Car Insurance for Government Employees

Policyholders with airbags installed in their cars or other anti-theft devices may get a discount.

This option is best suited to federal employees who drive a safe vehicle.

Bundling refers to purchasing several policies from the same insurer for different products. This is best for federal employees who may need homeowners, renters or other coverage types.

Most insurers offer a discount for completing a defensive driving program. However, you must ensure that you’re attending a state-approved school and that it meets your insurer’s requirements. This is best for federal employees who are open to setting aside six to eight hours to take a defensive driving course.

Federal employees might get a discount if they take adult driver’s education. Some states offering driver's education to those 18 and older are Nebraska, Illinois and Texas.

You may qualify for a safe driving discount if you’ve maintained a clean driving record. This is best for federal employees who have avoided violations like tickets, at-fault accidents and DUIs.

Some insurers reduce your car insurance premium if you insure multiple vehicles. This is best for federal employees who own more than one car.

You qualify for a paperless discount by having your policy documents sent electronically instead of through the mail. This is best for tech-savvy federal employees who don't prefer hard copies of documents.

Paying for your policy in full could qualify you for a discount. Federal employees who are comfortable spending a higher amount upfront are best suited for this discount.

Insurers often reduce car insurance premiums for policyholders who have been with them for several years. Federal employees who are happy with their current insurers and planning to renew their policies may benefit from this discount program.

These people work in organizations that provide a specific service to the nation. Civil service employees include postal workers, air traffic controllers and national park employees.

Although law enforcement officers perform many jobs and carry different responsibilities, their mandate is to protect lives and property. There are several law enforcement agencies such as the FBI and DEA. Their agents are considered federal employees, along with customs officials and those with the TSA.

Many social services agencies are run by the state, which allows social workers to ensure their local communities receive the needed support. People are most familiar with those who work in child services, but some are in a school setting and provide counseling in various areas. Others are probation officers who oversee people who were sentenced and are attempting to re-enter society. They often give support and practical advice.