Updated: November 21, 2025
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Farm Bureau offers the cheapest car insurance in Alexandria. Travelers, Auto-Owners, GEICO and Progressive also provide coverage in the city.
Car insurance in Alexandria costs an average of $747 per year for minimum coverage and $1,329 per year for full coverage.
Travelers offers the cheapest car insurance in Virginia at $360 per year for minimum coverage and $733 per year for full coverage.
Farm Bureau delivers minimum coverage at $444 per year in Alexandria, 41% below the city average of $747. The company also provides full coverage at $831 annually.
Travelers offers minimum coverage at $458 per year. This alternative provides solid value for drivers preferring Travelers' service network or coverage options over Farm Bureau's offerings.
| Farm Bureau | $37 | $69 | -41% |
| Travelers | $38 | $74 | -38% |
| GEICO | $49 | $89 | -24% |
| Auto-Owners | $54 | $97 | -16% |
| Mercury | $59 | $100 | -12% |
Young drivers pay $935 per year with Farm Bureau in Alexandria. Adult drivers pay the lowest rates at $444 per year with Farm Bureau, a 53% discount from young driver premiums. Travelers charges senior drivers $649 annually. Young drivers pay the most because they're inexperienced.
Farm Bureau and Travelers provide the most affordable insurance for drivers aged 16 to 25, with monthly premiums beginning at $78 and $89, respectively.
| Farm Bureau | $78 | $935 | -54% |
| Travelers | $89 | $1,064 | -47% |
| Geico | $102 | $1,219 | -39% |
| Erie Insurance | $107 | $1,287 | -36% |
| Auto Owners | $123 | $1,475 | -27% |
In Alexandria, Farm Bureau is the cheapest provider for adult drivers (26 to 64), saving drivers around 43% on average. Travelers and GEICO are also affordable providers for this age group.
| Farm Bureau | $37 | $444 | -43% |
| Travelers | $38 | $458 | -41% |
| Geico | $49 | $584 | -25% |
| State Farm | $53 | $633 | -19% |
| Erie Insurance | $54 | $646 | -17% |
Travelers is the most affordable option for Alexandria seniors aged 65 and up; the minimum coverage costs $54 monthly or $649 annually, while full coverage costs $102 per month or $1,225 per year.
| Travelers | $54 | $649 | -43% |
| Farm Bureau | $66 | $795 | -30% |
| State Farm | $69 | $827 | -27% |
| Geico | $69 | $828 | -27% |
| Erie Insurance | $79 | $954 | -16% |
GEICO offers the cheapest car insurance for bad credit drivers in Alexandria, with monthly rates starting at $100 for minimum coverage and $230 for full coverage.
| Geico | $100 | $1,198 | -34% |
| Erie Insurance | $105 | $1,255 | -30% |
| Penn National Insurance | $113 | $1,360 | -25% |
| Farm Bureau | $114 | $1,365 | -24% |
| Auto Owners | $123 | $1,472 | -18% |
You can save up to 63% on minimum coverage and 60% on full coverage with Farm Bureau compared to city averages.
| Farm Bureau | $47 | $560 | -63% |
| Travelers | $56 | $677 | -56% |
| State Farm | $57 | $686 | -55% |
| Auto Owners | $94 | $1,132 | -26% |
| Erie Insurance | $110 | $1,314 | -14% |
Travelers offers drivers with accident history the lowest car insurance rates, starting at $52 per month. This is 48% less than the city average.
| Travelers | $52 | $626 | -48% |
| Farm Bureau | $52 | $629 | -48% |
| State Farm | $62 | $748 | -38% |
| Geico | $74 | $890 | -27% |
| Auto Owners | $76 | $911 | -25% |
Travelers is the most affordable. It costs $48 per month for liability coverage, while full coverage costs $102 per month.
| Travelers | $48 | $574 | -42% |
| Farm Bureau | $55 | $665 | -33% |
| State Farm | $57 | $686 | -31% |
| Auto Owners | $60 | $724 | -27% |
| Erie Insurance | $62 | $738 | -25% |
Travelers provides competitive premiums alongside strong customer satisfaction scores in Alexandria. Auto-Owners delivers solid rates with outstanding customer service ratings.
