Travelers ranks as Delaware's best car insurance company, earning a MoneyGeek score of 4.89 out of 5 for its strong performance in affordability and customer satisfaction. Since insurance needs vary by individual, we also recommend considering Progressive, Farmers, State Farm and GEICO.
Best Car Insurance in Delaware
Updated: August 26, 2025
Advertising & Editorial Disclosure
Key Takeaways
The best overall car insurance provider in Delaware is Travelers, leading the competition with top customer satisfaction ratings.
Travelers is the best choice for Delaware drivers with speeding tickets, while it also ranks highest for those with newer vehicles.
To find the best insurance rates in Delaware, decide on your coverage needs, research provider options and compare plenty of quotes before making a decision.
Best Car Insurance Companies in Delaware
| Travelers | 4.89 | $63 | 1 | 4 |
| Progressive | 4.41 | $142 | 2 | 2 |
| Farmers | 4.38 | $100 | 10 | 1 |
| State Farm | 4.34 | $108 | 3 | 6 |
| GEICO | 4.32 | $96 | 5 | 6 |
*Scores above are for a 40-year-old male driver with a clean driving record and good credit who is insuring a 2012 Toyota Camry LE. Rates refer to an overall average of minimum and full coverage rates for this profile.
Best Car Insurance in Delaware by Driver Profile
Travelers dominates Delaware's car insurance market, ranking as the top choice across all 10 driver categories. The company is both the best and most affordable option in eight categories, while maintaining its position as the best choice for DUI and bad credit coverage.
| Young Drivers | Travelers | 3 | 1 | 4 |
| Adult Drivers | Travelers | 1 | 1 | 4 |
| Senior Drivers | Travelers | 1 | 1 | 4 |
| Drivers With an Accident | Travelers | 1 | 1 | 4 |
| Drivers With a DUI | Travelers | 2 | 1 | 4 |
| Drivers With a Speeding Ticket | Travelers | 1 | 1 | 4 |
| Drivers With Bad Credit | Travelers | 2 | 1 | 4 |
| Drivers With Low Income | Travelers | 1 | 1 | 4 |
| Drivers With Newer Cars | Travelers | 1 | 1 | 4 |
| Drivers With Old Cars | Travelers | 1 | 1 | 4 |
*We modified the categories above based on a 40-year-old male driver with a clean driving record and good credit who is insuring a 2012 Toyota Camry LE. Young drivers reflect ages 16 to 25, adult drivers ages 26 to 64 and seniors 65 and older.
Personalized Best Delaware Car Insurance Recommendations
Your insurance needs are unique, and our general recommendations might not fit your specific situation. Compare these five providers to find coverage that matches your personal profile and requirements.
Data filtered by:Results filtered by:
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Age Group:Adult Drivers
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Gender:Female
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Coverage Level:100/300/100 Full Cov. w/$1,000 Ded.
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Credit Alignment:Below Fair
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Driving Record:At Fault Accident ($1000-$1999 Prop Dmg)
| Travelers | 4.89 | $217 | 1 | 4 |
| American Family | 4.36 | $255 | 4 | 6 |
| Nationwide | 4.18 | $302 | 6 | 4 |
| Progressive | 4.00 | $396 | 2 | 2 |
| GEICO | 3.90 | $348 | 5 | 6 |
*Rates refer to an overall average of minimum and full coverage rates for this profile.
Best Delaware Car Insurance Reviews
Find detailed service breakdowns for our top-rated insurance companies below.
