Audi Q5 Insurance Cost

Your Audi Q5's model year impacts insurance costs, with 2025 models costing $277 monthly compared to $47 for older versions. Newer vehicles command higher premiums due to their greater market values.

Looking for another Audi model? Read more about the cost of Audi car insurance models.

Rates vary by model year and insurer. Progressive is cheapest for full coverage at $142 a month. GEICO is cheapest for minimum coverage at $67 a month. Farmers charges the most for minimum at $145.

Minimum coverage varies by more than $78 between insurers. Full coverage varies by more than $172. Each company calculates model-specific risk differently, which affects your final rate.

MoneyGeek's analysis of 256 SUVs reveals the Audi Q5 ranks 88th for insurance affordability, positioning it in the middle tier of its category. You'll pay a few dollars more per month than insuring a Chevrolet Blazer but slightly less than a Chevrolet Bolt. This middle-ground placement among SUVs means there are 87 more affordable options in the SUV segment.

While it's middle-of-the-pack among SUVs, the Q5 actually sits in the top half for overall affordability at 361st out of 827 total vehicles in our database. SUVs tend to cost more to insure than other vehicle types, so this ranking is relatively good. The cheapest SUV to insure is the Isuzu Amigo, while the priciest is the Audi SQ8 e-tron.

Several factors affect what you'll pay for Audi Q5 insurance:

• Average Repair or Replacement Costs: Audi Q5 repairs average $1,747 a year, which is 15th most expensive among 33 Audi models. Higher repair costs raise the insurer's exposure on any claim, which affects premiums.
• Vehicle Trim, Features and Accessories: Horsepower ranges from 261 to 349 depending on trim. Higher-performance variants cost more to insure because more power raises claim risk.
• Driver Profile: Most Q5 owners are 35 to 50 with a median age around 42 and higher incomes, a profile that typically gets lower rates. The Q5's performance reputation can draw higher-risk drivers, which insurers price in. Read more about the costs of Audi Q5s for young drivers.

Car insurance for an Audi Q5 costs as little as $39 per month in Wyoming or as much as $170 in Louisiana for minimum coverage, depending on where you live. Your state's risk characteristics and insurance regulations drive these differences, not the model itself.

Model year plays a major role in determining your Audi Q5 insurance costs, along with driver age on your policy. A 2016 Audi Q5 costs around $204 monthly for full coverage for drivers aged 35 to 55, while a 2025 model jumps to $265 per month. Newer vehicles command higher premiums, and teen drivers will face much steeper rates across all model years.

Progressive offers the cheapest rates across all Audi Q5 model years.

• 2025 Audi Q5 Insurance Rates
• 2024 Audi Q5 Insurance Rates
• 2023 Audi Q5 Insurance Rates
• 2022 Audi Q5 Insurance Rates
• 2021 Audi Q5 Insurance Rates

Insurance costs for your Audi Q5 range from $47 monthly for minimum coverage on basic 45 Tfsi Titanium Premium Sport Utility 4d models to $277 for full coverage on high-performance 55 Tfsi E S Line Prestige variants. Performance features, rarity, and market value determine where each trim falls in this range.

Audi Q5 insurance runs about average in cost, but you can still secure decent rates. Shopping multiple insurers, claiming available discounts and selecting appropriate coverage options helps you find better pricing for your vehicle.

We analyzed hundreds of millions of quote estimates for U.S. vehicle models from 2000 to 2025.

Who We Based These Rates On

Our baseline is a 40-year-old unmarried male with a clean record, good credit, no prior claims, a valid license with no suspensions and about 12,000 miles driven a year.

Coverage Definitions

• Minimum coverage: State-required liability limits
• Full coverage: $100,000/$300,000/$100,000 liability with comprehensive and collision coverage and a $1,000 deductible