Based on our survey of major pet insurance providers, pet insurance costs average $322 annually for cats and around $593 for dogs in Wyoming, which is 7% cheaper than the national average for both. However, your pet's breed and age, along with your coverage choice, can make prices vary.
How Much Is Pet Insurance in Wyoming?
Updated: December 22, 2025
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Key Takeaways
In Wyoming, dog insurance averages $49 per month ($593 per year), while cat insurance averages $27 per month ($322 per year).
According to our survey, Wyoming pet insurance costs are 7% lower than the national average for dogs and 7% lower for cats.
Find the best cheap pet insurance in Wyoming by researching providers, selecting appropriate coverage and comparing multiple quotes.
How Much Does Pet Insurance Cost in Wyoming?
| Cat | $27 | $322 |
| Dog | $49 | $593 |
*These accident-only coverage rates (which cover injuries but not illnesses) apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (7-year-old cat) and a Labrador Retriever (6-year-old dog). While we included most pet insurance providers, some don't have these offerings, which we excluded for consistency.
Our guides below can help you better understand the best pet insurance in Wyoming across different situations:
What Factors Affect Pet Insurance Costs in Wyoming?
Below are the key factors affecting pet insurance costs in Wyoming and how influential they are. Click each factor to see pricing details.
Coverage level
Your deductible, annual limit and reimbursement rate selections have the biggest impact on what you'll pay. Our baseline accident-only rates average $322 to $593 annually, while comprehensive accident and illness coverage ranges from $507 to $1,003 annually for standard parameters.
Pet type and breed
Cats and dogs cost different amounts to insure, and your pet's breed makes a big difference too. Cats are usually cheaper to insure, with annual premiums from $209 to $805, while dogs cost $593 to $1,103 per year since they tend to have more health problems and pricier vet bills.
Pet age
Insurance costs increase as your pet ages since older animals face higher risks of illness and injury. In Wyoming, annual premiums range from $209 for young pets to $2,065 for senior pets, reflecting the greater likelihood of medical claims as animals get older.
Location
Where you live affects your rates because of local vet costs and regional risks. Wyoming pet insurance runs about $46 less for dogs and $26 less for cats compared to the national average. Cities within Wyoming don't vary much though.
Your vet
When you get quotes, insurers often ask about your vet. Different vets charge different prices, which affects reimbursement amounts and ultimately impacts your premiums.
Average Wyoming Pet Insurance Costs by Coverage
In Wyoming, your choice of coverage is the biggest factor in determining pet insurance costs, with monthly premiums ranging from $18 to $446 depending on your selected benefits and type of pet.
The table below shows comprehensive accident and illness coverage rates. Individual rates may vary significantly based on your pet's specific health history, your chosen veterinarian and other factors, like annual limits.
Data filtered by:
$5,000
80%
$500
| Cat | $42 | $507 | -7% |
| Dog | $84 | $1,003 | -7% |
Average Wyoming Pet Insurance Cost by Breed
Your pet's type and breed are the second-biggest factors affecting your rates in Wyoming. Our research shows monthly costs range from about $45 to $213 for dogs and $49 to $67 for cats, depending on your pet's breed.
Average Pet Dog Insurance Costs in Wyoming
Dog breed drives pet insurance costs in Wyoming, with monthly rates running $45 to $213. The breakdown shows exact costs by breed.
