Compare the Cost of Nissan Sentra Insurance by Model Year and Company

Policy rates depend heavily on your age. MoneyGeek found that a 16-year-old driver pays an average of $6,128 annually to insure a 2009 Nissan Sentra — but 40-year-old drivers insuring the same year only pay $1,320. A 16-year-old can expect to pay $7,290 annually to insure a 2022 model, while a 40-year-old will pay a yearly average of $1,611.

We also gathered information about the best insurance providers that balance affordability with service and claims handling.

On average, Nissan Sentra owners pay $1,491 per year for car insurance. However, the actual price you'll pay depends on the insurance provider you choose. State Farm carries the least expensive full coverage policy for a Nissan Sentra at an average annual price of $1,090. Farmers is the most expensive, charging an average of $1,762 annually.

For minimum coverage, you’ll also find the cheapest rates with State Farm, which charges $499 annually. Farmers has the most expensive rates, as its policies cost an annual average of $849. You can find the cheapest car insurance policies by shopping around and comparing rates.

The insurance providers consider a variety of factors when determining how much to charge for Nissan Sentra insurance. With an MSRP of $20,905 for the 2022 model year and data from the National Highway Traffic Safety Administration (NHTSA) indicating a relatively higher theft rate for this model, insurers may set moderately higher rates for coverage.

While considering the annual rates offered by various providers is crucial when shopping for a car insurance policy, it is equally important to identify the best auto insurance providers based on their customer service and efficient claims management.

MoneyGeek found the companies offering the best car insurance for the Nissan Sentra to be:

• State Farm: MoneyGeek score of 90 out of 100 ($1,090 per year)
• GEICO: MoneyGeek score of 88 out of 100 ($1,181 per year)

State Farm scored the highest for affordability and came second for customer satisfaction among its competitors, indicating that it provides policyholders with an overall positive experience at a reasonable price point.

Nissan Sentra owners with a 2009 model can expect to pay around $1,320 per year, while the average car insurance cost for 2022 models is higher at $1,611 per year. Insurance companies typically charge higher premiums for newer models due to their increased values and replacement costs. On the other hand, older cars tend to depreciate in value over time, resulting in relatively lower insurance costs.

Your car's model year and the insurer you buy your policy from determine your average cost of car insurance. State Farm offers the most affordable rates for a 2009 Nissan Sentra at $965 per year. It's also the cheapest option for a 2022 model, charging an annual $1,295.

On average, car insurance rates for teenagers and young adults are much more expensive than for drivers in their 30s and older. Coverage for 16-year-old motorists costs $6,596 annually, while 40-year-olds pay an annual average of $1,435 per year.

As teen drivers age, policy prices generally decrease and tend to level off during their 20s.

Teens buying individual plans will pay higher rates, so the most affordable way to insure a teenager is to add them to a family plan. State Farm offers the cheapest rates for a 16-year-old insuring a 2022 Nissan Sentra at $4,158 annually. Farmers charges the most expensive rates for the same model at $9,987 per year.

We advise shopping around and comparing rates to find the cheapest and most suitable teen car insurance policies.

The cost of your insurance policy will be influenced by your car's model year and your age. Note that your location can sometimes have an even more significant impact on the policy cost.

The most affordable auto insurer also differs based on your location. MoneyGeek found that Idaho is the least expensive state for car insurance, with an annual cost of $299. Florida stands out as the most expensive state, with a cost of $1,058 per year.

We recommend gathering quotes from the cheapest car insurance companies in your area when looking to insure your Nissan Sentra.

When drivers explore car insurance costs for a Nissan Sentra, they often inquire about affordability and service quality. We answered some frequently asked questions regarding these topics.