Insurance premiums for a Nissan Maxima average $159 monthly for full coverage and $82 for minimum coverage. Your specific trim and model year determine where you'll fall within the $54 to $225 monthly range.
Nissan Maxima Insurance Cost
Updated: January 13, 2026
Key Takeaways
GEICO offers the most affordable Nissan Maxima insurance, with full coverage averaging $123 monthly. Rates vary based on your model year and chosen insurer. Read more
The Maxima ranks 62nd out of 199 sedans for insurance affordability. While sedans aren't the cheapest vehicle type, the Maxima's middle-tier placement makes it reasonably priced within its category. Read more
Your Maxima's model year and driver age affect insurance rates. Teen drivers and owners of newer model years face substantially higher premiums than experienced drivers with older models. Read more
How Much Is Nissan Maxima Insurance?
| Nissan Maxima | $82 | $159 |
Looking for another Nissan model? Read more about the cost of Nissan car insurance models.
Your Nissan Maxima's insurance costs can range from $54 monthly for older models to $225 for the newest ones. Like other vehicles, newer Maximas cost more to insure because they're worth more money, while older models benefit from lower market values.
Insurance costs for a Nissan Maxima depend on model year and company. Full coverage goes from $123 monthly with GEICO to $291 with AIG, while minimum coverage spans $57 with GEICO to $134 with UAIC.
Nissan Maxima owners should shop between insurers since minimum coverage varies by over $77 and full coverage by over $168. Each company calculates risk differently for the Maxima, affecting your final quote.
| AAA | $91 | $188 |
| AIG | $117 | $291 |
| Allstate | $105 | $203 |
| Amica | $100 | $205 |
| Chubb | $108 | $214 |
| Farmers | $116 | $204 |
| Geico | $57 | $123 |
| Kemper | $79 | $159 |
| Nationwide | $94 | $162 |
| Progressive | $89 | $166 |
| State Farm | $73 | $151 |
| The Hartford | $87 | $149 |
| Travelers | $74 | $137 |
| UAIC | $134 | $167 |
Is Nissan Maxima Expensive to Insure?
MoneyGeek's analysis of sedan insurance costs reveals the Nissan Maxima's middle-tier positioning among similar vehicles. When compared to 199 sedans in our database, it ranks 62nd for affordability, meaning 61 models cost less to insure. You'll pay a few dollars more monthly than a Honda Civic but slightly less than a Volkswagen Passat, placing it squarely in the middle range for its category.
While that's average for sedans, this vehicle type tends to be pricier to insure overall. The Maxima's 223rd ranking out of 827 total vehicles actually puts it in the top half for affordability across all car types. The Saturn S-Series claims the cheapest sedan spot, while the Cadillac CTS-V commands the highest premiums in this category.
| Hyundai Accent | $119 | 59 |
| Toyota Avalon | $119 | 60 |
| Honda Civic | $120 | 61 |
| Nissan Maxima | $120 | 62 |
| Volkswagen Passat | $121 | 63 |
| Infiniti G-Line | $121 | 64 |
| Buick Lacrosse | $121 | 65 |
What you'll pay for Nissan Maxima insurance depends on:
- Average repair or replacement costs: Nissan Maxima repair costs average $1,082 annually, making it Nissan's third most expensive model to maintain.
- Vehicle trim, features and accessories: The Maxima's performance and trim influence insurance premiums.
- Driver profile: Most Nissan Maxima drivers are middle-aged males (median age 46). Younger drivers pay higher rates, and the Maxima's performance reputation attracts risk-taking behaviors that concern insurers.
Nissan Maxima Costs by Model Year and Driver Age by Insurance Company
Full coverage car insurance for a 35- to 55-year-old driver with a 2023 Nissan Maxima costs an average of $257 per month compared to $242 for a 2013 model. Insurance costs for your Nissan Maxima may change greatly depending on your model year and driver age, with young drivers in their teens and early twenties paying much more to insure.
