Compare Rates and Save on Auto Insurance

widget-location-pin

The driver’s age is a crucial factor in determining the price of auto insurance for a VW ID.4. The cost of insuring a 2021 model is $7,315 on average per year for 16-year-olds but just $1,626 for 40-year-olds. Likewise, a 16-year-old spends $7,299 a year to insure a 2022 model and a 40-year-old spends around $1,631. MoneyGeek compared the best insurance companies for a Volkswagen ID.4 based on a number of criteria, including cost, quality of customer service and claims management.

MoneyGeek Logo IconCar Insurance CostsVW ID.4
2023

Table of Contents

Average Cost and Cheapest Companies for Insuring a VW ID.4

The average cost of insurance for a Volkswagen ID.4 is $1,682, but this can vary depending on the insurer. To find the cheapest auto insurance, compare quotes from various companies.

On average, the cheapest auto insurance for a VW ID.4 is offered by GEICO for $1,233 annually, while Farmers charges $2,438, the most expensive rate. That works out to a difference of about $1,205 a year. State Farm's minimum coverage insurance policy is the most affordable, costing $492 per year, whereas Farmers is again the most expensive at around $774.

Company
Average Annual Premium

State Farm

$456

State Farm

$458

State Farm

$470

State Farm

$480

State Farm

$481

GEICO

$486

GEICO

$489

State Farm

$490

GEICO

$491

State Farm

$491

GEICO

$492

State Farm

$492

GEICO

$495

GEICO

$496

GEICO

$496

State Farm

$497

GEICO

$500

GEICO

$509

State Farm

$510

Travelers

$512

GEICO

$515

Travelers

$515

GEICO

$520

State Farm

$522

State Farm

$530

State Farm

$533

Travelers

$534

Travelers

$536

Nationwide

$544

Nationwide

$545

Travelers

$546

GEICO

$546

GEICO

$548

State Farm

$549

Travelers

$551

Nationwide

$561

GEICO

$561

Travelers

$568

Travelers

$570

Travelers

$570

Travelers

$571

Travelers

$573

Progressive

$576

State Farm

$576

Travelers

$577

Nationwide

$579

Progressive

$579

Travelers

$584

State Farm

$589

Progressive

$590

GEICO

$593

Nationwide

$593

Travelers

$600

Progressive

$601

GEICO

$603

Nationwide

$609

Progressive

$620

GEICO

$621

Nationwide

$621

Progressive

$629

Travelers

$630

State Farm

$632

Nationwide

$633

Nationwide

$635

GEICO

$642

GEICO

$642

Progressive

$643

Allstate

$645

Nationwide

$645

State Farm

$645

GEICO

$646

Travelers

$646

Progressive

$648

Allstate

$652

Allstate

$656

Progressive

$663

Nationwide

$665

Allstate

$670

Allstate

$674

Nationwide

$676

Allstate

$678

Allstate

$678

Allstate

$684

Travelers

$684

GEICO

$688

Progressive

$688

State Farm

$689

Progressive

$689

Progressive

$690

State Farm

$693

Allstate

$695

Allstate

$696

Allstate

$696

Progressive

$698

Farmers

$698

Progressive

$699

Travelers

$700

Nationwide

$701

Allstate

$706

Nationwide

$707

Farmers

$713

Allstate

$715

Allstate

$720

Travelers

$726

Nationwide

$735

GEICO

$739

Farmers

$751

Progressive

$760

Travelers

$762

Farmers

$763

State Farm

$768

Farmers

$774

Farmers

$776

Allstate

$777

Progressive

$778

Travelers

$782

Allstate

$790

Nationwide

$792

Farmers

$804

Nationwide

$818

Nationwide

$828

Travelers

$829

Farmers

$830

Allstate

$836

State Farm

$838

Farmers

$839

Farmers

$849

Progressive

$851

Farmers

$855

Farmers

$861

Progressive

$861

Progressive

$862

Progressive

$862

Nationwide

$863

Nationwide

$876

Allstate

$878

Allstate

$892

Farmers

$897

Farmers

$909

Travelers

$921

Nationwide

$962

Allstate

$963

Progressive

$964

State Farm

$967

GEICO

$983

Farmers

$1,008

Farmers

$1,022

Farmers

$1,034

Travelers

$1,036

Allstate

$1,053

Progressive

$1,057

Nationwide

$1,059

State Farm

$1,085

Farmers

$1,087

Allstate

$1,100

GEICO

$1,102

Farmers

$1,120

State Farm

$1,164

GEICO

$1,165

Nationwide

$1,166

State Farm

$1,171

GEICO

$1,172

GEICO

$1,173

Nationwide

$1,181

Farmers

$1,183

GEICO

$1,190

Nationwide

$1,194

Travelers

$1,199

Farmers

$1,200

Travelers

$1,202

State Farm

$1,203

Allstate

$1,208

State Farm

$1,214

Travelers

$1,218

Nationwide

$1,220

GEICO

$1,223

GEICO

$1,233

State Farm

$1,243

GEICO

$1,244

GEICO

$1,261

GEICO

$1,266

State Farm

$1,267

Travelers

$1,272

State Farm

$1,278

Farmers

$1,280

Nationwide

$1,282

State Farm

$1,286

Nationwide

$1,286

State Farm

$1,286

GEICO

$1,289

Travelers

$1,298

GEICO

$1,302

Travelers

$1,303

Travelers

$1,310

State Farm

$1,315

GEICO

$1,317

State Farm

$1,317

Travelers

$1,320

Nationwide

$1,329

Progressive

$1,330

Progressive

$1,362

Nationwide

$1,365

Progressive

$1,366

State Farm

$1,370

GEICO

$1,372

GEICO

$1,387

Travelers

$1,389

Nationwide

$1,396

Progressive

$1,399

Allstate

$1,401

State Farm

$1,404

Nationwide

$1,405

Progressive

$1,413

Travelers

$1,413

Nationwide

