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American Family provides the most affordable full coverage and minimum coverage insurance in Alexandria. Nationwide is the cheapest for teens. Cincinnati Insurance is the best overall insurer, for customer service, for cheap policies and for those with a speeding violation. State Farm is the cheapest after a DUI conviction and Auto-Owners Insurance Co after an at-fault accident history. USAA is the cheapest for military members.

Your driving profile and needs will determine your cheapest insurer.

MoneyGeek Logo IconCheapest + BestCar InsuranceAlexandria
2023

Cheapest and Best Car Insurance in Alexandria, VA

Cheapest Minimum Liability Car Insurance in Alexandria

The following companies offer the least expensive insurance in Alexandria for a policy with minimum coverage:

  • American Family: approximately $330 per year
  • Mercury: approximately $343 per year

At around $1,392 per year, Kemper offers the most expensive minimum coverage insurance. American Family also offers the cheapest car insurance in Virginia as of October 2022 at $243 per year, which is significantly less than the average cost in Alexandria. This shows that location can have a significant impact on insurance prices.

Company
Annual Premium
Monthly Premium

American Family

$330

$28

Mercury

$343

$29

Cincinnati Insurance

$350

$29

Virginia Farm Bureau

$354

$30

Mercury

$357

$30

Virginia Farm Bureau

$364

$30

Cincinnati Insurance

$372

$31

State Farm

$373

$31

State Farm

$395

$33

American Family

$408

$34

Virginia Farm Bureau

$441

$37

American Family

$451

$38

Auto-Owners Insurance Co

$454

$38

Erie

$458

$38

Nationwide

$460

$38

Erie

$461

$38

Nationwide

$474

$39

State Farm

$475

$40

Travelers

$484

$40

Mercury

$494

$41

Auto-Owners Insurance Co

$509

$42

Travelers

$516

$43

Travelers

$546

$46

Auto-Owners Insurance Co

$579

$48

Allstate

$579

$48

Erie

$585

$49

Nationwide

$587

$49

Allstate

$604

$50

GEICO

$605

$50

GEICO

$641

$53

Allstate

$656

$55

American Family

$668

$56

GEICO

$694

$58

Cincinnati Insurance

$697

$58

Cincinnati Insurance

$721

$60

Progressive

$747

$62

Nationwide

$760

$63

Progressive

$762

$64

Virginia Farm Bureau

$784

$65

State Farm

$788

$66

Cincinnati Insurance

$795

$66

Nationwide

$809

$67

American Family

$809

$67

State Farm

$847

$71

Erie

$849

$71

Erie

$854

$71

Virginia Farm Bureau

$862

$72

Virginia Farm Bureau

$867

$72

Progressive

$886

$74

Auto-Owners Insurance Co

$894

$75

Mercury

$898

$75

American Family

$911

$76

Mercury

$928

$77

Auto-Owners Insurance Co

$936

$78

Travelers

$970

$81

Travelers

$971

$81

Nationwide

$972

$81

National General

$974

$81

National General

$978

$82

State Farm

$1,057

$88

Erie

$1,087

$91

Travelers

$1,132

$94

Progressive

$1,134

$94

Progressive

$1,139

$95

Allstate

$1,145

$95

GEICO

$1,190

$99

GEICO

$1,200

$100

Allstate

$1,207

$101

Auto-Owners Insurance Co

$1,212

$101

Allstate

$1,216

$101

National General

$1,258

$105

Mercury

$1,305

$109

Progressive

$1,391

$116

Kemper

$1,392

$116

GEICO

$1,403

$117

Kemper

$1,418

$118

Cincinnati Insurance

$1,469

$122

Kemper

$1,571

$131

National General

$2,050

$171

National General

$2,194

$183

Kemper

$2,361

$197

Kemper

$2,368

$197

National General

$2,670

$222

Kemper

$2,732

$228

Every state establishes its own minimum liability coverage limits. The following are the minimum limits for Virginia’s drivers:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $20,000 property damage liability per accident
  • $25,000 uninsured/underinsured motorist coverage per person
  • $50,000 uninsured/underinsured motorist coverage per accident
  • $20,000 uninsured/underinsured motorist property damage coverage per accident

Liability-only insurance will only cover damages to others and their property. Your insurer will pay up to $25,000 for each victim's medical expenses in the event that you cause an accident and have the state minimum coverage, up to a total of $50,000 per accident. You are responsible for the remaining balance.

