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The driver’s age directly impacts insurance costs for a Kia Soul. For a full coverage policy on a 2010 model, the average annual rate for a 16-year-old driver is $5,385, while a 40-year-old driver will pay only $1,176. For a 2022 model, a 16-year-old will pay an average of $6,519 yearly, while the premium for a 40-year-old remains relatively low at $1,450.

It’s important to remember that cost is not the only factor when choosing a provider. MoneyGeek ranked the top insurance companies for a Kia Soul and considered pricing, service quality and claims handling.

MoneyGeek Logo IconCar Insurance CostsKia Soul
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Kia Soul

The annual average cost of insuring a Kia Soul is $1,338, but your chosen provider can significantly influence your premium. State Farm stands out as the most affordable full coverage car insurance provider for a Kia Soul at an average of $1,035 annually, while Farmers is the priciest at $1,505. For minimum coverage, GEICO offers the most budget-friendly policy at $498, while Farmers tops the chart again with the most expensive plan, at $721 per year on average.

Company
Average Annual Premium

State Farm

$463

State Farm

$464

State Farm

$477

State Farm

$487

GEICO

$488

State Farm

$489

GEICO

$491

GEICO

$494

GEICO

$495

State Farm

$497

GEICO

$498

GEICO

$498

State Farm

$498

State Farm

$499

GEICO

$502

State Farm

$504

GEICO

$504

GEICO

$517

State Farm

$518

GEICO

$523

GEICO

$528

State Farm

$530

State Farm

$538

State Farm

$542

GEICO

$555

GEICO

$556

State Farm

$558

GEICO

$565

State Farm

$584

Travelers

$589

Travelers

$594

State Farm

$599

GEICO

$608

GEICO

$615

Travelers

$615

Travelers

$617

Nationwide

$623

Nationwide

$623

Travelers

$628

Travelers

$633

Progressive

$636

GEICO

$639

Progressive

$639

State Farm

$641

Nationwide

$643

Farmers

$646

Progressive

$650

State Farm

$655

GEICO

$657

GEICO

$657

Travelers

$659

Travelers

$659

Travelers

$660

Farmers

$660

Travelers

$661

Nationwide

$662

GEICO

$662

Allstate

$663

Travelers

$665

Progressive

$669

Travelers

$670

Allstate

$672

Allstate

$674

Travelers

$678

Nationwide

$680

Progressive

$681

Allstate

$686

Allstate

$690

Travelers

$691

Progressive

$691

Allstate

$694

Allstate

$694

Farmers

$696

Nationwide

$698

State Farm

$699

Allstate

$700

GEICO

$703

State Farm

$704

Progressive

$707

Farmers

$712

Allstate

$712

Nationwide

$712

Allstate

$713

Progressive

$714

Allstate

$716

Farmers

$721

Farmers

$722

Nationwide

$725

Allstate

$727

Nationwide

$729

Travelers

$730

Allstate

$735

Allstate

$736

Nationwide

$740

Progressive

$740

Travelers

$748

Farmers

$753

GEICO

$756

Progressive

$760

Progressive

$761

Nationwide

$764

Progressive

$768

Progressive

$770

Progressive

$772

Farmers

$776

Nationwide

$777

Farmers

$779

State Farm

$781

Farmers

$786

Travelers

$792

Farmers

$796

Allstate

$796

Nationwide

$806

Farmers

$809

Allstate

$809

Nationwide

$810

Travelers

$817

Farmers

$829

Farmers

$835

Travelers

$844

Progressive

$848

State Farm

$850

Nationwide

$851

Allstate

$858

Progressive

$867

Travelers

$896

Allstate

$906

Nationwide

$910

Travelers

$913

Allstate

$915

Farmers

$926

Farmers

$936

State Farm