$1,417

GEICO

$1,420

Travelers

$1,427

State Farm

$1,430

State Farm

$1,433

Travelers

$1,437

Travelers

$1,438

State Farm

$1,447

Travelers

$1,452

Nationwide

$1,456

State Farm

$1,464

Travelers

$1,472

GEICO

$1,473

GEICO

$1,473

GEICO

$1,484

Nationwide

$1,485

Progressive

$1,493

Nationwide

$1,496

Progressive

$1,507

Progressive

$1,512

Travelers

$1,514

GEICO

$1,517

GEICO

$1,530

Nationwide

$1,530

State Farm

$1,538

State Farm

$1,556

Progressive

$1,559

Nationwide

$1,562

Nationwide

$1,577

Progressive

$1,580

Travelers

$1,587

GEICO

$1,600

Progressive

$1,614

Travelers

$1,616

Nationwide

$1,638

State Farm

$1,642

State Farm

$1,660

Travelers

$1,674

State Farm

$1,707

Nationwide

$1,713

Farmers

$1,723

Nationwide

$1,726

Progressive

$1,726

Progressive

$1,729

Progressive

$1,732

Progressive

$1,743

Progressive

$1,748

Allstate

$1,756

Progressive

$1,757

Allstate

$1,760

Travelers

$1,761

Nationwide

$1,771

Travelers

$1,775

GEICO

$1,791

Allstate

$1,805

Allstate

$1,810

State Farm

$1,833

GEICO

$1,842

Farmers

$1,846

Allstate

$1,850

Nationwide

$1,876

Travelers

$1,880

Allstate

$1,883

Allstate

$1,911

Travelers

$1,920

Allstate

$1,927

GEICO

$1,935

Progressive

$1,940

Progressive

$1,943

Progressive

$1,943

Progressive

$1,957

Allstate

$1,970

State Farm

$2,015

Travelers

$2,021

Allstate

$2,023

Nationwide

$2,023

Allstate

$2,074

Allstate

$2,091

Allstate

$2,094

Travelers

$2,099

Progressive

$2,131

Allstate

$2,135

Allstate

$2,144

Allstate

$2,160

Nationwide

$2,180

State Farm

$2,183

Farmers

$2,199

Farmers

$2,199

Nationwide

$2,220

Allstate

$2,253

Farmers

$2,284

Nationwide

$2,375

GEICO

$2,378

Progressive

$2,383

Farmers

$2,391

Allstate

$2,436

Farmers

$2,438

Travelers

$2,447

Farmers

$2,480

Farmers

$2,482

GEICO

$2,483

State Farm

$2,493

Allstate

$2,572

Farmers

$2,603

Farmers

$2,613

Nationwide

$2,615

Allstate

$2,629

Progressive

$2,650

Progressive

$2,665

Farmers

$2,683

Allstate

$2,712

Travelers

$2,715

Farmers

$2,718

Allstate

$2,727

Farmers

$2,754

State Farm

$2,773

Allstate

$2,775

GEICO

$2,775

Farmers

$2,806

Farmers

$2,853

Farmers

$2,896

Farmers

$2,898

Allstate

$3,017

Nationwide

$3,024

Farmers

$3,109

Farmers

$3,116

Farmers

$3,154

Progressive

$3,166

Farmers

$3,210

State Farm

$3,242

Progressive

$3,250

Farmers

$3,311

Farmers

$3,323

Progressive

$3,341

Travelers

$3,401

Nationwide

$3,421

Allstate

$3,460

Farmers

$3,505

Farmers

$3,507

State Farm

$3,613

Progressive

$3,719

GEICO

$3,739

Allstate

$3,761

Travelers

$4,023

State Farm

$4,061

Allstate

$4,182

Farmers

$4,216

Nationwide

$4,360

GEICO

$4,468

Nationwide

$4,717

Farmers

$4,845

Farmers

$5,128

Nationwide

$5,190

Travelers

$5,202

GEICO

$5,724

Allstate

$5,931

Progressive

$6,635

Allstate

$7,193

Progressive

$7,660

Progressive

$7,883

Farmers

$8,116

Farmers

$8,622

Allstate

$8,781

Farmers

$12,000

Is a VW ID.4 Expensive to Insure?

The premiums that insurance companies charge for your ID.4 depend on a variety of factors. Due to its moderate MSRP (manufacturer's suggested retail price) of $46,205, the Volkswagen ID.4's insurance premiums also fall into the moderate bucket. It is an electric vehicle, which means it may have higher repair costs than gas-powered cars.

Best Companies for Insuring a VW ID.4

MoneyGeek's rating system takes into account customer satisfaction, claims ratings, affordability and the providers' financial stability. The following companies offer the best car insurance for a VW ID.4:

  • Travelers: MoneyGeek score 90 out of 100 ($1,320 per year)
  • GEICO: MoneyGeek score 90 out of 100 ($1,233 per year)

Travelers earned the highest scores for claims management and coverage options. These attributes made it our top pick for VW ID.4 insurance.

MoneyGeek Top Pick: Travelers

Travelers

pros

Ranks #1 for claims management out of 7 insurers

Ranks #3 for affordability

Offers gap insurance and new car replacement

cons

Ranks #4 for customer satisfaction

Does not offer deductible modification

COMPANY HIGHLIGHTS

Travelers earned high marks for claims management and affordability, and it offers a wide range of coverage options. Travelers’ new car replacement pays for a brand-new VW ID.4 if you total yours within the first five years.

If your ID.4 is financed or leased, gap insurance can cover the difference between its actual cash value and the outstanding balance of your auto loan or lease if it’s totaled. With Travelers’ accident forgiveness, your premium won’t increase if you have an accident within a specified period.

Travelers also offers some more common coverage options. For instance, its rental car reimbursement coverage pays for a rental car if your vehicle is damaged in a covered incident and is undrivable for at least 24 hours.

