Compare Rates and Save on Auto Insurance

widget-location-pin

Your record and needs will determine the best car insurance company for you. American Family is the cheapest option in Newport News for minimum and full coverage and military families. Auto-Owners Insurance Co is the cheapest for drivers with speeding tickets and at-fault accidents. State Farm is the cheapest for drivers with DUI, and Nationwide is the most affordable insurer for teens.

If you value quality service, Cincinnati Insurance is ranked as the best option.

MoneyGeek Logo IconCheapest + BestCar InsuranceNewport News
2023

Cheapest and Best Car Insurance in Newport News, VA

Cheapest Minimum Liability Car Insurance in Newport News

The following insurance companies offer the cheapest auto insurance in Newport News for a minimum coverage policy:

  • American Family: approximately $266 per year
  • Mercury: approximately $277 per year

Kemper offers the most expensive premiums at approximately $1,263 per year. American Family is also the cheapest auto insurance in Virginia, costing approximately $260 per year as of October 2022. This price change between the city and state costs demonstrates how location impacts premiums.

Company
Annual Premium
Monthly Premium

American Family

$266

$22

Mercury

$277

$23

Mercury

$290

$24

State Farm

$323

$27

American Family

$329

$27

State Farm

$341

$28

Virginia Farm Bureau

$346

$29

Virginia Farm Bureau

$353

$29

Auto-Owners Insurance Co

$372

$31

American Family

$381

$32

Cincinnati Insurance

$387

$32

Mercury

$399

$33

Nationwide

$407

$34

State Farm

$409

$34

Cincinnati Insurance

$412

$34

Erie

$417

$35

Auto-Owners Insurance Co

$418

$35

Nationwide

$419

$35

Erie

$420

$35

Travelers

$429

$36

Virginia Farm Bureau

$430

$36

Travelers

$452

$38

Auto-Owners Insurance Co

$469

$39

Travelers

$478

$40

Allstate

$501

$42

Nationwide

$513

$43

Allstate

$522

$44

Erie

$532

$44

Allstate

$567

$47

American Family

$570

$48

GEICO

$588

$49

GEICO

$624

$52

GEICO

$667

$56

American Family

$683

$57

Nationwide

$687

$57

Progressive

$692

$58

State Farm

$703

$59

Progressive

$703

$59

Auto-Owners Insurance Co

$707

$59

Nationwide

$729

$61

Auto-Owners Insurance Co

$750

$62

State Farm

$757

$63

Cincinnati Insurance

$768

$64

Mercury

$770

$64

Virginia Farm Bureau

$774

$65

Erie

$786

$66

Erie

$792

$66

American Family

$797

$66

Mercury

$803

$67

Progressive

$811

$68

National General

$820

$68

National General

$822

$69

Cincinnati Insurance

$840

$70

Travelers

$847

$71

Travelers

$849

$71

Virginia Farm Bureau

$849

$71

Virginia Farm Bureau

$854

$71

Nationwide

$866

$72

Cincinnati Insurance

$932

$78

State Farm

$940

$78

Auto-Owners Insurance Co

$957

$80

Travelers

$985

$82

Allstate

$995

$83

Erie

$1,007

$84

National General

$1,046

$87

Allstate

$1,047

$87

Allstate

$1,052

$88

Progressive

$1,058

$88

Progressive

$1,068

$89

Mercury

$1,120

$93

GEICO

$1,170

$98

GEICO

$1,172

$98

Kemper

$1,263

$105

Progressive

$1,292

$108

Kemper

$1,317

$110

GEICO

$1,351

$113

Kemper

$1,425

$119

National General

$1,644

$137

Cincinnati Insurance

$1,722

$144

National General

$1,751

$146

National General

$2,127

$177

Kemper

$2,129

$177

Kemper

$2,184

$182

Kemper

$2,458

$205

Virginia required that all drivers carry bodily injury, property damage and uninsured/underinsured motorist coverage. Drivers must have the following:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $20,000 property damage liability per accident
  • $25,000 uninsured/underinsured motorist coverage per person
  • $50,000 uninsured/underinsured motorist coverage per accident
  • $20,000 uninsured/underinsured motorist property damage coverage per accident

Minimum coverage protects drivers from significant expenses in the event of an accident. In Virginia, the insurance company will provide coverage of $25,000 per person, $50,000 per accident and $20,000 for property damage. In the event that expenses exceed the specified limits, the at-fault driver will pay the difference.