Travelers
Best Cheap Overall in Delaware
MoneyGeek Rating
4.9/ of 5
5/5Affordability
5/5Customer Experience
3.9/5Coverage Options
Average Monthly Full Coverage Cost
$78For 100/300/100 liability and $1,000 deductible comprehensive and collision coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAverage Monthly Minimum Coverage Cost
$48For minimum state coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAgent Service Score
4.2/5Aggregated across all captive and independent agentsMost Unique Coverage Add-on
IntelliDrive Plus Program
Progressive
Best Coverage Options in Delaware
MoneyGeek Rating
4.4/ of 5
4.4/5Affordability
4.4/5Customer Experience
4.8/5Coverage Options
Average Monthly Full Coverage Cost
$165For 100/300/100 liability and $1,000 deductible comprehensive and collision coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAverage Monthly Minimum Coverage Cost
$119For minimum state coverage for our base profile of a 40-year-old male driver with good credit and no driving violationsAgent Service Score
4.3/5Aggregated across all captive and independent agentsMost Unique Coverage Add-on
Pet Injury Coverage
How to Find the Best Car Insurance in Delaware
Finding the right car insurance in Delaware doesn't have to be complicated. Our guide helps you compare options and choose coverage that fits your needs and budget.
- 1
Decide on coverage needs before you buy
The easiest way to overpay for car insurance is not knowing what coverage you need. Consider your driving habits, location and finances when selecting auto insurance that meets Delaware required minimums.
- 2
Research average costs and discounts you may qualify for
Check average car insurance costs in Delaware. Look into savings opportunities like home and auto insurance bundles, telematics programs and good student discounts. Taking a state-approved defensive driving program can decrease costs.
- 3
Look through provider customer experiences and coverage options thoroughly
Look at customer reviews and available add-ons and optional coverages to make sure the provider meets your specific needs.
- 4
Consider non-standard coverage options
Explore specialized options like non-owner car insurance and pay-per-mile policies that might better suit your situation. If you need an SR-22 in Delaware, remember that provider recommendations may differ.
- 5
Compare plenty of quotes through multiple means
Getting multiple quotes is crucial to finding the cheapest option possible. Compare rates through independent agents, direct from insurers and online platforms since prices can vary between channels.
- 6
Reassess annually
Review your coverage and shop for new quotes each year to find the best possible rate.
Best Delaware Auto Insurance: Bottom Line
The best auto insurance depends on location, coverage type, driver profile and driving history. Travelers is the top-rated company overall for Delaware drivers, while Progressive and Farmers are also good options in the state.
Best Auto Insurance in Delaware: FAQ
Your ideal car insurance depends on your needs and budget, so we've answered common questions to help you find the right coverage.
What is the best car insurance company in Delaware?
Travelers leads Delaware's auto insurance market with a MoneyGeek score of 4.89 out of 5 and an average monthly premium of $78 for full coverage.
What is the best car insurance company for minimum coverage in Delaware?
Travelers ranks highest for minimum coverage in Delaware with an average rate as low as $571 per year.
What is the best car insurance in Delaware for young drivers?
Travelers stands as the top insurance choice for young adults in Delaware, combining competitive rates averaging $296 per month with outstanding customer service.
What is the best car insurance for Delaware drivers who value customer service?
Travelers ranks highest for customer experience in Delaware with a score of 5 out of 5. The company excels in their purchase experience, agent support, digital tools and claims handling process.
What is the best car insurance in Delaware if you have driving offenses?
Travelers offers the most competitive rates for Delaware drivers with violations, charging $49 monthly for minimum coverage and $80 for full coverage auto insurance.
How We Rated the Best Car Insurance in Delaware
We researched more than 70 companies, from national to small local providers across all U.S. residential ZIP codes in Delaware. We also checked the internet for customer reviews, discounts and coverage details to give you a complete picture of each provider's services. All companies had enough customer reviews and coverage information to make our list.
Here's how we score each company:
- Affordability (60% of score): We look at quotes for different driver profiles and compare rates within Delaware. Our main rating uses a 40-year-old male with good credit, no driving violations, no claims history and a valid license. We also check other combinations to ensure you find the right fit for your situation.
- Customer experience (30% of score): We used sources like Google reviews, J.D. Power, AM Best and Reddit to see what customers think about each company. We focused on Delaware-specific feedback to get an accurate score.
- Coverage options (10% of score): This score considers the number of coverage options a company offers, what makes it unique and what benefits it includes.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.