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Ford F-150 insurance costs vary greatly depending on age and the car model year. Ford F-150 insurance for a 16-year-old costs an average of $5,748 per year, while a similar policy for a 40-year-old is much cheaper at $1,248 per year. Rates also vary by model year, with a 2022 Ford F-150 costing $1,409 per year to insure — $269 more than the cost of a 2009 model.

MoneyGeek also ranked insurers based on affordability and service and claims experience to help you find the best insurer.

MoneyGeek Logo IconCar Insurance CostsFord F-150
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a Ford F-150

The average cost of insuring a Ford F-150 is $1,280 per year, but rates will vary depending on the insurer you pick. For a full coverage policy, State Farm is the cheapest at $1,024 per year, while Farmers has the highest rates at $1,478 per year.

For minimum coverage, the cheapest car insurance for a Ford F-150 is also offered by State Farm at $488 per year, while Farmers has the most expensive rates for a similar policy at $740 per year.

Company
Average Annual Premium

State Farm

$453

State Farm

$454

State Farm

$466

State Farm

$476

State Farm

$478

State Farm

$486

State Farm

$487

State Farm

$488

State Farm

$492

GEICO

$500

GEICO

$502

GEICO

$506

GEICO

$506

State Farm

$507

GEICO

$509

GEICO

$509

GEICO

$516

GEICO

$516

State Farm

$519

State Farm

$528

GEICO

$529

State Farm

$530

GEICO

$535

GEICO

$541

Travelers

$543

State Farm

$547

Travelers

$548

GEICO

$569

Travelers

$570

GEICO

$570

State Farm

$573

Travelers

$575

Travelers

$578

GEICO

$581

Travelers

$582

State Farm

$587

Travelers

$608

Travelers

$610

Travelers

$613

Travelers

$615

Travelers

$618

Travelers

$621

Nationwide

$625

GEICO

$625

Nationwide

$625

Travelers

$629

State Farm

$630

Allstate

$631

GEICO

$632

Allstate

$640

Travelers

$641

Allstate

$642

State Farm

$643

Nationwide

$644

Progressive

$653

Allstate

$654

Progressive

$656

GEICO

$658

Allstate

$659

Allstate

$661

Allstate

$661

Farmers

$662

Nationwide

$665

Progressive

$666

Allstate

$667

Farmers

$676

GEICO

$677

GEICO

$677

Allstate

$680

Allstate

$680

Nationwide

$682

GEICO

$682

Allstate

$683

Travelers

$686

State Farm

$688

Progressive

$688

State Farm

$693

Allstate

$693

Travelers

$697

Progressive

$698

Nationwide

$700

Allstate

$701

Allstate

$701

Progressive

$708

Farmers

$712

Nationwide

$715

GEICO

$724

Progressive

$725

Nationwide

$729

Farmers

$732

Nationwide

$732

Progressive

$733

Travelers

$737

Farmers

$740

Farmers

$741

Nationwide

$743

Allstate

$761

Progressive

$763

Nationwide

$768

State Farm

$769

Travelers

$770

Allstate

$772

Farmers

$778

GEICO

$779

Nationwide

$780

Progressive

$783

Progressive

$784

Farmers

$785

Travelers

$787

Progressive

$793

Progressive

$794

Progressive

$795

Farmers

$805

Nationwide

$810

Nationwide

$815

Farmers

$815

Allstate

$818

Farmers

$826

State Farm

$837

Farmers

$840

Farmers

$841

Travelers

$847

Travelers

$854

Nationwide

$858

Allstate

$867

Farmers

$867

Allstate

$873

Progressive

$877

Progressive

$898

Nationwide

$916

Travelers

$934

State Farm

$936

State Farm

$942

Farmers