Cheapest Full Coverage Car Insurance in Newport News

The cheapest auto insurance companies for full coverage in Newport News are:

  • American Family: approximately $570 per year
  • Auto-Owners Insurance Co: approximately $707 per year

Kemper has the highest rates in the city, coming in at $2,129 per year. American Family also offers the cheapest full coverage auto insurance in Virginia at $666 per year as of October 2022. This is more expensive than the city cost, demonstrating that prices can vary based on your location.

Company
Annual Premium
Monthly Premium

American Family

$266

$22

Mercury

$277

$23

Mercury

$290

$24

State Farm

$323

$27

American Family

$329

$27

State Farm

$341

$28

Virginia Farm Bureau

$346

$29

Virginia Farm Bureau

$353

$29

Auto-Owners Insurance Co

$372

$31

American Family

$381

$32

Cincinnati Insurance

$387

$32

Mercury

$399

$33

Nationwide

$407

$34

State Farm

$409

$34

Cincinnati Insurance

$412

$34

Erie

$417

$35

Auto-Owners Insurance Co

$418

$35

Nationwide

$419

$35

Erie

$420

$35

Travelers

$429

$36

Virginia Farm Bureau

$430

$36

Travelers

$452

$38

Auto-Owners Insurance Co

$469

$39

Travelers

$478

$40

Allstate

$501

$42

Nationwide

$513

$43

Allstate

$522

$44

Erie

$532

$44

Allstate

$567

$47

American Family

$570

$48

GEICO

$588

$49

GEICO

$624

$52

GEICO

$667

$56

American Family

$683

$57

Nationwide

$687

$57

Progressive

$692

$58

State Farm

$703

$59

Progressive

$703

$59

Auto-Owners Insurance Co

$707

$59

Nationwide

$729

$61

Auto-Owners Insurance Co

$750

$62

State Farm

$757

$63

Cincinnati Insurance

$768

$64

Mercury

$770

$64

Virginia Farm Bureau

$774

$65

Erie

$786

$66

Erie

$792

$66

American Family

$797

$66

Mercury

$803

$67

Progressive

$811

$68

National General

$820

$68

National General

$822

$69

Cincinnati Insurance

$840

$70

Travelers

$847

$71

Travelers

$849

$71

Virginia Farm Bureau

$849

$71

Virginia Farm Bureau

$854

$71

Nationwide

$866

$72

Cincinnati Insurance

$932

$78

State Farm

$940

$78

Auto-Owners Insurance Co

$957

$80

Travelers

$985

$82

Allstate

$995

$83

Erie

$1,007

$84

National General

$1,046

$87

Allstate

$1,047

$87

Allstate

$1,052

$88

Progressive

$1,058

$88

Progressive

$1,068

$89

Mercury

$1,120

$93

GEICO

$1,170

$98

GEICO

$1,172

$98

Kemper

$1,263

$105

Progressive

$1,292

$108

Kemper

$1,317

$110

GEICO

$1,351

$113

Kemper

$1,425

$119

National General

$1,644

$137

Cincinnati Insurance

$1,722

$144

National General

$1,751

$146

National General

$2,127

$177

Kemper

$2,129

$177

Kemper

$2,184

$182

Kemper

$2,458

$205

Full coverage policies provide additional protection because they include both collision and comprehensive insurance.

  • Collision Insurance: Drivers are protected in case of a collision with another vehicle or object.
  • Comprehensive Insurance: Covers damages to your vehicle caused by non-collision accidents.

Individuals with newer cars may consider purchasing full coverage as it safeguards their investment. However, drivers with older vehicles may not find it cost-efficient.

Loading...
  • coins2 icon

    Compare

    Compare minimum and full coverage policies.

  • find icon

    Find a match

    Get matched with an insurer in Newport News.

  • financialPlanning icon

    Save

    Save hundreds of dollars per year.

Cheapest Car Insurance in Newport News After a Driving Offense

The following are the most affordable auto insurance companies in Newport News for drivers with a driving offense:

  • Speeding ticket: Auto-Owners Insurance Co (approximately $785 per year)
  • At-fault accident: Auto-Owners Insurance Co (approximately $707 per year)
  • DUI: State Farm (approximately $832 per year)

At roughly $3,356 per year, National General has the costliest premiums for drivers with speeding tickets and at-fault accidents. Cincinnati Insurance is the most expensive insurer for drivers with a DUI, charging around $2,867 per year. Drivers with traffic offenses generally pay more than those with a clean driving record.

