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Compare the Cost of Ford Taurus Insurance by Model Year and Company
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Ensure you're getting the best rate. Review quotes from a top insurance company.
Different auto insurance carriers charge different Ford Taurus insurance rates depending on several factors, including the model year of your car. It helps to get personalized quotes from multiple providers so you can compare policy features and prices.
Key Takeaways
Generally, Ford Taurus insurance cost is inexpensive. This model's average rate is $1,279 per year, which is $148 less than the average cost across car models.
The cost to insure a Ford Taurus is different for each insurer; the rate can vary by as much as $412 per year.
Insurance rates will also vary depending on how old the car is, with lower prices for older models. Premium costs can change by as much as $422, depending on the model year.
How Much It Costs to Insure a Ford Taurus and the Cheapest Company
The auto insurance provider you choose for your Ford Taurus insurance can affect your premiums. The average Ford Taurus insurance cost is $1,279 annually. You may get lower or higher rates depending on your insurer. At the low end is USAA, with an annual average rate of $1,092. Allstate charges the most expensive average rate at $1,504 per year. You can save up to $412 per year on car insurance by choosing the cheapest car insurance company.
The Average Annual Cost of Ford Taurus Insurance by Company
MoneyGeek’s sample costs are based on insurance rates gathered from various auto insurance carriers for a base driver profile. In this scenario, the driver is 40 years old and has 100/300/100 liability insurance with comprehensive and collision coverage.
The Average Cost to Insure a Ford Taurus by Company
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- CompanyAverage Annual Rates
- 1.$1,092
- 2.$1,201
- 3.$1,223
- 4.$1,266
- 5.$1,292
Compare Auto Insurance Rates
Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.
Is a Ford Taurus Expensive to Insure?
Auto insurers consider various factors when calculating insurance rates. Typically, drivers with low-value cars tend to be charged less than those driving more expensive brands.
The average insurance for a Ford Taurus is inexpensive. Insurance providers tend to charge less to cover a Ford Taurus because this car model has low value, making repair costs less expensive. It also has low horsepower, decreasing the chance of it being involved in a major accident.
The Best Car Insurance Company for a Ford Taurus
When looking to buy an auto insurance policy for a Ford Taurus, cost should not be the only factor you should consider. The top auto insurance companies are also financially stable and deliver a positive experience.
MoneyGeek ranked auto insurers based on a unique rating system that includes affordability, customer complaints, customer satisfaction and financial stability. The study shows that:
- USAA ranked first with high ratings across all categories. However, only current or former military members and their families can apply for USAA insurance policies.
- GEICO ranked second, a fantastic option for non-military members.
1
USAA
Score:99
2
GEICO
Score:84
3
Progressive
Score:83
4
State Farm
Score:82
5
Nationwide
Score:80
6
Allied
Score:NaN
7
Allstate
Score:69
How Much It Costs to Insure a Ford Taurus by Model Year
Generally, older versions of the Ford Taurus cost less to insure. Since the value of a car depreciates over time, collision and comprehensive insurance also become cheaper. The average annual premium for a 2020 Ford Taurus is $1,410, while the average rate for a 2005 Ford Taurus is $988 per year — that’s a difference of $422 per year.
Some insurers offer affordable Ford Taurus insurance rates for newer models. A 2020 Ford Taurus driver typically pays $1,156 per year for a USAA auto insurance policy. If you want to see how rates compare across insurance companies, select your model below. The average cost of auto insurance varies for each model year.
The Average Cost to Insure a Ford Taurus by Model Year
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- CompanyAverage Annual Rates (2020 model)Average Annual Rates (2019 model)Average Annual Rates (2018 model)Average Annual Rates (2017 model)Average Annual Rates (2016 model)Average Annual Rates (2010 model)Average Annual Rates (2005 model)
- 1.$1,156$1,167$1,249$1,139$1,088$968$879
- 2.$1,342$1,313$1,316$1,346$1,259$957$877
- 3.$1,375$1,372$1,286$1,271$1,253$1,106$895
- 4.$1,395$1,370$1,355$1,336$1,295$1,155$953
- 5.$1,256$1,271$1,415$1,429$1,305$1,246$1,125
How Expensive Is It to Insure a Ford Taurus Compared to Other Cars?
Based on average rates, Ford Taurus is inexpensive to insure. The average Ford Taurus insurance premium is $1,279 per year, while the average annual rate across all models is $1,427.
How Much It Costs to Insure a Ford Taurus for 16- to 25-Year-Olds
Young drivers are deemed inexperienced on the road; that’s why insurance providers tend to charge teens significantly higher premiums than adults. An 18-year-old driver with a Ford Taurus typically pays around $4,174 per year for car insurance. Meanwhile, a 40-year-old pays $1,279 for a similar policy. Teens may want to consider joining their parents’ policy to save money on auto insurance. Additional rates for young Ford Taurus drivers can be found below.
The Average Cost to Insure a Ford Taurus by Driver Age
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- AgeAverage Annual Rates
- 16$5,351
- 17$4,740
- 18$4,174
- 19$2,990
- 20$2,668
How Does Location Affect the Cost of Ford Taurus Insurance?
The rates listed on this page are national averages and serve as a guide to understanding Ford Taurus insurance rates. Other factors, such as your location, will significantly impact the cost of your premiums. Learn more about auto insurance costs in individual states with MoneyGeek’s state page analysis.
FAQs About Ford Taurus Insurance
Various factors affect the cost of auto insurance. To find out more about Ford Taurus insurance rates, review the following frequently asked questions.
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