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Your age will affect the cost of your Ram 2500 car insurance. For a 40-year-old driver, the average annual premiums for a 2013 and 2022 Ram 2500 are $1,381 and $1,616, respectively. However, a 16-year-old driver can expect to pay about $6,421 annually for a 2013 model and $7,385 annually for a 2022 model.

To find the best car insurance for a Ram 2500, MoneyGeek ranked different companies based on their cost, customer satisfaction, coverages and claims experience.

MoneyGeek Logo IconCar Insurance CostsRam 2500
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Ram 2500

The average cost to insure a Ram 2500 is $1,524 per year, but your rates may vary depending on your insurer. The cheapest car insurance for this vehicle is from Travelers for a full coverage policy ($1,199 per year) and State Farm for a minimum coverage policy ($539 per year). The most expensive company is Progressive, which costs $1,936 per year for a full coverage policy and $837 per year for a minimum coverage policy.

Company
Average Annual Premium

State Farm

$499

State Farm

$501

State Farm

$514

State Farm

$526

State Farm

$528

State Farm

$537

State Farm

$538

State Farm

$539

State Farm

$544

GEICO

$546

GEICO

$549

GEICO

$553

GEICO

$553

GEICO

$557

GEICO

$558

State Farm

$559

GEICO

$565

Travelers

$565

GEICO

$567

Travelers

$570

State Farm

$573

GEICO

$579

State Farm

$583

State Farm

$586

GEICO

$586

GEICO

$592

Travelers

$593

Travelers

$598

Travelers

$603

State Farm

$604

Travelers

$607

GEICO

$624

GEICO

$627

State Farm

$633

Travelers

$634

Travelers

$635

Travelers

$637

Travelers

$640

Travelers

$642

GEICO

$643

Travelers

$646

State Farm

$649

Travelers

$654

Travelers

$669

Allstate

$670

Allstate

$680

Allstate

$682

Nationwide

$686

Nationwide

$686

GEICO

$691

Farmers

$691

Allstate

$695

GEICO

$696

State Farm

$696

Allstate

$702

Allstate

$703

Allstate

$703

Farmers

$706

Nationwide

$707

Allstate

$709

State Farm

$711

Travelers

$712

Allstate

$723

Allstate

$724

Allstate

$725

GEICO

$727

Travelers

$727

Nationwide

$729

Allstate

$737

Farmers

$743

Allstate

$745

GEICO

$745

GEICO

$745

Allstate

$747

Nationwide

$749

GEICO

$752

State Farm

$761

Farmers

$765

State Farm

$767

Nationwide

$769

Travelers

$770

Progressive

$771

Farmers

$772

Farmers

$774

Progressive

$775

Nationwide

$786

Progressive

$787

Travelers

$799

Nationwide

$800

GEICO

$802

Nationwide

$805

Allstate

$812

Progressive

$814

Farmers

$815

Nationwide

$817

Travelers

$822

Allstate

$822

Progressive

$825

Farmers

$827

Progressive

$837

Farmers

$842

Nationwide

$844

State Farm

$851

Farmers

$854

Progressive

$858

Nationwide

$858

GEICO

$862

Farmers

$866

Progressive

$867

Allstate

$872

Travelers

$878

Farmers

$881

Farmers

$885

Travelers

$891

Nationwide

$891

Nationwide

$895

Progressive

$902

Farmers

$911

Allstate

$923

Progressive

$926

Progressive

$927

State Farm

$928

Allstate

$931

Progressive

$938

Progressive

$941

Progressive

$947

Nationwide

$948

Travelers

$966

Farmers

$997

Allstate

$1,008

Nationwide

$1,008

Farmers

$1,024

Progressive

$1,036

Farmers

$1,053

Nationwide

$1,054

Travelers

$1,057

Nationwide

$1,058

Progressive

$1,072

State Farm

$1,075

Nationwide

$1,097

Travelers

$1,100

Farmers

$1,104

Travelers

$1,106

State Farm

$1,108

Farmers

$1,112

Allstate

$1,113

State Farm

$1,115

Travelers

$1,126

Nationwide

$1,134

State Farm

$1,146

GEICO

$1,150

State Farm

$1,156

Travelers

$1,164

Allstate

$1,164

Progressive

$1,174

Progressive

$1,174

Progressive

$1,176

Progressive

$1,176

State Farm

$1,183

Travelers

$1,187

Farmers

$1,191

Travelers

$1,199

Travelers

$1,202

Travelers

$1,204

State Farm

$1,206

State Farm

$1,209

Farmers

$1,211

GEICO

$1,212

State Farm

$1,216

GEICO

$1,217

State Farm

$1,221