Read MoneyGeek's Travelers Auto Insurance Review

MoneyGeek Runner-Up: GEICO

GEICO

pros

Cheapest VW ID.4 insurer

Ranks #3 for customer satisfaction

Offers mechanical breakdown insurance and accident forgiveness

cons

Limited coverage choices

Low claims rating

No gap insurance, deductible modification or new car replacement

COMPANY HIGHLIGHTS

GEICO provides the second-best Volkswagen ID.4 auto insurance, with high marks for customer satisfaction and the best affordability rating. Drivers of newly purchased or leased ID.4s can benefit from GEICO’s mechanical breakdown insurance (MBI) if they are less than 15 months old with less than 15,000 miles on the odometer. An extended warranty from a dealership is more expensive and limited in scope than GEICO’s mechanical breakdown insurance. You receive coverage for all parts and systems, not just the specified list covered by dealer warranties.

Except for drivers in California, Connecticut, and Massachusetts, you can either earn or purchase GEICO's accident forgiveness coverage. After your first at-fault accident in your ID.4, your GEICO auto insurance rate won't go up, thanks to accident forgiveness. Drivers over the age of 21 who maintain five years of accident-free driving earn this coverage, while others can buy it.

Read MoneyGeek's GEICO Auto Insurance Review

Cost of Insuring a VW ID.4 by Model Year

Older car models cost less to replace due to depreciation, so they’re also typically cheaper to insure. The average cost of auto insurance for a 2021 Volkswagen ID.4 is $1,626, whereas a 2022 model costs around $1,631 per year. This variation amounts to only $5 each year on average, yet it might vary substantially depending on the company.

Model Year
Average Annual Premium

2022

$601

2022

$1,631

2021

$614

2021

$1,626

Insurance premiums may differ depending on the car’s model year. For a 2022 VW ID.4, the cheapest yearly rate is $1,249 from GEICO. The company also has the cheapest average car insurance premium of $1,218 for a 2021 model. Scroll down to the relevant model year of your car to see prices from multiple providers.

Company
Average Annual Premium

State Farm

$430

State Farm

$432

GEICO

$443

GEICO

$443

Travelers

$484

Travelers

$488

Progressive

$496

Nationwide

$498

Nationwide

$503

Progressive

$610

Allstate

$619

Allstate

$623

Farmers

$632

Farmers

$646

GEICO

$1,218

GEICO

$1,249

State Farm

$1,265

State Farm

$1,291

Travelers

$1,315

Nationwide

$1,323

Travelers

$1,325

Nationwide

$1,335

Progressive

$1,348

Progressive

$1,676

Allstate

$1,801

Allstate

$2,021

Farmers

$2,413

Farmers

$2,462

Cost of Insuring a VW ID.4 for 16- to 25-Year-Olds

Teenagers and young adults pay significantly more for auto insurance than drivers in their 30s and 40s due to their relative lack of experience. The annual insurance premium for a 16-year-old driving a VW ID.4 is around $7,307. In comparison, the average cost for a 40-year-old driver is only $1,629. Teen car insurance rates fall considerably as they get older, often leveling off in their early 20s.

Driver Age
Average Annual Premium

16

$7,307

16

$2,862

17

$5,845

17

$2,308

18

$5,184

18

$2,010

19

$3,593

19

$1,386

20

$1,245

20

$3,279

21

$2,531

21

$941

22

$2,355

22

$867

23

$2,202

23

$802

24

$760

24

$2,101

25

$1,900

25

$690

Insurance costs can be reduced if a teenage driver is added to a family policy. When teenagers buy their own separate insurance plans, the resulting premiums are almost always significantly higher.

Insurance for a 16-year-old driving a 2021 ID.4 comes to around $4,020 per year with State Farm, the cheapest insurer. Meanwhile, the costliest company, Farmers, charges an annual average of $12,000. The table below shows the teen car insurance rate for a VW ID.4 for drivers aged 16 and up.

