Compare the Cost of Audi Q7 Insurance by Model Year and Company

When looking for auto insurance for your Audi Q7, note that rates will vary based on model year and the driver’s age. For a full coverage policy, a 16-year-old pays an average of $6,687 annually for a 2009 model and $8,591 for a 2022 model. Meanwhile, a 40-year-old spends $1,447 for a 2009 model and $1,913 for a 2022 model. Since cost is not the only factor you should consider while choosing the best car insurance, MoneyGeek determined the top providers that combine affordability with customer satisfaction and claims experience.

The average yearly Audi Q7 insurance cost is $1,690, although the provider you choose for your policy may impact your premium significantly. State Farm is the cheapest car insurance provider for a full coverage policy on an Audi Q7 at an average of $1,335 annually. The same policy from Farmers costs $2,014, making it the most expensive provider. If you need a minimum coverage policy, State Farm again has the lowest average annual premium at $473, while Farmers is the most expensive at $788. You can save on costs by comparing rates between providers.

Insurance providers consider several factors when estimating rates for specific car models. Costs are usually higher for models with more expensive repair costs and higher chances of theft, crashing or rollover incidents.

Despite the Audi Q7 being a family SUV, it’s moderately expensive to insure relative to other car models. One reason could be the value of the car and the high repair costs. Some models also have high horsepower, which makes it more risky to insure.

As you shop around for the car insurance for your Audi Q7, you should consider factors other than the cost of coverage. Our scoring system analyzes customer experience and claims experience ratings, which are vital when selecting the best insurer for your needs.

According to our scores, the best car insurance providers for Audi Q7 drivers are:

• State Farm: MoneyGeek score of 90 out of 100 ($1,335 per year)
• GEICO: MoneyGeek score of 88 out of 100 ($1,452 per year)

State Farm is the lowest-priced insurer with the second-highest customer satisfaction rating. Audi Q7 drivers can be sure to find a balance of affordability and quality service with this company.

The average cost of a full coverage policy for a 2009 Audi Q7 model is $1,447 per year, $466 lower than a 2022 model. Comprehensive and collision car insurance rates decrease as the car depreciates in value. Consequently, the average cost of car insurance will be more expensive for a newer Audi Q7 model than than an older one. You can select your model year in the following table to see how much your cost will vary compared to other years.

The average cost of car insurance for an Audi Q7 differs depending on the provider and the car’s model year. Our study finds that State Farm remains the most affordable insurer for all model years, providing full coverage policies at an annual average of $1,069 for a 2009 model and $1,578 for a 2022 model.

Teen drivers and drivers in their 20s pay more for auto insurance for the Audi Q7 than drivers aged 30 and above. A 16-year-old pays about $7,495 per year for a full coverage policy, while a 40-year-old only pays $1,644. Rates for young drivers decrease as teens get older and stabilize once they reach their 20s. You can secure the most affordable auto insurance for teens by comparing rates across multiple insurers.

Auto insurance rates are significantly lower if teen drivers get added to a family plan. Individual plans cost substantially more. State Farm is the cheapest provider for a 16-year-old driving a 2012 Audi Q7, at an annual average of $4,175 for a full coverage individual policy. Farmers is the most expensive at an average of $9,525 for the same model year. Individuals and families can obtain the cheapest teen car insurance by shopping around.

Aside from your age, car model year and the insurer, where you live will significantly influence your rates, and the most affordable insurer will vary by state. Idaho offers the lowest average car insurance premiums, while Florida offers the highest. When purchasing auto insurance for an Audi Q7, you can save money by comparing quotes from the most affordable insurers within your state.

How much you pay for auto insurance on your Audi Q7 varies significantly based on model year, your age and your provider. MoneyGeek answered some commonly asked questions to help you find the best company for your needs.