Compare Rates and Save on Auto Insurance

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The cheapest auto insurance depends on your profile and needs. Auto-Owners Insurance is the cheapest for full coverage. American Family is the cheapest after an accident, while State Farm is most affordable for drivers with DUIs. Veterans seeking full coverage get the best deals from USAA, while seniors and teens fare best with Nationwide.

MoneyGeek took a close look at the best car insurance providers in Milwaukee, which strike a balance between affordability and service.

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2023

Cheapest Car Insurance in Milwaukee, WI

Cheapest Minimum Coverage Car Insurance in Milwaukee

Milwaukee drivers will find the cheapest minimum coverage car insurance from the following companies:

  • Erie: $406 per year
  • GEICO: $411 per year

Dairyland is the most expensive at $2,170 per year. As of October 2022, Erie also provides the cheapest minimum coverage auto insurance throughout Wisconsin, charging an average annual premium of $204. Its higher rate in Milwaukee illustrates how location affects insurance rates.

Company
Annual Premium
Monthly Premium

State Farm

$392

$33

Erie

$403

$34

Erie

$406

$34

GEICO

$411

$34

Auto-Owners Insurance Co

$412

$34

State Farm

$413

$34

Nationwide

$427

$36

Auto-Owners Insurance Co

$429

$36

Nationwide

$437

$36

GEICO

$440

$37

GEICO

$453

$38

Farmers

$486

$41

State Farm

$492

$41

Erie

$498

$42

Auto-Owners Insurance Co

$522

$43

Travelers

$522

$43

Acuity

$546

$46

Farmers

$547

$46

Travelers

$548

$46

Farmers

$557

$46

American Family

$572

$48

IMT Insurance Company

$577

$48

American Family

$578

$48

Travelers

$580

$48

Nationwide

$581

$48

Progressive

$581

$48

Acuity

$581

$48

AAA

$595

$50

American Family

$604

$50

West Bend Mutual

$608

$51

Progressive

$618

$51

Western National

$631

$53

AAA

$634

$53

West Bend Mutual

$649

$54

Western National

$660

$55

Chubb

$680

$57

IMT Insurance Company

$688

$57

Acuity

$732

$61

West Bend Mutual

$744

$62

Progressive

$744

$62

AAA

$769

$64

Chubb

$796

$66

Allstate

$813

$68

Nationwide

$821

$68

Allstate

$825

$69

Auto-Owners Insurance Co

$838

$70

State Farm

$848

$71

American Family

$853

$71

Auto-Owners Insurance Co

$865

$72

American Family

$879

$73

Nationwide

$896

$75

State Farm

$916

$76

GEICO

$927

$77

Allstate

$935

$78

American Family

$938

$78

GEICO

$952

$79

Travelers

$965

$80

Travelers

$969

$81

GEICO

$1,016

$85

Kemper

$1,025

$85

IMT Insurance Company

$1,037

$86

Western National

$1,040

$87

IMT Insurance Company

$1,054

$88

Erie

$1,057

$88

Erie

$1,066

$89

Kemper

$1,078

$90

AAA

$1,089

$91

Chubb

$1,097

$91

Travelers

$1,115

$93

State Farm

$1,152

$96

Auto-Owners Insurance Co

$1,154

$96

Kemper

$1,156

$96

Farmers

$1,170

$98

Nationwide

$1,173

$98

Farmers

$1,204

$100

AAA

$1,214

$101

Acuity

$1,229

$102

Allstate

$1,239

$103

West Bend Mutual

$1,281

$107

Allstate

$1,285

$107

IMT Insurance Company

$1,287

$107

West Bend Mutual

$1,315

$110

Chubb

$1,335

$111

Erie

$1,345

$112

Farmers

$1,359

$113

Progressive

$1,423

$119

Acuity

$1,427

$119

AAA

$1,489

$124

West Bend Mutual

$1,548

$129

Allstate

$1,554

$130

Progressive

$1,559

$130

Chubb

$1,581

$132

IMT Insurance Company

$1,745

$145

Acuity

$1,776

$148

Dairyland

$1,948

$162

Western National

$1,950

$162

Progressive

$1,954

$163

Chubb

$2,124

$177

Western National

$2,168

$181

Dairyland

$2,170

$181

Kemper

$2,368

$197

Kemper

$2,413

$201

Dairyland

$2,500

$208

Kemper

$2,853

$238

Western National

$3,404

$284

Dairyland

$4,147

$346

Dairyland

$4,692

$391

Dairyland

$5,467

$456

Insurance Rates

Compare Insurance Rates

Ensure you are getting the best rate for your insurance. Compare quotes from the top insurance companies.

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The state of Wisconsin requires that minimum coverage car insurance policies include:

  • Bodily injury liability of $25,000 per person and $50,000 per accident
  • Property damage liability of $10,000 per accident
  • Uninsured motorist coverage of $25,000 per person and $50,000 per accident

If you’re involved in an at-fault accident, and if the accident causes injuries to others, your insurance company will pay a maximum of $50,000 for their medical expenses, with no more than $25,000 per individual. Costs exceeding $50,000 will be your responsibility.

Cheapest Full Coverage Car Insurance in Milwaukee

The insurance companies that provide the cheapest full coverage auto insurance policies in Milwaukee are:

  • Auto-Owners Insurance: $865 per year
  • American Family: $879 per year

Dairyland offers the most expensive full coverage auto insurance in Milwaukee, charging $4,692 per year. As of October 2022, GEICO provides the most affordable full coverage auto insurance in Wisconsin at an average of $481. GEICO’s lower cost illustrates how location can affect insurance rates.

