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The driver's age has a significant impact on the cost of insuring a MINI Electric. For instance, a 16-year-old with a 2020 model can expect to pay approximately $6,083 per year for full coverage insurance, while a 40-year-old pays only around $1,356 per year. Rates for a 2022 model are $6,205 and $1,389 for a 16-year-old and 40-year-old, respectively.

MoneyGeek also ranked the top car insurance providers for the MINI Electric based on affordability, quality of service and claims experience.

MoneyGeek Logo IconCar Insurance CostsMINI Electric
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a MINI Electric

Insuring a MINI Electric costs around $1,417 per year, but this can vary depending on your chosen insurance provider. Nationwide provides the cheapest car insurance option at $1,195 per year, whereas Allstate charges the most expensive rate at $1,749 per year for the same coverage.

For minimum coverage, the average cost is $496 per year, with State Farm providing the cheapest policy at $484. Allstate is once again the most expensive, with an average premium of $655 for a similar policy.

Company
Average Annual Premium

State Farm

$449

State Farm

$451

Nationwide

$461

Nationwide

$461

State Farm

$463

Travelers

$470

Travelers

$473

State Farm

$473

Nationwide

$474

State Farm

$474

State Farm

$482

State Farm

$483

State Farm

$484

Nationwide

$489

State Farm

$489

Travelers

$490

Travelers

$491

Nationwide

$501

Travelers

$501

State Farm

$502

Travelers

$506

GEICO

$509

GEICO

$511

Nationwide

$514

State Farm

$514

GEICO

$515

GEICO

$515

GEICO

$519

GEICO

$519

Travelers

$521

State Farm

$522

Travelers

$523

Travelers

$523

Travelers

$523

GEICO

$524

Nationwide

$524

State Farm

$524

GEICO

$525

Travelers

$525

Travelers

$529

Nationwide

$534

GEICO

$534

Travelers

$536

Nationwide

$536

Progressive

$538

GEICO

$540

State Farm

$541

Progressive

$541

Nationwide

$543

GEICO

$546

Progressive

$547

Travelers

$548

Progressive

$550

Nationwide

$560

State Farm

$568

Nationwide

$569

Travelers

$575

GEICO

$576

Progressive

$578

GEICO

$579

State Farm

$581

Farmers

$584

Progressive

$587

Nationwide

$589

Travelers

$590

GEICO

$594

Nationwide

$595

Farmers

$596

Progressive

$600

Progressive

$605

Progressive

$605

Nationwide

$611

State Farm

$622

Allstate

$623

Travelers

$624

Farmers

$627

GEICO

$628

Allstate

$630

Allstate

$635

State Farm

$635

Travelers

$639

Farmers

$640

GEICO

$640

Progressive

$645

Progressive

$646

Allstate

$648

Farmers

$648

Farmers

$649

Allstate

$650

Progressive

$653

Progressive

$654

Allstate

$655

Allstate

$655

Progressive

$655

GEICO

$658

Allstate

$661

Travelers

$662

Nationwide

$664

Allstate

$671

Allstate

$672

Allstate

$673

Farmers

$676

Nationwide

$678

State Farm

$679

GEICO

$681

GEICO

$681

Allstate

$683

State Farm

$683

GEICO

$686

Allstate

$691

Nationwide

$694

Travelers

$695

Progressive

$695

Allstate

$696

Farmers

$699

Farmers

$707

Farmers

$709

Travelers

$712

Farmers

$716

Nationwide

$724

Nationwide

$725

Farmers

$727

GEICO

$729

Progressive

$738

Allstate

$749

Farmers

$752

Farmers

$756

Travelers

$756

State Farm

$758

Allstate

$761

GEICO

$783

Progressive

$789

Progressive

$789

Progressive

$789

Nationwide

$796

Allstate

$807

Progressive

$809

State Farm

$826

Travelers

$839

Farmers

$844

Allstate

$845

Farmers

$854

Allstate

$859

Farmers

$866

Nationwide

$874

Farmers

$912

Progressive

$916

Allstate

$926

Farmers

$938

Travelers

$942

State Farm

$953

Farmers

$993

Progressive

$1,006

Farmers

$1,006

Allstate

$1,014

GEICO

$1,042

Nationwide

$1,049

Allstate

$1,057

Nationwide

$1,063

Nationwide

$1,070

State Farm

$1,071

Farmers

$1,074

Nationwide

$1,099

State Farm

$1,121

State Farm

$1,127

Nationwide