GEICO offers the cheapest rates across all Nissan Maxima model years and could save certain drivers hundreds of dollars per month versus average costs.Â
Older models (2016 to 2020):
Cost of Car Insurance for 2023 Nissan Maxima
| Geico | $76 | $166 |
| National General | $103 | $211 |
| The Hartford | $104 | $177 |
| Travelers | $104 | $195 |
| State Farm | $106 | $222 |
| Kemper | $107 | $215 |
| Progressive | $116 | $217 |
| Nationwide | $126 | $219 |
| AAA | $134 | $279 |
| Allstate | $148 | $286 |
| Amica | $160 | $328 |
| UAIC | $161 | $204 |
| Farmers | $171 | $301 |
| Chubb | $182 | $365 |
| AIG | $182 | $468 |
2023 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $833 | $733 | $649 | $560 | $495 | $421 | $382 | $341 | $312 | $275 |
| Geico | $944 | $690 | $579 | $420 | $361 | $292 | $269 | $222 | $210 | $191 |
| Nationwide | $993 | $908 | $836 | $710 | $600 | $389 | $361 | $337 | $318 | $285 |
| Travelers | $1,172 | $865 | $691 | $535 | $477 | $339 | $311 | $289 | $268 | $225 |
| Allstate | $1,369 | $1,072 | $864 | $638 | $571 | $446 | $404 | $382 | $360 | $318 |
| Progressive | $1,584 | $1,281 | $1,064 | $590 | $515 | $415 | $370 | $330 | $304 | $261 |
| Farmers | $1,872 | $1,383 | $1,232 | $769 | $727 | $552 | $492 | $471 | $447 | $377 |
Cost of Car Insurance for 2022 Nissan Maxima
| Geico | $71 | $154 |
| National General | $92 | $189 |
| The Hartford | $96 | $164 |
| Travelers | $97 | $183 |
| State Farm | $98 | $205 |
| Kemper | $99 | $200 |
| Progressive | $107 | $202 |
| Nationwide | $117 | $203 |
| AAA | $121 | $253 |
| Allstate | $134 | $259 |
| Amica | $143 | $294 |
| UAIC | $149 | $189 |
| Farmers | $158 | $279 |
| AIG | $164 | $422 |
| Chubb | $166 | $331 |
2022 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $771 | $678 | $600 | $518 | $458 | $389 | $354 | $316 | $289 | $254 |
| Geico | $876 | $640 | $537 | $390 | $335 | $271 | $250 | $206 | $195 | $177 |
| Nationwide | $919 | $840 | $774 | $657 | $555 | $360 | $334 | $312 | $295 | $264 |
| Travelers | $1,092 | $805 | $642 | $497 | $443 | $316 | $290 | $269 | $250 | $211 |
| Allstate | $1,236 | $968 | $780 | $576 | $516 | $402 | $365 | $345 | $325 | $287 |
| Progressive | $1,472 | $1,190 | $988 | $549 | $478 | $386 | $344 | $307 | $282 | $242 |
| Farmers | $1,735 | $1,282 | $1,141 | $712 | $673 | $512 | $456 | $436 | $414 | $349 |
Cost of Car Insurance for 2021 Nissan Maxima
| Geico | $66 | $144 |
| National General | $83 | $170 |
| The Hartford | $90 | $153 |
| State Farm | $91 | $191 |
| Travelers | $92 | $171 |
| Kemper | $92 | $186 |
| Progressive | $100 | $188 |
| Nationwide | $109 | $189 |
| AAA | $110 | $229 |
| Allstate | $121 | $234 |
| Amica | $128 | $263 |
| UAIC | $139 | $176 |
| Farmers | $147 | $260 |
| AIG | $148 | $381 |
| Chubb | $151 | $302 |
2021 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $716 | $630 | $557 | $481 | $425 | $361 | $328 | $293 | $268 | $236 |
| Geico | $817 | $597 | $501 | $364 | $313 | $253 | $233 | $192 | $182 | $165 |
| Nationwide | $854 | $781 | $719 | $610 | $516 | $334 | $310 | $289 | $274 | $245 |
