Finding cheap car insurance is especially challenging for low-income drivers who often face higher rates due to factors like credit scores, education levels and zip codes. The companies below offer some of the most competitive rates for budget-conscious drivers, with several providing specific programs and discounts that help reduce costs for those with limited income.
Overall, of the companies MoneyGeek surveyed, we found that the cheapest low-income car insurance for most drivers is GEICO, with monthly rates on average of $46.