Company
Annual Premium
Monthly Premium

State Farm

$361

$30

State Farm

$361

$30

American Family

$366

$31

Auto-Owners Insurance Co

$372

$31

American Family

$376

$31

State Farm

$381

$32

State Farm

$381

$32

State Farm

$394

$33

Auto-Owners Insurance Co

$414

$34

Mercury

$415

$35

State Farm

$416

$35

Auto-Owners Insurance Co

$418

$35

Mercury

$429

$36

Mercury

$436

$36

Virginia Farm Bureau

$440

$37

Cincinnati Insurance

$447

$37

Virginia Farm Bureau

$450

$38

Mercury

$453

$38

State Farm

$458

$38

State Farm

$458

$38

Auto-Owners Insurance Co

$464

$39

Auto-Owners Insurance Co

$469

$39

Cincinnati Insurance

$471

$39

American Family

$474

$40

Erie

$481

$40

American Family

$485

$40

Erie

$487

$41

Virginia Farm Bureau

$495

$41

State Farm

$501

$42

Virginia Farm Bureau

$505

$42

Nationwide

$508

$42

American Family

$521

$43

Nationwide

$521

$43

Virginia Farm Bureau

$522

$44

Cincinnati Insurance

$524

$44

Auto-Owners Insurance Co

$525

$44

Virginia Farm Bureau

$534

$45

American Family

$536

$45

Virginia Farm Bureau

$547

$46

Cincinnati Insurance

$548

$46

American Family

$554

$46

Travelers

$558

$46

Travelers

$583

$49

Travelers

$589

$49

Nationwide

$596

$50

Mercury

$600

$50

Nationwide

$613

$51

Travelers

$618

$52

Erie

$618

$52

Erie

$618

$52

Mercury

$619

$52

Virginia Farm Bureau

$620

$52

Mercury

$622

$52

Erie

$623

$52

Nationwide

$625

$52

Travelers

$629

$52

Auto-Owners Insurance Co

$645

$54

Mercury

$652

$54

Virginia Farm Bureau

$656

$55

Allstate

$660

$55

Travelers

$669

$56

Travelers

$673

$56

American Family

$683

$57

GEICO

$685

$57

Allstate

$688

$57

Travelers

$704

$59

Auto-Owners Insurance Co

$707

$59

Nationwide

$710

$59

Auto-Owners Insurance Co

$722

$60

Nationwide

$725

$60

GEICO

$729

$61

Nationwide

$738

$62

Allstate

$747

$62

Auto-Owners Insurance Co

$750

$62

Allstate

$751

$63

Erie

$755

$63

GEICO

$759

$63

Travelers

$760

$63

Erie

$760

$63

State Farm

$773

$64

State Farm

$773

$64

Allstate

$781

$65

Auto-Owners Insurance Co

$785

$65

American Family

$791

$66

Erie

$795

$66

American Family

$801

$67

American Family

$827

$69

State Farm

$832

$69

State Farm

$832

$69

Auto-Owners Insurance Co

$833

$69

State Farm

$835

$70

Auto-Owners Insurance Co

$843

$70

Nationwide

$849

$71

Nationwide

$850

$71

Allstate

$851

$71

GEICO

$871

$73

Cincinnati Insurance

$892

$74

Nationwide

$896

$75

State Farm

$898

$75

Allstate

$898

$75

Erie

$899

$75

Mercury

$901

$75

Erie

$908

$76

Progressive

$912

$76

GEICO

$934

$78

Allstate

$936

$78

Progressive

$939

$78

GEICO

$950

$79

Auto-Owners Insurance Co

$957

$80

Erie

$972

$81

Cincinnati Insurance

$977

$81

Nationwide

$988

$82

Progressive

$991

$83

American Family

$1,008

$84

Virginia Farm Bureau

$1,009

$84

American Family

$1,009

$84

Allstate

$1,025

$85

Progressive

$1,028

$86

State Farm

$1,037

$86

State Farm

$1,037

$86

Nationwide

$1,042

$87

Nationwide

$1,047

$87

Virginia Farm Bureau

$1,048

$87

Progressive

$1,051

$88

Cincinnati Insurance

$1,052

$88

Progressive

$1,067

$89

Auto-Owners Insurance Co

$1,071

$89

Progressive

$1,078

$90

Cincinnati Insurance

$1,085

$90

American Family

$1,095

$91

National General

$1,106

$92

Mercury

$1,108

$92

Virginia Farm Bureau

$1,114