$943

Allstate

$945

Nationwide

$957

Nationwide

$957

State Farm

$968

State Farm

$969

State Farm

$976

Farmers

$979

Progressive

$984

Progressive

$993

Progressive

$995

Progressive

$995

Nationwide

$997

State Farm

$998

Farmers

$1,006

Travelers

$1,013

State Farm

$1,016

State Farm

$1,024

Nationwide

$1,025

State Farm

$1,028

GEICO

$1,037

Farmers

$1,043

Allstate

$1,044

GEICO

$1,049

State Farm

$1,049

GEICO

$1,053

GEICO

$1,057

GEICO

$1,061

Farmers

$1,062

State Farm

$1,063

Travelers

$1,063

Travelers

$1,069

GEICO

$1,085

State Farm

$1,087

State Farm

$1,091

Allstate

$1,091

Travelers

$1,092

GEICO

$1,092

GEICO

$1,099

Progressive

$1,110

State Farm

$1,113

GEICO

$1,117

Nationwide

$1,119

Farmers

$1,124

Travelers

$1,124

Nationwide

$1,127

Nationwide

$1,128

State Farm

$1,135

GEICO

$1,146

GEICO

$1,146

Travelers

$1,146

Travelers

$1,154

Farmers

$1,156

Nationwide

$1,156

Travelers

$1,157

GEICO

$1,158

State Farm

$1,163

State Farm

$1,164

GEICO

$1,164

Nationwide

$1,166

Travelers

$1,167

GEICO

$1,171

Allstate

$1,183

Farmers

$1,205

GEICO

$1,217

Travelers

$1,219

State Farm

$1,219

Progressive

$1,222

Nationwide

$1,228

Allstate

$1,230

Allstate

$1,236

Travelers

$1,239

Nationwide

$1,241

Nationwide

$1,245

Travelers

$1,250

Travelers

$1,259

Allstate

$1,260

GEICO

$1,262

GEICO

$1,263

State Farm

$1,264

Nationwide

$1,266

Allstate

$1,270

Travelers

$1,270

Travelers

$1,288

Progressive

$1,293

State Farm

$1,294

Nationwide

$1,297

Travelers

$1,297

Progressive

$1,298

Allstate

$1,302

Allstate

$1,302

Travelers

$1,315

Allstate

$1,319

Farmers

$1,324

Nationwide

$1,325

Progressive

$1,326

Allstate

$1,327

Farmers

$1,339

Nationwide

$1,345

GEICO

$1,346

GEICO

$1,346

Allstate

$1,348

State Farm

$1,350

Progressive

$1,351

State Farm

$1,352

GEICO

$1,356

GEICO

$1,368

Nationwide

$1,368

Allstate

$1,377

Nationwide

$1,384

Farmers

$1,403

Allstate

$1,404

Nationwide

$1,408

Progressive

$1,410

Allstate

$1,414

Progressive

$1,427

Allstate

$1,432

Allstate

$1,439

GEICO

$1,443

Allstate

$1,447

Nationwide

$1,452

Travelers

$1,453

State Farm

$1,455

State Farm

$1,456

Allstate

$1,461

Travelers

$1,462

Farmers

$1,466

Travelers

$1,476

Farmers

$1,478

Farmers

$1,482

Progressive

$1,484

Progressive

$1,492

Farmers

$1,505

Nationwide

$1,512

Progressive

$1,514

Nationwide

$1,521

Travelers

$1,540

Progressive

$1,549

Farmers

$1,568

Nationwide

$1,592

Farmers

$1,595

GEICO

$1,601

Travelers

$1,603

Allstate

$1,606

State Farm

$1,606

Farmers

$1,618

Progressive

$1,622

Progressive

$1,625

Travelers

$1,636

Farmers

$1,638

Allstate

$1,638

Progressive

$1,640

GEICO

$1,641

Progressive

$1,645

Progressive

$1,648

State Farm

$1,655

Farmers

$1,659

Nationwide

$1,668

Farmers

$1,687

Nationwide

$1,690

Progressive

$1,695

Farmers

$1,698

Farmers

$1,721

GEICO

$1,729

Allstate

$1,731

State Farm

$1,743

Travelers

$1,757

Progressive

$1,758

Nationwide

$1,763

Travelers

$1,768

Farmers

$1,779

Nationwide

$1,794

Travelers

$1,808

Farmers

$1,824

Allstate

$1,858

Progressive

$1,865

Progressive

$1,888

Progressive

$1,890

Progressive

$1,891

Allstate

$1,892

Farmers

$1,919

Farmers

$1,943

Nationwide

$1,944

Allstate

$1,955

Farmers

$1,962

GEICO

$1,965

State Farm

$1,995

Allstate

$2,017

Nationwide

$2,022

Progressive

$2,036

Farmers

$2,052

Allstate

$2,067

Farmers

$2,082

Nationwide

$2,106

Travelers

$2,132

Farmers

$2,202

Farmers

$2,220

State Farm

$2,225

GEICO

$2,232

Progressive

$2,282

Travelers

$2,392

Travelers

$2,420

GEICO

$2,497

Allstate

$2,514

Progressive

$2,538

GEICO

$2,551

State Farm

$2,610

Nationwide

$2,615

Allstate

$2,706

Nationwide

$2,799

Allstate

$2,832

Farmers

$2,860

State Farm

$2,916

Nationwide

$2,930

Travelers

$3,024

Nationwide

$3,081

Farmers

$3,082

Progressive

$3,096

Farmers

$3,132

Progressive

$3,211

State Farm

$3,288

Nationwide

$3,324

Farmers

$3,344

GEICO

$3,409

Allstate

$3,471

Progressive

$3,598

Travelers

$3,631

Progressive

$3,686

Progressive

$3,755

GEICO

$4,054

Allstate

$4,096

Farmers

$4,224

Nationwide

$4,261

Nationwide

$4,583

Travelers

$4,761

Nationwide

$5,034

Allstate

$5,135

GEICO

$5,206

Farmers

$5,267

Farmers

$5,646

Allstate

$6,376

Progressive

$6,413

Progressive

$7,474

Progressive

$7,662

Farmers

$7,751

Is a Ford F-150 Expensive to Insure?

When determining Ford F-150 insurance costs, insurers consider factors like value, safety record and theft rates. On average, it is relatively cheap to insure a Ford F-150 compared to other car models. This car is moderately priced with a MSRP of $31,685 for a 2022 model, meaning its repair costs are relatively low. Additionally, it has excellent safety ratings, which also contributes to the low cost of insurance since the risk to the insurer is reduced.

Best Companies for Insuring a Ford F-150

Apart from cost, it's also important to consider factors like service and claims experience when shopping for the best Ford F-150 insurance provider.

MoneyGeek found that the best car insurance companies for Ford F-150 insurance are:

  • State Farm: MoneyGeek score of 90 out of 100 ($1,024 per year)
  • GEICO: MoneyGeek score of 88 out of 100 ($1,092 per year)

State Farm ranked first for affordability and second for customer satisfaction among the insurers in our comparison group, making it the best option for a balance of cost and great service.

MoneyGeek Top Pick: State Farm

State Farm

pros

Ranked first for affordability

Earned the second-highest customer satisfaction scores

cons

Doesn’t offer gap insurance or deductible modification coverage

Has a below-average claims rating

COMPANY HIGHLIGHTS

State Farm offers the best Ford F-150 insurance, balancing affordable rates with great service. State Farm has the cheapest rates and ranks second for customer satisfaction among the seven companies we analyzed. However, its coverage options are limited.

State Farm offers roadside assistance coverage, which can come in handy if your Ford F-150 breaks down and you need emergency services. This coverage will pay for services like towing, mechanical labor or tire change. It will also cover gas or oil delivery and locksmith services.

You can also opt for rental car or travel reimbursement coverage as an add-on. With this coverage, your policy will help pay for a rental car and travel expenses, such as meals, lodging and transportation, up to $500 if your truck is in the shop following a covered accident.