Company
Average Annual Premium

State Farm

$455

State Farm

$457

State Farm

$457

State Farm

$459

State Farm

$469

State Farm

$471

State Farm

$479

State Farm

$480

State Farm

$481

State Farm

$482

GEICO

$486

GEICO

$486

GEICO

$489

GEICO

$489

State Farm

$489

State Farm

$490

GEICO

$491

GEICO

$491

State Farm

$491

State Farm

$491

State Farm

$492

GEICO

$492

GEICO

$492

State Farm

$493

GEICO

$495

GEICO

$495

GEICO

$496

GEICO

$496

GEICO

$496

State Farm

$496

GEICO

$496

State Farm

$498

GEICO

$500

GEICO

$500

GEICO

$509

GEICO

$509

State Farm

$509

Travelers

$510

Progressive

$511

State Farm

$511

Travelers

$513

Progressive

$513

Travelers

$514

GEICO

$515

GEICO

$515

Travelers

$517

GEICO

$520

GEICO

$520

State Farm

$521

State Farm

$523

Progressive

$524

Progressive

$528

State Farm

$529

State Farm

$531

State Farm

$532

Travelers

$533

State Farm

$534

Travelers

$534

Travelers

$536

Travelers

$538

Nationwide

$542

Nationwide

$543

Travelers

$544

GEICO

$546

GEICO

$546

Nationwide

$547

Nationwide

$547

Travelers

$548

GEICO

$548

State Farm

$548

GEICO

$548

Travelers

$549

State Farm

$550

Progressive

$551

Travelers

$553

Nationwide

$558

Progressive

$559

GEICO

$561

GEICO

$561

Nationwide

$563

Travelers

$566

Travelers

$568

Travelers

$568

Travelers

$569

Travelers

$570

Travelers

$571

Progressive

$571

Travelers

$572

Travelers

$572

Travelers

$574

Travelers

$575

Travelers

$575

Progressive

$575

Nationwide

$576

State Farm

$576

State Farm

$577

Travelers

$579

Travelers

$582

Nationwide

$582

Progressive

$582

Travelers

$586

State Farm

$588

State Farm

$590

Nationwide

$591

GEICO

$593

GEICO

$593

Nationwide

$596

Travelers

$597

Progressive

$601

Travelers

$603

GEICO

$603

GEICO

$603

Nationwide

$606

Progressive

$611

Nationwide

$611

Progressive

$612

Nationwide

$619

Progressive

$619

Progressive

$620

GEICO

$621

GEICO

$621

Nationwide

$624

Travelers

$628

Nationwide

$630

State Farm

$631

Travelers

$632

State Farm

$633

Nationwide

$633

Nationwide

$637

Nationwide

$638

Progressive

$642

GEICO

$642

GEICO

$642

Nationwide

$642

GEICO

$642

GEICO

$642

Allstate

$643

State Farm

$643

Travelers

$644

Progressive

$645

State Farm

$646

GEICO

$646

GEICO

$646

Allstate

$647

Nationwide

$648

Travelers

$649

Allstate

$650

Allstate

$654

Allstate

$654

Progressive

$657

Allstate

$658

Nationwide

$663

Progressive

$667

Allstate

$668

Nationwide

$668

Allstate

$672

Allstate

$673

Progressive

$673

Nationwide

$673

Allstate

$675

Allstate

$676

Allstate

$676

Progressive

$679

Nationwide

$679

Allstate

$680

Allstate

$680

Travelers

$681

Allstate

$682

Allstate

$686

Travelers

$687

GEICO

$688

GEICO

$688

State Farm

$688

Farmers

$689

State Farm

$690

Progressive

$690

State Farm

$691

Allstate

$694

Allstate

$694

State Farm

$694

Allstate

$694

Allstate

$697

Travelers

$697

Allstate

$698

Nationwide

$698

Allstate

$698

Progressive

$700

Travelers

$703

Nationwide

$703

Allstate

$704

Nationwide

$704

Farmers

$704

Farmers

$707

Allstate

$708

Nationwide

$711

Allstate

$713

Progressive

$716

Allstate

$717

Allstate

$718

Progressive

$720

Farmers

$722

Allstate

$722

Travelers

$723

Travelers

$729

Nationwide

$732

GEICO

$739

GEICO

$739

Nationwide

$739

Farmers

$742

Progressive

$743

Progressive

$745

Farmers

$754

Progressive

$756

Progressive

$756

Progressive

$756

Travelers

$759

Farmers

$761

Farmers

$764

Travelers

$765

Farmers

$766

Progressive

$767

State Farm

$767

Progressive

$768

State Farm

$770

Farmers

$773

Allstate

$776

Progressive

$776

Progressive

$777

Travelers

$779

Progressive

$779

Allstate

$779

Farmers

$784

Travelers

$785

Farmers

$786

Allstate

$788

Nationwide

$788

Allstate

$792

Farmers

$794

Nationwide

$797

Nationwide

$814

Farmers

$814

Farmers

$820

Nationwide

$823

Nationwide

$824

Travelers

$826

Farmers

$828

Nationwide

$833

Travelers

$833

Allstate

$834

State Farm

$836

Farmers

$838

Allstate

$839

State Farm

$840

Farmers

$840

Progressive

$842

Farmers

$845

Farmers

$849

Farmers

$850

Progressive

$853

Nationwide

$859

Farmers

$859

Farmers

$865

Nationwide

$868

Farmers

$871

Nationwide

$872

Allstate

$877

Progressive

$877

Nationwide

$880

Allstate

$880

Farmers

$886

Allstate

$889

Allstate

$894

Farmers

$898

Farmers

$908

Travelers

$918

Farmers

$920

