Compare the Cost of Ram Rebel Insurance by Model Year and Company

The average cost of insuring a Ram Rebel is $1,368 per year. Considering that the average car model costs roughly $1,428 to insure, the average Ram Rebel insurance cost is a little lower than that of a typical vehicle. Rates can depend on the model year and the insurance company you choose. The best way to get a good deal is to shop around.

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If you are looking to purchase insurance for your Ram Rebel, you should get quotes from multiple insurers. Different providers evaluate insurance costs for the same model differently. In fact, the cheapest provider can change depending on your driver profile and model year. Comparing quotes can get you the best deal.

Key Takeaways

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It costs an average of $1,368 per year to insure a Ram Rebel, compared with $1,428 for the average car model.

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Depending on the provider, the cost of insuring a Ram Rebel can vary by $668 per year.

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Depending on the model year, Ram Rebel insurance premiums can change by up to $345 per year, with older models having cheaper rates.

How Much It Costs to Insure a Ram Rebel and the Cheapest Company

Ram Rebel insurance rates depend on the provider you choose to work with. While the average cost of insuring a Ram Rebel is $1,368 per year, your mileage may vary with different providers. For example, USAA offers the cheapest insurance package, at just $1,125 per year on average. Meanwhile, an Allied policy costs about $1,793 per year on average. This is a delta of $668, depending on which provider you choose.

The Average Annual Cost of Ram Rebel Insurance by Company

MoneyGeek collected information about different insurance provider rates using a sample driver profile. The driver has 100/300/100 liability insurance with comprehensive and collision coverage.

The Average Cost to Insure a Ram Rebel by Company

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Is a Ram Rebel Expensive to Insure?

Many factors go into the calculation of insurance costs for a given car model. Higher insurance rates generally apply to more expensive models and those more likely to be stolen or get involved in accidents.

Ram Rebels are slightly less expensive to insure than an average vehicle. While insurance providers do not share their pricing criteria, the Ram Rebel has a reasonable price, good safety ratings and relatively low theft rates. These factors combine to keep the price of insurance down.

The Best Car Insurance Company for a Ram Rebel

While important, pricing should not be the only factor to consider while purchasing insurance for a Ram Rebel. It is imperative to gain information about the insurance provider to find the right company for your needs.

MoneyGeek uses a rating system based on financial stability, customer complaints, customer satisfaction and affordability. According to this rating system:

  • The best insurance company for insuring the Ram Rebel is USAA, which offers policies only to past and present military members and eligible family members.
  • For non-military personnel, the best choice for insuring a Ram Rebel is GEICO.

1
USAA
Score:99

5/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
GEICO
Score:89

4.9/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
Progressive
Score:87

4.8/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

4
State Farm
Score:81

4.1/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

5
Allstate
Score:69

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

How Much It Costs to Insure a Ram Rebel by Model Year

If you have an older Ram Rebel model, you will likely pay less for insurance. Since the value of a car depreciates over time, the rates associated with comprehensive and collision coverage also tend to decrease. Average car insurance costs for a 2005 Ram Rebel come to around $1,127 per year, while the same coverage for a 2020 model would be about $1,472.

Depending on the model year, different providers can be the cheapest option. For a 2020 Ram Rebel, the most affordable option is USAA, with an average annual cost of $1,140. You can scroll to your model year to compare average costs from different providers for that model year.

The Average Cost to Insure a Ram Rebel by Model Year

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  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
    Average Annual Rates (2005 model)
  • 1.
    $1,140
    $1,153
    $1,251
    $1,227
    $1,163
    $1,001
    $937
  • 2.
    $1,310
    $1,200
    $1,200
    $1,181
    $1,160
    $1,029
    $957
  • 3.
    $1,402
    $1,400
    $1,102
    $1,080
    $1,075
    $1,198
    $1,095
  • 4.
    $1,488
    $1,564
    $1,457
    $1,434
    $1,441
    $1,200
    $1,132
  • 5.
    $1,468
    $1,488
    $1,477
    $1,492
    $1,609
    $1,322
    $1,312

How Expensive Is It to Insure a Ram Rebel Compared to Other Cars?

Insuring a Ram Rebel involves a lower-than-average cost. The average policy for a Ram Rebel costs $1,368 per year, slightly lower than the average annual cost of $1,428 across all models.

How Much It Costs to Insure a Ram Rebel for 16- to 25-Year-Olds

Insurance can be more expensive for younger drivers due to a lack of driving experience, irrespective of the kind of car they drive. The average cost of insuring a Ram Rebel for an 18-year-old driver is a whopping $4,463, while a similar policy for a 40-year-old driver costs only $1,368 on average. For young drivers, remaining on their parents’ policy can be a good way to save on insurance. In most cases, it costs less to insure a teenager attached to their parents’ policy than if they have their own insurance.

The Average Cost to Insure a Ram Rebel by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $5,722
  • 17
    $5,069
  • 18
    $4,463
  • 19
    $3,197
  • 20
    $2,853
  • 21
    $2,259
  • 22
    $2,081
  • 23
    $1,904
  • 24
    $1,787
  • 25
    $1,621
  • 40
    $1,368

How Does Location Affect the Cost of Ram Rebel Insurance?

The costs referenced here are based on national averages, but your car insurance rates can vary greatly depending on where you live. You can learn more about the comparative cost of car insurance in individual states with our state page analysis.

FAQs About Ram Rebel Insurance

Although your car model can influence insurance costs, it is just one of several possible factors. Here are a few commonly asked questions about Ram Rebel insurance.

Read More About Car Insurance

Methodology

Using a sample driver profile, MoneyGeek collected thousands of insurance quotes for the Ram 1500 Rebel from multiple providers. The sample driver profile is for a 40-year-old male driver with a full coverage policy that includes:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.