Read MoneyGeek's State Farm Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Ranked second for affordability

Earned the third-highest customer satisfaction score

Has unique add-on coverages

cons

Has a low claims rating

Doesn’t offer gap insurance

COMPANY HIGHLIGHTS

GEICO ranked second for affordability and third for customer satisfaction among the insurers we evaluated. This provider offers a combination of reasonable rates, good service and unique coverage options.

If you have a new Ford F-150 with less than 15,000 miles, GEICO's mechanical breakdown insurance (MBI) is a valuable add-on that can cover all parts and systems in your vehicle, including those not covered by the dealer. GEICO also offers accident forgiveness to help you avoid premium increases after your first at-fault accident. You can purchase this coverage as an add-on to your policy or earn it by remaining accident-free for at least five years.

In addition, GEICO provides several essential coverages, including roadside assistance to cover the cost of emergency services like towing, mechanical labor or gas delivery, and rental car reimbursement cover travel expenses incurred while your car is getting repaired.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a Ford F-150 by Model Year

The average cost of car insurance varies depending on model year. Insuring a 2022 Ford F-150 costs $1,409 per year, while a 2009 model costs $1,140 per year. Newer models are more expensive since they have a higher value than older models.

Model Year
Average Annual Premium

2022

$614

2022

$1,409

2021

$604

2021

$1,367

2020

$582

2020

$1,317

2019

$615

2019

$1,319

2018

$621

2018

$1,297

2017

$598

2017

$1,257

2016

$629

2016

$1,270

2015

$634

2015

$1,258

2014

$607

2014

$1,200

2013

$634

2013

$1,195

2012

$635

2012

$1,165

2011

$610

2011

$1,130

2010

$640

2010

$1,147

2009

$644

2009

$1,140

The average cost of car insurance can also vary based on the Ford F-150 model year and provider. State Farm offers the cheapest rates for a 2009 model at $855 per year and is also the cheapest option for a 2022 model at $1,167 per year.