Progressive

$922

Travelers

$925

Nationwide

$958

Progressive

$960

Allstate

$960

State Farm

$965

Allstate

$966

Nationwide

$967

Progressive

$967

Progressive

$968

Progressive

$968

State Farm

$969

GEICO

$983

GEICO

$983

Farmers

$995

Farmers

$1,010

Farmers

$1,021

Farmers

$1,021

Travelers

$1,032

Farmers

$1,034

Travelers

$1,040

Farmers

$1,047

Allstate

$1,051

Nationwide

$1,054

Allstate

$1,056

Nationwide

$1,064

Farmers

$1,074

State Farm

$1,083

Progressive

$1,087

State Farm

$1,087

Allstate

$1,097

Farmers

$1,101

GEICO

$1,102

GEICO

$1,102

Allstate

$1,102

Farmers

$1,108

Farmers

$1,133

State Farm

$1,152

GEICO

$1,152

Progressive

$1,158

GEICO

$1,158

GEICO

$1,159

State Farm

$1,159

Nationwide

$1,161

Farmers

$1,168

Nationwide

$1,170

State Farm

$1,175

GEICO

$1,176

Nationwide

$1,176

GEICO

$1,179

State Farm

$1,182

Nationwide

$1,186

GEICO

$1,186

GEICO

$1,187

Farmers

$1,187

Nationwide

$1,190

State Farm

$1,191

Progressive

$1,193

Travelers

$1,195

Travelers

$1,198

Nationwide

$1,198

Farmers

$1,198

State Farm

$1,201

Travelers

$1,203

Allstate

$1,205

GEICO

$1,205

Travelers

$1,206

GEICO

$1,207

Allstate

$1,212

Progressive

$1,213

Travelers

$1,214

Farmers

$1,214

State Farm

$1,214

Nationwide

$1,215

Progressive

$1,217

GEICO

$1,218

Travelers

$1,223

Nationwide

$1,226

State Farm

$1,226

GEICO

$1,228

State Farm

$1,231

GEICO

$1,238

Progressive

$1,246

GEICO

$1,247

GEICO

$1,249

GEICO

$1,249

State Farm

$1,254

Progressive

$1,254

State Farm

$1,255

GEICO

$1,260

State Farm

$1,265

Farmers

$1,266

Travelers

$1,268

State Farm

$1,272

GEICO

$1,272

GEICO

$1,275

Travelers

$1,276

Nationwide

$1,278

State Farm

$1,279

Nationwide

$1,281

GEICO

$1,282

State Farm

$1,284

GEICO

$1,285

Nationwide

$1,287

State Farm

$1,289

State Farm

$1,291

Nationwide

$1,291

Travelers

$1,294

Farmers

$1,294

Travelers

$1,299

State Farm

$1,299

GEICO

$1,299

State Farm

$1,302

Travelers

$1,303

State Farm

$1,303

Travelers

$1,305

GEICO

$1,306

Travelers

$1,308

Progressive

$1,310

Travelers

$1,315

Travelers

$1,316

GEICO

$1,319

Nationwide

$1,323

Travelers

$1,325

State Farm

$1,328

State Farm

$1,330

Progressive

$1,331

GEICO

$1,334

Nationwide

$1,335

Progressive

$1,348

GEICO

$1,354

State Farm

$1,356

Nationwide

$1,360

Nationwide

$1,371

GEICO

$1,372

Progressive

$1,383

Travelers

$1,384

State Farm

$1,385

State Farm

$1,389

GEICO

$1,390

Nationwide

$1,390

Travelers

$1,394

Allstate

$1,397

Nationwide

$1,400

GEICO

$1,402

Nationwide

$1,402

GEICO

$1,403

Allstate

$1,405

Travelers

$1,408

Progressive

$1,410

Nationwide

$1,410

Nationwide

$1,411

State Farm

$1,415

Travelers

$1,419

State Farm

$1,419

State Farm

$1,419

Travelers

$1,422

Nationwide

$1,424

Travelers

$1,433

Travelers

$1,433

Travelers

$1,433

GEICO

$1,438

Progressive

$1,441

Travelers

$1,442

Travelers

$1,444

State Farm

$1,444

State Farm

$1,445

Travelers

$1,446

State Farm

$1,447

State Farm

$1,448

State Farm

$1,450

Nationwide

$1,450

GEICO

$1,456

GEICO

$1,456

Travelers

$1,458

Nationwide

$1,462

Travelers

$1,466

GEICO

$1,467

Travelers

$1,478

Nationwide

$1,478

State Farm

$1,479

Nationwide

$1,489

GEICO

$1,490

GEICO

$1,490

Nationwide

$1,491

GEICO

$1,498

GEICO

$1,501

Progressive

$1,503

Nationwide

$1,504

Travelers

$1,507

Progressive

$1,511

Progressive

$1,516

Travelers

$1,520

State Farm

$1,521

Nationwide

$1,524

GEICO

$1,530

GEICO

$1,530

Progressive

$1,534

GEICO

$1,537

Nationwide

$1,537

State Farm

$1,541

Progressive

$1,542

Progressive

$1,544

Progressive

$1,552

State Farm

$1,555

Nationwide

$1,557

Progressive

$1,557

Progressive

$1,557

Progressive

$1,561

Nationwide

$1,568

Nationwide

$1,570

State Farm

$1,571

Progressive

$1,573

GEICO

$1,580

Travelers

$1,580

Nationwide

$1,584

Travelers

$1,594

Travelers

$1,610

GEICO

$1,621

Travelers

$1,621

Nationwide

$1,632

State Farm

$1,639

Nationwide

$1,644

State Farm

$1,644

State Farm

$1,646

Progressive

$1,656

Allstate

$1,659

Allstate

$1,662

Travelers

$1,666

State Farm

$1,675

Progressive

$1,676

Travelers

$1,681

State Farm

$1,689

Farmers

$1,703

Progressive

$1,704

Nationwide

$1,705

Allstate

$1,708

Allstate

$1,712

Progressive

$1,719

Nationwide

$1,720

Progressive

$1,721

Progressive

$1,721

Nationwide

$1,722

State Farm

$1,726

Nationwide

$1,732

Progressive

$1,735

Progressive

$1,736

Farmers

$1,743