Cheapest Full Coverage Car Insurance in Alexandria

The following insurance providers give Alexandria motorists the most cost-effective full coverage auto insurance:

  • American Family: approximately $668 per year
  • Virgin Farm Bureau: approximately $784 per year

With an average cost of $2,361 per year, Kemper is the most expensive full coverage insurance company. American Family is also the cheapest for full coverage insurance in Virginia as of October 2022, with an average yearly cost of $601, which is slightly less than in Alexandria. Your location in Virginia will have an impact on your rates.

Company
Annual Premium
Monthly Premium

American Family

$330

$28

Mercury

$343

$29

Cincinnati Insurance

$350

$29

Virginia Farm Bureau

$354

$30

Mercury

$357

$30

Virginia Farm Bureau

$364

$30

Cincinnati Insurance

$372

$31

State Farm

$373

$31

State Farm

$395

$33

American Family

$408

$34

Virginia Farm Bureau

$441

$37

American Family

$451

$38

Auto-Owners Insurance Co

$454

$38

Erie

$458

$38

Nationwide

$460

$38

Erie

$461

$38

Nationwide

$474

$39

State Farm

$475

$40

Travelers

$484

$40

Mercury

$494

$41

Auto-Owners Insurance Co

$509

$42

Travelers

$516

$43

Travelers

$546

$46

Auto-Owners Insurance Co

$579

$48

Allstate

$579

$48

Erie

$585

$49

Nationwide

$587

$49

Allstate

$604

$50

GEICO

$605

$50

GEICO

$641

$53

Allstate

$656

$55

American Family

$668

$56

GEICO

$694

$58

Cincinnati Insurance

$697

$58

Cincinnati Insurance

$721

$60

Progressive

$747

$62

Nationwide

$760

$63

Progressive

$762

$64

Virginia Farm Bureau

$784

$65

State Farm

$788

$66

Cincinnati Insurance

$795

$66

Nationwide

$809

$67

American Family

$809

$67

State Farm

$847

$71

Erie

$849

$71

Erie

$854

$71

Virginia Farm Bureau

$862

$72

Virginia Farm Bureau

$867

$72

Progressive

$886

$74

Auto-Owners Insurance Co

$894

$75

Mercury

$898

$75

American Family

$911

$76

Mercury

$928

$77

Auto-Owners Insurance Co

$936

$78

Travelers

$970

$81

Travelers

$971

$81

Nationwide

$972

$81

National General

$974

$81

National General

$978

$82

State Farm

$1,057

$88

Erie

$1,087

$91

Travelers

$1,132

$94

Progressive

$1,134

$94

Progressive

$1,139

$95

Allstate

$1,145

$95

GEICO

$1,190

$99

GEICO

$1,200

$100

Allstate

$1,207

$101

Auto-Owners Insurance Co

$1,212

$101

Allstate

$1,216

$101

National General

$1,258

$105

Mercury

$1,305

$109

Progressive

$1,391

$116

Kemper

$1,392

$116

GEICO

$1,403

$117

Kemper

$1,418

$118

Cincinnati Insurance

$1,469

$122

Kemper

$1,571

$131

National General

$2,050

$171

National General

$2,194

$183

Kemper

$2,361

$197

Kemper

$2,368

$197

National General

$2,670

$222

Kemper

$2,732

$228

Full coverage insurance includes comprehensive and collision protection in addition to increased liability limits.

  • Collision Insurance: Covers damage to your vehicle caused by colliding with an object or any vehicle.
  • Comprehensive Insurance: Covers damage to your vehicle caused by events besides collisions, such as vandalism, theft or bad weather.

Having full coverage insurance is the best way to safeguard your new vehicle, but the hundreds of dollars in extra annual rates for full coverage may not be justified for older vehicles.

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Cheapest Car Insurance in Alexandria After a Driving Offense

Our research identified the cheapest full coverage insurance providers in Alexandria for drivers with the following traffic violations:

  • Speeding ticket: Cincinnati Insurance (approximately $925 per year)
  • At-fault accident: Auto-Owners Insurance Co (approximately $894 per year)
  • DUI: State Farm (approximately $934 per year)

National General offers the highest premium for drivers with moving violations, costing around $4,186 per year after an at-fault accident and speeding ticket and $2,960 after a DUI. Keep in mind that the cost of auto insurance goes up after any moving offense, even with the cheapest insurer.