| Travelers | $1,022 | $752 | $599 | $464 | $413 | $296 | $272 | $252 | $234 | $198 |
| Allstate | $1,117 | $875 | $705 | $521 | $466 | $364 | $330 | $312 | $294 | $260 |
| Progressive | $1,373 | $1,111 | $922 | $512 | $446 | $360 | $321 | $286 | $263 | $226 |
| Farmers | $1,615 | $1,193 | $1,062 | $663 | $626 | $476 | $424 | $406 | $385 | $325 |
Cost of Car Insurance for 2020 Nissan Maxima
| Geico | $56 | $123 |
| National General | $71 | $145 |
| The Hartford | $77 | $131 |
| State Farm | $78 | $163 |
| Travelers | $78 | $146 |
| Kemper | $79 | $159 |
| Progressive | $85 | $161 |
| Nationwide | $93 | $161 |
| AAA | $94 | $196 |
| Allstate | $103 | $199 |
| Amica | $109 | $224 |
| UAIC | $118 | $150 |
| Farmers | $125 | $221 |
| AIG | $127 | $325 |
| Chubb | $129 | $257 |
2020 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $611 | $537 | $475 | $411 | $363 | $308 | $280 | $250 | $229 | $201 |
| Geico | $697 | $509 | $427 | $310 | $267 | $216 | $199 | $164 | $155 | $141 |
| Nationwide | $728 | $666 | $613 | $521 | $440 | $285 | $265 | $247 | $233 | $209 |
| Travelers | $872 | $641 | $511 | $396 | $352 | $253 | $232 | $215 | $200 | $169 |
| Allstate | $953 | $746 | $601 | $444 | $398 | $310 | $282 | $266 | $251 | $222 |
| Progressive | $1,171 | $947 | $787 | $437 | $381 | $307 | $274 | $244 | $225 | $193 |
| Farmers | $1,377 | $1,017 | $906 | $565 | $534 | $406 | $362 | $346 | $329 | $277 |
Cost of Car Insurance for 2019 Nissan Maxima
| Geico | $50 | $109 |
| National General | $63 | $129 |
| The Hartford | $68 | $116 |
| State Farm | $69 | $144 |
| Travelers | $69 | $130 |
| Kemper | $70 | $141 |
| Progressive | $76 | $142 |
| Nationwide | $82 | $143 |
| AAA | $83 | $174 |
| Allstate | $92 | $177 |
| Amica | $97 | $199 |
| UAIC | $105 | $133 |
| Farmers | $111 | $196 |
| AIG | $112 | $288 |
| Chubb | $114 | $228 |
2019 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $542 | $477 | $422 | $364 | $322 | $274 | $249 | $222 | $203 | $179 |
| Geico | $618 | $452 | $379 | $275 | $237 | $191 | $176 | $146 | $138 | $125 |
| Nationwide | $646 | $591 | $544 | $462 | $391 | $253 | $235 | $219 | $207 | $186 |
| Travelers | $774 | $569 | $454 | $351 | $312 | $224 | $206 | $191 | $177 | $150 |
| Allstate | $846 | $662 | $534 | $394 | $353 | $275 | $250 | $236 | $222 | $197 |
| Progressive | $1,040 | $841 | $698 | $387 | $338 | $273 | $243 | $217 | $199 | $171 |
| Farmers | $1,222 | $903 | $804 | $502 | $474 | $360 | $321 | $307 | $292 | $246 |
Cost of Car Insurance for 2018 Nissan Maxima
| Geico | $58 | $125 |
| National General | $62 | $127 |
| Travelers | $72 | $132 |
| State Farm | $75 | $154 |
| Kemper | $85 | $171 |
| Progressive | $86 | $161 |
| AAA | $93 | $192 |
| The Hartford | $93 | $159 |
| Nationwide | $97 | $168 |
| Amica | $98 | $200 |
| Allstate | $101 | $194 |
| Chubb | $113 | $222 |
| AIG | $117 | $291 |
| Farmers | $121 | $213 |
| UAIC | $140 | $175 |
2018 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $581 | $511 | $452 | $390 | $345 | $293 | $266 | $238 | $217 | $191 |
