Best Pet Insurance in New Jersey

Lemonade is the best pet insurance company for cats and dogs in New Jersey, offering strong coverage options and service. Other quality choices in the state include Pumpkin, AKC, Pets Best and Spot, all of which maintain high standards for coverage and customer satisfaction.

Overall, AKC dominates the best pet insurance rankings for most dog breeds in New Jersey, while Lemonade and Pets Best win for select breeds. Below, you can review which companies are best for your dog in the state.

AKC dominates the best pet insurance rankings for most cat breeds in New Jersey, while Rainwalk stands out as a strong alternative provider. Below, you can review which companies are best for your cat in the state.

In New Jersey, Lemonade offers the most affordable dog insurance at $58 per month or $700 per year. For cats, Pumpkin provides the cheapest coverage at $24 monthly or $292 annually.

In New Jersey, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance across breeds, with plans starting at $19 monthly.

In New Jersey, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable coverage across cat breeds. Rates start at $17 per month for standard plans.

New Jersey pet insurance costs an average of $102 monthly for dogs and $52 for cats. New Jersey pet owners pay more than the national average, with dog insurance costing 13% more and cat coverage running 14% higher than typical rates.

Finding the best cheap provider and coverage plan in New Jersey can be difficult. Here's how to find the best pet insurance for your needs:

Lemonade is our top pick for pet insurance in New Jersey, while also offering the most affordable coverage for dogs. For cat owners looking to save, Pumpkin provides the cheapest policies. While these are strong options, compare multiple providers to find coverage that matches your pet's needs.

Here are answers to frequently asked questions about New Jersey pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for New Jersey residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.