$93

Virginia Farm Bureau

$1,115

$93

Virginia Farm Bureau

$1,115

$93

State Farm

$1,123

$94

Cincinnati Insurance

$1,129

$94

Erie

$1,139

$95

Mercury

$1,145

$95

Erie

$1,150

$96

Cincinnati Insurance

$1,151

$96

Erie

$1,156

$96

Mercury

$1,168

$97

Nationwide

$1,170

$98

American Family

$1,179

$98

Travelers

$1,180

$98

American Family

$1,185

$99

Progressive

$1,190

$99

Cincinnati Insurance

$1,200

$100

Virginia Farm Bureau

$1,207

$101

Mercury

$1,208

$101

Progressive

$1,220

$102

Virginia Farm Bureau

$1,223

$102

Nationwide

$1,224

$102

Auto-Owners Insurance Co

$1,225

$102

Nationwide

$1,225

$102

Travelers

$1,235

$103

National General

$1,253

$104

Travelers

$1,256

$105

Cincinnati Insurance

$1,274

$106

Travelers

$1,284

$107

Allstate

$1,296

$108

Auto-Owners Insurance Co

$1,307

$109

Travelers

$1,319

$110

Virginia Farm Bureau

$1,322

$110

Kemper

$1,323

$110

GEICO

$1,337

$111

Travelers

$1,347

$112

Virginia Farm Bureau

$1,352

$113

Travelers

$1,357

$113

Allstate

$1,365

$114

National General

$1,373

$114

Allstate

$1,378

$115

Kemper

$1,379

$115

Erie

$1,382

$115

Erie

$1,388

$116

GEICO

$1,401

$117

Nationwide

$1,407

$117

GEICO

$1,414

$118

GEICO

$1,424

$119

American Family

$1,443

$120

Travelers

$1,446

$121

Progressive

$1,447

$121

Progressive

$1,455

$121

Allstate

$1,458

$121

Erie

$1,466

$122

Travelers

$1,477

$123

Kemper

$1,492

$124

Progressive

$1,535

$128

Allstate

$1,537

$128

Allstate

$1,553

$129

Progressive

$1,554

$130

GEICO

$1,564

$130

GEICO

$1,567

$131

Mercury

$1,606

$134

Kemper

$1,622

$135

Mercury

$1,648

$137

Mercury

$1,694

$141

Mercury

$1,695

$141

Progressive

$1,698

$142

American Family

$1,701

$142

Progressive

$1,704

$142

Auto-Owners Insurance Co

$1,714

$143

National General

$1,714

$143

National General

$1,714

$143

Progressive

$1,721

$143

Allstate

$1,733

$144

Kemper

$1,749

$146

Erie

$1,778

$148

GEICO

$1,784

$149

Allstate

$1,825

$152

Kemper

$1,831

$153

GEICO

$1,836

$153

Progressive

$1,852

$154

Kemper

$1,859

$155

Allstate

$1,859

$155

GEICO

$1,906

$159

Progressive

$1,988

$166

Kemper

$2,006

$167

Cincinnati Insurance

$2,015

$168

National General

$2,050

$171

National General

$2,050

$171

National General

$2,094

$175

National General

$2,094

$175

Kemper

$2,102

$175

Kemper

$2,233

$186

Kemper

$2,290

$191

National General

$2,344

$195

Cincinnati Insurance

$2,350

$196

Cincinnati Insurance

$2,388

$199

Mercury

$2,388

$199

Cincinnati Insurance

$2,566

$214

Kemper

$2,578

$215

Kemper

$2,708

$226

GEICO

$2,730

$228

GEICO

$2,777

$231

National General

$2,817

$235

Kemper

$2,850

$237

Cincinnati Insurance

$2,867

$239

National General

$2,940

$245

GEICO

$2,946

$246

Kemper

$3,132

$261

Kemper

$3,182

$265

Kemper

$3,342

$278

National General

$3,356

$280

National General

$3,356

$280

Kemper

$3,692

$308

National General

$4,072

$339

National General

$4,072

$339

National General

$4,167

$347

National General

$4,167

$347

Cincinnati Insurance

$5,420

$452

The cost of auto insurance will usually increase following a serious traffic offense. Premiums in Newport News can increase by around $612 after a DUI or $373 after a speeding ticket. By comparing rates, drivers can still obtain cheap car insurance with a bad driving record.

