Auto Insurance
4.7/5
Affordability
4.5/5
Claims Ratings
5/5
User Satisfaction
5/5
Financial Stability
Compare the Cost of Ford Escape Insurance by Model Year and Company
Compare Rates
Ensure you're getting the best rate. Review quotes from a top insurance company.
To find the best price, you should do your own research as well. Based on your driving history and personal profile, your rates could vary considerably. That’s why it’s always a good idea to request quotes from several different insurers and compare them to find the best deal.
Key Takeaways
On average, it costs around $1,157 per year to insure your Ford Escape, $271 less than the typical car model.
Depending upon the company you choose, your insurance cost can vary by $481.
Insurance rates can change based on the model year of your Ford Escape. The yearly cost of insuring a Ford Escape can vary by as much as $200.
How Much It Costs to Insure a Ford Escape and the Cheapest Company
The company you pick as your Ford Escape’s insurance provider will determine how much premium you pay annually. The average cost of insurance for a Ford Escape is $1,157. The difference between the cheapest average insurance rate and the most expensive is $481. The cheapest insurer is GEICO, offering a premium of $961 per year on average.
The Average Annual Cost of Ford Escape Insurance by Company
MoneyGeek used a sample driver profile to gather information on the insurance rates offered by various companies. This sample driver has 100/300/100 liability insurance with comprehensive and collision coverage.
The Average Cost to Insure a Ford Escape by Company
Scroll for more
- CompanyAverage Annual Rates
- 1.$961
- 2.$1,024
- 3.$1,042
- 4.$1,182
- 5.$1,267
Compare Auto Insurance Rates
Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.
Is a Ford Escape Expensive to Insure?
The value of your car is a major factor that determines its insurance cost. Insurance companies also take into consideration these variables when calculating the annual cost:
- Repair cost
- Horsepower
- Safety features
- Likelihood of theft
Typically, a Ford Escape is relatively inexpensive to insure. The vehicle falls under the compact SUV category and has low horsepower, making it a low-risk vehicle. The Escape’s safety rating is excellent too, which also contributes to its lower annual insurance cost.
The Best Car Insurance Company for a Ford Escape
Pricing shouldn’t be the only factor when choosing the insurance company for your Ford Escape. MoneyGeek’s ranking system takes into account other important factors, like customer satisfaction, affordability, complaints and more. Based on this system, USAA’s Ford Escape insurance is the best car insurance option for this model.
Note that USAA is only available for military personnel and their families. For everyone else, GEICO is your best bet.
1
USAA
Score:95
2
GEICO
Score:90
3
Progressive
Score:87
4
State Farm
Score:81
5
Nationwide
Score:77
6
Allstate
Score:72
7
Allied
Score:NaN
How Much It Costs to Insure a Ford Escape by Model Year
The older your Ford Escape is, the cheaper it is to insure. As your car ages, its value depreciates, which also makes comprehensive and collision insurance cheaper.
The average cost of auto insurance for a 2005 Ford Escape model is $1,020. For the 2020 model, it is $1,220. Different insurance companies will offer varying yearly rates, depending upon the model year and many other factors. The cheapest insurance company for your Ford Escape is GEICO, with average rates of $961 per year.
The Average Cost to Insure a Ford Escape by Model Year
Scroll for more
- CompanyAverage Annual Rates (2020 model)Average Annual Rates (2019 model)Average Annual Rates (2018 model)Average Annual Rates (2017 model)Average Annual Rates (2016 model)Average Annual Rates (2010 model)Average Annual Rates (2005 model)
- 1.$992$959$959$938$936$1,010$933
- 2.$1,055$1,053$1,028$1,021$1,011$1,032$964
- 3.$1,048$1,080$1,164$1,055$1,085$954$909
- 4.$1,285$1,265$1,229$1,214$1,197$1,129$953
- 5.$1,271$1,287$1,303$1,317$1,252$1,262$1,177
How Expensive Is It to Insure a Ford Escape Compared to Other Cars?
The Ford Escape is usually inexpensive to insure. On average, it costs $1,157 to insure a Ford Escape, compared to $1,427 across all models.
How Much It Costs to Insure a Ford Escape for 16- to 25-Year-Olds
Younger drivers pay more for insurance, no matter what car they drive. Because of their inexperience, car insurance companies see them as riskier to insure. The average cost of insurance for an 18-year-old driver with a Ford Escape is $3,775. Meanwhile, for a 40-year-old driver, similar coverage for the same car costs an average of $1,157. Teens can save money by staying on their parents’ insurance policy instead of purchasing their own coverage.
The Average Cost to Insure a Ford Escape by Driver Age
Scroll for more
- AgeAverage Annual Rates
- 16$4,840
- 17$4,287
- 18$3,775
- 19$2,704
- 20$2,413
How Does Location Affect the Cost of Ford Escape Insurance?
The prices used in this article are based on national averages. However, the actual premium you pay is highly dependent on your location. You can learn more about insurance rates in different areas on our state page analysis.
FAQs About Ford Escape Insurance
The model of your Ford Escape can have a major impact on its insurance cost. However, it isn’t the only factor to consider. Check out our FAQ section for more information.
Read More About Car Insurance
Read More About Car Insurance
Auto Insurance
About Mark Fitzpatrick