Company
Annual Premium
Monthly Premium

State Farm

$392

$33

Erie

$403

$34

Erie

$406

$34

GEICO

$411

$34

Auto-Owners Insurance Co

$412

$34

State Farm

$413

$34

Nationwide

$427

$36

Auto-Owners Insurance Co

$429

$36

Nationwide

$437

$36

GEICO

$440

$37

GEICO

$453

$38

Farmers

$486

$41

State Farm

$492

$41

Erie

$498

$42

Auto-Owners Insurance Co

$522

$43

Travelers

$522

$43

Acuity

$546

$46

Farmers

$547

$46

Travelers

$548

$46

Farmers

$557

$46

American Family

$572

$48

IMT Insurance Company

$577

$48

American Family

$578

$48

Travelers

$580

$48

Nationwide

$581

$48

Progressive

$581

$48

Acuity

$581

$48

AAA

$595

$50

American Family

$604

$50

West Bend Mutual

$608

$51

Progressive

$618

$51

Western National

$631

$53

AAA

$634

$53

West Bend Mutual

$649

$54

Western National

$660

$55

Chubb

$680

$57

IMT Insurance Company

$688

$57

Acuity

$732

$61

West Bend Mutual

$744

$62

Progressive

$744

$62

AAA

$769

$64

Chubb

$796

$66

Allstate

$813

$68

Nationwide

$821

$68

Allstate

$825

$69

Auto-Owners Insurance Co

$838

$70

State Farm

$848

$71

American Family

$853

$71

Auto-Owners Insurance Co

$865

$72

American Family

$879

$73

Nationwide

$896

$75

State Farm

$916

$76

GEICO

$927

$77

Allstate

$935

$78

American Family

$938

$78

GEICO

$952

$79

Travelers

$965

$80

Travelers

$969

$81

GEICO

$1,016

$85

Kemper

$1,025

$85

IMT Insurance Company

$1,037

$86

Western National

$1,040

$87

IMT Insurance Company

$1,054

$88

Erie

$1,057

$88

Erie

$1,066

$89

Kemper

$1,078

$90

AAA

$1,089

$91

Chubb

$1,097

$91

Travelers

$1,115

$93

State Farm

$1,152

$96

Auto-Owners Insurance Co

$1,154

$96

Kemper

$1,156

$96

Farmers

$1,170

$98

Nationwide

$1,173

$98

Farmers

$1,204

$100

AAA

$1,214

$101

Acuity

$1,229

$102

Allstate

$1,239

$103

West Bend Mutual

$1,281

$107

Allstate

$1,285

$107

IMT Insurance Company

$1,287

$107

West Bend Mutual

$1,315

$110

Chubb

$1,335

$111

Erie

$1,345

$112

Farmers

$1,359

$113

Progressive

$1,423

$119

Acuity

$1,427

$119

AAA

$1,489

$124

West Bend Mutual

$1,548

$129

Allstate

$1,554

$130

Progressive

$1,559

$130

Chubb

$1,581

$132

IMT Insurance Company

$1,745

$145

Acuity

$1,776

$148

Dairyland

$1,948

$162

Western National

$1,950

$162

Progressive

$1,954

$163

Chubb

$2,124

$177

Western National

$2,168

$181

Dairyland

$2,170

$181

Kemper

$2,368

$197

Kemper

$2,413

$201

Dairyland

$2,500

$208

Kemper

$2,853

$238

Western National

$3,404

$284

Dairyland

$4,147

$346

Dairyland

$4,692

$391

Dairyland

$5,467

$456

Full coverage insurance includes comprehensive and collision coverage.

  • Collision insurance: Helps you pay for repairs to your car after a collision with another vehicle or object.
  • Comprehensive insurance: Covers damages from theft, vandalism or weather events, such as flooding.

Think twice about paying extra for full coverage if you drive an old vehicle with little value. You could pay more for insurance premiums than the car is worth.

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Cheapest Car Insurance in Milwaukee After a Driving Offense

Drivers with violations on their records will find the cheapest full coverage auto insurance in Milwaukee from:

  • Speeding ticket: Auto-Owners Insurance ($972 per year)
  • At-fault accident: American Family ($879 per year)
  • DUI: State Farm ($999 per year)

Dairyland provides the most expensive full coverage auto insurance for people with driving violations, charging $7,738 per year after an at-fault accident, $6,195 per year after a DUI and $7,077 after a speeding ticket.

If you have a driving violation, even the cheapest insurance will cost more than if you have a clean record.