Cheapest Car Insurance in Newport News for Teens and Their Families

The cheapest auto insurance providers in Newport News for a 16-year-old driver on their family policy are:

  • Nationwide: approximately $1,117 per year for female teens and $1,242 per year for male teens
  • State Farm: approximately $1,680 per year for female teens
  • Auto-Owners Insurance Co: approximately $2,109 per year for male teens

The most expensive insurer is Kemper, which costs $7,612 per year for female teens and $9,484 per year for male teens. Male teens are frequently charged a higher insurance rate since they are viewed as high-risk, as demonstrated by the $125 price difference with Nationwide, but these rates generally decrease in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Nationwide

$712

$1,296

Nationwide

$722

$1,382

Nationwide

$746

$1,722

Nationwide

$780

$1,924

Nationwide

$796

$1,448

Travelers

$803

$1,574

Nationwide

$809

$1,617

Nationwide

$835

$1,598

Nationwide

$839

$1,527

Nationwide

$844

$1,794

Travelers

$870

$1,643

Nationwide

$882

$1,689

State Farm

$897

$1,439

Travelers

$909

$1,781

Travelers

$915

$1,972

Travelers

$941

$1,844

State Farm

$999

$1,603

Travelers

$1,004

$1,897

Nationwide

$1,020

$2,860

State Farm

$1,032

$1,620

Travelers

$1,034

$2,155

Travelers

$1,039

$2,264

State Farm

$1,048

$1,936

Auto-Owners Insurance Co

$1,050

$2,776

Auto-Owners Insurance Co

$1,053

$2,628

Nationwide

$1,055

$3,346

Allstate

$1,069

$1,858

Nationwide

$1,076

$2,486

Travelers

$1,082

$2,045

Allstate

$1,084

$1,839

State Farm

$1,089

$1,746

Auto-Owners Insurance Co

$1,112

$2,941

State Farm

$1,116

$2,096

Nationwide

$1,117

$3,678

Nationwide

$1,126

$3,499

Nationwide

$1,136

$3,604

Auto-Owners Insurance Co

$1,147

$2,863

Auto-Owners Insurance Co

$1,160

$3,401

State Farm

$1,164

$1,827

Allstate

$1,172

$2,139

Nationwide

$1,175

$4,050

Nationwide

$1,180

$2,908

Allstate

$1,191

$2,070

Auto-Owners Insurance Co

$1,191

$3,150

Allstate

$1,197

$2,081

Travelers

$1,215

$2,525

Travelers

$1,216

$2,533

Auto-Owners Insurance Co

$1,218

$3,520

Travelers

$1,222

$2,950

State Farm

$1,232

$2,276

Nationwide

$1,242

$4,442

Auto-Owners Insurance Co

$1,262

$3,150

Allstate

$1,263

$2,256

Nationwide

$1,264

$4,357

State Farm

$1,279

$2,709

Auto-Owners Insurance Co

$1,279

$4,019

State Farm

$1,279

$2,403

State Farm

$1,282

$2,012

Allstate

$1,300

$2,380

Auto-Owners Insurance Co

$1,336

$3,646

Allstate

$1,354

$2,298

Allstate

$1,360

$2,307

State Farm

$1,369

$2,526

Progressive

$1,376

$2,013

Travelers

$1,392

$3,682

Allstate

$1,398

$2,512

Progressive

$1,432

$2,091

Travelers

$1,448

$3,008

Auto-Owners Insurance Co

$1,455

$3,969

Travelers

$1,461

$3,571

State Farm

$1,465

$3,099

Auto-Owners Insurance Co

$1,467

$4,393

Auto-Owners Insurance Co

$1,501

$4,716

Auto-Owners Insurance Co

$1,512

$5,522

Allstate

$1,600

$3,333

State Farm

$1,604

$3,389

State Farm

$1,606

$2,964

Progressive

$1,645

$2,402