$948

Progressive

$948

Nationwide

$949

Nationwide

$951

State Farm

$953

Progressive

$959

Progressive

$960

Progressive

$960

Farmers

$961

State Farm

$979

State Farm

$983

Travelers

$985

State Farm

$988

Allstate

$989

Nationwide

$990

GEICO

$1,006

GEICO

$1,009

State Farm

$1,009

Farmers

$1,012

GEICO

$1,013

Nationwide

$1,016

GEICO

$1,017

Farmers

$1,018

GEICO

$1,021

State Farm

$1,027

State Farm

$1,035

State Farm

$1,038

GEICO

$1,043

GEICO

$1,049

GEICO

$1,055

State Farm

$1,059

Progressive

$1,070

GEICO

$1,072

State Farm

$1,074

Travelers

$1,080

Allstate

$1,091

Farmers

$1,094

State Farm

$1,096

Farmers

$1,099

GEICO

$1,100

GEICO

$1,102

State Farm

$1,105

GEICO

$1,111

Nationwide

$1,117

State Farm

$1,122

GEICO

$1,123

GEICO

$1,128

Allstate

$1,140

State Farm

$1,144

GEICO

$1,167

Farmers

$1,170

State Farm

$1,173

State Farm

$1,175

Progressive

$1,177

Nationwide

$1,200

GEICO

$1,205

Travelers

$1,205

Travelers

$1,211

Nationwide

$1,212

GEICO

$1,214

Travelers

$1,226

State Farm

$1,228

Nationwide

$1,229

Travelers

$1,232

Nationwide

$1,234

Allstate

$1,239

Nationwide

$1,253

State Farm

$1,275

Travelers

$1,276

GEICO

$1,292

GEICO

$1,292

GEICO

$1,302

Travelers

$1,303

GEICO

$1,307

State Farm

$1,310

Travelers

$1,315

Travelers

$1,316

Nationwide

$1,321

Nationwide

$1,327

Allstate

$1,333

Allstate

$1,338

Farmers

$1,349

Progressive

$1,356

State Farm

$1,357

Progressive

$1,360

State Farm

$1,362

Nationwide

$1,363

Allstate

$1,366

Farmers

$1,367

GEICO

$1,378

Allstate

$1,382

Travelers

$1,385

Progressive

$1,392

Nationwide

$1,398

Travelers

$1,408

Allstate

$1,412

Progressive

$1,416

Allstate

$1,417

Travelers

$1,420

Nationwide

$1,428

Allstate

$1,430

Travelers

$1,431

Farmers

$1,434

Allstate

$1,439

Allstate

$1,439

Travelers

$1,443

Nationwide

$1,449

Nationwide

$1,456

Travelers

$1,461

State Farm

$1,461

Allstate

$1,463

Travelers

$1,463

State Farm

$1,474

Progressive

$1,482

Progressive

$1,489

Nationwide

$1,491

Farmers

$1,494

Travelers

$1,497

Progressive

$1,499

Farmers

$1,505

Farmers

$1,507

Nationwide

$1,518

Allstate

$1,524

GEICO

$1,527

Allstate

$1,535

Allstate

$1,555

Farmers

$1,558

Travelers

$1,560

Progressive

$1,561

Progressive

$1,562

Allstate

$1,563

Nationwide

$1,565

Allstate

$1,571

GEICO

$1,586

Farmers

$1,587

Allstate

$1,591

Progressive

$1,593

State Farm

$1,612

Farmers

$1,615

Nationwide

$1,618

Nationwide

$1,629

Farmers

$1,634

Farmers

$1,643

Travelers

$1,643

GEICO

$1,649

Travelers

$1,653

Farmers

$1,653

Farmers

$1,673

State Farm

$1,674

Progressive

$1,687

Nationwide

$1,694

Farmers

$1,699

Progressive

$1,706

Progressive

$1,708

Progressive

$1,723

Progressive

$1,729

Progressive

$1,730

Farmers

$1,731

Farmers

$1,739

Allstate

$1,742

Nationwide

$1,745

State Farm

$1,748

Travelers

$1,753

Progressive

$1,769

Nationwide

$1,776

Allstate

$1,785

Travelers

$1,798

Farmers

$1,823

Nationwide

$1,825

Travelers

$1,861

Allstate

$1,886

GEICO

$1,899

Travelers

$1,904

Farmers

$1,929

Nationwide

$1,936

Progressive

$1,956

Progressive

$1,964

Progressive

$1,966

Progressive

$1,966

Travelers

$1,969

Farmers

$1,970

Farmers

$1,981

State Farm

$1,999

Nationwide

$2,001

Travelers

$2,007

Allstate

