO offers the cheapest full coverage auto insurance for a Ram Rebel at an average of $1,302 a year, whereas Allstate has the priciest policy at $1,936 annually.

The most affordable minimum coverage insurance policy for a Ram Rebel is from State Farm, averaging $510 per year, and the most expensive policy is from Farmers at $808 annually. Shop around and compare prices to find the most affordable car insurance for your Ram Rebel.

Insurance companies look into several factors when calculating quotes for specific car models, including theft rates, horsepower and overall value. Ram Rebel insurance is less pricey than some luxury vehicles. With a manufacturer’s suggested retail price (MSRP) of $49,155 for the 2022 model year, the cost of a Ram Rebel is relatively moderate. This price translates to average insurance rates compared to other car models.

Selecting the cheapest Ram Rebel insurance plan doesn't necessarily mean you’ve made the right call. We recommend considering how each auto insurance provider handles claims and customer service. With that in mind, here are our picks for the best car insurance providers for the Ram Rebel:

• GEICO: MoneyGeek score 90 out of 100 ($1,302 per year)
• State Farm: MoneyGeek score 90 out of 100 ($1,330 per year)

GEICO received a perfect affordability rating from MoneyGeek while ranking highly in customer satisfaction. Its scores indicate that GEICO policyholders receive excellent service at a reasonable cost.

The model year of the covered vehicle may significantly impact your average auto insurance rate. A 2022 Ram Rebel costs an average of $1,660 annually to insure. This rate is more expensive than the average policy for a 2016 model, which only costs $1,517. Insurance on a newer model may be more costly due to the increased repair costs and the fact that older models depreciate with time.

Depending on the model year of your Ram Rebel and the insurance provider you select, the average cost of auto insurance might vary significantly. GEICO offers the most affordable coverage for most Ram Rebel model years, with the 2016 model costing an average of $1,265 to insure. For newer models, however, State Farm is the cheapest, with the 2022 Ram Rebel costing $1,357 annually to insure.

Teenagers' auto insurance is far more expensive than insurance for drivers in their 30s and 40s. For a 16-year-old driver, full coverage insurance for a Ram Rebel costs an average of $7,176 annually, but the same policy is only $1,585 for a 40-year-old. Teen drivers' insurance rates experience a sharp decline as they age but stabilize in their early 20s.

A family policy that covers teen drivers is typically far less expensive than an individual teen policy. An average full coverage policy from State Farm for a 16-year-old driving a 2022 Ram Rebel is $4,360 a year, whereas the same Allstate policy can cost up to $10,578 annually. These expenses are astronomical compared to what consumers in their 40s pay for identical coverage. Teens should enroll in their family’s insurance plan and shop with their parents for the cheapest teenage auto insurance options.

A driver’s location likely affects their auto insurance rates more than their age and the make or model year of their car. If you're from Idaho, your auto insurance may be substantially more affordable than someone who lives in Florida. Get estimates from the cheapest providers in your area to get the best deals on car insurance for your Ram Rebel.

Most Ram Rebel insurance shoppers focus on price and value when researching providers. To help consumers make a more educated decision, we've included some of the most often-asked questions and our responses here.