Company
Annual Premium
Monthly Premium

Erie

$403

$34

Erie

$406

$34

State Farm

$429

$36

State Farm

$429

$36

State Farm

$453

$38

State Farm

$453

$38

State Farm

$467

$39

Auto-Owners Insurance Co

$468

$39

Auto-Owners Insurance Co

$485

$40

State Farm

$493

$41

Erie

$498

$42

Erie

$499

$42

Auto-Owners Insurance Co

$502

$42

GEICO

$503

$42

Erie

$503

$42

Auto-Owners Insurance Co

$519

$43

State Farm

$540

$45

State Farm

$540

$45

GEICO

$544

$45

American Family

$572

$48

American Family

$578

$48

Nationwide

$585

$49

Farmers

$587

$49

State Farm

$589

$49

Auto-Owners Insurance Co

$595

$50

Erie

$597

$50

Nationwide

$598

$50

Erie

$600

$50

American Family

$604

$50

Erie

$624

$52

Western National

$631

$53

Western National

$631

$53

Western National

$631

$53

GEICO

$632

$53

Auto-Owners Insurance Co

$639

$53

Farmers

$655

$55

Western National

$660

$55

Western National

$660

$55

Western National

$660

$55

Farmers

$672

$56

IMT Insurance Company

$674

$56

Chubb

$680

$57

Chubb

$680

$57

Chubb

$680

$57

American Family

$682

$57

American Family

$682

$57

GEICO

$691

$58

Farmers

$692

$58

American Family

$695

$58

American Family

$695

$58

Farmers

$700

$58

Travelers

$700

$58

AAA

$702

$59

American Family

$711

$59

American Family

$711

$59

Travelers

$726

$60

Progressive

$731

$61

Travelers

$733

$61

Nationwide

$737

$61

Farmers

$741

$62

AAA

$749

$62

Erie

$750

$63

Nationwide

$751

$63

Travelers

$761

$63

GEICO

$766

$64

Farmers

$771

$64

West Bend Mutual

$771

$64

Progressive

$775

$65

Nationwide

$782

$65

Farmers

$795

$66

Chubb

$796

$66

Chubb

$796

$66

Chubb

$796

$66

Travelers

$797

$66

IMT Insurance Company

$805

$67

Farmers

$818

$68

Travelers

$825

$69

West Bend Mutual

$826

$69

Travelers

$839

$70

Acuity

$839

$70

West Bend Mutual

$849

$71

IMT Insurance Company

$849

$71

American Family

$853

$71

Travelers

$857

$71

Progressive

$863

$72

Progressive

$868

$72

American Family

$879

$73

Auto-Owners Insurance Co

$879

$73

Acuity

$888

$74

AAA

$898

$75

GEICO

$899

$75

Auto-Owners Insurance Co

$901

$75

GEICO

$902

$75

Nationwide

$907

$76

West Bend Mutual

$911

$76

AAA

$911

$76

Nationwide

$920

$77

State Farm

$925

$77

State Farm

$925

$77

Progressive

$931

$78

American Family

$938

$78

Auto-Owners Insurance Co

$943

$79

Travelers

$944

$79

West Bend Mutual

$949

$79

Allstate

$949

$79

AAA

$956

$80

Nationwide

$964

$80

Allstate

$966

$80

Auto-Owners Insurance Co

$972

$81

Allstate

$988

$82

State Farm

$999

$83

State Farm

$999

$83

State Farm

$1,003

$84

Progressive

$1,005

$84

Allstate

$1,006

$84

Auto-Owners Insurance Co

$1,006

$84

IMT Insurance Company

$1,015

$85

IMT Insurance Company

$1,016

$85

American Family

$1,034

$86

American Family

$1,034

$86

Auto-Owners Insurance Co

$1,036

$86

Western National

$1,040

$87

Western National

$1,040

$87

Western National

$1,040

$87

West Bend Mutual

$1,047

$87

Erie

$1,057

$88

American Family

$1,059

$88

American Family

$1,059

$88

Erie

$1,066

$89

Kemper

$1,075

$90

State Farm

$1,081

$90

Chubb

$1,097

$91

Chubb

$1,097

$91

Chubb

$1,097

$91

Allstate

$1,109

$92

Acuity

$1,112

$93

West Bend Mutual

$1,119

$93

Acuity

$1,120

$93

American Family

$1,123

$94

American Family

$1,123

$94

Kemper

$1,129

$94

GEICO

$1,131

$94

Auto-Owners Insurance Co

$1,132

$94

Nationwide

$1,133

$94

Nationwide

$1,158

$96

Allstate

$1,161

$97

AAA

$1,168

$97

GEICO

$1,175

$98

Acuity

$1,178

$98

Progressive

$1,203

$100

Kemper

$1,213

$101

IMT Insurance Company

$1,215

$101

IMT Insurance Company

$1,217

$101

Allstate

$1,222

$102

IMT Insurance Company

$1,226

$102

Kemper

$1,243

$104

Allstate

$1,249

$104

Nationwide

$1,254

$105

State Farm

$1,260

$105

State Farm

$1,260

$105

AAA

$1,298

$108

GEICO

$1,299

$108

Auto-Owners Insurance Co

$1,302

$109

Erie

$1,318

$110

Erie

$1,327

$111

Acuity

$1,329

$111

Chubb

$1,335

$111

Chubb

$1,335

$111

Chubb

$1,335

$111

GEICO

$1,335

$111

Progressive

$1,342

$112

West Bend Mutual

$1,343

$112

Travelers

$1,344

$112

Erie

$1,345

$112

Kemper

$1,350

$113

Progressive

$1,364

$114

State Farm

$1,367

$114

Auto-Owners Insurance Co

$1,391

$116

Kemper

$1,401

$117

Travelers

$1,401

$117

Acuity

$1,408

$117

GEICO

$1,419

$118

Nationwide

$1,426

$119

Kemper

$1,436