GEICO

$1,222

GEICO

$1,229

State Farm

$1,247

Nationwide

$1,248

State Farm

$1,257

GEICO

$1,259

Travelers

$1,262

Allstate

$1,264

GEICO

$1,269

Farmers

$1,279

GEICO

$1,279

Travelers

$1,281

GEICO

$1,292

Travelers

$1,292

State Farm

$1,295

Nationwide

$1,302

Travelers

$1,302

GEICO

$1,302

Travelers

$1,314

Nationwide

$1,315

Progressive

$1,326

GEICO

$1,326

State Farm

$1,327

Travelers

$1,332

Nationwide

$1,334

GEICO

$1,336

Travelers

$1,338

GEICO

$1,350

State Farm

$1,354

Nationwide

$1,360

Travelers

$1,362

GEICO

$1,366

Nationwide

$1,374

State Farm

$1,376

State Farm

$1,387

GEICO

$1,420

Nationwide

$1,434

State Farm

$1,435

Nationwide

$1,437

State Farm

$1,455

Progressive

$1,458

GEICO

$1,465

Allstate

$1,470

Nationwide

$1,480

GEICO

$1,480

State Farm

$1,497

Travelers

$1,504

Travelers

$1,507

Nationwide

$1,518

Farmers

$1,529

Travelers

$1,535

Farmers

$1,542

Nationwide

$1,552

Allstate

$1,554

Allstate

$1,556

GEICO

$1,562

GEICO

$1,562

GEICO

$1,574

Nationwide

$1,575

Nationwide

$1,579

Allstate

$1,591

Travelers

$1,595

Allstate

$1,595

State Farm

$1,600

GEICO

$1,603

Farmers

$1,612

State Farm

$1,615

State Farm

$1,617

Nationwide

$1,621

Allstate

$1,630

Nationwide

$1,651

Travelers

$1,652

Allstate

$1,655

Allstate

$1,678

Farmers

$1,687

Allstate

$1,690

GEICO

$1,692

Travelers

$1,695

Nationwide

$1,702

Farmers

$1,705

Farmers

$1,718

Allstate

$1,722

Farmers

$1,731

State Farm

$1,739

Progressive

$1,748

Progressive

$1,754

Nationwide

$1,758

Nationwide

$1,774

Allstate

$1,788

Farmers

$1,790

Progressive

$1,793

Allstate

$1,807

Travelers

$1,811

GEICO

$1,819

Farmers

$1,820

Allstate

$1,821

Progressive

$1,823

Farmers

$1,831

Travelers

$1,831

State Farm

$1,838

Nationwide

$1,840

Progressive

$1,848

Allstate

$1,856

Allstate

$1,864

Farmers

$1,877

Travelers

$1,878

Allstate

$1,879

GEICO

$1,882

Farmers

$1,901

Progressive

$1,913

State Farm

$1,920

Farmers

$1,922

Farmers

$1,926

Nationwide

$1,931

Progressive

$1,936

Nationwide

$1,957

Farmers

$1,961

Nationwide

$1,989

Farmers

$1,997

Allstate

$2,001

Progressive

$2,014

Progressive

$2,023

GEICO

$2,034

Farmers

$2,048

Progressive

$2,071

State Farm

$2,083

Progressive

$2,097

Nationwide

$2,112

Allstate

$2,118

GEICO

$2,182

Allstate

$2,208

Travelers

$2,208

Farmers

$2,219

Progressive

$2,225

Progressive

$2,228

Farmers

$2,232

Allstate

$2,238

Nationwide

$2,246

Progressive

$2,248

Progressive

$2,254

Farmers

$2,267

Progressive

$2,268

Progressive

$2,286

Nationwide

$2,287

Allstate

$2,349

Farmers

$2,366

State Farm

$2,384

Farmers

$2,390

Allstate

$2,410

Allstate

$2,426

Nationwide

$2,474

Travelers

$2,477

Travelers

$2,511

Farmers

$2,530

Progressive

$2,540

Progressive

$2,543

Progressive

$2,543

Farmers

$2,547

Progressive

$2,573

Allstate

$2,620

GEICO

$2,623

State Farm

$2,659

Progressive

$2,807

GEICO

$2,834

Allstate

$2,891

Nationwide

$2,908

GEICO

$2,936

Farmers

$2,979

Nationwide

$3,114

State Farm

$3,118

Travelers

$3,131

Progressive

$3,141

Farmers

$3,202

Allstate

$3,268

Nationwide

$3,427

Nationwide

$3,451

State Farm

$3,482

Progressive

$3,500

Farmers

$3,580

Allstate

$3,657

Progressive

$3,696

Allstate

$3,704

Travelers

$3,761

Farmers

$3,813

Nationwide

$3,918

State Farm

$3,925

GEICO

$4,001

Progressive

$4,400

Farmers

$4,403

Progressive

$4,425

Progressive

$4,490

GEICO

$4,763

Travelers

$4,933

Progressive

$4,943

Nationwide

$5,019

Allstate

$5,233

Nationwide

$5,405

Nationwide

$5,935

Farmers

$5,963

GEICO

$6,118

Farmers

$6,372

Allstate

$6,450

Allstate

$7,951

Farmers

$8,794

Progressive

$8,829

Progressive

$10,243

Progressive

$10,529

Is a Ram 2500 Expensive to Insure?