Both companies offer reliable coverage to Alexandria drivers, with Travelers excelling in value and Auto-Owners in service quality.
| Travelers | 95 | 2 | 3 | 5 |
| Auto-Owners | 91 | 4 | 1 | 7 |
| Erie Insurance | 90 | 6 | 2 | 3 |
| Farm Bureau | 89 | 1 | 5 | 9 |
| GEICO | 84 | 3 | 8 | 8 |
Strong customer service
Multiple coverage add-ons available
Excellent senior driver rates
Limited coverage options
Higher rates for young drivers
Travelers ranks first, offering rates below the city average. The company offers affordability and customer satisfaction. Local drivers like its straightforward claims process and responsive customer service.
Top-rated customer service
Quick claims processing
Personal agent assistance
Fewer digital tools
Limited coverage area
Auto-Owners has outstanding customer service. The company provides personalized support through local agents and maintains the highest customer satisfaction ratings in the area.
Alexandria averages $747 per year for minimum coverage and $1,329 per year for full coverage. These rates exceed Virginia's state average of $554 for minimum coverage.
Farm Bureau's $444 minimum coverage rate demonstrates how insurer selection impacts costs in Alexandria. Northern Virginia drivers typically pay more than residents in rural areas, but comparison shopping reveals substantial savings opportunities.
| Full Coverage | $111 | $1,329 |
| Minimum Coverage | $62 | $747 |
In Alexandria, rates by ZIP code range from $56 to $129 per month. ZIP code 22314 is the most affordable, while 22304 costs the most.
| 22301 | $75 | $124 |
Our step-by-step guide shows you how to lower your rates.
Use our car insurance coverage needs calculator to find your vehicle's value, your assets and your risk tolerance.
Beyond standard types of car insurance, consider specialized options like pay-per-mile coverage or a non-owner policy.
Maximize your savings through multiple car insurance discount opportunities. Consider bundling multiple policies or getting multi-car discounts.
Research insurance providers' financial strength and customer service ratings.
Contact at least three different insurance companies for quotes.
Mark your calendar to review your coverage each year before renewal.
Car insurance rates in Alexandria depend on your driving record, age and vehicle type. Farm Bureau and Travelers offer the lowest average premiums in the area, but compare quotes from multiple providers to find your best rate.
Get expert answers to your questions about finding affordable car insurance in Alexandria. We help you understand coverage options and save money on the protection you need.
Farm Bureau offers Alexandria's lowest rates at $444 for minimum coverage and $831 for full coverage. Individual rates vary based on personal factors, so compare multiple quotes.
Travelers leads Alexandria's car insurance providers with a MoneyGeek score of 95 out of 100, scoring three points higher than Auto-Owners. Travelers excels in both affordability and customer service quality.
In Alexandria, drivers pay $1,329 per year for full coverage and $747 for minimum coverage. Your actual rates will vary based on individual factors.
Car insurance in Alexandria costs more than average, ranking 856th for minimum coverage affordability and 809th for full coverage compared to other Virginia cities.
To help Alexandria drivers find the most affordable auto insurance companies, MoneyGeek analyzed Alexandria auto insurance rates based on data and information from the Virginia Bureau of Insurance and Quadrant Information Services. We studied all ZIP codes in Alexandria and hundreds of thousands of quotes for 12 companies offering auto insurance in Virginia to tailor options as closely as possible to you.
Alexandria Driver Profile
MoneyGeek created a sample driver profile to calculate car insurance quote averages in Alexandria with the following characteristics:
Certain factors — such as age, driving record, credit score and military affiliation — were adjusted to find the most suitable insurance companies for specific driver profiles.
Coverage Levels in Alexandria
MoneyGeek compared the most affordable insurance providers for both minimum and full coverage auto insurance policies.
The minimum coverage requirements in Virginia are:
For a full coverage policy, we used the following coverage limits:
Our Best Company Rating Methodology
We rated all companies in Alexandria based on the following rating scale:
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.