$120

Travelers

$1,441

$120

AAA

$1,451

$121

Allstate

$1,463

$122

Travelers

$1,463

$122

Farmers

$1,479

$123

Allstate

$1,481

$123

Acuity

$1,491

$124

IMT Insurance Company

$1,500

$125

Travelers

$1,502

$125

AAA

$1,502

$125

IMT Insurance Company

$1,505

$125

Travelers

$1,531

$128

Nationwide

$1,535

$128

Nationwide

$1,537

$128

Allstate

$1,539

$128

IMT Insurance Company

$1,540

$128

Allstate

$1,540

$128

AAA

$1,555

$130

Travelers

$1,560

$130

Kemper

$1,565

$130

Erie

$1,578

$132

Chubb

$1,581

$132

Chubb

$1,581

$132

Chubb

$1,581

$132

Farmers

$1,582

$132

Erie

$1,587

$132

Allstate

$1,600

$133

Farmers

$1,620

$135

Kemper

$1,621

$135

GEICO

$1,640

$137

West Bend Mutual

$1,642

$137

AAA

$1,662

$138

AAA

$1,662

$139

Farmers

$1,667

$139

Travelers

$1,669

$139

Erie

$1,683

$140

West Bend Mutual

$1,686

$140

Farmers

$1,686

$141

Travelers

$1,706

$142

Auto-Owners Insurance Co

$1,713

$143

West Bend Mutual

$1,738

$145

Auto-Owners Insurance Co

$1,756

$146

Farmers

$1,756

$146

Nationwide

$1,765

$147

Acuity

$1,781

$148

AAA

$1,786

$149

Acuity

$1,806

$151

Farmers

$1,809

$151

West Bend Mutual

$1,815

$151

GEICO

$1,819

$152

Farmers

$1,821

$152

Progressive

$1,838

$153

IMT Insurance Company

$1,840

$153

IMT Insurance Company

$1,845

$154

IMT Insurance Company

$1,863

$155

West Bend Mutual

$1,864

$155

Progressive

$1,872

$156

Nationwide

$1,876

$156

Farmers

$1,878

$156

Allstate

$1,891

$158

Nationwide

$1,915

$160

Allstate

$1,934

$161

Western National

$1,950

$162

Western National

$1,950

$162

Western National

$1,950

$162

Allstate

$1,971

$164

West Bend Mutual

$1,989

$166

GEICO

$2,010

$167

Allstate

$2,017

$168

Erie

$2,022

$168

IMT Insurance Company

$2,039

$170

AAA

$2,046

$171

AAA

$2,050

$171

GEICO

$2,067

$172

Acuity

$2,091

$174

Chubb

$2,124

$177

Chubb

$2,124

$177

Chubb

$2,124

$177

Western National

$2,168

$181

Western National

$2,168

$181

Western National

$2,168

$181

Progressive

$2,178

$182

West Bend Mutual

$2,200

$183

Progressive

$2,239

$187

Progressive

$2,256

$188

Nationwide

$2,260

$188

IMT Insurance Company

$2,287

$191

Acuity

$2,375

$198

West Bend Mutual

$2,382

$199

Auto-Owners Insurance Co

$2,385

$199

Kemper

$2,487

$207

Allstate

$2,517

$210

IMT Insurance Company

$2,526

$211

GEICO

$2,527

$211

Kemper

$2,531

$211

AAA

$2,546

$212

Dairyland

$2,606

$217

Acuity

$2,611

$218

Progressive

$2,618

$218

Acuity

$2,747

$229

Acuity

$2,783

$232

GEICO

$2,787

$232

AAA

$2,815

$235

West Bend Mutual

$2,819

$235

Kemper

$2,841

$237

Kemper

$2,853

$238

Dairyland

$2,923

$244

Progressive

$2,984

$249

Kemper

$2,995

$250

Dairyland

$3,009

$251

Dairyland

$3,017

$251

Dairyland

$3,091

$258

IMT Insurance Company

$3,112

$259

Progressive

$3,161

$263

Dairyland

$3,179

$265

Acuity

$3,211

$268

West Bend Mutual

$3,281

$273

Dairyland

$3,285

$274

Dairyland

$3,368

$281

Kemper

$3,371

$281

Western National

$3,404

$284

Western National

$3,404

$284

Western National

$3,404

$284

Acuity

$3,450

$288

Kemper

$3,451

$288

Kemper

$3,452

$288

AAA

$3,488

$291

Progressive

$3,502

$292

Dairyland

$3,674

$306

Acuity

$4,029

$336

Kemper

$4,109

$342

Dairyland

$5,447

$454

Dairyland

$6,195

$516

Dairyland

$6,236

$520

Dairyland

$6,765

$564

Dairyland

$6,812

$568

Dairyland

$6,911

$576

Dairyland

$7,077

$590

Dairyland

$7,097

$591

Dairyland

$7,738

$645

Car insurance rates usually increase based on the severity of the violation. In Milwaukee, drivers will pay $379 more after a speeding ticket and $722 more after a DUI. You can still find the cheapest car insurance for poor driving records by shopping around.

Cheapest Car Insurance in Milwaukee for Teens and Their Families

If you need full coverage auto insurance as a 16-year-old teenager on a family policy in Milwaukee, your cheapest options vary based on your gender:

  • Nationwide: $1,741 per year for female teens; $1,918 per year for male teens
  • Travelers: $2,132 per year for female teens;
  • GEICO: $2,482 per year for male teens

Kemper provides the most expensive auto insurance for teens in Milwaukee, charging $8,917 for females and $11,001 for males. Insurance providers view female teens as less risky to insure and charge them less. However, the gender cost difference drops off by early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Travelers