Company
Annual Premium
Monthly Premium

Cincinnati Insurance

$404

$34

State Farm

$417

$35

State Farm

$417

$35

Cincinnati Insurance

$427

$36

State Farm

$442

$37

State Farm

$442

$37

American Family

$448

$37

Auto-Owners Insurance Co

$454

$38

State Farm

$456

$38

Virginia Farm Bureau

$460

$38

American Family

$460

$38

Virginia Farm Bureau

$474

$40

Cincinnati Insurance

$476

$40

State Farm

$483

$40

Cincinnati Insurance

$497

$41

Auto-Owners Insurance Co

$506

$42

Auto-Owners Insurance Co

$509

$42

Virginia Farm Bureau

$510

$43

Mercury

$516

$43

Virginia Farm Bureau

$525

$44

Erie

$531

$44

State Farm

$532

$44

State Farm

$532

$44

Mercury

$533

$44

Erie

$534

$45

Mercury

$539

$45

Virginia Farm Bureau

$539

$45

Virginia Farm Bureau

$556

$46

Mercury

$558

$47

Auto-Owners Insurance Co

$568

$47

Virginia Farm Bureau

$572

$48

American Family

$578

$48

Auto-Owners Insurance Co

$579

$48

Nationwide

$581

$48

State Farm

$582

$48

American Family

$586

$49

Nationwide

$597

$50

American Family

$616

$51

Virginia Farm Bureau

$639

$53

Travelers

$643

$54

Auto-Owners Insurance Co

$651

$54

American Family

$653

$54

Travelers

$677

$56

Virginia Farm Bureau

$678

$56

Erie

$680

$57

American Family

$683

$57

Erie

$683

$57

Travelers

$685

$57

Erie

$688

$57

Nationwide

$689

$57

GEICO

$704

$59

Nationwide

$707

$59

Travelers

$720

$60

Nationwide

$722

$60

Travelers

$737

$61

GEICO

$748

$62

Mercury

$750

$62

Allstate

$770

$64

Mercury

$775

$65

Travelers

$775

$65

Mercury

$779

$65

GEICO

$785

$65

Travelers

$788

$66

Auto-Owners Insurance Co

$804

$67

Allstate

$805

$67

Cincinnati Insurance

$810

$68

Mercury

$812

$68

Travelers

$814

$68

Nationwide

$824

$69

Erie

$835

$70

Cincinnati Insurance

$838

$70

Erie

$840

$70

Nationwide

$843

$70

Nationwide

$859

$72

American Family

$866

$72

State Farm

$870

$72

State Farm

$870

$72

Allstate

$877

$73

Erie

$878

$73

Allstate

$886

$74

Travelers

$887

$74

Auto-Owners Insurance Co

$894

$75

Auto-Owners Insurance Co

$900

$75

GEICO

$907

$76

American Family

$924

$77

Cincinnati Insurance

$925

$77

Allstate

$927

$77

State Farm

$934

$78

State Farm

$934

$78

Auto-Owners Insurance Co

$936

$78

State Farm

$941

$78

Nationwide

$952

$79

Cincinnati Insurance

$956

$80

American Family

$961

$80

American Family

$967

$81

GEICO

$974

$81

Erie

$976

$81

GEICO

$983

$82

Erie

$985

$82

Cincinnati Insurance

$988

$82

Auto-Owners Insurance Co

$991

$83

Progressive

$993

$83

Nationwide

$994

$83

Nationwide

$1,006

$84

Allstate

$1,007

$84

State Farm

$1,010

$84

Progressive

$1,022

$85

Cincinnati Insurance

$1,026

$86

Virginia Farm Bureau

$1,033

$86

Auto-Owners Insurance Co

$1,041

$87

Allstate

$1,046

$87

Auto-Owners Insurance Co

$1,059

$88

Virginia Farm Bureau

$1,066

$89

Erie

$1,073

$89

Cincinnati Insurance

$1,087

$91

Progressive

$1,087

$91

Cincinnati Insurance

$1,092

$91

Allstate

$1,095

$91

Nationwide

$1,116

$93

Progressive

$1,128

$94

Mercury

$1,133

$94

Virginia Farm Bureau

$1,137

$95

Virginia Farm Bureau

$1,143

$95

Virginia Farm Bureau

$1,145

$95

Progressive

$1,154

$96

State Farm

$1,170

$98

State Farm

$1,170

$98

Progressive

$1,170

$98

American Family

$1,170

$98

American Family

$1,174

$98

Nationwide

$1,180

$98

Progressive

$1,184

$99

Nationwide

$1,187

$99

Allstate

$1,196