$2,024

Allstate

$2,049

Farmers

$2,056

Nationwide

$2,095

Farmers

$2,115

Allstate

$2,117

GEICO

$2,128

Progressive

$2,134

Allstate

$2,155

Allstate

$2,197

Farmers

$2,200

State Farm

$2,227

Farmers

$2,249

Nationwide

$2,264

GEICO

$2,380

Progressive

$2,389

Travelers

$2,421

GEICO

$2,461

Travelers

$2,539

Nationwide

$2,591

State Farm

$2,611

Progressive

$2,660

Travelers

$2,707

Allstate

$2,737

Farmers

$2,753

Nationwide

$2,774

Allstate

$2,819

State Farm

$2,916

Farmers

$2,963

Progressive

$2,976

Nationwide

$3,050

Allstate

$3,077

Farmers

$3,121

Nationwide

$3,149

GEICO

$3,246

State Farm

$3,286

Farmers

$3,324

Progressive

$3,356

Travelers

$3,410

Progressive

$3,538

Nationwide

$3,571

Progressive

$3,608

Allstate

$3,608

Progressive

$3,749

GEICO

$3,859

Farmers

$4,049

Travelers

$4,077

Allstate

$4,432

Nationwide

$4,569

Nationwide

$4,921

GEICO

$4,953

Farmers

$5,316

Travelers

$5,320

Nationwide

$5,403

Allstate

$5,533

Farmers

$5,694

Progressive

$6,699

Allstate

$6,854

Farmers

$7,774

Progressive

$7,777

Progressive

$7,986

Is a Kia Soul Expensive to Insure?

Insurance providers consider different factors when tailoring rates for a specific car model. According to the latest National Highway Traffic Safety Administration (NHTSA) data, the Kia Soul has an above-average theft rate. These statistics usually present a risk for insurers, prompting them to hit the accelerator on premium rates. However, the Kia Soul’s relative safety and overall fair value lowers its rates to below average.

Best Companies for Insuring a Kia Soul

The best Kia Soul insurance providers will offer competitive pricing in addition to exceptional customer service and a smooth claims experience. Our top-rated car insurance companies for this car are:

  • State Farm: MoneyGeek score 90 out of 100 ($1,035 per year)
  • GEICO: MoneyGeek score 90 out of 100 ($1,049 per year)

State Farm has built a reputation for providing quality coverage at competitive prices. In addition to its affordability, State Farm is known for its excellent customer service ratings.

MoneyGeek Top Pick: State Farm

State Farm

pros

Most affordable insurer for the Kia Soul

Excellent customer support

Offers Rental Car and Travel Reimbursement and Roadside Assistance

cons

Doesn’t offer OEM (Original Equipment Manufacturer) coverage or Gap Insurance

Below average score in claims management

COMPANY HIGHLIGHTS

State Farm is ideal for Kia Soul drivers who prioritize affordability and customer service. The company provides a range of coverage options for policyholders. Roadside Assistance and Car Rental and Travel Expenses coverage are some of the invaluable add-ons State Farm offers to help cover emergencies on the road. Roadside Assistance will cover roadside repairs and the delivery of gas, oil or batteries to your location if your car breaks down. Rental Car and Travel Reimbursement will pay for car rental expenses up to the policy limits in case of an accident that immobilizes your car. The insurer also offers discounts for different driver profiles, enhancing affordability and making it an attractive option for many drivers. These include discounts for safe driving as well as discounts for installing safety equipment.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Provides affordable coverage for your Kia Soul