$1,148

Nationwide

$1,157

State Farm

$1,159

Allstate

$1,162

GEICO

$1,169

State Farm

$1,170

Travelers

$1,172

Travelers

$1,174

Travelers

$1,189

Travelers

$1,190

Nationwide

$1,195

State Farm

$1,197

GEICO

$1,217

GEICO

$1,219

GEICO

$1,220

State Farm

$1,220

Nationwide

$1,228

Nationwide

$1,228

State Farm

$1,231

GEICO

$1,236

State Farm

$1,238

Travelers

$1,244

Nationwide

$1,254

Nationwide

$1,255

Travelers

$1,266

State Farm

$1,267

State Farm

$1,268

GEICO

$1,268

Progressive

$1,269

State Farm

$1,270

Nationwide

$1,275

Travelers

$1,275

GEICO

$1,280

GEICO

$1,290

Travelers

$1,292

Progressive

$1,308

Nationwide

$1,309

GEICO

$1,314

State Farm

$1,318

GEICO

$1,322

Progressive

$1,329

Progressive

$1,333

Nationwide

$1,334

GEICO

$1,339

Allstate

$1,346

State Farm

$1,351

GEICO

$1,353

Travelers

$1,361

Progressive

$1,365

GEICO

$1,367

Nationwide

$1,374

State Farm

$1,376

State Farm

$1,382

Travelers

$1,387

Nationwide

$1,390

Farmers

$1,395

Nationwide

$1,401

Travelers

$1,401

Travelers

$1,402

Nationwide

$1,403

State Farm

$1,409

Farmers

$1,410

Travelers

$1,412

Travelers

$1,426

GEICO

$1,426

State Farm

$1,429

Travelers

$1,439

Progressive

$1,440

Farmers

$1,443

Progressive

$1,444

Travelers

$1,445

GEICO

$1,456

Nationwide

$1,457

Progressive

$1,459

Farmers

$1,474

Progressive

$1,477

State Farm

$1,481

GEICO

$1,486

Travelers

$1,486

State Farm

$1,502

Farmers

$1,536

Nationwide

$1,536

GEICO

$1,547

GEICO

$1,547

Progressive

$1,547

Farmers

$1,547

Farmers

$1,554

GEICO

$1,557

Farmers

$1,564

Nationwide

$1,572

Travelers

$1,575

Progressive

$1,584

GEICO

$1,587

Farmers

$1,601

State Farm

$1,602

Allstate

$1,612

Allstate

$1,615

State Farm

$1,622

GEICO

$1,626

Progressive

$1,628

State Farm

$1,645

Travelers

$1,645

Farmers

$1,648

Allstate

$1,659

Nationwide

$1,663

Allstate

$1,665

GEICO

$1,675

Farmers

$1,690

Progressive

$1,699

Progressive

$1,701

Farmers

$1,701

Allstate

$1,706

Progressive

$1,715

Travelers

$1,716

Progressive

$1,721

Farmers

$1,721

Allstate

$1,724

Farmers

$1,741

Travelers

$1,744

Allstate

$1,749

Progressive

$1,756

Allstate

$1,763

State Farm

$1,766

Farmers

$1,768

Nationwide

$1,790

Progressive

$1,797

Progressive

$1,799

Progressive

$1,799

Allstate

$1,802

Farmers

$1,809

Nationwide

$1,814

Travelers

$1,847

Allstate

$1,865

Travelers

$1,869

GEICO

$1,875

Farmers

$1,888

Allstate

$1,893

Travelers

$1,901

Allstate

$1,908

Nationwide

$1,924

Nationwide

$1,940

State Farm

$1,943

Allstate

$1,947

Allstate

$1,956

GEICO

$1,957

Allstate

$1,965

Travelers

$1,985

Progressive

$1,988

Allstate

$2,008

Farmers

$2,015

GEICO

$2,026

Farmers

$2,049

Farmers

$2,056

Allstate

$2,077

State Farm

$2,105

Nationwide

$2,138

Farmers

$2,142

Progressive

$2,164

Farmers

$2,185

Allstate

$2,213

Farmers

$2,291

Farmers

$2,321

Allstate

$2,336

State Farm

$2,405

Travelers

$2,406

Farmers

$2,409

Progressive

$2,416

Allstate

$2,424

Allstate

$2,500

Allstate

$2,518

GEICO

$2,528

Progressive

$2,544

Farmers

$2,587

GEICO

$2,604

Allstate

$2,613

Nationwide

$2,657

Travelers

$2,664

State Farm

$2,676

Progressive

$2,692

Allstate

$2,735

GEICO

$2,912

Nationwide

$2,998

Progressive

$3,025

Progressive

$3,096

State Farm

$3,131

Farmers

$3,206

Allstate

$3,310

Travelers

$3,332

Progressive

$3,398

Allstate

$3,408

Farmers

$3,411

State Farm

$3,489

Farmers

$3,512

Progressive

$3,779

Allstate

$3,793

Nationwide

$3,806

State Farm

$3,924

GEICO

$3,928

Travelers

$3,929

Nationwide

$4,121

Nationwide

$4,534

GEICO

$4,696

Travelers

$5,063

Farmers

$5,385

Allstate

$5,387

Farmers

$5,761

GEICO

$6,022

Allstate

$6,556

Progressive

$6,742

Progressive

$7,765

Farmers

$7,841

Progressive

$7,990

Allstate

$8,011

Is a MINI Electric Expensive to Insure?