$100

Auto-Owners Insurance Co

$1,212

$101

Virginia Farm Bureau

$1,228

$102

Erie

$1,243

$104

American Family

$1,245

$104

Virginia Farm Bureau

$1,247

$104

Erie

$1,252

$104

Erie

$1,253

$104

State Farm

$1,269

$106

Mercury

$1,311

$109

Progressive

$1,317

$110

National General

$1,326

$111

Nationwide

$1,331

$111

American Family

$1,344

$112

Mercury

$1,345

$112

Virginia Farm Bureau

$1,348

$112

Progressive

$1,349

$112

Auto-Owners Insurance Co

$1,353

$113

Travelers

$1,365

$114

Mercury

$1,374

$115

Virginia Farm Bureau

$1,378

$115

Nationwide

$1,395

$116

Nationwide

$1,398

$116

GEICO

$1,402

$117

Mercury

$1,410

$117

American Family

$1,410

$118

Travelers

$1,432

$119

GEICO

$1,432

$119

GEICO

$1,449

$121

Kemper

$1,459

$122

Travelers

$1,462

$122

GEICO

$1,479

$123

Kemper

$1,486

$124

Travelers

$1,487

$124

National General

$1,497

$125

Allstate

$1,505

$125

Erie

$1,512

$126

Erie

$1,521

$127

Auto-Owners Insurance Co

$1,538

$128

Travelers

$1,538

$128

Progressive

$1,552

$129

Progressive

$1,559

$130

Travelers

$1,562

$130

Travelers

$1,566

$130

Allstate

$1,588

$132

Erie

$1,603

$134

Allstate

$1,607

$134

GEICO

$1,612

$134

Nationwide

$1,613

$134

Auto-Owners Insurance Co

$1,632

$136

GEICO

$1,635

$136

Kemper

$1,646

$137

National General

$1,656

$138

Progressive

$1,657

$138

Progressive

$1,678

$140

Travelers

$1,681

$140

Travelers

$1,706

$142

Allstate

$1,712

$143

Cincinnati Insurance

$1,717

$143

American Family

$1,730

$144

Kemper

$1,792

$149

Allstate

$1,808

$151

Allstate

$1,829

$152

Progressive

$1,833

$153

Progressive

$1,838

$153

GEICO

$1,850

$154

Progressive

$1,857

$155

GEICO

$1,887

$157

Kemper

$1,898

$158

Mercury

$1,900

$158

Erie

$1,949

$162

Mercury

$1,964

$164

American Family

$1,969

$164

GEICO

$1,982

$165

Mercury

$1,992

$166

Mercury

$2,009

$167

Progressive

$2,014

$168

Allstate

$2,019

$168

Kemper

$2,024

$169

Cincinnati Insurance

$2,034

$170

Kemper

$2,054

$171

National General

$2,069

$172

National General

$2,069

$172

Allstate

$2,130

$177

Cincinnati Insurance

$2,141

$178

Auto-Owners Insurance Co

$2,151

$179

Progressive

$2,160

$180

Allstate

$2,169

$181

Kemper

$2,178

$181

Cincinnati Insurance

$2,195

$183

Kemper

$2,323

$194

Cincinnati Insurance

$2,442

$204

Kemper

$2,476

$206

National General

$2,482

$207

National General

$2,482

$207

Kemper

$2,483

$207

National General

$2,522

$210

National General

$2,522

$210

Mercury

$2,848

$237

GEICO

$2,858

$238

Kemper

$2,866

$239

GEICO

$2,884

$240

National General

$2,960

$247

Kemper

$3,002

$250

GEICO

$3,046

$254

Kemper

$3,100

$258

Kemper

$3,482

$290

Kemper

$3,537

$295

National General

$3,575

$298

Kemper

$3,643

$304

National General

$3,726

$311

Kemper

$4,115

$343

National General

$4,186

$349

National General

$4,186

$349

Cincinnati Insurance

$4,616

$385

National General

$5,098

$425

National General

$5,098

$425

National General

$5,186

$432

National General

$5,186

$432

Higher premiums might be charged based on the gravity of the underlying driving offense. In the city of Alexandria, drivers with a DUI conviction pay at least $751 more for auto insurance than drivers with clean records, while those who have accrued speeding tickets pay around $487 more. Nonetheless, it is possible to get affordable auto insurance despite having a poor driving record.