Data filtered by:
Select
| Affenpinscher | $95 | $1,139 |
| Afghan Hound | $112 | $1,340 |
| Airedale Terrier | $119 | $1,430 |
| Akita | $122 | $1,461 |
| Alaskan Husky | $98 | $1,171 |
| Alaskan Malamute | $114 | $1,376 |
| Alsatian | $129 | $1,547 |
| Alsation | $120 | $1,443 |
| American Bulldog | $159 | $1,914 |
| American Bully | $149 | $1,786 |
| American Eskimo | $83 | $996 |
| American Foxhound | $95 | $1,141 |
| American Hairless Terrier | $81 | $972 |
| American Staffordshire Terrier | $130 | $1,563 |
| Australian Cattle Dog | $92 | $1,103 |
| Australian Kelpie | $98 | $1,177 |
| Australian Shepherd | $79 | $943 |
| Australian Silky Terrier | $81 | $971 |
| Australian Terrier | $86 | $1,035 |
| Basenji | $83 | $990 |
| Basset Fauve de Bretagne | $107 | $1,286 |
| Basset Hound | $132 | $1,581 |
| Beagle | $98 | $1,177 |
| Bearded Collie | $91 | $1,090 |
| Belgian Shepherd Malinois | $109 | $1,313 |
| Bernese Mountain Dog | $214 | $2,572 |
| Bichon Frise | $87 | $1,049 |
| Bloodhound | $153 | $1,839 |
| Border Collie | $82 | $984 |
| Border Terrier | $86 | $1,036 |
| Borzoi | $132 | $1,583 |
| Boston Terrier | $93 | $1,117 |
| Boxer | $154 | $1,846 |
| Bracco Italiano | $108 | $1,300 |
| Briard | $115 | $1,383 |
| British Bulldog | $186 | $2,231 |
| Brussels Griffon | $90 | $1,081 |
| Bullmastiff | $213 | $2,557 |
| Bull Mastiff | $219 | $2,636 |
| Bull Terrier | $130 | $1,560 |
| Cairn Terrier | $92 | $1,100 |
| Cane Corso | $177 | $2,128 |
| Caucasian Shepherd Dog | $163 | $1,961 |
| Cavachon | $74 | $892 |
| Cavalier King Charles Spaniel | $98 | $1,181 |
| Cavapoo | $71 | $858 |
| Central Asian Shepherd Dog | $144 | $1,734 |
| Chihuahua | $61 | $735 |
| Chow Chow | $115 | $1,378 |
| Clumber Spaniel | $120 | $1,446 |
| Cockapoo | $69 | $833 |
| Cocker spaniel | $105 | $1,257 |
| Collie | $100 | $1,202 |
| Corgi | $112 | $1,349 |
| Coton De Tulear | $79 | $952 |
| Dachshund | $80 | $964 |
| Dalmatian | $129 | $1,547 |
| Dingo | $83 | $997 |
| Doberman Pincher | $151 | $1,812 |
| Doberman Pinscher | $209 | $2,511 |
| Dogue de Bordeaux | $216 | $2,597 |
| English Bulldog | $193 | $2,321 |
| English Foxhound | $92 | $1,104 |
| English Mastiff | $195 | $2,346 |
| English Pointer | $108 | $1,300 |
| English Setter | $106 | $1,271 |
| English Springer Spaniel | $98 | $1,183 |
| English Toy Terrier | $83 | $1,000 |
| Estrela Mountain Dog | $135 | $1,624 |
| Field Spaniel | $100 | $1,203 |
| Finnish Lapphund | $93 | $1,120 |
| Foxhound | $97 | $1,163 |
| Fox Terrier | $86 | $1,026 |
| French Bulldog | $172 | $2,065 |
| German Pinscher | $90 | $1,076 |
| German Shepherd | $113 | $1,349 |
| German Shorthaired Pointer | $102 | $1,221 |
| German Spitz | $97 | $1,163 |
| Giant Mix (100 pounds+) | $106 | $1,266 |
| Giant Mix (110 pounds+) | $100 | $1,196 |
| Giant Mix (111 pounds+) | $91 | $1,095 |
| Giant Mix (90 pounds+) | $134 | $1,605 |
| Goldendoodle | $86 | $1,033 |