Insurers take several factors into account when calculating insurance costs for a given MINI Electric. This car model is considered moderate to insure, on average. As an electric car, the MINI Electric has higher repair costs, which is a reason it's not cheap to insure. Other factors that may contribute to its moderate insurance cost include the car's value and theft rates.

Best Companies for Insuring a MINI Electric

When purchasing car insurance for your MINI Electric, it's important to consider the provider’s quality of service and claims management in addition to its affordability.

MoneyGeek’s analysis found that the following car insurance providers offer the best car insurance for a MINI Electric:

  • State Farm: MoneyGeek score of 90 out of 100 ($1,231 per year)
  • Nationwide: MoneyGeek score of 89 out of 100 ($1,195 per year)

State Farm provides policyholders with excellent value for their money by offering both affordable rates and top-notch service. As such, it stood out as the best insurer for this vehicle in our study.

MoneyGeek Top Pick: State Farm

State Farm

pros

Offers the second cheapest rates for a MINI Electric

Earned a high customer satisfaction rating

cons

Doesn’t offer OEM or gap insurance coverage

Has a below-average claims management score

COMPANY HIGHLIGHTS

State Farm is the top choice for insuring your MINI Electric due to its combination of affordable pricing and excellent customer satisfaction — the company ranked second in both of these categories in our study.

State Farm also offers essential coverage options that are useful for most drivers. For instance, you can enhance your policy with roadside assistance coverage, which covers expenses for vehicle towing, locksmith services and mechanical labor as well as delivery costs for gas, oil, battery or tires during emergencies on the road.

You can also add rental car and travel reimbursement coverage to your policy, which helps pay for a rental car, meals, lodging and transportation if a covered incident renders your MINI Electric unusable.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: Nationwide

Nationwide

pros

Has the lowest rates in our comparison group

Ranked second for claims management

Offers a wide range of optional coverages, including identity theft coverage

cons

Does not offer OEM coverage

Has a slightly below-average customer satisfaction score

COMPANY HIGHLIGHTS

Our runner-up pick for the best car insurance provider for the MINI Electric is Nationwide. It provides the most affordable rates among the insurers we surveyed and offers several additional coverages to enhance your protection.

One such option is identity theft coverage, which is not widely available among insurers. This coverage pays policyholders up to $25,000 for expenses related to identity theft or fraud. Total loss deductible waiver is another unique rider, which waives the deductible for comprehensive or collision insurance if your MINI Electric is deemed a total loss due to a covered accident.

Nationwide also allows you to add accident forgiveness to your policy, which prevents your premium from increasing after your first at-fault accident, as long as you've been accident-free for the past three years.

Read MoneyGeek's Nationwide Auto Insurance Review

Cost of Insuring a MINI Electric by Model Year

The model year of your MINI Electric will affect auto insurance rates. The average cost of car insurance for a 2020 MINI Electric is $1,356 per year, whereas insuring a 2022 model costs about $1,389 per year. Typically, older cars are cheaper to insure than newer ones as their value depreciates over time.

Model Year
Average Annual Premium

2022

$545

2022

$1,389

2021

$547

2021

$1,370

2020

$545

2020

$1,356

Your average auto insurance costs can vary based on your car’s model year and the insurance company you choose. State Farm offers the most affordable rates for a 2020 MINI Electric at around $1,161 per year, while Nationwide provides the cheapest insurance for a 2022 model at approximately $1,177 per year.

Cost of Insuring a MINI Electric for 16- to 25-Year-Olds

Car insurance rates for young drivers, including teens and those in their twenties, are higher than for drivers aged 30 and above. For a MINI Electric, a 16-year-old driver can expect to pay an average of $6,141 per year for car insurance, while a 40-year-old driver pays around $1,372 per year. However, teen car insurance rates decrease significantly as drivers age and typically stabilize once they reach their 20s.

