Compare the Cost of Audi Q5 Insurance by Model Year and Company

The cost of insuring an Audi Q5 can differ significantly based on factors such as the age of the driver and the model year of the car. For instance, 16-year-olds with a 2009 model Audi Q5 can expect to pay an average annual premium of $6,109, while 40-year-olds with the same model only pay around $1,322. Similarly, a 16-year-old driver with a 2022 model pays an average $8,016 per year, whereas a 40-year-old driver pays $1,776 annually.

MoneyGeek also evaluated the top insurers based on how they balance affordability with service quality and claims experience.

The average cost of insuring an Audi Q5 is $1,566 per year, but the insurance provider you decide to go with can greatly influence this cost. State Farm offers the most affordable full coverage option at $1,214 per year, while Farmers charges the highest rates at $1,932 per year.

The average Audi Q5 insurance cost for a minimum coverage policy is $550 per year, with State Farm offering the cheapest car insurance rates at $469 per year, and Farmers charging the highest rates at $753 per year.

Although the Audi Q5, which has an MSRP of $44,370, is typically considered moderate to insure, insurance rates may still fluctuate based on several variables. Specific models may be more expensive to insure due to the vehicle's value, repair expenses or theft rates. Insurance companies consider all of these factors when determining insurance premiums since cars that are more expensive to repair or have higher theft rates are more expensive to insure.

When purchasing insurance for an Audi Q5, price is only one of several factors to consider. Although some insurers may offer lower rates, they may not provide the best overall auto insurance.

MoneyGeek found that the best Audi Q5 insurance providers are:

• State Farm: MoneyGeek score of 90 out of 100 ($1,214 per year)
• GEICO: MoneyGeek score of 88 out of 100 ($1,313 per year)

State Farm ranked first for affordability, offering the cheapest rates among all the insurers we evaluated. It also earned the second-highest rating for customer satisfaction overall.

The average cost of car insurance largely depends on the model year of your vehicle. For example, insuring a 2009 Audi Q5 costs an average of $1,322 per year, whereas insuring a 2022 model costs an average of $1,776 per year. Typically, newer cars are more expensive to insure due to their higher value and repair or replacement costs in the event of theft or damage.

Average insurance costs for an Audi Q5 can vary depending on the insurance provider and the year of the vehicle. For instance, State Farm offers the cheapest full coverage rate for a 2009 Audi Q5 at $994 per year, while GEICO offers the most affordable full coverage rate for a 2022 Audi Q5 at $1,164 per year.

The cost of car insurance for an Audi Q5 can vary significantly based on the age of the driver. Teens and young adult drivers tend to pay much higher rates compared to adults aged 30 and above. For example, the average Audi Q5 insurance cost for 16-year-olds is $6,986 per year, while 40-year-olds pay approximately $1,527 annually. The cost of car insurance for teens significantly decreases as they age and typically levels off in their 20s.

When it comes to buying a car insurance policy for teen drivers, including them on a family plan is more cost-effective than getting them their own individual policy. In addition, it's important to keep in mind that teens under 18 cannot legally purchase their own insurance without a parent or guardian to co-sign. State Farm has the lowest rates for a 16-year-old driver at $5,003 per year, whereas Farmers offers the most expensive at $10,842 per year for individual plans. Families with teens should compare rates from multiple insurers to find the most affordable teen car insurance option.

The cost of car insurance is influenced by factors such as the model year of the Audi Q5 and the age of the driver, but location is often even more important. The least expensive insurance company for a sample car differs by state — Idaho has the most affordable average premiums, while Florida has the highest. To obtain the best rates for an Audi Q5, we recommend comparing quotes from various affordable insurers in your state.

People in search of the best Audi Q5 car insurance may have questions about both affordability and service quality. Below are answers to some of the most frequently asked questions.