| Golden Retriever | $117 | $1,403 |
| Gordon Setter | $132 | $1,581 |
| Great Dane | $195 | $2,338 |
| Great Pyrenees | $131 | $1,572 |
| Greyhound | $128 | $1,537 |
| Groodle | $78 | $937 |
| Harrier | $101 | $1,212 |
| Havanese | $71 | $860 |
| Hungarian Vizsla | $125 | $1,502 |
| Husky | $87 | $1,036 |
| Icelandic Sheepdog | $95 | $1,141 |
| Irish Setter | $114 | $1,368 |
| Irish Terrier | $94 | $1,124 |
| Italian Greyhound | $93 | $1,113 |
| Italian Spinone | $106 | $1,272 |
| Jack Russell Terrier | $69 | $833 |
| Japanese Chin | $81 | $971 |
| Japanese Spitz | $81 | $973 |
| Kangal Shepherd Dog | $176 | $2,114 |
| Keeshond | $102 | $1,223 |
| Komondor | $124 | $1,487 |
| Labradoodle | $86 | $1,031 |
| Labrador Retriever | $112 | $1,342 |
| Large Mix (51-100 pounds) | $91 | $1,099 |
| Large Mix (51-110 pounds) | $84 | $1,008 |
| Large Mix (55-90 pounds) | $93 | $1,124 |
| Large Mix (60-109 pounds) | $100 | $1,196 |
| Large Mix (61+ pounds) | $92 | $1,102 |
| Large Mix (71+ pounds) | $165 | $1,979 |
| Large Mix (Over 70 pounds) | $91 | $1,095 |
| Lhasa Apso | $80 | $956 |
| Lurcher | $130 | $1,561 |
| Maltese | $78 | $936 |
| Maltipoo | $65 | $779 |
| Medium Mix (20-55 pounds) | $72 | $878 |
| Medium Mix (20-70 pounds) | $77 | $922 |
| Medium Mix (21-70 pounds) | $171 | $2,060 |
| Medium Mix (23-70 pounds) | $92 | $1,104 |
| Medium Mix (26-50 pounds) | $77 | $919 |
| Medium Mix (26-59 pounds) | $100 | $1,196 |
| Medium Mix (31-50 pounds) | $77 | $924 |
| Medium Mix (31-59 pounds) | $76 | $908 |
| Miniature Bull Terrier | $130 | $1,569 |
| Miniature Dachshund | $85 | $1,017 |
| Miniature Fox Terrier | $90 | $1,079 |
| Miniature Pinscher | $80 | $959 |
| Miniature Poodle | $73 | $880 |
| Miniature Schnauzer | $86 | $1,035 |
| Mixed Breed | $98 | $1,184 |
| Mixed Breed Giant (>90 lbs) | $139 | $1,678 |
| Mixed Breed Large (51-90 lbs) | $92 | $1,099 |
| Mixed Breed Medium (31-50 lbs) | $69 | $819 |
| Mixed Breed Small (>10 lbs) | $57 | $682 |
| Mixed Breed Small (11-30 lbs) | $59 | $714 |
| Mixed breed Small (up to 20lbs when full grown) | $56 | $662 |
| Mixed Dog (21-50 pounds) | $81 | $973 |
| Mixed Dog (51-90 pounds) | $98 | $1,168 |
| Mixed Dog (91 pounds+) | $102 | $1,231 |
| Morkie | $67 | $803 |
| Newfoundland | $186 | $2,231 |
| Norfolk Terrier | $91 | $1,090 |
| Norwegian Elkhound | $95 | $1,138 |
| Norwich Terrier | $89 | $1,065 |
| Olde English Bulldogge | $206 | $2,479 |
| Old English Buldogge | $166 | $1,999 |
| Old English Sheepdog | $121 | $1,450 |
| Papillon | $78 | $934 |
| Pekingese | $85 | $1,018 |
| Pembroke Welsh Corgi | $99 | $1,190 |
| Peruvian Hairless Dog | $86 | $1,029 |
| Petit Basset Griffon Vendeen | $126 | $1,512 |
| Petit Basset Griffon Vendeens | $94 | $1,137 |
| Pitbull | $124 | $1,487 |
| Pointer | $101 | $1,213 |
| Pomeranian | $81 | $969 |
| Portuguese Water Dog | $112 | $1,344 |
| Pug | $101 | $1,216 |
| Puggle | $74 | $882 |