Insurers consider several factors to determine car insurance rates for a given Ram 2500. This vehicle type is moderate to insure, on average, which means it’s neither cheap nor expensive. One of the main reasons it's not cheap to insure is its relatively high horsepower. Cars with higher horsepower tend to be more expensive to insure because they're more likely to get into an accident. Other factors, such as your car's model year and your age, can also influence your premiums, so it's important to compare quotes and explore your options to find a policy that best fits your budget.

Best Companies for Insuring a Ram 2500

Although cost is a significant factor when selecting car insurance, the best car insurance companies also provide exceptional service and claims handling. MoneyGeek found that the best companies for Ram 2500 car insurance are:

  • Travelers: MoneyGeek score 91 out of 100 ($1,199 per year)
  • State Farm: MoneyGeek score 90 out of 100 ($1,216 per year)

Travelers received high scores for affordability and coverage offerings, meaning you can get most essential coverages from this insurer at a reasonable price.

MoneyGeek Top Pick: Travelers

Travelers

pros

Has the cheapest rates for a Ram 2500

Earned high coverage and customer satisfaction scores

Offers several useful coverages, including gap insurance and accident forgiveness

cons

Has a slightly below average claims management score

COMPANY HIGHLIGHTS

Travelers is our pick for the best provider of Ram 2500 insurance, providing a wide range of coverages and the cheapest rates in our study. Travelers policyholders have the option of purchasing the company's Responsible Driver Plan or Premier Responsible Driver Plan. The former includes accident forgiveness and minor violation forgiveness, which prevent your rates from increasing following a minor traffic violation and/or an accident.

The Premier Responsible Driver Plan includes both of these coverages in addition to its Decreasing Deductible and Total Loss Deductible Waiver coverages. With Decreasing Deductible, you can earn credits to be used toward your deductible for every policy period (either six or 12 months) that you remain violation free. Meanwhile, the Total Loss Deductible Waiver feature means you won't have to pay a deductible if your car is totaled.

You can also add gap insurance to your Travelers policy if your car is leased or financed. This coverage covers the difference between the actual cash value of your vehicle and the outstanding balance of your loan or lease if your Ram 2500 is deemed a total loss.

Read MoneyGeek's Travelers Auto Insurance Review

MoneyGeek Runner-Up: State Farm

State Farm

pros

Has affordable car insurance for Ram 2500

Earned a high customer satisfaction score

cons

Offers few add-on coverages

Has a low claims management rating

COMPANY HIGHLIGHTS

State Farm is also a great option for Ram 2500 insurance, offering affordable rates and high-quality customer service. The company has limited add-on coverage offerings, but it does offer two essential coverages that Ram 2500 drivers should consider.

State Farm offers rental car reimbursement coverage, which can pay for the cost of a car rental up to the chosen limits if your Ram 2500 needs repairs following a covered incident. The coverage takes effect immediately if your car is not legal or deemed unsafe to drive. If your vehicle simply needs some repairs, this coverage takes effect when the repairs start.

State Farm also has a 24-hour emergency roadside service that includes fuel delivery, towing, locksmith services, tire changes and other roadside assistance that your Ram 2500 might need. This feature could be particularly useful for drivers with older Ram 2500 models that might be more prone to roadside emergencies.

Read MoneyGeek's State Farm Auto Insurance Review

Cost of Insuring a Ram 2500 by Model Year

The average cost of car insurance for a 2013 Ram 2500 is $1,381 per year, while it costs $1,616 per year to insure a 2022 Ram 2500. Newer cars tend to be more expensive to insure because they have a higher value than older cars.

