Compare the Cost of Audi Q5 Insurance by Model Year and Company

MoneyGeek found that the average annual cost of insuring an Audi Q5 is $1,428. Audi Q5 insurance costs are exactly the same as the price to insure the average car in America. That said, insurance rates can vary depending on the model year and the insurance company, so you should shop around to ensure that you end up with the best deal.

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It is a good idea to get quotes from several insurers if you are looking to insure your Audi Q5. Different companies present different costs to insure the same car. So, comparing rates from several providers can get you the cheapest policy. Depending on your driver profile and model year, the cheapest provider can differ from these average rates.

Key Takeaways

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It costs an average of $1,428 per year to insure an Audi Q5, which is exactly aligned with the $1,428 annual average across all car models in the U.S.

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The cost to insure an Audi Q5 can change by as much as $825 per year, depending on the insurance provider.

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Your premium can vary by $414 depending on the model year of your Audi Q5, with lower prices for older models.

How Much It Costs to Insure a Audi Q5 and the Cheapest Company

Depending on the company you choose, your Audi Q5 insurance rates can vary widely. The average annual cost to insure an Audi Q5 is $1,428, but costs can vary across different providers. At the low end, Progressive offers the cheapest insurance for $990 per year on average. On the other hand, the most expensive insurance package from Allstate costs roughly $1,815 per year. That is a potential difference of $825 based solely on which provider you choose.

The Average Annual Cost of Audi Q5 Insurance by Company

MoneyGeek used a sample driver profile to collect information about insurance provider rates. This sample driver has 100/300/100 liability insurance with comprehensive and collision coverage.

The Average Cost to Insure a Audi Q5 by Company

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Is a Audi Q5 Expensive to Insure?

Many factors come into play when insurance companies determine the cost of car insurance for a particular model. Higher insurance rates are usually associated with more expensive cars, along with those that are more prone to accidents or thefts.

The Audi Q5 is a moderately expensive car to insure. While insurers do not divulge their criteria when determining insurance costs, the Audi Q5 is a vehicle with above-average value and good safety ratings. The prices are in line with the average price for all models largely due to the absence of factors that would drive up costs, like high prices or increased likelihood of theft.

The Best Car Insurance Company for a Audi Q5

When shopping for car insurance for an Audi Q5, pricing is just one of the factors you should look at. It is important to also consider other important details about the provider you choose to find the best car insurance for your needs.

MoneyGeek’s rating system, based on customer satisfaction, customer complaints, financial stability and affordability, produced the following findings:

  • USAA is the best company for insuring an Audi Q5. However, it is only available for current and former military members and their families.
  • For those not eligible for a USAA policy, the best alternative for Audi Q5 insurance is Progressive.

1
USAA
Score:90

4.2/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
Progressive
Score:90

5/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

3
GEICO
Score:82

4.3/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

4
State Farm
Score:78

3.8/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

5
Allstate
Score:69

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

How Much It Costs to Insure a Audi Q5 by Model Year

If you have an older Audi Q5, your insurance costs are likely to be cheaper. The value of cars depreciates over time, and the costs of comprehensive and collision coverage decrease as a result. Car insurance costs an average of $1,182 per year for a 2009 Audi Q5. For a 2020 Audi Q5, the average cost of auto insurance is $1,597. That is a $414 difference depending on your model year.

Prices from different insurance providers can also vary greatly for different model years. For a 2020 Audi Q5, the cheapest option is Progressive, at an average cost of $1,023 per year. You can scroll and find your model year to compare rates from various companies.

The Average Cost to Insure a Audi Q5 by Model Year

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  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
    Average Annual Rates (2009 model)
  • 1.
    $1,023
    $1,020
    $985
    $968
    $945
    $1,008
    $979
  • 2.
    $1,384
    $1,341
    $1,328
    $1,350
    $1,319
    $1,070
    $1,067
  • 3.
    $1,471
    $1,481
    $1,449
    $1,386
    $1,284
    $1,128
    $1,083
  • 4.
    $1,450
    $1,470
    $1,489
    $1,557
    $1,592
    $1,350
    $1,350
  • 5.
    $1,656
    $1,618
    $1,582
    $1,553
    $1,537
    $1,258
    $1,171

How Expensive Is It to Insure a Audi Q5 Compared to Other Cars?

An Audi Q5’s insurance costs are right in line with typical premiums for an average car. The average annual cost of insuring an Audi Q5 is $1,428, exactly the same as the national average for all vehicles.

How Much It Costs to Insure a Audi Q5 for 16- to 25-Year-Olds

Younger drivers usually pay much more for insurance due to their inexperience, which heightens their risk profile with insurers. An 18-year-old driving an Audi Q5 pays an average of $4,660 per year for insurance, compared with an average annual cost of $1,428 for a 40-year-old driver. It is sensible for young drivers to remain on their parents’ policy, as this is cheaper than acquiring a separate policy.

The Average Cost to Insure a Audi Q5 by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $5,974
  • 17
    $5,292
  • 18
    $4,660
  • 19
    $3,337
  • 20
    $2,979
  • 21
    $2,358
  • 22
    $2,172
  • 23
    $1,988
  • 24
    $1,865
  • 25
    $1,693
  • 40
    $1,428

How Does Location Affect the Cost of Audi Q5 Insurance?

While the costs referenced here are based on national averages, car insurance rates can fluctuate based on where you live. To get a complete breakdown of car insurance costs in individual states, look at our state page analysis.

FAQs About Audi Q5 Insurance

While the model of your car does affect your insurance costs, it is just one of many factors. Here are some common questions about insuring an Audi Q5.

Read More About Car Insurance

Methodology

Using a sample driver profile, MoneyGeek collected thousands of quotes for a 2020 Audi Q5 2.0T Quattro Premium. Equivalent trims were used for other years. The sample driver in this case is a 40-year-old male purchasing a full coverage policy with the following coverages:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.