Highly ranked in customer satisfaction

Offers Accident Forgiveness and Roadside Assistance

cons

Doesn’t offer Gap Insurance or OEM (Original Equipment Manufacturer) coverage

Low score in claims handling

COMPANY HIGHLIGHTS

GEICO provides competitive car insurance rates that cater to various ages and driving records. Kia Soul owners can rely on this provider for cost-effective policies and dependable customer support. GEICO's policyholders consistently report high satisfaction scores, reflecting the company's responsiveness to the needs of its customers.

The company may lack a few essential coverages that some drivers may seek, including Gap Insurance and OEM coverage. However, GEICO compensates by offering Accident Forgiveness and Roadside Assistance. These are valuable coverages that are useful to almost any driver.

Accident Forgiveness ensures that your insurance rates do not increase after your first at-fault accident. GEICO's Roadside Assistance coverage provides essential services such as towing, fuel delivery and lockout assistance, making it a crucial addition for drivers who may experience unexpected roadside issues.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Kia Soul by Model Year

A full coverage policy for a 2010 Kia Soul comes in at around $1,176 per year, while you'll need to pay an average of $1,450 per year to secure full coverage for a 2022 model. Vehicle model year is a key element impacting the average cost of car insurance. Newer cars are generally more expensive to insure than their older counterparts due to the depreciation of a car's value over time.

Model Year
Average Annual Premium

2022

$623

2022

$1,450

2021

$615

2021

$1,460

2020

$596

2020

$1,398

2019

$634

2019

$1,390

2018

$644

2018

$1,357

2017

$612

2017

$1,299

2016

$637

2016

$1,296

2015

$634

2015

$1,268

2014

$601

2014

$1,213

2013

$623

2013

$1,211

2012

$618

2012

$1,184

2011

$618

2011

$1,180

2010

$618

2010

$1,176

Apart from the age of your Kia Soul, average insurance costs can also differ depending on the provider. GEICO and State Farm offer the cheapest full coverage policies for a 2010 Kia Soul at an average of $957 annually. However, GEICO is the most budget-friendly option for a 2022 model, at around $1,120 a year.

