Compare the Cost of Ram Rebel Insurance by Model Year and Company

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Updated: May 20, 2024

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The age of the driver has a significant impact on how much your Ram Rebel insurance costs. For a 16-year-old driver, the average annual price of a full coverage policy on a 2016 model is $6,914, but a 40-year-old driver will only pay $1,517. A 2022 model costs $7,519 per year for a 16-year-old to insure and $1,660 per year for a 40-year-old.

MoneyGeek ranked the top Ram Rebel insurance providers based on their overall pricing, service and claim fulfillment ratings.

MoneyGeek Logo IconCar Insurance CostsRam Rebel

Why Trust MoneyGeek? We collected thousands of car insurance quotes from Quadrant Information Services to analyze the average rates for a Ram Rebel.

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These rates were updated to reflect the average cost of car insurance for a Ram Rebel as of 2023.

10Companies Compared
20,916Quotes Analyzed

Average Cost and Cheapest Companies for Insuring a Ram Rebel

The average cost to insure a Ram Rebel is $1,636 annually, although this might vary by insurer. GEICO offers the cheapest full coverage auto insurance for a Ram Rebel at an average of $1,302 a year, whereas Allstate has the priciest policy at $1,936 annually.

The most affordable minimum coverage insurance policy for a Ram Rebel is from State Farm, averaging $510 per year, and the most expensive policy is from Farmers at $808 annually. Shop around and compare prices to find the most affordable car insurance for your Ram Rebel.

Data filtered by:Results filtered by:
Coverage:Full Coverage
GEICOAverage Annual Premium$1,302
State FarmAverage Annual Premium$1,330
TravelersAverage Annual Premium$1,471
NationwideAverage Annual Premium$1,588
ProgressiveAverage Annual Premium$1,633
FarmersAverage Annual Premium$1,913
AllstateAverage Annual Premium$1,936

Is a Ram Rebel Expensive to Insure?

Insurance companies look into several factors when calculating quotes for specific car models, including theft rates, horsepower and overall value. Ram Rebel insurance is less pricey than some luxury vehicles. With a manufacturer’s suggested retail price (MSRP) of $49,155 for the 2022 model year, the cost of a Ram Rebel is relatively moderate. This price translates to average insurance rates compared to other car models.

Best Companies for Insuring a Ram Rebel

Selecting the cheapest Ram Rebel insurance plan doesn't necessarily mean you’ve made the right call. We recommend considering how each auto insurance provider handles claims and customer service. With that in mind, here are our picks for the best car insurance providers for the Ram Rebel:

  • GEICO: MoneyGeek score 90 out of 100 ($1,302 per year)
  • State Farm: MoneyGeek score 90 out of 100 ($1,330 per year)

GEICO received a perfect affordability rating from MoneyGeek while ranking highly in customer satisfaction. Its scores indicate that GEICO policyholders receive excellent service at a reasonable cost.

MoneyGeek Top Pick: GEICO




Offers the most affordable policy for your Ram Rebel


Excellent customer satisfaction rating


Offers unique coverages including Mechanical Breakdown Insurance and Classic Car Insurance



Doesn’t offer Gap Insurance or Deductible Modification


Low claims processing score


MoneyGeek determined that GEICO is the best company to insure your Ram Rebel. It is the cheapest insurer for this model and provides exceptional customer service. It also has a few uncommon coverages, including Mechanical Breakdown Insurance (MBI). MBI offers better protection than the typical dealer extended warranty and covers all your car's systems and components at a cheaper rate.

The company offers other valuable add-ons. Rental Car Reimbursement covers the expense of a rental car up to the policy’s limit if a covered accident immobilizes your vehicle for more than 24 hours. Roadside Assistance covers all jump starts, towing, lockout services, flat tire repair and other similar services to get you back on the road. Accident Forgiveness keeps your rate from rising after your first at-fault accident (not offered in CA, CT or MA).

Read MoneyGeek's GEICO Auto Insurance Review

MoneyGeek Runner-Up: State Farm

State Farm



Offers affordable coverage for your Ram Rebel


Great customer service



Poor claims processing score


No Gap Insurance or Accident Forgiveness coverage


State Farm is our runner-up selection for insuring your Ram Rebel. It offers affordable rates and provides excellent customer service. However, State Farm's weakness is that it provides limited coverage options and even excludes some essential coverages. However, the add-ons it provides can be beneficial to almost any driver.

In the event of an accident while driving a rental car, State Farm's Rental Car and Travel Reimbursement benefits will pay for damages up to the policy's limits. It will also cover up to $500 of your trip expenses, including airfare, lodging, meals and other fees, with a $500 repayment deductible. Roadside Assistance is a valuable additional insurance option covering up to an hour's cost of mechanical repairs and locksmith services in case of a car breakdown or lockout. You can also receive a towing service to the closest mechanic.