Progressive

$1,663

$2,432

Allstate

$1,672

$2,988

State Farm

$1,673

$3,539

Auto-Owners Insurance Co

$1,678

$4,886

State Farm

$1,680

$4,027

Progressive

$1,693

$2,768

Progressive

$1,704

$2,809

GEICO

$1,719

$3,355

Travelers

$1,722

$4,540

Travelers

$1,728

$4,570

GEICO

$1,750

$3,208

GEICO

$1,769

$2,449

Allstate

$1,776

$3,719

Progressive

$1,799

$2,627

Travelers

$1,808

$6,094

GEICO

$1,816

$2,357

GEICO

$1,820

$2,521

Auto-Owners Insurance Co

$1,822

$5,681

Auto-Owners Insurance Co

$1,838

$5,352

Allstate

$1,849

$3,754

GEICO

$1,850

$2,400

Progressive

$1,856

$2,714

State Farm

$1,856

$3,874

Allstate

$1,862

$3,345

Auto-Owners Insurance Co

$1,898

$6,453

Progressive

$1,898

$2,999

GEICO

$1,915

$2,652

GEICO

$1,916

$2,991

GEICO

$1,963

$2,878

GEICO

$1,966

$2,552

Progressive

$2,048

$3,197

Allstate

$2,051

$4,205

Auto-Owners Insurance Co

$2,100

$7,138

Auto-Owners Insurance Co

$2,109

$7,922

State Farm

$2,120

$4,426

State Farm

$2,130

$5,036

Progressive

$2,136

$3,374

Progressive

$2,140

$3,770

GEICO

$2,173

$4,948

Allstate

$2,173

$4,412

Travelers

$2,176

$5,739

GEICO

$2,264

$4,418

GEICO

$2,264

$4,853

GEICO

$2,288

$6,424

Travelers

$2,290

$7,842

Allstate

$2,388

$6,377

GEICO

$2,394

$6,220

GEICO

$2,395

$4,390

Progressive

$2,408

$4,254

Allstate

$2,412

$4,945

Progressive

$2,449

$3,821

Kemper

$2,456

$2,995

Progressive

$2,534

$8,763

Allstate

$2,648

$7,138

GEICO

$2,656

$7,460

GEICO

$2,787

$9,594

Progressive

$2,813

$9,811

GEICO

$2,833

$7,361

Kemper

$2,886

$3,363

Kemper

$2,903

$3,869

Progressive

$2,919

$11,167

Kemper

$2,942

$3,589

GEICO

$2,969

$9,561

Progressive

$2,993

$10,350

Kemper

$3,040

$3,707

Progressive

$3,206

$12,310

Progressive

$3,274

$11,417

Kemper

$3,578

$4,169

Kemper

$3,590

$4,786

Kemper

$3,748

$4,303

Kemper

$3,789

$4,416

Kemper

$4,516

$5,185

Kemper

$4,588

$6,315

Kemper

$4,653

$5,326

Kemper

$5,336

$7,673

Kemper

$5,592

$6,401

Kemper

$5,687

$7,804

Kemper

$6,646

$9,505

Kemper

$6,794

$9,769

Kemper

$7,612

$15,390

Kemper

$8,457

$12,096

Kemper

$9,484

$19,093

Adding a teen to your family's policy is a great approach to save money. Estimates for a 16-year-old male in Newport News on a family policy are approximately $2,272 less per year than if they buy their own policy. You can get the cheapest auto insurance for teenagers by comparing different providers.

Cheapest Car Insurance in Newport News for Military Drivers

The following are the cheapest auto insurance companies for military members, veterans and their families:

  • American Family: approximately $570 per year
  • USAA: approximately $634 per year

These premiums are for insurance with full coverage. American Family also has the cheapest minimum coverage rates for military members, at around $266 per year, with Mercury coming in second at roughly $277 per year. Mercury edged out USAA for the second spot when it comes to affordable minimum coverage policies in Newport News.