| Puli | $105 | $1,262 |
| Rhodesian Ridgeback | $130 | $1,558 |
| Rottweiler | $193 | $2,312 |
| Rough Collie | $107 | $1,287 |
| Saint Bernard | $205 | $2,464 |
| Saluki | $109 | $1,313 |
| Samoyed | $104 | $1,246 |
| Schnoodle | $75 | $900 |
| Scottish Deerhound | $157 | $1,891 |
| Scottish Terrier | $108 | $1,294 |
| Shar Pei | $167 | $2,014 |
| Shetland Sheepdog | $83 | $1,000 |
| Shiba Inu | $74 | $893 |
| Shih Tzu | $67 | $806 |
| Siberian Husky | $90 | $1,084 |
| Small Mix (0-20) | $55 | $648 |
| Small Mix (0-25) | $100 | $1,196 |
| Small Mix (10 and less pounds) | $54 | $646 |
| Small Mix (1-10 pounds) | $56 | $667 |
| Small Mix (11-25) | $53 | $636 |
| Small Mix (11-30) | $63 | $755 |
| Small Mix (20 and under pounds) | $132 | $1,589 |
| Small Mix (22 pounds or less) | $66 | $797 |
| Small Mix (25 and less pounds) | $64 | $762 |
| Small Mix (Under 20 pounds) | $46 | $555 |
| Smooth Collie | $103 | $1,238 |
| Soft Coated Wheaten Terrier | $101 | $1,217 |
| Staffordshire Bull Terrier | $112 | $1,343 |
| Standard Poodle | $108 | $1,292 |
| Standard Schnauzer | $96 | $1,155 |
| Tibetan Mastiff | $183 | $2,198 |
| Tibetan Terrier | $103 | $1,236 |
| Toy Mix (10 and less pounds) | $68 | $822 |
| Toy Poodle | $76 | $912 |
| Vizsla | $109 | $1,310 |
| Weimaraner | $132 | $1,591 |
| Welsh Corgi Cardigan | $96 | $1,157 |
| Welsh Corgi Pembroke | $99 | $1,190 |
| Welsh Springer Spaniel | $87 | $1,052 |
*Rates based on 80% reimbursement, $5,000 annual limit and $500 deductible.
Average Pet Cat Insurance Costs in Wyoming
Cat insurance rates in Wyoming vary by breed, running $49 for Domestic Shorthairs to $67 for Abyssinians. The breakdown details pricing by breed.
Data filtered by:
Select
| Abyssinian | $69 | $829 |
| Australian Mist | $64 | $764 |
| Balinese | $64 | $762 |
| Bengal | $60 | $716 |
| Birman | $56 | $679 |
| Bombay | $51 | $611 |
| British Longhair | $51 | $613 |
| British Shorthair | $62 | $744 |
| Burmese | $58 | $698 |
| Chinchilla | $58 | $690 |
| Cornish Rex | $62 | $743 |
| Devon Rex | $58 | $692 |
| Domestic Shorthair | $50 | $607 |
| Exotic Shorthair | $69 | $830 |
| Himalayan | $59 | $707 |
| Maine Coon | $67 | $800 |
| Munchkin | $58 | $695 |
| Norwegian Forest cat | $56 | $667 |
| Persian | $62 | $746 |
| Ragdoll | $52 | $629 |
| Russian Blue | $53 | $635 |
| Savannah | $63 | $752 |
| Scottish Fold | $59 | $711 |
| Serengeti | $59 | $707 |
| Siamese | $52 | $626 |
| Siberian | $63 | $749 |
| Snowshoe | $60 | $721 |
| Sphynx | $67 | $798 |
| Tonkinese | $56 | $678 |
*Rates based on 80% reimbursement, $5,000 annual limit and $500 deductible.
Average Wyoming Pet Insurance Cost by Age
Pet age is one of the top three factors affecting insurance costs in Wyoming, with annual premiums ranging from $209 to $2,065 based on your pet's age and increased health risks over time. The table below shows detailed pricing by age group to help you estimate costs for your pet.