Model Year
Average Annual Premium

2022

$662

2022

$1,616

2021

$661

2021

$1,564

2020

$636

2020

$1,513

2019

$670

2019

$1,517

2018

$675

2018

$1,496

2017

$651

2017

$1,455

2016

$687

2016

$1,470

2015

$694

2015

$1,460

2014

$686

2014

$1,427

2013

$681

2013

$1,381

The average cost of car insurance for a Ram 2500 depends on the model year and the insurance company. State Farm is the cheapest option for a 2013 model at $1,089 per year, while Travelers is the least expensive company for a 2022 model at $1,243 per year.

Company
Average Annual Premium

State Farm

$458

State Farm

$469

State Farm

$472

State Farm

$474

GEICO

$475

Travelers

$480

State Farm

$481

GEICO

$489

GEICO

$489

Travelers

$492

GEICO

$492

GEICO

$495

GEICO

$498

State Farm

$500

State Farm

$502

State Farm

$502

State Farm

$508

GEICO

$518

State Farm

$519

GEICO

$528

GEICO

$528

GEICO

$530

Travelers

$540

Travelers

$544

Travelers

$545

Travelers

$554

Travelers

$565

Travelers

$571

Travelers

$579

Travelers

$582

Allstate

$613

Allstate

$619

Allstate

$632

Nationwide

$640

Nationwide

$641

Allstate

$641

Nationwide

$648

Nationwide

$649

Allstate

$653

Nationwide

$657

Allstate

$659

Farmers

$662

Nationwide

$664

Nationwide

$664

Allstate

$665

Farmers

$665

Allstate

$667

Allstate

$669

Allstate

$669

Nationwide

$678

Nationwide

$679

Farmers

$682

Nationwide

$694

Farmers

$696

Progressive

$700

Farmers

$708

Progressive

$716

Farmers

$717

Farmers

$725

Farmers

$726

Farmers

$729

Progressive

$734

Farmers

$738

Progressive

$747

Progressive

$751

Progressive

$763

Progressive

$768

Progressive

$780

Progressive

$784

Progressive

$786

State Farm

$1,089

Travelers

$1,139

Travelers

$1,161

Travelers

$1,169

State Farm

$1,188

GEICO

$1,195

State Farm

$1,195

Travelers

$1,201

State Farm

$1,203

State Farm

$1,206

Travelers

$1,206

Travelers

$1,207

State Farm

$1,209

Travelers

$1,211

Travelers

$1,214

GEICO

$1,222

State Farm

$1,232

GEICO

$1,236

Travelers

$1,238

GEICO

$1,242

Travelers

$1,243

State Farm

$1,244

GEICO

$1,246

GEICO

$1,271

State Farm

$1,283

GEICO

$1,289

GEICO

$1,294

State Farm

$1,310

GEICO

$1,331

GEICO

$1,367

Nationwide

$1,410

Nationwide

$1,425

Nationwide

$1,432

Allstate

$1,436

Nationwide

$1,442

Nationwide

$1,461

Allstate

$1,473

Nationwide

$1,488

Nationwide

$1,500

Nationwide

$1,531

Nationwide

$1,538

Farmers

$1,572

Nationwide

$1,576

Farmers

$1,581

Farmers

$1,612

Allstate

$1,636

Farmers

$1,636

Farmers

$1,658

Allstate

$1,670

Farmers

$1,674

Allstate

$1,679

Allstate

$1,685

Farmers

$1,695

Allstate

$1,708

Allstate

$1,737

Farmers

$1,765

Allstate

$1,774

Progressive

$1,804

Progressive

$1,850

Progressive

$1,884

Progressive

$1,886

Progressive

$1,905

Farmers

$1,909

Farmers

$1,952

Progressive

$1,960

Progressive

$1,972

Progressive

$1,985

Allstate

$1,989

Progressive

$2,052

Progressive

$2,063

Cost of Insuring a Ram 2500 for 16- to 25-Year-Olds

Car insurance rates tend to be higher for teenagers and those in their twenties. For instance, the average annual cost of insuring a Ram 2500 for 16-year-olds is $6,871, while 40-year-olds only pay around $1,490 per year on average. Car insurance for teens becomes significantly more affordable as they age and starts to level off during their 20s.

Driver Age
Average Annual Premium

16

$3,283

16

$6,871

17

$2,660

17

$5,612

18

$4,929

18

$2,310

19

$1,593

19

$3,413

20

$1,424

20

$3,089

21

$2,378

21

$1,071

22

$984

22

$2,197

23

$907

23

$2,039

24

$1,934

24

$856

25

$1,744

25

$774

The best way to get the cheapest rates for teen car insurance is to add them on a family plan, as individual coverage for a teen driver is much more expensive. It's also important to keep in mind that in most cases, teens under 18 cannot legally purchase an individual policy without a parent or guardian agreeing to cosign.