Company
Annual Premium
Monthly Premium

American Family

$266

$22

Mercury

$277

$23

Mercury

$290

$24

USAA

$315

$26

State Farm

$323

$27

American Family

$329

$27

USAA

$330

$28

State Farm

$341

$28

Virginia Farm Bureau

$346

$29

Virginia Farm Bureau

$353

$29

Auto-Owners Insurance Co

$372

$31

American Family

$381

$32

Cincinnati Insurance

$387

$32

Mercury

$399

$33

USAA

$399

$33

Nationwide

$407

$34

State Farm

$409

$34

Cincinnati Insurance

$412

$34

Erie

$417

$35

Auto-Owners Insurance Co

$418

$35

Nationwide

$419

$35

Erie

$420

$35

Travelers

$429

$36

Virginia Farm Bureau

$430

$36

Travelers

$452

$38

Auto-Owners Insurance Co

$469

$39

Travelers

$478

$40

Allstate

$501

$42

Nationwide

$513

$43

Allstate

$522

$44

Erie

$532

$44

Allstate

$567

$47

American Family

$570

$48

GEICO

$588

$49

GEICO

$624

$52

USAA

$632

$53

USAA

$634

$53

GEICO

$667

$56

American Family

$683

$57

Nationwide

$687

$57

Progressive

$692

$58

State Farm

$703

$59

Progressive

$703

$59

Auto-Owners Insurance Co

$707

$59

Nationwide

$729

$61

Auto-Owners Insurance Co

$750

$62

State Farm

$757

$63

Cincinnati Insurance

$768

$64

Mercury

$770

$64

Virginia Farm Bureau

$774

$65

Erie

$786

$66

Erie

$792

$66

American Family

$797

$66

Mercury

$803

$67

Progressive

$811

$68

USAA

$816

$68

National General

$820

$68

National General

$822

$69

Cincinnati Insurance

$840

$70

Travelers

$847

$71

Travelers

$849

$71

Virginia Farm Bureau

$849

$71

Virginia Farm Bureau

$854

$71

Nationwide

$866

$72

Cincinnati Insurance

$932

$78

State Farm

$940

$78

Auto-Owners Insurance Co

$957

$80

Travelers

$985

$82

Allstate

$995

$83

Erie

$1,007

$84

National General

$1,046

$87

Allstate

$1,047

$87

Allstate

$1,052

$88

Progressive

$1,058

$88

Progressive

$1,068

$89

Mercury

$1,120

$93

GEICO

$1,170

$98

GEICO

$1,172

$98

Kemper

$1,263

$105

Progressive

$1,292

$108

Kemper

$1,317

$110

GEICO

$1,351

$113

Kemper

$1,425

$119

National General

$1,644

$137

Cincinnati Insurance

$1,722

$144

National General

$1,751

$146

National General

$2,127

$177

Kemper

$2,129

$177

Kemper

$2,184

$182

Kemper

$2,458

$205

How to Compare Cheap Newport News Car Insurance Quotes Online

Entering your personal information on the websites of multiple insurance providers might be time-consuming. It can take 15 minutes or more to fill out a single quote tool due to the amount of information required.

MoneyGeek provides an efficient car insurance calculator to assist you in determining auto insurance estimates quickly. Simply enter your vehicle's make and model, age, driving record and desired coverage level.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

Virginia
Female
30-65
Clean

Average Annual Auto Insurance Rates

Click the section of the wheel in your price range to see options.

low end

on average

high end

Click an insurer below to visit their review page or continue to your personalized quote.

USAA

Best Car Insurance in Newport News: Summary

You may have different preferences and needs than other drivers. Here are the top auto insurance companies in Newport News for different factors:

  • Best overall: Cincinnati Insurance (MoneyGeek score 81 out of 100)
  • Best for service: Cincinnati Insurance (MoneyGeek score 74 out of 100)
  • Best cheap: Cincinnati Insurance (MoneyGeek score 83 out of 100)

Scores for companies can change due to differences in category weightings. Cincinnati Insurance offers the best auto insurance in Virginia.

With a MoneyGeek score of 83 out of 100, USAA is also an excellent choice for individuals with a military background.

Best Overall Car Insurance in Newport News

For this category, we identified car insurance providers that balance affordability and customer satisfaction. Our top two selections are:

  • Cincinnati Insurance: MoneyGeek score 81 out of 100 (approximately $932 per year)
  • American Family: MoneyGeek score 80 out of 100 (approximately $570 per year)

Overall, Cincinnati Insurance was ranked as the best insurer due to its outstanding customer service and affordability ratings. With a MoneyGeek score of 83 out of 100, USAA is another ideal option for military personnel.

How was this MoneyGeek score calculated?

Cincinnati Insurance

pros

Good score in satisfaction

Ranked well in affordability

Offers airbag reinstallation and gap insurance

cons

Doesn’t offer better car replacement coverage

Lower score in claims management

COMPANY HIGHLIGHTS

Cincinnati Insurance is ranked as the best auto insurance provider in Newport News due to its superior customer service. It is also a good option for drivers who value efficient claims management and a range of coverage options.