Read MoneyGeek's State Farm Auto Insurance Review

Cost of Insuring a Ram Rebel by Model Year

The model year of the covered vehicle may significantly impact your average auto insurance rate. A 2022 Ram Rebel costs an average of $1,660 annually to insure. This rate is more expensive than the average policy for a 2016 model, which only costs $1,517. Insurance on a newer model may be more costly due to the increased repair costs and the fact that older models depreciate with time.

Data filtered by:Results filtered by:
Coverage:Full Coverage
2022Average Annual Premium$1,660
2021Average Annual Premium$1,600
2020Average Annual Premium$1,588
2019Average Annual Premium$1,578
2018Average Annual Premium$1,590
2017Average Annual Premium$1,563
2016Average Annual Premium$1,517

Depending on the model year of your Ram Rebel and the insurance provider you select, the average cost of auto insurance might vary significantly. GEICO offers the most affordable coverage for most Ram Rebel model years, with the 2016 model costing an average of $1,265 to insure. For newer models, however, State Farm is the cheapest, with the 2022 Ram Rebel costing $1,357 annually to insure.

Data filtered by:Results filtered by:
Model Year:
Model Year:2022
Coverage:Full Coverage
State FarmAverage Annual Premium$1,357
GEICOAverage Annual Premium$1,359
NationwideAverage Annual Premium$1,394
TravelersAverage Annual Premium$1,416
ProgressiveAverage Annual Premium$1,843
FarmersAverage Annual Premium$2,019
AllstateAverage Annual Premium$2,333

Cost of Insuring a Ram Rebel for 16- to 25-Year-Olds

Teenagers' auto insurance is far more expensive than insurance for drivers in their 30s and 40s. For a 16-year-old driver, full coverage insurance for a Ram Rebel costs an average of $7,176 annually, but the same policy is only $1,585 for a 40-year-old. Teen drivers' insurance rates experience a sharp decline as they age but stabilize in their early 20s.

Data filtered by:Results filtered by:
Coverage:Full Coverage
16Average Annual Premium$7,176
17Average Annual Premium$5,830
18Average Annual Premium$5,135
19Average Annual Premium$3,591
20Average Annual Premium$3,258
21Average Annual Premium$2,515
22Average Annual Premium$2,328
23Average Annual Premium$2,166
24Average Annual Premium$2,058
25Average Annual Premium$1,853

A family policy that covers teen drivers is typically far less expensive than an individual teen policy. An average full coverage policy from State Farm for a 16-year-old driving a 2022 Ram Rebel is $4,360 a year, whereas the same Allstate policy can cost up to $10,578 annually. These expenses are astronomical compared to what consumers in their 40s pay for identical coverage. Teens should enroll in their family’s insurance plan and shop with their parents for the cheapest teenage auto insurance options.

Data filtered by:Results filtered by:
Model Year:
Model Year:2022
Coverage:Full Coverage
State FarmAverage Annual Premium$4,360
NationwideAverage Annual Premium$5,530
TravelersAverage Annual Premium$5,618
GEICOAverage Annual Premium$6,426
ProgressiveAverage Annual Premium$9,871
FarmersAverage Annual Premium$10,185
AllstateAverage Annual Premium$10,578

How Does Location Affect the Cost of Ram Rebel Insurance?

A driver’s location likely affects their auto insurance rates more than their age and the make or model year of their car. If you're from Idaho, your auto insurance may be substantially more affordable than someone who lives in Florida. Get estimates from the cheapest providers in your area to get the best deals on car insurance for your Ram Rebel.

Data filtered by:Results filtered by:
Age Group:
Age Group:30-59
Coverage:Full Coverage
AlabamaCheapest CompanyNationwideAnnual Premium$709Monthly Premium$59
AlaskaCheapest CompanyState FarmAnnual Premium$699Monthly Premium$58
ArizonaCheapest CompanyRoot Insurance CompanyAnnual Premium$682Monthly Premium$57
ArkansasCheapest CompanyState FarmAnnual Premium$629Monthly Premium$52
CaliforniaCheapest CompanyAAA CaliforniaAnnual Premium$1,001Monthly Premium$83
ColoradoCheapest CompanyAmerican National P&CAnnual Premium$541Monthly Premium$45
ConnecticutCheapest CompanyGEICOAnnual Premium$693Monthly Premium$58
DelawareCheapest CompanyState FarmAnnual Premium$881Monthly Premium$73

Frequently Asked Questions About Ram Rebel Insurance

Most Ram Rebel insurance shoppers focus on price and value when researching providers. To help consumers make a more educated decision, we've included some of the most often-asked questions and our responses here.

What company has the cheapest car insurance for a Ram Rebel?
What company offers the best car insurance for a Ram Rebel?

About Mark Fitzpatrick

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Mark Fitzpatrick has analyzed the property and casualty insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. Currently, he leads P&C insurance content production at MoneyGeek. Fitzpatrick has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.