
4.7/5
Affordability
4.5/5
Claims Ratings
5/5
User Satisfaction
5/5
Financial Stability
To find the best price, you should do your own research as well. Based on your driving history and personal profile, your rates could vary considerably. That’s why it’s always a good idea to request quotes from several different insurers and compare them to find the best deal.
On average, it costs around $1,157 per year to insure your Ford Escape, $271 less than the typical car model.
Depending upon the company you choose, your insurance cost can vary by $481.
Insurance rates can change based on the model year of your Ford Escape. The yearly cost of insuring a Ford Escape can vary by as much as $200.
The company you pick as your Ford Escape’s insurance provider will determine how much premium you pay annually. The average cost of insurance for a Ford Escape is $1,157. The difference between the cheapest average insurance rate and the most expensive is $481. The cheapest insurer is GEICO, offering a premium of $961 per year on average.
MoneyGeek used a sample driver profile to gather information on the insurance rates offered by various companies. This sample driver has 100/300/100 liability insurance with comprehensive and collision coverage.
Scroll for more
Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.
The value of your car is a major factor that determines its insurance cost. Insurance companies also take into consideration these variables when calculating the annual cost:
Typically, a Ford Escape is relatively inexpensive to insure. The vehicle falls under the compact SUV category and has low horsepower, making it a low-risk vehicle. The Escape’s safety rating is excellent too, which also contributes to its lower annual insurance cost.
Pricing shouldn’t be the only factor when choosing the insurance company for your Ford Escape. MoneyGeek’s ranking system takes into account other important factors, like customer satisfaction, affordability, complaints and more. Based on this system, USAA’s Ford Escape insurance is the best car insurance option for this model.
Note that USAA is only available for military personnel and their families. For everyone else, GEICO is your best bet.
The older your Ford Escape is, the cheaper it is to insure. As your car ages, its value depreciates, which also makes comprehensive and collision insurance cheaper.
The average cost of auto insurance for a 2005 Ford Escape model is $1,020. For the 2020 model, it is $1,220. Different insurance companies will offer varying yearly rates, depending upon the model year and many other factors. The cheapest insurance company for your Ford Escape is GEICO, with average rates of $961 per year.
Scroll for more
The Ford Escape is usually inexpensive to insure. On average, it costs $1,157 to insure a Ford Escape, compared to $1,427 across all models.
Younger drivers pay more for insurance, no matter what car they drive. Because of their inexperience, car insurance companies see them as riskier to insure. The average cost of insurance for an 18-year-old driver with a Ford Escape is $3,775. Meanwhile, for a 40-year-old driver, similar coverage for the same car costs an average of $1,157. Teens can save money by staying on their parents’ insurance policy instead of purchasing their own coverage.
Scroll for more
The prices used in this article are based on national averages. However, the actual premium you pay is highly dependent on your location. You can learn more about insurance rates in different areas on our state page analysis.
The model of your Ford Escape can have a major impact on its insurance cost. However, it isn’t the only factor to consider. Check out our FAQ section for more information.
About Mark Fitzpatrick