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Compare the Cost of Nissan Pathfinder Insurance by Model Year and Company
According to MoneyGeek's research, the average insurance for a Nissan Pathfinder costs $1,204 per year. This study shows that a Nissan Pathfinder’s average insurance cost is lower than the average insurance cost making it inexpensive to insure. However, rates vary depending on the insurer you choose and your car’s model year.
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Last Updated: 5/18/2022
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Mark Fitzpatrick
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Different insurance companies offer varying premiums. Your car’s model year affects its average insurance cost, so it's important to shop around to find the best insurance for your Nissan Pathfinder. You'll get the best deal by comparing insurance rates from various providers.
Key Takeaways for Nissan Pathfinder Insurance
On average, a Nissan Pathfinder’s insurance costs $1,204 per year. This is approximately $223 cheaper than the average car insurance cost.
Depending on the company, a Nissan Pathfinder’s average insurance cost can change by as much as $475 per year.
The average insurance cost for a Nissan Pathfinder may vary by up to $408 per year depending on the model. Earlier models tend to have lower insurance rates.
How Much It Costs to Insure a Nissan Pathfinder and the Cheapest Company
Your preferred car insurance provider for your Nissan Pathfinder can impact your car insurance rates. The average cost to insure a Nissan Pathfinder is $1,204 per year.
The cheapest insurer is USAA, which charges an average cost of $1,015 per year, while the most expensive insurer is Allied, which charges $1,490 per year on average. Choosing the cheapest car insurance provider might give you a $475 average savings each year.
However, USAA is only offered to military families. The cheapest insurer for non-military families is GEICO at roughly $1,031 per year.
The Average Annual Cost of Nissan Pathfinder Insurance by Company
MoneyGeek gathered insurance quotes from various companies using a 40-year-old sample driver with 100/300/100 liability insurance with comprehensive and collision coverage.
The Average Cost to Insure a Nissan Pathfinder by Company
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- CompanyAverage Annual Rates
- 1.$1,015
- 2.$1,031
- 3.$1,152
- 4.$1,188
- 5.$1,313
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Is a Nissan Pathfinder Expensive to Insure?
Insurance companies utilize various factors to determine car insurance costs, including the car’s value, horsepower, theft rates and more.
Because the Nissan Pathfinder is a low-value car, making it less expensive to repair, it is not as risky for insurers to cover. This makes it inexpensive to insure.
The Best Car Insurance Company for a Nissan Pathfinder
When it comes to insuring your Nissan Pathfinder, price should not be the only factor you should consider.
MoneyGeek ranked car insurance companies to find the best insurer for a Nissan Pathfinder using a scoring system that includes customer satisfaction, affordability, customer complaints and financial stability. We found that:
- The best car insurance company for a Nissan Pathfinder is USAA. However, its insurance policies are only available to military members and their families.
- The second-best car insurance company for a Nissan Pathfinder is GEICO. Policies with GEICO are available to all drivers.
1
USAA
Score:98.5
2
GEICO
Score:88.8
3
Progressive
Score:83.2
4
State Farm
Score:83
5
Nationwide
Score:77.2
6
Allstate
Score:70.8
7
Allied
Score:NaN
How Much It Costs to Insure a Nissan Pathfinder by Model Year
Collision and comprehensive coverage costs go down as a vehicle depreciates. This means that insurers may provide lower rates for older Nissan Pathfinder models.
The average insurance premium for a 2005 Nissan Pathfinder is $1,031, while the average insurance rate for the 2020 model is $1,439, suggesting a potential $408 average cost difference.
The average insurance rates to insure each Nissan Pathfinder’s model year are as follows:
- 2005 Nissan Pathfinder: $1,031 per year
- 2010 Nissan Pathfinder: $1,086 per year
- 2016 Nissan Pathfinder: $1,258 per year
- 2017 Nissan Pathfinder: $1,321 per year
- 2018 Nissan Pathfinder: $1,395 per year
- 2019 Nissan Pathfinder: $1,417 per year
- 2020 Nissan Pathfinder: $1,439 per year
At an average cost of $1,155 per year, GEICO provides the cheapest insurance for the 2020 Nissan Pathfinder.
You can select the model year of your Nissan Pathfinder below to compare the quotes from various insurers. It's worth noting that the cheapest company varies by model year.
The Average Cost to Insure a Nissan Pathfinder by Model Year
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- CompanyAverage Annual Rates (2020 model)Average Annual Rates (2019 model)Average Annual Rates (2018 model)Average Annual Rates (2017 model)Average Annual Rates (2016 model)Average Annual Rates (2010 model)Average Annual Rates (2005 model)
- 1.$1,194$1,183$1,173$1,138$1,108$919$838
- 2.$1,155$1,150$1,145$1,128$1,113$942$912
- 3.$1,254$1,248$1,241$1,220$1,202$1,127$1,023
- 4.$1,454$1,430$1,406$1,325$1,256$1,076$968
- 5.$1,386$1,388$1,390$1,396$1,401$1,236$1,228
How Expensive Is It to Insure a Nissan Pathfinder Compared to Other Cars?
In comparison to the average insurance cost across all models in our database, insuring a Nissan Pathfinder, regardless of the model year, is significantly cheaper. The cost to insure a Nissan Pathfinder is $1,204 per year on average, which is $223 cheaper than the national average.
How Much It Costs to Insure a Nissan Pathfinder for 16- to 25-Year-Olds
When it comes to auto insurance, your driving experience is important. A young driver should expect to pay higher Nissan Pathfinder auto insurance rates due to their inexperience.
The average annual Nissan Pathfinder insurance cost for an 18-year-old driver is $3,928, which is $2,725 more expensive than the average annual car insurance cost for a 40-year-old driver buying insurance for the same car.
If you're a teen driver, you can save money by being added to your parent's auto insurance policy rather than insuring your own vehicle.
The table below shows the average cost of insuring a Nissan Pathfinder for young drivers aged 16 to 25.
The Average Cost to Insure a Nissan Pathfinder by Driver Age
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- AgeAverage Annual Rates
- 16$5,036
- 17$4,461
- 18$3,928
- 19$2,813
- 20$2,511
How Does Location Affect the Cost of Nissan Pathfinder Insurance?
The insurance rates for a Nissan Pathfinder mentioned in this article are a national average. Your location, however, has a big influence on the insurance cost. Our state page analysis shows you more about the cost of insurance in each state.
FAQs About Nissan Pathfinder Insurance
One of the major factors influencing your car's insurance cost is its model, but it’s not the only thing insurers consider. Here are some frequently asked questions about insuring a Nissan Pathfinder.
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MoneyGeek gathered thousands of insurance rates for a Nissan Pathfinder across all available model years. The prices are for a full coverage insurance policy, which includes:
- $100,000 in bodily injury liability insurance per person
- $300,000 in bodily injury liability insurance per accident
- $100,000 in property damage liability insurance per accident
- Comprehensive and collision insurance with a $1,000 deductible
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