Cheapest Car Insurance in Alexandria for Teens and Their Families

The following insurers typically provide the cheapest deals in Alexandria when adding a teenage driver to a family policy:

  • Nationwide: approximately $1,255 yearly for female teens and $1,395 for male teens
  • State Farm: approximately $1,889 yearly for female teens and $2,394 for male teens

Kemper, the city’s most expensive insurer for female and teens, may cost around $8,488 and $10,576 per year, respectively. As evidenced by the $140 price difference with the cheapest insurer in Alexandria, male teenagers constitute a greater risk to insurers, so their premiums are typically more expensive. This difference does tend to taper off in early adulthood.

Company
Family Plan Annual Premium
Individual Plan Monthly Premium

Nationwide

$800

$1,477

Nationwide

$811

$1,576

Nationwide

$837

$1,964

Nationwide

$876

$2,193

Nationwide

$894

$1,650

Nationwide

$909

$1,843

Travelers

$923

$1,816

Nationwide

$938

$1,822

Nationwide

$943

$1,741

Nationwide

$948

$2,046

Nationwide

$991

$1,925

Travelers

$999

$1,896

State Farm

$1,008

$1,629

Travelers

$1,045

$2,055

Travelers

$1,051

$2,275

Travelers

$1,082

$2,128

State Farm

$1,123

$1,814

Nationwide

$1,146

$3,261

Travelers

$1,154

$2,189

State Farm

$1,160

$1,834

State Farm

$1,178

$2,191

Nationwide

$1,185

$3,814

Travelers

$1,188

$2,486

Travelers

$1,194

$2,612

Nationwide

$1,209

$2,834

State Farm

$1,224

$1,976

Allstate

$1,232

$2,168

Travelers

$1,244

$2,360

Allstate

$1,249

$2,145

State Farm

$1,254

$2,373

Nationwide

$1,255

$4,193

Nationwide

$1,265

$3,989

Nationwide

$1,276

$4,109

State Farm

$1,308

$2,068

Nationwide

$1,320

$4,618

Nationwide

$1,325

$3,315

Auto-Owners Insurance Co

$1,329

$3,503

Auto-Owners Insurance Co

$1,333

$3,317

Allstate

$1,350

$2,495

Allstate

$1,372

$2,415

Allstate

$1,379

$2,427

State Farm

$1,385

$2,576

Nationwide

$1,395

$5,064

Travelers

$1,397

$2,913

Travelers

$1,397

$2,923

Travelers

$1,404

$3,403

Auto-Owners Insurance Co

$1,408

$3,711

Nationwide

$1,420

$4,967

State Farm

$1,437

$3,066

State Farm

$1,438

$2,721

State Farm

$1,441

$2,277

Auto-Owners Insurance Co

$1,452

$3,612

Allstate

$1,455

$2,632

Auto-Owners Insurance Co

$1,469

$4,291

Progressive

$1,482

$2,174

Allstate

$1,498

$2,777

Auto-Owners Insurance Co

$1,508

$3,974

State Farm

$1,538

$2,859

Progressive

$1,542

$2,258

Auto-Owners Insurance Co

$1,542

$4,442

Allstate

$1,561

$2,681

Allstate

$1,567

$2,691

Auto-Owners Insurance Co

$1,597

$3,974

Travelers

$1,600

$4,248

Allstate

$1,611

$2,930

Auto-Owners Insurance Co

$1,619

$5,072

State Farm

$1,646

$3,508

Travelers

$1,664

$3,470

Travelers

$1,679

$4,120

Auto-Owners Insurance Co

$1,691

$4,600

Progressive

$1,771

$2,595

GEICO

$1,784

$3,492

Progressive

$1,790

$2,627

State Farm

$1,803

$3,836

State Farm

$1,805

$3,355

GEICO

$1,816

$3,339

Progressive

$1,823

$2,990

Progressive

$1,834

$3,034

GEICO

$1,836

$2,550

Auto-Owners Insurance Co

$1,841

$5,008

Allstate

$1,844

$3,888

Auto-Owners Insurance Co

