Best Pet Insurance in Massachusetts

Lemonade is the best pet insurance company for cats and dogs in Massachusetts. Other strong insurance options in the state include Spot, AKC, Pumpkin and Rainwalk.

AKC ranks highest for most Massachusetts dog breeds, while Rainwalk and Lemonade work well for certain breeds. Check the list to see which companies match your dog's needs.

Rainwalk dominates the best pet insurance rankings for most cat breeds in Massachusetts, while AKC stands out as a strong alternative option. Below, you can review which companies are best for your cat in the state.

In Massachusetts, Lemonade offers the cheapest pet insurance for dogs at $67 per month or $798 per year. For cats, Pumpkin provides the most affordable coverage at $28 monthly or $333 annually.

In Massachusetts, Lemonade, Pumpkin and Pets Best offer the most affordable dog insurance across multiple breeds, with plans starting at $21 monthly.

In Massachusetts, Pets Best (13 wins), Lemonade (8 wins) and Pumpkin (8 wins) offer the most affordable cat insurance across breeds. Monthly premiums start at $19 for standard coverage.

Massachusetts pet insurance costs an average of $116 monthly for dogs and $59 for cats. Massachusetts pet owners pay 29% more than the national average for dog and cat coverage.

Choosing affordable pet insurance in Massachusetts feels overwhelming at first, but these steps make it easier:

Lemonade tops Massachusetts pet insurance with strong options for cats and dogs. Dog owners get the most affordable rates through Lemonade, while Pumpkin charges the lowest prices for cat coverage. Compare providers and plans to match your pet's needs and budget.

We answer common questions about Massachusetts pet insurance:

We researched all 20 major pet insurance providers in the United States, compared their policies and gathered quotes for Massachusetts residents. Here's the standard profile we used for our comparisons:

• $5,000 annual limit
• 80% reimbursement
• $500 deductible
• 6-year-old Labrador Retriever if dog
• 7-year-old Ragdoll if cat

Our Company Rating System

To ensure our ratings are accurate to pet and pet owner's needs, we simplified our rating mechanism for easy understanding and comprehensive inclusion of all available information:

• Affordability (50% of score): We used proprietary quote data for all combinations of coverage, pet ages, and breeds owned in the U.S. to compare affordability scores for all providers. We also considered discounts and how each company calculates them into your premium.
• Customer experience (30% of score): Using customer ratings we scoured across the internet, industry scores from reliable agencies like AM Best, and Reddit comment sentiment for companies to get this score.
• Coverage options (20% of score): We considered all terms, add-ons and inclusions when determining this score. We also gauged these coverage restrictions and inclusions against the most commonly needed pet medical-related costs to assess their usefulness.