The insurer offers airbag reinstallation coverage, a benefit not offered by many competitors. It pays the fair and required costs to replace your airbag if it deploys inadvertently without an accident occurring. In addition, there is no deductible to pay.

In the case of an all-out covered loss, Cincinnati Insurance's gap insurance covers the difference between the value of your vehicle and the outstanding amount on your lease or loan agreement. You can additionally obtain a rental car and/or travel reimbursement, which increases the amount of coverage available for temporary transportation costs to $50 per day, up to a maximum of $1,500.

Read MoneyGeek's Cincinnati Insurance Auto Insurance Review

Best Car Insurance in Newport News for Customer Service

To pick the company with the best customer service rating, we disregarded pricing. According to our scoring system, the best car insurance companies in Newport News are:

  • Cincinnati Insurance: MoneyGeek score 74 out of 100 (approximately $932 per year)
  • Erie: MoneyGeek score 70 out of 100 (approximately $792 per year)

Cincinnati Insurance ranked well for satisfaction and coverage options. Its premiums are slightly more expensive than those of other companies, so you may pay slightly more to receive exceptional service.

How was this MoneyGeek score calculated?

Cincinnati Insurance

pros

Good customer service score

Scored well in coverage options

Offers general deductible waiver and roadside assistance coverages

cons

Low claims score

More expensive

Doesn’t offer accident forgiveness

COMPANY HIGHLIGHTS

Cincinnati Insurance provides excellent customer service, making it the best car insurance provider in Newport News for this category. While Cincinnati Insurance offers useful coverages such as general deductible waiver coverage, it does not offer accident forgiveness.

General deductible waiver coverage exempts any relevant deductible you would otherwise be required to pay if your vehicle is totaled due to a covered collision or non-collision damage. The roadside assistance coverage from Cincinnati Insurance raises the coverage amount to $250 unless the amount listed in the declarations is larger.

With Cincinnati Insurance’s new car replacement coverage, you can get a brand-new vehicle in the event of a total collision or non-collision loss covered by your policy (excluding fire, theft or vandalism). Your replacement vehicle will be of the same make, model and equipment as the one you lost.

Read MoneyGeek's Cincinnati Insurance Auto Insurance Review

Best Cheap Car Insurance in Newport News

We picked policies that meet Virginia's minimum coverage requirements. The leading companies with the cheapest rates are:

  • Cincinnati Insurance: MoneyGeek score 83 out of 100 (approximately $412 per year)
  • American Family: MoneyGeek score 83 out of 100 (approximately $266 per year)

Minimum coverage policies may not provide adequate protection. They solely cover liability fees and do not pay for your vehicle's damages in the event of an accident.

How was this MoneyGeek score calculated?

Cincinnati Insurance

pros

An affordable minimum coverage policy costs around $412 per year

Offers anti-lock brakes, bundling and multiple car discounts

Ranked highly for customer satisfaction

cons

No discount for going paperless or early signing

Low claims management score

COMPANY HIGHLIGHTS

Cincinnati Insurance is the best cheap auto insurance provider in Newport News since it balances affordability with customer satisfaction. It also got good scores for coverage options. Policies from Cincinnati Insurance can cost approximately $412 per year, excluding discounts. This means that drivers may be able to further reduce their rates.

Cincinnati Insurance provides a bundling discount when you combine your home and auto insurance with the company. You can also get a discount if you insure multiple vehicles with the insurer. There is even a discount for safe drivers who have few or no accidents over a certain amount of time.

Policyholders may also qualify for unique discounts by installing and maintaining safety equipment in their vehicles. These include airbags, anti-lock brakes and anti-theft systems. However, the insurer doesn’t offer discounts for going paperless or signing early.

Read MoneyGeek's Cincinnati Insurance Auto Insurance Review

Average Cost of Car Insurance in Newport News

The annual cost of auto insurance in Newport News is approximately $906, which is $33 less than the cost of auto insurance in Virginia. It is also $359 cheaper than the national average cost of auto insurance, which is $1,265 per year as of October 2022.

These rates are for a full coverage policy with limits of $300,000 per accident, $100,000 per person for bodily injury liability and $100,000 per accident property damage liability. Location is one of the factors impacting car insurance premiums.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.