$1,857

$5,543

State Farm

$1,880

$4,006

GEICO

$1,885

$2,453

State Farm

$1,889

$4,558

GEICO

$1,889

$2,624

Auto-Owners Insurance Co

$1,900

$5,951

Auto-Owners Insurance Co

$1,914

$6,967

GEICO

$1,920

$2,498

Allstate

$1,927

$3,486

Progressive

$1,937

$2,837

Travelers

$1,979

$5,238

Travelers

$1,986

$5,272

GEICO

$1,987

$2,760

GEICO

$1,988

$3,113

Progressive

$1,998

$2,932

GEICO

$2,037

$2,995

GEICO

$2,041

$2,656

Progressive

$2,044

$3,239

Allstate

$2,047

$4,338

Travelers

$2,078

$7,031

State Farm

$2,086

$4,385

Auto-Owners Insurance Co

$2,125

$6,166

Allstate

$2,131

$4,379

Allstate

$2,145

$3,903

Progressive

$2,205

$3,453

GEICO

$2,255

$5,150

Progressive

$2,300

$3,645

Progressive

$2,304

$4,072

Auto-Owners Insurance Co

$2,307

$7,168

Auto-Owners Insurance Co

$2,327

$6,753

GEICO

$2,349

$4,598

GEICO

$2,350

$5,052

Allstate

$2,364

$4,906

GEICO

$2,374

$6,687

State Farm

$2,383

$5,010

State Farm

$2,394

$5,701

Auto-Owners Insurance Co

$2,403

$8,142

GEICO

$2,484

$6,474

GEICO

$2,486

$4,570

Travelers

$2,501

$6,621

Allstate

$2,505

$5,147

Progressive

$2,592

$4,596

Travelers

$2,632

$9,047

Progressive

$2,636

$4,128

Auto-Owners Insurance Co

$2,658

$9,007

Auto-Owners Insurance Co

$2,670

$9,996

Progressive

$2,728

$9,466

Kemper

$2,739

$3,343

Allstate

$2,752

$7,439

GEICO

$2,757

$7,764

Allstate

$2,779

$5,768

GEICO

$2,892

$9,986

GEICO

$2,940

$7,662

Progressive

$3,029

$10,599

Allstate

$3,051

$8,326

GEICO

$3,081

$9,952

Progressive

$3,143

$12,063

Kemper

$3,219

$3,753

Progressive

$3,223

$11,181

Kemper

$3,237

$4,318

Kemper

$3,281

$4,005

Kemper

$3,390

$4,137

Progressive

$3,451

$13,298

Progressive

$3,525

$12,334

Kemper

$3,990

$4,652

Kemper

$4,004

$5,341

Kemper

$4,179

$4,802

Kemper

$4,226

$4,928

Kemper

$5,036

$5,786

Kemper

$5,116

$7,047

Kemper

$5,188

$5,944

Kemper

$5,951

$8,562

Kemper

$6,236

$7,143

Kemper

$6,342

$8,709

Kemper

$7,411

$10,607

Kemper

$7,577

$10,902

Kemper

$8,488

$17,175

Kemper

$9,431

$13,498

Kemper

$10,576

$21,307

Adding a teen driver to a family policy is a way to save money on auto insurance, as the costs for them individually purchasing insurance can be much higher. For example, a male teen obtaining insurance on his own in Alexandria could pay $2,272 more than being on a family policy. By shopping around for the best and cheap rates for adding a teen driver to the family policy, families can save thousands of dollars each year.

Cheapest Car Insurance in Alexandria for Military Drivers

The most affordable military auto insurance in Alexandria is offered by the following companies, which serve both active duty and veteran service members and their families:

  • USAA: approximately $650 per year
  • American Family: approximately $668 per year

These costs are for full coverage insurance in the city. If you just need the minimum necessary in terms of coverage, the cheapest providers are still the same. Minimum coverage from USAA is priced at roughly $320 yearly, while American Family is around $10 higher.