Data filtered by:
Cat
| Under 1 | $17 | $209 |
| 1 | $19 | $228 |
| 2 | $20 | $245 |
| 3 | $22 | $267 |
| 4 | $24 | $292 |
| 5 | $26 | $317 |
| 6 | $29 | $344 |
| 7 | $39 | $472 |
| 8 | $34 | $404 |
| 9 | $37 | $445 |
| 10 | $41 | $495 |
| 11 | $46 | $555 |
| 12 | $52 | $624 |
| 13 | $56 | $670 |
| 14 | $62 | $746 |
| 15 | $69 | $823 |
| 16 | $76 | $909 |
| 17 | $77 | $925 |
| 18 | $85 | $1,020 |
| 19 | $93 | $1,111 |
| 20 | $100 | $1,201 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog). Some age brackets may show slight premium decreases due to insurer risk modeling adjustments and sample size variations in our data collection. Overall trends still show increasing premiums with age.
Average Wyoming Pet Insurance Cost by City
Your city barely affects pet insurance rates in Wyoming: just a few dollars difference per year. Below are costs for some of Wyoming's biggest cities.
Data filtered by:
Cat
| Cheyenne | $27 | $322 |
*These rates apply to policies with 80% reimbursement, a $5,000 annual limit and a $500 deductible for a Ragdoll (cat) and a Labrador Retriever (dog). Wyoming's smaller population means fewer major metropolitan areas for comparison. Cheyenne represents the state's largest city and typical statewide rates.
How to Get the Best Cheap Pet Insurance in Wyoming
Get quality pet insurance at competitive Wyoming rates with this approach.
- 1Determine Your Coverage Needs
Understanding how much coverage you need establishes solid footing before comparing plans. Your budget sets boundaries while breed-related health and behavioral tendencies determine appropriate financial protection. Local veterinary costs and your vet's fees provide important context.
- 2Research Costs and Discounts
Knowing typical prices for your pet type and desired coverage prepares you to spot value. Pet insurance discounts stay limited, but multi-pet and bundling opportunities exist. Check whether you qualify for pet insurance low-income programs.
- 3Evaluate Company Reputations
Customer posts on forums reveal how insurers actually perform. Coverage options, waiting periods and claims processes warrant careful review alongside those posts. Upfront research prevents frustration when you file a claim.
- 4Compare Multiple Quotes
Competitive rates emerge after gathering quotes from multiple companies. Dogs and cats get fast online quotes, but exotic pet coverage requires phone contact.
- 5Review Policy Details
Policy documents demand attention to exclusions and renewal handling. Waiting periods and pre-existing condition policies heavily influence coverage usefulness, so understand both completely before deciding.
Average Pet Insurance Cost in Wyoming: Bottom Line
Pet insurance in Wyoming is more affordable than most states. It's cheaper because vet bills are lower here. Expect to pay around $27 monthly for cats and $49 for dogs, though your actual costs depend on your pet's breed, age and coverage choice.
Want better rates? First, determine what coverage you actually need, then shop around. Get quotes from several insurers before you commit.
Pet Insurance Cost in Wyoming: FAQ
Find expert answers to common questions about pet insurance costs in Wyoming below:
How much does pet insurance cost in Wyoming?
In Wyoming, pet insurance costs an average of $49 per month for dogs, but depending on age, pricing ranges from $30 to $172 monthly. Insuring cats in the state costs around $27 monthly, but monthly pricing varies from $17 to $100 by age.
Is Wyoming pet insurance expensive?
Wyoming is relatively affordable for pet insurance coverage for dogs and cats, with costs lower than most states across the country.
How should I go about buying pet insurance in Wyoming?
To buy pet insurance in Wyoming, decide on your coverage needs beforehand, research costs and discounts, look into company reputations and coverage details, and compare multiple quotes.
How We Determined Average Pet Insurance Costs in Wyoming
All costs in this article are based on or modified from the following profile:
- $5,000 annual limit
- 80% reimbursement
- $500 deductible
- For dogs: Labrador Retriever (6 years old)
- For cats: Ragdoll (7 years old)
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
He writes about economics and insurance, breaking down complex topics so people know what they're buying.