Progressive

$1,750

Travelers

$1,755

Allstate

$1,755

Nationwide

$1,763

Travelers

$1,767

Travelers

$1,767

GEICO

$1,768

Allstate

$1,775

Nationwide

$1,778

Travelers

$1,783

Progressive

$1,786

Allstate

$1,801

State Farm

$1,813

GEICO

$1,815

Allstate

$1,815

Farmers

$1,824

GEICO

$1,842

GEICO

$1,842

State Farm

$1,853

Allstate

$1,853

Allstate

$1,854

Allstate

$1,859

Farmers

$1,868

Nationwide

$1,868

Travelers

$1,872

Nationwide

$1,884

Travelers

$1,888

Progressive

$1,889

Allstate

$1,898

GEICO

$1,909

Progressive

$1,911

Allstate

$1,912

Travelers

$1,913

Progressive

$1,914

Allstate

$1,921

Travelers

$1,926

Progressive

$1,930

Progressive

$1,930

Progressive

$1,935

Allstate

$1,944

Allstate

$1,949

Progressive

$1,956

GEICO

$1,961

Allstate

$1,965

Allstate

$1,991

State Farm

$1,994

Allstate

$2,005

Travelers

$2,012

Allstate

$2,014

Nationwide

$2,015

Allstate

$2,021

Allstate

$2,026

Travelers

$2,030

Nationwide

$2,032

State Farm

$2,037

Allstate

$2,039

Allstate

$2,085

Allstate

$2,088

Travelers

$2,090

Allstate

$2,101

Travelers

$2,108

Progressive

$2,111

Allstate

$2,125

Allstate

$2,140

State Farm

$2,160

Progressive

$2,161

Progressive

$2,164

Progressive

$2,164

Nationwide

$2,171

Farmers

$2,177

Farmers

$2,177

Progressive

$2,179

Nationwide

$2,189

Allstate

$2,199

State Farm

$2,207

Nationwide

$2,209

Allstate

$2,218

Farmers

$2,221

Farmers

$2,221

Nationwide

$2,231

Farmers

$2,261

Allstate

$2,266

Allstate

$2,274

Allstate

$2,283

Allstate

$2,294

Farmers

$2,307

Progressive

$2,318

Progressive

$2,347

Nationwide

$2,363

Allstate

$2,366

Farmers

$2,367

Progressive

$2,374

GEICO

$2,378

GEICO

$2,378

Nationwide

$2,387

Allstate

$2,410

Farmers

$2,413

Farmers

$2,415

Travelers

$2,436

GEICO

$2,451

Farmers

$2,457

Farmers

$2,457

Travelers

$2,459

Farmers

$2,462

State Farm

$2,466

Allstate

$2,499

Farmers

$2,504

Farmers

$2,507

GEICO

$2,515

State Farm

$2,520

Farmers

$2,577

Allstate

$2,579

Farmers

$2,588

Allstate

$2,590

Allstate

$2,598

Nationwide

$2,602

Nationwide

$2,628

Farmers

$2,629

Farmers

$2,639

Progressive

$2,655

Farmers

$2,657

Farmers

$2,691

Travelers

$2,703

Farmers

$2,709

Allstate

$2,718

Travelers

$2,727

Farmers

$2,728

Allstate

$2,735

Allstate

$2,736

GEICO

$2,740

State Farm

$2,743

Farmers

$2,744

Progressive

$2,754

Allstate

$2,759

Farmers

$2,779

Farmers

$2,781

State Farm

$2,803

GEICO

$2,811

Allstate

$2,823

Farmers

$2,825

Progressive

$2,832

Farmers

$2,833

Allstate

$2,845

Farmers

$2,861

Farmers

$2,868

Farmers

$2,881

Farmers

$2,925

Farmers

$2,935

Allstate

$2,952

Progressive

$2,953

Progressive

$2,957

Nationwide

$3,010

Progressive

$3,012

Nationwide

$3,037

Farmers

$3,068

Farmers

$3,086

Farmers

$3,123

Farmers

$3,147

Farmers

$3,150

Farmers

$3,178

Farmers

$3,186

State Farm

$3,209

Allstate

$3,212

Farmers

$3,242

State Farm

$3,276

Farmers

$3,279

Progressive

$3,288

Farmers

$3,289

Farmers

$3,344

Farmers

$3,356

Travelers

$3,386

Nationwide

$3,405

Travelers

$3,416

Nationwide

$3,437

Allstate

$3,449

Farmers

$3,471

Allstate

$3,471

Farmers

$3,472

Allstate

$3,520

Farmers

$3,540

Farmers

$3,543

State Farm

$3,575

Progressive

$3,579

State Farm

$3,650

Progressive

$3,668

GEICO

$3,692

Progressive

$3,725

GEICO

$3,786

Allstate

$3,920

Allstate

$4,003

Travelers

$4,007

State Farm

$4,020

Travelers

$4,040

State Farm

$4,103

Progressive

$4,150

Farmers

$4,163

Farmers

$4,269

Nationwide

$4,340

Nationwide

$4,381

GEICO

$4,410

Allstate

$4,445

GEICO

$4,525

Nationwide

$4,695

Nationwide

$4,739

Farmers

$4,796

Farmers

$4,894

Farmers

$5,076

Nationwide

$5,166

Farmers

$5,180

Travelers

$5,183

Nationwide

$5,214

Travelers

$5,221

Allstate

$5,573

GEICO

$5,651

GEICO

$5,798

Progressive

$5,869

Allstate

$6,290

Progressive

$6,768

Allstate

$6,788

Progressive

$6,975

Progressive

$7,401

Allstate

$7,598

Farmers

$8,031

Farmers

$8,201

Allstate

$8,299

Farmers

$8,531

Progressive

$8,551

Farmers

$8,714

Progressive

$8,792

Allstate

$9,262

Farmers

$11,877

Farmers

$12,123

How Does Location Affect the Cost of VW ID.4 Insurance?

In addition to the driver’s age and the car’s model year, premiums can also vary widely based on the state you live in. While car insurance is the most expensive in Florida, it is the cheapest in Idaho. Get quotes from several of the cheapest insurers in your state to find the best deal.