$843

$1,692

Travelers

$916

$1,771

Nationwide

$962

$1,988

Nationwide

$995

$2,148

Nationwide

$1,034

$2,752

Travelers

$1,052

$2,380

Travelers

$1,071

$2,149

Nationwide

$1,081

$3,023

Travelers

$1,107

$2,221

Nationwide

$1,112

$2,299

Nationwide

$1,123

$2,575

Nationwide

$1,158

$2,501

State Farm

$1,163

$3,649

Nationwide

$1,170

$2,815

Nationwide

$1,170

$2,419

Travelers

$1,184

$2,290

Travelers

$1,186

$2,610

Travelers

$1,201

$2,755

Nationwide

$1,226

$2,648

GEICO

$1,250

$2,899

GEICO

$1,275

$1,960

Travelers

$1,280

$2,475

GEICO

$1,285

$2,012

State Farm

$1,300

$4,079

State Farm

$1,343

$4,125

State Farm

$1,367

$4,964

GEICO

$1,389

$3,239

Auto-Owners Insurance Co

$1,393

$3,613

Travelers

$1,403

$3,087

Travelers

$1,403

$3,087

Travelers

$1,412

$3,625

State Farm

$1,422

$4,461

GEICO

$1,426

$2,192

Auto-Owners Insurance Co

$1,449

$3,566

Auto-Owners Insurance Co

$1,451

$3,765

GEICO

$1,454

$2,276

State Farm

$1,458

$5,390

GEICO

$1,481

$2,596

Travelers

$1,506

$4,340

Auto-Owners Insurance Co

$1,520

$4,359

GEICO

$1,524

$2,342

State Farm

$1,524

$4,679

GEICO

$1,524

$2,386

GEICO

$1,527

$2,896

Nationwide

$1,534

$5,069

Allstate

$1,543

$7,071

Allstate

$1,543

$7,071

Auto-Owners Insurance Co

$1,554

$4,033

Farmers

$1,568

$2,090

Auto-Owners Insurance Co

$1,571

$3,864

Nationwide

$1,571

$5,969

State Farm

$1,615

$5,864

Farmers

$1,635

$2,251

Nationwide

$1,663

$4,425

Nationwide

$1,663

$5,961

Auto-Owners Insurance Co

$1,668

$4,768

State Farm

$1,678

$6,203

State Farm

$1,679

$7,023

State Farm

$1,682

$5,164

Travelers

$1,692

$3,723

Allstate

$1,705

$2,612

Allstate

$1,705

$2,612

Auto-Owners Insurance Co

$1,707

$5,437

Travelers

$1,708

$4,459

Auto-Owners Insurance Co

$1,714

$4,216

Auto-Owners Insurance Co

$1,719

$4,711

Farmers

$1,720

$3,228

GEICO

$1,727

$10,040

Nationwide

$1,730

$6,925

Nationwide

$1,741

$7,073

GEICO

$1,749

$4,891

GEICO

$1,767

$9,920

Allstate

$1,771

$3,370

Allstate

$1,771

$3,370

Nationwide

$1,777

$4,973

Allstate

$1,787

$2,738

Allstate

$1,787

$2,738

Nationwide

$1,789

$6,796

GEICO

$1,793

$10,064

State Farm

$1,798

$6,526

GEICO

$1,827

$5,039

Farmers

$1,832

$3,579

Allstate

$1,840

$3,041

Allstate

$1,840

$3,041

Travelers

$1,880

$5,425

Allstate

$1,881

$2,881

Allstate

$1,881

$2,881

GEICO

$1,890

$4,384

Nationwide

$1,918

$8,219

Auto-Owners Insurance Co

$1,919

$5,260

Auto-Owners Insurance Co

$1,924

$5,847

GEICO

$1,929

$4,498

State Farm

$1,931

$8,054

Nationwide

$1,970

$7,887

Allstate

$1,986

$3,780

Allstate

$1,986

$3,780

Allstate

$2,006

$4,303

Allstate

$2,006

$4,303

Auto-Owners Insurance Co

$2,014

$6,415

Auto-Owners Insurance Co

$2,032

$7,564

Farmers

$2,038

$3,073

Allstate

$2,068

$9,472

Allstate

$2,068

$9,472

State Farm

$2,115

$8,814

Farmers

$2,118

$2,822

State Farm

$2,119

$7,690

Farmers

$2,121

$4,580

Travelers

$2,132

$7,734

Progressive

$2,140

$3,363

Farmers

$2,160

$2,879

Farmers

$2,161

$3,423

Farmers

$2,203

$4,135

Travelers

$2,206

$6,356

Farmers

$2,211

$9,026

State Farm

$2,211

$9,221

Farmers

$2,218

$4,936

State Farm

$2,221

$10,519

Farmers

$2,224

$3,061

Progressive

$2,231

$3,369

Farmers

$2,296

$4,486

Farmers

$2,296

$3,160

Progressive

$2,300

$4,640

Auto-Owners Insurance Co

$2,307

$6,590

GEICO

$2,319

$19,070

Farmers

$2,344

$9,817

Progressive

$2,363

$3,712

Progressive

$2,436

$4,263

State Farm

$2,456

$10,100

GEICO

$2,482

$17,601

Auto-Owners Insurance Co

$2,494

$7,563

Progressive

$2,497

$3,770

Auto-Owners Insurance Co

$2,526

$7,217

Progressive

$2,528

$3,971

Auto-Owners Insurance Co

$2,535

$8,957

Farmers

$2,556

$10,435

Progressive

$2,639

$5,363

Progressive

$2,649

$4,671

Farmers

$2,670

$13,240

GEICO

$2,689

$15,630

Travelers

$2,724

$10,064

Farmers

$2,728

$11,427

Allstate

$2,760

$21,389

Allstate

$2,760

$21,389

Progressive

$2,775

$4,190

Travelers

$2,804

$8,094

State Farm

$2,811

$11,561

State Farm

$2,825

$13,186

Auto-Owners Insurance Co

$2,829

$11,006

Kemper

$2,834

$3,421

Auto-Owners Insurance Co

$2,837

$10,024

Farmers

$2,850

$14,574

Progressive

$3,053

$15,562

Progressive

$3,131

$7,671

Progressive

$3,292

$6,641

Kemper

$3,305

$3,861

Kemper

$3,389

$4,557

Kemper

$3,390

$4,091

Progressive

$3,424

$17,629

Progressive

$3,510

$19,992

Progressive

$3,554

$18,117

Kemper

$3,557

$4,292

Progressive

$3,607

$8,940

Progressive

$3,783

$7,689

Progressive

$3,866

$22,097

Progressive

$3,882

$19,986

Kemper

$4,130

$4,824

Kemper

$4,156

$5,590

Kemper

$4,321

$5,050

Kemper

$4,403

$5,143

Kemper

$5,116

$5,979

Kemper

$5,181

$7,136

Kemper

$5,315

$6,196

Kemper

$6,281

$7,322

Kemper

$6,365

$8,740

Kemper

$6,462

$9,253

Kemper

$7,962

$11,362

Kemper

$8,163

$11,688

Kemper

$8,917

$17,365

Kemper

$10,069

$14,368

Kemper

$11,001

$21,366

Adding a teen driver to an existing family policy is the most cost-effective way to insure them. For instance, insuring a 16-year-old male in Milwaukee costs an average of $2,396 on a family policy, while purchasing a separate policy costs $5,599. That’s a difference of over $3,203. To find the cheapest car insurance for teens, compare rates and take advantage of student discounts.

Cheapest Car Insurance in Milwaukee for Military Drivers

The following companies provide the cheapest full coverage car insurance for active/veteran military families in Milwaukee:

  • USAA: $530
  • Auto-Owners Insurance: $865

USAA also provides the cheapest minimum coverage car insurance in Milwaukee, charging an average of $237 per year. Erie takes the second spot, with an annual premium of $406.

Company
Annual Premium
Monthly Premium

USAA

$237

$20

USAA

$247

$21

USAA

$296

$25

State Farm

$392

$33

Erie

$403

$34

Erie

$406

$34

GEICO

$411

$34

Auto-Owners Insurance Co

$412

$34

State Farm

$413

$34

Nationwide

$427

$36

Auto-Owners Insurance Co

$429

$36

Nationwide

$437

$36

GEICO

$440

$37

GEICO

$453

$38

Farmers

$486

$41

State Farm

$492

$41

Erie

$498

$42

Auto-Owners Insurance Co

$522

$43

Travelers

$522

$43

USAA

$522

$44

USAA

$530

$44

Acuity

$546

$46

Farmers

$547

$46

Travelers

$548

$46

Farmers

$557

$46

American Family

$572

$48

IMT Insurance Company

$577

$48

American Family

$578

$48

Travelers

$580

$48

Nationwide

$581

$48

Progressive

$581

$48

Acuity

$581

$48

AAA

$595

$50

American Family

$604

$50

West Bend Mutual

$608

$51

Progressive

$618

$51

Western National

$631

$53

AAA

$634

$53

West Bend Mutual

$649

$54

Western National

$660

$55

USAA

$677

$56

Chubb

$680

$57

IMT Insurance Company

$688

$57

Acuity

$732

$61

West Bend Mutual

$744

$62

Progressive

$744

$62

AAA

$769

$64

Chubb

$796

$66

Allstate

$813

$68

Nationwide

$821

$68

Allstate

$825

$69

Auto-Owners Insurance Co

$838

$70

State Farm

$848

$71

American Family

$853

$71

Auto-Owners Insurance Co

$865

$72

American Family

$879

$73

Nationwide

$896

$75

State Farm

$916

$76

GEICO

$927

$77

Allstate

$935

$78

American Family

$938

$78

GEICO

$952

$79

Travelers

$965

$80

Travelers

$969

$81

GEICO

$1,016

$85

Kemper

$1,025

$85

IMT Insurance Company

$1,037

$86

Western National

$1,040

$87

IMT Insurance Company

$1,054

$88

Erie

$1,057

$88

Erie

$1,066

$89

Kemper

$1,078

$90

AAA

$1,089

$91

Chubb

$1,097

$91

Travelers

$1,115

$93

State Farm

$1,152

$96

Auto-Owners Insurance Co

$1,154

$96

Kemper

$1,156

$96

Farmers

$1,170

$98

Nationwide

$1,173

$98

Farmers

$1,204

$100

AAA

$1,214

$101

Acuity

$1,229

$102

Allstate

$1,239

$103

West Bend Mutual

$1,281

$107

Allstate

$1,285

$107

IMT Insurance Company

$1,287

$107

West Bend Mutual

$1,315

$110

Chubb

$1,335

$111

Erie

$1,345

$112

Farmers

$1,359

$113

Progressive

$1,423

$119

Acuity

$1,427

$119

AAA

$1,489

$124

West Bend Mutual

$1,548

$129

Allstate

$1,554

$130

Progressive

$1,559

$130

Chubb

$1,581

$132

IMT Insurance Company

$1,745

$145

Acuity

$1,776

$148

Dairyland

$1,948

$162

Western National

$1,950

$162

Progressive

$1,954

$163

Chubb

$2,124

$177

Western National

$2,168

$181

Dairyland

$2,170

$181

Kemper

$2,368

$197

Kemper

$2,413

$201

Dairyland

$2,500

$208

Kemper

$2,853

$238

Western National

$3,404

$284

Dairyland

$4,147

$346

Dairyland

$4,692

$391

Dairyland

$5,467

$456

How to Compare Cheap Milwaukee Car Insurance Quotes Online

To find cheap car insurance in Milwaukee, you’ll need to compare quotes from multiple companies. This process can take 15 minutes or more per company and requires that you provide a good amount of personal information.

MoneyGeek’s car insurance calculator gives you quick estimates when you input just your age, vehicle type, coverage level and driving record.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

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Cheapest Car Insurance in Milwaukee for Young Adults

The following companies offer the cheapest car insurance for young adults in Milwaukee:

  • American Family: $938 per year
  • GEICO: $1,016 per year

Dairyland offers the most expensive car insurance for young adults in Milwaukee, at $5,467 per year. Young adults usually pay less than teens but more than middle-aged drivers. For instance, the average cost of full coverage car insurance for a 25-year-old is $1,843, whereas it's $1,477 for a 40-year-old. That's a difference of $366.

Company
Annual Premium
Monthly Premium

State Farm

$392

$33

Erie

$403

$34

Erie

$406

$34

GEICO

$411

$34

Auto-Owners Insurance Co

$412

$34

State Farm

$413

$34

Nationwide

$427

$36

Auto-Owners Insurance Co

$429

$36

Nationwide

$437

$36

GEICO

$440

$37

GEICO

$453

$38

Farmers

$486

$41

State Farm

$492

$41

Erie

$498

$42

Auto-Owners Insurance Co

$522

$43

Travelers

$522

$43

Acuity

$546

$46

Farmers

$547

$46

Travelers

$548

$46

Farmers

$557

$46

American Family

$572

$48

IMT Insurance Company

$577

$48

American Family

$578

$48

Travelers

$580

$48

Nationwide

$581

$48

Progressive

$581

$48

Acuity

$581

$48

AAA

$595

$50

American Family

$604

$50

West Bend Mutual

$608

$51

Progressive

$618

$51

Western National

$631

$53

AAA

$634

$53

West Bend Mutual

$649

$54

Western National

$660

$55

Chubb

$680

$57

IMT Insurance Company

$688

$57

Acuity

$732

$61

West Bend Mutual

$744

$62

Progressive

$744

$62

AAA

$769

$64

Chubb

$796

$66

Allstate

$813

$68

Nationwide

$821

$68

Allstate

$825

$69

Auto-Owners Insurance Co

$838

$70

State Farm

$848

$71

American Family

$853

$71

Auto-Owners Insurance Co

$865

$72

American Family

$879

$73

Nationwide

$896

$75

State Farm

$916

$76

GEICO

$927

$77

Allstate

$935

$78

American Family

$938

$78

GEICO

$952

$79

Travelers

$965

$80

Travelers

$969

$81

GEICO

$1,016

$85

Kemper

$1,025

$85

IMT Insurance Company

$1,037

$86

Western National

$1,040

$87

IMT Insurance Company

$1,054

$88

Erie

$1,057

$88

Erie

$1,066

$89

Kemper

$1,078

$90

AAA

$1,089

$91

Chubb

$1,097

$91

Travelers

$1,115

$93

State Farm

$1,152

$96

Auto-Owners Insurance Co

$1,154

$96

Kemper

$1,156

$96

Farmers

$1,170

$98

Nationwide

$1,173

$98

Farmers

$1,204

$100

AAA

$1,214

$101

Acuity

$1,229

$102

Allstate

$1,239

$103

West Bend Mutual

$1,281

$107

Allstate

$1,285

$107

IMT Insurance Company

$1,287

$107

West Bend Mutual

$1,315

$110

Chubb

$1,335

$111

Erie

$1,345

$112

Farmers

$1,359

$113

Progressive

$1,423

$119

Acuity

$1,427

$119

AAA

$1,489

$124

West Bend Mutual

$1,548

$129

Allstate

$1,554

$130

Progressive

$1,559

$130

Chubb

$1,581

$132

IMT Insurance Company

$1,745

$145

Acuity

$1,776

$148

Dairyland

$1,948

$162

Western National

$1,950

$162

Progressive

$1,954

$163

Chubb

$2,124

$177

Western National

$2,168

$181

Dairyland

$2,170

$181

Kemper

$2,368

$197

Kemper

$2,413

$201

Dairyland

$2,500

$208

Kemper

$2,853

$238

Western National

$3,404

$284

Dairyland

$4,147

$346

Dairyland

$4,692

$391

Dairyland

$5,467

$456

Cheapest Car Insurance in Milwaukee for Seniors

The companies providing the cheapest car insurance for seniors who need full coverage in Milwaukee are:

  • Nationwide: $821 per year
  • Auto-Owners Insurance: $838 per year

Dairyland is the most expensive, charging $4,147 per year. Auto insurance rates in Milwaukee are cheaper for seniors when compared to middle-aged individuals. While 40-year-olds spend an average of $1,477 per year, the number drops to $1,372 for 65-year-olds. After age 65, however, rates begin to increase again.

Company
Annual Premium
Monthly Premium

State Farm

$392

$33

Erie

$403

$34

Erie

$406

$34

GEICO

$411

$34

Auto-Owners Insurance Co

$412

$34

State Farm

$413

$34

Nationwide

$427

$36

Auto-Owners Insurance Co

$429

$36

Nationwide

$437

$36

GEICO

$440

$37

GEICO

$453

$38

Farmers

$486

$41

State Farm

$492

$41

Erie

$498

$42

Auto-Owners Insurance Co

$522

$43

Travelers

$522

$43

Acuity

$546

$46

Farmers

$547

$46

Travelers

$548

$46

Farmers

$557

$46

American Family

$572

$48

IMT Insurance Company

$577

$48

American Family

$578

$48

Travelers

$580

$48

Nationwide

$581

$48

Progressive

$581

$48

Acuity

$581

$48

AAA

$595

$50

American Family

$604

$50

West Bend Mutual

$608

$51

Progressive

$618

$51

Western National

$631

$53

AAA

$634

$53

West Bend Mutual

$649

$54

Western National

$660

$55

Chubb

$680

$57

IMT Insurance Company

$688

$57

Acuity

$732

$61

West Bend Mutual

$744

$62

Progressive

$744

$62

AAA

$769

$64

Chubb

$796

$66

Allstate

$813

$68

Nationwide

$821

$68

Allstate

$825

$69

Auto-Owners Insurance Co

$838

$70

State Farm

$848

$71

American Family

$853

$71

Auto-Owners Insurance Co

$865

$72

American Family

$879

$73

Nationwide

$896

$75

State Farm

$916

$76

GEICO

$927

$77

Allstate

$935

$78

American Family

$938

$78

GEICO

$952

$79

Travelers

$965

$80

Travelers

$969

$81

GEICO

$1,016

$85

Kemper

$1,025

$85

IMT Insurance Company

$1,037

$86

Western National

$1,040

$87

IMT Insurance Company

$1,054

$88

Erie

$1,057

$88

Erie

$1,066

$89

Kemper

$1,078

$90

AAA

$1,089

$91

Chubb

$1,097

$91

Travelers

$1,115

$93

State Farm

$1,152

$96

Auto-Owners Insurance Co

$1,154

$96

Kemper

$1,156

$96

Farmers

$1,170

$98

Nationwide

$1,173

$98

Farmers

$1,204

$100

AAA

$1,214

$101

Acuity

$1,229

$102

Allstate

$1,239

$103

West Bend Mutual

$1,281

$107

Allstate

$1,285

$107

IMT Insurance Company

$1,287

$107

West Bend Mutual

$1,315

$110

Chubb

$1,335

$111

Erie

$1,345

$112

Farmers

$1,359

$113

Progressive

$1,423

$119

Acuity

$1,427

$119

AAA

$1,489

$124

West Bend Mutual

$1,548

$129

Allstate

$1,554

$130

Progressive

$1,559

$130

Chubb

$1,581

$132

IMT Insurance Company

$1,745

$145

Acuity

$1,776

$148

Dairyland

$1,948

$162

Western National

$1,950

$162

Progressive

$1,954

$163

Chubb

$2,124

$177

Western National

$2,168

$181

Dairyland

$2,170

$181

Kemper

$2,368

$197

Kemper

$2,413

$201

Dairyland

$2,500

$208

Kemper

$2,853

$238

Western National

$3,404

$284

Dairyland

$4,147

$346

Dairyland

$4,692

$391

Dairyland

$5,467

$456

Cheapest Car Insurance in Milwaukee for Poor Credit

When it comes to car insurance for people with bad credit, the following companies offer the cheapest rates for full coverage policies:

  • American Family: $879
  • Erie: $1,066

Dairyland is the most expensive alternative at $4,692 per year. If you have poor credit, expect to pay an average of 40% ($588) more for car insurance than someone with good credit.