Company
Average Annual Premium

GEICO

$407

State Farm

$411

GEICO

$413

GEICO

$414

State Farm

$423

State Farm

$424

State Farm

$429

State Farm

$431

State Farm

$433

State Farm

$434

GEICO

$434

GEICO

$438

State Farm

$443

State Farm

$446

GEICO

$446

State Farm

$449

State Farm

$450

State Farm

$451

State Farm

$453

GEICO

$460

GEICO

$460

State Farm

$462

Travelers

$462

Travelers

$469

Travelers

$470

GEICO

$470

GEICO

$476

GEICO

$480

GEICO

$488

Travelers

$492

GEICO

$495

GEICO

$500

Travelers

$512

Travelers

$517

Travelers

$524

Travelers

$527

Travelers

$527

Travelers

$531

Travelers

$534

Travelers

$535

Nationwide

$562

Nationwide

$570

Allstate

$574

Nationwide

$575

Travelers

$575

Nationwide

$576

Nationwide

$581

Nationwide

$583

Allstate

$585

Nationwide

$586

Allstate

$587

Allstate

$591

Nationwide

$591

Nationwide

$591

Nationwide

$597

Allstate

$598

Progressive

$598

Allstate

$604

Allstate

$604

Progressive

$604

Travelers

$605

Progressive

$605

Allstate

$606

Nationwide

$608

Nationwide

$611

Progressive

$613

Allstate

$615

Allstate

$616

Allstate

$617

Farmers

$621

Allstate

$622

Nationwide

$623

Progressive

$630

Farmers

$631

Nationwide

$637

Progressive

$639

Progressive

$640

Allstate

$640

Allstate

$643

Progressive

$643

Progressive

$644

Progressive

$647

Progressive

$648

Progressive

$649

Farmers

$652

Farmers

$656

Farmers

$658

Progressive

$661

Farmers

$661

Farmers

$662

Farmers

$672

Progressive

$674

Farmers

$678

Farmers

$681

Farmers

$689

Farmers

$696

Farmers

$697

Farmers

$699

State Farm

$855

State Farm

$895

State Farm

$924

State Farm

$978

State Farm

$993

State Farm

$996

GEICO

$1,019

State Farm

$1,023

GEICO

$1,025

Travelers

$1,037

State Farm

$1,039

GEICO

$1,042

State Farm

$1,043

GEICO

$1,052

GEICO

$1,054

Travelers

$1,056

GEICO

$1,070

Travelers

$1,072

State Farm

$1,072

Travelers

$1,089

GEICO

$1,093

State Farm

$1,098

GEICO

$1,106

State Farm

$1,110

GEICO

$1,111

Travelers

$1,114

GEICO

$1,115

GEICO

$1,122

GEICO

$1,125

Travelers

$1,127

Travelers

$1,141

State Farm

$1,149

Travelers

$1,154

GEICO

$1,158

Travelers

$1,163

State Farm

$1,167

Nationwide

$1,173

Nationwide

$1,175

Nationwide

$1,176

Nationwide

$1,177

Allstate

$1,177

Allstate

$1,188

GEICO

$1,193

Travelers

$1,196

Allstate

$1,198

Allstate

$1,206

Travelers

$1,209

Allstate

$1,223

Nationwide

$1,224

Travelers

$1,227

Allstate

$1,245

Progressive

$1,270

Nationwide

$1,273

Nationwide

$1,275

Nationwide

$1,290

Allstate

$1,298

Farmers

$1,303

Nationwide

$1,305

Travelers

$1,305

Progressive

$1,306

Progressive

$1,315

Travelers

$1,315

Allstate

$1,315

Allstate

$1,319

Nationwide

$1,322

Nationwide

$1,324

Nationwide

$1,325

Nationwide

$1,325

Progressive

$1,328

Farmers

$1,340

Farmers

$1,343

Progressive

$1,343

Progressive

$1,350

Allstate

$1,353

Nationwide

$1,364

Allstate

$1,397

Farmers

$1,409

Farmers

$1,424

Allstate

$1,431

Progressive

$1,434

Progressive

$1,435

Farmers

$1,438

Progressive

$1,451

Farmers

$1,483

Farmers

$1,486

Allstate

$1,495

Progressive

$1,500

Farmers

$1,505

Progressive

$1,519

Progressive

$1,526

Farmers

$1,539

Farmers

$1,561

Farmers

$1,573

Progressive

$1,594

Progressive

$1,606

Allstate

$1,623

Farmers

$1,625

Farmers

$1,666

Cost of Insuring a Ford F-150 for 16- to 25-Year-Olds

Car insurance is much more costly for teens and drivers in their 20s compared to drivers in their 30s and 40s. Ford F-150 insurance costs an average of $5,748 per year for a full coverage policy for a 16-year-old, while the same policy for a 40-year-old costs just $1,248 per year. Teen car insurance rates typically decrease as a driver ages through their teenage years and stabilize during their 20s.

Driver Age
Average Annual Premium

16

$5,748

16

$3,018

17

$2,437

17

$4,669

18

$4,093

18

$2,117

19

$2,840

19

$1,457

20

$1,303

20

$2,568

21

$981

21

$1,972

22

$902

22

$1,822

23

$833

23

$1,692

24

$1,606

24

$787

25

$1,449

25

$711

The cheapest way to get teen car insurance is through a family policy, since individual policies for teens tend to be very expensive. In addition, teens under 18 are legally required to have a parent or guardian co-sign if they purchase an individual policy.

State Farm offers the cheapest teen car insurance for a Ford F-150, with an average rate of $3,762 per year for an individual policy. Progressive is the most expensive option at $8,571 per year. To get the cheapest rates, it's always a good idea to shop around and compare quotes from different providers.