State
Cheapest Company
Annual Premium
Monthly Premium

Alabama

Cincinnati Insurance

$256

$21

Alabama

Cincinnati Insurance

$175

$15

Alabama

Allstate

$825

$69

Alabama

Cincinnati Insurance

$201

$17

Alabama

Cincinnati Insurance

$581

$48

Alabama

Nationwide

$709

$59

Alaska

GEICO

$750

$62

Alaska

GEICO

$352

$29

Alaska

State Farm

$644

$54

Alaska

State Farm

$699

$58

Alaska

State Farm

$322

$27

Alaska

State Farm

$300

$25

Arizona

Mercury

$321

$27

Arizona

Travelers

$359

$30

Arizona

Travelers

$689

$57

Arizona

Root Insurance Company

$682

$57

Arizona

Mercury

$305

$25

Arizona

Root Insurance Company

$684

$57

Arkansas

State Farm

$232

$19

Arkansas

Hanover

$551

$46

Arkansas

Hanover

$191

$16

Arkansas

Hanover

$260

$22

Arkansas

Hanover

$741

$62

Arkansas

State Farm

$629

$52

California

AAA California

$1,001

$83

California

CSAA

$428

$36

California

GEICO

$1,284

$107

California

GEICO

$411

$34

California

AAA California

$991

$83

California

GEICO

$419

$35

Colorado

American National P&C

$532

$44

Colorado

American National P&C

$259

$22

Colorado

American National P&C

$216

$18

Colorado

American National P&C

$668

$56

Colorado

American National P&C

$541

$45

Colorado

American National P&C

$248

$21

Connecticut

GEICO

$683

$57

Connecticut

GEICO

$319

$27

Connecticut

GEICO

$405

$34

Connecticut

GEICO

$326

$27

Connecticut

GEICO

$693

$58

Connecticut

GEICO

$880

$73

Delaware

State Farm

$881

$73

Delaware

Travelers

$980

$82

Delaware

Travelers

$444

$37

Delaware

Travelers

$464

$39

Delaware

State Farm

$817

$68

Delaware

Travelers

$459

$38

District of Columbia

GEICO

$474

$40

District of Columbia

GEICO

$878

$73

District of Columbia

GEICO

$715

$60

District of Columbia

GEICO

$662

$55

District of Columbia

Chubb

$345

$29

District of Columbia

GEICO

$372

$31

District of Columbia

Chubb

$372

$31

Florida

GEICO

$446

$37

Florida

State Farm

$1,058

$88

Florida

State Farm

$581

$48

Florida

State Farm

$970

$81

Florida

GEICO

$485

$40

Florida

State Farm

$1,259

$105

Georgia

Country Financial

$665

$55

Georgia

Country Financial

$580

$48

Georgia

Allstate

$942

$78

Georgia

Auto-Owners Insurance Co

$441

$37

Georgia

Country Financial

$285

$24

Georgia

Auto-Owners Insurance Co

$311

$26

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$565

$47

Hawaii

GEICO

$217

$18

Hawaii

GEICO

$217

$18

Idaho

State Farm

$145

$12

Idaho

American National P&C

$299

$25

Idaho

American National P&C

$152

$13

Idaho

American National P&C

$383

$32

Idaho

American National P&C

$307

$26

Idaho

American National P&C

$127

$11

Illinois

American Family

$753

$63

Illinois

Mercury

$235

$20

Illinois

Country Financial

$610

$51

Illinois

Mercury

$329

$27

Illinois

Country Financial

$663

$55

Illinois

Mercury

$226

$19

Indiana

State Farm

$222

$18

Indiana

American Family

$598

$50

Indiana

State Farm

$530

$44

Indiana

American Family

$555

$46

Indiana

Auto-Owners Insurance Co

$228

$19

Indiana

State Farm

$287

$24

Iowa

State Farm

$144

$12

Iowa

State Farm

$639

$53

Iowa

State Farm

$509

$42

Iowa

State Farm

$448

$37

Iowa

State Farm

$175

$15

Iowa

State Farm

$136

$11

Kansas

Nationwide

$275

$23

Kansas

Nationwide

$596

$50

Kansas

Nationwide

$218

$18

Kansas

Nationwide

$786

$66

Kansas

Nationwide

$670

$56

Kansas

Nationwide

$221

$18

Kentucky

Nationwide

$790

$66

Kentucky

Nationwide

$1,007

$84

Kentucky

Cincinnati Insurance

$330

$28

Kentucky

Cincinnati Insurance

$257

$21

Kentucky

Cincinnati Insurance

$228

$19

Kentucky

Cincinnati Insurance

$670

$56

Louisiana

Louisiana Farm Bureau

$484

$40

Louisiana

GEICO

$1,512

$126

Louisiana

State Farm

$1,257

$105

Louisiana

Louisiana Farm Bureau

$1,048

$87

Louisiana

GEICO

$535

$45

Louisiana

State Farm

$541

$45

Maine

Concord Group

$521

$43

Maine

Countryway Insurance

$266

$22

Maine

Concord Group

$690

$57

Maine

Countryway Insurance

$221

$18

Maine

Countryway Insurance

$221

$18

Maine

Concord Group

$498

$41

Maryland

Progressive

$538

$45

Maryland

Progressive

$857

$71

Maryland

Progressive

$572

$48

Maryland

Kemper

$538

$45

Maryland

Progressive

$938

$78

Maryland

Progressive

$961

$80

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$369

$31

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$221

$18

Massachusetts

State Farm

$483

$40

Massachusetts

State Farm

$167

$14

Michigan

GEICO

$903

$75

Michigan

Travelers

$101

$8

Michigan

Travelers

$111

$9

Michigan

GEICO

$898

$75

Michigan

Travelers

$94

$8

Michigan

Chubb

$798

$67

Minnesota

State Farm

$797

$66

Minnesota

American Family

$842

$70

Minnesota

Iowa Farm Bureau

$694

$58

Minnesota

Westfield

$317

$26

Minnesota

State Farm

$305

$25

Minnesota

Auto-Owners Insurance Co

$370

$31

Mississippi

Direct General Insurance

$275

$23

Mississippi

Direct General Insurance

$723

$60

Mississippi

Progressive

$304

$25

Mississippi

Progressive

$227

$19

Mississippi

Direct General Insurance

$919

$77

Mississippi

Direct General Insurance

$639

$53

Missouri

Nationwide

$909

$76

Missouri

State Farm

$381

$32

Missouri

American Family

$1,070

$89

Missouri

State Farm

$479

$40

Missouri

State Farm

$388

$32

Missouri

Nationwide

$860

$72

Montana

Progressive

$525

$44

Montana

Progressive

$399

$33

Montana

State Farm

$168

$14

Montana

Progressive

$437

$36

Montana

State Farm

$185

$15

Montana

State Farm

$154

$13

Nebraska

American National P&C

$405

$34

Nebraska

American National P&C

$163

$14

Nebraska

American National P&C

$138

$12

Nebraska

American National P&C

$381

$32

Nebraska

American National P&C

$157

$13

Nebraska

American National P&C

$493

$41

Nevada

CSAA

$840

$70

Nevada

CSAA

$444

$37

Nevada

CSAA

$565

$47

Nevada

CSAA

$1,168

$97

Nevada

CSAA

$940

$78

Nevada

CSAA

$402

$33

New Hampshire

State Farm

$233

$19

New Hampshire

State Farm

$681

$57

New Hampshire

State Farm

$500

$42

New Hampshire

State Farm

$540

$45

New Hampshire

State Farm

$296

$25

New Hampshire

State Farm

$247

$21

New Jersey

Amica Mutual

$460

$38

New Jersey

NJM

$798

$66

New Jersey

Plymouth Rock Assurance

$895

$75

New Jersey

GEICO

$420

$35

New Jersey

Plymouth Rock Assurance

$965

$80

New Jersey

GEICO

$428

$36

New Mexico

State Farm

$310

$26

New Mexico

State Farm

$254

$21

New Mexico

State Farm

$607

$51

New Mexico

State Farm

$644

$54

New Mexico

State Farm

$239

$20

New Mexico

State Farm

$854

$71

New York

Kemper

$540

$45

New York

Kemper

$990

$82

New York

Kemper

$766

$64

New York

Kemper

$468

$39

New York

Kemper

$781

$65

New York

Kemper

$464

$39

North Carolina

Erie

$630

$52

North Carolina

Erie

$644

$54

North Carolina

Nationwide

$230

$19

North Carolina

Nationwide

$514

$43

North Carolina

Nationwide

$242

$20

North Carolina

Nationwide

$293

$24

North Dakota

Nodak Mutual

$211

$18

North Dakota

American Family

$616

$51

North Dakota

Nodak Mutual

$190

$16

North Dakota

American Family

$709

$59

North Dakota

Nodak Mutual

$158

$13

North Dakota

Nodak Mutual

$514

$43

Ohio

Nationwide

$485

$40

Ohio

Nationwide

$448

$37

Ohio

Erie

$170

$14

Ohio

Erie

$176

$15

Ohio

American Family

$516

$43

Ohio

Erie

$220

$18

Oklahoma

State Farm

$662

$55

Oklahoma

State Farm

$200

$17

Oklahoma

State Farm

$579

$48

Oklahoma

State Farm

$818

$68

Oklahoma

State Farm

$258

$22

Oklahoma

State Farm

$215

$18

Oregon

State Farm

$360

$30

Oregon

State Farm

$706

$59

Oregon

State Farm

$813

$68

Oregon

State Farm

$656

$55

Oregon

State Farm

$411

$34

Oregon

State Farm

$381

$32

Pennsylvania

Travelers

$672

$56

Pennsylvania

Nationwide

$580

$48

Pennsylvania

Erie

$242

$20

Pennsylvania

Travelers

$286

$24

Pennsylvania

Nationwide

$508

$42

Pennsylvania

Erie

$238

$20

Rhode Island

State Farm

$344

$29

Rhode Island

State Farm

$356

$30

Rhode Island

State Farm

$712

$59

Rhode Island

State Farm

$862

$72

Rhode Island

State Farm

$700

$58

Rhode Island

Travelers

$376

$31

South Carolina

American National P&C

$548

$46

South Carolina

American National P&C

$251

$21

South Carolina

American National P&C

$463

$39

South Carolina

American National P&C

$283

$24

South Carolina

American National P&C

$285

$24

South Carolina

American National P&C

$482

$40

South Dakota

Nationwide

$702

$58

South Dakota

Allstate

$803

$67

South Dakota

Allstate

$746

$62

South Dakota

State Farm

$260

$22

South Dakota

Farmers Mutual of Nebraska

$207

$17

South Dakota

State Farm

$204

$17

Tennessee

Auto-Owners Insurance Co

$207

$17

Tennessee

State Farm

$728

$61

Tennessee

State Farm

$256

$21

Tennessee

State Farm

$579

$48

Tennessee

State Farm

$197

$16

Tennessee

State Farm

$516

$43

Texas

State Farm

$321

$27

Texas

State Farm

$699

$58

Texas

State Farm

$900

$75

Texas

Texas Farm Bureau

$295

$25

Texas

Texas Farm Bureau

$629

$52

Texas

State Farm

$392

$33

Utah

GEICO

$490

$41

Utah

Farmers Union Insurance

$388

$32

Utah

Nationwide

$896

$75

Utah

Nationwide

$670

$56

Utah

Farmers Union Insurance

$369

$31

Utah

Nationwide

$725

$60

Vermont

State Farm

$449

$37

Vermont

State Farm

$188

$16

Vermont

State Farm

$198

$17

Vermont

State Farm

$611

$51

Vermont

State Farm

$493

$41

Vermont

State Farm

$233

$19

Virginia

Virginia Farm Bureau

$753

$63

Virginia

Mercury

$251

$21

Virginia

American Family

$243

$20

Virginia

Virginia Farm Bureau

$300

$25

Virginia

American Family

$601

$50

Virginia

Nationwide

$651

$54

Washington

PEMCO

$262

$22

Washington

PEMCO

$569

$47

Washington

PEMCO

$670

$56

Washington

PEMCO

$326

$27

Washington

PEMCO

$284

$24

Washington

PEMCO

$534

$44

West Virginia

Erie

$303

$25

West Virginia

Erie

$361

$30

West Virginia

Erie

$962

$80

West Virginia

Erie

$300

$25

West Virginia

Erie

$784

$65

West Virginia

Erie

$773

$64

Wisconsin

Erie

$230

$19

Wisconsin

GEICO

$556

$46

Wisconsin

GEICO

$641

$53

Wisconsin

State Farm

$232

$19

Wisconsin

GEICO

$273

$23

Wisconsin

State Farm

$568

$47

Wyoming

GEICO

$176

$15

Wyoming

State Farm

$646

$54

Wyoming

Farmers

$870

$72

Wyoming

State Farm

$182

$15

Wyoming

State Farm

$745

$62

Wyoming

GEICO

$201

$17

Frequently Asked Questions About VW ID.4 Insurance

Your insurance premium is based on several factors, including your age and the type of car you drive. The following are frequently asked questions regarding VW ID.4 insurance.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.