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Compare the Cost of Nissan Sentra Insurance by Model Year and Company
The average Nissan Sentra insurance cost is $1,300 per year. This means the model is not as expensive to insure as a luxury car. It is also cheaper than the average car insurance rate across all models. Keep in mind that your auto insurance rates will vary depending on your company and model year.
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Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.
Advertising & Editorial DisclosureLast Updated: 8/23/2022
Written By |
Mark Fitzpatrick
It is ideal to shop around and compare quotes to find the cheapest Nissan Sentra insurance rates. Depending on your model year, different carriers will quote varying costs. Researching different insurers and rates may save you hundreds of dollars each year.
Key Takeaways
Nissan Sentra insurance costs $1,300 per year on average compared to about $1,428 for the average car model. This is $128 cheaper than the average model.
Nissan Sentra insurance rates can vary by as much as $787 depending on the carrier. Shopping around can help you get the best price.
Nissan Sentra insurance quotes can change by $308 per year depending on how old your vehicle is. Insurance prices are typically lower for older models.
How Much It Costs to Insure a Nissan Sentra and the Cheapest Company
The company you select can have a significant impact on your Nissan Sentra insurance rates. On average, the insurance cost for this model is $1,300 per year. USAA offers the cheapest auto insurance for a Nissan Sentra, at $1,021 annually.
The costliest rate for Nissan Sentra insurance is $1,808 annually. Consequently, you can save as much as $787 per year by comparing quotes.
The Average Annual Cost of Nissan Sentra Insurance by Company
MoneyGeek gathered data about insurance rates using a sample driver profile. This example driver has 100/300/100 liability insurance with comprehensive and collision coverage.
The Average Cost to Insure a Nissan Sentra by Company
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- CompanyAverage Annual Rates
- 1.$1,021
- 2.$1,064
- 3.$1,241
- 4.$1,262
- 5.$1,528
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Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.
Is a Nissan Sentra Expensive to Insure?
A car model’s insurance cost depends on factors such as its retail value, horsepower, theft rate, whether it’s an electric or sports car and others.
The Nissan Sentra is a low-value car with relatively low horsepower. Due to its low-value, it is not costly to repair. Additionally, since it has low horsepower, it’s a less powerful car that is not as likely to get involved in major accidents.
These factors make the Nissan Sentra insurance cost quite affordable compared to luxury models.
The Best Car Insurance Company for a Nissan Sentra
In addition to cost, other factors should be considered when choosing an insurer. MoneyGeek ranked the best auto insurance for a Nissan Sentra on criteria such as affordability, customer complaints, financial stability and customer satisfaction.
According to MoneyGeek’s scores:
- USAA offers the best insurance for the Nissan Sentra. However, USAA only serves veterans, current military members and their families.
- GEICO is the next best company with a score of 87.83 out of 100.
1
USAA
Score:99
2
GEICO
Score:88
3
State Farm
Score:85
4
Progressive
Score:83
5
Nationwide
Score:77
6
Allstate
Score:75
7
Allied
Score:NaN
How Much It Costs to Insure a Nissan Sentra by Model Year
Generally, older car models tend to be cheaper to insure because as a vehicle’s value depreciates, comprehensive and collision insurance becomes less expensive.
The average car insurance cost for a 2005 Nissan Sentra is $1,104 per year. The rate for the 2020 model is $1,412 per year. Different insurance firms may offer cheaper quotes based on the model year.
The least expensive insurance company for a 2020 Nissan Sentra is USAA, at $1,052 yearly. You can pick your model year below to see how rates compare since the cheapest provider can change depending on the model year.
The Average Cost to Insure a Nissan Sentra by Model Year
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- CompanyAverage Annual Rates (2020 model)Average Annual Rates (2019 model)Average Annual Rates (2018 model)Average Annual Rates (2017 model)Average Annual Rates (2016 model)Average Annual Rates (2010 model)Average Annual Rates (2005 model)
- 1.$1,052$1,064$1,076$1,036$1,009$985$923
- 2.$1,155$1,127$1,119$1,084$1,081$953$927
- 3.$1,352$1,330$1,310$1,292$1,261$1,114$1,027
- 4.$1,362$1,358$1,317$1,305$1,287$1,161$1,041
- 5.$1,549$1,570$1,592$1,611$1,572$1,413$1,386
How Expensive Is It to Insure a Nissan Sentra Compared to Other Cars?
Nissan Sentra insurance rates are inexpensive compared to other models. The average insurance cost for this car is $1,300 per year compared to $1,428 for the average car model in MoneyGeek’s data. This is $128 less annually.
How Much It Costs to Insure a Nissan Sentra for 16- to 25-Year-Olds
Teen drivers are relatively inexperienced behind the wheel. As a result, they are charged higher car insurance rates because they are riskier to insure.
The Nissan Sentra insurance cost for an 18-year-old driver is $4,242 per year on average. This is $2,942 higher than the cost for a 40-year-old driver. Consumers can find car insurance prices for young drivers aged 16 to 25 below.
Teen drivers may find it more expensive to buy their own car insurance coverage. They can save money by sharing a policy with their parents.
The Average Cost to Insure a Nissan Sentra by Driver Age
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- AgeAverage Annual Rates
- 16$5,438
- 17$4,818
- 18$4,242
- 19$3,038
- 20$2,712
How Does Location Affect the Cost of Nissan Sentra Insurance?
While the rates provided in this article are based on a national average, your location can have a huge impact on your car insurance costs. You can learn more about auto insurance prices in individual states with MoneyGeek’s state page analysis.
FAQs About Nissan Sentra Insurance
Your age, driving experience, car model, vehicle year and several other factors determine your car insurance costs. To help you buy the right policy, MoneyGeek provides answers to common queries about Nissan Sentra insurance rates and features.
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Methodology
MoneyGeek collected numerous insurance rates for a Nissan Sentra across all available model years. Rates are for a full coverage policy with:
- $100,000 in bodily injury liability insurance per person
- $300,000 in bodily injury liability insurance per accident
- $100,000 in property damage liability insurance per accident
- Comprehensive and collision insurance with a $1,000 deductible
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