Compare the Cost of Acura MDX Insurance by Model Year and Company

MoneyGeek found that the average insurance for Acura MDX is $1,279 annually. That is slightly lower than the average rate of insurance across all car models. Thus, the cost to insure an Acura MDX is inexpensive. Keep in mind that rates will vary depending on the model year of your vehicle and which insurance carrier you choose.

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Insurers will have different Acura MDX insurance costs. The best way to find the most affordable car insurance policy for an Acura MDX is to get personalized quotes from multiple insurance providers. This way, you can compare prices and ensure that you are getting the best policy based on your circumstances as a driver.

Key Takeaways

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The average Acura MDX insurance cost is $1,279 per year, which is $149 less than the annual average rate across all car models.

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Depending on the insurance provider, Acura MDX insurance rates can change by $602 per year. Comparing prices can help you find the best rates.

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Older models of the Acura MDX tend to have cheaper insurance rates than newer ones. Insurance costs can change by as much as $327 per year, depending on how old the vehicle is.

How Much It Costs to Insure a Acura MDX and the Cheapest Company

The insurance company you choose plays a big role in how much your Acura MDX insurance is. The average cost to insure this car model is $1,279 per year, but this can change depending on the insurance provider.

GEICO offers the cheapest average insurance rate for a Acura MDX at $1,056 per year. On the other hand, Allstate costs $1,658 per year and is the most expensive option. You can save up to $602 per year depending on your choice of insurer.

The Average Annual Cost of Acura MDX Insurance by Company

To ensure consistency in this study, MoneyGeek collected Acura MDX insurance rates from various carriers using a sample driver profile. The driver has 100/300/100 liability insurance with comprehensive and collision coverage.

The Average Cost to Insure a Acura MDX by Company

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Is a Acura MDX Expensive to Insure?

There are various factors affecting car insurance rates, including the car model. Typically, insurance carriers tend to charge lower premiums for less expensive cars.

Based on average rates, an Acura MDX is inexpensive to insure. The Acura MDX has low value, which means repair costs for this model are not as expensive. Additionally, Acura MDX has low horsepower. Generally, less powerful cars are less likely to get into major accidents. AS a result, insurers tend to charge less for coverage.

The Best Car Insurance Company for a Acura MDX

While Acura MDX insurance cost is important, it should not be the only consideration when looking for the best car insurance for you.

MoneyGeek came up with a rating system to determine the best auto insurers for an Acura MDX. Scores are calculated based on affordability, customer complaints, customer satisfaction and financial stability. MoneyGeek found:

  • The best option when insuring an Acura MDX is USAA, but only current and former military members or their families qualify.
  • The second best company based on MoneyGeek’s rating is GEICO.

1
USAA
Score:94

4.6/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
GEICO
Score:90

5/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

3
Progressive
Score:87

4.8/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

4
State Farm
Score:84

4.4/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

5
Allstate
Score:69

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

How Much It Costs to Insure a Acura MDX by Model Year

The model year of your car also plays a big role in your insurance costs. Older cars tend to be charged less in collision and comprehensive insurance since their value depreciates over time.

Insurance for a 2005 Acura MDX costs around $1,038 per year, while the average cost of auto insurance for a 2020 model is $1,345. That's a $307 difference.

Some insurers may offer cheaper rates depending on the model year. For a 2020 Acura MDX, Progressive offers the lowest average price at $1,138 annually.

Select the model year of your Acura MDX below to see how rates compare. The cheapest options may vary depending on the model version.

The Average Cost to Insure a Acura MDX by Model Year

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  • Company
    Average Annual Rates (2020 model)
    Average Annual Rates (2019 model)
    Average Annual Rates (2018 model)
    Average Annual Rates (2017 model)
    Average Annual Rates (2016 model)
    Average Annual Rates (2010 model)
    Average Annual Rates (2005 model)
  • 1.
    $1,141
    $1,113
    $1,111
    $1,072
    $1,091
    $971
    $893
  • 2.
    $1,138
    $1,136
    $1,126
    $1,258
    $1,292
    $1,043
    $937
  • 3.
    $1,265
    $1,276
    $1,320
    $1,246
    $1,241
    $1,021
    $900
  • 4.
    $1,229
    $1,244
    $1,284
    $1,270
    $1,319
    $1,166
    $1,150
  • 5.
    $1,348
    $1,344
    $1,319
    $1,308
    $1,301
    $1,113
    $1,015

How Expensive Is It to Insure a Acura MDX Compared to Other Cars?

An Acura MDX is inexpensive to insure. The average insurance for Acura MDX costs $1,279 per year. In comparison, that is cheaper than the $1,427 annual average cost for other car models. However, it is more expensive than the average cost for other models like the Honda CR-V and Jeep Patriot.

How Much It Costs to Insure a Acura MDX for 16- to 25-Year-Olds

Due to inexperience, auto insurance providers tend to charge higher rates to younger drivers since they are riskier to insure.

On average, an 18-year-old driver typically pays $4,173 annually for insurance for an Acura MDX. A 40-year-old driver pays roughly $2,894 less.

Young drivers who are looking for ways to save money on auto insurance should consider staying on the same policy as their parents. A separate policy costs way more for teens.

Check the average car insurance rates for young drivers aged 16 to 25 below.

The Average Cost to Insure a Acura MDX by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $5,350
  • 17
    $4,739
  • 18
    $4,173
  • 19
    $2,989
  • 20
    $2,668
  • 21
    $2,112
  • 22
    $1,945
  • 23
    $1,780
  • 24
    $1,671
  • 25
    $1,516
  • 40
    $1,279

How Does Location Affect the Cost of Acura MDX Insurance?

All prices indicated in this article are based on national average rates for Acura MDX insurance. Other factors, such as your place of residency, will have a huge impact on how much your policy will cost. Check out MoneyGeek’s state page analysis to find out more about auto insurance rates in individual states.

FAQs About Acura MDX Insurance

Aside from the model of your car, auto insurance carriers evaluate other factors when calculating rates. Check out the following frequently asked questions to know more about Acura MDX insurance rates.

Read More About Car Insurance

Methodology

MoneyGeek gathered Acura MDX insurance rates across all available model years from multiple auto insurers using a sample driver profile. In this scenario, it is someone who is a 40-year-old male looking for a full coverage policy that includes:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

Acura MDX drivers can use these rates to get an idea about the cost of auto insurance for their car model. However, these should only serve as a guide and do not reflect specific individual rates.

About the Author


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Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.