Company
Annual Premium
Monthly Premium

Erie

$403

$34

Erie

$406

$34

Erie

$498

$42

Acuity

$546

$46

American Family

$572

$48

IMT Insurance Company

$577

$48

American Family

$578

$48

Acuity

$581

$48

Nationwide

$591

$49

AAA

$595

$50

Nationwide

$602

$50

American Family

$604

$50

GEICO

$607

$51

West Bend Mutual

$608

$51

Western National

$631

$53

AAA

$634

$53

West Bend Mutual

$649

$54

GEICO

$654

$55

Western National

$660

$55

GEICO

$674

$56

Chubb

$680

$57

IMT Insurance Company

$688

$57

Acuity

$732

$61

West Bend Mutual

$744

$62

Farmers

$750

$62

AAA

$769

$64

Chubb

$796

$66

Nationwide

$810

$68

Farmers

$845

$70

Travelers

$846

$71

American Family

$853

$71

Farmers

$857

$71

Travelers

$875

$73

American Family

$879

$73

Travelers

$929

$77

American Family

$938

$78

Progressive

$948

$79

Progressive

$1,009

$84

IMT Insurance Company

$1,037

$86

Western National

$1,040

$87

IMT Insurance Company

$1,054

$88

Erie

$1,057

$88

Erie

$1,066

$89

AAA

$1,089

$91

Chubb

$1,097

$91

Progressive

$1,192

$99

Nationwide

$1,198

$100

AAA

$1,214

$101

Acuity

$1,229

$102

Allstate

$1,256

$105

Kemper

$1,256

$105

Allstate

$1,266

$106

West Bend Mutual

$1,281

$107

IMT Insurance Company

$1,287

$107

Nationwide

$1,314

$110

West Bend Mutual

$1,315

$110

Chubb

$1,335

$111

Erie

$1,345

$112

Auto-Owners Insurance Co

$1,360

$113

Kemper

$1,395

$116

Auto-Owners Insurance Co

$1,415

$118

Kemper

$1,418

$118

Acuity

$1,427

$119

GEICO

$1,431

$119

Allstate

$1,444

$120

GEICO

$1,470

$123

AAA

$1,489

$124

Travelers

$1,541

$128

West Bend Mutual

$1,548

$129

Travelers

$1,560

$130

GEICO

$1,573

$131

Chubb

$1,581

$132

Nationwide

$1,640

$137

Auto-Owners Insurance Co

$1,722

$144

IMT Insurance Company

$1,745

$145

Travelers

$1,762

$147

Acuity

$1,776

$148

Farmers

$1,891

$158

Dairyland

$1,948

$162

Western National

$1,950

$162

State Farm

$1,963

$164

Farmers

$1,973

$164

Allstate

$2,019

$168

State Farm

$2,077

$173

Allstate

$2,085

$174

Chubb

$2,124

$177

Western National

$2,168

$181

Dairyland

$2,170

$181

Farmers

$2,182

$182

Progressive

$2,398

$200

State Farm

$2,496

$208

Dairyland

$2,500

$208

Allstate

$2,527

$211

Progressive

$2,623

$219

Kemper

$2,909

$242

Auto-Owners Insurance Co

$2,984

$249

Kemper

$3,055

$255

Auto-Owners Insurance Co

$3,104

$259

Progressive

$3,267

$272

Western National

$3,404

$284

Kemper

$3,435

$286

Dairyland

$4,147

$346

Auto-Owners Insurance Co

$4,171

$348

State Farm

$4,316

$360

State Farm

$4,678

$390

Dairyland

$4,692

$391

Dairyland

$5,467

$456

State Farm

$5,940

$495

Insurance companies have found that people with poor credit are more likely to submit claims and charge them higher premiums. However, you can still find the cheapest options by comparing quotes from multiple providers, looking for discounts or bundling policies. You can also take measures to improve your credit score.

Cheapest Car Insurance in Milwaukee for Sports Cars

The cheapest sports car insurance companies providing full coverage policies in Milwaukee are:

  • American Family: $825 per year
  • Travelers: $889 per year

Dairyland has the most expensive sports car insurance at $4,703 per year. Insuring a sedan like a Camry costs 8% ($118) less per year than insuring a Mustang. While this is the case in Milwaukee, sports car insurance doesn’t always cost more.

Company
Annual Premium
Monthly Premium

GEICO

$349

$29

GEICO

$370

$31

Farmers

$376

$31

GEICO

$383

$32

Auto-Owners Insurance Co

$411

$34

State Farm

$413

$34

Farmers

$422

$35

Auto-Owners Insurance Co

$427

$36

Farmers

$431

$36

State Farm

$436

$36

Nationwide

$438

$37

Travelers

$440

$37

Nationwide

$447

$37

Travelers

$462

$38

Travelers

$489

$41

Progressive

$509

$42

Auto-Owners Insurance Co

$520

$43

State Farm

$523

$44

Progressive

$563

$47

American Family

$565

$47

American Family

$570

$47

Nationwide

$595

$50

American Family

$597

$50

Allstate

$674

$56

Chubb

$680

$57

Allstate

$683

$57

Progressive

$707

$59

Allstate

$776

$65

Chubb

$796

$66

American Family

$803

$67

American Family

$825

$69

American Family

$880

$73

Travelers

$885

$74

Travelers

$889

$74

Auto-Owners Insurance Co

$894

$74

Auto-Owners Insurance Co

$926

$77

Kemper

$931

$78

Nationwide

$948

$79

Kemper

$980

$82

State Farm

$1,011

$84

Travelers

$1,036

$86

Nationwide

$1,049

$87

Kemper

$1,049

$87

Farmers

$1,054

$88

Farmers

$1,061

$88

GEICO

$1,061

$88

GEICO

$1,084

$90

State Farm

$1,094

$91

Chubb

$1,097

$91

Allstate

$1,148

$96

GEICO

$1,200

$100

Allstate

$1,205

$100

Farmers

$1,238

$103

Auto-Owners Insurance Co

$1,247

$104

Nationwide

$1,382

$115

State Farm

$1,405

$117

Chubb

$1,466

$122

Allstate

$1,486

$124

Progressive

$1,537

$128

Chubb

$1,744

$145

Progressive

$1,823

$152

Dairyland

$1,828

$152

Dairyland

$2,027

$169

Dairyland

$2,339

$195

Chubb

$2,345

$195

Progressive

$2,427

$202

Kemper

$2,644

$220

Kemper

$2,741

$228

Kemper

$3,271

$273

Dairyland

$4,155

$346

Dairyland

$4,703

$392

Dairyland

$5,521

$460

MoneyGeek used a Ford Mustang as a sample sports car, and actual rates may vary based on specific models. Usually, it's more expensive to insure electric, sports and luxury cars, as is the case in Milwaukee.

Average Cost of Car Insurance in Milwaukee

A full coverage car insurance policy in Wisconsin costs $1,002 per year on average. This amount is $351 less than the average car insurance in Milwaukee ($1,353 per year) and $263 less than the national average car insurance cost ($1,265 per year).

These costs are for policies with a bodily injury liability limit of $100,000 per person and $300,000 per accident, and $100,000 in property damage liability per accident.

Location is an important factor when it comes to the cost of auto insurance. Milwaukee has the most expensive rates in Wisconsin, followed by Madison.

City
Full Coverage Average Annual Premium
Minimum Coverage Average Annual Premium

Green Bay

$850

$381

Madison

$970

$429

Milwaukee

$1,477

$681

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.