Individual car insurance for a 16-year-old driving a 2022 Ram 2500 can cost up to $11,100 per year if you have a policy from Progressive. The cheapest option is from State Farm, with an average premium of $4,221 per year. We suggest exploring multiple options and comparing rates from different insurance providers to find the most affordable car insurance for teenagers.

Company
Average Annual Premium

State Farm

$610

GEICO

$625

Travelers

$661

GEICO

$661

State Farm

$671

GEICO

$693

Travelers

$713

Allstate

$731

State Farm

$733

Travelers

$755

GEICO

$768

Allstate

$801

Travelers

$802

State Farm

$820

GEICO

$825

Allstate

$849

Travelers

$866

State Farm

$896

Allstate

$907

Progressive

$922

Nationwide

$922

Farmers

$941

Allstate

$979

Travelers

$1,022

Nationwide

$1,028

State Farm

$1,034

Progressive

$1,046

Farmers

$1,062

Farmers

$1,092

GEICO

$1,101

Nationwide

$1,102

Progressive

$1,145

Travelers

$1,150

Farmers

$1,151

State Farm

$1,163

Nationwide

$1,213

Allstate

$1,228

GEICO

$1,236

Farmers

$1,257

Progressive

$1,296

Nationwide

$1,338

State Farm

$1,381

Travelers

$1,416

Progressive

$1,423

Allstate

$1,426

Travelers

$1,459

State Farm

$1,555

Travelers

$1,560

State Farm

$1,576

GEICO

$1,596

Travelers

$1,654

Nationwide

$1,705

GEICO

$1,706

GEICO

$1,720

State Farm

$1,753

Travelers

$1,753

State Farm

$1,768

Travelers

$1,770

Progressive

$1,798

GEICO

$1,801

Farmers

$1,831

State Farm

$1,885

Travelers

$1,886

Nationwide

$1,902

Nationwide

$1,912

Farmers

$1,966

GEICO

$2,017

Nationwide

$2,031

Progressive

$2,041

GEICO

$2,073

State Farm

$2,077

Allstate

$2,135

GEICO

$2,181

Nationwide

$2,183

Nationwide

$2,199

Allstate

$2,247

State Farm

$2,252

Travelers

$2,278

Farmers

$2,279

Travelers

$2,347

Nationwide

$2,382

Progressive

$2,426

Travelers

$2,537

Allstate

$2,538

Farmers

$2,539

State Farm

$2,576

Farmers

$2,590

Allstate

$2,680

GEICO

$2,681

Farmers

$2,697

Progressive

$2,749

Allstate

$2,780

GEICO

$2,804

Nationwide

$2,828

State Farm

$2,870

Farmers

$2,878

Allstate

$2,894

Progressive

$2,994

Nationwide

$3,028

Farmers

$3,032

GEICO

$3,136

Allstate

$3,148

Travelers

$3,191

Farmers

$3,259

Nationwide

$3,321

Nationwide

$3,335

Progressive

$3,344

State Farm

$3,361

Allstate

$3,532

Progressive

$3,599

Progressive

$3,724

State Farm

$3,750

Nationwide

$3,768

Travelers

$3,803

Allstate

$3,925

Farmers

$4,023

State Farm

$4,221

GEICO

$4,232

Farmers

$4,281

Progressive

$4,283

Allstate

$4,364

Progressive

$4,388

Farmers

$4,438

Progressive

$4,708

Nationwide

$4,836

Travelers

$4,957

GEICO

$5,062

Nationwide

$5,217

Progressive

$5,246

Nationwide

$5,742

Allstate

$6,189

GEICO

$6,493

Farmers

$6,699

Farmers

$7,156

Allstate

$7,494

Allstate

$9,149

Progressive

$9,343

Farmers

$9,859

Progressive

$10,789

Progressive

$11,100

How Does Location Affect the Cost of Ram 2500 Insurance?

The cost of car insurance depends on many factors, including the model year of your car and your age. Your location is also a significant determining factor in the cost of insurance as the cheapest companies for a given car vary by state. In general, New York has the highest average premiums and Idaho has the lowest. It's a good idea to get quotes from the cheapest insurers in your state to find the best rates.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Ram 2500 Insurance

Shopping for car insurance may leave you with a lot of questions about cost and quality. MoneyGeek answered some of the most frequently asked questions to help you find the best car insurance for your needs.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.