Company
Average Annual Premium

GEICO

$409

GEICO

$411

GEICO

$411

State Farm

$419

State Farm

$425

State Farm

$428

State Farm

$433

State Farm

$436

GEICO

$437

State Farm

$439

State Farm

$443

GEICO

$445

State Farm

$446

State Farm

$448

State Farm

$448

GEICO

$451

GEICO

$451

State Farm

$451

GEICO

$451

GEICO

$452

GEICO

$455

State Farm

$458

GEICO

$461

State Farm

$462

GEICO

$468

GEICO

$479

Travelers

$501

Travelers

$507

Travelers

$521

Travelers

$550

Travelers

$554

Farmers

$563

Progressive

$568

Travelers

$571

Travelers

$571

Progressive

$573

Travelers

$576

Travelers

$576

Nationwide

$577

Travelers

$578

Nationwide

$579

Travelers

$580

Nationwide

$581

Nationwide

$582

Nationwide

$583

Nationwide

$583

Travelers

$583

Nationwide

$584

Nationwide

$585

Farmers

$586

Farmers

$587

Nationwide

$590

Farmers

$590

Progressive

$592

Nationwide

$596

Allstate

$598

Allstate

$602

Nationwide

$605

Nationwide

$607

Farmers

$607

Travelers

$608

Progressive

$608

Progressive

$609

Progressive

$609

Progressive

$609

Progressive

$610

Farmers

$616

Farmers

$616

Farmers

$616

Progressive

$618

Farmers

$618

Farmers

$618

Nationwide

$619

Progressive

$622

Progressive

$622

Allstate

$623

Farmers

$624

Allstate

$627

Farmers

$628

Allstate

$629

Farmers

$631

Progressive

$634

Allstate

$639

Allstate

$641

Progressive

$642

Allstate

$643

Allstate

$646

Allstate

$647

Allstate

$648

Allstate

$650

Allstate

$652

State Farm

$929

State Farm

$943

State Farm

$952

GEICO

$957

State Farm

$957

State Farm

$961

GEICO

$969

GEICO

$982

State Farm

$996

GEICO

$1,009

GEICO

$1,023

State Farm

$1,027

State Farm

$1,046

GEICO

$1,066

GEICO

$1,066

GEICO

$1,072

GEICO

$1,085

GEICO

$1,088

State Farm

$1,091

GEICO

$1,094

GEICO

$1,109

State Farm

$1,113

GEICO

$1,120

State Farm

$1,123

State Farm

$1,159

State Farm

$1,159

Travelers

$1,208

Travelers

$1,229

Allstate

$1,234

Travelers

$1,235

Travelers

$1,237

Allstate

$1,243

Nationwide

$1,245

Nationwide

$1,250

Travelers

$1,250

Nationwide

$1,252

Allstate

$1,254

Allstate

$1,268

Nationwide

$1,272

Allstate

$1,286

Travelers

$1,295

Nationwide

$1,300

Travelers

$1,306

Nationwide

$1,325

Nationwide

$1,328

Travelers

$1,331

Nationwide

$1,331

Nationwide

$1,331

Allstate

$1,340

Travelers

$1,345

Progressive

$1,359

Farmers

$1,364

Progressive

$1,372

Allstate

$1,372

Farmers

$1,381

Farmers

$1,388

Progressive

$1,390

Allstate

$1,392

Progressive

$1,392

Progressive

$1,407

Travelers

$1,412

Travelers

$1,414

Nationwide

$1,421

Travelers

$1,422

Travelers

$1,424

Farmers

$1,429

Farmers

$1,430

Allstate

$1,445

Progressive

$1,452

Progressive

$1,472

Progressive

$1,478

Farmers

$1,501

Nationwide

$1,511

Farmers

$1,522

Farmers

$1,533

Progressive

$1,546

Nationwide

$1,558

Farmers

$1,567

Allstate

$1,576

Farmers

$1,585

Progressive

$1,593

Farmers

$1,597

Nationwide

$1,599

Progressive

$1,610

Farmers

$1,611

Allstate

$1,653

Farmers

$1,663

Allstate

$1,692

Progressive

$1,704

Progressive

$1,720

Allstate

$1,843

Cost of Insuring a Kia Soul for 16- to 25-Year-Olds

Insurers will consider the driver’s age when setting premiums. Car insurance rates for teens and young adults are typically more expensive than for drivers in their 30s and 40s. A full coverage policy for a 16-year-old Kia Soul driver averages $5,914 a year, while a 40-year-old driver has a significantly reduced rate of $1,299. Rates for teens will gradually lower each year, eventually reaching a plateau as you cruise into your 20s.

Driver Age
Average Annual Premium

16

$2,976

16

$5,914

17

$2,405

17

$4,821

18

$4,231

18

$2,089

19

$1,437

19

$2,928

20

$2,651

20

$1,286

21

$971

21

$2,040

22

$894

22

$1,887

23

$1,754

23

$827

24

$781

24

$1,665

25

$708

25

$1,504

Comparing teen car insurance providers can help you find the best deal for your needs and budget. State Farm charges 16-year-old drivers about $3,706 annually for a full coverage policy on a 2022 Kia Soul, while Progressive’s same policy will cost a staggering $9,102 yearly. These expensive rates are for individual plans. Teenagers can save a significant amount of money by joining a family policy instead.

