Cheapest SR-22 Car Insurance in Kansas

Travelers provides the cheapest SR-22 insurance in Kansas at $65 monthly for minimum coverage and $146 for full coverage, which is 44% lower than the state's average overall. However, this only represents 40-year-old drivers with a DUI on record, and State Farm, Shelter, Progressive and Farmers may offer more affordable rates for your profile.

* Rates represent a 40-year-old male driver with a DUI, good credit and a 2012 Toyota Camry LE.

Travelers leads the Kansas SR-22 insurance market, winning four out of seven categories including coverage for most drivers and young drivers with suspensions. GEICO offers the cheapest rates for drivers with racing violations, while State Farm provides affordable coverage for seniors needing SR-22 insurance.

* Rates for most drivers are represented by a 40-year-old male driver with a DUI, good credit and a 2012 Toyota Camry LE. All other profiles are modifications of these factors. Young drivers are represented by 25-year-olds, and seniors are represented by 65-year-olds; all other violations represent those with suspensions that are not due to driving violations.

While our analysis covers general winners for common categories, your cheapest insurance options depend on personal factors. The table below shows the five most affordable providers based on your age, gender, coverage needs, credit and driving history.

Travelers offers the most affordable SR-22 car insurance in Kansas, with rates starting at $49 monthly in Salina. You can review its rates for major cities in Kansas below.

* Rates represent a 40-year-old male driver with a DUI, good credit and a 2012 Toyota Camry LE.

Travelers is the best best car insurance provider for SR-22 filing because it offers the greatest balance of affordable rates, good customer service, useful coverage options and the highest overall MoneyGeek score. However, you should also consider Progressive, State Farm, Shelter and Farmers in your search.

Kansas drivers pay an average of $1,181 annually for SR-22 minimum coverage insurance and $2,593 for full coverage policies. Kansas ranks as the 10th most affordable for minimum coverage and 13th for full coverage nationwide. Car insurance costs vary widely based on driver profiles, ranging from $65 to $860 monthly.

*Average rates shown represent a 40-year-old male driver with a DUI, good credit and a 2012 Toyota Camry LE.

Our analysis shows Salina offers the lowest SR-22 minimum coverage rates in Kansas at $78 monthly, while Kansas City has the highest at $112 per month. Below you can review costs for major cities in the state for both full and minimum required coverage policies.

* Rates shown are for a 40-year-old male driver with a DUI, good credit and a 2012 Toyota Camry LE.

To comply with Kansas laws, you must carry these minimum liability limits:

• $25,000 personal injury liability per person
• $50,000 personal injury liability per accident
• $25,000 property damage liability per accident

In the state, SR-22 certificates are usually required for three years. It can be extended beyond this period, depending on the violation and if there is noncompliance with requirements or repeated offenses.

While filing an SR-22 helps meet Kansas minimum coverage requirements, drivers must also comply with several other important insurance regulations and state laws.

In Kansas, drivers with severe violations must file an SR-22 to prove they have minimum coverage. This requirement lasts 2 to three years for most violations, though serious offenses like DUIs require up to 10 years of filing. While an SR-22 costs more, cheap car insurance options are available for these drivers.

Below are frequently asked questions about SR-22 certifications in Kansas:

MoneyGeek analyzed hundreds of thousands of quotes across Kansas to determine the average cost of car insurance premiums for drivers with various profiles that would likely need an SR-22. All data was sourced from Quadrant Information Services and extrapolated by our team to give you personalized recommendations for your specific profile.

Kansas SR-22 Driver Profile

We collected data for a sample driver with the following attributes and modified it to other common profiles for those needing an SR-22:

• 40-year-old male
• Driving record with a DUI
• 2012 Toyota Camry LE
• 12,000 miles driven annually
• Suspended license
• Single
• No claims history

Coverage Levels and Deductibles

We gathered quotes for minimum coverage policies to help drivers find the cheapest SR-22 insurance for their coverage needs. Quotes were based on Kansas's minimum coverage requirements, with the following limits:

• $25,000 personal injury liability per person
• $50,000 personal injury liability per accident
• $25,000 property damage liability per accident

We based our analysis for full coverage quotes that include comprehensive and collision protection on these coverage amounts with a $1,000 deductible:

• $100,000 bodily injury liability per person
• $300,000 bodily injury liability per accident
• $100,000 property damage liability per accident

Our Best SR-22 Company Rating Methodology

We rated all companies based on the following rating scale:

• Affordability (60% of score): We analyze premium costs by gathering quotes across multiple driver profiles and comparing pricing against regional competitors. This substantial weight reflects the primary concern most consumers have when selecting insurance coverage.
• Customer experience (30% of score): Our customer service evaluation includes Google reviews, J.D. Power scores, AM Best financial ratings, and consumer feedback from Reddit discussions. We check these different sources to see how companies really perform for their customers.
• Coverage options (10% of score): We evaluate the breadth and depth of available coverage types, examining both the quantity of options and the distinctiveness of specialized benefits or unique features each provider offers.

Learn more about MoneyGeek's car insurance methodology.