Pet Insurance Cancellation

Pet owners cancel their pet insurance for various reasons: maybe costs are tight, or you've found better coverage elsewhere. The good news is you can cancel your coverage anytime, though when you cancel affects whether you'll get money back. Here's the step-by-step process to cancel your policy.

Before canceling, check your policy's terms to understand potential fees and refund eligibility. Most providers offer full refunds if you cancel within the first 30 days and have not filed any claims, while some provide shorter timeframes, as outlined in the table below.

Terms and conditions for policy cancellation may vary by state and provider. Coverage details, refund policies and cancellation procedures differ significantly between insurers. Always review your specific policy documents and contact your provider directly for accurate information about your coverage.

Contacting your provider is required to officially request cancellation because simply stopping payments won't cancel your policy and could result in continued charges. Always ask for written confirmation of your cancellation to protect yourself from billing disputes later.

Check the table to see the cancellation methods preferred by the major pet insurance companies:

When requesting cancellation, you'll need to provide your policy number, pet's name and your desired cancellation date. Most insurers also ask for the reason you're canceling, though this is typically optional. Keep records of all communication, including confirmation emails or letters, for your files.

Canceling pet insurance requires contacting your provider to request termination. While most companies offer 30-day money-back guarantees, timing matters for refunds. Think carefully before canceling, as your pet's health history becomes pre-existing conditions elsewhere, plus waiting periods and age restrictions might prevent future coverage.

Still have questions about pet insurance cancellation? We’ve compiled answers below: