Compare the Cost of VW ID.4 Insurance by Model Year and Company

The average cost of insuring a VW ID.4 is $1,679 per year. MoneyGeek’s analysis found that buying a car insurance policy for a VW ID.4 is expensive compared to other vehicles. However, this cost can vary depending on your insurance provider and car’s model year.

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Last Updated: 5/18/2022
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When looking for VW ID.4 insurance quotes, it’s a good idea to shop around and compare rates from different companies. You’re more likely to get a better deal by looking at a number of insurance providers because they typically have different rates for the same car depending on the car’s year.

Key Takeaways for VW ID.4 Insurance

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It costs roughly $1,679 per year to insure a VW ID.4. This is about $252 more than the average cost across all car models.

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The cost of insurance for VW ID.4 can change by as much as $1,129 per year depending on the company.

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Older models of the VW ID.4 can be cheaper to insure than newer models.

How Much It Costs to Insure a VW ID.4 and the Cheapest Company

The company you choose to buy an insurance policy from can significantly affect your VW ID.4 insurance cost. On average, it costs $1,679 per year to insure a VW ID.4.

Progressive offers the cheapest insurance premium at around $1,330 per year. Allstate has the most expensive policy at $2,459 on average. Comparing the cheapest car insurance providers can help you save up to $1,129 annually.

The Average Annual Cost of VW ID.4 Insurance by Company

MoneyGeek collected insurance rates for a VW ID.4 across all model years for a 40-year-old driver who has 100/300/100 liability insurance with comprehensive and collision coverage.

The Average Cost to Insure a VW ID.4 by Company

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Insurance Rates

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Ensure you're getting the best rate for your auto insurance. Compare quotes from the top insurance companies.

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Is a VW ID.4 Expensive to Insure?

Insurance companies use a variety of factors to determine the cost of insurance for a car. This can include the car’s value, theft rates, horsepower and more.

Buying an insurance policy for a VW ID.4 is expensive because it’s an electric car. An electric car has higher repair costs than an average car model, so you’ll get expensive insurance quotes for this car model.

The Best Car Insurance Company for a VW ID.4

When looking to insure your VW ID.4, cost shouldn’t be the only factor you consider. MoneyGeek’s rating system evaluated the top insurers by customer complaints, affordability, customer satisfaction and financial stability. We found that:

  • USAA is the best company for car insurance for a VW ID.4, but it only offers policies to those with a military background.
  • Progressive ranked as the second-best car insurance company in insuring a VW ID.4.

1
USAA
Score:97.4

4.9/5

Affordability

4.5/5

Claims Ratings

5/5

User Satisfaction

5/5

Financial Stability

2
Progressive
Score:89.5

5/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

3
State Farm
Score:87.8

4.7/5

Affordability

4/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

4
GEICO
Score:86.8

4.8/5

Affordability

3.5/5

Claims Ratings

3/5

User Satisfaction

5/5

Financial Stability

5
Nationwide
Score:85.7

4.5/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

6
Allied
Score:NaN

3.5/5

Affordability

#N/A

Claims Ratings

#N/A

User Satisfaction

#N/A

Financial Stability

7
Allstate
Score:69

3/5

Affordability

4.5/5

Claims Ratings

3/5

User Satisfaction

4.5/5

Financial Stability

How Much It Costs to Insure a VW ID.4 by Model Year

For a 2021 VW ID.4, the average cost of car insurance is $1,679 per year. Progressive offers the most affordable car insurance policy for this model year at an average cost of $1,330 annually. Since the cheapest insurance provider can change every year, you can select your VW ID.4 model year to see how rates change.

The Average Cost to Insure a VW ID.4 by Model Year

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How Expensive Is It to Insure a VW ID.4 Compared to Other Cars?

MoneyGeek’s analysis shows that a VW ID.4 is expensive to insure compared to other cars. The average cost of insuring a VW ID.4 is $1,679 per year, which is approximately $252 more than the national average car insurance cost.

How Much It Costs to Insure a VW ID.4 for 16- to 25-Year-Olds

Insurance companies usually give younger drivers expensive car insurance quotes due to their inexperience on the road.

An 18-year-old pays around $5,480 per year to insure a VW ID.4, which is $3,801 more than a 40-year-old with the same car.

Since buying a car insurance policy is expensive for young drivers when they buy coverage on their own, they should stay on their parent’s policy to save money.

You can find the cost of car insurance for young drivers aged 16 to 25 below.

The Average Cost to Insure a VW ID.4 by Driver Age

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  • Age
    Average Annual Rates
  • 16
    $7,025
  • 17
    $6,223
  • 18
    $5,480
  • 19
    $3,925
  • 20
    $3,503
  • 21
    $2,773
  • 22
    $2,554
  • 23
    $2,337
  • 24
    $2,194
  • 25
    $1,991
  • 40
    $1,679

How Does Location Affect the Cost of VW ID.4 Insurance?

The VW ID.4 insurance rates mentioned in this analysis are based on national averages. Where you live can have a huge impact on car insurance rates. You can learn more about the cost of car insurance in individual states with our state page analysis.

FAQs About VW ID.4 Insurance

The model year of your VW ID.4 can significantly impact the price of insurance, but that's only one of many factors. Here are the most frequently asked questions about VW ID.4 car insurance.

Read More About Car Insurance

Methodology

MoneyGeek collected thousands of insurance rates for a VW ID.4 across all available model years. These rates are for a full coverage policy with:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

About the Author


expert-profile

Mark Fitzpatrick is a senior content manager with MoneyGeek specializing in insurance. Mark has years of experience analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a Master of Arts.