| Geico | $707 | $515 | $433 | $314 | $271 | $218 | $201 | $167 | $158 | $143 |
| Nationwide | $764 | $700 | $645 | $547 | $462 | $299 | $278 | $259 | $244 | $219 |
| Travelers | $794 | $571 | $450 | $347 | $306 | $226 | $206 | $190 | $176 | $152 |
| Allstate | $936 | $733 | $588 | $431 | $387 | $302 | $274 | $258 | $243 | $215 |
| Progressive | $1,174 | $944 | $783 | $435 | $380 | $307 | $273 | $244 | $224 | $193 |
| Farmers | $1,333 | $989 | $880 | $545 | $514 | $390 | $349 | $333 | $317 | $266 |
Cost of Car Insurance for 2017 Nissan Maxima
| National General | $56 | $114 |
| Geico | $59 | $127 |
| Travelers | $67 | $123 |
| State Farm | $69 | $144 |
| Kemper | $85 | $171 |
| Progressive | $88 | $164 |
| Nationwide | $89 | $153 |
| AAA | $89 | $183 |
| Amica | $89 | $181 |
| The Hartford | $92 | $157 |
| Allstate | $99 | $190 |
| Chubb | $101 | $198 |
| AIG | $108 | $265 |
| Farmers | $116 | $203 |
| UAIC | $136 | $169 |
2017 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $540 | $475 | $420 | $363 | $320 | $272 | $248 | $221 | $202 | $178 |
| Nationwide | $696 | $637 | $587 | $498 | $420 | $272 | $252 | $235 | $222 | $199 |
| Geico | $720 | $525 | $441 | $320 | $276 | $223 | $205 | $170 | $161 | $146 |
| Travelers | $742 | $533 | $420 | $323 | $285 | $210 | $192 | $177 | $163 | $142 |
| Allstate | $918 | $720 | $577 | $423 | $379 | $296 | $269 | $253 | $239 | $211 |
| Progressive | $1,200 | $966 | $801 | $445 | $388 | $314 | $279 | $249 | $229 | $197 |
| Farmers | $1,264 | $938 | $836 | $519 | $490 | $372 | $332 | $318 | $302 | $254 |
Cost of Car Insurance for 2016 Nissan Maxima
| Geico | $58 | $124 |
| National General | $63 | $128 |
| Kemper | $70 | $142 |
| Travelers | $72 | $132 |
| State Farm | $74 | $155 |
| The Hartford | $84 | $143 |
| Nationwide | $87 | $150 |
| AAA | $89 | $184 |
| Progressive | $89 | $167 |
| Chubb | $100 | $196 |
| Amica | $101 | $207 |
| AIG | $103 | $245 |
| Allstate | $107 | $206 |
| Farmers | $117 | $204 |
| UAIC | $135 | $166 |
2016 Nissan Maxima Insurance Costs for 16- to 25-Year-Olds
Data filtered by:
Full Coverage
| State Farm | $582 | $512 | $453 | $391 | $345 | $294 | $267 | $238 | $218 | $192 |
| Nationwide | $682 | $625 | $576 | $488 | $412 | $267 | $248 | $231 | $218 | $195 |
| Geico | $706 | $514 | $432 | $313 | $270 | $218 | $200 | $166 | $157 | $143 |
| Travelers | $795 | $571 | $450 | $347 | $306 | $225 | $206 | $190 | $175 | $152 |
| Allstate | $994 | $778 | $624 | $458 | $410 | $321 | $291 | $274 | $258 | $229 |
| Progressive | $1,220 | $982 | $814 | $452 | $395 | $319 | $284 | $254 | $234 | $200 |
| Farmers | $1,257 | $937 | $835 | $523 | $495 | $379 | $336 | $322 | $306 | $256 |
Nissan Maxima Insurance Cost by Trim
Insurance costs for your Nissan Maxima vary by trim—from $68 monthly for minimum coverage on basic Se Sedan 4d models to $186 for full coverage on high-performance Platinum Sedan 4d variants. Performance features, rarity, and market value determine where each trim falls in this range.