Company
Annual Premium
Monthly Premium

USAA

$320

$27

American Family

$330

$28

USAA

$336

$28

Mercury

$343

$29

Cincinnati Insurance

$350

$29

Virginia Farm Bureau

$354

$30

Mercury

$357

$30

Virginia Farm Bureau

$364

$30

Cincinnati Insurance

$372

$31

State Farm

$373

$31

State Farm

$395

$33

American Family

$408

$34

USAA

$409

$34

Virginia Farm Bureau

$441

$37

American Family

$451

$38

Auto-Owners Insurance Co

$454

$38

Erie

$458

$38

Nationwide

$460

$38

Erie

$461

$38

Nationwide

$474

$39

State Farm

$475

$40

Travelers

$484

$40

Mercury

$494

$41

Auto-Owners Insurance Co

$509

$42

Travelers

$516

$43

Travelers

$546

$46

Auto-Owners Insurance Co

$579

$48

Allstate

$579

$48

Erie

$585

$49

Nationwide

$587

$49

Allstate

$604

$50

GEICO

$605

$50

GEICO

$641

$53

USAA

$649

$54

USAA

$650

$54

Allstate

$656

$55

American Family

$668

$56

GEICO

$694

$58

Cincinnati Insurance

$697

$58

Cincinnati Insurance

$721

$60

Progressive

$747

$62

Nationwide

$760

$63

Progressive

$762

$64

Virginia Farm Bureau

$784

$65

State Farm

$788

$66

Cincinnati Insurance

$795

$66

Nationwide

$809

$67

American Family

$809

$67

USAA

$842

$70

State Farm

$847

$71

Erie

$849

$71

Erie

$854

$71

Virginia Farm Bureau

$862

$72

Virginia Farm Bureau

$867

$72

Progressive

$886

$74

Auto-Owners Insurance Co

$894

$75

Mercury

$898

$75

American Family

$911

$76

Mercury

$928

$77

Auto-Owners Insurance Co

$936

$78

Travelers

$970

$81

Travelers

$971

$81

Nationwide

$972

$81

National General

$974

$81

National General

$978

$82

State Farm

$1,057

$88

Erie

$1,087

$91

Travelers

$1,132

$94

Progressive

$1,134

$94

Progressive

$1,139

$95

Allstate

$1,145

$95

GEICO

$1,190

$99

GEICO

$1,200

$100

Allstate

$1,207

$101

Auto-Owners Insurance Co

$1,212

$101

Allstate

$1,216

$101

National General

$1,258

$105

Mercury

$1,305

$109

Progressive

$1,391

$116

Kemper

$1,392

$116

GEICO

$1,403

$117

Kemper

$1,418

$118

Cincinnati Insurance

$1,469

$122

Kemper

$1,571

$131

National General

$2,050

$171

National General

$2,194

$183

Kemper

$2,361

$197

Kemper

$2,368

$197

National General

$2,670

$222

Kemper

$2,732

$228

How to Compare Cheap Alexandria Car Insurance Quotes Online

It may take some time to compare car insurance prices online. It is common practice to provide a great deal of personal data, and getting insurance quotes from a single provider may take as long as 15 minutes.

Using data like your age, type of vehicle, driving record and coverage level, MoneyGeek's car insurance calculator can quickly determine your premiums with many providers.

Auto Insurance Calculator

See how the Average Annual Auto Insurance Rates vary with the options chosen.

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USAA

Best Car Insurance in Alexandria: Summary

The best insurance depends on your needs for customer service, affordability and other aspects. The top insurers in Alexandria are:

  • Best overall: Cincinnati Insurance (MoneyGeek score 86 out of 100)
  • Best for service: Cincinnati Insurance (MoneyGeek score 74 out of 100)
  • Best cheap: Cincinnati Insurance (MoneyGeek score 87 out of 100)

MoneyGeek ratings vary based on the weightings in each category. Progressive has the best car insurance in Virginia. USAA is one of the city’s best military car insurance options, scoring 85 out of 100.

Best Overall Car Insurance in Alexandria

When considering service quality, claims management and other variables, MoneyGeek rated the following companies as the best overall auto insurers in Alexandria:

  • Cincinnati Insurance: MoneyGeek score 86 out of 100 (approximately $795 per year)
  • American Family: MoneyGeek score 80 out of 100 (approximately $668 per year)

Cincinnati Insurance scored well in satisfaction and affordability, showing it can successfully balance these two important factors.

The best auto insurer for military families is USAA. It scored 85 out of 100 in MoneyGeek's scoring system.

How was this MoneyGeek score calculated?

Cincinnati Insurance

pros

Excellent customer satisfaction

Good affordability score

Offers airbag reinstallation, gap insurance, new car replacement and glass deductible modification coverage

cons

No accident forgiveness or better car replacement

Scored lower in claims

COMPANY HIGHLIGHTS

Cincinnati Insurance is the best overall vehicle insurance company in Alexandria due to its high ratings for customer satisfaction and affordability.