Driver Age
Average Annual Premium

16

$2,553

16

$6,141

17

$5,013

17

$2,066

18

$4,407

18

$1,793

19

$3,079

19

$1,239

20

$1,111

20

$2,798

21

$2,170

21

$844

22

$2,009

22

$778

23

$1,867

23

$719

24

$1,774

24

$681

25

$1,601

25

$619

Enrolling teens in a family plan is the most cost-effective way to get cheap teen car insurance since family plans are cheaper than individual policies. In addition, teens under 18 cannot legally purchase their own policy without a parent or guardian to cosign.

State Farm has the cheapest average rates for an individual policy for a 16-year-old driver of a 2022 MINI Electric at $4,065 per year, while Allstate is the most expensive at around $8,473 per year. It's important to compare rates from various providers to find the most cost-effective option for your family.

Company
Average Annual Premium

Travelers

$533

Travelers

$573

State Farm

$576

GEICO

$597

Nationwide

$606

Travelers

$607

State Farm

$631

GEICO

$631

Travelers

$643

Progressive

$644

GEICO

$661

Nationwide

$671

State Farm

$688

Travelers

$692

Allstate

$699

Nationwide

$718

Progressive

$729

GEICO

$732

Farmers

$761

Allstate

$764

State Farm

$767

GEICO

$787

Nationwide

$787

Progressive

$798

Allstate

$810

Travelers

$815

State Farm

$836

Farmers

$855

Allstate

$863

Nationwide

$866

Farmers

$877

Progressive

$904

Travelers

$915

Farmers

$923

Allstate

$930

State Farm

$965

Progressive

$992

Farmers

$1,006

GEICO

$1,047

State Farm

$1,083

Travelers

$1,155

Allstate

$1,167

GEICO

$1,175

Nationwide

$1,216

Progressive

$1,253

State Farm

$1,284

Allstate

$1,351

Nationwide

$1,378

Nationwide

$1,388

Travelers

$1,396

Progressive

$1,423

State Farm

$1,444

Farmers

$1,458

GEICO

$1,484

Travelers

$1,484

State Farm

$1,539

Nationwide

$1,546

Farmers

$1,563

GEICO

$1,585

GEICO

$1,633

Nationwide

$1,636

State Farm

$1,639

Travelers

$1,645

GEICO

$1,672

State Farm

$1,709

Progressive

$1,727

Travelers

$1,744

Nationwide

$1,761

Nationwide

$1,795

Farmers

$1,828

State Farm

$1,834

Travelers

$1,844

Travelers

$1,846

GEICO

$1,872

Nationwide

$1,893

Nationwide

$1,919

Progressive

$1,955

GEICO

$1,965

Travelers

$1,983

Allstate

$2,016

State Farm

$2,017

GEICO

$2,022

Farmers

$2,036

Farmers

$2,077

Allstate

$2,094

Nationwide

$2,115

Progressive

$2,129

Farmers

$2,164

State Farm

$2,185

Farmers

$2,314

Allstate

$2,361

Progressive

$2,376

Travelers

$2,406

Farmers

$2,442

Allstate

$2,493

State Farm

$2,495

Progressive

$2,512

GEICO

$2,538

GEICO

$2,600

Nationwide

$2,614

Allstate

$2,623

Farmers

$2,623

Progressive

$2,648

Travelers

$2,662

Allstate

$2,689

State Farm

$2,776

GEICO

$2,908

Allstate

$2,923

Nationwide

$2,950

Progressive

$2,987

Progressive

$3,057

Farmers

$3,235

State Farm

$3,245

Allstate

$3,323

Travelers

$3,327

Progressive

$3,343

Farmers

$3,441

Farmers

$3,556

State Farm

$3,615

Allstate

$3,642

Progressive

$3,718

Nationwide

$3,746

Travelers

$3,920

GEICO

$3,922

Allstate

$4,046

Nationwide

$4,055

State Farm

$4,065

Nationwide

$4,461

GEICO

$4,689

Travelers

$5,046

Farmers

$5,443

Allstate

$5,732

Farmers

$5,822

GEICO

$6,011

Progressive

$6,634

Allstate

$6,945

Progressive

$7,641

Progressive

$7,862

Farmers

$7,921

Allstate

$8,473

How Does Location Affect the Cost of MINI Electric Insurance?

The model type and model year of your car, as well as the driver's age, are important factors that influence your insurance costs. However, location can often be even more important. The cheapest car insurance provider for a particular car model can vary by state. Our research found that, on average, New York residents pay the highest rates, while Idaho residents pay the lowest.

To get the best deal for your MINI Electric, make sure to compare quotes from the most affordable insurers within your state.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About MINI Electric Insurance

If you're looking for information on car insurance costs for a MINI Electric, you may have questions about the service quality and affordability of insurers. We answered some frequently asked questions to help you learn more.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.