| Se Sedan 4d | $68 | $132 |
| Gle Sedan 4d | $71 | $136 |
| Se 20th Anniversary Ed Sedan 4d | $73 | $139 |
| Sl Sedan 4d | $74 | $142 |
| Gxe Sedan 4d | $74 | $143 |
| Sv (2017.5) Sedan 4d | $75 | $146 |
| Sr (2017.5) Sedan 4d | $78 | $150 |
| Sl (2017.5) Sedan 4d | $79 | $153 |
| S (2017.5) Sedan 4d | $83 | $161 |
| Platinum (2017.5) Sedan 4d | $84 | $161 |
| S Sedan 4d | $84 | $163 |
| Sv Sedan 4d | $89 | $172 |
| Sr Sedan 4d | $92 | $179 |
| Platinum Sedan 4d | $96 | $186 |
Nissan Maxima Insurance Cost by State
Car insurance for a Nissan Maxima costs as little as $30 per month in Wyoming or as much as $161 in Louisiana for minimum coverage. Your state's risk factors and insurance regulations create these differences, not the vehicle itself.
| Alabama | $71 | $134 |
| Alaska | $59 | $125 |
| Arizona | $102 | $189 |
| Arkansas | $65 | $145 |
| California | $76 | $155 |
| Colorado | $77 | $184 |
| Connecticut | $112 | $193 |
| Delaware | $117 | $196 |
| Florida | $109 | $255 |
| Georgia | $124 | $204 |
| Hawaii | $43 | $97 |
| Idaho | $44 | $90 |
| Illinois | $75 | $139 |
| Indiana | $52 | $101 |
| Iowa | $45 | $107 |
| Kansas | $57 | $133 |
| Kentucky | $100 | $170 |
| Louisiana | $161 | $345 |
| Maine | $42 | $87 |
| Maryland | $129 | $217 |
| Massachusetts | $84 | $177 |
| Michigan | $127 | $244 |
| Minnesota | $66 | $138 |
| Mississippi | $73 | $143 |
| Missouri | $92 | $184 |
| Montana | $58 | $136 |
| Nebraska | $60 | $136 |
| Nevada | $145 | $263 |
| New Hampshire | $56 | $99 |
| New Jersey | $134 | $221 |
| New Mexico | $66 | $146 |
| New York | $100 | $179 |
| North Carolina | $66 | $129 |
| North Dakota | $48 | $104 |
| Ohio | $62 | $121 |
| Oklahoma | $75 | $167 |
| Oregon | $99 | $172 |
| Pennsylvania | $70 | $165 |
| Rhode Island | $101 | $179 |
| South Carolina | $81 | $152 |
| South Dakota | $43 | $132 |
| Tennessee | $63 | $127 |
| Texas | $103 | $210 |
| Utah | $85 | $144 |
| Vermont | $36 | $86 |
| Virginia | $76 | $123 |
| Washington | $75 | $140 |
| West Virginia | $71 | $143 |
| Wisconsin | $52 | $115 |
| Wyoming | $30 | $92 |
How to Lower the Cost of Nissan Maxima Insurance
These proven strategies help you find affordable Nissan Maxima insurance rates:
- 1Choose the right coverage
You'll need to decide how much coverage to buy for your Nissan Maxima. Own your vehicle? Get your state's minimum liability requirements plus comprehensive and collision with a $1,000 deductible to lower premiums. Want enhanced protection? Consider 100/300/100 liability coverage with comprehensive and collision at a $500 deductible. Financing or leasing requires 100/300/100 liability limits, comprehensive and collision with a $500 deductible, plus gap insurance.