The company's glass deductible modification is an add-on coverage available by paying extra on your insurance premiums. With this coverage, glass replacement after an insured loss will not count toward your policy's deductible. Cincinnati Insurance's airbag reinstallation coverage pays for replacing your airbag if it deploys inadvertently without an accident, without having to pay a deductible.

With gap insurance, drivers who financed their vehicles can benefit when their cars experience total covered loss. It pays the difference between the value of your automobile and the remaining balance on your lease or loan. Policyholders can also get their cars replaced with the same make and model using the insurer's new car replacement add-on in the event their car is new and is totaled in a covered loss.

Read MoneyGeek's Cincinnati Insurance Auto Insurance Review

Best Car Insurance in Alexandria for Customer Service

When selecting the best auto insurance providers in Alexandria (with the most customer satisfaction ratings), MoneyGeek did not include the affordability of the insurer. Our analysis scored the following two as the best for customer service:

  • Cincinnati Insurance: MoneyGeek score 74 out of 100 (approximately $795 per year)
  • Erie: MoneyGeek score 70 out of 100 (approximately $854 per year)

Cincinnati Insurance excels in customer satisfaction and coverage options in Alexandria. It did also score well in affordability, so you don’t have to pay extra for excellent service.

How was this MoneyGeek score calculated?

Cincinnati Insurance

pros

Excellent customer satisfaction rating

High coverage score

Offers classic car coverage, airbag reinstallation and child safety seat replacement coverage

cons

Does not offer deductible modification or rideshare insurance

COMPANY HIGHLIGHTS

Classic car insurance from Cincinnati Insurance, also known as Collector Car Insurance or Exhibition Auto Coverage, might be advantageous to people who own a classic or antique car. These vehicles can be difficult to insure. Its general deductible waiver exempts you from paying any applicable deductible when your vehicle is a total loss due to a covered collision or non-collision loss. After a covered loss, parents of young children can even get full retail price to replace the child safety seat, thanks to its child safety seat replacement coverage.

The majority of policyholders can recoup the costs of repairing an airbag that deployed accidentally without an accident involved and without having to pay a deductible, thanks to the company's airbag reinstallation add-on. The company even provides roadside assistance, new car replacement coverage, rental car reimbursement and gap insurance.

Read MoneyGeek's Cincinnati Insurance Auto Insurance Review

Best Cheap Car Insurance Companies in Alexandria

According to our study, the following Alexandria car insurance companies offer the minimum coverage required by Virginia law while also excelling in cost and service quality:

  • Cincinnati Insurance: MoneyGeek score 87 out of 100 (approximately $372 per year)
  • American Family: MoneyGeek score 83 out of 100 (approximately $330 per year)

The lowest rates are often associated with plans that provide the minimum coverage, but this also makes you responsible for more expenses related to medical bills and auto repairs, meaning this level of coverage could end up being expensive if you are in an accident.

How was this MoneyGeek score calculated?

Cincinnati Insurance

pros

Affordable policies costing an average of $372 per year

Excellent customer satisfaction

Good coverage score

Offers discounts for bundling, student drivers, insuring multiple vehicles and more

cons

Does not offer discounts for going paperless or paying in full

Lower claims management score

COMPANY HIGHLIGHTS

Cincinnati Insurance was rated as the best cheap insurance provider. It has an outstanding affordability rating and customer satisfaction scores. Cincinnati Insurance also offers a variety of discounts to help you further save money on your insurance.

If you insure multiple vehicles with the company or bundle your home and auto insurance, you can access discounts. Savings on insurance premiums are available for teen drivers and other students who excel academically and maintain a 3.0 GPA on a 4.0 scale or a B average for the most recent term.

Drivers who are careful and have had few or no accidents in the past are also eligible for premium reductions. For those with airbags, anti-lock brakes and anti-theft devices installed on their cars, Cincinnati Insurance offers special discounts.

Read MoneyGeek's Cincinnati Insurance Auto Insurance Review

Average Cost of Car Insurance in Alexandria

In Alexandria, the average cost of car insurance is $1,011 yearly, $71 more than the state average of $940 but $254 lower than the national average as of October 2022. These premiums are for full coverage insurance with $100,000 per person and $300,000 per accident in bodily injury liability as well as $100,000 in property damage liability.

While Alexandria’s average car insurance is not significantly higher than Virginia’s average car insurance, costs may vary depending on your location.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.

Mark earned a master’s degree in Economics and International Relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his economics and insurance knowledge to bring transparency around financial topics and help others feel confident in their money moves.


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