Company
Average Annual Premium

GEICO

$526

GEICO

$556

State Farm

$565

GEICO

$583

State Farm

$620

Travelers

$631

GEICO

$645

State Farm

$677

Travelers

$680

Allstate

$682

GEICO

$692

Travelers

$720

Allstate

$747

State Farm

$757

Travelers

$764

Progressive

$786

Allstate

$792

Travelers

$823

State Farm

$825

Allstate

$844

Farmers

$878

Progressive

$890

Allstate

$911

Nationwide

$918

GEICO

$922

State Farm

$954

Travelers

$972

Progressive

$975

Farmers

$996

Farmers

$1,022

Nationwide

$1,024

GEICO

$1,033

State Farm

$1,072

Farmers

$1,076

Travelers

$1,094

Nationwide

$1,098

Progressive

$1,104

Allstate

$1,143

Farmers

$1,175

Nationwide

$1,207

Progressive

$1,213

State Farm

$1,273

Allstate

$1,326

Nationwide

$1,331

GEICO

$1,377

Travelers

$1,386

State Farm

$1,405

State Farm

$1,433

GEICO

$1,435

GEICO

$1,472

Travelers

$1,505

Progressive

$1,532

GEICO

$1,552

State Farm

$1,562

State Farm

$1,628

Nationwide

$1,640

Travelers

$1,664

State Farm

$1,679

Travelers

$1,681

Farmers

$1,692

GEICO

$1,728

GEICO

$1,737

Progressive

$1,738

Travelers

$1,765

Farmers

$1,819

Allstate

$1,824

Nationwide

$1,837

State Farm

$1,850

Travelers

$1,869

Progressive

$1,869

GEICO

$1,876

Nationwide

$1,891

Farmers

$1,934

Nationwide

$1,952

Allstate

$1,983

State Farm

$2,006

Travelers

$2,010

Allstate

$2,052

Progressive

$2,115

Nationwide

$2,116

Farmers

$2,164

Allstate

$2,167

Nationwide

$2,171

Farmers

$2,208

Travelers

$2,227

GEICO

$2,230

Nationwide

$2,293

State Farm

$2,294

Farmers

$2,303

Progressive

$2,305

Allstate

$2,335

GEICO

$2,405

Travelers

$2,434

Farmers

$2,467

Allstate

$2,536

State Farm

$2,556

Progressive

$2,579

Allstate

$2,582

GEICO

$2,687

Travelers

$2,703

Nationwide

$2,816

Farmers

$2,831

Progressive

$2,868

State Farm

$2,994

Nationwide

$3,014

Farmers

$3,052

Progressive

$3,064

Allstate

$3,161

Nationwide

$3,197

Allstate

$3,277

Nationwide

$3,318

State Farm

$3,341

Travelers

$3,392

Farmers

$3,452

Allstate

$3,526

GEICO

$3,617

Progressive

$3,624

Nationwide

$3,629

Progressive

$3,646

Farmers

$3,680

Progressive

$3,736

State Farm

$3,762

Travelers

$4,024

Progressive

$4,045

Farmers

$4,129

GEICO

$4,321

Nationwide

$4,664

Allstate

$5,027

Nationwide

$5,027

Travelers

$5,217

Nationwide

$5,533

GEICO

$5,534

Farmers

$5,794

Allstate

$6,147

Farmers

$6,207

Progressive

$7,200

Allstate

$7,530

Progressive

$8,337

Farmers

$8,479

Progressive

$8,571

How Does Location Affect the Cost of Ford F-150 Insurance?

The car make and model and the driver's age impact car insurance rates, but location can be an even bigger determining factor. Car insurance rates vary significantly depending on the state — New York has the most expensive rates, on average, while Idaho has the cheapest. You can compare quotes from the cheapest insurers in your state to get the best rates for Ford F-150 insurance.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About Ford F-150 Insurance

To help you find the best Ford F-150 insurance, we answered common questions about cost and service quality.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.