- 2Research costs and cheap companies
Learn what you should pay by reviewing average auto insurance costs for performance sedans. This benchmark assists with shopping for the cheapest car insurance companies offering competitive rates for your Maxima.
- 3Look for more than just low rates
Finding quality car insurance means evaluating insurers beyond their quotes. Check J.D. Power satisfaction ratings, examine forum feedback on claims processing, review Better Business Bureau complaints and confirm AM Best financial stability. Budget insurers might offer limited coverage or slower service when you need claims assistance.
- 4Explore discounts you qualify for
Discover car insurance discounts that apply to your situation. Nissan Maxima owners often qualify for safety features discounts, good driver rewards, bundling savings when combining policies and multi-vehicle discounts for insuring multiple cars with the same company.
- 5Consider alternative car insurance types
Nissan Maxima owners might benefit from usage-based insurance programs such as Progressive Snapshot or Allstate Drivewise. These options track safe driving habits and deliver premium reductions based on your actual driving behavior and mileage.
- 6Check rates every year
Obtain car insurance quotes from several companies annually. Your insurer doesn't notify you when competitors lower their prices, so yearly comparisons could save up to 24% on your Nissan Maxima insurance. Set a calendar reminder to shop around each renewal period.
Nissan Maxima Insurance Cost: Bottom Line
Nissan Maxima insurance costs less than average, so you're starting from an affordable position. Shopping multiple companies and claiming available discounts will help you secure even better rates for your sedan.
Nissan Maxima Insurance Rates: FAQ
What is the average cost of car insurance for a Nissan Maxima?
Nissan Maxima insurance costs $985 annually for state minimum coverage and $1,905 yearly for full coverage. These rates represent competitive pricing compared to other vehicles in its class.
What company has the cheapest car insurance for a Nissan Maxima?
GEICO provides the most affordable minimum coverage for a Nissan Maxima at $679 annually. Drivers seeking full coverage will also find GEICO offers the best value at $1,470 per year.
Are Nissan Maximas expensive to insure?
No, Nissan Maxima insurance is not expensive compared to most vehicles. Among sedans specifically, it places 62nd out of 199 models for affordability, while ranking 223rd out of 827 total vehicles we track.
What factors affect insurance costs for Nissan Maximas?
Multiple factors affect your Nissan Maxima insurance rates. The higher performance engine increases premiums, while above-average repair costs from luxury parts also drive up rates. Your driving record, credit score, and coverage selections impact your final premium costs.
How can I lower Nissan Maxima insurance costs?
Compare quotes from several insurers since Nissan Maxima pricing differs between companies, and explore usage-based programs that monitor safe driving. Claim available discounts, bundle policies and keep your driving record clean to secure better rates.
How We Determined Nissan Maxima Insurance Costs
We studied hundreds of millions of quote estimates across all U.S. models sold from 2000 to 2025 to determine the most accurate Nissan Maxima insurance costs.
Who We Based These Rates On
These Nissan Maxima prices reflect what a typical driver pays:
- Age 40, unmarried male
- Clean record: no tickets or crashes
- Credit score in a good range
- Has never made an insurance claim
- Puts about 12,000 miles on the odometer yearly
- Has a valid driver's license with no suspensions on record
Coverage Definitions
- Minimum coverage: State-required liability limits
- Full coverage: 100/300/100 liability + comprehensive/collision with $1,000 deductibles
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research for insurance shoppers. His insights have been featured in CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.