Honda CR-V Insurance Cost

Insurance premiums for a Honda CR-V average $178 monthly for full coverage and $92 for minimum coverage. Depending on your particular trim and model year, costs can range from $60 to $247 monthly.

Looking for another Honda model? Read more about the cost of Honda car insurance models. Monthly insurance costs for a Honda CR-V range from $62 for older models to $90 for the newest ones. Your vehicle's age greatly affects insurance premiums, and the CR-V is no exception since newer models cost more to insure due to their higher fair market value.

GEICO charges $139 a month for Honda CR-V full coverage, and AIG charges $320. Minimum coverage is $64 with GEICO and $161 with UAIC. There's an $97 difference on minimum coverage and a $181 gap on full coverage, so get at least three quotes to find your lowest rate.

The Honda CR-V ranks 100th for affordability among 256 SUVs in MoneyGeek's database. It costs a few dollars more a month than a Toyota RAV4 and a few dollars less than a Kia Sorento.

While that's middle of the pack among SUVs, the CR-V actually ranks 400th out of 827 total vehicles, placing it in the top half for affordability. The Isuzu Amigo claims the cheapest SUV spot, while the Audi SQ8 e-tron commands the highest premiums.

Several factors affect what you'll pay for Honda CR-V insurance:

• Average repair costs. The Honda CR-V averages $657 a year in repair costs, seventh lowest among Honda's 18 models. That mid-range figure keeps premiums below the more expensive Honda models without making the CR-V among the cheapest in the lineup.
• Trim, features and accessories. The CR-V's power output ranges from 190 to 280 horsepower depending on trim. Higher-output trims carry more expensive parts and a higher accident risk profile, both of which push premiums up.
• Driver profile. CR-V drivers tend to fall between ages 35 and 54, with a median around 45, which is a bracket insurers treat as lower risk. Younger drivers pay more regardless of the vehicle. Read more about the costs of Honda CR-Vs for young drivers.

The Honda CR-V, Toyota RAV4, and Nissan Rogue are the three best-selling compact SUVs in the country, and there's a good chance you're comparing at least two of them. On insurance, the CR-V comes out ahead across every year we measured — and by a meaningful margin. 

A 2025 CR-V costs $37 less per month to insure full coverage than a 2025 RAV4, adding up to $444 more a year. On new models, the CR-V is also the cheapest to buy, making it the clearest overall value in the segment on a cost basis.

The used picture is more nuanced. A 2021 Rogue is the cheapest to buy, but its insurance costs proportionally more per dollar of car value than the CR-V. The RAV4 holds its value best — a 2021 model fetches around $25,000 — but it's also the most expensive to insure. The CR-V arguably has the best mix of mid-range resale value, lowest insurance cost, and the most efficient ratio of insurance to what the car is worth.

Model year importance varies for Honda CR-V insurance costs, along with driver age, affecting your premiums. A 35- to 55-year-old driver pays $196 monthly for full coverage on a 2016 CR-V compared to $195 for a 2025 model, showing minimal difference between older and newer vehicles. 

Young drivers in their teens and early twenties face much higher rates across all model years.

Travelers offers the cheapest rates across all CR-V model years and could save you hundreds monthly compared to average costs.  

• 2025 Honda CR-V Insurance Rates
• 2024 Honda CR-V Insurance Rates
• 2023 Honda CR-V Insurance Rates
• 2022 Honda CR-V Insurance Rates
• 2021 Honda CR-V Insurance Rates

Minimum coverage on the Special Edition Sport Utility 4D costs $60 a month. Full coverage on the EX-L w/Navigation Sport Utility 4D costs $247. A trim's market value, repair costs and feature complexity determine where it falls in that range.

The CR-V looks manageable trim-to-trim, but the annual costs compound quickly. For instance, the $130 monthly difference between the base LX and the top EX-L with Navigation adds up to $1,560 a year in extra insurance costs. 

Most of that jump is concentrated at the top — the lower trims from EX through Sport Touring stay within $79 of the base, making them reasonable upgrades. It's really the Touring, eFCEV, and EX-L with Navigation where the insurance cost starts to warrant a harder look.

Wyoming drivers pay $32 a month for minimum coverage on a Honda CR-V. Louisiana drivers pay $185. That gap comes from state-level differences in claims frequency, litigation rates and insurance regulations, not the vehicle.

These steps cut Honda CR-V insurance costs without trading away the coverage you need.

The Honda CR-V costs about average to insure among compact SUVs. Compare quotes from at least three insurers and stack available discounts to cut that further.

Honda CR-V cost estimates are drawn from hundreds of millions of quote estimates for U.S. models sold from 2000 to 2025. Data are from Quadrant Information Services. Rates reflect a 40-year-old unmarried male driver with a clean record, no prior claims, a good credit score, a valid license with no suspensions and 12,000 miles driven annually.

Coverage definitions. Minimum coverage reflects state-required liability limits. Full coverage is 100/300/100 liability plus comprehensive and collision with $1,000 deductibles.