Company
Average Annual Premium

GEICO

$522

GEICO

$552

GEICO

$577

State Farm

$591

GEICO

$639

State Farm

$648

Travelers

$675

GEICO

$685

State Farm

$707

Travelers

$726

Allstate

$733

Travelers

$769

State Farm

$790

Progressive

$801

Allstate

$803

Travelers

$816

Nationwide

$844

Allstate

$851

Farmers

$856

State Farm

$862

Travelers

$877

Progressive

$905

Allstate

$906

GEICO

$912

Nationwide

$941

Farmers

$964

Allstate

$979

Farmers

$988

Progressive

$991

State Farm

$995

Nationwide

$1,008

GEICO

$1,021

Travelers

$1,034

Farmers

$1,039

Nationwide

$1,108

State Farm

$1,119

Progressive

$1,123

Farmers

$1,131

Travelers

$1,160

Nationwide

$1,220

Allstate

$1,229

Progressive

$1,232

GEICO

$1,281

State Farm

$1,327

GEICO

$1,368

State Farm

$1,388

GEICO

$1,417

Allstate

$1,423

GEICO

$1,442

Travelers

$1,465

State Farm

$1,494

State Farm

$1,539

Progressive

$1,555

GEICO

$1,613

Travelers

$1,626

Farmers

$1,634

State Farm

$1,655

State Farm

$1,696

GEICO

$1,704

Nationwide

$1,730

GEICO

$1,741

Farmers

$1,751

Progressive

$1,762

Travelers

$1,771

Travelers

$1,794

State Farm

$1,824

Allstate

$1,855

Nationwide

$1,863

Travelers

$1,903

Farmers

$1,915

State Farm

$1,978

Nationwide

$1,984

Progressive

$1,996

Travelers

$2,015

Allstate

$2,086

Nationwide

$2,096

Allstate

$2,125

Farmers

$2,131

Travelers

$2,166

Farmers

$2,173

GEICO

$2,198

Allstate

$2,203

Nationwide

$2,222

GEICO

$2,235

Progressive

$2,256

State Farm

$2,261

Farmers

$2,264

Travelers

$2,339

Allstate

$2,372

Nationwide

$2,396

Farmers

$2,421

Progressive

$2,459

GEICO

$2,497

State Farm

$2,519

Allstate

$2,574

Nationwide

$2,575

Nationwide

$2,581

Travelers

$2,621

Progressive

$2,747

Nationwide

$2,755

Farmers

$2,765

Allstate

$2,766

Travelers

$2,908

State Farm

$2,950

Farmers

$2,975

Nationwide

$3,032

Progressive

$3,057

Progressive

$3,113

Allstate

$3,209

State Farm

$3,291

GEICO

$3,363

Farmers

$3,393

Allstate

$3,506

Allstate

$3,586

Nationwide

$3,593

Farmers

$3,610

Travelers

$3,643

Progressive

$3,701

State Farm

$3,706

Progressive

$3,792

Progressive

$3,857

GEICO

$4,018

Farmers

$4,018

Nationwide

$4,069

Progressive

$4,297

Travelers

$4,315

Allstate

$5,122

GEICO

$5,145

Nationwide

$5,192

Travelers

$5,584

Nationwide

$5,621

Farmers

$5,766

Farmers

$6,173

Nationwide

$6,182

Allstate

$6,291

Progressive

$7,661

Allstate

$7,715

Farmers

$8,395

Progressive

$8,852

Progressive

$9,102

How Does Location Affect the Cost of Kia Soul Insurance?

The make and model of a vehicle, its year of manufacture, and the driver's age all play crucial roles in determining car insurance costs for a Kia Soul. However, your location can have an even more significant impact on your rates. Florida ranks as the priciest state for car insurance, while Idaho offers the most affordable premiums. Obtaining quotes from the cheapest insurance providers in your area can help save you money on your rates.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Kia Soul Insurance

When getting car insurance for a Kia Soul, potential buyers often have questions regarding costs and coverage. Below are some frequently asked questions to help address your concerns.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.